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Note 3 - Loans (Tables)

3 Months Ended

Mar. 31, 2024

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		March 31, 2024				December 31, 2023
Real estate loans:
Construction and land development		$	53,364			$	52,680
Secured by 1-4 family residential			347,014				344,369
Other real estate loans			445,085				447,272
Commercial and industrial loans			113,562				113,074
Consumer and other loans			13,949				12,035
Total loans		$	972,974			$	969,430
Allowance for credit losses			(12,603	)			(11,974	)
Loans, net		$	960,371			$	957,456

Financing Receivable, Purchased with Credit Deterioration [Table Text Block]

		March 31, 2024				December 31, 2023
		Acquired Loans-				Acquired Loans-
		Non-Purchased				Non-Purchased
(Dollars in thousands)		Credit Deteriorated				Credit Deteriorated
Outstanding principal balance		$	155,913			$	164,028
Carrying amount
Real estate loans:
Construction and land development		$	7,676			$	7,851
Secured by 1-4 family residential			35,044				36,290
Other real estate loans			91,362				94,882
Commercial and industrial loans			16,558				19,611
Consumer and other loans			3,428				3,451
Total acquired loans		$	154,068			$	162,085

Financing Receivable, Past Due [Table Text Block]

		March 31, 2024
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	—			$	—			$	—			$	—			$	53,364			$	53,364			$	37			$	—
Secured by 1-4 family residential			1,604				65				130				1,799				345,215				347,014				775				130
Other real estate loans			—				—				—				—				445,085				445,085				—				—
Commercial and industrial			474				769				45				1,288				112,274				113,562				7,203				45
Consumer and other loans			53				6				—				59				13,890				13,949				—				—
Total		$	2,131			$	840			$	175			$	3,146			$	969,828			$	972,974			$	8,015			$	175

		December 31, 2023
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	183			$	4			$	38			$	225			$	52,455			$	52,680			$	38			$	—
Secured by 1-4 family residential			1,364				350				392				2,106				342,263				344,369				495				245
Other real estate loans			—				—				82				82				447,190				447,272				—				82
Commercial and industrial			252				316				197				765				112,309				113,074				6,230				197
Consumer and other loans			33				—				—				33				12,002				12,035				—				—
Total		$	1,832			$	670			$	709			$	3,211			$	966,219			$	969,430			$	6,763			$	524

Financing Receivable Credit Quality Indicators [Table Text Block]

		March 31, 2024
		Term Loans by Year of Origination
		2024				2023				2022				2021				2020				Prior				Revolving				Total
Construction and land development
Pass		$	419			$	1,716			$	2,809			$	4,183			$	3,330			$	4,705			$	36,165			$	53,327
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				37				—				37
Doubtful			—				—				—				—				—				—				—				—
Total Construction and land development		$	419			$	1,716			$	2,809			$	4,183			$	3,330			$	4,742			$	36,165			$	53,364
Current period gross write-offs		$	—			$	—			$	4			$	—			$	—			$	—			$	—			$	4
Secured by 1-4 family residential
Pass		$	3,937			$	37,427			$	65,965			$	58,505			$	37,782			$	93,662			$	48,679			$	345,957
Special Mention			—				—				—				—				—				—				—				—
Substandard			—								89				208				—				760				—				1,057
Doubtful			—				—				—				—				—				—				—				—
Total Secured by 1-4 family residential		$	3,937			$	37,427			$	66,054			$	58,713			$	37,782			$	94,422			$	48,679			$	347,014
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	10			$	—			$	10
Other real estate loans
Pass		$	2,876			$	49,906			$	94,347			$	92,627			$	40,803			$	152,384			$	12,142			$	445,085
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—								—
Doubtful			—				—				—				—				—				—				—				—
Total Other real estate loans		$	2,876			$	49,906			$	94,347			$	92,627			$	40,803			$	152,384			$	12,142			$	445,085
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and industrial
Pass		$	7,403			$	22,279			$	19,892			$	17,278			$	2,449			$	10,365			$	25,307			$	104,973
Special Mention			—				—				1,371				—				—				—				—				1,371
Substandard			—				696				4,130				1,440				—				952				—				7,218
Doubtful			—				—				—				—				—				—				—				—
Total Commercial and industrial		$	7,403			$	22,975			$	25,393			$	18,718			$	2,449			$	11,317			$	25,307			$	113,562
Current period gross write-offs		$	—			$	317			$	—			$	—			$	—			$	—			$	—			$	317
Consumer and other loans
Pass		$	1,951			$	2,427			$	1,027			$	326			$	1,328			$	2,116			$	4,774			$	13,949
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—
Total Consumer and other loans		$	1,951			$	2,427			$	1,027			$	326			$	1,328			$	2,116			$	4,774			$	13,949
Current period gross write-offs		$	70			$	4			$	6			$	3			$	—			$	—			$	—			$	83

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