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Consolidated Balance Sheets (Unaudited (USD $)
In Thousands
Jun. 30, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 13,113 $ 9,858
Interest-bearing deposits 54,768 69,400
Securities available for sale, at fair value 190,674 184,907
Securities held to maturity (fair value approximates $140,282 at June 30, 2011 and $129,913 at December 31, 2010) 136,399 131,000
Mortgage loans held for sale 248 2,460
Loans:    
Real estate construction loans 47,549 46,169
Real estate mortgage loans 171,818 173,533
Commercial and industrial loans 290,694 269,818
Loans to individuals 84,510 87,868
Total loans 594,571 577,388
Less unearned income and deferred fees (999) (945)
Loans, net of unearned income and deferred fees 593,572 576,443
Less allowance for loan losses (8,494) (7,664)
Loans, net 585,078 568,779
Premises and equipment, net 10,232 10,470
Accrued interest receivable 6,255 6,016
Other real estate owned, net 1,855 1,723
Intangible assets and goodwill 11,001 11,543
Other assets 25,234 26,082
Total assets 1,034,857 1,022,238
Liabilities and Stockholders' Equity    
Noninterest-bearing demand deposits 136,041 131,540
Interest-bearing demand deposits 384,329 365,040
Savings deposits 59,909 55,800
Time deposits 311,908 332,203
Total deposits 892,187 884,583
Accrued interest payable 237 257
Other liabilities 6,125 8,211
Total liabilities 898,549 893,051
Stockholders' Equity    
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding 0 0
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding 6,937,974 shares at June 30, 2011 and 6,933,474 at December 31, 2010 8,672 8,667
Retained earnings 128,129 123,161
Accumulated other comprehensive loss, net (493) (2,641)
Total stockholders' equity 136,308 129,187
Total liabilities and stockholders' equity $ 1,034,857 $ 1,022,238