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Note 3 - Loans (Tables)

9 Months Ended

Sep. 30, 2024

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30, 2024				December 31, 2023
Real estate loans:
Construction and land development		$	61,446			$	52,680
Secured by 1-4 family residential			351,004				344,369
Other real estate loans			449,746				447,272
Commercial and industrial loans			114,823				113,074
Consumer and other loans			17,701				12,035
Total loans		$	994,720			$	969,430
Allowance for credit losses			(12,704	)			(11,974	)
Loans, net		$	982,016			$	957,456

Financing Receivable, Purchased with Credit Deterioration [Table Text Block]

		September 30, 2024				December 31, 2023
		Acquired Loans-				Acquired Loans-
		Non-Purchased				Non-Purchased
(Dollars in thousands)		Credit Deteriorated				Credit Deteriorated
Outstanding principal balance		$	148,591			$	164,028
Carrying amount
Real estate loans:
Construction and land development		$	7,214			$	7,851
Secured by 1-4 family residential			33,310				36,290
Other real estate loans			89,086				94,882
Commercial and industrial loans			14,291				19,611
Consumer and other loans			3,036				3,451
Total acquired loans		$	146,937			$	162,085

Financing Receivable, Past Due [Table Text Block]

		September 30, 2024
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	—			$	183			$	34			$	217			$	61,229			$	61,446			$	34			$	—
Secured by 1-4 family residential			791				462				336				1,589				349,415				351,004				840				—
Other real estate loans			—				—				—				—				449,746				449,746				—				—
Commercial and industrial			583				700				2,453				3,736				111,087				114,823				5,055				—
Consumer and other loans			3				—				—				3				17,698				17,701				—				—
Total		$	1,377			$	1,345			$	2,823			$	5,545			$	989,175			$	994,720			$	5,929			$	—

		December 31, 2023
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	183			$	4			$	38			$	225			$	52,455			$	52,680			$	38			$	—
Secured by 1-4 family residential			1,364				350				392				2,106				342,263				344,369				495				245
Other real estate loans			—				—				82				82				447,190				447,272				—				82
Commercial and industrial			252				316				197				765				112,309				113,074				6,230				197
Consumer and other loans			33				—				—				33				12,002				12,035				—				—
Total		$	1,832			$	670			$	709			$	3,211			$	966,219			$	969,430			$	6,763			$	524

Financing Receivable Credit Quality Indicators [Table Text Block]

		September 30, 2024
		Term Loans by Year of Origination
		2024				2023				2022				2021				2020				Prior				Revolving				Total
Construction and land development
Pass		$	1,209			$	1,506			$	1,852			$	4,208			$	3,279			$	3,802			$	45,556			$	61,412
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				34				—				34
Doubtful			—				—				—				—				—				—				—				—
Total construction and land development		$	1,209			$	1,506			$	1,852			$	4,208			$	3,279			$	3,836			$	45,556			$	61,446
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	4			$	4
Secured by 1-4 family residential
Pass		$	13,862			$	37,050			$	63,785			$	57,173			$	36,277			$	88,076			$	53,668			$	349,891
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				33				148				323				—				609				—				1,113
Doubtful			—				—				—				—				—				—				—				—
Total secured by 1-4 family residential		$	13,862			$	37,083			$	63,933			$	57,496			$	36,277			$	88,685			$	53,668			$	351,004
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	10			$	10
Other real estate loans
Pass		$	25,612			$	50,956			$	92,811			$	89,387			$	34,916			$	143,370			$	12,694			$	449,746
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—
Total other real estate loans		$	25,612			$	50,956			$	92,811			$	89,387			$	34,916			$	143,370			$	12,694			$	449,746
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and industrial
Pass		$	15,325			$	20,474			$	19,327			$	18,705			$	2,159			$	8,942			$	22,883			$	107,815
Special Mention			—				—				7				—				—				509				—				516
Substandard			886				609				3,762				773				—				462				—				6,492
Doubtful			—				—				—				—				—				—				—				—
Total commercial and industrial		$	16,211			$	21,083			$	23,096			$	19,478			$	2,159			$	9,913			$	22,883			$	114,823
Current period gross write-offs		$	101			$	892			$	435			$	907			$	20			$	—			$	—			$	2,355
Consumer and other loans
Pass		$	3,857			$	1,758			$	690			$	34			$	1,270			$	1,793			$	8,299			$	17,701
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—
Total consumer and other loans		$	3,857			$	1,758			$	690			$	34			$	1,270			$	1,793			$	8,299			$	17,701
Current period gross write-offs		$	190			$	29			$	9			$	3			$	1			$	—			$	—			$	232

		December 31, 2023
		Term Loans by Year of Origination
		2023				2022				2021				2020				2019				Prior				Revolving				Total
Construction and land development
Pass		$	2,477			$	2,925			$	4,350			$	3,450			$	2,085			$	2,859			$	34,496			$	52,642
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				38				—				38
Doubtful			—				—				—				—				—				—				—				—
Total construction and land development		$	2,477			$	2,925			$	4,350			$	3,450			$	2,085			$	2,897			$	34,496			$	52,680
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Secured by 1-4 family residential
Pass		$	43,029			$	77,196			$	64,063			$	41,192			$	31,509			$	76,295			$	10,303			$	343,587
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				98				19				—				—				665				—				782
Doubtful			—				—				—				—				—				—				—				—
Total secured by 1-4 family residential		$	43,029			$	77,294			$	64,082			$	41,192			$	31,509			$	76,960			$	10,303			$	344,369
Current period gross write-offs		$	—			$	59			$	—			$	—			$	—			$	—			$	—			$	59
Other real estate loans
Pass		$	51,560			$	94,666			$	90,089			$	41,186			$	36,747			$	122,755			$	10,269			$	447,272
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—
Total other real estate loans		$	51,560			$	94,666			$	90,089			$	41,186			$	36,747			$	122,755			$	10,269			$	447,272
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	34			$	—			$	34
Commercial and industrial
Pass		$	22,086			$	26,755			$	20,352			$	4,102			$	4,448			$	8,276			$	20,825			$	106,844
Special Mention			—				—				—				—				—				—				—				—
Substandard			58				3,757				1,453				—				167				795				—				6,230
Doubtful			—				—				—				—				—				—				—				—
Total commercial and industrial		$	22,144			$	30,512			$	21,805			$	4,102			$	4,615			$	9,071			$	20,825			$	113,074
Current period gross write-offs		$	315			$	1,121			$	1,139			$	624			$	—			$	253			$	—			$	3,452
Consumer and other loans
Pass		$	3,021			$	1,203			$	311			$	1,471			$	2,172			$	14			$	3,843			$	12,035
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—
Total consumer and other loans		$	3,021			$	1,203			$	311			$	1,471			$	2,172			$	14			$	3,843			$	12,035
Current period gross write-offs		$	366			$	57			$	4			$	15			$	3			$	3			$	—			$	448

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

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