XML 61 R49.htm IDEA: XBRL DOCUMENT v3.25.3
Note 3 - Loans - Analysis of the Credit Risk Profile of Each Loan Class (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Loans $ 1,433,197 $ 994,720 $ 1,466,595
Current period gross write-offs, total 4,052 2,601 4,034
Real Estate 1 [Member] | Construction and Land Development [Member]      
Loans, current year 6,725   4,445
Loans, one year before 695   5,401
Loans, two years before 3,537   2,421
Loans, three years before 2,023   5,829
Loans, four years before 4,707   4,424
Loans, prior 3,992   5,451
Loans, revolving 56,791   56,509
Loans 78,470 61,446 84,480
Current period gross write-offs, current year 0   0
Current period gross write-offs. one year before 0   0
Current period gross write-offs, two years before 0   0
Current period gross write-offs, three years before 0   0
Current period gross write-offs, four years before 0   0
Current period gross write-offs, prior 22   4
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 22 4 4
Real Estate 1 [Member] | Construction and Land Development [Member] | Pass [Member]      
Loans, current year 6,725   4,419
Loans, one year before 695   5,401
Loans, two years before 3,537   2,421
Loans, three years before 2,023   5,811
Loans, four years before 4,707   4,424
Loans, prior 3,946   5,419
Loans, revolving 56,791   56,509
Loans 78,424   84,404
Real Estate 1 [Member] | Construction and Land Development [Member] | Special Mention [Member]      
Loans, current year 0   26
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   26
Real Estate 1 [Member] | Construction and Land Development [Member] | Substandard [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   18
Loans, four years before 0   0
Loans, prior 46   32
Loans, revolving 0   0
Loans 46   50
Real Estate 1 [Member] | Construction and Land Development [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   0
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]      
Loans, current year 28,402   32,729
Loans, one year before 31,582   69,916
Loans, two years before 62,108   113,787
Loans, three years before 104,240   99,787
Loans, four years before 93,516   49,250
Loans, prior 142,732   116,958
Loans, revolving 70,878   64,740
Loans 533,458 351,004 547,167
Current period gross write-offs, current year 0   20
Current period gross write-offs. one year before 0   0
Current period gross write-offs, two years before 0   0
Current period gross write-offs, three years before 0   0
Current period gross write-offs, four years before 0   0
Current period gross write-offs, prior 44   18
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 44 10 38
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Pass [Member]      
Loans, current year 28,402   32,609
Loans, one year before 31,463   69,884
Loans, two years before 62,078   113,535
Loans, three years before 104,025   99,470
Loans, four years before 93,166   49,250
Loans, prior 141,035   115,032
Loans, revolving 70,878   64,740
Loans 531,047   544,520
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Special Mention [Member]      
Loans, current year 0   120
Loans, one year before 119   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 77   83
Loans, revolving 0   0
Loans 196   203
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Substandard [Member]      
Loans, current year 0   0
Loans, one year before 0   32
Loans, two years before 30   252
Loans, three years before 215   317
Loans, four years before 350  
Loans, prior 1,620   1,843
Loans, revolving 0   0
Loans 2,215   2,444
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   0
Real Estate 1 [Member] | Other Real Estate Loans [Member]      
Loans, current year 38,220   65,276
Loans, one year before 62,369   83,725
Loans, two years before 94,173   142,077
Loans, three years before 131,894   120,012
Loans, four years before 112,549   48,238
Loans, prior 211,240   197,303
Loans, revolving 34,090   15,531
Loans 684,535 449,746 672,162
Current period gross write-offs, current year 0   0
Current period gross write-offs. one year before 0   0
Current period gross write-offs, two years before 0   0
Current period gross write-offs, three years before 0   0
Current period gross write-offs, four years before 0   0
Current period gross write-offs, prior 7   0
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 7 (0) 0
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Pass [Member]      
Loans, current year 38,220   64,958
Loans, one year before 61,134   83,725
Loans, two years before 94,173   142,077
Loans, three years before 131,894   120,012
Loans, four years before 112,549   48,238
Loans, prior 204,271   192,869
Loans, revolving 34,090   15,531
Loans 676,331   667,410
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Special Mention [Member]      
Loans, current year 0   318
Loans, one year before 314   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 6,648   4,072
Loans, revolving 0   0
Loans 6,962   4,390
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Substandard [Member]      
Loans, current year 0   0
Loans, one year before 921   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 321   362
Loans, revolving 0   0
Loans 1,242   362
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   0
Commercial and Industrial Loans [Member]      
Loans, current year 6,569   25,315
Loans, one year before 18,205   25,572
Loans, two years before 17,257   26,729
Loans, three years before 18,134   23,733
Loans, four years before 14,185   3,583
Loans, prior 11,330   13,774
Loans, revolving 31,732   22,627
Loans 117,412 114,823 141,333
Current period gross write-offs, current year 0   110
Current period gross write-offs. one year before 618   1,275
Current period gross write-offs, two years before 663   772
Current period gross write-offs, three years before 1,868   1,519
Current period gross write-offs, four years before 435   20
Current period gross write-offs, prior 2   3
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 3,586 2,355 3,699
Commercial and Industrial Loans [Member] | Pass [Member]      
Loans, current year 6,569   24,270
Loans, one year before 17,797   24,835
Loans, two years before 16,683   21,819
Loans, three years before 16,314   23,086
Loans, four years before 13,786   3,583
Loans, prior 10,390   12,815
Loans, revolving 31,732   22,627
Loans 113,271   133,035
Commercial and Industrial Loans [Member] | Special Mention [Member]      
Loans, current year 0   430
Loans, one year before 408   0
Loans, two years before 0   1,211
Loans, three years before 1,106   0
Loans, four years before 0   0
Loans, prior 0   513
Loans, revolving 0   0
Loans 1,514   2,154
Commercial and Industrial Loans [Member] | Substandard [Member]      
Loans, current year 0   615
Loans, one year before 0   737
Loans, two years before 574   3,699
Loans, three years before 714   647
Loans, four years before 399  
Loans, prior 0   446
Loans, revolving 0   0
Loans 1,687   6,144
Commercial and Industrial Loans [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 940   0
Loans, revolving 0   0
Loans 940   0
Consumer and Other Loans [Member]      
Loans, current year 4,228   5,129
Loans, one year before 2,550   1,967
Loans, two years before 2,662   1,437
Loans, three years before 4,459   130
Loans, four years before 115   1,306
Loans, prior 2,693   2,567
Loans, revolving 2,615   8,917
Loans 19,322 17,701 21,453
Current period gross write-offs, current year 374   249
Current period gross write-offs. one year before 8   29
Current period gross write-offs, two years before 5   9
Current period gross write-offs, three years before 0   3
Current period gross write-offs, four years before 0   1
Current period gross write-offs, prior 6   2
Current period gross write-offs, revolving 0   0
Current period gross write-offs, total 393 $ 232 293
Consumer and Other Loans [Member] | Pass [Member]      
Loans, current year 4,228   5,129
Loans, one year before 2,550   1,697
Loans, two years before 2,662   1,437
Loans, three years before 4,459   130
Loans, four years before 115   1,306
Loans, prior 2,692   2,566
Loans, revolving 2,615   8,917
Loans 19,321   21,182
Consumer and Other Loans [Member] | Special Mention [Member]      
Loans, current year 0   0
Loans, one year before 0   270
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans 0   270
Consumer and Other Loans [Member] | Substandard [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 1   1
Loans, revolving 0   0
Loans 1   1
Consumer and Other Loans [Member] | Doubtful [Member]      
Loans, current year 0   0
Loans, one year before 0   0
Loans, two years before 0   0
Loans, three years before 0   0
Loans, four years before 0   0
Loans, prior 0   0
Loans, revolving 0   0
Loans $ 0   $ 0