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Note 3 - Loans (Tables)
12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

2023

  

2022

 

Real estate loans:

        

Construction and land development

 $52,680  $51,840 

Secured by 1-4 family residential

  344,369   331,421 

Other real estate

  447,272   418,456 

Commercial and industrial loans

  113,074   111,225 

Consumer and other loans

  12,035   7,581 

Total loans

 $969,430  $920,523 

Allowance for credit losses

  (11,974)  (7,446)

Loans, net

 $957,456  $913,077 
Financing Receivable, Past Due [Table Text Block]
  

December 31, 2023

 
  30-59 Days Past Due  60-89 Days Past Due  >90 Days Past Due  Total Past Due  

Current

  Total Loans  Non-Accrual Loans  90 Days or More Past Due and Accruing 

Real estate loans:

                                

Construction and land development

 $183  $4  $38  $225  $52,455  $52,680  $38  $ 

1-4 family residential

  1,364   350   392   2,106   342,263   344,369   495   245 

Other real estate

        82   82   447,190   447,272      82 

Commercial and industrial

  252   316   197   765   112,309   113,074   6,230   197 

Consumer and other loans

  33         33   12,002   12,035       

Total

 $1,832  $670  $709  $3,211  $966,219  $969,430  $6,763  $524 
  

December 31, 2022

 
  30-59 Days Past Due  60-89 Days Past Due  >90 Days Past Due  Total Past Due  

Current

  Total Loans  Non-Accrual Loans  90 Days or More Past Due and Accruing 

Real estate loans:

                                

Construction and land development

 $115  $20  $1,045  $1,180  $50,660  $51,840  $1,045  $ 

1-4 family residential

  1,033   60   207   1,300   330,121   331,421   530    

Other real estate

  109         109   418,347   418,456   13    

Commercial and industrial

  31   130   1,085   1,246   109,979   111,225   1,085    

Consumer and other loans

  26   25      51   7,530   7,581       

Total

 $1,314  $235  $2,337  $3,886  $916,637  $920,523  $2,673  $ 
Financing Receivable, Purchased with Credit Deterioration [Table Text Block]
  

Acquired Loans - Purchased Performing

 

(Dollars in thousands)

 

2023

  

2022

 

Outstanding principal balance

 $164,028  $187,017 
         

Carrying amount

        

Real estate loans:

        

Construction and land development

 $7,851  $9,823 

Secured by 1-4 family residential

  36,290   42,915 

Other real estate loans

  94,882   103,521 

Commercial and industrial loans

  19,611   24,661 

Consumer and other loans

  3,451   3,560 

Total acquired loans

 $162,085  $184,480 
Financing Receivable Credit Quality Indicators [Table Text Block]
  

December 31, 2023

 
  

Term Loans by Year of Origination

 
  

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Revolving

  

Total

 

Construction and land development

                                

Pass

 $2,477  $2,925  $4,350  $3,450  $2,085  $2,859  $34,496  $52,642 

Special Mention

                        

Substandard

                 38      38 

Doubtful

                        

Total Construction and land development

 $2,477  $2,925  $4,350  $3,450  $2,085  $2,897  $34,496  $52,680 
                                 

Current period gross write-offs

 $  $  $  $  $  $  $  $ 
                                 

Secured by 1-4 family residential

                                

Pass

 $43,029  $77,196  $64,063  $41,192  $31,509  $76,295  $10,303  $343,587 

Special Mention

                        

Substandard

     98   19         665      782 

Doubtful

                        

Total Secured by 1-4 family residential

 $43,029  $77,294  $64,082  $41,192  $31,509  $76,960  $10,303  $344,369 
                                 

Current period gross write-offs

 $  $59  $  $  $  $  $  $59 
                                 

Other real estate loans

                                

Pass

 $51,560  $94,666  $90,089  $41,186  $36,747  $122,755  $10,269  $447,272 

Special Mention

                        

Substandard

                        

Doubtful

                        

Total Other real estate loans

 $51,560  $94,666  $90,089  $41,186  $36,747  $122,755  $10,269  $447,272 
                                 

Current period gross write-offs

 $  $  $  $  $  $34  $  $34 
                                 

Commercial and industrial

                                

Pass

 $22,086  $26,755  $20,352  $4,102  $4,448  $8,276  $20,825  $106,844 

Special Mention

                        

Substandard

  58   3,757   1,453      167   795      6,230 

Doubtful

                        

Total Commercial and industrial

 $22,144  $30,512  $21,805  $4,102  $4,615  $9,071  $20,825  $113,074 
                                 

Current period gross write-offs

 $315  $1,121  $1,139  $624  $  $253  $  $3,452 
                                 

Consumer and other loans

                                

Pass

 $3,021  $1,203  $311  $1,471  $2,172  $14  $3,843  $12,035 

Special Mention

                        

Substandard

                        

Doubtful

                        

Total Consumer and other loans

 $3,021  $1,203  $311  $1,471  $2,172  $14  $3,843  $12,035 
                                 

Current period gross write-offs

 $366  $57  $4  $15  $3  $3  $  $448 
  

December 31, 2022

 
  

Pass

  

Special Mention

  

Substandard

  

Doubtful

  

Total

 

Real estate loans:

                    

Construction and land development

 $50,795  $  $1,045  $  $51,840 

Secured by 1-4 family residential

  330,590      831      331,421 

Other real estate

  416,559   1,884   13      418,456 

Commercial and industrial

  110,065   75   1,085      111,225 

Consumer and other loans

  7,581            7,581 

Total

 $915,590  $1,959  $2,974  $  $920,523