XML 59 R47.htm IDEA: XBRL DOCUMENT v3.25.2
Note 3 - Loans - Analysis of the Credit Risk Profile of Each Loan Class (Details) - USD ($)
$ in Thousands
 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Loans $ 1,443,022 $ 989,976 $ 1,466,595
Current period gross write-offs, total 3,025 934 4,034
Real Estate 1 [Member] | Construction and Land Development [Member]      
Loans, current year 4,275   4,445
Loans, one year before 1,028   5,401
Loans, two years before 2,649   2,421
Loans, three years before 1,828   5,829
Loans, four years before 4,757   4,424
Loans, prior 6,290   5,451
Loans, revolving 57,342   56,509
Loans 78,169 60,919 84,480
Current period gross write-offs, current year 0   0
Current period gross write-offs. one year before 0   0
Current period gross write-offs, two years before 0   0
Current period gross write-offs, three years before 0   0
Current period gross write-offs, four years before 0   0
Current period gross write-offs, prior 22   4
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 22 4 4
Real Estate 1 [Member] | Construction and Land Development [Member] | Pass [Member]      
Loans, current year 4,275   4,419
Loans, one year before 1,028   5,401
Loans, two years before 2,649   2,421
Loans, three years before 1,828   5,811
Loans, four years before 4,757   4,424
Loans, prior 6,242   5,419
Loans, revolving 57,342   56,509
Loans 78,121   84,404
Real Estate 1 [Member] | Construction and Land Development [Member] | Special Mention [Member]      
Loans, current year 0   26
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   26
Real Estate 1 [Member] | Construction and Land Development [Member] | Substandard [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   18
Loans, four years before 0   0
Loans, prior 48   32
Loans, revolving 0   0
Loans 48   50
Real Estate 1 [Member] | Construction and Land Development [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   0
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]      
Loans, current year 19,514   32,729
Loans, one year before 31,791   69,916
Loans, two years before 66,210   113,787
Loans, three years before 106,923   99,787
Loans, four years before 96,117   49,250
Loans, prior 151,719   116,958
Loans, revolving 71,888   64,740
Loans 544,162 346,977 547,167
Current period gross write-offs, current year 0   20
Current period gross write-offs. one year before 0   0
Current period gross write-offs, two years before 0   0
Current period gross write-offs, three years before 0   0
Current period gross write-offs, four years before 0   0
Current period gross write-offs, prior 44   18
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 44 10 38
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Pass [Member]      
Loans, current year 19,514   32,609
Loans, one year before 31,672   69,884
Loans, two years before 66,180   113,535
Loans, three years before 106,681   99,470
Loans, four years before 95,762   49,250
Loans, prior 149,402   115,032
Loans, revolving 71,888   64,740
Loans 541,099   544,520
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Special Mention [Member]      
Loans, current year 0   120
Loans, one year before 119   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 290   83
Loans, revolving 0   0
Loans 409   203
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Substandard [Member]      
Loans, current year 0   0
Loans, one year before 0   32
Loans, two years before 30   252
Loans, three years before 242   317
Loans, four years before 355  
Loans, prior 2,027   1,843
Loans, revolving 0   0
Loans 2,654   2,444
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   0
Real Estate 1 [Member] | Other Real Estate Loans [Member]      
Loans, current year 27,908   65,276
Loans, one year before 61,116   83,725
Loans, two years before 94,425   142,077
Loans, three years before 133,164   120,012
Loans, four years before 113,634   48,238
Loans, prior 220,043   197,303
Loans, revolving 29,773   15,531
Loans 680,063 449,768 672,162
Current period gross write-offs, current year 0   0
Current period gross write-offs. one year before 0   0
Current period gross write-offs, two years before 0   0
Current period gross write-offs, three years before 0   0
Current period gross write-offs, four years before 0   0
Current period gross write-offs, prior 7   0
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 7 (0) 0
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Pass [Member]      
Loans, current year 27,908   64,958
Loans, one year before 59,869   83,725
Loans, two years before 94,425   142,077
Loans, three years before 133,164   120,012
Loans, four years before 113,634   48,238
Loans, prior 217,549   192,869
Loans, revolving 29,773   15,531
Loans 676,322   667,410
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Special Mention [Member]      
Loans, current year 0   318
Loans, one year before 315   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 2,159   4,072
Loans, revolving 0   0
Loans 2,474   4,390
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Substandard [Member]      
Loans, current year 0   0
Loans, one year before 932   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 335   362
Loans, revolving 0   0
Loans 1,267   362
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   0
Commercial and Industrial Loans [Member]      
Loans, current year 1,991   25,315
Loans, one year before 20,142   25,572
Loans, two years before 19,221   26,729
Loans, three years before 20,418   23,733
Loans, four years before 16,640   3,583
Loans, prior 12,878   13,774
Loans, revolving 29,410   22,627
Loans 120,700 116,299 141,333
Current period gross write-offs, current year 0   110
Current period gross write-offs. one year before 618   1,275
Current period gross write-offs, two years before 319   772
Current period gross write-offs, three years before 1,314   1,519
Current period gross write-offs, four years before 410   20
Current period gross write-offs, prior 2   3
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 2,663 759 3,699
Commercial and Industrial Loans [Member] | Pass [Member]      
Loans, current year 1,991   24,270
Loans, one year before 19,727   24,835
Loans, two years before 18,499   21,819
Loans, three years before 16,385   23,086
Loans, four years before 16,235   3,583
Loans, prior 11,925   12,815
Loans, revolving 29,410   22,627
Loans 114,172   133,035
Commercial and Industrial Loans [Member] | Special Mention [Member]      
Loans, current year 0   430
Loans, one year before 415   0
Loans, two years before 0   1,211
Loans, three years before 1,144   0
Loans, four years before 0   0
Loans, prior 0   513
Loans, revolving 0   0
Loans 1,559   2,154
Commercial and Industrial Loans [Member] | Substandard [Member]      
Loans, current year 0   615
Loans, one year before 0   737
Loans, two years before 722   3,699
Loans, three years before 2,889   647
Loans, four years before 405  
Loans, prior 953   446
Loans, revolving 0   0
Loans 4,969   6,144
Commercial and Industrial Loans [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   0
Consumer and Other Loans [Member]      
Loans, current year 2,988   5,129
Loans, one year before 2,924   1,967
Loans, two years before 1,454   1,437
Loans, three years before 4,719   130
Loans, four years before 150   1,306
Loans, prior 3,721   2,567
Loans, revolving 3,972   8,917
Loans 19,928 16,013 21,453
Current period gross write-offs, current year 279   249
Current period gross write-offs. one year before 3   29
Current period gross write-offs, two years before 4   9
Current period gross write-offs, three years before 0   3
Current period gross write-offs, four years before 0   1
Current period gross write-offs, prior 3   2
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 289 $ 161 293
Consumer and Other Loans [Member] | Pass [Member]      
Loans, current year 2,988   5,129
Loans, one year before 2,924   1,697
Loans, two years before 1,454   1,437
Loans, three years before 4,719   130
Loans, four years before 150   1,306
Loans, prior 3,720   2,566
Loans, revolving 3,972   8,917
Loans 19,927   21,182
Consumer and Other Loans [Member] | Special Mention [Member]      
Loans, current year 0   0
Loans, one year before 0   270
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   270
Consumer and Other Loans [Member] | Substandard [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 1   1
Loans, revolving 0   0
Loans 1   1
Consumer and Other Loans [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans $ 0   $ 0