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Note 3 - Securities (Tables)

12 Months Ended

Dec. 31, 2024

Notes Tables

Schedule of Available-for-sale and Held-to-maturity Reconciliation [Table Text Block]

		2024
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized (Losses)				Fair Value				Allowance for Credit Losses
Securities available for sale:
U.S. Treasury securities		$	12,483			$	—			$	(795	)		$	11,688			$	—
U.S. agency and mortgage-backed securities			110,480				57				(12,498	)			98,039				—
Obligations of states and political subdivisions			62,954				5				(8,839	)			54,120				—
Total securities available for sale		$	185,917			$	62			$	(22,132	)		$	163,847			$	—
Securities held to maturity:
U.S. Treasury securities		$	9,632			$	—			$	(125	)		$	9,507			$	—
U.S. agency and mortgage-backed securities			86,555				—				(9,282	)			77,273				—
Obligations of states and political subdivisions			10,649				8				(1,112	)			9,545				—
Corporate debt securities			3,000				—				(450	)			2,550				(95	)
Total securities held to maturity		$	109,836			$	8			$	(10,969	)		$	98,875			$	(95	)
Total securities		$	295,753			$	70			$	(33,101	)		$	262,722			$	(95	)

		2023
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized (Losses)				Fair Value				Allowance for Credit Losses
Securities available for sale:
U.S. Treasury securities		$	12,476			$	—			$	(1,026	)		$	11,450			$	—
U.S. agency and mortgage-backed securities			96,937				55				(12,192	)			84,800				—
Obligations of states and political subdivisions			64,045				6				(7,444	)			56,607				—
Total securities available for sale		$	173,458			$	61			$	(20,662	)		$	152,857			$	—
Securities held to maturity:
U.S. Treasury securities		$	39,085			$	—			$	(389	)		$	38,696			$	—
U.S. agency and mortgage-backed securities			94,617				—				(8,992	)			85,625				—
Obligations of states and political subdivisions			11,649				107				(943	)			10,813				—
Corporate debt securities			3,000				—				(520	)			2,480				(107	)
Total securities held to maturity		$	148,351			$	107			$	(10,844	)		$	137,614			$	(107	)
Total securities		$	321,809			$	168			$	(31,506	)		$	290,471			$	(107	)

Gain (Loss) on Securities [Table Text Block]

		2024
		Less than 12 months								12 months or more								Total
		Fair Value				Unrealized (Loss)				Fair Value				Unrealized (Loss)				Fair Value				Unrealized (Loss)
Securities available for sale:
U.S. Treasury securities		$	—			$	—			$	11,688			$	(795	)		$	11,688			$	(795	)
U.S. agency and mortgage-backed securities			23,445				(237	)			67,800				(12,261	)			91,245				(12,498	)
Obligations of states and political subdivisions			4,839				(135	)			47,776				(8,704	)			52,615				(8,839	)
Total securities available for sale		$	28,284			$	(372	)		$	127,264			$	(21,760	)		$	155,548			$	(22,132	)

		2023
		Less than 12 months								12 months or more								Total
		Fair Value				Unrealized (Loss)				Fair Value				Unrealized (Loss)				Fair Value				Unrealized (Loss)
Securities available for sale:
U.S. Treasury securities		$	—			$	—			$	11,450			$	(1,026	)		$	11,450			$	(1,026	)
U.S. agency and mortgage-backed securities			1,281				(29	)			78,800				(12,163	)			80,081				(12,192	)
Obligations of states and political subdivisions			4,469				(215	)			47,004				(7,229	)			51,473				(7,444	)
Total securities available for sale		$	5,750			$	(244	)		$	137,254			$	(20,418	)		$	143,004			$	(20,662	)

Investments Classified by Contractual Maturity Date [Table Text Block]

		Available for Sale								Held to Maturity
(in thousands)			Amortized Cost				Fair Value				Amortized Cost				Fair Value
Due within one year		$	1,630			$	1,621			$	206			$	204
Due after one year through five years			33,051				30,972				28,011				26,599
Due after five years through ten years			40,693				37,396				12,998				11,949
Due after ten years			110,543				93,858				68,621				60,123
		$	185,917			$	163,847			$	109,836			$	98,875

Marketable Securities [Table Text Block]

		2024				2023
Federal Home Loan Bank stock		$	1,467			$	965
Federal Reserve Bank stock			2,010				981
Community Bankers’ Bank stock			264				132
		$	3,741			$	2,078

Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]

(in thousands)			U.S. Treasury securities				U.S. agency and mortgage-backed securities				Obligations of states and political subdivisions				Corporate debt securities				Total Held to Maturity Securities
December 31, 2024
Aaa		$	9,632			$	23,173			$	2,487			$	—			$	35,292
Aa1 / Aa2 / Aa3			—				—				8,162				—				8,162
Baa1 / Baa2 / Baa3			—				—				—				3,000				3,000
Not rated - Agency (1)			—				63,382				—				—				63,382
Not rated - Non Agency			—				—				—				—				—
Total		$	9,632			$	86,555			$	10,649			$	3,000			$	109,836
December 31, 2023
Aaa		$	39,085			$	22,936			$	2,807			$	—			$	64,828
Aa1 / Aa2 / Aa3			—				—				8,842				—				8,842
Baa1 / Baa2 / Baa3			—				—				—				3,000				3,000
Not rated - Agency (1)			—				71,681				—				—				71,681
Not rated - Non Agency			—				—				—				—				—
Total		$	39,085			$	94,617			$	11,649			$	3,000			$	148,351

Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]

(in thousands)			U.S. Treasury securities				U.S. agency and mortgage-backed securities				Obligations of states and political subdivisions				Corporate debt securities				Total Held to Maturity Securities
Balance, December 31, 2023		$	—			$	—			$	—			$	107			$	107
Provision for credit losses			—				—				—				(12	)			(12	)
Charge-offs of securities			—				—				—				—				—
Recoveries			—				—				—				—				—
Balance, December 31, 2024		$	—			$	—			$	—			$	95			$	95

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