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Note 3 - Loans (Tables)

9 Months Ended

Sep. 30, 2023

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30, 2023				December 31, 2022
Real estate loans:
Construction and land development		$	50,405			$	51,840
Secured by 1-4 family residential			340,773				331,421
Other real estate loans			433,177				418,456
Commercial and industrial loans			117,130				111,225
Consumer and other loans			11,014				7,581
Total loans		$	952,499			$	920,523
Allowance for credit losses			(8,896	)			(7,446	)
Loans, net		$	943,603			$	913,077

Financing Receivable, Purchased with Credit Deterioration [Table Text Block]

		September 30, 2023				December 31, 2022
		Acquired Loans-				Acquired Loans-
		Non-Purchased				Non-Purchased
(Dollars in thousands)		Credit Deteriorated				Credit Deteriorated
Outstanding principal balance		$	166,349			$	187,017
Carrying amount
Real estate loans:
Construction and land development		$	8,450			$	9,823
Secured by 1-4 family residential			36,405				42,915
Other real estate loans			95,313				103,521
Commercial and industrial loans			20,681				24,661
Consumer and other loans			3,472				3,560
Total acquired loans		$	164,321			$	184,480

Financing Receivable, Past Due [Table Text Block]

		September 30, 2023
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	—			$	—			$	39			$	39			$	50,366			$	50,405			$	39			$	—
Secured by 1-4 family residential			1,242				58				534				1,834				338,939				340,773				546				368
Other real estate loans			—				—				62				62				433,115				433,177				67				—
Commercial and industrial			83				—				—				83				117,047				117,130				2,464				—
Consumer and other loans			10				2				2				14				11,000				11,014				—				2
Total		$	1,335			$	60			$	637			$	2,032			$	950,467			$	952,499			$	3,116			$	370

		December 31, 2022
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	115			$	20			$	1,045			$	1,180			$	50,660			$	51,840			$	1,045			$	—
Secured by 1-4 family residential			1,033				60				207				1,300				330,121				331,421				530				—
Other real estate loans			109				—				—				109				418,347				418,456				13				—
Commercial and industrial			31				130				1,085				1,246				109,979				111,225				1,085				—
Consumer and other loans			26				25				—				51				7,530				7,581				—				—
Total		$	1,314			$	235			$	2,337			$	3,886			$	916,637			$	920,523			$	2,673			$	—

Financing Receivable Credit Quality Indicators [Table Text Block]

		September 30, 2023
		Term Loans by Year of Origination
		2023				2022				2021				2020				2019				Prior				Revolving				Total
Construction and land development
Pass		$	2,625			$	3,311			$	7,824			$	2,613			$	2,127			$	3,290			$	28,576			$	50,366
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				39				—				39
Doubtful			—				—				—				—				—				—				—				—
Total Construction and land development		$	2,625			$	3,311			$	7,824			$	2,613			$	2,127			$	3,329			$	28,576			$	50,405
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Secured by 1-4 family residential
Pass		$	32,461			$	78,044			$	65,455			$	42,454			$	33,258			$	78,826			$	9,438			$	339,936
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				98				19				—				—				720				—				837
Doubtful			—				—				—				—				—				—				—				—
Total Secured by 1-4 family residential		$	32,461			$	78,142			$	65,474			$	42,454			$	33,258			$	79,546			$	9,438			$	340,773
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Other real estate loans
Pass		$	34,365			$	93,010			$	87,799			$	42,599			$	40,686			$	123,320			$	11,331			$	433,110
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				67				67
Doubtful			—				—				—				—				—				—				—				—
Total Other real estate loans		$	34,365			$	93,010			$	87,799			$	42,599			$	40,686			$	123,320			$	11,398			$	433,177
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and industrial
Pass		$	21,279			$	30,216			$	25,491			$	4,373			$	5,135			$	8,729			$	18,050			$	113,273
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				2,870				—				100				—				887				—				3,857
Doubtful			—				—				—				—				—				—				—				—
Total Commercial and industrial		$	21,279			$	33,086			$	25,491			$	4,473			$	5,135			$	9,616			$	18,050			$	117,130
Current period gross write-offs		$	—			$	—			$	—			$	624			$	—			$	253			$	—			$	877
Consumer and other loans
Pass		$	2,625			$	1,408			$	395			$	1,505			$	2,222			$	29			$	2,830			$	11,014
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—
Total Consumer and other loans		$	2,625			$	1,408			$	395			$	1,505			$	2,222			$	29			$	2,830			$	11,014
Current period gross write-offs		$	273			$	55			$	3			$	14			$	3			$	3			$	—			$	351

		December 31, 2022
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	50,795			$	—			$	1,045			$	—			$	51,840
Secured by 1-4 family residential			330,590				—				831				—				331,421
Other real estate loans			416,559				1,884				13				—				418,456
Commercial and industrial			110,065				75				1,085				—				111,225
Consumer and other loans			7,581				—				—				—				7,581
Total		$	915,590			$	1,959			$	2,974			$	—			$	920,523

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