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Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Interest Income    
Loans $ 20,843 $ 19,560
Securities - taxable 3,082 3,133
Securities - non-taxable 1,611 1,681
Total interest income 25,536 24,374
Interest Expense    
Deposits 6,861 7,172
Other borrowed funds 1,227 1,360
Total interest expense 8,088 8,532
Net Interest Income 17,448 15,842
Provision for Loan Losses 324 2,852
Net Interest Income After Provision for Loan Losses 17,124 12,990
Noninterest Income    
Service charges and fees 687 685
Mortgage banking activities 8,682 10,647
Other-than-temporary impairment    
Total loss related to other than temporarily impaired securities (129) (1,452)
Portion of loss recognized in other comprehensive income (loss) 80 1,200
Other-than-temporary impairment loss recognized in net income (49) (252)
Gain (loss) on sale of securities (63) 48
Loss on asset disposals (146) (93)
Other 406 388
Total noninterest income 9,517 11,423
Noninterest Expense    
Salaries and employee benefits 10,458 8,529
Marketing, advertising, and promotion 1,870 1,362
Consulting and professional fees 2,267 1,422
Data processing 916 897
Loan expenses 800 1,097
Premises and equipment 1,923 1,711
Deposit insurance premium 451 455
Other 1,797 1,140
Total noninterest expense 20,482 16,613
Income Before Income Taxes 6,159 7,800
Income Tax Provision 1,566 2,194
Net Income $ 4,593 $ 5,606
Income Per Share of Common Stock    
Basic (in dollars per share) $ 1.51 $ 1.95
Diluted (in dollars per share) $ 1.51 $ 1.95
Weighted-Average Number of Common Shares Outstanding    
Basic (in shares) 3,041,666 2,869,365
Diluted (in shares) 3,050,001 2,869,365
Dividends Declared Per Share $ 0.2200 $ 0.1667