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Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) | 9 Months Ended
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Sep. 30, 2014
Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items] |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
|  | A ctivity in the Allowance for Loan Losses for the Three Months Ended September 30, 2014 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, June 30, 2014 |  | $ | 663 |  |  | $ | 1,554 |  |  | $ | 3,790 |  |  | $ | 1,056 |  |  | $ | 278 |  |  | $ | 552 |  |  | $ | 78 |  |  | $ | 7,971 |
Charge-offs |  |  | --- |  |  |  | (27 | ) |  |  | (172 | ) |  |  | --- |  |  |  | --- |  |  |  | (125 | ) |  |  | --- |  |  |  | (324 | )
Recoveries |  |  | --- |  |  |  | --- |  |  |  | 8 |  |  |  | 1 |  |  |  | --- |  |  |  | 19 |  |  |  | --- |  |  |  | 28 |
Provision for loan losses |  |  | (79 | ) |  |  | 151 |  |  |  | 49 |  |  |  | 7 |  |  |  | 2 |  |  |  | 163 |  |  |  | 63 |  |  |  | 356 |
Balance, September 30, 2014 |  | $ | 584 |  |  | $ | 1,678 |  |  | $ | 3,675 |  |  | $ | 1,064 |  |  | $ | 280 |  |  | $ | 609 |  |  | $ | 141 |  |  | $ | 8,031 |
|  | A ctivity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2014 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, December 31, 2013 |  | $ | 863 |  |  | $ | 1,697 |  |  | $ | 3,685 |  |  | $ | 989 |  |  | $ | 132 |  |  | $ | 576 |  |  | $ | 285 |  |  | $ | 8,227 |
Charge-offs |  |  | (2 | ) |  |  | (97 | ) |  |  | (1,115 | ) |  |  | (79 | ) |  |  | --- |  |  |  | (275 | ) |  |  | --- |  |  |  | (1,568 | )
Recoveries |  |  | --- |  |  |  | --- |  |  |  | 33 |  |  |  | 132 |  |  |  | --- |  |  |  | 47 |  |  |  | --- |  |  |  | 212 |
Provision for loan losses |  |  | (277 | ) |  |  | 78 |  |  |  | 1,072 |  |  |  | 22 |  |  |  | 148 |  |  |  | 261 |  |  |  | (144 | ) |  |  | 1,160 |
Balance, September 30, 2014 |  | $ | 584 |  |  | $ | 1,678 |  |  | $ | 3,675 |  |  | $ | 1,064 |  |  | $ | 280 |  |  | $ | 609 |  |  | $ | 141 |  |  | $ | 8,031 |
|  | A ctivity in the Allowance for Loan Losses for the Three Months Ended September 30, 2013 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, June 30, 2013 |  | $ | 1,032 |  |  | $ | 1,670 |  |  | $ | 3,029 |  |  | $ | 1,481 |  |  | $ | 111 |  |  | $ | 513 |  |  | $ | 116 |  |  | $ | 7,952 |
Charge-offs |  |  | --- |  |  |  | (120 | ) |  |  | --- |  |  |  | (8 | ) |  |  | --- |  |  |  | (68 | ) |  |  | --- |  |  |  | (196 | )
Recoveries |  |  | --- |  |  |  | --- |  |  |  | 8 |  |  |  | 2 |  |  |  | --- |  |  |  | 21 |  |  |  | --- |  |  |  | 31 |
Provision for loan losses |  |  | (11 | ) |  |  | 334 |  |  |  | 553 |  |  |  | (472 | ) |  |  | (6 | ) |  |  | (59 | ) |  |  | (36 | ) |  |  | 303 |
Balance, September 30, 2013 |  | $ | 1,021 |  |  | $ | 1,884 |  |  | $ | 3,590 |  |  | $ | 1,003 |  |  | $ | 105 |  |  | $ | 407 |  |  | $ | 80 |  |  | $ | 8,090 |
|  | A ctivity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2013 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, December 31, 2012 |  | $ | 1,070 |  |  | $ | 2,263 |  |  | $ | 3,442 |  |  | $ | 959 |  |  | $ | 142 |  |  | $ | 424 |  |  | $ | 49 |  |  | $ | 8,349 |
Charge-offs |  |  | (184 | ) |  |  | (219 | ) |  |  | (35 | ) |  |  | (968 | ) |  |  | --- |  |  |  | (274 | ) |  |  | --- |  |  |  | (1,680 | )
Recoveries |  |  | --- |  |  |  | 1 |  |  |  | 12 |  |  |  | 18 |  |  |  | --- |  |  |  | 61 |  |  |  | --- |  |  |  | 92 |
Provision for loan losses |  |  | 135 |  |  |  | (161 | ) |  |  | 171 |  |  |  | 994 |  |  |  | (37 | ) |  |  | 196 |  |  |  | 31 |  |  |  | 1,329 |
Balance, September 30, 2013 |  | $ | 1,021 |  |  | $ | 1,884 |  |  | $ | 3,590 |  |  | $ | 1,003 |  |  | $ | 105 |  |  | $ | 407 |  |  | $ | 80 |  |  | $ | 8,090 |
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block] |
|  | Allowance for Loan Losses as of September 30, 2014 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | --- |  |  | $ | 13 |  |  | $ | 281 |  |  | $ | 2 |  |  | $ | --- |  |  | $ | --- |  |  | $ | --- |  |  | $ | 296 |
Collectively evaluated for impairment |  |  | 584 |  |  |  | 1,665 |  |  |  | 3,394 |  |  |  | 1,062 |  |  |  | 280 |  |  |  | 609 |  |  |  | 141 |  |  |  | 7,735 |
Total |  | $ | 584 |  |  | $ | 1,678 |  |  | $ | 3,675 |  |  | $ | 1,064 |  |  | $ | 280 |  |  | $ | 609 |  |  | $ | 141 |  |  | $ | 8,031 |
|  | Allowance for Loan Losses as of December 31, 2013 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | --- |  |  | $ | 10 |  |  | $ | 610 |  |  | $ | 4 |  |  | $ | --- |  |  | $ | --- |  |  | $ | --- |  |  | $ | 624 |
Collectively evaluated for impairment |  |  | 863 |  |  |  | 1,687 |  |  |  | 3,075 |  |  |  | 985 |  |  |  | 132 |  |  |  | 576 |  |  |  | 285 |  |  |  | 7,603 |
Total |  | $ | 863 |  |  | $ | 1,697 |  |  | $ | 3,685 |  |  | $ | 989 |  |  | $ | 132 |  |  | $ | 576 |  |  | $ | 285 |  |  | $ | 8,227 |
|  | Loans as of September 30, 2014 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | --- |  |  | $ | 686 |  |  | $ | 13,804 |  |  | $ | 697 |  |  | $ | --- |  |  | $ | --- |  |  | $ | --- |  |  | $ | 15,187 |
Collectively evaluated for impairment |  |  | 42,067 |  |  |  | 143,626 |  |  |  | 299,133 |  |  |  | 31,527 |  |  |  | 36,398 |  |  |  | 28,735 |  |  |  | --- |  |  |  | 581,486 |
Total loans |  | $ | 42,067 |  |  | $ | 144,312 |  |  | $ | 312,937 |  |  | $ | 32,224 |  |  | $ | 36,398 |  |  | $ | 28,735 |  |  | $ | --- |  |  | $ | 596,673 |
|  | Loans as of December 31, 2013 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | --- |  |  | $ | 780 |  |  | $ | 12,079 |  |  | $ | 102 |  |  | $ | --- |  |  | $ | 24 |  |  | $ | --- |  |  | $ | 12,985 |
Collectively evaluated for impairment |  |  | 45,925 |  |  |  | 144,719 |  |  |  | 299,187 |  |  |  | 31,160 |  |  |  | 34,220 |  |  |  | 28,399 |  |  |  | --- |  |  |  | 583,610 |
Total |  | $ | 45,925 |  |  | $ | 145,499 |  |  | $ | 311,266 |  |  | $ | 31,262 |  |  | $ | 34,220 |  |  | $ | 28,423 |  |  | $ | --- |  |  | $ | 596,595 |
Schedule of Ratios for Allowance for Loan Losses [Table Text Block] |
|  | Nine Months Ended September 30, |  |  | Year E nded December 31, |
|  | 2014 |  |  | 2013 |  |  | 2013 |
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees |  |  | 1.35 | % |  |  | 1.37 | % |  |  | 1.38 | %
Ratio of net charge-offs to average loans, net of unearned income and deferred fees(1) |  |  | 0.31 | % |  |  | 0.36 | % |  |  | 0.28 | %
Schedule Of Nonperforming Assets [Table Text Block] |
|  | September 30, |  |  | December 31, |
|  | 2014 |  |  | 2013 |  |  | 2013 |
Nonperforming assets: |  |  |  |  |  |  |  |  |  |  |  |
Nonaccrual loans |  | $ | 5,366 |  |  | $ | 10,194 |  |  | $ | 5,732 |
Restructured loans in nonaccrual |  |  | 2,360 |  |  |  | 1,042 |  |  |  | 852 |
Total nonperforming loans |  |  | 7,726 |  |  |  | 11,236 |  |  |  | 6,584 |
Other real estate owned, net |  |  | 5,145 |  |  |  | 973 |  |  |  | 4,712 |
Total nonperforming assets |  | $ | 12,871 |  |  | $ | 12,209 |  |  | $ | 11,296 |
Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned |  |  | 2.14 | % |  |  | 2.06 | % |  |  | 1.88 | %
Ratio of allowance for loan losses to nonperforming loans(1) |  |  | 103.95 | % |  |  | 72.00 | % |  |  | 124.95 | %
Summary Of Past Due 90 Days Loans Or More And Impaired Loans [Table Text Block] |
|  | September 30, |  |  | December 31, |
|  | 2014 |  |  | 2013 |  |  | 2013 |
Loans past due 90 days or more and still accruing |  | $ | 485 |  |  | $ | 149 |  |  | $ | 190 |
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees |  |  | 0.08 | % |  |  | 0.03 | % |  |  | 0.03 | %
Accruing restructured loans |  | $ | 5,947 |  |  | $ | 6,545 |  |  | $ | 6,191 |
Impaired loans: |  |  |  |  |  |  |  |  |  |  |  |
Impaired loans with no valuation allowance |  | $ | 9,223 |  |  | $ | 14,874 |  |  | $ | 10,372 |
Impaired loans with a valuation allowance |  |  | 5,964 |  |  |  | 2,172 |  |  |  | 2,613 |
Total impaired loans |  | $ | 15,187 |  |  | $ | 17,046 |  |  | $ | 12,985 |
Valuation allowance |  |  | (296 | ) |  |  | (631 | ) |  |  | (624 | )
Impaired loans, net of allowance |  | $ | 14,891 |  |  | $ | 16,415 |  |  | $ | 12,361 |
Average recorded investment in impaired loans(1) |  | $ | 15,974 |  |  | $ | 17,357 |  |  | $ | 16,654 |
Interest income recognized on impaired loans, after designation as impaired |  | $ | 384 |  |  | $ | 159 |  |  | $ | 267 |
Amount of income recognized on a cash basis |  | $ | --- |  |  | $ | --- |  |  | $ | --- |
Impaired Financing Receivable Average Investment and Interest Income [Table Text Block] |
|  | For the Nine Months Ended September 30, 2014 |
|  | Average Recorded Investment(1) |  |  | Interest Income Recognized |
Co nsumer Real Estate(2) |  |  |  |  |  |  |  |
Residential closed-end first liens |  | $ | 385 |  |  | $ | 19 |
Residential closed-end junior liens |  |  | 251 |  |  |  | 12 |
Investor-owned residential real estate |  |  | 78 |  |  |  | 4 |
Commercial Real Estate(2) |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 2,807 |  |  |  | --- |
Commercial real estate, owner occupied |  |  | 5,606 |  |  |  | 153 |
Commercial real estate, other |  |  | 6,134 |  |  |  | 164 |
Commercial Non Real Estate(2) |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 713 |  |  |  | 32 |
Consumer Non Real Estate(2) |  |  |  |  |  |  |  |
Automobile |  |  | --- |  |  |  | --- |
Total |  | $ | 15,974 |  |  | $ | 384 |
|  | For the Year Ended December 31, 2013 |
|  | Average Recorded Investment(1) |  |  | Interest Income Recognized |
Real Estate Construction(2) |  |  |  |  |  |  |  |
Construction, residential |  | $ | 40 |  |  | $ | --- |
Construction, other |  |  | 2,885 |  |  |  | --- |
Co nsumer Real Estate(2) |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 364 |  |  |  | 3 |
Residential closed-end junior liens |  |  | 280 |  |  |  | 9 |
Investor-owned residential real estate |  |  | 131 |  |  |  | 6 |
Commercial Real Estate(2) |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 4,172 |  |  |  | --- |
Commercial real estate, owner occupied |  |  | 5,265 |  |  |  | 136 |
Commercial real estate, other |  |  | 3,369 |  |  |  | 110 |
Commercial Non Real Estate(2) |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 117 |  |  |  | 3 |
Consumer Non Real Estate(2) |  |  |  |  |  |  |  |
Automobile |  |  | 31 |  |  |  | --- |
Total |  | $ | 16,654 |  |  | $ | 267 |
Past Due Financing Receivables [Table Text Block] |
September 30, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30 – 89 Days Past Due |  |  | 90 or M ore Days Past Due |  |  | 90 or More Days Past Due and Still Accruing |  |  | Nonaccruals (Including Impaired Nonaccruals) |
Real Estate Construction(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, other |  | $ | 29 |  |  | $ | --- |  |  | $ | --- |  |  | $ | --- |
Consumer Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 46 |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Residential closed-end first liens |  |  | 1,605 |  |  |  | 556 |  |  |  | 457 |  |  |  | 176 |
Residential closed-end junior liens |  |  | 67 |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Investor-owned residential real estate |  |  | 284 |  |  |  | --- |  |  |  | --- |  |  |  | 15 |
Commercial Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 715 |  |  |  | 868 |  |  |  | --- |  |  |  | 2,794 |
Commercial real estate, owner-occupied |  |  | 350 |  |  |  | 1,219 |  |  |  | --- |  |  |  | 1,653 |
Commercial real estate, other |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | 2,974 |
Commercial Non Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 1,102 |  |  |  | --- |  |  |  | --- |  |  |  | 114 |
Consumer Non Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 12 |  |  |  | 6 |  |  |  | 6 |  |  |  | --- |
Automobile |  |  | 234 |  |  |  | 20 |  |  |  | 20 |  |  |  | --- |
Other consumer loans |  |  | 64 |  |  |  | 2 |  |  |  | 2 |  |  |  | --- |
Total |  | $ | 4,508 |  |  | $ | 2,671 |  |  | $ | 485 |  |  | $ | 7,726 |
December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30 – 89 Days Past Due |  |  | 90 or M ore Days Past Due |  |  | 90 or More Days Past Due and Still Accruing |  |  | Nonaccruals (Including Impaired Nonaccruals) |
Real Estate Construction(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, residential |  | $ | 45 |  |  | $ | --- |  |  | $ | --- |  |  | $ | --- |
Construction, other |  |  | 45 |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Consumer Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 903 |  |  |  | 252 |  |  |  | 128 |  |  |  | 308 |
Residential closed-end junior liens |  |  | 10 |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Investor-owned residential real estate |  |  | 422 |  |  |  | 91 |  |  |  | --- |  |  |  | 91 |
Commercial Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 430 |  |  |  | 3,278 |  |  |  | --- |  |  |  | 3,278 |
Commercial real estate, owner occupied |  |  | 604 |  |  |  | 2,519 |  |  |  | --- |  |  |  | 2,756 |
Commercial real estate, other |  |  | 32 |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Commercial Non Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 196 |  |  |  | 43 |  |  |  | --- |  |  |  | 128 |
Consumer Non Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 3 |  |  |  | 13 |  |  |  | 13 |  |  |  | --- |
Automobile |  |  | 217 |  |  |  | 26 |  |  |  | 2 |  |  |  | 23 |
Other consumer loans |  |  | 49 |  |  |  | 46 |  |  |  | 47 |  |  |  | --- |
Total |  | $ | 2,956 |  |  | $ | 6,268 |  |  | $ | 190 |  |  | $ | 6,584 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | Pass |  |  | Special Mention |  |  | Classified (Excluding Impaired) |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |
Construction, 1-4 family residential |  | $ | 18,253 |  |  | $ | --- |  |  | $ | --- |
Construction, other |  |  | 23,786 |  |  |  | 28 |  |  |  | --- |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 16,432 |  |  |  | 15 |  |  |  | 46 |
Closed-end first liens |  |  | 75,550 |  |  |  | 926 |  |  |  | 1,946 |
Closed-end junior liens |  |  | 4,558 |  |  |  | 25 |  |  |  | 97 |
Investor-owned residential real estate |  |  | 43,604 |  |  |  | 99 |  |  |  | 328 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Multifamily residential real estate |  |  | 66,451 |  |  |  | --- |  |  |  | 715 |
Commercial real estate owner-occupied |  |  | 138,110 |  |  |  | 230 |  |  |  | 936 |
Commercial real estate, other |  |  | 91,484 |  |  |  | 1,186 |  |  |  | 21 |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 30,994 |  |  |  | 121 |  |  |  | 412 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |
States and political subdivisions |  |  | 36,398 |  |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 5,903 |  |  |  | --- |  |  |  | --- |
Automobile |  |  | 11,677 |  |  |  | 128 |  |  |  | 114 |
Other consumer |  |  | 10,904 |  |  |  | 2 |  |  |  | 7 |
Total |  | $ | 574,104 |  |  | $ | 2,760 |  |  | $ | 4,622 |
|  | Pass |  |  | Special Mention (Excluding Impaired) |  |  | Classified (Excluding Impaired) |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |
Construction, 1-4 family residential |  | $ | 17,702 |  |  | $ | 163 |  |  | $ | 45 |
Construction, other |  |  | 27,971 |  |  |  | 29 |  |  |  | 15 |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 16,146 |  |  |  | 16 |  |  |  | --- |
Closed-end first liens |  |  | 82,767 |  |  |  | 1,007 |  |  |  | 1,275 |
Closed-end junior liens |  |  | 4,813 |  |  |  | 109 |  |  |  | 3 |
Investor-owned residential real estate |  |  | 38,071 |  |  |  | 105 |  |  |  | 407 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Multifamily residential real estate |  |  | 67,573 |  |  |  | --- |  |  |  | 958 |
Commercial real estate owner-occupied |  |  | 134,137 |  |  |  | 2,206 |  |  |  | 701 |
Commercial real estate, other |  |  | 89,340 |  |  |  | 1,209 |  |  |  | 3,063 |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 29,987 |  |  |  | 878 |  |  |  | 295 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |
States and political subdivisions |  |  | 34,220 |  |  |  | --- |  |  |  | --- |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 6,354 |  |  |  | --- |  |  |  | --- |
Automobile |  |  | 11,428 |  |  |  | 253 |  |  |  | 34 |
Other consumer |  |  | 10,253 |  |  |  | 17 |  |  |  | 60 |
Total |  | $ | 570,762 |  |  | $ | 5,992 |  |  | $ | 6,856 |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
|  | Restructurings That Occurred During the Nine Months Ended September 30, 2014 |
|  | Number of Contracts |  |  | Pre-Modification Outstanding Principal Balance |  |  | Post-Modification Outstanding Principal Balance |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 1 |  |  | $ | 2,484 |  |  | $ | 2,484 |
Commercial real estate, owner occupied |  |  | 1 |  |  |  | 184 |  |  |  | 209 |
Total |  |  | 2 |  |  | $ | 2,668 |  |  | $ | 2,693 |
|  | Restructurings That Occurred During the Three Months Ended September 30, 2013 |
|  | Number of Contracts |  |  | Pre-Modification Outstanding Principal Balance |  |  | Post-Modification Outstanding Principal Balance |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 1 |  |  | $ | 241 |  |  | $ | 309 |
Commercial N on R eal E state |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 1 |  |  |  | 32 |  |  |  | 45 |
Total |  |  | 2 |  |  | $ | 273 |  |  | $ | 354 |
|  | Restructurings That Occurred During the Nine Months Ended September 30, 2013 |
|  | Number of Contracts |  |  | Pre-Modification Outstanding Principal Balance |  |  | Post-Modification Outstanding Principal Balance |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 2 |  |  | $ | 453 |  |  | $ | 525 |
Residential closed-end junior liens |  |  | 1 |  |  |  | 262 |  |  |  | 267 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner-occupied |  |  | 1 |  |  |  | 154 |  |  |  | 239 |
Commercial real estate, other |  |  | 1 |  |  |  | 3,500 |  |  |  | 3,500 |
Commercial N on R eal E state |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 1 |  |  |  | 32 |  |  |  | 45 |
Total |  |  | 6 |  |  | $ | 4,401 |  |  | $ | 4,576 |
Subsequent Default [Member] |
Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items] |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
|  | Restructured Loans That Defaulted And Were Modified Within 12 Months Prior to Default |
|  | Default During the 3 Month Period Ended September 30, 2013 |  |  | Default During the 9 Month Period Ended September 30, 2013 |
|  | Number of Contracts |  |  | Principal Balance |  |  | Impairment Accrued |  |  | Number of Contracts |  |  | Principal Balance |  |  | Impairment Accrued |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  |  | 1 |  |  | $ | 26 |  |  | $ | 1 |  |  |  | 1 |  |  | $ | 26 |  |  | $ | 1 |
Residential closed-end junior liens |  |  | 1 |  |  |  | 47 |  |  |  | --- |  |  |  | 1 |  |  |  | 47 |  |  |  | --- |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate owner-occupied |  |  | 2 |  |  |  | 664 |  |  |  | 352 |  |  |  | 3 |  |  |  | 857 |  |  |  | 352 |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 1 |  |  |  | 137 |  |  |  | --- |  |  |  | 1 |  |  |  | 137 |  |  |  | --- |
Total |  |  | 5 |  |  | $ | 874 |  |  | $ | 353 |  |  |  | 6 |  |  | $ | 1,067 |  |  | $ | 353 |
Impaired Loans as of June 30, 2014 [Member] |
Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items] |
Impaired Financing Receivables [Table Text Block] |
|  | Impaired Loans as of September 30, 2014 |
|  | Principal Balance |  |  | (A) Total Recorded Investment(1) |  |  | Recorded Investment(1) in (A) for Which There is No Related Allowance |  |  | Recorded Investment(1) in (A) for Which There is a Related Allowance |  |  | Related Allowance |
Co nsumer Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  | $ | 392 |  |  | $ | 365 |  |  | $ | 168 |  |  | $ | 197 |  |  | $ | 2 |
Residential closed-end junior liens |  |  | 244 |  |  |  | 244 |  |  |  | --- |  |  |  | 244 |  |  |  | 6 |
Investor-owned residential real estate |  |  | 77 |  |  |  | 77 |  |  |  | --- |  |  |  | 77 |  |  |  | 5 |
Commercial Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 2,950 |  |  |  | 2,794 |  |  |  | 868 |  |  |  | 1,926 |  |  |  | 224 |
Commercial real estate, owner-occupied |  |  | 5,036 |  |  |  | 4,942 |  |  |  | 4,483 |  |  |  | 459 |  |  |  | 25 |
Commercial real estate, other |  |  | 6,068 |  |  |  | 6,068 |  |  |  | 3,094 |  |  |  | 2,974 |  |  |  | 32 |
Commercial Non Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 697 |  |  |  | 697 |  |  |  | 610 |  |  |  | 87 |  |  |  | 2 |
Consumer Non Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |  |  |  | --- |
Total |  | $ | 15,464 |  |  | $ | 15,187 |  |  | $ | 9,223 |  |  | $ | 5,964 |  |  | $ | 296 |
Impaired Loans as of December 31, 2013 [Member] |
Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items] |
Impaired Financing Receivables [Table Text Block] |
|  | Impaired Loans as of December 31, 2013 |
|  | Principal Balance |  |  | (A) Total Recorded Investment(1) |  |  | Recorded Investment(1) in (A) for Which There is No Related Allowance |  |  | Recorded Investment(1) in (A) for Which There is a Related Allowance |  |  | Related Allowance |
Co nsumer Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  | $ | 440 |  |  | $ | 442 |  |  | $ | 232 |  |  | $ | 210 |  |  | $ | 3 |
Residential closed-end junior liens |  |  | 259 |  |  |  | 261 |  |  |  | --- |  |  |  | 261 |  |  |  | 7 |
Investor-owned residential real estate |  |  | 81 |  |  |  | 82 |  |  |  | 82 |  |  |  | --- |  |  |  | --- |
Commercial Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multifamily real estate |  |  | 3,278 |  |  |  | 3,274 |  |  |  | 3,274 |  |  |  | --- |  |  |  | --- |
Commercial real estate, owner occupied |  |  | 5,643 |  |  |  | 5,645 |  |  |  | 3,864 |  |  |  | 1,781 |  |  |  | 610 |
Commercial real estate, other |  |  | 3,158 |  |  |  | 3,158 |  |  |  | 3,158 |  |  |  | --- |  |  |  | --- |
Commercial Non Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and Industrial |  |  | 102 |  |  |  | 103 |  |  |  | 1 |  |  |  | 102 |  |  |  | 4 |
Consumer Non Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 24 |  |  |  | 24 |  |  |  | 24 |  |  |  | --- |  |  |  | --- |
Total |  | $ | 12,985 |  |  | $ | 12,989 |  |  | $ | 10,635 |  |  | $ | 2,354 |  |  | $ | 624 |

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