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v3.22.2.2

Note 4 - Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2022
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | September 30, 2022 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2021 |  | $ | 345 |  |  | $ | 1,077 |  |  | $ | 3,230 |  |  | $ | 718 |  |  | $ | 340 |  |  | $ | 5,710 |
Charge-offs |  |  | — |  |  |  | (6 | ) |  |  | — |  |  |  | — |  |  |  | (387 | ) |  |  | (393 | )
Recoveries |  |  | 10 |  |  |  | 15 |  |  |  | 12 |  |  |  | 144 |  |  |  | 194 |  |  |  | 375 |
Provision for (recovery of) loan losses |  |  | 99 |  |  |  | (22 | ) |  |  | 331 |  |  |  | 69 |  |  |  | 123 |  |  |  | 600 |
Ending Balance, September 30, 2022 |  | $ | 454 |  |  | $ | 1,064 |  |  | $ | 3,573 |  |  | $ | 931 |  |  | $ | 270 |  |  | $ | 6,292 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Collectively evaluated for impairment |  |  | 454 |  |  |  | 1,064 |  |  |  | 3,573 |  |  |  | 931 |  |  |  | 270 |  |  |  | 6,292 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 51,352 |  |  | $ | 317,414 |  |  | $ | 417,504 |  |  | $ | 112,145 |  |  | $ | 8,099 |  |  | $ | 906,514 |
Individually evaluated for impairment |  |  | — |  |  |  | 549 |  |  |  | 17 |  |  |  | — |  |  |  | — |  |  |  | 566 |
Collectively evaluated for impairment |  |  | 51,352 |  |  |  | 316,865 |  |  |  | 417,487 |  |  |  | 112,145 |  |  |  | 8,099 |  |  |  | 905,948 |
|  | December 31, 2021 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2020 |  | $ | 306 |  |  | $ | 1,022 |  |  | $ | 4,956 |  |  | $ | 784 |  |  | $ | 417 |  |  | $ | 7,485 |
Charge-offs |  |  | — |  |  |  | (15 | ) |  |  | (992 | ) |  |  | (6 | ) |  |  | (434 | ) |  |  | (1,447 | )
Recoveries |  |  | 6 |  |  |  | 65 |  |  |  | 3 |  |  |  | 7 |  |  |  | 241 |  |  |  | 322 |
Provision for (recovery of) loan losses |  |  | 33 |  |  |  | 5 |  |  |  | (737 | ) |  |  | (67 | ) |  |  | 116 |  |  |  | (650 | )
Ending Balance, December 31, 2021 |  | $ | 345 |  |  | $ | 1,077 |  |  | $ | 3,230 |  |  | $ | 718 |  |  | $ | 340 |  |  | $ | 5,710 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 55 |  |  |  | — |  |  |  | 55 |
Collectively evaluated for impairment |  |  | 345 |  |  |  | 1,077 |  |  |  | 3,230 |  |  |  | 663 |  |  |  | 340 |  |  |  | 5,655 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 55,721 |  |  | $ | 291,990 |  |  | $ | 364,921 |  |  | $ | 99,805 |  |  | $ | 12,681 |  |  | $ | 825,118 |
Individually evaluated for impairment |  |  | — |  |  |  | 765 |  |  |  | 30 |  |  |  | 1,509 |  |  |  | — |  |  |  | 2,304 |
Collectively evaluated for impairment |  |  | 55,721 |  |  |  | 291,225 |  |  |  | 364,891 |  |  |  | 98,296 |  |  |  | 12,681 |  |  |  | 822,814 |
|  | September 30, 2021 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2020 |  | $ | 306 |  |  | $ | 1,022 |  |  | $ | 4,956 |  |  | $ | 784 |  |  | $ | 417 |  |  | $ | 7,485 |
Charge-offs |  |  | — |  |  |  | (15 | ) |  |  | (992 | ) |  |  | — |  |  |  | (255 | ) |  |  | (1,262 | )
Recoveries |  |  | — |  |  |  | 46 |  |  |  | 2 |  |  |  | 6 |  |  |  | 157 |  |  |  | 211 |
(Recovery of) provision for loan losses |  |  | (25 | ) |  |  | (97 | ) |  |  | (813 | ) |  |  | (81 | ) |  |  | 16 |  |  |  | (1,000 | )
Ending Balance, September 30, 2021 |  | $ | 281 |  |  | $ | 956 |  |  | $ | 3,153 |  |  | $ | 709 |  |  | $ | 335 |  |  | $ | 5,434 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 84 |  |  |  | — |  |  |  | 84 |
Collectively evaluated for impairment |  |  | 281 |  |  |  | 956 |  |  |  | 3,153 |  |  |  | 625 |  |  |  | 335 |  |  |  | 5,350 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 45,120 |  |  | $ | 294,216 |  |  | $ | 362,643 |  |  | $ | 105,664 |  |  | $ | 14,768 |  |  | $ | 822,411 |
Individually evaluated for impairment |  |  | — |  |  |  | 470 |  |  |  | 153 |  |  |  | 1,535 |  |  |  | — |  |  |  | 2,158 |
Collectively evaluated for impairment |  |  | 45,120 |  |  |  | 293,746 |  |  |  | 362,490 |  |  |  | 104,129 |  |  |  | 14,768 |  |  |  | 820,253 |
Impaired Financing Receivables [Table Text Block] |
|  | September 30, 2022 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Secured by 1-4 family residential |  | $ | 560 |  |  | $ | 549 |  |  | $ | — |  |  | $ | 549 |  |  | $ | — |  |  | $ | 593 |  |  | $ | 11 |
Other real estate loans |  |  | 29 |  |  |  | 17 |  |  |  | — |  |  |  | 17 |  |  |  | — |  |  |  | 24 |  |  |  | — |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 823 |  |  |  | — |
Total |  | $ | 589 |  |  | $ | 566 |  |  | $ | — |  |  | $ | 566 |  |  | $ | — |  |  | $ | 1,440 |  |  | $ | 11 |
|  | December 31, 2021 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 91 |  |  | $ | — |
Secured by 1-4 family residential |  |  | 889 |  |  |  | 766 |  |  |  | — |  |  |  | 766 |  |  |  | — |  |  |  | 429 |  |  |  | 9 |
Other real estate loans |  |  | 40 |  |  |  | 29 |  |  |  | — |  |  |  | 29 |  |  |  | — |  |  |  | 2,384 |  |  |  | — |
Commercial and industrial |  |  | 1,673 |  |  |  | — |  |  |  | 1,509 |  |  |  | 1,509 |  |  |  | 55 |  |  |  | 1,613 |  |  |  | — |
Total |  | $ | 2,602 |  |  | $ | 795 |  |  | $ | 1,509 |  |  | $ | 2,304 |  |  | $ | 55 |  |  | $ | 4,517 |  |  | $ | 9 |
|  | September 30, 2021 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 273 |  |  | $ | — |
Secured by 1-4 family residential |  |  | 611 |  |  |  | 470 |  |  |  | — |  |  |  | 470 |  |  |  | — |  |  |  | 420 |  |  |  | 3 |
Other real estate loans |  |  | 167 |  |  |  | 153 |  |  |  | — |  |  |  | 153 |  |  |  | — |  |  |  | 3,159 |  |  |  | 1 |
Commercial and industrial |  |  | 1,655 |  |  |  | — |  |  |  | 1,535 |  |  |  | 1,535 |  |  |  | 84 |  |  |  | 1,548 |  |  |  | — |
Total |  | $ | 2,433 |  |  | $ | 623 |  |  | $ | 1,535 |  |  | $ | 2,158 |  |  | $ | 84 |  |  | $ | 5,400 |  |  | $ | 4 |

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