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Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)

9 Months Ended

Sep. 30, 2017

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	A ctivity in the Allowance for Loan Losses for the Nine Months Ended September 30 , 2017
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated			Total
Balance , December 31, 2016	$	438		$	1,830		$	3,738		$	1,063		$	330	$	644		$	257		$	8,300
Charge-offs		---			(146	)		(122	)		(73	)		---		(348	)		---			(689	)
Recoveries		---			1			44			14			---		79			---			138
Provision for loan losses		(140	)		337			33			111			55		357			(29	)		724
Balance, September 30, 2017	$	298		$	2,022		$	3,693		$	1,115		$	385	$	732		$	228		$	8,473

	A ctivity in the Allowance for Loan Losses for the Nine Months Ended September 30 , 2016
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA			Consumer Non Real Estate			Unallocated		Total
Balance , December 31, 2015	$	576		$	1,866		$	4,109		$	655		$	436		$	627		$	28	$	8,297
Charge-offs		(29	)		(131	)		(149	)		(767	)		---			(191	)		---		(1,267	)
Recoveries		---			2			71			6			---			44			---		123
Provision for loan losses		(43	)		111			(525	)		1,493			(66	)		152			26		1,148
Balance, September 30 , 2016	$	504		$	1,848		$	3,506		$	1,387		$	370		$	632		$	54	$	8,301

	A ctivity in the Allowance for Loan Losses for the Year Ended December 31, 201 6
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA			Consumer Non Real Estate			Unallocated		Total
Balance , December 31, 2015	$	576		$	1,866		$	4,109		$	655		$	436		$	627		$	28	$	8,297
Charge-offs		(29	)		(133	)		(488	)		(883	)		---			(273	)		---		(1,806	)
Recoveries		---			2			83			10			---			64			---		159
Provision for loan losses		(109	)		95			34			1,281			(106	)		226			229		1,650
Balance, December 31 , 2016	$	438		$	1,830		$	3,738		$	1,063		$	330		$	644		$	257	$	8,300

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	Allowance for Loan Losses as of September 30 , 2017
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	21	$	---	$	163	$	---	$	2	$	---	$	186
Collectively evaluated for impairment		298		2,001		3,693		952		385		730		228		8,287
Total	$	298	$	2,022	$	3,693	$	1,115	$	385	$	732	$	228	$	8,473

	Allowance for Loan Losses as of December 31, 201 6
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	25	$	1	$	---	$	---	$	---	$	---	$	26
Collectively evaluated for impairment		438		1,805		3,737		1,063		330		644		257		8,274
Total	$	438	$	1,830	$	3,738	$	1,063	$	330	$	644	$	257	$	8,300

	Loans as of September 30 , 2017
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	3,300	$	1,276	$	6,319	$	1,248	$	---	$	16	$	---	$	12,159
Collectively evaluated for impairment		28,926		165,115		330,910		41,807		48,391		33,683		---		648,832
Total	$	32,226	$	166,391	$	337,229	$	43,055	$	48,391	$	33,699	$	---	$	660,991

	Loans as of December 31, 201 6
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	270	$	877	$	7,782	$	241	$	---	$	3	$	---	$	9,173
Collectively evaluated for impairment		36,075		156,841		328,675		38,783		45,474		33,525		---		639,373
Total	$	36,345	$	157,718	$	336,457	$	39,024	$	45,474	$	33,528	$	---	$	648,546

Schedule of Ratios for Allowance for Loan Losses [Table Text Block]

	As of and for the
	Nine Months Ended September 30,						Year E nded December 31,
	201 7			20 16			20 16
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs		1.28	%		1.30	%		1.28	%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs (1)		0.11	%		0.25	%		0.26	%

Schedule of Nonperforming Assets [Table Text Block]

	September 30,						December 31,
	201 7			20 16			20 16
Nonperforming assets:
Nonaccrual loans	$	7		$	1,592		$	1,168
Restructured loans in nonaccrual		3,149			3,901			4,687
Total nonperforming loans		3,156			5,493			5,855
Other real estate owned, net		2,923			3,188			3,156
Total nonperforming assets	$	6,079		$	8,681		$	9,011
Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned		0.92	%		1.36	%		1.38	%
Ratio of allowance for loan losses to nonperforming loans ( 1 )		268.47	%		151.12	%		141.76	%

Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block]

	September 30,						December 31,
	201 7			20 16			20 16
Loans past due 90 days or more and still accruing	$	250		$	195		$	63
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs		0.04	%		0.03	%		0.01	%
Accruing restructured loans	$	4,815		$	4,662		$	3,769
Impaired loans :
Impaired loans with no valuation allowance	$	10,522		$	9,290		$	8,269
Impaired loans with a valuation allowance		1,637			620			904
Total impaired loans	$	12,159		$	9,910		$	9,173
Valuation allowance		(186	)		(27	)		(26	)
Impaired loans, net of allowance	$	11,973		$	9,883		$	9,147
Average recorded investment in impaired loans (1)	$	12,541		$	12,908		$	11,585
Interest i ncome recognized on impaired loans, after designation as impaired	$	387		$	476		$	553
Amount of income recognized on a cash basis	$	---		$	---		$	---

Impaired Financing Receivables [Table Text Block]

	Impaired Loans as of September 30, 2017
	Principal Balance		Total Recorded Investment (1)		Recorded Investment (1 ) for Which There is No Related Allowance		Recorded Investment (1) for Which There is a Related Allowance		Related Allowance
Real Estate Construction (2)
Construction , other	$	3,300	$	3,300	$	3,300	$	---	$	---
Co nsumer Real Estate (2)
Residential closed-end first liens		804		766		440		326		15
Residential closed-end junior liens		180		180		---		180		6
Investor-owned residential real estate		349		330		330		---		---
Commercial Real Estate (2)
Multifamily		307		307		307		---		---
Commercial real estate, owner-occupied		3,390		3,383		3,383		---		---
Commercial real estate, other		2,936		2,629		2,629		---		---
Commercial Non Real Estate (2)
Commercial and industrial		1,268		1,248		131		1,117		163
Consumer Non Real Estate (2)
Automobile		16		16		2		14		2
Total	$	12,550	$	12,159	$	10,522	$	1,637	$	186

	Impaired Loans as of December 31, 201 6
	Principal Balance		Total Recorded Investment (1)		Recorded Investment (1) for Which There is No Related Allowance		Recorded Investment (1) for Which There is a Related Allowance		Related Allowance
Real Estate Construction (2)
Construction 1-4 family residential	$	280	$	270	$	270	$	---	$	---
Co nsumer Real Estate (2)
Residential closed-end first liens		648		609		267		342		14
Residential closed-end junior liens		195		195		---		195		7
Investor-owned residential real estate		73		73		---		73		4
Commercial Real Estate (2)
Multifamily real estate		1,364		1,091		1,091		---		---
Commercial real estate, owner occupied		4,005		3,957		3,663		294		1
Commercial real estate, other		2,997		2,734		2,734		---		---
Commercial Non Real Estate (2)
Commercial and industrial		255		241		241		---		---
Consumer Non Real Estate (2)
Automobile		3		3		3		---		---
Total	$	9,820	$	9,173	$	8,269	$	904	$	26

Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]

	For the Nine Months Ended September 30, 2017
	Average Recorded Investment (1)		Interest Income Recognized
Real Estate Construction (2)
Construction 1-4 family residential	$	3,323	$	133
Co nsumer Real Estate (2)
Residential closed-end first liens		1,107		30
Residential closed-end junior liens		188		8
Investor-owned residential real estate		333		12
Commercial Real Estate (2)
Multifamily real estate		310		12
Commercial real estate, owner occupied		3,420		140
Commercial real estate, other		2,658		45
Commercial Non Real Estate (2)
Commercial and industrial		1,187		6
Consumer Non Real Estate (2)
Automobile		15		1
Total	$	12,541	$	387

	For the Nine Months Ended September 30, 2016
	Average Recorded Investment (1)		Interest Income Recognized
Real Estate Construction (2)
Construction 1-4 family residential	$	529	$	---
Co nsumer Real Estate (2)
Residential closed-end first liens		652		28
Residential closed-end junior liens		210		10
Investor-owned residential real estate		74		3
Commercial Real Estate (2)
Multifamily real estate		1,741		7
Commercial real estate, owner occupied		4,629		175
Commercial real estate, other		4,372		252
Commercial Non Real Estate (2)
Commercial and industrial		697		1
Consumer Non Real Estate
Automobile		4		---
Total	$	12,908	$	476

	For the Year Ended December 31, 201 6
	Average Recorded Investment (1)		Interest Income Recognized
Real Estate Construction (2)
Construction 1-4 family residential	$	462	$	10
Consumer Real Estate (2)
Residential closed-end first liens		642		38
Residential closed-end junior liens		207		13
Investor-owned residential real estate		74		4
Commercial Real Estate (2)
Multifamily real estate		1,366		12
Commercial real estate, owner occupied		4,342		206
Commercial real estate, other		3,947		263
Commercial Non Real Estate (2)
Commercial and industrial		541		7
Co nsumer Non Real Estate (2)
Automobile		4		---
Total	$	11,585	$	553

Past Due Financing Receivables [Table Text Block]

September 30, 2017
	3 0 – 89 Days Past Due and Accruing		90 or M ore Days Past Due		90 or More Days Past Due and Accruing		Nonaccruals (2)
Consumer Real Estate (1)
Residential closed-end first liens		901		88		88		266
Residential closed-end junior liens		197		---		---		---
Investor-owned residential real estate		1		7		---		---
Commercial Real Estate (1)
Multifamily real estate		307		---		---		---
Commercial real estate, owner-occupied		676		---		---		128
Commercial real estate, other		---		---		---		2,629
Commercial Non Real Estate (1)
Commercial and industrial		65		---		---		131
Consumer Non Real Estate (1)
Credit cards		7		16		16		---
Automobile		295		22		22		2
Other consumer loans		94		124		124		---
Total	$	2,543	$	257	$	250	$	3,156

December 31, 201 6
	3 0 – 89 Days Past Due and Accruing		90 or M ore Days Past Due		90 or More Days Past Due and Accruing		Nonaccruals (2)
Real Estate Construction (1)
Construction, residential	$	---	$	---	$	---	$	270
Construction, other		25		---		---		---
Consumer Real Estate (1)
Equity lines		10		---		---		---
Residential closed-end first liens		1,498		6		6		---
Residential closed-end junior liens		114		36		36		---
Investor-owned residential real estate		56		234		---		253
Commercial Real Estate (1)
Multifamily real estate		132		1,091		---		1,091
Commercial real estate, owner occupied		339		202		---		1,183
Commercial real estate, other		---		80		---		2,814
Commercial Non Real Estate (1)
Commercial and industrial		6		218		---		241
Consumer Non Real Estate (1)
Credit cards		8		5		5		---
Automobile		234		12		12		3
Other consumer loans		131		4		4		---
Total	$	2,553	$	1,888	$	63	$	5,855

Financing Receivable Credit Quality Indicators [Table Text Block]

	Pass		Special Mention (1)		Classified (1)
Real Estate Construction
Construction, 1-4 family residential	$	11,005	$	---	$	---
Construction, other		17,921		---		---
Consumer Real Estate
Equity lines		17,128		42		---
Closed-end first liens		85,309		1,762		691
Closed-end junior liens		4,496		31		14
Investor-owned residential real estate		55,314		---		328
Commercial Real Estate
Multifamily residential real estate		99,932		---		128
Commercial real estate owner-occupied		128,997		254		1,151
Commercial real estate, other		100,448		---		---
Commercial Non Real Estate
Commercial and i ndustrial		41,593		149		65
Public Sector and IDA
States and political subdivisions		48,391		---		---
Consumer Non Real Estate
Credit cards		5,379		---		---
Automobile		16,110		69		135
Other consumer		11,928		42		20
Total	$	643,951	$	2,349	$	2,532

	Pass		Special Mention (1)		Classified (1)
Real Estate Construction
Construction, 1-4 family residential	$	11,635	$	3,468	$	---
Construction, other		20,972		---		---
Consumer Real Estate
Equity lines		17,034		82		---
Closed-end first liens		83,658		1,267		580
Closed-end junior liens		4,861		15		151
Investor-owned residential real estate		48,277		333		583
Commercial Real Estate
Multifamily residential real estate		99,002		1,733		---
Commercial real estate owner-occupied		120,170		1,188		1,425
Commercial real estate, other		103,534		1,543		80
Commercial Non Real Estate
Commercial and i ndustrial		35,521		3,229		33
Public Sector and IDA
States and political subdivisions		45,474		---		---
Consumer Non Real Estate
Credit cards		5,978		---		---
Automobile		14,457		25		192
Other consumer		12,229		636		8
Total	$	622,802	$	13,519	$	3,052

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Restructurings That Occurred During the Three Months Ended September 30, 2017
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Commercial Non R eal E state
Commercial and industrial		2	$	1,116	$	1,116
Consumer Non Real Estate
Automobile		2		14		14
Total		4	$	1,130	$	1,130

	Restructurings That Occurred During the Nine Months Ended September 30, 2017
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Commercial Real Estate
Commercial real estate, owner occupied		1	$	132	$	132
Commercial Non R eal E state
Commercial and industrial		4		1,234		1,234
Consumer Non Real Estate
Automobile		2		14		14
Total		7	$	1,380	$	1,380

	Restructurings That Occurred During the Three Months Ended September 30, 2016
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Commercial Non R eal E state
Commercial and industrial		1	$	28	$	30
Consumer Non Real Estate
Automobile		1		5		5
Total		2	$	33	$	35

	Restructurings That Occurred During the Nine Months Ended September 30, 2016
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Commercial R eal E state
Commercial real estate, other		2	$	3,008	$	3,008
Commercial Non Real Estate
Commercial and industrial		1		28		30
Consumer Non Real Estate
Automobile		1		5		5
Total		4	$	3,041	$	3,043