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Note 4 - Allowance for Credit Losses - Allowance by Impairment Methodology and Loans by Impairment Methodology (Details) - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Balance | $ 16,400 | $ 11,974 | $ 11,974
Charge-offs | (3,025) | (934) | (4,034)
Recoveries | 176 | 89 | 284
Provision for (recovery of) credit losses on loans | 1,635 | 1,424 |
Balance | 15,186 | 12,553 | 16,400
Individually evaluated | 2,240 | 3,750 | 3,079
Collectively evaluated | 12,946 | 8,803 |
Loans | 1,443,022 | 989,976 | 1,466,595
Individually evaluated | 6,796 | 8,630 | 6,971
Collectively evaluated | 1,436,226 | 981,346 | 1,459,624
Initial Provision on Non-PCD Touchstone loans | 1,635 | 1,424 |
Collectively evaluated |  |  | 13,321
Loans Before Business Acquisitions [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 3,961
Initial Provision on Non-PCD Touchstone loans |  |  | 3,961
Financial Asset Acquired and No Credit Deterioration [Member] |  |  |
Loans | 526,786 |  | 603,046
Touchstone Bankshares, Inc [Member] |  |  |
Initial Allowance on PCD Touchstone loans |  |  | 386
Touchstone Bankshares, Inc [Member] | Financial Asset Acquired and No Credit Deterioration [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 3,829
Initial Provision on Non-PCD Touchstone loans |  |  | 3,829
Real Estate 1 [Member] | Construction and Land Development [Member] |  |  |
Balance | 585 | 312 | 312
Charge-offs | (22) | (4) | (4)
Recoveries | 1 | 0 | 0
Provision for (recovery of) credit losses on loans | (68) | 39 |
Balance | 496 | 347 | 585
Individually evaluated | 0 | 0 | 0
Collectively evaluated | 496 | 347 |
Loans | 78,169 | 60,919 | 84,480
Individually evaluated | 48 | 36 | 50
Collectively evaluated | 78,121 | 60,883 | 84,430
Initial Provision on Non-PCD Touchstone loans | (68) | 39 |
Collectively evaluated |  |  | 585
Real Estate 1 [Member] | Construction and Land Development [Member] | Loans Before Business Acquisitions [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 148
Initial Provision on Non-PCD Touchstone loans |  |  | 148
Real Estate 1 [Member] | Construction and Land Development [Member] | Touchstone Bankshares, Inc [Member] |  |  |
Initial Allowance on PCD Touchstone loans |  |  | 11
Real Estate 1 [Member] | Construction and Land Development [Member] | Touchstone Bankshares, Inc [Member] | Financial Asset Acquired and No Credit Deterioration [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 118
Initial Provision on Non-PCD Touchstone loans |  |  | 118
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] |  |  |
Balance | 4,266 | 3,159 | 3,159
Charge-offs | (44) | (10) | (38)
Recoveries | 20 | 5 | 22
Provision for (recovery of) credit losses on loans | 920 | (466) |
Balance | 5,162 | 2,688 | 4,266
Individually evaluated | 0 | 0 | 0
Collectively evaluated | 5,162 | 2,688 |
Loans | 544,162 | 346,977 | 547,167
Individually evaluated | 2,218 | 749 | 2,148
Collectively evaluated | 541,944 | 346,228 | 545,019
Initial Provision on Non-PCD Touchstone loans | 920 | (466) |
Collectively evaluated |  |  | 4,266
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Loans Before Business Acquisitions [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | (360)
Initial Provision on Non-PCD Touchstone loans |  |  | (360)
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Touchstone Bankshares, Inc [Member] |  |  |
Initial Allowance on PCD Touchstone loans |  |  | 173
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Touchstone Bankshares, Inc [Member] | Financial Asset Acquired and No Credit Deterioration [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 1,310
Initial Provision on Non-PCD Touchstone loans |  |  | 1,310
Real Estate 1 [Member] | Other Real Estate Loans [Member] |  |  |
Balance | 7,462 | 4,698 | 4,698
Charge-offs | (7) | 0 | 0
Recoveries | 3 | 1 | 3
Provision for (recovery of) credit losses on loans | (1,611) | 141 |
Balance | 5,847 | 4,840 | 7,462
Individually evaluated | 0 | 0 | 0
Collectively evaluated | 5,847 | 4,840 |
Loans | 680,063 | 449,768 | 672,162
Individually evaluated | 932 | 0 | 0
Collectively evaluated | 679,131 | 449,768 | 672,162
Initial Provision on Non-PCD Touchstone loans | (1,611) | 141 |
Collectively evaluated |  |  | 7,462
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Loans Before Business Acquisitions [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 1,190
Initial Provision on Non-PCD Touchstone loans |  |  | 1,190
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Touchstone Bankshares, Inc [Member] |  |  |
Initial Allowance on PCD Touchstone loans |  |  | 201
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Touchstone Bankshares, Inc [Member] | Financial Asset Acquired and No Credit Deterioration [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 1,370
Initial Provision on Non-PCD Touchstone loans |  |  | 1,370
Commercial and Industrial Loans [Member] |  |  |
Balance | 3,927 | 3,706 | 3,706
Charge-offs | (2,663) | (759) | (3,699)
Recoveries | 74 | 16 | 111
Provision for (recovery of) credit losses on loans | 2,102 | 1,596 |
Balance | 3,440 | 4,559 | 3,927
Individually evaluated | 2,240 | 3,750 | 3,079
Collectively evaluated | 1,200 | 809 |
Loans | 120,700 | 116,299 | 141,333
Individually evaluated | 3,597 | 7,845 | 4,773
Collectively evaluated | 117,103 | 108,454 | 136,560
Initial Provision on Non-PCD Touchstone loans | 2,102 | 1,596 |
Collectively evaluated |  |  | 848
Commercial and Industrial Loans [Member] | Loans Before Business Acquisitions [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 3,665
Initial Provision on Non-PCD Touchstone loans |  |  | 3,665
Commercial and Industrial Loans [Member] | Touchstone Bankshares, Inc [Member] |  |  |
Initial Allowance on PCD Touchstone loans |  |  | 1
Commercial and Industrial Loans [Member] | Touchstone Bankshares, Inc [Member] | Financial Asset Acquired and No Credit Deterioration [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 143
Initial Provision on Non-PCD Touchstone loans |  |  | 143
Consumer and Other Loans [Member] |  |  |
Balance | 160 | 99 | 99
Charge-offs | (289) | (161) | (293)
Recoveries | 78 | 67 | 148
Provision for (recovery of) credit losses on loans | 292 | 114 |
Balance | 241 | 119 | 160
Individually evaluated | 0 | 0 | 0
Collectively evaluated | 241 | 119 |
Loans | 19,928 | 16,013 | 21,453
Individually evaluated | 1 | 0 | 0
Collectively evaluated | 19,927 | 16,013 | 21,453
Initial Provision on Non-PCD Touchstone loans | $ 292 | $ 114 |
Collectively evaluated |  |  | 160
Consumer and Other Loans [Member] | Loans Before Business Acquisitions [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | (682)
Initial Provision on Non-PCD Touchstone loans |  |  | (682)
Consumer and Other Loans [Member] | Touchstone Bankshares, Inc [Member] |  |  |
Initial Allowance on PCD Touchstone loans |  |  | 0
Consumer and Other Loans [Member] | Touchstone Bankshares, Inc [Member] | Financial Asset Acquired and No Credit Deterioration [Member] |  |  |
Provision for (recovery of) credit losses on loans |  |  | 888
Initial Provision on Non-PCD Touchstone loans |  |  | $ 888

X
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount of financing receivable collectively evaluated for credit loss. Excludes financing receivable individually evaluated for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.5.a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11C -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11C + Details
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