Actual

Minimum Capital Requirement

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2021:

Total Capital (to Risk-Weighted Assets)

$

125,934

14.76

%

$

68,237

8.00

%

$

85,296

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

120,224

14.09

%

$

51,178

6.00

%

$

68,237

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

120,224

14.09

%

$

38,383

4.50

%

$

55,442

6.50

%

Tier 1 Capital (to Average Assets)

$

120,224

8.82

%

$

54,497

4.00

%

$

68,121

5.00

%

December 31, 2020:

Total Capital (to Risk-Weighted Assets)

$

91,243

15.82

%

$

46,129

8.00

%

$

57,661

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

84,032

14.57

%

$

34,597

6.00

%

$

46,129

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

84,032

14.57

%

$

25,948

4.50

%

$

37,480

6.50

%

Tier 1 Capital (to Average Assets)

$

84,032

8.80

%

$

38,187

4.00

%

$

47,733

5.00

%