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Note 4 - Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2021

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		June 30, 2021
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2020		$	306			$	1,022			$	4,956			$	784			$	417			$	7,485
Charge-offs			—				—				(992	)			—				(159	)			(1,151	)
Recoveries			—				4				1				4				122				131
(Recovery of) provision for loan losses			(32	)			(11	)			(893	)			(30	)			(34	)			(1,000	)
Ending Balance, June 30, 2021		$	274			$	1,015			$	3,072			$	758			$	346			$	5,465
Ending Balance:
Individually evaluated for impairment			—				—				—				78				—				78
Collectively evaluated for impairment			273				1,015				3,072				680				347				5,387
Loans:
Ending Balance		$	25,035			$	235,158			$	245,455			$	102,966			$	8,734			$	617,348
Individually evaluated for impairment			—				410				158				1,534				—				2,102
Collectively evaluated for impairment			25,035				234,748				245,297				101,432				8,734				615,246

		December 31, 2020
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2019		$	464			$	776			$	2,296			$	562			$	836			$	4,934
Charge-offs			—				—				—				(69	)			(715	)			(784	)
Recoveries			2				8				2				18				305				335
Provision for (recovery of) loan losses			(160	)			238				2,658				273				(9	)			3,000
Ending Balance, December 31, 2020		$	306			$	1,022			$	4,956			$	784			$	417			$	7,485
Ending Balance:
Individually evaluated for impairment			—				—				2,065				158				—				2,223
Collectively evaluated for impairment			306				1,022				2,891				626				417				5,262
Loans:
Ending Balance		$	27,328			$	235,814			$	246,883			$	109,838			$	10,051			$	629,914
Individually evaluated for impairment			276				449				4,441				1,548				—				6,714
Collectively evaluated for impairment			27,052				235,365				242,442				108,290				10,051				623,200

		June 30, 2020
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2019		$	464			$	776			$	2,296			$	562			$	836			$	4,934
Charge-offs			—				—				—				(69	)			(435	)			(504	)
Recoveries			—				4				1				7				154				166
Provision for (recovery of) loan losses			(68	)			543				936				283				6				1,700
Ending Balance, June 30, 2020		$	396			$	1,323			$	3,233			$	783			$	561			$	6,296
Ending Balance:
Individually evaluated for impairment			—				5				23				—				—				28
Collectively evaluated for impairment			396				1,318				3,210				783				561				6,268
Loans:
Ending Balance		$	31,981			$	234,188			$	248,495			$	124,706			$	12,146			$	651,516
Individually evaluated for impairment			400				497				4,896				—				—				5,793
Collectively evaluated for impairment			31,581				233,691				243,599				124,706				12,146				645,723

Impaired Financing Receivables [Table Text Block]

		June 30, 2021
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	-			$	—			$	—			$	-			$	—			$	273			$	—
Secured by 1-4 family			544				410				—				410				—				429				—
Other real estate loans			169				158				—				158				—				4,447				1
Commercial and industrial			1,653				—				1,534				1,534				78				1,548				—
Total		$	2,366			$	568			$	1,534			$	2,102			$	78			$	6,697			$	1

		December 31, 2020
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	325			$	276			$	—			$	276			$	—			$	344			$	—
Secured by 1-4 family			568				449				—				449				—				517				1
Other real estate loans			4,492				171				4,270				4,441				2,065				2,623				109
Commercial and industrial			1,582				—				1,548				1,548				158				393				77
Total		$	6,967			$	896			$	5,818			$	6,714			$	2,223			$	3,877			$	187

		June 30, 2020
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	439			$	400			$	—			$	400			$	—			$	383			$	—
Secured by 1-4 family			595				280				217				497				5				563				1
Other real estate loans			4,948				583				4,313				4,896				23				574				127
Total		$	5,982			$	1,263			$	4,530			$	5,793			$	28			$	1,520			$	128

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447

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- Definition

Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524

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