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Note 3 - Loans (Tables)

3 Months Ended

Mar. 31, 2025

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		March 31, 2025				December 31, 2024
Real estate loans:
Construction and land development		$	81,596			$	84,480
Secured by 1-4 family residential			549,502				547,167
Other real estate loans			665,682				672,162
Commercial and industrial loans			132,396				141,333
Consumer and other loans			20,774				21,453
Total loans		$	1,449,950			$	1,466,595
Allowance for credit losses			(14,735	)			(16,400	)
Loans, net		$	1,435,215			$	1,450,195

Financing Receivable, Purchased with Credit Deterioration [Table Text Block]

		March 31, 2025				December 31, 2024
		Acquired Loans-				Acquired Loans-
		Non-Purchased				Non-Purchased
(Dollars in thousands)		Credit Deteriorated				Credit Deteriorated
Outstanding principal balance		$	573,562			$	603,046
Carrying amount
Real estate loans:
Construction and land development		$	12,586			$	15,810
Secured by 1-4 family residential			225,815				234,004
Other real estate loans			280,103				291,805
Commercial and industrial loans			34,811				40,885
Consumer and other loans			5,778				6,268
Total acquired loans		$	559,093			$	588,772

Financing Receivable, Past Due [Table Text Block]

		March 31, 2025
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	583			$	266			$	44			$	893			$	80,703			$	81,596			$	75			$	—
Secured by 1-4 family residential			2,431				412				763				3,606				545,896				549,502				2,126				—
Other real estate loans			950				—				—				950				664,732				665,682				—				—
Commercial and industrial			914				114				1,165				2,193				130,203				132,396				2,662				—
Consumer and other loans			25				11				—				36				20,738				20,774				1				—
Total		$	4,903			$	803			$	1,972			$	7,678			$	1,442,272			$	1,449,950			$	4,864			$	—

		December 31, 2024
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	56			$	26			$	23			$	105			$	84,375			$	84,480			$	50			$	23
Secured by 1-4 family residential			2,192				210				54				2,456				544,711				547,167				2,148				54
Other real estate loans			12				41				—				53				672,109				672,162				—				—
Commercial and industrial			145				373				288				806				140,527				141,333				4,773				288
Consumer and other loans			31				—				—				31				21,422				21,453				—				—
Total		$	2,436			$	650			$	365			$	3,451			$	1,463,144			$	1,466,595			$	6,971			$	365

Financing Receivable Credit Quality Indicators [Table Text Block]

		March 31, 2025
		Term Loans by Year of Origination
		2025				2024				2023				2022				2021				Prior				Revolving				Total
Construction and land development
Pass		$	256			$	1,093			$	2,809			$	2,138			$	4,666			$	7,832			$	62,727			$	81,521
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				26				—				—				—				49				—				75
Doubtful			—				—				—				—				—				—				—				—
Total construction and land development		$	256			$	1,119			$	2,809			$	2,138			$	4,666			$	7,881			$	62,727			$	81,596
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	22			$	—			$	22
Secured by 1-4 family residential
Pass		$	7,150			$	30,825			$	68,652			$	110,030			$	98,561			$	157,308			$	73,949			$	546,475
Special Mention			—				120				—				—				—				304				—				424
Substandard			—				—				31				246				362				1,964				—				2,603
Doubtful			—				—				—				—				—				—				—				—
Total secured by 1-4 family residential		$	7,150			$	30,945			$	68,683			$	110,276			$	98,923			$	159,576			$	73,949			$	549,502
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	3			$	—			$	3
Other real estate loans
Pass		$	12,581			$	61,941			$	82,556			$	135,595			$	117,099			$	224,733			$	26,520			$	661,025
Special Mention			—				316				—				—				—				3,993				—				4,309
Substandard			—				—				—				—				—				348				—				348
Doubtful			—				—				—				—				—				—				—				—
Total other real estate loans		$	12,581			$	62,257			$	82,556			$	135,595			$	117,099			$	229,074			$	26,520			$	665,682
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and industrial
Pass		$	712			$	20,908			$	21,114			$	18,881			$	20,126			$	12,912			$	31,626			$	126,279
Special Mention			—				423				—				1,179				—				518				—				2,120
Substandard			—				—				804				2,450				305				438				—				3,997
Doubtful			—				—				—				—				—				—				—				—
Total commercial and industrial		$	712			$	21,331			$	21,918			$	22,510			$	20,431			$	13,868			$	31,626			$	132,396
Current period gross write-offs		$	—			$	618			$	170			$	1,314			$	239			$	2			$	—			$	2,343
Consumer and other loans
Pass		$	1,763			$	3,281			$	1,295			$	1,200			$	180			$	3,727			$	8,957			$	20,403
Special Mention			—				—				370				—				—				—				—				370
Substandard			—				—				—				—				—				1				—				1
Doubtful			—				—				—				—				—				—				—				—
Total consumer and other loans		$	1,763			$	3,281			$	1,665			$	1,200			$	180			$	3,728			$	8,957			$	20,774
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	122			$	122

		December 31, 2024
		Term Loans by Year of Origination
		2024				2023				2022				2021				2020				Prior				Revolving				Total
Construction and land development
Pass		$	4,419			$	5,401			$	2,421			$	5,811			$	4,424			$	5,419			$	56,509			$	84,404
Special Mention			26				—				—				—				—				—				—				26
Substandard			—				—				—				18				—				32				—				50
Doubtful			—				—				—				—				—				—				—				—
Total construction and land development		$	4,445			$	5,401			$	2,421			$	5,829			$	4,424			$	5,451			$	56,509			$	84,480
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	4			$	—			$	4
Secured by 1-4 family residential
Pass		$	32,609			$	69,884			$	113,535			$	99,470			$	49,250			$	115,032			$	64,740			$	544,520
Special Mention			120				—				—				—				—				83				—				203
Substandard			—				32				252				317								1,843				—				2,444
Doubtful			—				—				—				—				—				—				—				—
Total secured by 1-4 family residential		$	32,729			$	69,916			$	113,787			$	99,787			$	49,250			$	116,958			$	64,740			$	547,167
Current period gross write-offs		$	20			$	—			$	—			$	—			$	—			$	18			$	—			$	38
Other real estate loans
Pass		$	64,958			$	83,725			$	142,077			$	120,012			$	48,238			$	192,869			$	15,531			$	667,410
Special Mention			318				—				—				—				—				4,072				—				4,390
Substandard			—				—				—				—				—				362				—				362
Doubtful			—				—				—				—				—				—				—				—
Total other real estate loans		$	65,276			$	83,725			$	142,077			$	120,012			$	48,238			$	197,303			$	15,531			$	672,162
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and industrial
Pass		$	24,270			$	24,835			$	21,819			$	23,086			$	3,583			$	12,815			$	22,627			$	133,035
Special Mention			430				—				1,211				—				—				513				—				2,154
Substandard			615				737				3,699				647								446				—				6,144
Doubtful			—				—				—				—				—				—				—				—
Total commercial and industrial		$	25,315			$	25,572			$	26,729			$	23,733			$	3,583			$	13,774			$	22,627			$	141,333
Current period gross write-offs		$	110			$	1,275			$	772			$	1,519			$	20			$	3			$	—			$	3,699
Consumer and other loans
Pass		$	5,129			$	1,697			$	1,437			$	130			$	1,306			$	2,566			$	8,917			$	21,182
Special Mention			—				270				—				—				—				—				—				270
Substandard			—				—				—				—				—				1				—				1
Doubtful			—				—				—				—				—				—				—				—
Total consumer and other loans		$	5,129			$	1,967			$	1,437			$	130			$	1,306			$	2,567			$	8,917			$	21,453
Current period gross write-offs		$	249			$	29			$	9			$	3			$	1			$	2			$	—			$	293

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
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Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
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-URI https://asc.fasb.org/1943274/2147479319/326-20-50-14

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-Topic 210
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