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Note 3 - Loans (Tables)

6 Months Ended

Jun. 30, 2025

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		June 30, 2025				December 31, 2024
Real estate loans:
Construction and land development		$	78,169			$	84,480
Secured by 1-4 family residential			544,162				547,167
Other real estate loans			680,063				672,162
Commercial and industrial loans			120,700				141,333
Consumer and other loans			19,928				21,453
Total loans		$	1,443,022			$	1,466,595
Allowance for credit losses			(15,186	)			(16,400	)
Loans, net		$	1,427,836			$	1,450,195

Financing Receivable, Purchased with Credit Deterioration [Table Text Block]

		June 30, 2025				December 31, 2024
		Acquired Loans-				Acquired Loans-
		Non-Purchased				Non-Purchased
(Dollars in thousands)		Credit Deteriorated				Credit Deteriorated
Outstanding principal balance		$	526,786			$	603,046
Carrying amount
Real estate loans:
Construction and land development		$	11,489			$	15,810
Secured by 1-4 family residential			220,931				234,004
Other real estate loans			246,099				291,805
Commercial and industrial loans			30,976				40,885
Consumer and other loans			3,752				6,268
Total acquired loans		$	513,247			$	588,772

Financing Receivable, Past Due [Table Text Block]

		June 30, 2025
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	200			$	—			$	48			$	248			$	77,921			$	78,169			$	48			$	—
Secured by 1-4 family residential			1,599				860				908				3,367				540,795				544,162				2,218				—
Other real estate loans			—				1				932				933				679,130				680,063				932				—
Commercial and industrial			1,684				150				1,444				3,278				117,422				120,700				3,597				—
Consumer and other loans			37				11				—				48				19,880				19,928				1				—
Total		$	3,520			$	1,022			$	3,332			$	7,874			$	1,435,148			$	1,443,022			$	6,796			$	—

		December 31, 2024
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	56			$	26			$	23			$	105			$	84,375			$	84,480			$	50			$	23
Secured by 1-4 family residential			2,192				210				54				2,456				544,711				547,167				2,148				54
Other real estate loans			12				41				—				53				672,109				672,162				—				—
Commercial and industrial			145				373				288				806				140,527				141,333				4,773				288
Consumer and other loans			31				—				—				31				21,422				21,453				—				—
Total		$	2,436			$	650			$	365			$	3,451			$	1,463,144			$	1,466,595			$	6,971			$	365

Financing Receivable Credit Quality Indicators [Table Text Block]

		June 30, 2025
		Term Loans by Year of Origination
		2025				2024				2023				2022				2021				Prior				Revolving				Total
Construction and land development
Pass		$	4,275			$	1,028			$	2,649			$	1,828			$	4,757			$	6,242			$	57,342			$	78,121
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				48				—				48
Doubtful			—				—				—				—				—				—				—				—
Total construction and land development		$	4,275			$	1,028			$	2,649			$	1,828			$	4,757			$	6,290			$	57,342			$	78,169
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	22			$	—			$	22
Secured by 1-4 family residential
Pass		$	19,514			$	31,672			$	66,180			$	106,681			$	95,762			$	149,402			$	71,888			$	541,099
Special Mention			—				119				—				—				—				290				—				409
Substandard			—				—				30				242				355				2,027				—				2,654
Doubtful			—				—				—				—				—				—				—				—
Total secured by 1-4 family residential		$	19,514			$	31,791			$	66,210			$	106,923			$	96,117			$	151,719			$	71,888			$	544,162
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	44			$	—			$	44
Other real estate loans
Pass		$	27,908			$	59,869			$	94,425			$	133,164			$	113,634			$	217,549			$	29,773			$	676,322
Special Mention			—				315				—				—				—				2,159				—				2,474
Substandard			—				932				—				—				—				335				—				1,267
Doubtful			—				—				—				—				—				—				—				—
Total other real estate loans		$	27,908			$	61,116			$	94,425			$	133,164			$	113,634			$	220,043			$	29,773			$	680,063
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	7			$	—			$	7
Commercial and industrial
Pass		$	1,991			$	19,727			$	18,499			$	16,385			$	16,235			$	11,925			$	29,410			$	114,172
Special Mention			—				415				—				1,144				—				—				—				1,559
Substandard			—				—				722				2,889				405				953				—				4,969
Doubtful			—				—				—				—				—				—				—				—
Total commercial and industrial		$	1,991			$	20,142			$	19,221			$	20,418			$	16,640			$	12,878			$	29,410			$	120,700
Current period gross write-offs		$	—			$	618			$	319			$	1,314			$	410			$	2			$	—			$	2,663
Consumer and other loans
Pass		$	2,988			$	2,924			$	1,454			$	4,719			$	150			$	3,720			$	3,972			$	19,927
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				1				—				1
Doubtful			—				—				—				—				—				—				—				—
Total consumer and other loans		$	2,988			$	2,924			$	1,454			$	4,719			$	150			$	3,721			$	3,972			$	19,928
Current period gross write-offs		$	279			$	3			$	4			$	—			$	—			$	3			$	—			$	289

		December 31, 2024
		Term Loans by Year of Origination
		2024				2023				2022				2021				2020				Prior				Revolving				Total
Construction and land development
Pass		$	4,419			$	5,401			$	2,421			$	5,811			$	4,424			$	5,419			$	56,509			$	84,404
Special Mention			26				—				—				—				—				—				—				26
Substandard			—				—				—				18				—				32				—				50
Doubtful			—				—				—				—				—				—				—				—
Total construction and land development		$	4,445			$	5,401			$	2,421			$	5,829			$	4,424			$	5,451			$	56,509			$	84,480
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	4			$	—			$	4
Secured by 1-4 family residential
Pass		$	32,609			$	69,884			$	113,535			$	99,470			$	49,250			$	115,032			$	64,740			$	544,520
Special Mention			120				—				—				—				—				83				—				203
Substandard			—				32				252				317								1,843				—				2,444
Doubtful			—				—				—				—				—				—				—				—
Total secured by 1-4 family residential		$	32,729			$	69,916			$	113,787			$	99,787			$	49,250			$	116,958			$	64,740			$	547,167
Current period gross write-offs		$	20			$	—			$	—			$	—			$	—			$	18			$	—			$	38
Other real estate loans
Pass		$	64,958			$	83,725			$	142,077			$	120,012			$	48,238			$	192,869			$	15,531			$	667,410
Special Mention			318				—				—				—				—				4,072				—				4,390
Substandard			—				—				—				—				—				362				—				362
Doubtful			—				—				—				—				—				—				—				—
Total other real estate loans		$	65,276			$	83,725			$	142,077			$	120,012			$	48,238			$	197,303			$	15,531			$	672,162
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and industrial
Pass		$	24,270			$	24,835			$	21,819			$	23,086			$	3,583			$	12,815			$	22,627			$	133,035
Special Mention			430				—				1,211				—				—				513				—				2,154
Substandard			615				737				3,699				647								446				—				6,144
Doubtful			—				—				—				—				—				—				—				—
Total commercial and industrial		$	25,315			$	25,572			$	26,729			$	23,733			$	3,583			$	13,774			$	22,627			$	141,333
Current period gross write-offs		$	110			$	1,275			$	772			$	1,519			$	20			$	3			$	—			$	3,699
Consumer and other loans
Pass		$	5,129			$	1,697			$	1,437			$	130			$	1,306			$	2,566			$	8,917			$	21,182
Special Mention			—				270				—				—				—				—				—				270
Substandard			—				—				—				—				—				1				—				1
Doubtful			—				—				—				—				—				—				—				—
Total consumer and other loans		$	5,129			$	1,967			$	1,437			$	130			$	1,306			$	2,567			$	8,917			$	21,453
Current period gross write-offs		$	249			$	29			$	9			$	3			$	1			$	2			$	—			$	293

Touchstone Bankshares, Inc [Member]

Notes Tables

Business Combination, Acquired Loans [Table Text Block]

PCD Loans:		2024
Book value of acquired loans at acquisition		$	13,050
Initial ACL at acquisition			386
Non-credit discount at acquisition			1,413
Purchase Price		$	14,849
Non-PCD Loans:
Fair Value		$	467,891
Gross contractual amounts receivable		$	479,591
Estimate of contractual cash flows not expected to be collected		$	8,138

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