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v3.22.2.2

Note 4 - Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2022
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | June 30, 2022 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2021 |  | $ | 345 |  |  | $ | 1,077 |  |  | $ | 3,230 |  |  | $ | 718 |  |  | $ | 340 |  |  | $ | 5,710 |
Charge-offs |  |  | — |  |  |  | (5 | ) |  |  | — |  |  |  | (8 | ) |  |  | (200 | ) |  |  | (213 | )
Recoveries |  |  | 7 |  |  |  | 10 |  |  |  | 4 |  |  |  | 146 |  |  |  | 138 |  |  |  | 305 |
Provision for (recovery of) loan losses |  |  | (9 | ) |  |  | (40 | ) |  |  | 334 |  |  |  | 20 |  |  |  | 95 |  |  |  | 400 |
Ending Balance, June 30, 2022 |  | $ | 343 |  |  | $ | 1,042 |  |  | $ | 3,568 |  |  | $ | 876 |  |  | $ | 373 |  |  | $ | 6,202 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Collectively evaluated for impairment |  |  | 343 |  |  |  | 1,042 |  |  |  | 3,568 |  |  |  | 876 |  |  |  | 373 |  |  |  | 6,202 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 49,118 |  |  | $ | 312,083 |  |  | $ | 401,037 |  |  | $ | 109,548 |  |  | $ | 8,303 |  |  | $ | 880,089 |
Individually evaluated for impairment |  |  | — |  |  |  | 420 |  |  |  | 22 |  |  |  | — |  |  |  | — |  |  |  | 442 |
Collectively evaluated for impairment |  |  | 49,118 |  |  |  | 311,663 |  |  |  | 401,015 |  |  |  | 109,548 |  |  |  | 8,303 |  |  |  | 879,647 |
|  | December 31, 2021 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2020 |  | $ | 306 |  |  | $ | 1,022 |  |  | $ | 4,956 |  |  | $ | 784 |  |  | $ | 417 |  |  | $ | 7,485 |
Charge-offs |  |  | — |  |  |  | (15 | ) |  |  | (992 | ) |  |  | (6 | ) |  |  | (434 | ) |  |  | (1,447 | )
Recoveries |  |  | 6 |  |  |  | 65 |  |  |  | 3 |  |  |  | 7 |  |  |  | 241 |  |  |  | 322 |
Provision for (recovery of) loan losses |  |  | 33 |  |  |  | 5 |  |  |  | (737 | ) |  |  | (67 | ) |  |  | 116 |  |  |  | (650 | )
Ending Balance, December 31, 2021 |  | $ | 345 |  |  | $ | 1,077 |  |  | $ | 3,230 |  |  | $ | 718 |  |  | $ | 340 |  |  | $ | 5,710 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 55 |  |  |  | — |  |  |  | 55 |
Collectively evaluated for impairment |  |  | 345 |  |  |  | 1,077 |  |  |  | 3,230 |  |  |  | 663 |  |  |  | 340 |  |  |  | 5,655 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 55,721 |  |  | $ | 291,990 |  |  | $ | 364,921 |  |  | $ | 99,805 |  |  | $ | 12,681 |  |  | $ | 825,118 |
Individually evaluated for impairment |  |  | — |  |  |  | 765 |  |  |  | 30 |  |  |  | 1,509 |  |  |  | — |  |  |  | 2,304 |
Collectively evaluated for impairment |  |  | 55,721 |  |  |  | 291,225 |  |  |  | 364,891 |  |  |  | 98,296 |  |  |  | 12,681 |  |  |  | 822,814 |
|  | June 30, 2021 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2020 |  | $ | 306 |  |  | $ | 1,022 |  |  | $ | 4,956 |  |  | $ | 784 |  |  | $ | 417 |  |  | $ | 7,485 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | (992 | ) |  |  | — |  |  |  | (159 | ) |  |  | (1,151 | )
Recoveries |  |  | — |  |  |  | 4 |  |  |  | 1 |  |  |  | 4 |  |  |  | 122 |  |  |  | 131 |
Provision for (recovery of) loan losses |  |  | (32 | ) |  |  | (11 | ) |  |  | (893 | ) |  |  | (30 | ) |  |  | (34 | ) |  |  | (1,000 | )
Ending Balance, June 30, 2021 |  | $ | 274 |  |  | $ | 1,015 |  |  | $ | 3,072 |  |  | $ | 758 |  |  | $ | 346 |  |  | $ | 5,465 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 78 |  |  |  | — |  |  |  | 78 |
Collectively evaluated for impairment |  |  | 273 |  |  |  | 1,015 |  |  |  | 3,072 |  |  |  | 680 |  |  |  | 347 |  |  |  | 5,387 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 25,035 |  |  | $ | 235,158 |  |  | $ | 245,455 |  |  | $ | 102,966 |  |  | $ | 8,734 |  |  | $ | 617,348 |
Individually evaluated for impairment |  |  | — |  |  |  | 410 |  |  |  | 158 |  |  |  | 1,534 |  |  |  | — |  |  |  | 2,102 |
Collectively evaluated for impairment |  |  | 25,035 |  |  |  | 234,748 |  |  |  | 245,297 |  |  |  | 101,432 |  |  |  | 8,734 |  |  |  | 615,246 |
Impaired Financing Receivables [Table Text Block] |
|  | June 30, 2022 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Secured by 1-4 family residential |  | $ | 552 |  |  | $ | 420 |  |  | $ | — |  |  | $ | 420 |  |  | $ | — |  |  | $ | 650 |  |  | $ | — |
Other real estate loans |  |  | 34 |  |  |  | 22 |  |  |  | — |  |  |  | 22 |  |  |  | — |  |  |  | 26 |  |  |  | — |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1,241 |  |  |  | — |
Total |  | $ | 586 |  |  | $ | 442 |  |  | $ | — |  |  | $ | 442 |  |  | $ | — |  |  | $ | 1,917 |  |  | $ | — |
|  | December 31, 2021 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 91 |  |  | $ | — |
Secured by 1-4 family residential |  |  | 889 |  |  |  | 766 |  |  |  | — |  |  |  | 766 |  |  |  | — |  |  |  | 429 |  |  |  | 9 |
Other real estate loans |  |  | 40 |  |  |  | 29 |  |  |  | — |  |  |  | 29 |  |  |  | — |  |  |  | 2,384 |  |  |  | — |
Commercial and industrial |  |  | 1,673 |  |  |  | — |  |  |  | 1,509 |  |  |  | 1,509 |  |  |  | 55 |  |  |  | 1,613 |  |  |  | — |
Total |  | $ | 2,602 |  |  | $ | 795 |  |  | $ | 1,509 |  |  | $ | 2,304 |  |  | $ | 55 |  |  | $ | 4,517 |  |  | $ | 9 |
|  | June 30, 2021 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 273 |  |  | $ | — |
Secured by 1-4 family residential |  |  | 544 |  |  |  | 410 |  |  |  | — |  |  |  | 410 |  |  |  | — |  |  |  | 429 |  |  |  | — |
Other real estate loans |  |  | 169 |  |  |  | 158 |  |  |  | — |  |  |  | 158 |  |  |  | — |  |  |  | 4,447 |  |  |  | 1 |
Commercial and industrial |  |  | 1,653 |  |  |  | — |  |  |  | 1,534 |  |  |  | 1,534 |  |  |  | 78 |  |  |  | 1,548 |  |  |  | — |
Total |  | $ | 2,366 |  |  | $ | 568 |  |  | $ | 1,534 |  |  | $ | 2,102 |  |  | $ | 78 |  |  | $ | 6,697 |  |  | $ | 1 |

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