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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest and Dividend Income        
Interest and fees on loans $ 21,430 $ 14,479 $ 63,661 $ 41,967
Interest on deposits in banks 1,733 1,538 5,295 4,405
Interest on federal funds sold 1 0 40 0
Interest and dividends on securities:        
Taxable interest 1,562 1,091 4,189 3,449
Tax-exempt interest 296 303 894 914
Dividends 65 33 194 98
Total interest and dividend income 25,087 17,444 74,273 50,833
Interest Expense        
Interest on deposits 6,246 4,958 18,363 14,549
Interest on subordinated debt 479 69 1,414 207
Interest on junior subordinated debt 67 68 199 202
Interest on other borrowings 0 600 3 1,782
Total interest expense 6,792 5,695 19,979 16,740
Net interest income 18,295 11,749 54,294 34,093
Provision for credit losses 193 1,700 1,936 3,100
Net interest income after provision for credit losses 18,102 10,049 52,358 30,993
Noninterest Income        
Noninterest income 4,108 2,653 10,811 7,330
Income from bank owned life insurance 284 191 761 491
Net gains on redemption of subordinated debt 0 39 80 39
Net gains on sale of mortgage loans held for sale 5 0 5 0
Preliminary bargain purchase gain 304 0 304 0
Other operating income 103 44 343 1,427
Total noninterest income 4,500 3,203 12,000 9,936
Noninterest Expense        
Salaries and employee benefits 8,487 5,927 25,209 17,637
Occupancy 1,025 585 3,038 1,668
Equipment 1,056 726 3,138 2,008
Marketing 324 262 830 730
Supplies 158 123 573 354
Legal and professional fees 660 596 1,775 2,172
ATM and check card expense 569 394 1,545 1,123
FDIC assessment 305 195 1,034 575
Bank franchise tax 350 262 1,015 785
Data processing expense 495 290 1,761 699
Core deposit intangible amortization expense 442 4 1,325 13
Other real estate owned, net 0 10 (7) 10
Net (gains) losses on disposal of premises and equipment (23) 2 (16) 51
Merger expense 0 219 2,032 790
Other operating expense 1,934 864 6,056 2,390
Total noninterest expense 15,782 10,459 49,308 31,005
Income before income taxes 6,820 2,793 15,050 9,924
Income tax expense 1,270 545 2,851 2,025
Net income $ 5,550 $ 2,248 $ 12,199 $ 7,899
Earnings per common share        
Basic (in dollars per share) $ 0.62 $ 0.36 $ 1.36 $ 1.26
Diluted (in dollars per share) $ 0.62 $ 0.36 $ 1.35 $ 1.26
Deposit Account [Member]        
Noninterest Income        
Noninterest income $ 985 $ 675 $ 3,018 $ 1,941
Credit and Debit Card [Member]        
Noninterest Income        
Noninterest income 1,336 934 3,460 2,513
Asset Management [Member]        
Noninterest Income        
Noninterest income 910 952 2,675 2,714
Financial Service, Other [Member]        
Noninterest Income        
Noninterest income 407 276 895 649
Mortgage Banking [Member]        
Noninterest Income        
Noninterest income $ 166 $ 92 $ 459 $ 162