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Note 4 - Allowance for Credit Losses - Allowance by Impairment Methodology and Loans by Impairment Methodology (Details) - USD ($) $ in Thousands | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023
Balance | $ 11,974 | $ 7,446 | $ 7,446
Charge-offs | (2,601) | (1,228) | (3,993)
Recoveries | 185 | 326 | 418
Provision for (recovery of) credit losses on loans | 3,146 | 166 | 5,917
Balance | 12,704 | 8,896 | 11,974
Individually evaluated | 3,377 | 307 | 2,705
Collectively evaluated | 9,327 | 8,589 | 9,269
Loans | 994,720 | 952,499 | 969,430
Individually evaluated | 5,993 | 3,116 | 6,763
Collectively evaluated | 988,727 | 949,383 | 962,667
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |
Balance |  | 2,186 | 2,186
Real Estate 1 [Member] | Construction and Land Development [Member] |  |  |
Balance | 312 | 546 | 546
Charge-offs | (4) | 0 | 0
Recoveries | 0 | 1 | 0
Provision for (recovery of) credit losses on loans | 83 | 68 | 79
Balance | 391 | 302 | 312
Individually evaluated | 0 | 0 | 0
Collectively evaluated | 391 | 302 | 312
Loans | 61,446 | 50,405 | 52,680
Individually evaluated | 34 | 39 | 38
Collectively evaluated | 61,412 | 50,366 | 52,642
Real Estate 1 [Member] | Construction and Land Development [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |
Balance |  | (313) | (313)
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] |  |  |
Balance | 3,159 | 1,108 | 1,108
Charge-offs | (10) | 0 | (59)
Recoveries | 8 | 13 | 47
Provision for (recovery of) credit losses on loans | (313) | (97) | 654
Balance | 2,844 | 2,433 | 3,159
Individually evaluated | 0 | 0 | 0
Collectively evaluated | 2,844 | 2,433 | 3,159
Loans | 351,004 | 340,773 | 344,369
Individually evaluated | 836 | 546 | 495
Collectively evaluated | 350,168 | 340,227 | 343,874
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |
Balance |  | 1,409 | 1,409
Real Estate 1 [Member] | Other Real Estate Loans [Member] |  |  |
Balance | 4,698 | 3,609 | 3,609
Charge-offs | 0 | 0 | (34)
Recoveries | 2 | 13 | 14
Provision for (recovery of) credit losses on loans | 422 | (179) | (593)
Balance | 5,122 | 5,145 | 4,698
Individually evaluated | 0 | 0 | 0
Collectively evaluated | 5,122 | 5,145 | 4,698
Loans | 449,746 | 433,177 | 447,272
Individually evaluated | 0 | 67 | 0
Collectively evaluated | 449,746 | 433,110 | 447,272
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |
Balance |  | 1,702 | 1,702
Commercial and Industrial Loans [Member] |  |  |
Balance | 3,706 | 1,874 | 1,874
Charge-offs | (2,355) | (877) | (3,452)
Recoveries | 67 | 145 | 145
Provision for (recovery of) credit losses on loans | 2,805 | 165 | 5,526
Balance | 4,223 | 920 | 3,706
Individually evaluated | 3,377 | 307 | 2,705
Collectively evaluated | 846 | 613 | 1,001
Loans | 114,823 | 117,130 | 113,074
Individually evaluated | 5,123 | 2,464 | 6,230
Collectively evaluated | 109,700 | 114,666 | 106,844
Commercial and Industrial Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |
Balance |  | (387) | (387)
Consumer and Other Loans [Member] |  |  |
Balance | 99 | 309 | 309
Charge-offs | (232) | (351) | (448)
Recoveries | 108 | 154 | 212
Provision for (recovery of) credit losses on loans | 149 | 209 | 251
Balance | 124 | 96 | 99
Individually evaluated | 0 | 0 | 0
Collectively evaluated | 124 | 96 | 99
Loans | 17,701 | 11,014 | 12,035
Individually evaluated | 0 | 0 | 0
Collectively evaluated | $ 17,701 | 11,014 | 12,035
Consumer and Other Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |
Balance |  | $ (225) | $ (225)

X
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