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Note 3 - Loans (Tables)

9 Months Ended

Sep. 30, 2025

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30, 2025				December 31, 2024
Real estate loans:
Construction and land development		$	78,470			$	84,480
Secured by 1-4 family residential			533,458				547,167
Other real estate loans			684,535				672,162
Commercial and industrial loans			117,412				141,333
Consumer and other loans			19,322				21,453
Total loans		$	1,433,197			$	1,466,595
Allowance for credit losses			(14,447	)			(16,400	)
Loans, net		$	1,418,750			$	1,450,195

Financing Receivable, Purchased with Credit Deterioration [Table Text Block]

		September 30, 2025				December 31, 2024
		Acquired Loans-				Acquired Loans-
		Non-Purchased				Non-Purchased
(Dollars in thousands)		Credit Deteriorated				Credit Deteriorated
Outstanding principal balance		$	503,693			$	603,046
Carrying amount
Real estate loans:
Construction and land development		$	9,761			$	15,810
Secured by 1-4 family residential			214,743				234,004
Other real estate loans			234,867				291,805
Commercial and industrial loans			27,361				40,885
Consumer and other loans			3,503				6,268
Total acquired loans		$	490,235			$	588,772

Financing Receivable, Past Due [Table Text Block]

		September 30, 2025
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	9			$	—			$	—			$	9			$	78,461			$	78,470			$	46			$	—
Secured by 1-4 family residential			1,698				737				245				2,680				530,778				533,458				2,107				245
Other real estate loans			126				—				—				126				684,409				684,535				921				—
Commercial and industrial			704				242				143				1,089				116,323				117,412				2,627				143
Consumer and other loans			52				11				—				63				19,259				19,322				1				—
Total		$	2,589			$	990			$	388			$	3,967			$	1,429,230			$	1,433,197			$	5,702			$	388

		December 31, 2024
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	56			$	26			$	23			$	105			$	84,375			$	84,480			$	50			$	23
Secured by 1-4 family residential			2,192				210				54				2,456				544,711				547,167				2,148				54
Other real estate loans			12				41				—				53				672,109				672,162				—				—
Commercial and industrial			145				373				288				806				140,527				141,333				4,773				288
Consumer and other loans			31				—				—				31				21,422				21,453				—				—
Total		$	2,436			$	650			$	365			$	3,451			$	1,463,144			$	1,466,595			$	6,971			$	365

Financing Receivable Credit Quality Indicators [Table Text Block]

		September 30, 2025
		Term Loans by Year of Origination
		2025				2024				2023				2022				2021				Prior				Revolving				Total
Construction and land development
Pass		$	6,725			$	695			$	3,537			$	2,023			$	4,707			$	3,946			$	56,791			$	78,424
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				46				—				46
Doubtful			—				—				—				—				—				—				—				—
Total construction and land development		$	6,725			$	695			$	3,537			$	2,023			$	4,707			$	3,992			$	56,791			$	78,470
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	22			$	—			$	22
Secured by 1-4 family residential
Pass		$	28,402			$	31,463			$	62,078			$	104,025			$	93,166			$	141,035			$	70,878			$	531,047
Special Mention			—				119				—				—				—				77				—				196
Substandard			—				—				30				215				350				1,620				—				2,215
Doubtful			—				—				—				—				—				—				—				—
Total secured by 1-4 family residential		$	28,402			$	31,582			$	62,108			$	104,240			$	93,516			$	142,732			$	70,878			$	533,458
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	44			$	—			$	44
Other real estate loans
Pass		$	38,220			$	61,134			$	94,173			$	131,894			$	112,549			$	204,271			$	34,090			$	676,331
Special Mention			—				314				—				—				—				6,648				—				6,962
Substandard			—				921				—				—				—				321				—				1,242
Doubtful			—				—				—				—				—				—				—				—
Total other real estate loans		$	38,220			$	62,369			$	94,173			$	131,894			$	112,549			$	211,240			$	34,090			$	684,535
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	7			$	—			$	7
Commercial and industrial
Pass		$	6,569			$	17,797			$	16,683			$	16,314			$	13,786			$	10,390			$	31,732			$	113,271
Special Mention			—				408				—				1,106				—				—				—				1,514
Substandard			—				—				574				714				399				—				—				1,687
Doubtful			—				—				—				—				—				940				—				940
Total commercial and industrial		$	6,569			$	18,205			$	17,257			$	18,134			$	14,185			$	11,330			$	31,732			$	117,412
Current period gross write-offs		$	—			$	618			$	663			$	1,868			$	435			$	2			$	—			$	3,586
Consumer and other loans
Pass		$	4,228			$	2,550			$	2,662			$	4,459			$	115			$	2,692			$	2,615			$	19,321
Special Mention			—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				1				—				1
Doubtful			—				—				—				—				—				—				—				—
Total consumer and other loans		$	4,228			$	2,550			$	2,662			$	4,459			$	115			$	2,693			$	2,615			$	19,322
Current period gross write-offs		$	374			$	8			$	5			$	—			$	—			$	6			$	—			$	393

		December 31, 2024
		Term Loans by Year of Origination
		2024				2023				2022				2021				2020				Prior				Revolving				Total
Construction and land development
Pass		$	4,419			$	5,401			$	2,421			$	5,811			$	4,424			$	5,419			$	56,509			$	84,404
Special Mention			26				—				—				—				—				—				—				26
Substandard			—				—				—				18				—				32				—				50
Doubtful			—				—				—				—				—				—				—				—
Total construction and land development		$	4,445			$	5,401			$	2,421			$	5,829			$	4,424			$	5,451			$	56,509			$	84,480
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	4			$	—			$	4
Secured by 1-4 family residential
Pass		$	32,609			$	69,884			$	113,535			$	99,470			$	49,250			$	115,032			$	64,740			$	544,520
Special Mention			120				—				—				—				—				83				—				203
Substandard			—				32				252				317								1,843				—				2,444
Doubtful			—				—				—				—				—				—				—				—
Total secured by 1-4 family residential		$	32,729			$	69,916			$	113,787			$	99,787			$	49,250			$	116,958			$	64,740			$	547,167
Current period gross write-offs		$	20			$	—			$	—			$	—			$	—			$	18			$	—			$	38
Other real estate loans
Pass		$	64,958			$	83,725			$	142,077			$	120,012			$	48,238			$	192,869			$	15,531			$	667,410
Special Mention			318				—				—				—				—				4,072				—				4,390
Substandard			—				—				—				—				—				362				—				362
Doubtful			—				—				—				—				—				—				—				—
Total other real estate loans		$	65,276			$	83,725			$	142,077			$	120,012			$	48,238			$	197,303			$	15,531			$	672,162
Current period gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and industrial
Pass		$	24,270			$	24,835			$	21,819			$	23,086			$	3,583			$	12,815			$	22,627			$	133,035
Special Mention			430				—				1,211				—				—				513				—				2,154
Substandard			615				737				3,699				647								446				—				6,144
Doubtful			—				—				—				—				—				—				—				—
Total commercial and industrial		$	25,315			$	25,572			$	26,729			$	23,733			$	3,583			$	13,774			$	22,627			$	141,333
Current period gross write-offs		$	110			$	1,275			$	772			$	1,519			$	20			$	3			$	—			$	3,699
Consumer and other loans
Pass		$	5,129			$	1,697			$	1,437			$	130			$	1,306			$	2,566			$	8,917			$	21,182
Special Mention			—				270				—				—				—				—				—				270
Substandard			—				—				—				—				—				1				—				1
Doubtful			—				—				—				—				—				—				—				—
Total consumer and other loans		$	5,129			$	1,967			$	1,437			$	130			$	1,306			$	2,567			$	8,917			$	21,453
Current period gross write-offs		$	249			$	29			$	9			$	3			$	1			$	2			$	—			$	293

Touchstone Bankshares, Inc [Member]

Notes Tables

Business Combination, Acquired Loans [Table Text Block]

PCD Loans:		2024
Book value of acquired loans at acquisition		$	13,050
Initial ACL at acquisition			386
Non-credit discount at acquisition			1,413
Purchase Price		$	14,849
Non-PCD Loans:
Fair Value		$	467,891
Gross contractual amounts receivable		$	479,591
Estimate of contractual cash flows not expected to be collected		$	8,138

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