Actual

Minimum Capital Requirement

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2022:

Total Capital (to Risk-Weighted Assets)

$

139,549

14.60

%

$

76,462

8.00

%

$

95,578

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

132,103

13.82

%

$

57,347

6.00

%

$

76,462

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

132,103

13.82

%

$

43,010

4.50

%

$

62,126

6.50

%

Tier 1 Capital (to Average Assets)

$

132,103

9.36

%

$

55,228

4.00

%

$

69,035

5.00

%

December 31, 2021:

Total Capital (to Risk-Weighted Assets)

$

125,934

14.76

%

$

68,237

8.00

%

$

85,296

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

120,224

14.09

%

$

51,178

6.00

%

$

68,237

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

120,224

14.09

%

$

38,383

4.50

%

$

55,442

6.50

%

Tier 1 Capital (to Average Assets)

$

120,224

8.82

%

$

54,497

4.00

%

$

68,121

5.00

%