Actual

Minimum Capital Requirement

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

September 30, 2021

Total Capital (to Risk-Weighted Assets)

$

128,197

14.42

%

$

71,108

8.00

%

$

88,885

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

122,763

13.81

%

$

53,331

6.00

%

$

71,108

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

122,763

13.81

%

$

39,998

4.50

%

$

57,775

6.50

%

Tier 1 Capital (to Average Assets)

$

122,763

9.22

%

$

53,274

4.00

%

$

66,593

5.00

%

December 31, 2020

Total Capital (to Risk-Weighted Assets)

$

91,243

15.82

%

$

46,129

8.00

%

$

57,661

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

84,032

14.57

%

$

34,597

6.00

%

$

46,129

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

84,032

14.57

%

$

25,948

4.50

%

$

37,480

6.50

%

Tier 1 Capital (to Average Assets)

$

84,032

8.80

%

$

38,187

4.00

%

$

47,733

5.00

%