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Note 4 - Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2021

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		September 30, 2021
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2020		$	306			$	1,022			$	4,956			$	784			$	417			$	7,485
Charge-offs			—				(15	)			(992	)			—				(255	)			(1,262	)
Recoveries			—				46				2				6				157				211
(Recovery of) provision for loan losses			(25	)			(97	)			(813	)			(81	)			16				(1,000	)
Ending Balance, September 30, 2021		$	281			$	956			$	3,153			$	709			$	335			$	5,434
Ending Balance:
Individually evaluated for impairment			—				—				—				84				—				84
Collectively evaluated for impairment			281				956				3,153				625				335				5,350
Loans:
Ending Balance		$	45,120			$	294,216			$	362,643			$	105,664			$	14,768			$	822,411
Individually evaluated for impairment			—				470				153				1,535				—				2,158
Collectively evaluated for impairment			45,120				293,746				362,490				104,129				14,768				820,253

		December 31, 2020
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2019		$	464			$	776			$	2,296			$	562			$	836			$	4,934
Charge-offs			—				—				—				(69	)			(715	)			(784	)
Recoveries			2				8				2				18				305				335
Provision for (recovery of) loan losses			(160	)			238				2,658				273				(9	)			3,000
Ending Balance, December 31, 2020		$	306			$	1,022			$	4,956			$	784			$	417			$	7,485
Ending Balance:
Individually evaluated for impairment			—				—				2,065				158				—				2,223
Collectively evaluated for impairment			306				1,022				2,891				626				417				5,262
Loans:
Ending Balance		$	27,328			$	235,814			$	246,883			$	109,838			$	10,051			$	629,914
Individually evaluated for impairment			276				449				4,441				1,548				—				6,714
Collectively evaluated for impairment			27,052				235,365				242,442				108,290				10,051				623,200

		September 30, 2020
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2019		$	464			$	776			$	2,296			$	562			$	836			$	4,934
Charge-offs			—				—				—				(69	)			(550	)			(619	)
Recoveries			2				6				2				17				235				262
Provision for (recovery of) loan losses			(164	)			305				2,691				398				(30	)			3,200
Ending Balance, September 30, 2020		$	302			$	1,087			$	4,989			$	908			$	491			$	7,777
Ending Balance:
Individually evaluated for impairment			—				—				2,108				181				—				2,289
Collectively evaluated for impairment			302				1,087				2,881				727				491				5,488
Loans:
Ending Balance		$	27,472			$	234,198			$	250,319			$	125,277			$	11,102			$	648,368
Individually evaluated for impairment			283				469				4,674				1,548				—				6,974
Collectively evaluated for impairment			27,189				233,729				245,645				123,729				11,102				641,394

Impaired Financing Receivables [Table Text Block]

		September 30, 2021
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	-			$	—			$	—			$	-			$	—			$	273			$	—
Secured by 1-4 family			611				470				—				470				—				420				3
Other real estate loans			167				153				—				153				—				3,159				1
Commercial and industrial			1,655				—				1,535				1,535				84				1,548				—
Total		$	2,433			$	623			$	1,535			$	2,158			$	84			$	5,400			$	4

		December 31, 2020
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	325			$	276			$	—			$	276			$	—			$	344			$	—
Secured by 1-4 family			568				449				—				449				—				517				1
Other real estate loans			4,492				171				4,270				4,441				2,065				2,623				109
Commercial and industrial			1,582				—				1,548				1,548				158				393				77
Total		$	6,967			$	896			$	5,818			$	6,714			$	2,223			$	3,877			$	187

		September 30, 2020
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	325			$	283			$	—			$	283			$	—			$	366			$	—
Secured by 1-4 family			578				469				—				469				—				536				1
Other real estate loans			4,698				361				4,313				4,674				2,108				1,974				109
Commercial and industrial			1,548				—				1,548				1,548				181				6				77
Total		$	7,149			$	1,113			$	5,861			$	6,974			$	2,289			$	2,882			$	187

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447

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- Definition

Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524

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