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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Cash Flows from Operating Activities    
Net income $ 6,966 $ 9,624
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
Depreciation and amortization of premises and equipment 1,940 1,597
Amortization of core deposit intangibles 460 19
Amortization of debt issuance costs 2 2
Provision for credit losses on loans 7,789 5,917
Recovery of credit losses on HTM securities (12) 0
Losses on securities available for sale 155 0
Net gains on sale of other real estate owned 0 (233)
Increase in cash value of bank owned life insurance (755) (627)
Accretion of discounts and amortization of premiums on securities, net 843 932
Accretion of premium on time deposits (623) (86)
Accretion of certain acquisition-related discounts, net (780) (594)
Stock-based compensation 635 753
Excess tax benefits on stock-based compensation 1 4
Losses (gains) on disposal of premises and equipment 48 (47)
Bargain purchase gain (2,920) 0
Deferred income tax (benefit) (437) (399)
Changes in assets and liabilities:    
Decrease (increase) in interest receivable 467 (112)
Decrease in other assets 2,513 188
(Decrease) in accrued interest payable and other liabilities (38,569) (808)
Net cash (used in) provided by operating activities (22,204) 16,390
Cash Flows from Investing Activities    
Proceeds from maturities, calls, principal payments, and sales of securities available for sale 74,753 12,462
Proceeds from maturities, calls, and principal payments of securities held to maturity 39,734 8,485
Purchases of securities available for sale (25,978) 0
Purchases of securities held to maturity 0 (2,091)
Net redemption (purchase) of restricted securities 1,824 (170)
Purchase of premises and equipment, net (3,300) (1,866)
Proceeds from sale of premises and equipment 18 50
Proceeds from sale of other real estate owned 0 417
Proceeds from cash value of bank owned life insurance 401 256
Net (increase) in loans (20,869) (51,888)
Net cash provided by (used in) investing activities 136,826 (34,345)
Cash Flows from Financing Activities    
Net (decrease) in demand deposits and savings accounts (7,838) (63,106)
Net increase in time deposits 23,073 55,586
(Decrease) increase in other borrowings (50,000) 50,000
Cash dividends paid on common stock, net of reinvestment (4,038) (3,596)
Net cash (used in) provided by financing activities (38,909) 38,202
Increase in cash and cash equivalents 75,713 20,247
Cash and Cash Equivalents    
Beginning 87,161 66,914
Ending 162,874 87,161
Supplemental Disclosures of Cash Flow Information    
Interest 23,202 9,355
Income taxes 2,080 3,426
Supplemental Disclosures of Noncash Transactions    
Unrealized gain (losses) on securities available for sale (1,469) 3,318
Change in fair value of cash flow hedges 202 (191)
Lease liabilities arising from obtaining right-of-use assets during the period 2,083 0
Transfer from loans to other real estate owned 53 0
Issuance of common stock, dividend reinvestment plan 179 161
Supplemental Disclosures of Noncash Transactions Related to Acquisitions    
Assets acquired 594,073 0
Liabilities assumed 614,607 0
Touchstone Bankshares, Inc [Member]    
Cash Flows from Investing Activities    
Net cash acquired in acquisition of Touchstone Bank 70,243 0
Unfunded Loan Commitment [Member]    
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
Provision for credit losses on unfunded commitments 73 260
Unfunded Loan Commitment [Member] | Touchstone Bankshares, Inc [Member]    
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
Provision for credit losses on unfunded commitments 100  
Stock Repurchase Plan [Member]    
Cash Flows from Financing Activities    
Repurchase of common stock 0 (114)
First National Corporation 2014 Stock Incentive Plan [Member]    
Cash Flows from Financing Activities    
Repurchase of common stock $ (106) $ (568)