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Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)

3 Months Ended

Mar. 31, 2015

Disclosure Text Block Supplement [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

		Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2015
		Real Estate Construction				Consumer Real Estate				Commercial Real Estate				Commercial Non Real Estate				Public Sector and IDA				Consumer Non Real Estate				Unallocated				Total
Balance, December 31, 2014		$	612			$	1,662			$	3,537			$	1,475			$	327			$	602			$	48			$	8,263
Charge-offs			---				(72	)			(100	)			---				---				(88	)			---				(260	)
Recoveries			---				---				12				---				---				41				---				53
Provision for loan losses			(145	)			30				262				(59	)			106				21				(14	)			201
Balance, March 31, 2015		$	467			$	1,620			$	3,711			$	1,416			$	433			$	576			$	34			$	8,257

		Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2014
		Real Estate Construction				Consumer Real Estate				Commercial Real Estate				Commercial Non Real Estate				Public Sector and IDA				Consumer Non Real Estate				Unallocated				Total
Balance, December 31, 2013		$	863			$	1,697			$	3,685			$	989			$	132			$	576			$	285			$	8,227
Charge-offs			(2	)			(54	)			(52	)			---				---				(83	)			---				(191	)
Recoveries			---				---				8				131				---				19				---				158
Provision for loan losses			(11	)			171				53				(259	)			70				17				62				103
Balance, March 31, 2014		$	850			$	1,814			$	3,694			$	861			$	202			$	529			$	347			$	8,297

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

		Allowance for Loan Losses as of March 31, 2015
		Real Estate Construction				Consumer Real Estate				Commercial Real Estate				Commercial Non Real Estate				Public Sector and IDA				Consumer Non Real Estate				Unallocated				Total
Individually evaluated for impairment		$	---			$	10			$	216			$	10			$	---			$	---			$	---			$	236
Collectively evaluated for impairment			467				1,610				3,495				1,406				433				576				34				8,021
Total		$	467			$	1,620			$	3,711			$	1,416			$	433			$	576			$	34			$	8,257

		Allowance for Loan Losses as of December 31, 2014
		Real Estate Construction				Consumer Real Estate				Commercial Real Estate				Commercial Non Real Estate				Public Sector and IDA				Consumer Non Real Estate				Unallocated				Total
Individually evaluated for impairment		$	---			$	14			$	258			$	10			$	---			$	---			$	---			$	282
Collectively evaluated for impairment			612				1,648				3,279				1,465				327				602				48				7,981
Total		$	612			$	1,662			$	3,537			$	1,475			$	327			$	602			$	48			$	8,263

		Loans as of March 31, 2015
		Real Estate Construction				Consumer Real Estate				Commercial Real Estate				Commercial Non Real Estate				Public Sector and IDA				Consumer Non Real Estate				Unallocated				Total
Individually evaluated for impairment		$	---			$	809			$	13,513			$	672			$	---			$	---			$	---			$	14,994
Collectively evaluated for impairment			41,647				144,891				308,325				31,510				53,441				28,204				---				608,018
Total loans		$	41,647			$	145,700			$	321,838			$	32,182			$	53,441			$	28,204			$	---			$	623,012

		Loans as of December 31, 2014
		Real Estate Construction				Consumer Real Estate				Commercial Real Estate				Commercial Non Real Estate				Public Sector and IDA				Consumer Non Real Estate				Unallocated				Total
Individually evaluated for impairment		$	---			$	819			$	13,624			$	678			$	---			$	---			$	---			$	15,121
Collectively evaluated for impairment			45,562				146,221				297,138				32,734				41,361				28,182				---				591,198
Total		$	45,562			$	147,040			$	310,762			$	33,412			$	41,361			$	28,182			$	---			$	606,319

Schedule of Ratios for Allowance for Loan Losses [Table Text Block]

		As of the Three Months Ended March 31,								For the Year Ended December 31,
		2015				2014				2014
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees			1.33	%			1.41	%			1.36	%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees(1)			0.14	%			0.02	%			0.27	%

Schedule of Nonperforming Assets [Table Text Block]

		March 31,								December 31,
		2015				2014				2014
Nonperforming assets:
Nonaccrual loans		$	3,102			$	5,071			$	3,999
Restructured loans in nonaccrual			6,123				1,007				5,288
Total nonperforming loans			9,225				6,078				9,287
Other real estate owned, net			4,573				4,901				4,744
Total nonperforming assets		$	13,798			$	10,979			$	14,031
Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned			2.20	%			1.85	%			2.30	%
Ratio of allowance for loan losses to nonperforming loans(1)			89.51	%			136.51	%			88.97	%

Summary of Past Due 90 Days Loans Or More and Impaired Loans [Table Text Block]

		March 31,								December 31,
		2015				2014				2014
Loans past due 90 days or more and still accruing		$	272			$	163			$	207
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees			0.04	%			0.03	%			0.03	%
Accruing restructured loans		$	5,992			$	6,145			$	6,040
Impaired loans:
Impaired loans with no valuation allowance		$	11,265			$	10,139			$	7,615
Impaired loans with a valuation allowance			3,729				2,463				7,506
Total impaired loans		$	14,994			$	12,602			$	15,121
Valuation allowance			(236	)			(280	)			(282	)
Impaired loans, net of allowance		$	14,758			$	12,322			$	14,839
Average recorded investment in impaired loans(1)		$	15,192			$	13,075			$	16,311
Interest income recognized on impaired loans, after designation as impaired		$	174			$	99			$	473
Amount of income recognized on a cash basis		$	---			$	---			$	---

Impaired Financing Receivables [Table Text Block]

		Impaired Loans as of March 31, 2015
		Principal Balance				(A) Total Recorded Investment(1)				Recorded Investment(1) in (A) for Which There is No Related Allowance				Recorded Investment(1) in (A) for Which There is a Related Allowance				Related Allowance
Consumer Real Estate(2)
Residential closed-end first liens		$	526			$	499			$	309			$	190			$	2
Residential closed-end junior liens			234				234				---				234				8
Investor-owned residential real estate			76				76				76				---				---
Commercial Real Estate(2)
Multifamily real estate			2,907				2,705				868				1,837				148
Commercial real estate, owner-occupied			4,902				4,799				3,404				1,395				68
Commercial real estate, other			6,058				6,009				6,009				---				---
Commercial Non Real Estate(2)
Commercial and Industrial			672				672				599				73				10
Total		$	15,375			$	14,994			$	11,265			$	3,729			$	236

		Impaired Loans as of December 31, 2014
		Principal Balance				(A) Total Recorded Investment(1)				Recorded Investment(1) in (A) for Which There is No Related Allowance				Recorded Investment(1) in (A) for Which There is a Related Allowance				Related Allowance
Consumer Real Estate(2)
Residential closed-end first liens		$	530			$	503			$	311			$	192			$	2
Residential closed-end junior liens			239				239				---				239				8
Investor-owned residential real estate			77				77				---				77				4
Commercial Real Estate(2)
Multifamily real estate			2,911				2,735				868				1,866				170
Commercial real estate, owner occupied			4,919				4,821				3,314				1,508				74
Commercial real estate, other			6,080				6,068				3,072				2,996				14
Commercial Non Real Estate(2)
Commercial and Industrial			678				678				50				628				10
Total		$	15,434			$	15,121			$	7,615			$	7,506			$	282

Impaired Financing Receivable, Average Investment and Interest Income [Table Text Block]

		For the Three Months Ended March 31, 2015
		Average Recorded Investment(1)				Interest Income Recognized
Consumer Real Estate(2)
Residential closed-end first liens		$	501			$	7
Residential closed-end junior liens			236				4
Investor-owned residential real estate			76				1
Commercial Real Estate(2)
Multifamily real estate			2,708				25
Commercial real estate, owner occupied			4,974				58
Commercial real estate, other			6,023				80
Commercial Non Real Estate(2)
Commercial and Industrial			674				(1	)
Total		$	15,192			$	174

		For the Three Months Ended March 31, 2014
		Average Recorded Investment(1)				Interest Income Recognized
Consumer Real Estate(2)
Residential closed-end first liens			561				4
Residential closed-end junior liens			257				5
Investor-owned residential real estate			79				1
Commercial Real Estate(2)
Multifamily real estate			3,386				---
Commercial real estate, owner occupied			5,515				44
Commercial real estate, other			3,150				44
Commercial Non Real Estate(2)
Commercial and Industrial			101				1
Consumer Non Real Estate(2)
Automobile			26				---
Total		$	13,075			$	99

Past Due Financing Receivables [Table Text Block]

March 31, 2015
		30 – 89 Days Past Due				90 or More Days Past Due				90 or More Days Past Due and Still Accruing				Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction(1)
Construction, other		$	---			$	---			$	---			$	---
Consumer Real Estate(1)
Equity lines			80				---				---				---
Residential closed-end first liens			1,117				131				131				4
Residential closed-end junior liens			68				---				---				---
Investor-owned residential real estate			378				---				---				14
Commercial Real Estate(1)
Multifamily real estate			844				868				---				2,705
Commercial real estate, owner-occupied			647				1,588				---				2,841
Commercial real estate, other			---				---				---				2,959
Commercial Non Real Estate(1)
Commercial and Industrial			777				732				83				702
Consumer Non Real Estate(1)
Credit cards			3				7				7				---
Automobile			172				51				51				---
Other consumer loans			19				---				---				---
Total		$	4,105			$	3,377			$	272			$	9,225

December 31, 2014
		30 – 89 Days Past Due				90 or More Days Past Due				90 or More Days Past Due and Still Accruing				Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction(1)
Construction, other			28				---				---				---
Consumer Real Estate(1)
Equity Lines			25				---				---				---
Residential closed-end first liens			719				185				80				105
Residential closed-end junior liens			74				1				1				---
Investor-owned residential real estate			336				45				---				59
Commercial Real Estate(1)
Multifamily real estate			850				868				---				2,735
Commercial real estate, owner occupied			---				1,066				102				2,573
Commercial real estate, other			---				70				---				3,066
Commercial Non Real Estate(1)
Commercial and Industrial			153				43				---				749
Consumer Non Real Estate(1)
Credit cards			3				4				4				---
Automobile			205				20				20				---
Other consumer loans			54				---				---				---
Total		$	2,447			$	2,302			$	207			$	9,287

Financing Receivable Credit Quality Indicators [Table Text Block]

March 31, 2015
		Pass				Special Mention				Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential		$	15,382			$	---			$	2,193
Construction, other			24,072				---				---
Consumer Real Estate
Equity lines			15,765				60				62
Closed-end first liens			78,600				919				1,355
Closed-end junior liens			4,397				26				64
Investor-owned residential real estate			42,140				693				810
Commercial Real Estate
Multifamily residential real estate			77,083				1,380				844
Commercial real estate owner-occupied			128,861				61				3,303
Commercial real estate, other			95,353				936				504
Commercial Non Real Estate
Commercial and Industrial			29,689				101				1,720
Public Sector and IDA
States and political subdivisions			53,441				---				---
Consumer Non Real Estate
Credit cards			5,500				---				---
Automobile			11,505				95				114
Other consumer			10,977				8				5
Total		$	592,765			$	4,279			$	10,974

December 31, 2014
		Pass				Special Mention (Excluding Impaired)				Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential		$	14,222			$	---			$	2,265
Construction, other			29,047				---				28
Consumer Real Estate
Equity lines			15,861				59				60
Closed-end first liens			78,806				1,566				1,412
Closed-end junior liens			4,258				21				95
Investor-owned residential real estate			42,781				688				614
Commercial Real Estate
Multifamily residential real estate			73,611				1,397				850
Commercial real estate owner-occupied			125,643				202				2,855
Commercial real estate, other			90,821				1,177				582
Commercial Non Real Estate
Commercial and Industrial			31,247				97				1,390
Public Sector and IDA
States and political subdivisions			41,361				---				---
Consumer Non Real Estate
Credit cards			5,705				---				---
Automobile			11,505				93				128
Other consumer			10,745				---				6
Total		$	575,613			$	5,300			$	10,285

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		Restructurings That Occurred During the Three Months Ended March 31, 2015
		Number of Contracts				Pre-Modification Outstanding Principal Balance				Post-Modification Outstanding Principal Balance
Commercial Real Estate
Commercial real estate, owner occupied			1				1,007				907
Total			1			$	1,007			$	907

		Restructurings That Occurred During the Three Months Ended March 31, 2014
		Number of Contracts				Pre-Modification Outstanding Principal Balance				Post-Modification Outstanding Principal Balance
Commercial Real Estate
Commercial real estate, owner occupied			1				184				209
Total			1			$	184			$	209

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