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Note 3 - Loans and Allowance for Credit Losses - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands | Sep. 30, 2025 | Dec. 31, 2024
--- | --- | ---
Loans, gross | $ 1,016,945 | $ 988,613
Nonaccruals | 2,027 | 2,222
Nonaccruals, no allowance | 1,833 | 2,013
Nonaccruals, with allowance | 194 | 209
Financial Asset, Not Past Due [Member] |  |
Loans, gross | 1,011,854 | 982,894
Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 2,781 | 2,949
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 477 | 757
Loans 90 or more days past due and accruing | 283 | 548
Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 324,597 | 307,855
Real Estate Construction Portfolio Segment [Member] |  |
Loans, gross | 46,381 | 50,798
Commercial Real Estate Portfolio Segment [Member] |  |
Loans, gross | 490,968 | 478,078
Commercial Non Real Estate Segment [Member] |  |
Loans, gross | 53,532 | 51,844
Public Sector and IDA Portfolio Segment [Member] |  |
Loans, gross | 54,332 | 57,171
Nonaccruals | 0 | 0
Public Sector and IDA Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 54,332 | 57,171
Public Sector and IDA Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Public Sector and IDA Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Consumer Non Real Estate Portfolio Segment [Member] |  |
Loans, gross | 47,135 | 42,867
Construction, 1-4 Family Residential [Member] | Real Estate Construction Portfolio Segment [Member] |  |
Loans, gross | 17,527 | 16,162
Nonaccruals | 0 | 0
Construction, 1-4 Family Residential [Member] | Real Estate Construction Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 17,527 | 16,162
Construction, 1-4 Family Residential [Member] | Real Estate Construction Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Construction, 1-4 Family Residential [Member] | Real Estate Construction Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Construction, Other [Member] | Real Estate Construction Portfolio Segment [Member] |  |
Loans, gross | 28,854 | 34,636
Nonaccruals | 0 | 0
Construction, Other [Member] | Real Estate Construction Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 28,818 | 34,636
Construction, Other [Member] | Real Estate Construction Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 36 | 0
Construction, Other [Member] | Real Estate Construction Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Equity Lines [Member] | Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 26,922 | 22,618
Nonaccruals | 0 | 0
Equity Lines [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 26,922 | 22,551
Equity Lines [Member] | Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 0 | 67
Equity Lines [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 195,826 | 171,382
Nonaccruals | 0 | 0
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 194,837 | 170,110
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 909 | 949
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 80 | 323
Loans 90 or more days past due and accruing | 80 | 323
Closed End Junior Liens [Member] | Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 10,483 | 8,574
Nonaccruals | 0 | 0
Closed End Junior Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 10,476 | 8,565
Closed End Junior Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 7 | 9
Closed End Junior Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 91,366 | 105,281
Nonaccruals | 0 | 0
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 91,138 | 104,756
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 228 | 347
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 178
Loans 90 or more days past due and accruing | 0 | 178
Multifamily Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member] |  |
Loans, gross | 162,679 |
Multifamily Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] |  |
Loans, gross | 162,679 | 143,630
Nonaccruals | 0 | 0
Multifamily Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 162,129 | 143,444
Multifamily Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 356 | 186
Multifamily Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 194 | 0
Loans 90 or more days past due and accruing | 194 | 0
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] |  |
Loans, gross | 134,093 | 140,653
Nonaccruals | 2,027 | 2,222
Nonaccruals, no allowance | 1,833 | 2,013
Nonaccruals, with allowance | 194 | 209
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 132,066 | 138,284
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 0 | 147
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 194 | 209
Loans 90 or more days past due and accruing | 0 | 0
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member] |  |
Loans, gross | 194,196 | 193,795
Nonaccruals | 0 | 0
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 193,656 | 193,249
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 540 | 546
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member] |  |
Loans, gross | 53,532 | 51,844
Nonaccruals | 0 | 0
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 53,420 | 51,547
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 112 | 253
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 44
Loans 90 or more days past due and accruing | 0 | 44
Commercial and Industrial [Member] | Consumer Non Real Estate Portfolio Segment [Member] |  |
Loans, gross | 53,532 |
Credit Card Receivable [Member] | Consumer Non Real Estate Portfolio Segment [Member] |  |
Loans, gross | 4,696 | 4,698
Nonaccruals | 0 | 0
Credit Card Receivable [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 4,687 | 4,696
Credit Card Receivable [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 4 | 2
Credit Card Receivable [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 5 | 0
Loans 90 or more days past due and accruing | 5 | 0
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member] |  |
Loans, gross | 12,310 | 12,995
Nonaccruals | 0 | 0
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 12,168 | 12,802
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 142 | 193
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 0 | 0
Loans 90 or more days past due and accruing | 0 | 0
Other Consumer Loans [Member] | Consumer Non Real Estate Portfolio Segment [Member] |  |
Loans, gross | 30,129 | 25,174
Nonaccruals | 0 | 0
Other Consumer Loans [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] |  |
Loans, gross | 29,678 | 24,921
Other Consumer Loans [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] |  |
Loans, gross | 447 | 250
Other Consumer Loans [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] |  |
Loans, gross | 4 | 3
Loans 90 or more days past due and accruing | $ 4 | $ 3

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