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Regulatory Capital Requirements (Tables) | 12 Months Ended
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Dec. 31, 2013
Banking and Thrift [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] | During 2013, we changed the methodology we use to determine a component of our risk-weighted assets for regulatory capital purposes. The old methodology overstated the risk to which we were exposed on these assets, as we reported as assets sold with recourse loans we had sold to investors who had no right to return them. We discussed our intention to make this change with our regulators and began using the new methodology in the Company’s June 30, 2013 regulatory filings. We subsequently amended the Company’s December 31, 2012 and March 31, 2013 regulatory filings to conform the computation of these regulatory capital ratios to the new methodology. The change in methodology had no impact on our financial statements prepared in accordance with GAAP because the transfers of the assets to the investors were considered true sales under relevant accounting guidance.
|  |  |  |  |  |  |  |  |  |  |  |  |  | Minimum to be |
|  |  |  |  |  |  |  | Minimum |  |  | Well Capitalized |
|  |  |  |  |  |  |  | Capital |  |  | Under Prompt |
|  | Actual |  |  | Requirement |  |  | Corrective Actions |
|  | Amount |  | Ratio |  |  | Amount |  | Ratio |  |  | Amount |  | Ratio |
As of December 31, 2013: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 96,981 |  | 17.1 | % |  | $ | 45,386 |  | 8.0 | % |  |  | N/A |  | N/A |
Bank |  |  | 77,862 |  | 13.8 | % |  |  | 45,287 |  | 8.0 | % |  | $ | 56,609 |  | 10.0 | %
Tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 88,555 |  | 15.6 | % |  |  | 22,693 |  | 4.0 | % |  |  | N/A |  | N/A |
Bank |  |  | 72,436 |  | 12.8 | % |  |  | 22,644 |  | 4.0 | % |  |  | 33,965 |  | 6.0 | %
Tier 1 capital (to average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 88,555 |  | 11.7 | % |  |  | 30,385 |  | 4.0 | % |  |  | N/A |  | N/A |
Bank |  |  | 72,436 |  | 9.6 | % |  |  | 30,329 |  | 4.0 | % |  |  | 37,911 |  | 5.0 | %
As of December 31, 2012: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 60,489 |  | 13.5 | % |  | $ | 35,960 |  | 8.0 | % |  |  | N/A |  | N/A |
Bank |  |  | 59,678 |  | 13.3 | % |  |  | 35,937 |  | 8.0 | % |  | $ | 44,921 |  | 10.0 | %
Tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 54,844 |  | 12.2 | % |  |  | 17,980 |  | 4.0 | % |  |  | N/A |  | N/A |
Bank |  |  | 54,036 |  | 12.0 | % |  |  | 17,969 |  | 4.0 | % |  |  | 26,953 |  | 6.0 | %
Tier 1 capital (to average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 54,844 |  | 8.9 | % |  |  | 24,667 |  | 4.0 | % |  |  | N/A |  | N/A |
Bank |  |  | 54,036 |  | 8.8 | % |  |  | 24,653 |  | 4.0 | % |  |  | 30,817 |  | 5.0 | %

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=7881181&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958570-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958577-112826 + Details
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