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Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) | 6 Months Ended
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Jun. 30, 2013
Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items] |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
|  | Activity in the Allowance for Loan Losses for the Three Months Ended June 30, 2013 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, March 31, 2012 |  | $ | 1,173 |  |  | $ | 1,846 |  |  | $ | 3,289 |  |  | $ | 1,276 |  |  | $ | 110 |  |  | $ | 585 |  |  | $ | 12 |  |  | $ | 8,291 |
Charge-offs |  |  | --- |  |  |  | (46 | ) |  |  | --- |  |  |  | (556 | ) |  |  | --- |  |  |  | (128 | ) |  |  | --- |  |  |  | (730 | )
Recoveries |  |  | --- |  |  |  | 1 |  |  |  | 4 |  |  |  | --- |  |  |  | --- |  |  |  | 31 |  |  |  | --- |  |  |  | 36 |
Provision for loan losses |  |  | (141 | ) |  |  | (131 | ) |  |  | (264 | ) |  |  | 761 |  |  |  | 1 |  |  |  | 25 |  |  |  | 104 |  |  |  | 355 |
Balance, June 30, 2013 |  | $ | 1,032 |  |  | $ | 1,670 |  |  | $ | 3,029 |  |  | $ | 1,481 |  |  | $ | 111 |  |  | $ | 513 |  |  | $ | 116 |  |  | $ | 7,952 |
|  | Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2013 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, December 31, 2012 |  | $ | 1,070 |  |  | $ | 2,263 |  |  | $ | 3,442 |  |  | $ | 959 |  |  | $ | 142 |  |  | $ | 424 |  |  | $ | 49 |  |  | $ | 8,349 |
Charge-offs |  |  | (184 | ) |  |  | (99 | ) |  |  | (35 | ) |  |  | (960 | ) |  |  | --- |  |  |  | (206 | ) |  |  | --- |  |  |  | (1,484 | )
Recoveries |  |  | --- |  |  |  | 1 |  |  |  | 4 |  |  |  | 16 |  |  |  | --- |  |  |  | 40 |  |  |  | --- |  |  |  | 61 |
Provision for loan losses |  |  | 146 |  |  |  | (495 | ) |  |  | (382 | ) |  |  | 1,466 |  |  |  | (31 | ) |  |  | 255 |  |  |  | 67 |  |  |  | 1,026 |
Balance, June 30, 2013 |  | $ | 1,032 |  |  | $ | 1,670 |  |  | $ | 3,029 |  |  | $ | 1,481 |  |  | $ | 111 |  |  | $ | 513 |  |  | $ | 116 |  |  | $ | 7,952 |
|  | Activity in the Allowance for Loan Losses for the Three Months Ended June 30, 2012 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, March 31, 2012 |  | $ | 674 |  |  | $ | 2,252 |  |  | $ | 3,220 |  |  | $ | 1,126 |  |  | $ | 85 |  |  | $ | 482 |  |  | $ | 224 |  |  |  | 8,063 |
Charge-offs |  |  | (589 | ) |  |  | (150 | ) |  |  | (200 | ) |  |  | (5 | ) |  |  | --- |  |  |  | (84 | ) |  |  | --- |  |  |  | (1,028 | )
Recoveries |  |  | 13 |  |  |  | 2 |  |  |  | --- |  |  |  | 5 |  |  |  | --- |  |  |  | 13 |  |  |  | --- |  |  |  | 29 |
Provision for loan losses |  |  | 1,298 |  |  |  | (194 | ) |  |  | 237 |  |  |  | (213 | ) |  |  | 26 |  |  |  | 11 |  |  |  | (61 | ) |  |  | 1,104 |
Balance, June 30, 2012 |  | $ | 1,396 |  |  | $ | 1,910 |  |  | $ | 3,257 |  |  | $ | 909 |  |  | $ | 111 |  |  | $ | 422 |  |  | $ | 163 |  |  | $ | 8,168 |
|  | Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2012 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, December 31, 2011 |  | $ | 1,079 |  |  | $ | 1,245 |  |  | $ | 3,515 |  |  | $ | 1,473 |  |  | $ | 232 |  |  | $ | 403 |  |  | $ | 121 |  |  | $ | 8,068 |
Charge-offs |  |  | (589 | ) |  |  | (245 | ) |  |  | (737 | ) |  |  | (5 | ) |  |  | --- |  |  |  | (152 | ) |  |  | --- |  |  |  | (1,728 | )
Recoveries |  |  | 13 |  |  |  | 2 |  |  |  | --- |  |  |  | 1 |  |  |  | --- |  |  |  | 36 |  |  |  | --- |  |  |  | 52 |
Provision for loan losses |  |  | 893 |  |  |  | 908 |  |  |  | 479 |  |  |  | (560 | ) |  |  | (121 | ) |  |  | 135 |  |  |  | 42 |  |  |  | 1,776 |
Balance, June 30, 2012 |  | $ | 1,396 |  |  | $ | 1,910 |  |  | $ | 3,257 |  |  | $ | 909 |  |  | $ | 111 |  |  | $ | 422 |  |  | $ | 163 |  |  | $ | 8,168 |
|  | Allowance for Loan Losses as of June 30, 2013 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | --- |  |  | $ | 10 |  |  | $ | 261 |  |  | $ | 1 |  |  | $ | --- |  |  | $ | 1 |  |  | $ | --- |  |  | $ | 273 |
Collectively evaluated for impairment |  |  | 1,032 |  |  |  | 1,660 |  |  |  | 2,768 |  |  |  | 1,480 |  |  |  | 111 |  |  |  | 512 |  |  |  | 116 |  |  |  | 7,679 |
Total |  | $ | 1,032 |  |  | $ | 1,670 |  |  | $ | 3,029 |  |  | $ | 1,481 |  |  | $ | 111 |  |  | $ | 513 |  |  | $ | 116 |  |  | $ | 7,952 |
|  | Allowance for Loan Losses as of December 31, 2012 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | --- |  |  | $ | 43 |  |  | $ | 273 |  |  | $ | 231 |  |  | $ | --- |  |  | $ | 7 |  |  | $ | --- |  |  | $ | 554 |
Collectively evaluated for impairment |  |  | 1,070 |  |  |  | 2,220 |  |  |  | 3,169 |  |  |  | 728 |  |  |  | 142 |  |  |  | 417 |  |  |  | 49 |  |  |  | 7,795 |
Total |  | $ | 1,070 |  |  | $ | 2,263 |  |  | $ | 3,442 |  |  | $ | 959 |  |  | $ | 142 |  |  | $ | 424 |  |  | $ | 49 |  |  | $ | 8,349 |
|  | Loans as of June 30, 2013 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | 2,992 |  |  | $ | 915 |  |  | $ | 13,227 |  |  | $ | 236 |  |  | $ | --- |  |  | $ | 25 |  |  | $ | --- |  |  | $ | 17,395 |
Collectively evaluated for impairment |  |  | 53,314 |  |  |  | 140,982 |  |  |  | 286,835 |  |  |  | 34,821 |  |  |  | 26,306 |  |  |  | 29,311 |  |  |  | --- |  |  |  | 571,569 |
Total loans |  | $ | 56,306 |  |  | $ | 141,897 |  |  | $ | 300,062 |  |  | $ | 35,057 |  |  | $ | 26,306 |  |  | $ | 29,336 |  |  | $ | --- |  |  | $ | 588,964 |
|  | Loans as of December 31, 2012 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | 6,643 |  |  | $ | 864 |  |  | $ | 10,329 |  |  | $ | 574 |  |  | $ | --- |  |  | $ | 46 |  |  | $ | --- |  |  | $ | 18,456 |
Collectively evaluated for impairment |  |  | 43,670 |  |  |  | 142,398 |  |  |  | 293,979 |  |  |  | 36,775 |  |  |  | 26,169 |  |  |  | 31,668 |  |  |  | --- |  |  |  | 574,659 |
Total |  | $ | 50,313 |  |  | $ | 143,262 |  |  | $ | 304,308 |  |  | $ | 37,349 |  |  | $ | 26,169 |  |  | $ | 31,714 |  |  | $ | --- |  |  | $ | 593,115 |
|  | Six Months Ended June 30, |  |  | Year Ended December 31, |
|  | 2013 |  |  | 2012 |  |  | 2012 |
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees |  |  | 1.35 | % |  |  | 1.39 | % |  |  | 1.41 | %
Ratio of net charge-offs to average loans, net of unearned income and deferred fees(1) |  |  | 0.49 | % |  |  | 0.57 | % |  |  | 0.49 | %
|  | June 30, |  |  | December 31, |
|  | 2013 |  |  | 2012 |  |  | 2012 |
Nonperforming assets: |  |  |  |  |  |  |  |  |  |  |  |
Nonaccrual loans |  | $ | 10,428 |  |  | $ | 3,627 |  |  | $ | 10,870 |
Restructured loans in nonaccrual |  |  | 1,522 |  |  |  | 3,763 |  |  |  | 2,151 |
Total nonperforming loans |  |  | 11,950 |  |  |  | 7,390 |  |  |  | 13,021 |
Other real estate owned, net |  |  | 969 |  |  |  | 871 |  |  |  | 1,435 |
Total nonperforming assets |  | $ | 12,919 |  |  | $ | 8,261 |  |  | $ | 14,456 |
Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned |  |  | 2.19 | % |  |  | 1.41 | % |  |  | 2.44 | %
Ratio of allowance for loan losses to nonperforming loans(1) |  |  | 66.54 | % |  |  | 110.53 | % |  |  | 64.12 | %
|  | June 30, |  |  | December 31, |
|  | 2013 |  |  | 2012 |  |  | 2012 |
Loans past due 90 days or more and still accruing |  | $ | 125 |  |  | $ | 242 |  |  | $ | 170 |
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees |  |  | 0.02 | % |  |  | 0.04 | % |  |  | 0.03 | %
Accruing restructured loans |  | $ | 6,234 |  |  | $ | 2,035 |  |  | $ | 2,005 |
Impaired loans: |  |  |  |  |  |  |  |  |  |  |  |
Impaired loans with no valuation allowance |  | $ | 15,946 |  |  | $ | 12,374 |  |  | $ | 16,974 |
Impaired loans with a valuation allowance |  |  | 1,449 |  |  |  | 1,543 |  |  |  | 1,482 |
Total impaired loans |  | $ | 17,395 |  |  | $ | 13,917 |  |  | $ | 18,456 |
Valuation allowance |  |  | (273 | ) |  |  | (362 | ) |  |  | (554 | )
Impaired loans, net of allowance |  | $ | 17,122 |  |  | $ | 13,555 |  |  | $ | 17,902 |
Average recorded investment in impaired loans(1) |  | $ | 17,889 |  |  | $ | 14,055 |  |  | $ | 13,540 |
Interest income recognized on impaired loans, after designation as impaired |  | $ | 77 |  |  | $ | 186 |  |  | $ | 9 |
Amount of income recognized on a cash basis |  | $ | --- |  |  | $ | --- |  |  | $ | --- |
Impaired Financing Receivables [Table Text Block] |
|  | Impaired Loans as of June 30, 2013 |
|  | Principal Balance |  |  | (A) Total Recorded Investment(1) |  |  | Recorded Investment(1) in (A) for Which There is No Related Allowance |  |  | Recorded Investment(1) in (A) for Which There is a Related Allowance |  |  | Related Allowance |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, residential |  | $ | 123 |  |  | $ | 118 |  |  | $ | 118 |  |  | $ | --- |  |  | $ | --- |
Construction, other |  |  | 2,869 |  |  |  | 2,854 |  |  |  | 2,854 |  |  |  | --- |  |  |  | --- |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Residential closed-end first liens |  |  | 506 |  |  |  | 507 |  |  |  | 291 |  |  |  | 216 |  |  |  | 3 |
Residential closed-end junior liens |  |  | 327 |  |  |  | 328 |  |  |  | 61 |  |  |  | 268 |  |  |  | 7 |
Investor-owned residential real estate |  |  | 82 |  |  |  | 83 |  |  |  | 83 |  |  |  | --- |  |  |  | --- |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 4,261 |  |  |  | 4,258 |  |  |  | 4,258 |  |  |  | --- |  |  |  | --- |
Commercial real estate, owner-occupied |  |  | 5,466 |  |  |  | 5,469 |  |  |  | 4,553 |  |  |  | 916 |  |  |  | 261 |
Commercial real estate, other |  |  | 3,500 |  |  |  | 3,516 |  |  |  | 3,516 |  |  |  | --- |  |  |  | --- |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 236 |  |  |  | 237 |  |  |  | 213 |  |  |  | 23 |  |  |  | 1 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Public sector and IDA |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Automobile |  |  | 25 |  |  |  | 25 |  |  |  | --- |  |  |  | 25 |  |  |  | 1 |
Other consumer loans |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Total |  | $ | 17,395 |  |  | $ | 17,395 |  |  | $ | 15,947 |  |  | $ | 1,448 |  |  | $ | 273 |
|  | Impaired Loans as of December 31, 2012 |
|  | Principal Balance |  |  | (A) Total Recorded Investment(1) |  |  | Recorded Investment(1) in (A) for Which There is No Related Allowance |  |  | Recorded Investment(1) in (A) for Which There is a Related Allowance |  |  | Related Allowance |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, residential |  | $ | 123 |  |  | $ | 118 |  |  | $ | 118 |  |  | $ | --- |  |  | $ | --- |
Construction, other |  |  | 6,520 |  |  |  | 6,487 |  |  |  | 6,487 |  |  |  | --- |  |  |  | --- |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Residential closed-end first liens |  |  | 783 |  |  |  | 785 |  |  |  | 634 |  |  |  | 151 |  |  |  | 43 |
Residential closed-end junior liens |  |  | 81 |  |  |  | 81 |  |  |  | 81 |  |  |  | --- |  |  |  | --- |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 5,284 |  |  |  | 5,288 |  |  |  | 5,288 |  |  |  | --- |  |  |  | --- |
Commercial real estate, owner-occupied |  |  | 5,045 |  |  |  | 5,043 |  |  |  | 4,293 |  |  |  | 750 |  |  |  | 273 |
Commercial real estate, other |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 574 |  |  |  | 574 |  |  |  | 39 |  |  |  | 535 |  |  |  | 231 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Public sector and IDA |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Automobile |  |  | 46 |  |  |  | 46 |  |  |  | --- |  |  |  | 46 |  |  |  | 7 |
Other consumer loans |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Total |  | $ | 18,456 |  |  | $ | 18,422 |  |  | $ | 16,940 |  |  | $ | 1,482 |  |  | $ | 554 |
Past Due Financing Receivables [Table Text Block] |
|  | 30 – 89 Days Past Due |  |  | 90 or More Days Past Due |  |  | 90 or More Days Past Due and Still Accruing |  |  | Nonaccruals (Including Impaired Nonaccruals) |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, residential |  | $ | --- |  |  | $ | 123 |  |  | $ | --- |  |  | $ | 123 |
Construction, other |  |  | --- |  |  |  | 2,869 |  |  |  | --- |  |  |  | 2,869 |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | --- |  |  |  | 30 |  |  |  | --- |  |  |  | 30 |
Residential closed-end first liens |  |  | 1,128 |  |  |  | 346 |  |  |  | 104 |  |  |  | 503 |
Residential closed-end junior liens |  |  | 16 |  |  |  | 99 |  |  |  | --- |  |  |  | 99 |
Investor-owned residential real estate |  |  | 410 |  |  |  | --- |  |  |  | --- |  |  |  | 3 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 664 |  |  |  | 3,563 |  |  |  | --- |  |  |  | 4,261 |
Commercial real estate, owner-occupied |  |  | 468 |  |  |  | 2,771 |  |  |  | 18 |  |  |  | 3,728 |
Commercial real estate, other |  |  | 73 |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 150 |  |  |  | 309 |  |  |  | --- |  |  |  | 309 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Public sector and IDA |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 2 |  |  |  | 3 |  |  |  | 3 |  |  |  | --- |
Automobile |  |  | 189 |  |  |  | 25 |  |  |  | --- |  |  |  | 25 |
Other consumer loans |  |  | 45 |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Total |  | $ | 3,145 |  |  | $ | 10,138 |  |  | $ | 125 |  |  | $ | 11,950 |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30 – 89 Days Past Due |  |  | 90 or More Days Past Due |  |  | 90 or More Days Past Due and Still Accruing |  |  | Nonaccruals (Including Impaired Nonaccruals) |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, residential |  | $ | --- |  |  | $ | 123 |  |  | $ | --- |  |  | $ | 123 |
Construction, other |  |  | 31 |  |  |  | 89 |  |  |  | --- |  |  |  | 3,109 |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 22 |  |  |  | 30 |  |  |  | 30 |  |  |  | 98 |
Residential closed-end first liens |  |  | 1,507 |  |  |  | 605 |  |  |  | 126 |  |  |  | 801 |
Residential closed-end junior liens |  |  | 121 |  |  |  | 39 |  |  |  | --- |  |  |  | 120 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 671 |  |  |  | 261 |  |  |  | --- |  |  |  | 4,624 |
Commercial real estate, owner-occupied |  |  | 1,113 |  |  |  | --- |  |  |  | --- |  |  |  | 3,536 |
Commercial real estate, other |  |  | 40 |  |  |  | 2,089 |  |  |  | --- |  |  |  | --- |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 291 |  |  |  | 505 |  |  |  | --- |  |  |  | 561 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Public sector and IDA |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 20 |  |  |  | 4 |  |  |  | 4 |  |  |  | --- |
Automobile |  |  | 142 |  |  |  | 10 |  |  |  | 10 |  |  |  | 49 |
Other consumer loans |  |  | 132 |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Total |  | $ | 4,090 |  |  | $ | 3,755 |  |  | $ | 170 |  |  | $ | 13,021 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | Pass |  |  | Special Mention |  |  | Classified (Excluding Impaired) |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |
Construction, 1-4 family residential |  | $ | 18,575 |  |  | $ | 157 |  |  | $ | --- |
Construction, other |  |  | 34,528 |  |  |  | --- |  |  |  | 30 |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 16,886 |  |  |  | --- |  |  |  | 64 |
Closed-end first liens |  |  | 76,218 |  |  |  | 1,300 |  |  |  | 2,229 |
Closed-end junior liens |  |  | 4,690 |  |  |  | 119 |  |  |  | 129 |
Investor-owned residential real estate |  |  | 38,543 |  |  |  | 321 |  |  |  | 50 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Multifamily residential real estate |  |  | 50,590 |  |  |  | --- |  |  |  | 1,065 |
Commercial real estate owner-occupied |  |  | 136,791 |  |  |  | 2,208 |  |  |  | 1,014 |
Commercial real estate other |  |  | 92,055 |  |  |  | 3,112 |  |  |  | --- |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 33,740 |  |  |  | 848 |  |  |  | 249 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |
States and political subdivisions |  |  | 26,308 |  |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 6,575 |  |  |  | --- |  |  |  | --- |
Automobile |  |  | 11,858 |  |  |  | 139 |  |  |  | 64 |
Other consumer |  |  | 10,140 |  |  |  | 42 |  |  |  | 29 |
Total |  | $ | 557,497 |  |  | $ | 8,246 |  |  | $ | 4,923 |
|  | Pass |  |  | Special Mention |  |  | Classified (Excluding Impaired) |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |
Construction, 1-4 family residential |  | $ | 14,344 |  |  | $ | 158 |  |  | $ | --- |
Construction, other |  |  | 29,011 |  |  |  | --- |  |  |  | 120 |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 17,742 |  |  |  | 100 |  |  |  | 182 |
Closed-end first liens |  |  | 113,893 |  |  |  | 652 |  |  |  | 2,413 |
Closed-end junior liens |  |  | 6,713 |  |  |  | 119 |  |  |  | 138 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Multifamily residential real estate |  |  | 36,421 |  |  |  | --- |  |  |  | 324 |
Commercial real estate owner-occupied |  |  | 160,188 |  |  |  | 253 |  |  |  | 1,079 |
Commercial real estate other |  |  | 92,628 |  |  |  | 3,112 |  |  |  | --- |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 36,372 |  |  |  | 99 |  |  |  | 318 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |
States and political subdivisions |  |  | 26,170 |  |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 6,690 |  |  |  | --- |  |  |  | --- |
Automobile |  |  | 12,344 |  |  |  | 101 |  |  |  | 56 |
Other consumer |  |  | 11,815 |  |  |  | 45 |  |  |  | 105 |
Total |  | $ | 564,331 |  |  | $ | 4,639 |  |  | $ | 4,735 |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
|  | Restructurings That Occurred During the Three Months Ended June 30, 2013 |
|  | Number of Contracts |  |  | Pre-Modification Outstanding Principal Balance |  |  | Post-Modification Outstanding Principal Balance |  |  | Impairment Accrued |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 1 |  |  | $ | 212 |  |  | $ | 216 |  |  | $ | 3 |
Residential closed-end junior liens |  |  | 1 |  |  |  | 262 |  |  |  | 267 |  |  |  | 7 |
Total |  |  | 2 |  |  | $ | 474 |  |  | $ | 483 |  |  | $ | 10 |
|  | Restructurings That Occurred During the Six Months Ended June 30, 2013 |
|  | Number of Contracts |  |  | Pre-Modification Outstanding Principal Balance |  |  | Post-Modification Outstanding Principal Balance |  |  | Impairment Accrued |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 1 |  |  | $ | 212 |  |  | $ | 216 |  |  | $ | 3 |
Residential closed-end junior liens |  |  | 1 |  |  |  | 262 |  |  |  | 267 |  |  |  | 7 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner-occupied |  |  | 1 |  |  |  | 154 |  |  |  | 239 |  |  |  | --- |
Commercial real estate, other |  |  | 1 |  |  |  | 3,500 |  |  |  | 3,500 |  |  |  | --- |
Total |  |  | 4 |  |  | $ | 4,128 |  |  | $ | 4,222 |  |  | $ | 10 |
|  | Restructurings That Occurred During the Three Months Ended June 30, 2012 |
|  | Number of Contracts |  |  | Pre-Modification Outstanding Principal Balance |  |  | Post-Modification Outstanding Principal Balance |  |  | Impairment Accrued |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 2 |  |  | $ | 201 |  |  | $ | 146 |  |  | $ | --- |
Residential closed-end junior liens |  |  | 1 |  |  |  | 147 |  |  |  | 93 |  |  |  | --- |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner-occupied |  |  | 1 |  |  |  | 680 |  |  |  | 680 |  |  |  | 21 |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 1 |  |  |  | 400 |  |  |  | 400 |  |  |  | 176 |
Total |  |  | 5 |  |  | $ | 1,428 |  |  | $ | 1,319 |  |  | $ | 197 |
|  | Restructurings That Occurred During the Six Months Ended June 30, 2012 |
|  | Number of Contracts |  |  | Pre-Modification Outstanding Principal Balance |  |  | Post-Modification Outstanding Principal Balance |  |  | Impairment Accrued |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 4 |  |  | $ | 351 |  |  | $ | 310 |  |  | $ | 47 |
Residential closed-end junior liens |  |  | 1 |  |  |  | 147 |  |  |  | 93 |  |  |  | --- |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner-occupied |  |  | 2 |  |  |  | 697 |  |  |  | 702 |  |  |  | 21 |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 1 |  |  |  | 400 |  |  |  | 400 |  |  |  | 176 |
Total |  |  | 8 |  |  | $ | 1,595 |  |  | $ | 1,505 |  |  | $ | 244 |
Restructured Loans That Defaulted - Modified 12 Months Prior to Default [Member] |
Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items] |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
|  | Restructured Loans That Defaulted And Were Modified Within 12 Months Prior to Default |
|  | Default During the 3 Month Period Ended June 30, 2013 |  |  | Default During the 6 Month Period Ended June 30, 2013 |
|  | Number of Contracts |  |  | Principal Balance |  |  | Impairment Accrued |  |  | Number of Contracts |  |  | Principal Balance |  |  | Impairment Accrued |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 1 |  |  | $ | 74 |  |  | $ | --- |  |  |  | 1 |  |  | $ | 74 |  |  | $ | --- |
Residential closed-end junior liens |  |  | 1 |  |  |  | 60 |  |  |  | --- |  |  |  | 1 |  |  |  | 60 |  |  |  | --- |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate owner-occupied |  |  | 2 |  |  |  | 670 |  |  |  | --- |  |  |  | 3 |  |  |  | 863 |  |  |  | --- |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 1 |  |  |  | 137 |  |  |  | --- |  |  |  | 1 |  |  |  | 137 |  |  |  | --- |
Total |  |  | 5 |  |  | $ | 941 |  |  | $ | --- |  |  |  | 6 |  |  | $ | 1,134 |  |  | $ | --- |
|  | Restructured Loans That Defaulted And Were Modified Within 12 Months Prior to Default |
|  | Default During the 3 Month Period Ended June 30, 2012 |  |  | Default During the 6 Month Period Ended June 30, 2012 |
|  | Number of Contracts |  |  | Principal Balance |  |  | Impairment Accrued |  |  | Number of Contracts |  |  | Principal Balance |  |  | Impairment Accrued |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 2 |  |  | $ | 123 |  |  | $ | --- |  |  |  | 2 |  |  | $ | 123 |  |  | $ | --- |
Residential closed-end junior liens |  |  | 1 |  |  |  | 93 |  |  |  | --- |  |  |  | 1 |  |  |  | 93 |  |  |  | --- |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate owner-occupied |  |  | 1 |  |  |  | 675 |  |  |  | 21 |  |  |  | 1 |  |  |  | 675 |  |  |  | 21 |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  |  | 4 |  |  | $ | 891 |  |  | $ | 21 |  |  |  | 4 |  |  | $ | 891 |  |  | $ | 21 |
Average Recorded Investment and Interest Income Recognized [Member] | Current Period [Member] |
Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items] |
Impaired Financing Receivables [Table Text Block] |
|  | Average Investment and Interest Income for Impaired Loans |
|  | For the Three Months Ended June 30, 2013 |  |  | For the Six Months Ended June 30, 2013 |
|  | Average Recorded Investment(1) |  |  | Interest Income Recognized |  |  | Average Recorded Investment(1) |  |  | Interest Income Recognized |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, residential |  | $ | 118 |  |  | $ | --- |  |  | $ | 118 |  |  | $ | --- |
Construction, other |  |  | 2,854 |  |  |  | --- |  |  |  | 2,927 |  |  |  | --- |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Residential closed-end first liens |  |  | 530 |  |  |  | 1 |  |  |  | 534 |  |  |  | 2 |
Residential closed-end junior liens |  |  | 347 |  |  |  | --- |  |  |  | 352 |  |  |  | --- |
Investor-owned residential real estate |  |  | 83 |  |  |  | 1 |  |  |  | 84 |  |  |  | 3 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 4,294 |  |  |  | --- |  |  |  | 4,383 |  |  |  | --- |
Commercial real estate, owner-occupied |  |  | 5,486 |  |  |  | 28 |  |  |  | 5,509 |  |  |  | 55 |
Commercial real estate, other |  |  | 3,516 |  |  |  | 8 |  |  |  | 3,516 |  |  |  | 16 |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 310 |  |  |  | 1 |  |  |  | 429 |  |  |  | 1 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Public sector and IDA |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Automobile |  |  | 29 |  |  |  | --- |  |  |  | 37 |  |  |  | --- |
Other consumer |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Total |  | $ | 17,567 |  |  | $ | 39 |  |  | $ | 17,889 |  |  | $ | 77 |
Average Recorded Investment and Interest Income Recognized [Member] | Previous Period [Member] |
Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items] |
Impaired Financing Receivables [Table Text Block] |
|  | Average Investment and Interest Income for Impaired Loans |
|  | For the Year Ended December 31, 2012 |
|  | Average Recorded Investment(1) |  |  | Interest Income Recognized |
Real Estate Construction |  |  |  |  |  |  |  |
Construction, residential |  | $ | 1,171 |  |  | $ | --- |
Construction, other |  |  | 4,290 |  |  |  | 1 |
Consumer Real Estate |  |  |  |  |  |  |  |
Equity lines |  |  | 101 |  |  |  | --- |
Residential closed-end first liens |  |  | 873 |  |  |  | 2 |
Residential closed-end junior liens |  |  | 234 |  |  |  | --- |
Commercial Real Estate |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 1,466 |  |  |  | 5 |
Commercial real estate, owner-occupied |  |  | 4,806 |  |  |  | 1 |
Commercial real estate, other |  |  | --- |  |  |  | --- |
Commercial Non Real Estate |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 570 |  |  |  | --- |
Public Sector and IDA |  |  |  |  |  |  |  |
Public sector and IDA |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |
Credit cards |  |  | --- |  |  |  | --- |
Automobile |  |  | 4 |  |  |  | --- |
Other consumer |  |  | 25 |  |  |  | --- |
Total |  | $ | 13,540 |  |  | $ | 9 |

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