XML 40 R29.htm IDEA: XBRL DOCUMENT v3.22.1

Note 4 - Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2022

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		March 31, 2022
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2021		$	345			$	1,077			$	3,230			$	718			$	340			$	5,710
Charge-offs			—				—				—				(8	)			(98	)			(106	)
Recoveries			4				5				2				140				73				224
Provision for (recovery of) loan losses			(1	)			(113	)			145				(40	)			9				—
Ending Balance, March 31, 2022		$	348			$	969			$	3,377			$	810			$	324			$	5,828
Ending Balance:
Individually evaluated for impairment			—				—				—				—				—				—
Collectively evaluated for impairment			348				969				3,377				810				324				5,828
Loans:
Ending Balance		$	49,308			$	290,408			$	384,191			$	103,682			$	8,834			$	836,423
Individually evaluated for impairment			—				619				28				1,483				—				2,130
Collectively evaluated for impairment			49,308				289,789				384,163				102,199				8,834				834,293

		December 31, 2021
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2020		$	306			$	1,022			$	4,956			$	784			$	417			$	7,485
Charge-offs			—				(15	)			(992	)			(6	)			(434	)			(1,447	)
Recoveries			6				65				3				7				241				322
Provision for (recovery of) loan losses			33				5				(737	)			(67	)			116				(650	)
Ending Balance, December 31, 2021		$	345			$	1,077			$	3,230			$	718			$	340			$	5,710
Ending Balance:
Individually evaluated for impairment			—				—				—				55				—				55
Collectively evaluated for impairment			345				1,077				3,230				663				340				5,655
Loans:
Ending Balance		$	55,721			$	291,990			$	364,921			$	99,805			$	12,681			$	825,118
Individually evaluated for impairment			—				765				30				1,509				—				2,304
Collectively evaluated for impairment			55,721				291,225				364,891				98,296				12,681				822,814

		March 31, 2021
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2020		$	306			$	1,022			$	4,956			$	784			$	417			$	7,485
Charge-offs			—				—				—				—				(66	)			(66	)
Recoveries			—				2				1				2				62				67
Provision for (recovery of) loan losses			(16	)			7				39				46				(76	)			—
Ending Balance, March 31, 2021		$	290			$	1,031			$	4,996			$	832			$	337			$	7,486
Ending Balance:
Individually evaluated for impairment			—				—				2,065				123				—				2,188
Collectively evaluated for impairment			290				1,031				2,931				709				337				5,298
Loans:
Ending Balance		$	25,720			$	236,870			$	248,864			$	117,545			$	9,203			$	638,202
Individually evaluated for impairment			269				430				4,567				1,548				—				6,814
Collectively evaluated for impairment			25,451				236,440				244,297				115,997				9,203				631,388

Impaired Financing Receivables [Table Text Block]

		March 31, 2022
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Secured by 1-4 family residential		$	743			$	618			$	—			$	618			$	—			$	732			$	1
Other real estate loans			39				28				—				28				—				29				—
Commercial and industrial			1,680				1,484				—				1,484				—				1,491				—
Total			2,462				2,130				—				2,130				—				2,252				1

		December 31, 2021
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	—			$	—			$	—			$	—			$	—			$	91			$	—
Secured by 1-4 family residential			889				765				—				765				—				429				9
Other real estate loans			40				30				—				30				—				2,384				—
Commercial and industrial			1,673				—				1,509				1,509				55				1,613				—
Total		$	2,602			$	795			$	1,509			$	2,304			$	55			$	4,517			$	9

		March 31, 2021
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	323			$	269			$	—			$	269			$	—			$	273			$	—
Secured by 1-4 family residential			556				430				—				430				—				440				—
Other real estate loans			4,619				297				4,270				4,567				2,065				4,443				1
Commercial and industrial			1,639				—				1,548				1,548				123				1,548				—
Total		$	7,137			$	996			$	5,818			$	6,814			$	2,188			$	6,704			$	1

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524

+ Details

Name:	us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_TableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration