XML 34 R23.htm IDEA: XBRL DOCUMENT
v3.22.2.2

Note 3 - Loans (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2022
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | September 30, 2022 |  |  | December 31, 2021 |
Real estate loans: |  |  |  |  |  |  |  |
Construction and land development |  | $ | 51,352 |  |  | $ | 55,721 |
Secured by 1-4 family residential |  |  | 317,414 |  |  |  | 291,990 |
Other real estate loans |  |  | 417,504 |  |  |  | 364,921 |
Commercial and industrial loans |  |  | 112,145 |  |  |  | 99,805 |
Consumer and other loans |  |  | 8,099 |  |  |  | 12,681 |
Total loans |  | $ | 906,514 |  |  | $ | 825,118 |
Allowance for loan losses |  |  | (6,292 | ) |  |  | (5,710 | )
Loans, net |  | $ | 900,222 |  |  | $ | 819,408 |
Loans Acquired in Business Combination [Table Text Block] |
|  | Acquired Loans- |
|  | Purchased |
(Dollars in thousands) |  | Performing |
Outstanding principal balance |  | $ | 166,832 |
Carrying amount |  |  |  |
Real estate loans: |  |  |  |
Construction and land development |  | $ | 5,943 |
Secured by 1-4 family residential |  |  | 44,046 |
Other real estate loans |  |  | 86,226 |
Commercial and industrial loans |  |  | 23,848 |
Consumer and other loans |  |  | 4,115 |
Total acquired loans |  | $ | 164,178 |
Financing Receivable, Past Due [Table Text Block] |
|  | September 30, 2022 |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | > 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Non-accrual Loans |  |  | 90 Days or More Past Due and Accruing |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 432 |  |  | $ | 175 |  |  | $ | 211 |  |  | $ | 818 |  |  | $ | 50,534 |  |  | $ | 51,352 |  |  | $ | — |  |  | $ | 211 |
Secured by 1-4 family residential |  |  | 153 |  |  |  | — |  |  |  | 286 |  |  |  | 439 |  |  |  | 316,975 |  |  |  | 317,414 |  |  |  | 549 |  |  |  | 95 |
Other real estate loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 417,504 |  |  |  | 417,504 |  |  |  | 17 |  |  |  | — |
Commercial and industrial |  |  | 114 |  |  |  | 1,204 |  |  |  | — |  |  |  | 1,318 |  |  |  | 110,827 |  |  |  | 112,145 |  |  |  | — |  |  |  | — |
Consumer and other loans |  |  | 39 |  |  |  | — |  |  |  | — |  |  |  | 39 |  |  |  | 8,060 |  |  |  | 8,099 |  |  |  | — |  |  |  | — |
Total |  | $ | 738 |  |  | $ | 1,379 |  |  | $ | 497 |  |  | $ | 2,614 |  |  | $ | 903,900 |  |  | $ | 906,514 |  |  | $ | 566 |  |  | $ | 306 |
|  | December 31, 2021 |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | > 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Non-accrual Loans |  |  | 90 Days or More Past Due and Accruing |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | — |  |  | $ | 115 |  |  | $ | — |  |  | $ | 115 |  |  | $ | 55,606 |  |  | $ | 55,721 |  |  | $ | — |  |  | $ | — |
Secured by 1-4 family residential |  |  | 1,293 |  |  |  | 100 |  |  |  | 372 |  |  |  | 1,765 |  |  |  | 290,225 |  |  |  | 291,990 |  |  |  | 766 |  |  |  | — |
Other real estate loans |  |  | 186 |  |  |  | — |  |  |  | — |  |  |  | 186 |  |  |  | 364,735 |  |  |  | 364,921 |  |  |  | 29 |  |  |  | — |
Commercial and industrial |  |  | 1,474 |  |  |  | — |  |  |  | — |  |  |  | 1,474 |  |  |  | 98,331 |  |  |  | 99,805 |  |  |  | 1,509 |  |  |  | — |
Consumer and other loans |  |  | 56 |  |  |  | 11 |  |  |  | — |  |  |  | 67 |  |  |  | 12,614 |  |  |  | 12,681 |  |  |  | — |  |  |  | — |
Total |  | $ | 3,009 |  |  | $ | 226 |  |  | $ | 372 |  |  | $ | 3,607 |  |  | $ | 821,511 |  |  | $ | 825,118 |  |  | $ | 2,304 |  |  | $ | — |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | September 30, 2022 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 51,352 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 51,352 |
Secured by 1-4 family residential |  |  | 316,561 |  |  |  | — |  |  |  | 853 |  |  |  | — |  |  |  | 317,414 |
Other real estate loans |  |  | 415,966 |  |  |  | 1,521 |  |  |  | 17 |  |  |  | — |  |  |  | 417,504 |
Commercial and industrial |  |  | 110,484 |  |  |  | 1,661 |  |  |  | — |  |  |  | — |  |  |  | 112,145 |
Consumer and other loans |  |  | 8,099 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 8,099 |
Total |  | $ | 902,462 |  |  | $ | 3,182 |  |  | $ | 870 |  |  | $ | — |  |  | $ | 906,514 |
|  | December 31, 2021 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 55,721 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 55,721 |
Secured by 1-4 family residential |  |  | 290,909 |  |  |  | — |  |  |  | 1,081 |  |  |  | — |  |  |  | 291,990 |
Other real estate loans |  |  | 364,892 |  |  |  | — |  |  |  | 29 |  |  |  | — |  |  |  | 364,921 |
Commercial and industrial |  |  | 97,215 |  |  |  | 1,081 |  |  |  | 1,509 |  |  |  | — |  |  |  | 99,805 |
Consumer and other loans |  |  | 12,681 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 12,681 |
Total |  | $ | 821,418 |  |  | $ | 1,081 |  |  | $ | 2,619 |  |  | $ | — |  |  | $ | 825,118 |

X
- Definition Tabular disclosure of loans acquired in a business combination. + References No definition available. + Details
Name: | fxnc_LoansAcquiredInBusinessCombinationTableTextBlock
Namespace Prefix: | fxnc_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_TableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration