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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Operating Activities    
Net income $ 4,876 $ 1,136
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 4,733 2,982
Increase in cash surrender value of bank-owned life insurance (616) (567)
Provision for credit losses 29,720 25,541
Share-based compensation expense 1,139 243
Loans originated for sale (111,403) (261,753)
Proceeds from sale of loans 184,237 197,554
Gain on loans sold (12,067) (10,320)
Loss (gain) on sale of other real estate owned 15 (19)
Gain on derivatives 0 (146)
Loan servicing asset revaluation 2,639 2,334
Net change in accrued income and other assets (3,211) (7,898)
Net change in accrued expenses and other liabilities (234) (6,434)
Net cash provided by (used in) operating activities 99,828 (57,347)
Investing activities    
Net loan activity, excluding purchases (99,225) (199,820)
Proceeds from sale of other real estate owned 672 291
Maturities and calls of securities available-for-sale 87,399 65,376
Purchase of securities available-for-sale (99,157) (115,680)
Maturities and calls of securities held-to-maturity 20,127 12,109
Purchase of securities held-to-maturity (33,844) (33,629)
Purchase of premises and equipment (320) (834)
Loans purchased 0 (17,795)
Other investing activities (1,608) (6,516)
Net cash used in investing activities (125,956) (296,498)
Financing activities    
Net (decrease) increase in deposits (8,435) 365,583
Cash dividends paid (1,044) (1,054)
Proceeds from advances from Federal Home Loan Bank 0 104,500
Repayment of advances from Federal Home Loan Bank (10,000) (135,000)
Other, net (202) (233)
Net cash (used in) provided by financing activities (19,681) 333,796
Net decrease in cash and cash equivalents (45,809) (20,049)
Cash and cash equivalents, beginning of period 456,777 466,410
Cash and cash equivalents, end of period 410,968 446,361
Supplemental disclosures    
Cash paid during the period for interest 88,560 105,510
Cash (received) paid during the period for taxes (351) 238
Loans transferred to other real estate owned 2,176 1,730
Cash dividends declared, paid in subsequent period $ 524 $ 523