Actual

Minimum Capital Requirement

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

March 31, 2022

Total Capital (to Risk-Weighted Assets)

$

128,567

14.44

%

$

71,210

8.00

%

$

89,013

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

122,739

13.79

%

$

53,408

6.00

%

$

71,210

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

122,739

13.79

%

$

40,056

4.50

%

$

57,858

6.50

%

Tier 1 Capital (to Average Assets)

$

122,739

8.61

%

$

57,031

4.00

%

$

71,289

5.00

%

December 31, 2021

Total Capital (to Risk-Weighted Assets)

$

125,934

14.76

%

$

68,237

8.00

%

$

85,296

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

120,224

14.09

%

$

51,178

6.00

%

$

68,237

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

120,224

14.09

%

$

38,383

4.50

%

$

55,442

6.50

%

Tier 1 Capital (to Average Assets)

$

120,224

8.82

%

$

54,497

4.00

%

$

68,121

5.00

%