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Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) | 6 Months Ended
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Jun. 30, 2022
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2022 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, December 31, 2021 |  | $ | 422 |  |  | $ | 1,930 |  |  | $ | 3,121 |  |  | $ | 1,099 |  |  | $ | 297 |  |  | $ | 444 |  |  | $ | 361 |  |  | $ | 7,674 |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (2 | ) |  |  | - |  |  |  | (133 | ) |  |  | - |  |  |  | (135 | )
Recoveries |  |  | - |  |  |  | - |  |  |  | 24 |  |  |  | 6 |  |  |  | - |  |  |  | 56 |  |  |  | - |  |  |  | 86 |
Provision for (recovery of) loan losses |  |  | 285 |  |  |  | 189 |  |  |  | 325 |  |  |  | (307 | ) |  |  | 39 |  |  |  | 95 |  |  |  | (182 | ) |  |  | 444 |
Balance, June 30, 2022 |  | $ | 707 |  |  | $ | 2,119 |  |  | $ | 3,470 |  |  | $ | 796 |  |  | $ | 336 |  |  | $ | 462 |  |  | $ | 179 |  |  | $ | 8,069 |
|  | Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2021 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, December 31, 2020 |  | $ | 503 |  |  | $ | 2,165 |  |  | $ | 3,853 |  |  | $ | 670 |  |  | $ | 339 |  |  | $ | 555 |  |  | $ | 396 |  |  | $ | 8,481 |
Charge-offs |  |  | - |  |  |  | (13 | ) |  |  | - |  |  |  | (485 | ) |  |  | - |  |  |  | (88 | ) |  |  | - |  |  |  | (586 | )
Recoveries |  |  | - |  |  |  | - |  |  |  | 25 |  |  |  | 27 |  |  |  | - |  |  |  | 76 |  |  |  | - |  |  |  | 128 |
Provision for (recovery of) loan losses |  |  | (18 | ) |  |  | (144 | ) |  |  | (427 | ) |  |  | 655 |  |  |  | 37 |  |  |  | (26 | ) |  |  | (23 | ) |  |  | 54 |
Balance, June 30, 2021 |  | $ | 485 |  |  | $ | 2,008 |  |  | $ | 3,451 |  |  | $ | 867 |  |  | $ | 376 |  |  | $ | 517 |  |  | $ | 373 |  |  | $ | 8,077 |
|  | Activity in the Allowance for Loan Losses for the Year Ended December 31, 2021 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Balance, December 31, 2020 |  | $ | 503 |  |  | $ | 2,165 |  |  | $ | 3,853 |  |  | $ | 670 |  |  | $ | 339 |  |  | $ | 555 |  |  | $ | 396 |  |  | $ | 8,481 |
Charge-offs |  |  | - |  |  |  | (13 | ) |  |  | - |  |  |  | (526 | ) |  |  | - |  |  |  | (216 | ) |  |  | - |  |  |  | (755 | )
Recoveries |  |  | - |  |  |  | 20 |  |  |  | 159 |  |  |  | 33 |  |  |  | - |  |  |  | 134 |  |  |  | - |  |  |  | 346 |
Provision for (recovery of) loan losses |  |  | (81 | ) |  |  | (242 | ) |  |  | (891 | ) |  |  | 922 |  |  |  | (42 | ) |  |  | (29 | ) |  |  | (35 | ) |  |  | (398 | )
Balance, December 31, 2021 |  | $ | 422 |  |  | $ | 1,930 |  |  | $ | 3,121 |  |  | $ | 1,099 |  |  | $ | 297 |  |  | $ | 444 |  |  | $ | 361 |  |  | $ | 7,674 |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
|  | Allowance for Loan Losses as of June 30, 2022 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Collectively evaluated for impairment |  |  | 707 |  |  |  | 2,119 |  |  |  | 3,470 |  |  |  | 796 |  |  |  | 336 |  |  |  | 462 |  |  |  | 179 |  |  |  | 8,069 |
Total |  | $ | 707 |  |  | $ | 2,119 |  |  | $ | 3,470 |  |  | $ | 796 |  |  | $ | 336 |  |  | $ | 462 |  |  | $ | 179 |  |  | $ | 8,069 |
|  | Allowance for Loan Losses as of December 31, 2021 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non-Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non- Real Estate |  |  | Unallocated |  |  | Total |
Individually evaluated for impairment |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Collectively evaluated for impairment |  |  | 422 |  |  |  | 1,930 |  |  |  | 3,121 |  |  |  | 1,099 |  |  |  | 297 |  |  |  | 444 |  |  |  | 361 |  |  |  | 7,674 |
Total |  | $ | 422 |  |  | $ | 1,930 |  |  | $ | 3,121 |  |  | $ | 1,099 |  |  | $ | 297 |  |  | $ | 444 |  |  | $ | 361 |  |  | $ | 7,674 |
|  | Loans as of June 30, 2022 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non Real Estate |  |  | Total |
Individually evaluated for impairment |  | $ | - |  |  | $ | 188 |  |  | $ | 5,342 |  |  | $ | 279 |  |  | $ | - |  |  | $ | - |  |  | $ | 5,809 |
Collectively evaluated for impairment |  |  | 69,724 |  |  |  | 216,955 |  |  |  | 420,046 |  |  |  | 52,059 |  |  |  | 49,856 |  |  |  | 34,825 |  |  |  | 843,465 |
Total |  | $ | 69,724 |  |  | $ | 217,143 |  |  | $ | 425,388 |  |  | $ | 52,338 |  |  | $ | 49,856 |  |  | $ | 34,825 |  |  | $ | 849,274 |
|  | Loans as of December 31, 2021 |
|  | Real Estate Construction |  |  | Consumer Real Estate |  |  | Commercial Real Estate |  |  | Commercial Non-Real Estate |  |  | Public Sector and IDA |  |  | Consumer Non- Real Estate |  |  | Total |
Individually evaluated for impairment |  | $ | - |  |  | $ | 191 |  |  | $ | 5,386 |  |  | $ | 301 |  |  | $ | - |  |  | $ | - |  |  | $ | 5,878 |
Collectively evaluated for impairment |  |  | 48,841 |  |  |  | 208,786 |  |  |  | 400,336 |  |  |  | 59,963 |  |  |  | 47,899 |  |  |  | 32,026 |  |  |  | 797,851 |
Total |  | $ | 48,841 |  |  | $ | 208,977 |  |  | $ | 405,722 |  |  | $ | 60,264 |  |  | $ | 47,899 |  |  | $ | 32,026 |  |  | $ | 803,729 |
Schedule of Ratios for Allowance for Loan Losses [Table Text Block] |
|  | As of and for the |
|  | Six Months Ended June 30, |  |  | Year Ended December 31, |
|  | 2022 |  |  | 2021 |  |  | 2021 |
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs(1) |  |  | 0.95 | % |  |  | 1.00 | % |  |  | 0.96 | %
Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs(1) |  |  | 0.01 | % |  |  | 0.12 | % |  |  | 0.05 | %
Schedule of Nonperforming Assets [Table Text Block] |
|  | June 30, |  |  | December 31, |
|  | 2022 |  |  | 2021 |  |  | 2021 |
Nonperforming assets: |  |  |  |  |  |  |  |  |  |  |  |
Nonaccrual loans |  | $ | 168 |  |  | $ | 713 |  |  | $ | - |
Restructured loans in nonaccrual |  |  | 2,811 |  |  |  | 3,109 |  |  |  | 2,873 |
Total nonperforming loans |  |  | 2,979 |  |  |  | 3,822 |  |  |  | 2,873 |
Other real estate owned, net |  |  | 957 |  |  |  | 1,007 |  |  |  | 957 |
Total nonperforming assets |  | $ | 3,936 |  |  | $ | 4,829 |  |  | $ | 3,830 |
Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned |  |  | 0.46 | % |  |  | 0.60 | % |  |  | 0.48 | %
Ratio of allowance for loan losses to nonperforming loans(1) |  |  | 270.86 | % |  |  | 211.33 | % |  |  | 267.11 | %
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block] |
|  | June 30, |  |  | December 31, |
|  | 2022 |  |  | 2021 |  |  | 2021 |
Loans past due 90 days or more and still accruing |  | $ | 7 |  |  | $ | 28 |  |  | $ | 90 |
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs |  |  | 0.00 | % |  |  | 0.00 | % |  |  | 0.01 | %
Accruing restructured loans |  | $ | 2,998 |  |  | $ | 3,011 |  |  | $ | 3,005 |
Impaired loans: |  |  |  |  |  |  |  |  |  |  |  |
Impaired loans with no valuation allowance |  | $ | 5,809 |  |  | $ | 6,774 |  |  | $ | 5,878 |
Impaired loans with a valuation allowance |  |  | - |  |  |  | - |  |  |  | - |
Total impaired loans |  | $ | 5,809 |  |  | $ | 6,774 |  |  | $ | 5,878 |
Valuation allowance |  |  | - |  |  |  | - |  |  |  | - |
Impaired loans, net of allowance |  | $ | 5,809 |  |  | $ | 6,774 |  |  | $ | 5,878 |
Average recorded investment in impaired loans(1) |  | $ | 5,820 |  |  | $ | 6,796 |  |  | $ | 5,901 |
Interest income recognized on impaired loans, after designation as impaired |  | $ | 43 |  |  | $ | 105 |  |  | $ | 137 |
Amount of income recognized on a cash basis |  | $ | - |  |  | $ | - |  |  | $ | - |
Impaired Financing Receivables [Table Text Block] |
|  | Impaired Loans as of June 30, 2022 |
|  | Principal Balance |  |  | Total Recorded Investment(1) |  |  | Recorded Investment(1) for Which There is No Related Allowance |  |  | Recorded Investment(1) for Which There is a Related Allowance |  |  | Related Allowance |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor-owned residential real estate |  | $ | 188 |  |  | $ | 188 |  |  | $ | 188 |  |  | $ | - |  |  | $ | - |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner-occupied |  |  | 3,252 |  |  |  | 2,624 |  |  |  | 2,624 |  |  |  | - |  |  |  | - |
Commercial real estate, other |  |  | 2,718 |  |  |  | 2,718 |  |  |  | 2,718 |  |  |  | - |  |  |  | - |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 295 |  |  |  | 279 |  |  |  | 279 |  |  |  | - |  |  |  | - |
Total |  | $ | 6,453 |  |  | $ | 5,809 |  |  | $ | 5,809 |  |  | $ | - |  |  | $ | - |
|  | Impaired Loans as of December 31, 2021 |
|  | Principal Balance |  |  | Total Recorded Investment(1) |  |  | Recorded Investment(1) for Which There is No Related Allowance |  |  | Recorded Investment(1) for Which There is a Related Allowance |  |  | Related Allowance |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Investor-owned residential real estate |  | $ | 191 |  |  | $ | 191 |  |  | $ | 191 |  |  | $ | - |  |  | $ | - |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner occupied |  |  | 3,256 |  |  |  | 2,665 |  |  |  | 2,665 |  |  |  | - |  |  |  | - |
Commercial real estate, other |  |  | 2,721 |  |  |  | 2,721 |  |  |  | 2,721 |  |  |  | - |  |  |  | - |
Commercial Non-Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 310 |  |  |  | 301 |  |  |  | 301 |  |  |  | - |  |  |  | - |
Total |  | $ | 6,478 |  |  | $ | 5,878 |  |  | $ | 5,878 |  |  | $ | - |  |  | $ | - |
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block] |
|  | For the Six Months Ended June 30, 2022 |
|  | Average Recorded Investment(1) |  |  | Interest Income Recognized |
Consumer Real Estate |  |  |  |  |  |  |  |
Investor-owned residential real estate |  | $ | 189 |  |  | $ | 6 |
Commercial Real Estate |  |  |  |  |  |  |  |
Commercial real estate, owner occupied |  |  | 2,626 |  |  |  | 3 |
Commercial real estate, other |  |  | 2,719 |  |  |  | 34 |
Commercial Non Real Estate |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 286 |  |  |  | - |
Total |  | $ | 5,820 |  |  | $ | 43 |
|  | For the Six Months Ended June 30, 2021 |
|  | Average Recorded Investment(1) |  |  | Interest Income Recognized |
Consumer Real Estate |  |  |  |  |  |  |  |
Investor-owned residential real estate |  | $ | 193 |  |  | $ | 6 |
Commercial Real Estate |  |  |  |  |  |  |  |
Commercial real estate, owner occupied |  |  | 2,890 |  |  |  | 7 |
Commercial real estate, other |  |  | 3,378 |  |  |  | 84 |
Commercial Non Real Estate |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 334 |  |  |  | 8 |
Consumer Non Real Estate |  |  |  |  |  |  |  |
Automobile |  |  | 1 |  |  |  | - |
Total |  | $ | 6,796 |  |  | $ | 105 |
|  | For the Year Ended December 31, 2021 |
|  | Average Recorded Investment(1) |  |  | Interest Income Recognized |
Consumer Real Estate |  |  |  |  |  |  |  |
Investor-owned residential real estate |  | $ | 192 |  |  | $ | 13 |
Commercial Real Estate |  |  |  |  |  |  |  |
Commercial real estate, owner occupied |  |  | 2,668 |  |  |  | 9 |
Commercial real estate, other |  |  | 2,723 |  |  |  | 100 |
Commercial Non-Real Estate |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 317 |  |  |  | 15 |
Consumer Non-Real Estate |  |  |  |  |  |  |  |
Automobile |  |  | 1 |  |  |  | - |
Total |  | $ | 5,901 |  |  | $ | 137 |
Financing Receivable, Past Due [Table Text Block] |
June 30, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30 – 89 Days Past Due and Accruing |  |  | 90 or More Days Past Due (1) |  |  | 90 or More Days Past Due and Accruing |  |  | Nonaccruals |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential closed-end first liens |  | $ | 641 |  |  | $ | 137 |  |  | $ | - |  |  | $ | 137 |
Equity lines |  |  | - |  |  |  | 29 |  |  |  | - |  |  |  | 29 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner-occupied |  |  | 19 |  |  |  | 258 |  |  |  | - |  |  |  | 2,532 |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 37 |  |  |  | - |  |  |  | - |  |  |  | 279 |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Automobile |  |  | 35 |  |  |  | - |  |  |  | - |  |  |  | - |
Credit cards |  |  | 2 |  |  |  |  |  |  |  |  |  |  |  |  |
Other consumer loans |  |  | 136 |  |  |  | 7 |  |  |  | 7 |  |  |  | 2 |
Total |  | $ | 870 |  |  | $ | 431 |  |  | $ | 7 |  |  | $ | 2,979 |
December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | 30 – 89 Days Past Due and Accruing |  |  | 90 or More Days Past Due (1) |  |  | 90 or More Days Past Due and Accruing |  |  | Nonaccruals |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, other |  | $ | 14 |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 50 |  |  |  | 29 |  |  |  | 29 |  |  |  | - |
Residential closed-end first liens |  |  | 715 |  |  |  | 58 |  |  |  | 58 |  |  |  | - |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, owner occupied |  |  | 12 |  |  |  | 266 |  |  |  | - |  |  |  | 2,572 |
Commercial Non-Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 13 |  |  |  | - |  |  |  | - |  |  |  | 301 |
Consumer Non-Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 2 |  |  |  | 2 |  |  |  | 2 |  |  |  | - |
Automobile |  |  | 93 |  |  |  | - |  |  |  | - |  |  |  | - |
Other consumer loans |  |  | 88 |  |  |  | 1 |  |  |  | 1 |  |  |  | - |
Total |  | $ | 987 |  |  | $ | 356 |  |  | $ | 90 |  |  | $ | 2,873 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
June 30, 2022 |  | Pass |  |  | Special Mention |  |  | Classified |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |
Construction, 1-4 family residential |  | $ | 17,791 |  |  | $ | - |  |  | $ | - |
Construction, other |  |  | 51,621 |  |  |  | 312 |  |  |  | - |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 14,165 |  |  |  | - |  |  |  | 29 |
Residential closed-end first liens |  |  | 115,558 |  |  |  | - |  |  |  | 377 |
Residential closed-end junior liens |  |  | 2,189 |  |  |  | - |  |  |  | - |
Investor-owned residential real estate |  |  | 84,043 |  |  |  | - |  |  |  | 594 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Multifamily residential real estate |  |  | 113,938 |  |  |  | - |  |  |  | - |
Commercial real estate owner-occupied |  |  | 131,560 |  |  |  | - |  |  |  | - |
Commercial real estate, other |  |  | 174,548 |  |  |  | - |  |  |  | - |
Commercial Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 52,045 |  |  |  | - |  |  |  | 14 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |
States and political subdivisions |  |  | 49,856 |  |  |  | - |  |  |  | - |
Consumer Non Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 4,644 |  |  |  | - |  |  |  | - |
Automobile |  |  | 10,411 |  |  |  | - |  |  |  | - |
Other consumer |  |  | 19,762 |  |  |  | - |  |  |  | 8 |
Total |  | $ | 842,131 |  |  | $ | 312 |  |  | $ | 1,022 |
December 31, 2021 |  | Pass |  |  | Special Mention |  |  | Classified |
Real Estate Construction |  |  |  |  |  |  |  |  |  |  |  |
Construction, 1-4 family residential |  | $ | 10,008 |  |  | $ | - |  |  | $ | - |
Construction, other |  |  | 38,833 |  |  |  | - |  |  |  | - |
Consumer Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Equity lines |  |  | 13,588 |  |  |  | - |  |  |  | 29 |
Residential closed-end first liens |  |  | 106,107 |  |  |  | - |  |  |  | 275 |
Residential closed-end junior liens |  |  | 2,715 |  |  |  | - |  |  |  | - |
Investor-owned residential real estate |  |  | 85,460 |  |  |  | - |  |  |  | 612 |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Multifamily residential real estate |  |  | 106,644 |  |  |  | - |  |  |  | - |
Commercial real estate owner-occupied |  |  | 125,605 |  |  |  | - |  |  |  | 35 |
Commercial real estate, other |  |  | 164,324 |  |  |  | 3,728 |  |  |  | - |
Commercial Non-Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 59,953 |  |  |  | - |  |  |  | 10 |
Public Sector and IDA |  |  |  |  |  |  |  |  |  |  |  |
States and political subdivisions |  |  | 47,899 |  |  |  | - |  |  |  | - |
Consumer Non-Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Credit cards |  |  | 4,531 |  |  |  | - |  |  |  | - |
Automobile |  |  | 10,990 |  |  |  | - |  |  |  | 3 |
Other consumer |  |  | 16,402 |  |  |  | - |  |  |  | 100 |
Total |  | $ | 793,059 |  |  | $ | 3,728 |  |  | $ | 1,064 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | Restructurings That Occurred During the Three Months Ended June 30, 2021 |
|  | Number of Contracts |  |  | Pre-Modification Outstanding Principal Balance |  |  | Post-Modification Outstanding Principal Balance |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate, other |  |  | 2 |  |  | $ | 2,724 |  |  | $ | 2,724 |
Total |  |  | 2 |  |  | $ | 2,724 |  |  | $ | 2,724 |
|  | Restructurings That Occurred During the Six Months Ended June 30, 2021 |
|  | Number of Contracts |  |  | Pre-Modification Outstanding Principal Balance |  |  | Post-Modification Outstanding Principal Balance |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate owner-occupied |  |  | 1 |  |  | $ | 102 |  |  | $ | 102 |
Commercial real estate, other |  |  | 2 |  |  |  | 2,724 |  |  |  | 2,724 |
Total |  |  | 3 |  |  | $ | 2,826 |  |  | $ | 2,826 |

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