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Loans Receivable (Tables)

12 Months Ended

Dec. 31, 2015

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable

Categories of loans include: 

		December 31,
		2015				2014
Commercial loans
Commercial and industrial		$	102,000			$	77,232
Owner-occupied commercial real estate		44,462				34,295
Investor commercial real estate		16,184				22,069
Construction		45,898				24,883
Single tenant lease financing		374,344				192,608
Total commercial loans		582,888				351,087
Consumer loans
Residential mortgage		214,559				220,612
Home equity		43,279				58,434
Other consumer		108,312				97,094
Total consumer loans		366,150				376,140
Total commercial and consumer loans		949,038				727,227
Deferred loan origination costs and premiums and discounts on purchased loans		4,821				5,199
Total loans receivable		953,859				732,426
Allowance for loan losses		(8,351		)		(5,800		)
Net loans receivable		$	945,508			$	726,626

Allowance for Credit Losses on Financing Receivables

		Twelve Months Ended December 31, 2015
		Commercial and industrial				Owner-occupied commercial real estate				Investor commercial real estate				Construction				Single tenant lease financing				Residential mortgage				Home equity				Other consumer				Total
Allowance for loan losses:
Balance, beginning of period		$	920			$	345			$	261			$	330			$	2,061			$	985			$	207			$	691			$	5,800
Provision (credit) charged to expense		447				131				(549		)		170				1,870				(311		)		(83		)		271				1,946
Losses charged off		—				—				—				—				—				(185		)		—				(451		)		(636		)
Recoveries		—				—				500				—				—				407				1				333				1,241
Balance, end of period		$	1,367			$	476			$	212			$	500			$	3,931			$	896			$	125			$	844			$	8,351

		Twelve Months Ended December 31, 2014
		Commercial and industrial				Owner-occupied commercial real estate				Investor commercial real estate				Construction				Single tenant lease financing				Residential mortgage				Home equity				Other consumer				Total
Allowance for loan losses:
Balance, beginning of period		$	819			$	290			$	219			$	277			$	1,731			$	1,008			$	211			$	871			$	5,426
Provision (credit) charged to expense		115				55				(418		)		53				330				186				(4		)		32				349
Losses charged off		(14		)		—				—				—				—				(247		)		—				(596		)		(857		)
Recoveries		—				—				460				—				—				38				—				384				882
Balance, end of period		$	920			$	345			$	261			$	330			$	2,061			$	985			$	207			$	691			$	5,800

		Twelve Months Ended December 31, 2013
		Commercial and industrial				Owner-occupied commercial real estate				Investor commercial real estate				Construction				Single tenant lease financing				Residential mortgage				Home equity				Other consumer				Total
Allowance for loan losses:
Balance, beginning of period		$	371			$	352			$	266			$	336			$	2,153			$	946			$	203			$	1,206			$	5,833
Provision (credit) charged to expense		378				(62		)		191				(59		)		(422		)		128				8				162				324
Losses charged off		—				—				(238		)		—				—				(164		)		—				(810		)		(1,212		)
Recoveries		70				—				—				—				—				98				—				313				481
Balance, end of period		$	819			$	290			$	219			$	277			$	1,731			$	1,008			$	211			$	871			$	5,426

The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2015 and 2014.

		December 31, 2015
		Commercial and industrial				Owner-occupied commercial real estate				Investor commercial real estate				Construction				Single tenant lease financing				Residential mortgage				Home equity				Other consumer				Total
Loans:
Ending balance:   collectively evaluated for impairment		$	102,000			$	44,462			$	16,184			$	45,898			$	374,344			$	213,426			$	43,279			$	108,163			$	947,756
Ending balance:   individually evaluated for impairment		—				—				—				—				—				1,133				—				149				1,282
Ending balance		$	102,000			$	44,462			$	16,184			$	45,898			$	374,344			$	214,559			$	43,279			$	108,312			$	949,038
Allowance for loan losses:
Ending balance:   collectively evaluated for impairment		$	1,367			$	476			$	212			$	500			$	3,931			$	896			$	125			$	844			$	8,351
Ending balance:   individually evaluated for impairment		—				—				—				—				—				—				—				—				—
Ending balance		$	1,367			$	476			$	212			$	500			$	3,931			$	896			$	125			$	844			$	8,351

		December 31, 2014
		Commercial and industrial				Owner-occupied commercial real estate				Investor commercial real estate				Construction				Single tenant lease financing				Residential mortgage				Home equity				Other consumer				Total
Loans:
Ending balance:   collectively evaluated for impairment		$	77,232			$	34,295			$	21,982			$	24,883			$	192,608			$	219,473			$	58,434			$	96,789			$	725,696
Ending balance:   individually evaluated for impairment		—				—				87				—				—				1,139				—				305				1,531
Ending balance		$	77,232			$	34,295			$	22,069			$	24,883			$	192,608			$	220,612			$	58,434			$	97,094			$	727,227
Allowance for loan losses:
Ending balance:   collectively evaluated for impairment		$	920			$	345			$	261			$	330			$	2,061			$	985			$	207			$	676			$	5,785
Ending balance:   individually evaluated for impairment		—				—				—				—				—				—				—				15				15
Ending balance		$	920			$	345			$	261			$	330			$	2,061			$	985			$	207			$	691			$	5,800

Financing Receivable Credit Quality Indicators

The following tables present the credit risk profile of the Company’s commercial loan portfolio based on rating category and payment activity as of December 31, 2015 and 2014. 

		December 31, 2015
		Commercial and industrial				Owner-occupied commercial real estate				Investor commercial real estate				Construction				Single tenant lease financing				Total
Rating:
1-5 Pass		$	95,589			$	43,913			$	14,746			$	45,599			$	374,344			$	574,191
6 Special Mention		2,006				535				—				299				—				2,840
7 Substandard		4,405				14				1,438				—				—				5,857
8 Doubtful		—				—				—				—				—				—
Total		$	102,000			$	44,462			$	16,184			$	45,898			$	374,344			$	582,888

		December 31, 2015
		Residential mortgage				Home equity				Other consumer				Total
Performing		$	214,456			$	43,279			$	108,248			$	365,983
Nonaccrual		103				—				64				167
Total		$	214,559			$	43,279			$	108,312			$	366,150

		December 31, 2014
		Commercial and industrial				Owner-occupied commercial real estate				Investor commercial real estate				Construction				Single tenant lease financing				Total
Rating:
1-5 Pass		$	77,232			$	34,278			$	20,478			$	24,504			$	192,608			$	349,100
6 Special Mention		—				—				—				379				—				379
7 Substandard		—				17				1,591				—				—				1,608
8 Doubtful		—				—				—				—				—				—
Total		$	77,232			$	34,295			$	22,069			$	24,883			$	192,608			$	351,087

		December 31, 2014
		Residential mortgage				Home equity				Other consumer				Total
Performing		$	220,587			$	58,434			$	96,971			$	375,992
Nonaccrual		25				—				123				148
Total		$	220,612			$	58,434			$	97,094			$	376,140

Past Due Financing Receivables

The following tables present the Company’s loan portfolio delinquencies analysis as of December 31, 2015 and 2014.

		December 31, 2015
		30-59 Days Past Due				60-89 Days Past Due				90 Days  or More Past Due				Total  Past Due				Current				Total commercial and consumer loans				Nonaccrual Loans				Total Loans 90 Days or More Past  Due and Accruing
Commercial and industrial		$	29			$	—			$	—			$	29			$	101,971			$	102,000			$	—			$	—
Owner-occupied commercial real estate		—				—				—				—				44,462				44,462				—				—
Investor commercial real estate		—				—				—				—				16,184				16,184				—				—
Construction		—				—				—				—				45,898				45,898				—				—
Single tenant lease financing		—				—				—				—				374,344				374,344				—				—
Residential mortgage		300				23				45				368				214,191				214,559				103				—
Home equity		20				—				—				20				43,259				43,279				—				—
Other consumer		116				12				—				128				108,184				108,312				64				—
Total		$	465			$	35			$	45			$	545			$	948,493			$	949,038			$	167			$	—

		December 31, 2014
		30-59 Days Past Due				60-89 Days Past Due				90 Days  or More Past Due				Total  Past Due				Current				Total commercial and consumer loans				Nonaccrual Loans				Total Loans 90 Days or More Past  Due and Accruing
Commercial and industrial		$	—			$	—			$	—			$	—			$	77,232			$	77,232			$	—			$	—
Owner-occupied commercial real estate		—				—				—				—				34,295				34,295				—				—
Investor commercial real estate		—				—				—				—				22,069				22,069				87				—
Construction		—				—				—				—				24,883				24,883				—				—
Single tenant lease financing		—				—				—				—				192,608				192,608				—				—
Residential mortgage		161				—				57				218				220,394				220,612				25				57
Home equity		—				—				—				—				58,434				58,434				—				—
Other consumer		249				56				53				358				96,736				97,094				123				4
Total		$	410			$	56			$	110			$	576			$	726,651			$	727,227			$	235			$	61

Impaired Financing Receivables

The following tables present the Company’s impaired loans as of December 31, 2015 and 2014.

		December 31, 2015												December 31, 2014
		Recorded Balance				Unpaid Principal Balance				Specific Allowance				Recorded Balance				Unpaid Principal Balance				Specific Allowance
Loans without a specific valuation allowance
Investor commercial real estate		$	—			$	—			$	—			$	87			$	87			$	—
Residential mortgage		1,133				1,154				—				1,139				1,146				—
Other consumer		149				178				—				268				338				—
Total		1,282				1,332				—				1,494				1,571				—
Loans with a specific valuation allowance
Residential mortgage		—				—				—				—				—				—
Other consumer		—				—				—				37				51				15
Total		—				—				—				37				51				15
Total impaired loans		$	1,282			$	1,332			$	—			$	1,531			$	1,622			$	15

The table below presents average balances and interest income recognized for impaired loans during the twelve months ended December 31, 2015, 2014, and 2013.

		Twelve Months Ended
		December 31, 2015								December 31, 2014								December 31, 2013
		Average Balance				Interest Income				Average Balance				Interest Income				Average Balance				Interest Income
Loans without a specific valuation allowance
Investor commercial real estate		$	21			$	2			$	666			$	5			$	239			$	—
Residential mortgage		1,112				8				1,266				32				1,894				29
Other consumer		193				16				380				37				315				28
Total		1,326				26				2,312				74				2,448				57
Loans with a specific valuation allowance
Investor commercial real estate		—				—				—				—				1,617				5
Residential mortgage		15				—				—				—				66				3
Other consumer		13				1				40				4				78				2
Total		28				1				40				4				1,761				10
Total impaired loans		$	1,354			$	27			$	2,352			$	78			$	4,209			$	67

X

- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953659-111524

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Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5212-111524

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
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