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Note 3 - Loans and Allowance for Credit Losses - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Dec. 31, 2024
--- | --- | ---
Loans, gross | $ 1,003,905 | $ 988,613
Nonaccruals | 2,173 | 2,222
Nonaccruals, no allowance | 1,969 | 2,013
Nonaccruals, with allowance | 204 | 209
Financial Asset, Not Past Due [Member] |  |
Loans, gross | 999,696 | 982,894
Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 1,870 | 2,949
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 370 | 757
Loans 90 or more days past due and accruing | 166 | 548
Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 311,549 | 307,855
Real Estate Construction Portfolio Segment [Member] |  |
Loans, gross | 42,942 | 50,798
Commercial Real Estate Portfolio Segment [Member] |  |
Loans, gross | 497,072 | 478,078
Commercial Non Real Estate Segment [Member] |  |
Loans, gross | 53,156 | 51,844
Public Sector and IDA Portfolio Segment [Member] |  |
Loans, gross | 56,981 | 57,171
Nonaccruals | 0 | 0
Public Sector and IDA Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 56,981 | 57,171
Public Sector and IDA Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Public Sector and IDA Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Consumer Non Real Estate Portfolio Segment [Member] |  |
Loans, gross | 42,205 | 42,867
Construction, 1-4 Family Residential [Member] | Real Estate Construction Portfolio Segment [Member] |  |
Loans, gross | 14,605 | 16,162
Nonaccruals | 0 | 0
Construction, 1-4 Family Residential [Member] | Real Estate Construction Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 14,605 | 16,162
Construction, 1-4 Family Residential [Member] | Real Estate Construction Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Construction, 1-4 Family Residential [Member] | Real Estate Construction Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Construction, Other [Member] | Real Estate Construction Portfolio Segment [Member] |  |
Loans, gross | 28,337 | 34,636
Nonaccruals | 0 | 0
Construction, Other [Member] | Real Estate Construction Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 28,323 | 34,636
Construction, Other [Member] | Real Estate Construction Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 14 | 0
Construction, Other [Member] | Real Estate Construction Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Equity Lines [Member] | Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 22,783 | 22,618
Nonaccruals | 0 | 0
Equity Lines [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 22,783 | 22,551
Equity Lines [Member] | Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 0 | 67
Equity Lines [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 175,178 | 171,382
Nonaccruals | 0 | 0
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 174,969 | 170,110
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 209 | 949
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 323
Loans 90 or more days past due and accruing | 0 | 323
Closed End Junior Liens [Member] | Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 9,291 | 8,574
Nonaccruals | 0 | 0
Closed End Junior Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 9,283 | 8,565
Closed End Junior Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 8 | 9
Closed End Junior Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 104,297 | 105,281
Nonaccruals | 0 | 0
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 104,175 | 104,756
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 122 | 347
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 178
Loans 90 or more days past due and accruing | 0 | 178
Multifamily Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] |  |
Loans, gross | 159,161 | 143,630
Nonaccruals | 0 | 0
Multifamily Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 158,965 | 143,444
Multifamily Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 196 | 186
Multifamily Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] |  |
Loans, gross | 139,149 | 140,653
Nonaccruals | 2,173 | 2,222
Nonaccruals, no allowance | 1,969 | 2,013
Nonaccruals, with allowance | 204 | 209
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 136,829 | 138,284
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 147 | 147
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 204 | 209
Loans 90 or more days past due and accruing | 0 | 0
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member] |  |
Loans, gross | 198,762 | 193,795
Nonaccruals | 0 | 0
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 198,217 | 193,249
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 545 | 546
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member] |  |
Loans, gross | 53,156 | 51,844
Nonaccruals | 0 | 0
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 52,680 | 51,547
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 338 | 253
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 138 | 44
Loans 90 or more days past due and accruing | 138 | 44
Credit Card Receivable [Member] | Consumer Non Real Estate Portfolio Segment [Member] |  |
Loans, gross | 4,407 | 4,698
Nonaccruals | 0 | 0
Credit Card Receivable [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 4,402 | 4,696
Credit Card Receivable [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 2 | 2
Credit Card Receivable [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 3 | 0
Loans 90 or more days past due and accruing | 3 | 0
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member] |  |
Loans, gross | 12,828 | 12,995
Nonaccruals | 0 | 0
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 12,662 | 12,802
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 161 | 193
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 5 | 0
Loans 90 or more days past due and accruing | 5 | 0
Other Consumer Loans [Member] | Consumer Non Real Estate Portfolio Segment [Member] |  |
Loans, gross | 24,970 | 25,174
Nonaccruals | 0 | 0
Other Consumer Loans [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 24,822 | 24,921
Other Consumer Loans [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 128 | 250
Other Consumer Loans [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 20 | 3
Loans 90 or more days past due and accruing | $ 20 | $ 3

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