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Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) | 9 Months Ended
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Sep. 30, 2021
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2021 |
|  | Real Estate Construction |  | Consumer Real Estate |  | Commercial Real Estate |  | Commercial Non Real Estate |  | Public Sector and IDA |  | Consumer Non Real Estate |  | Unallocated |  | Total
Balance, December 31, 2020 |  | $ | 503 |  |  | $ | 2,165 |  |  | $ | 3,853 |  |  | $ | 670 |  |  | $ | 339 |  |  | $ | 555 |  |  | $ | 396 |  |  | $ | 8,481 |
Charge-offs |  |  | - |  |  |  | (13 | ) |  |  | - |  |  |  | (526 | ) |  |  | - |  |  |  | (151 | ) |  |  | - |  |  |  | (690 | )
Recoveries |  |  | - |  |  |  | 19 |  |  |  | 86 |  |  |  | 31 |  |  |  | - |  |  |  | 109 |  |  |  | - |  |  |  | 245 |
Provision for (recovery of) loan losses |  |  | (5 | ) |  |  | (203 | ) |  |  | (776 | ) |  |  | 743 |  |  |  | (27 | ) |  |  | (39 | ) |  |  | (31 | ) |  |  | (338 | )
Balance, September 30, 2021 |  | $ | 498 |  |  | $ | 1,968 |  |  | $ | 3,163 |  |  | $ | 918 |  |  | $ | 312 |  |  | $ | 474 |  |  | $ | 365 |  |  | $ | 7,698 |
|  | Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2020 |
|  | Real Estate Construction |  | Consumer Real Estate |  | Commercial Real Estate |  | Commercial Non Real Estate |  | Public Sector and IDA |  | Consumer Non Real Estate |  | Unallocated |  | Total
Balance, December 31, 2019 |  | $ | 400 |  |  | $ | 1,895 |  |  | $ | 2,559 |  |  | $ | 555 |  |  | $ | 478 |  |  | $ | 650 |  |  | $ | 326 |  |  | $ | 6,863 |
Charge-offs |  |  | - |  |  |  | (62 | ) |  |  | (15 | ) |  |  | (372 | ) |  |  | - |  |  |  | (190 | ) |  |  | - |  |  |  | (639 | )
Recoveries |  |  | - |  |  |  | 18 |  |  |  | 53 |  |  |  | 6 |  |  |  | - |  |  |  | 142 |  |  |  | - |  |  |  | 219 |
Provision for (recovery of) loan losses |  |  | 24 |  |  |  | 311 |  |  |  | 1,047 |  |  |  | 510 |  |  |  | 53 |  |  |  | (5 | ) |  |  | 45 |  |  |  | 1,985 |
Balance, September 30, 2020 |  | $ | 424 |  |  | $ | 2,162 |  |  | $ | 3,644 |  |  | $ | 699 |  |  | $ | 531 |  |  | $ | 597 |  |  | $ | 371 |  |  | $ | 8,428 |
|  | Activity in the Allowance for Loan Losses for the Year Ended December 31, 2020 |
|  | Real Estate Construction |  | Consumer Real Estate |  | Commercial Real Estate |  | Commercial Non Real Estate |  | Public Sector and IDA |  | Consumer Non Real Estate |  | Unallocated |  | Total
Balance, December 31, 2019 |  | $ | 400 |  |  | $ | 1,895 |  |  | $ | 2,559 |  |  | $ | 555 |  |  | $ | 478 |  |  | $ | 650 |  |  | $ | 326 |  |  | $ | 6,863 |
Charge-offs |  |  | - |  |  |  | (85 | ) |  |  | (15 | ) |  |  | (372 | ) |  |  | - |  |  |  | (248 | ) |  |  | - |  |  |  | (720 | )
Recoveries |  |  | - |  |  |  | 18 |  |  |  | 145 |  |  |  | 9 |  |  |  | - |  |  |  | 175 |  |  |  | - |  |  |  | 347 |
Provision for (recovery of) loan losses |  |  | 103 |  |  |  | 337 |  |  |  | 1,164 |  |  |  | 478 |  |  |  | (139 | ) |  |  | (22 | ) |  |  | 70 |  |  |  | 1,991 |
Balance, December 31, 2020 |  | $ | 503 |  |  | $ | 2,165 |  |  | $ | 3,853 |  |  | $ | 670 |  |  | $ | 339 |  |  | $ | 555 |  |  | $ | 396 |  |  | $ | 8,481 |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
|  | Allowance for Loan Losses as of September 30, 2021 |
|  | Real Estate Construction |  | Consumer Real Estate |  | Commercial Real Estate |  | Commercial Non Real Estate |  | Public Sector and IDA |  | Consumer Non Real Estate |  | Unallocated |  | Total
Individually evaluated for impairment |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Collectively evaluated for impairment |  |  | 498 |  |  |  | 1,968 |  |  |  | 3,163 |  |  |  | 918 |  |  |  | 312 |  |  |  | 474 |  |  |  | 365 |  |  |  | 7,698 |
Total |  | $ | 498 |  |  | $ | 1,968 |  |  | $ | 3,163 |  |  | $ | 918 |  |  | $ | 312 |  |  | $ | 474 |  |  | $ | 365 |  |  | $ | 7,698 |
|  | Allowance for Loan Losses as of December 31, 2020 |
|  | Real Estate Construction |  | Consumer Real Estate |  | Commercial Real Estate |  | Commercial Non Real Estate |  | Public Sector and IDA |  | Consumer Non Real Estate |  | Unallocated |  | Total
Individually evaluated for impairment |  | $ | - |  |  | $ | 2 |  |  | $ | - |  |  | $ | 73 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 75 |
Collectively evaluated for impairment |  |  | 503 |  |  |  | 2,163 |  |  |  | 3,853 |  |  |  | 597 |  |  |  | 339 |  |  |  | 555 |  |  |  | 396 |  |  |  | 8,406 |
Total |  | $ | 503 |  |  | $ | 2,165 |  |  | $ | 3,853 |  |  | $ | 670 |  |  | $ | 339 |  |  | $ | 555 |  |  | $ | 396 |  |  | $ | 8,481 |
|  | Loans as of September 30, 2021 |
|  | Real Estate Construction |  | Consumer Real Estate |  | Commercial Real Estate |  | Commercial Non Real Estate |  | Public Sector and IDA |  | Consumer Non Real Estate |  | Total
Individually evaluated for impairment |  | $ | - |  |  | $ | 192 |  |  | $ | 5,583 |  |  | $ | 308 |  |  | $ | - |  |  | $ | 1 |  |  | $ | 6,084 |
Collectively evaluated for impairment |  |  | 50,883 |  |  |  | 204,688 |  |  |  | 398,257 |  |  |  | 58,774 |  |  |  | 48,345 |  |  |  | 31,575 |  |  |  | 792,522 |
Total |  | $ | 50,883 |  |  | $ | 204,880 |  |  | $ | 403,840 |  |  | $ | 59,082 |  |  | $ | 48,345 |  |  | $ | 31,576 |  |  | $ | 798,606 |
|  | Loans as of December 31, 2020 |
|  | Real Estate Construction |  | Consumer Real Estate |  | Commercial Real Estate |  | Commercial Non Real Estate |  | Public Sector and IDA |  | Consumer Non Real Estate |  | Total
Individually evaluated for impairment |  | $ | - |  |  | $ | 194 |  |  | $ | 3,856 |  |  | $ | 851 |  |  | $ | - |  |  | $ | 2 |  |  | $ | 4,903 |
Collectively evaluated for impairment |  |  | 42,266 |  |  |  | 181,588 |  |  |  | 389,259 |  |  |  | 77,920 |  |  |  | 40,983 |  |  |  | 33,108 |  |  |  | 765,124 |
Total |  | $ | 42,266 |  |  | $ | 181,782 |  |  | $ | 393,115 |  |  | $ | 78,771 |  |  | $ | 40,983 |  |  | $ | 33,110 |  |  | $ | 770,027 |
Schedule of Ratios for Allowance for Loan Losses [Table Text Block] |
|  | As of and for the
|  | Nine Months Ended September 30, |  | Year Ended December 31,
|  | 2021 |  | 2020 |  | 2020
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs(1) |  |  | 0.97 | % |  |  | 1.05 | % |  |  | 1.10 | %
Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs(2) |  |  | 0.08 | % |  |  | 0.07 | % |  |  | 0.05 | %
Schedule of Nonperforming Assets [Table Text Block] |
|  | September 30, |  | December 31,
|  | 2021 |  | 2020 |  | 2020
Nonperforming assets: |  |  |  |  |  |  |  |  |  |  |  |
Nonaccrual loans |  | $ | 39 |  |  | $ | 736 |  |  | $ | 846 |
Restructured loans in nonaccrual |  |  | 3,075 |  |  |  | 2,866 |  |  |  | 2,839 |
Total nonperforming loans |  |  | 3,114 |  |  |  | 3,602 |  |  |  | 3,685 |
Other real estate owned, net |  |  | 957 |  |  |  | 1,553 |  |  |  | 1,553 |
Total nonperforming assets |  | $ | 4,071 |  |  | $ | 5,155 |  |  | $ | 5,238 |
Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned |  |  | 0.51 | % |  |  | 0.64 | % |  |  | 0.68 | %
Ratio of allowance for loan losses to nonperforming loans(1) |  |  | 247.21 | % |  |  | 233.98 | % |  |  | 230.15 | %
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block] |
|  | September 30, |  | December 31,
|  | 2021 |  | 2020 |  | 2020
Loans past due 90 days or more and still accruing |  | $ | 62 |  |  | $ | 236 |  |  | $ | 17 |
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs |  |  | 0.01 | % |  |  | 0.03 | % |  |  | 0.00 | %
Accruing restructured loans |  | $ | 3,009 |  |  | $ | 1,426 |  |  | $ | 1,410 |
Impaired loans: |  |  |  |  |  |  |  |  |  |  |  |
Impaired loans with no valuation allowance |  | $ | 6,084 |  |  | $ | 3,939 |  |  | $ | 3,858 |
Impaired loans with a valuation allowance |  |  | - |  |  |  | 1,056 |  |  |  | 1,045 |
Total impaired loans |  | $ | 6,084 |  |  | $ | 4,995 |  |  | $ | 4,903 |
Valuation allowance |  |  | - |  |  |  | (104 | ) |  |  | (75 | )
Impaired loans, net of allowance |  | $ | 6,084 |  |  | $ | 4,891 |  |  | $ | 4,828 |
Average recorded investment in impaired loans(1) |  | $ | 6,108 |  |  | $ | 5,227 |  |  | $ | 5,093 |
Interest income recognized on impaired loans, after designation as impaired |  | $ | 175 |  |  | $ | 49 |  |  | $ | 54 |
Amount of income recognized on a cash basis |  | $ | - |  |  | $ | - |  |  | $ | - |
Impaired Financing Receivables [Table Text Block] |
|  | Impaired Loans as of September 30, 2021
|  | Principal Balance |  | Total Recorded Investment(1) |  | Recorded Investment(1) for Which There is No Related Allowance |  | Recorded Investment(1) for Which There is a Related Allowance |  | Related Allowance
Consumer Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor-owned residential real estate |  | $ | 192 |  |  | $ | 192 |  |  | $ | 192 |  |  | $ | - |  |  | $ | - |
Commercial Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner-occupied |  |  | 3,481 |  |  |  | 2,861 |  |  |  | 2,861 |  |  |  | - |  |  |  | - |
Commercial real estate, other |  |  | 2,722 |  |  |  | 2,722 |  |  |  | 2,722 |  |  |  | - |  |  |  | - |
Commercial Non Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 313 |  |  |  | 308 |  |  |  | 308 |  |  |  | - |  |  |  | - |
Consumer Non Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  | - |  |  |  | - |
Total |  | $ | 6,709 |  |  | $ | 6,084 |  |  | $ | 6,084 |  |  | $ | - |  |  | $ | - |
|  | Impaired Loans as of December 31, 2020
|  | Principal Balance |  | Total Recorded Investment(1) |  | Recorded Investment(1) for Which There is No Related Allowance |  | Recorded Investment(1) for Which There is a Related Allowance |  | Related Allowance
Consumer Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor-owned residential real estate |  | $ | 194 |  |  | $ | 194 |  |  | $ | - |  |  | $ | 194 |  |  | $ | 2 |
Commercial Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner occupied |  |  | 3,752 |  |  |  | 3,202 |  |  |  | 3,202 |  |  |  | - |  |  |  | - |
Commercial real estate, other |  |  | 654 |  |  |  | 654 |  |  |  | 654 |  |  |  | - |  |  |  | - |
Commercial Non-Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 851 |  |  |  | 851 |  |  |  | - |  |  |  | 851 |  |  |  | 73 |
Consumer Non-Real Estate(2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 2 |  |  |  | 2 |  |  |  | 2 |  |  |  | - |  |  |  | - |
Total |  | $ | 5,453 |  |  | $ | 4,903 |  |  | $ | 3,858 |  |  | $ | 1,045 |  |  | $ | 75 |
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block] |
|  | For the Nine Months Ended September 30, 2021
|  | Average Recorded Investment(1) |  | Interest Income Recognized
Consumer Real Estate(2) |  |  |  |  |  |  |  |
Investor-owned residential real estate |  | $ | 193 |  |  | $ | 9 |
Commercial Real Estate(2) |  |  |  |  |  |  |  |
Commercial real estate, owner occupied |  |  | 2,866 |  |  |  | 72 |
Commercial real estate, other |  |  | 2,724 |  |  |  | 83 |
Commercial Non Real Estate(2) |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 324 |  |  |  | 11 |
Consumer Non Real Estate(2) |  |  |  |  |  |  |  |
Automobile |  |  | 1 |  |  |  | - |
Total |  | $ | 6,108 |  |  | $ | 175 |
|  | For the Year Ended December 31, 2020
|  | Average Recorded Investment(1) |  | Interest Income Recognized
Consumer Real Estate(2) |  |  |  |  |  |  |  |
Investor-owned residential real estate |  | $ | 196 |  |  | $ | 13 |
Commercial Real Estate(2) |  |  |  |  |  |  |  |
Commercial real estate, owner occupied |  |  | 3,217 |  |  |  | 19 |
Commercial real estate, other |  |  | 790 |  |  |  | - |
Commercial Non-Real Estate(2) |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 887 |  |  |  | 22 |
Consumer Non-Real Estate(2) |  |  |  |  |  |  |  |
Automobile |  |  | 3 |  |  |  | - |
Total |  | $ | 5,093 |  |  | $ | 54 |
Financing Receivable, Past Due [Table Text Block] |
September 30, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30 – 89 Days Past Due and Accruing |  | 90 or More Days Past Due |  | 90 or More Days Past Due and Accruing |  | Nonaccruals(2)
Real Estate Construction(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, other |  | $ | 115 |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Consumer Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 29 |  |  |  | - |  |  |  | - |  |  |  | - |
Residential closed-end first liens |  |  | 489 |  |  |  | 39 |  |  |  | 39 |  |  |  | - |
Investor-owned residential real estate |  |  | 102 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial Real Estate(1) |  |  |  |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate, owner-occupied |  |  | 147 |  |  |  | 445 |  |  |  | - |  |  |  | 2,767 |
Commercial real estate, other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial Non Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 29 |  |  |  | 318 |  |  |  | 10 |  |  |  | 347 |
Consumer Non Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 3 |  |  |  | 1 |  |  |  | 1 |  |  |  | - |
Automobile |  |  | 91 |  |  |  | - |  |  |  | - |  |  |  | - |
Other consumer loans |  |  | 218 |  |  |  | 12 |  |  |  | 12 |  |  |  | - |
Total |  | $ | 1,223 |  |  | $ | 815 |  |  | $ | 62 |  |  | $ | 3,114 |
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30 – 89 Days Past Due and Accruing |  | 90 or More Days Past Due |  | 90 or More Days Past Due and Accruing |  | Nonaccruals(2)
Consumer Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  | $ | 365 |  |  | $ | 62 |  |  | $ | - |  |  | $ | 62 |
Investor-owned residential real estate |  |  | 106 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner occupied |  |  | 15 |  |  |  | 571 |  |  |  | - |  |  |  | 2,941 |
Commercial real estate, other |  |  | - |  |  |  | 654 |  |  |  | - |  |  |  | 654 |
Commercial Non-Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 730 |  |  |  | 27 |  |  |  | - |  |  |  | 28 |
Consumer Non-Real Estate(1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 7 |  |  |  | 3 |  |  |  | 3 |  |  |  | - |
Automobile |  |  | 144 |  |  |  | 1 |  |  |  | 1 |  |  |  | - |
Other consumer loans |  |  | 130 |  |  |  | 13 |  |  |  | 13 |  |  |  | - |
Total |  | $ | 1,497 |  |  | $ | 1,331 |  |  | $ | 17 |  |  | $ | 3,685 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
September 30, 2021 |  |  |  |  |  |  |  |  |  |  |  |
|  | Pass(1) |  | Special Mention(1) |  | Classified(1)
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |
Construction, 1-4 family residential |  | $ | 10,498 |  |  | $ | - |  |  | $ | - |
Construction, other |  |  | 40,385 |  |  |  | - |  |  |  | - |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 13,962 |  |  |  | - |  |  |  | - |
Closed-end first liens |  |  | 106,806 |  |  |  | - |  |  |  | 284 |
Closed-end junior liens |  |  | 2,773 |  |  |  | - |  |  |  | - |
Investor-owned residential real estate |  |  | 80,244 |  |  |  | 619 |  |  |  | - |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Multifamily residential real estate |  |  | 106,368 |  |  |  | - |  |  |  | - |
Commercial real estate owner-occupied |  |  | 137,965 |  |  |  | - |  |  |  | 36 |
Commercial real estate, other |  |  | 150,131 |  |  |  | 3,757 |  |  |  | - |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 58,726 |  |  |  | - |  |  |  | 48 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |
States and political subdivisions |  |  | 48,345 |  |  |  | - |  |  |  | - |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 4,270 |  |  |  | - |  |  |  | - |
Automobile |  |  | 11,653 |  |  |  | - |  |  |  | - |
Other consumer |  |  | 15,528 |  |  |  | - |  |  |  | 124 |
Total |  | $ | 787,654 |  |  | $ | 4,376 |  |  | $ | 492 |
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |
|  | Pass(1) |  | Special Mention(1) |  | Classified(1)
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |
Construction, 1-4 family residential |  | $ | 8,195 |  |  | $ | - |  |  | $ | - |
Construction, other |  |  | 34,071 |  |  |  | - |  |  |  | - |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 13,903 |  |  |  | - |  |  |  | - |
Residential closed-end first liens |  |  | 92,241 |  |  |  | 66 |  |  |  | 284 |
Residential closed-end junior liens |  |  | 3,003 |  |  |  | - |  |  |  | - |
Investor-owned residential real estate |  |  | 71,450 |  |  |  | 641 |  |  |  | - |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Multifamily residential real estate |  |  | 87,455 |  |  |  | 265 |  |  |  | - |
Commercial real estate owner-occupied |  |  | 146,900 |  |  |  | 543 |  |  |  | 140 |
Commercial real estate, other |  |  | 147,436 |  |  |  | 6,520 |  |  |  | - |
Commercial Non-Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 77,892 |  |  |  | - |  |  |  | 28 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |
States and political subdivisions |  |  | 40,983 |  |  |  | - |  |  |  | - |
Consumer Non-Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 4,665 |  |  |  | - |  |  |  | - |
Automobile |  |  | 12,024 |  |  |  | - |  |  |  | 6 |
Other consumer |  |  | 16,398 |  |  |  | - |  |  |  | 15 |
Total |  | $ | 756,616 |  |  | $ | 8,035 |  |  | $ | 473 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | Restructurings That Occurred During the Nine Months Ended September 30, 2021
|  | Number of Contracts |  | Pre-Modification Outstanding Principal Balance |  | Post-Modification Outstanding Principal Balance
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate owner-occupied |  |  | 1 |  |  | $ | 102 |  |  | $ | 102 |
Commercial real estate, other |  |  | 2 |  |  |  | 2,724 |  |  |  | 2,724 |
Total |  |  | 3 |  |  | $ | 2,826 |  |  | $ | 2,826 |

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