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Note 4 - Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2023

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		December 31, 2023
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for credit losses:
Beginning Balance, December 31, 2022		$	546			$	1,108			$	3,609			$	1,874			$	309			$	7,446
Adjustment to allowance for adoption of ASU 2016-13			(313	)			1,409				1,702				(387	)			(225	)			2,186
Charge-offs			—				(59	)			(34	)			(3,452	)			(448	)			(3,993	)
Recoveries			—				47				14				145				212				418
Provision for (recovery of) credit losses			79				654				(593	)			5,526				251				5,917
Ending Balance, December 31, 2023		$	312			$	3,159			$	4,698			$	3,706			$	99			$	11,974
Ending Balance:
Individually evaluated			—				—				—				2,705				—				2,705
Collectively evaluated			312				3,159				4,698				1,001				99				9,269
Loans:
Ending Balance			52,680				344,369				447,272				113,074				12,035				969,430
Individually evaluated			38				495				—				6,230				—				6,763
Collectively evaluated			52,642				343,874				447,272				106,844				12,035				962,667

		December 31, 2022
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2021		$	345			$	1,077			$	3,230			$	718			$	340			$	5,710
Charge-offs			—				(6	)			—				(32	)			(491	)			(529	)
Recoveries			10				19				15				145				226				415
Provision for loan losses			191				18				364				1,043				234				1,850
Ending Balance, December 31, 2022		$	546			$	1,108			$	3,609			$	1,874			$	309			$	7,446
Ending Balance:
Individually evaluated			—				—				—				888				—				888
Collectively evaluated			546				1,108				3,609				986				309				6,558
Loans:
Ending Balance			51,840				331,421				418,456				111,225				7,581				920,523
Individually evaluated			1,045				530				13				1,085				—				2,673
Collectively evaluated			50,795				330,891				418,443				110,140				7,581				917,850

Financing Receivable, Nonaccrual [Table Text Block]

		CECL												Incurred Loss
		December 31, 2023												December 31, 2022
		Nonaccrual Loans with No Allowance				Nonaccrual loans with an Allowance				Total Nonaccrual Loans				Nonaccrual Loans
Real estate loans:
Construction and land development		$	38			$	—			$	38			$	1,045
Secured by 1-4 family residential			495				—				495				530
Other real estate loans			—				—				—				13
Commercial and industrial			—				6,230				6,230				1,085
Total		$	533			$	6,230			$	6,763			$	2,673

Impaired Financing Receivables [Table Text Block]

		December 31, 2022
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	2,412			$	1,045			$	—			$	1,045			$	—			$	30			$	75
Secured by 1-4 family			680				530				—				530				—				580				11
Other real estate loans			26				13				—				13				—				22				—
Commercial and industrial			1,084				—				1,085				1,085				888				650				40
Total		$	4,202			$	1,588			$	1,085			$	2,673			$	888			$	1,282			$	126

Financing Receivable, Collateral Dependent Loans [Table Text Block]

		December 31, 2023
(Dollars in thousands)		Real Estate Secured				Non-Real Estate Secured				Total Collateral-Dependent Loans
Real estate loans:
Construction and land development		$	38			$	—			$	38
Secured by 1-4 family residential			495				—				495
Total		$	533			$	—			$	533

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Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-13

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Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-16

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