<SEC-DOCUMENT>0001193125-21-242565.txt : 20210811
<SEC-HEADER>0001193125-21-242565.hdr.sgml : 20210811
<ACCEPTANCE-DATETIME>20210811060900
ACCESSION NUMBER:		0001193125-21-242565
CONFORMED SUBMISSION TYPE:	SC 13D
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20210811
DATE AS OF CHANGE:		20210811

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FreightCar America, Inc.
		CENTRAL INDEX KEY:			0001320854
		STANDARD INDUSTRIAL CLASSIFICATION:	RAILROAD EQUIPMENT [3743]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13D
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-80764
		FILM NUMBER:		211161859

	BUSINESS ADDRESS:	
		STREET 1:		125 SOUTH WACKER DRIVE
		STREET 2:		SUITE 1500
		CITY:			CHICAGO
		STATE:			IL
		ZIP:			60606
		BUSINESS PHONE:		(800) 458-2235

	MAIL ADDRESS:	
		STREET 1:		125 SOUTH WACKER DRIVE
		STREET 2:		SUITE 1500
		CITY:			CHICAGO
		STATE:			IL
		ZIP:			60606

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FCA Acquisition Corp.
		DATE OF NAME CHANGE:	20050316

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PACIFIC INVESTMENT MANAGEMENT CO LLC
		CENTRAL INDEX KEY:			0001163368
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE

	FILING VALUES:
		FORM TYPE:		SC 13D

	BUSINESS ADDRESS:	
		STREET 1:		650 NEWPORT CENTER DRIVE
		CITY:			NEWPORT BEACH
		STATE:			CA
		ZIP:			92660
		BUSINESS PHONE:		949-720-6000

	MAIL ADDRESS:	
		STREET 1:		650 NEWPORT CENTER DRIVE
		CITY:			NEWPORT BEACH
		STATE:			CA
		ZIP:			92660
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13D
<SEQUENCE>1
<FILENAME>d213620dsc13d.htm
<DESCRIPTION>SC 13D
<TEXT>
<HTML><HEAD>
<TITLE>SC 13D</TITLE>
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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>WASHINGTON, D.C. 20549 </B></P> <P STYLE="font-size:14pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE 13D
</B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>UNDER THE SECURITIES EXCHANGE ACT OF 1934 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>(AMENDMENT NO. &nbsp;&nbsp;&nbsp;&nbsp;) </B></P> <P STYLE="font-size:14pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:22pt; font-family:Times New Roman" ALIGN="center"><B>FREIGHTCAR
AMERICA, INC. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Name of Issuer) </B></P>
<P STYLE="margin-top:20pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Common Stock, par value $0.01 per share </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Title of Class&nbsp;of Securities) </B></P>
<P STYLE="margin-top:20pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>357023100 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(CUSIP Number)
</B></P> <P STYLE="margin-top:20pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Pacific Investment Management Company LLC </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Attention: Zephram Yowell, Senior Vice President, Senior Counsel </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>650 Newport Center Drive </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Newport Beach, California, 92660 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(949) <FONT STYLE="white-space:nowrap">720-6000</FONT> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications) </B></P>
<P STYLE="margin-top:20pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><I>Copy to: </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Stacey
L. Rosenberg, Esq. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Jason R. Schendel, Esq. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Sheppard, Mullin, Richter&nbsp;&amp; Hampton LLP </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>333 South Hope Street </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Forty-Third Floor </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Los
Angeles, California 90071 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(213) <FONT STYLE="white-space:nowrap">620-1780</FONT> </B></P>
<P STYLE="margin-top:20pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>August&nbsp;5, 2021 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Date of Event Which Requires Filing of this Statement) </B></P> <P STYLE="font-size:14pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:14pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the filing
person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule&nbsp;13D, and is filing this schedule because of Rule <FONT STYLE="white-space:nowrap">13d-1(e),</FONT> <FONT
STYLE="white-space:nowrap">13d-1(f)</FONT> or <FONT STYLE="white-space:nowrap">13d-1(g),</FONT> check the following box.&nbsp;&nbsp;&#9746; </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The remainder of this cover page shall be filled out for a reporting person&#146;s initial filing on this form
with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The information required on the remainder of this cover page shall not be deemed to be &#147;filed&#148; for the purpose of Section&nbsp;18 of
the Securities Exchange Act of 1934 (&#147;Act&#148;) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
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<TD VALIGN="top">CUSIP&nbsp;No. 357023100</TD></TR>
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<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;1&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;NAME OF REPORTING PERSONS</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;Pacific Investment Management Company LLC</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;2</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;CHECK THE APPROPRIATE BOX
IF A MEMBER OF A GROUP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;(a)&nbsp;&nbsp;&#9744;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&#9744;</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;SEC USE ONLY</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;4</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;SOURCE OF FUNDS</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;OO</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;5</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;CHECK IF DISCLOSURE OF
LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;&#9746;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;6</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;CITIZENSHIP OR PLACE OF
ORGANIZATION</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;Delaware</P></TD></TR></TABLE>
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<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="84%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="middle" COLSPAN="3" ROWSPAN="4" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">NUMBER&nbsp;OF</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SHARES</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">BENEFICIALLY</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">OWNED&nbsp;BY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">EACH</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">REPORTING</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">PERSON</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">WITH</P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;7&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;SOLE VOTING POWER</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;5,572,242<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;8</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;SHARED VOTING POWER</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;0</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;9</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;SOLE DISPOSITIVE POWER</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;5,572,242<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top">10</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;SHARED DISPOSITIVE POWER</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;0</P></TD></TR></TABLE>
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<TR>

<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="88%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">11&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;5,572,242<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">12</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;CHECK BOX IF THE AGGREGATE
AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;&#9744;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">13</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;PERCENT OF CLASS
REPRESENTED BY AMOUNT IN ROW (11)</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;26.4%<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">14</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;TYPE OF REPORTING
PERSON</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;IA, OO</P></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The Reporting Person beneficially owns (a) 185,652 shares of Common Stock, and (b)&nbsp;a warrant exercisable
for an indeterminate number of shares equal to 23.0% of the outstanding shares of Common Stock on a fully-diluted basis (including shares reserved for issuance under the Issuer&#146;s equity plans) on the date the warrant is exercised. The amount
referred to in clause (b)&nbsp;above is estimated based on 18,033,369 outstanding shares of Common Stock of the Issuer on a fully-diluted basis as of August&nbsp;6, 2021, as provided by the Issuer to the Reporting Person, assuming hypothetically
that the warrant was exercised on such date. </P></TD></TR></TABLE>
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<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Based on 15,724,922 shares of the Issuer&#146;s common stock outstanding as of August&nbsp;6, 2021, as provided
by the Issuer to the Reporting Person, plus 5,386,590 shares of the Issuer&#146;s common stock underlying the warrant referred to in clause (b)&nbsp;of footnote 1 above. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-2- </P>

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<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;1.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Security and Issuer. </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Schedule 13D relates to the common stock, par value $0.01 per share (the &#147;Common Stock&#148;), of FreightCar America, Inc., a Delaware corporation
(the &#147;Issuer&#148;). The principal executive offices of the Issuer are located at 125 South Wacker Drive, Suite 1500, Chicago, Illinois 60606. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;2.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Identity and Background. </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Schedule 13D is being filed on behalf of Pacific Investment Management Company LLC, a Delaware limited liability company (&#147;PIMCO&#148; or the
&#147;Reporting Person&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The principal business address of PIMCO is 650 Newport Center Drive, Newport Beach, California, 92660. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Each of CO Finance LVS VI LLC, a Delaware limited liability company (&#147;COF&#148;), and OC III LVS XII LP, a Delaware limited partnership (&#147;OC
III&#148;), was formed solely for the purpose of investment holding. COF, OC III, and certain other private investment vehicles managed by PIMCO (collectively, the &#147;PIMCO Entities&#148;) acquired the Common Stock from the Issuer in connection
with the Warrant Acquisition Agreement and the Reimbursement Agreement (see Items 3 and 6 below). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">CO Finance LVS IV LLC, a Delaware limited liability
company (&#147;COF IV&#148;), is the sole managing member of COF. CO Finance LLC, a Delaware limited liability company (&#147;COF LLC&#148;), is the sole managing member of COF IV. PIMCO has the power to make voting and investment decisions
regarding the securities held by COF. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OC III GP LLC, a Delaware limited liability company (&#147;OC III GP&#148;), is the sole general partner of OC III.
OC III Holding LP, a Delaware limited partnership (&#147;OC III Holding&#148;), is the sole managing member of OC III GP. OC III and OC III Holding are direct or indirect wholly-owned subsidiaries of a pooled investment fund that invests (among
other things) in operating companies. PIMCO GP XXX LLC, a Delaware limited liability company (&#147;PIMCO GP OC III&#148;), is the sole general partner of OC III Holding. PIMCO is the sole managing member of PIMCO GP OC III, retains a pecuniary
interest therein, and has the power to make voting and investment decisions regarding the securities of the Issuer held by OC III. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PIMCO is an indirect
subsidiary of Allianz SE, a publicly held company in Germany. The principal business of PIMCO is global investment management services for a wide range of investors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On December&nbsp;1, 2016, PIMCO entered into a settlement agreement with the SEC relating to disclosures in connection with the PIMCO Total Return Active
Exchange-Traded Fund&#146;s performance attribution during the first four months of its existence in 2012 and the valuation of 43 <FONT STYLE="white-space:nowrap">smaller-sized</FONT> <FONT STYLE="white-space:nowrap">(&#147;odd-lot&#148;)</FONT>
positions of <FONT STYLE="white-space:nowrap">non-agency</FONT> mortgage-backed securities using third-party vendor prices, as well as PIMCO&#146;s compliance policies and procedures related to these matters. Under the terms of the settlement, PIMCO
agreed to pay to the SEC $19.8&nbsp;million, which includes a penalty, fee disgorgement, and interest. PIMCO has enhanced its pricing and disclosure policies to address the SEC&#146;s findings and, as part of the settlement, retained an independent
compliance consultant to review its policies regarding the valuation of <FONT STYLE="white-space:nowrap">smaller-sized</FONT> positions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except as set
forth herein, neither the Reporting Person nor, to the best knowledge of the Reporting Person, any of the persons listed in <U>Schedule A</U> has, during the last five years, been convicted in any criminal proceeding (excluding traffic violations or
similar misdemeanors) or been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction resulting in his, her or its being subject to a judgment, decree or final order enjoining future violations of, or prohibiting
or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;3.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Source and Amount of Funds or Other Consideration. </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to that certain Warrant Acquisition Agreement, dated as of October&nbsp;13, 2020 (the &#147;Warrant Acquisition Agreement&#148;), by and between the
Issuer and COF, the Issuer issued to COF a Warrant to Purchase Common Stock (the &#147;Warrant&#148;) exercisable for 23.0% of the Common Stock Deemed Outstanding (as such term is defined in the Warrant Acquisition Agreement) at a purchase price of
$0.01 per share. The Warrant was subsequently assigned by COF to OC III in December 2020. The working capital of the PIMCO Entities will be the source of funds for any </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-3- </P>

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cash outlay to finance the exercise price paid upon exercise of the Warrant. Pursuant to that certain Reimbursement Agreement, dated as of July&nbsp;30, 2021 (the &#147;Reimbursement
Agreement&#148;), by and among COF, U.S. Bank National Association, Alter Domus (US) LLC, and the Issuer, the Issuer agreed to issue certain Equity Fees to COF or its designee, OC III. Pursuant to the terms of the Reimbursement Agreement, the Issuer
issued to OC III 185,652 shares of Common Stock on August&nbsp;6, 2021. No cash consideration was required to be paid by PIMCO or any of the PIMCO Entities in connection with the acquistion of such shares of Common Stock pursuant to the terms of the
Reimbursement Agreement. See Item 6 for more information regarding the Warrant Acquisition Agreement and the Reimbursement Agreement. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;4.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Purpose of Transaction. </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information set forth in Items 3 and 6 are incorporated herein by reference. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The acquisition by PIMCO of the Common Stock was for investment purposes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Reporting Person may acquire additional shares of Common Stock and other securities of the Issuer from time to time or may dispose of any or all of such
shares or other securities held by it at any time. The Reporting Person intends to evaluate on an ongoing basis its investment in the Issuer and its options with respect to such investment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except as set forth herein, the Reporting Person has no plans or proposals relating to any matters specified in paragraphs (a)&nbsp;through (j) of Item 4 of
Schedule 13D. However, the Reporting Person reserves the right to adopt such plans or proposals in the future, subject to applicable regulatory requirements, if any. Depending on market conditions, an evaluation of the business and the prospects of
the Issuer and other factors, the Reporting Person may, in its sole discretion, purchase additional shares of Common Stock, or other securities convertible into or exchangeable for Common Stock, or dispose of shares of Common Stock from time to time
in the open market, in privately negotiated transactions or otherwise, subject to market conditions and other factors. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;5.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Interest in Securities of the Issuer. </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(a) and (b) </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Items <FONT STYLE="white-space:nowrap">7-11</FONT>
of the cover page of this Schedule 13D are incorporated herein by reference. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The securities reported in this Schedule 13D are held by investment advisory
clients or discretionary accounts of which PIMCO is the investment adviser, as described in Item 2. When an investment management contract (including a <FONT STYLE="white-space:nowrap">sub-advisory</FONT> agreement) delegates to PIMCO investment
discretion or voting power over the securities held in the investment advisory accounts that are subject to that agreement, PIMCO considers the agreement to grant it sole investment discretion or voting authority, as the case may be, unless the
agreement specifies otherwise. Accordingly, PIMCO reports on Schedule 13D that it has sole investment discretion and voting authority over the securities covered by any such investment management agreement and may be deemed to beneficially own the
securities held by its clients or accounts within the meaning of Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> under the Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In accordance with SEC
Release <FONT STYLE="white-space:nowrap">No.&nbsp;34-39538</FONT> (January 12, 1998), this Schedule 13D reports the securities beneficially owned or deemed to be beneficially owned by PIMCO. It does not include securities, if any, beneficially owned
by PIMCO&#146;s affiliates, whose ownership of securities is disaggregated from that of PIMCO in accordance with that release. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(c) Except as set forth
herein, there have been no transactions with respect to the Common Stock during the sixty days prior to the date of this Schedule 13D by the Reporting Person or, to its knowledge, by any executive officer or director of the Reporting Persons. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(d) Each of COF and OC III is the direct holder or beneficial owner of the Common Stock and has the right to receive or the power to direct the receipt of
dividends from, or proceeds from the sale of, greater than five percent of the outstanding Common Stock. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(e) Not applicable. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-4- </P>

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<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;6.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Contracts, Arrangements, Understandings or Relationships with Respect to Securities of the Issuer.
</B></P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information set forth or incorporated in Items 3 and 4 are incorporated herein by reference. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Term Loan Credit Agreement</U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On October&nbsp;13, 2020, the
Issuer entered into a Credit Agreement (the &#147;Original Term Loan Credit Agreement&#148;) by and among the Issuer, as guarantor, FreightCar North America, LLC (the &#147;Borrower&#148; and together with the Company and certain other subsidiary
guarantors, collectively, the &#147;Loan Parties&#148;), COF, as lender, and U.S. Bank National Association, as disbursing agent and collateral agent (the &#147;Agent&#148;). Pursuant to the Original Term Loan Credit Agreement, COF extended a term
loan credit facility in the principal amount of $40.0&nbsp;million, consisting of a single term loan to be funded upon the satisfaction of certain conditions precedent set forth in the Original Term Loan Credit Agreement, including stockholder
approval of the issuance of the Common Stock underlying the Warrant described above (the funding date of such term loan, the &#147;Closing Date&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Original Term Loan Credit Agreement has a term ending five years following the Closing Date. The term loan outstanding under the Original Term Loan Credit
Agreement bears interest, at Borrower&#146;s option and subject to the provisions of the Original Term Loan Credit Agreement, at Base Rate (as defined in the Original Term Loan Credit Agreement) or Eurodollar Rate (as defined in the Original Term
Loan Credit Agreement) plus the Applicable Margin for each such interest rate set forth in the Original Term Loan Credit Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Original Term
Loan Credit Agreement has both affirmative and negative covenants, including, without limitation, limitations on indebtedness, liens and investments. The Original Term Loan Credit Agreement also provides for customary events of default. Pursuant to
the terms and conditions set forth in the Original Term Loan Credit Agreement and the related loan documents, each of the Loan Parties granted to the Agent a continuing lien upon all of such Loan Parties&#146; assets to secure the obligations of the
Loan Parties under the Original Term Loan Credit Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On May&nbsp;14, 2021, the Loan Parties entered into an Amendment No.&nbsp;2 to the Original
Term Loan Credit Agreement (the &#147;Amendment&#148; and together with the Third Amendment (as defined below) and the Original Term Loan Credit Agreement, the &#147;Term Loan Credit Agreement&#148;) with COF, as lender, and the Agent, as disbursing
agent and collateral agent, pursuant to which the principal amount of the term loan credit facility was increased by $16.0&nbsp;million to a total of $56.0&nbsp;million, with such additional $16.0&nbsp;million (the &#147;Additional Loan&#148;) to be
funded upon the satisfaction of certain conditions precedent set forth in the Amendment (the funding date of such Additional Loan, the &#147;Closing Date&#148;). The Additional Loan closed and was funded on May&nbsp;17, 2021. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Additional Loan bears interest, at Borrower&#146;s option and subject to the provisions of the Term Loan Credit Agreement, at Base Rate (as defined in the
Term Loan Credit Agreement) or Eurodollar Rate (as defined in the Term Loan Credit Agreement) plus the Applicable Margin (as defined in the Term Loan Credit Agreement) for each such interest rate set forth in the Term Loan Credit Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the Amendment, in the event that the Additional Loan is not repaid in full by March&nbsp;31, 2022, the Issuer shall issue to COF and/or an
affiliate of COF a warrant (the &#147;Additional Warrant&#148;) to purchase a number of shares of Common Stock equal to 5% of the outstanding Common Stock on a fully-diluted basis at the time the Additional Warrant is exercised (after giving effect
to such issuance). The Additional Warrants, if issued, will have an exercise price of $0.01 per share and a term of ten years. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Amendment contains
additional covenants, including, among other things, that the Issuer (i)&nbsp;obtain a term sheet for additional financing of no less than $15.0&nbsp;million by July&nbsp;31, 2021 and (ii)&nbsp;file a registration statement on Form <FONT
STYLE="white-space:nowrap">S-3</FONT> no later than August&nbsp;31, 2021 (the &#147;August 2021 Registration Statement&#148;). </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Warrant</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In connection with the execution of the Original Term Loan Credit Agreement, the Company issued to COF the Warrant, pursuant to Warrant Acquisition Agreement.
COF subsequently assigned the Warrant to OC III in December 2020. The Warrant is exercisable for a term of ten years from the date of the issuance of the Warrant. The issuance of the Warrant occurred on the Closing Date and was subject to, among
other things, approval of the issuance of the Warrant by the Company&#146;s stockholders. Such stockholder approval was obtained on November&nbsp;24, 2020. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-5- </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the Warrant Acquisition Agreement, for so long as the holder of the Warrant or its affiliates
hold (a)&nbsp;at least 50% of the Warrant or (b)&nbsp;at least 50% of the shares issuable pursuant to the exercise of the Warrant, the holder of the Warrant shall be entitled to designate for nomination to the Issuer&#146;s Board of Directors (the
&#147;Board&#148;) a director to the Board and a <FONT STYLE="white-space:nowrap">non-voting</FONT> observer. OC III, as current holder of the Warrant, has not yet designated an individual for nomination to the Board. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Reimbursement Agreement</U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On July&nbsp;30, 2021, the Loan
Parties entered into an Amendment No.&nbsp;3 to Credit Agreement (the &#147;Third Amendment&#148;) with COF, as lender and letter of credit provider, and the Agent, pursuant to which, among other things, COF obtained a standby letter of credit (as
may be amended from time to time, the &#147;Third Amendment Letter of Credit&#148;) from Wells Fargo Bank, N.A., in the principal amount of $25.0&nbsp;million for the account of the Issuer and for the benefit of Siena Lending Group LLC (the
&#147;Revolving Loan Lender&#148;). Pursuant to the Third Amendment, on July&nbsp;30, 2021, the Issuer, COF, Alter Domus (US) LLC, as calculation agent, and the Agent entered into the Reimbursement Agreement, pursuant to which, among other things,
the Issuer agreed to reimburse the Agent, for the account of COF, in the event of any drawings under the Third Amendment Letter of Credit by the Revolving Loan Lender. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition, pursuant to the Reimbursement Agreement, the Company shall make certain other payments as set forth below, so long as the Third Amendment Letter
of Credit remains outstanding: </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Letter of Credit Fee </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Issuer shall pay to the Agent, for the account of COF, an annual fee of $500,000, which shall be due and payable quarterly beginning on August&nbsp;2,
2021, and every three months thereafter. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Equity Fee </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Every three months (the &#147;Measurement Period&#148;), commencing on August&nbsp;6, 2021, the Company shall pay to COF (or, so long as COF is the sole
provider of the Third Amendment Letter of Credit, to OC III, if COF has timely notified the Issuer in writing of such designation) a fee (the &#147;Equity Fee&#148;) payable in shares of Common Stock. The Equity Fee shall be calculated by dividing
$1.0&nbsp;million by the volume weighted average price of the Common Stock on the Nasdaq Capital Market for the ten (10)&nbsp;trading days ending on the last business day of the applicable Measurement Period. The Company can opt to pay the Equity
Fee in cash, in the amount of $1,000,000, if, and only if, (x)&nbsp;the Issuer has already issued as Equity Fees a number of shares of its Common Stock equal to (I) 5.0% multiplied by (II)&nbsp;the total number of shares of Common Stock outstanding
as of July&nbsp;30, 2021, rounded down to the nearest whole share of Common Stock, and (y)&nbsp;the Company has at least $15,000,000 of Repayment Liquidity after giving effect to such payment. The term Repayment Liquidity, as defined in the Term
Loan Credit Agreement, means (a)&nbsp;all unrestricted and unencumbered cash and cash equivalents of the Loan Parties, plus (b)&nbsp;the undrawn and available portion of the commitments under that certain Amended and Restated Loan and Security
Agreement by and among the Loan Parties and the Revolving Loan Lender, minus (c)&nbsp;all accounts payable of the Loan Parties that are more than 30 days past due. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Equity Fee shall no longer be paid once the Company has issued to COF and/or OC III Equity Fees in an amount of Common Stock equal to 9.99% multiplied by
the total number of shares of Common Stock outstanding as of July&nbsp;30, 2021, rounded down to the nearest whole share of Common Stock (the &#147;Maximum Equity&#148;). </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Cash Fee </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Issuer shall pay to the Agent, for the
account of COF (or, so long as COF is the sole provider of the Third Amendment Letter of Credit, to OC III, if COF has timely notified the Issuer in writing of such designation) a cash fee (the &#147;Cash Fee&#148;) which shall be due and payable in
cash quarterly beginning on the date that the Maximum Equity has been issued and thereafter on the business day immediately succeeding the last business day of the applicable Measurement Period. The Cash Fee shall be equal to $1,000,000, provided
that, in the quarter in which the Maximum Equity is issued, such fee shall be equitably reduced by the value of any Equity Fee issued by the Issuer that quarter. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-6- </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Registration Rights Agreement </U></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In connection with the issuance of the Warrant, the Issuer and COF entered into a registration rights agreement (the &#147;Registration Rights Agreement&#148;)
dated as of the Closing Date. Pursuant to the Registration Rights Agreement, OC III (as assignee of the Warrant) may deliver to the Issuer a written notice (a &#147;Demand&#148;) requiring the Company as soon as reasonably practicable after
receiving the Demand, but not more than sixty calendar days following the receipt of the Demand, to file a registration statement (the &#147;Demand Registration Statement&#148;) with respect to all or a portion of the Common Stock then held by OC
III and its affiliates (including shares of Common Stock issuable upon the exercise of the Warrant) (referred herein as &#147;Registrable Shares&#148;) with the Securities and Exchange Commission (the &#147;SEC&#148;). The Issuer will use
commercially reasonable efforts to keep the Demand Registration Statement continuously effective (including the preparation and filing of any amendments and supplements necessary for that purpose) until the date on which OC III consummates the sale
of all of the Registrable Shares registered for resale under the Demand Registration Statement or such earlier date on which all Registrable Shares held by OC III or its affiliates are freely tradeable in a single transaction pursuant to Rule 144.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In certain circumstances, and as described in the Registration Rights Agreement, OC III will have (i)&nbsp;piggyback registration rights with respect to
the Registrable Shares and (ii)&nbsp;the right to request that the Company initiate an Underwritten Offering (as defined in the Registration Rights Agreement) of Registrable Shares. OC III has piggyback registration rights with respect to the August
2021 Registration Statement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The rights to cause the Issuer to register Registrable Shares pursuant to the Registration Rights Agreement may be assigned
by OC III to a Permitted Transferee (as defined in the Registration Rights Agreement) of OC III&#146;s Registrable Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Schedule 13D includes
summaries of certain material terms of: (i)&nbsp;the Warrant Acquisition Agreement, (ii)&nbsp;the Warrant, (iii)&nbsp;the Reimbursement Agreement, (iv)&nbsp;the Term Loan Credit Agreement, (v)&nbsp;the Amendment, and (vi)&nbsp;the Registration
Rights Agreement. The summaries of such documents included in this Schedule 13D are not, and do not purport to be, complete and are qualified in their entirety by reference to the full text of the forms of those documents, which have been filed as
Exhibits 99.1, 99.2, 99.3, 99.4, 99.5, and 99.6, respectively, and are incorporated herein by reference. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except as otherwise described in this Schedule
13D, there are no contracts, arrangements, understandings or relationships between the Reporting Person and any other person with respect to any securities of the Issuer. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;7.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Material to be Filed as Exhibits. </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Exhibit 99.1 Warrant Acquisition Agreement, dated October&nbsp;13, 2020, by and between the Issuer and COF (incorporated by reference to Exhibit 10.6 to the
Issuer&#146;s Current Report on Form <FONT STYLE="white-space:nowrap">8-K</FONT> filed with the SEC on October&nbsp;19, 2020). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Exhibit 99.2 Form of
Warrant issued by the Issuer to OC III (incorporated by reference to Exhibit 10.7 to the Issuer&#146;s Current Report on Form <FONT STYLE="white-space:nowrap">8-K</FONT> filed with the SEC on October&nbsp;19, 2020). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Exhibit 99.3 Reimbursement Agreement, dated as of July&nbsp;30, 2021, by and among COF, U.S. Bank National Association, Alter Domus (US) LLC and the Issuer
(filed herewith). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Exhibit 99.4 Term Loan Credit Agreement, dated October&nbsp;13, 2020, by and among the Issuer, FreightCar North America, LLC, COF, and
U.S. Bank National Association (incorporated by reference to Exhibit 10.5 to the Company&#146;s Current Report on Form <FONT STYLE="white-space:nowrap">8-K</FONT> filed with the Commission on October&nbsp;19, 2020). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Exhibit 99.5 Amendment No.&nbsp;2 to the Term Loan Credit Agreement, dated as of May&nbsp;14, 2021, by and among the Issuer, COF, as lender, and U.S. Bank
National Association, as disbursing agent and collateral agent (filed herewith). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-7- </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Exhibit 99.6 Form of Registration Rights Agreement, to be entered into as of the Closing Date, by and
between the Company and CO Finance LVS VI LLC (incorporated by reference to Exhibit 10.8 to the Company&#146;s Current Report on Form <FONT STYLE="white-space:nowrap">8-K</FONT> filed with the Commission on October&nbsp;19, 2020). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-8- </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">After reasonable inquiry and to the best of my knowledge and belief, the undersigned certifies that the information set forth in this
statement is true, complete and correct. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: August&nbsp;11, 2021
</P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">PACIFIC INVESTMENT MANAGEMENT COMPANY LLC </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="10%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Jason Nagler</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Jason Nagler</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Senior Vice President, Fund Reporting Manager</TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-9- </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE A </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The name and present principal occupation of each Executive Committee Member and Chief Investment Officer of PIMCO is set forth below. Unless otherwise noted
the business address of each person listed below is c/o Pacific Investment Management Company LLC, 650 Newport Center Drive, Newport Beach, California 92660. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">EXECUTIVE COMMITTEE MEMBERS AND CHIEF INVESTMENT OFFICERS OF </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">PACIFIC INVESTMENT MANAGEMENT COMPANY LLC </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="24%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="61%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Name&nbsp;and&nbsp;Business&nbsp;Address</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Present Principal
Occupation</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Citizenship</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Mangala&nbsp;Ananthanarayanan</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee, Head of Business Management, EMEA and Asia-Pacific</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United&nbsp;States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Andrew Balls</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Chief Investment Officer (Global Fixed Income)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Craig A. Dawson</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee, Head of PIMCO Europe, Middle East and Africa</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Daniel J. Ivascyn</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee, Group Chief Investment Officer</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Mark R. Kiesel</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Chief Investment Officer (Global Credit)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Scott A. Mather</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Chief Investment Officer (U.S. Core Strategies)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Greg Hall</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee, Head of U.S. Global Wealth Management</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Emmanuel Roman</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee and Chief Executive Officer</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Jerome Schneider</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Marc P. Seidner</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee, Chief Investment Officer <FONT STYLE="white-space:nowrap">(Non-traditional</FONT> Strategies)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Candice Stack</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee, Head of Client Management, Americas</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Kimberley Stafford</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee, Global Head of Product Strategy</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Christian Stracke</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee, Global Head of Credit Research</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United States</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Geraldine Sundstrom</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Director &#150; Executive Committee, Portfolio Manager, Asset Allocation</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">United&nbsp;Kingdom</TD></TR>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B><U>Exhibit 99.3 </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>EXECUTION VERSION </B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Reimbursement Agreement </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This REIMBURSEMENT AGREEMENT (this <B>&#147;Agreement&#148;</B>) is entered into as of July&nbsp;30, 2021, by and among: (i)<B>&nbsp;CO
FINANCE LVS VI LLC</B>, a Delaware limited liability company, as LC Provider (in such capacity and together with its successors and permitted assigns in such capacity, &#147;<B>LC Provider</B>&#148;), (ii) <B>U.S. BANK, NATIONAL ASSOCIATION</B>, as
Disbursing Agent (in such capacity and together with its successors and permitted assigns in such capacity, &#147;<B>Disbursing Agent</B>&#148;), (iii) <B>ALTER DOMUS (US) LLC</B>, as calculation agent for LC Provider (in such capacity and together
with its successors and permitted assigns in such capacity, &#147;<B>Calculation Agent</B>&#148;) and (iv)<B>&nbsp;FREIGHTCAR AMERICA, INC.</B>, a Delaware corporation (<B>&#147;Company&#148;</B>). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, certain of the parties have previously entered into that certain Credit Agreement, dated as of October&nbsp;13, 2020, by and
among Company, FreightCar North America, LLC (&#147;<B>Borrower</B>&#148;), the several financial institutions or other entities from time to time parties thereto including LC Provider (the &#147;<B>Lenders</B>&#148;), the Disbursing Agent and U.S.
Bank National Association, as collateral agent for the Secured Parties (as defined therein) (as amended by that certain Amendment No.&nbsp;1 to Credit Agreement dated as of January&nbsp;30, 2021, Amendment No.&nbsp;2 to Credit Agreement dated as of
May&nbsp;14, 2021, and as it may be further amended, restated, supplemented or otherwise modified from time to time, the &#147;<B>Credit Agreement</B>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, Company has requested, and LC Provider has obtained, a standby letter of credit (as may be amended from time to time, the
&#147;<B>Credit</B>&#148;) from Wells Fargo Bank, N.A. (&#147;<B>Issuer</B>&#148;), in the principal sum of $25,000,000 (TWENTY-FIVE MILLION AND 00/100 DOLLARS) (the &#147;<B>Principal Amount</B>&#148;) for the account of Company and for the benefit
of SIENA LENDING GROUP LLC (<B>&#147;Beneficiary&#148;</B>). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, Company has agreed to reimburse Disbursing Agent, for the
account of LC Provider, in the event of any drawings under the Credit by Beneficiary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, in connection with the
aforementioned recitals, Company, Borrower, the Lenders, Disbursing Agent and Collateral Agent are entering into that certain Amendment No.&nbsp;3 to Credit Agreement dated as of the date hereof (the Credit Agreement, as amended by Amendment
No.&nbsp;3, the &#147;<B>Amended Credit Agreement</B>&#148;). All capitalized undefined terms used in this Agreement shall have the meanings assigned thereto in the Amended Credit Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>NOW, THEREFORE</B>, in consideration of the mutual agreements, provisions and covenants contained herein and for other good and valuable
consideration (the receipt and sufficiency of which are hereby acknowledged), Company agrees that the following terms and conditions of this Agreement shall apply to the Credit: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>1.</B> <B><U>Instructions</U></B><B>.</B> Inquiries, communications and instructions (whether written, facsimile or in other electronic form approved by
Disbursing Agent, Calculation Agent and LC Provider) regarding the Credit and this Agreement are each referred to herein as &#147;<B>Instructions</B>&#148;. Disbursing Agent&#146;s, Calculation Agent&#146;s and LC Provider&#146;s records of the
content of any Instruction will be conclusive, absent manifest error. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>2.</B> <B><U>Company&#146;s Reimbursement and Payment Obligations and Terms</U></B>. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><B>(a)</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Payments. </B></P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) Company shall pay to Disbursing Agent, for the account of LC Provider, the amount of each drawing paid by Issuer to Beneficiary under the
Credit one Business Day after LC Provider notifies Company and Disbursing Agent in writing of such drawing; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) Company shall pay to
Disbursing Agent, for the account of LC Provider, the Letter of Credit Fee (as defined below), which shall be due and payable quarterly beginning on August&nbsp;2, 2021 and thereafter on each three month anniversary thereof for so long as the Credit
remains outstanding. The Letter of Credit Fee shall be fully earned when paid and shall not be refundable for any reason whatsoever. Calculation Agent shall determine the Letter of Credit Fee one Business Day prior to the date it is required to be
paid and shall notify Disbursing Agent and Company of such amount on such determination date; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) Company shall pay to LC Provider (or,
so long as CO Finance LVS VI LLC is the sole LC Provider, to OC III LVS XII LP if such LC Provider has notified Company in writing of such designation at least one Business Day prior to the date the Equity Fee is issuable) the Equity Fee (as defined
below), which shall be due and issuable quarterly on the Business Day immediately succeeding the last Business Day of the applicable Measurement Period, in each case, for so long as the Credit remains outstanding; <I>provided</I> that, (1)&nbsp;the
Equity Fee shall no longer be issued once the Maximum Equity has become issuable hereunder and (2)&nbsp;on any date on which the Equity Fee shall be issuable, Company shall, upon two Business Days&#146; prior written notice to each of LC Provider,
Disbursing Agent and Calculation Agent, have the option of paying the Equity Fee in cash equal to $1,000,000 if (x)&nbsp;Company has previously issued Equity Fees in a number of shares of Common Stock equal to (I) 5.0% multiplied by (II)&nbsp;the
total number of shares of Common Stock outstanding as of the date of this Agreement, rounded down to the nearest whole share of Common Stock, and (y)&nbsp;Company has at least $15,000,000 of Repayment Liquidity after giving effect to such payment;
<I>provided further</I>, that in the case of the foregoing clause (2), in addition to such two Business Days&#146; prior written notice to LC Provider, Disbursing Agent and Calculation Agent of such election by Company, Company shall also certify in
writing to each of Disbursing Agent and Calculation Agent that the conditions precedent set forth in this Section&nbsp;2(a)(iii) to such election have been satisfied. The Equity Fee shall be fully earned on the last Business Day of the applicable
Measurement Period and shall not be refundable for any reason whatsoever. For any Measurement Period, if Company has not provided two Business Days&#146; prior written notice to each of LC Provider, Disbursing Agent and Calculation Agent of its
election to pay the Equity Fee in cash, Calculation Agent shall determine the Equity Fee on the last Business Day of such applicable Measurement Period and shall notify Disbursing Agent and Company on such determination date of the number of shares
of Common Stock constituting the Equity Fee, as determined by it, to be issued to LC Provider. For any Measurement Period, if Company has provided two Business Days&#146; prior written notice to each of LC Provider, Disbursing Agent and Calculation
Agent of its election to pay the Equity Fee in cash, the Equity Fee for such applicable Measurement Period shall be $1,000,000. For the avoidance of doubt, notwithstanding anything herein to the contrary, under no circumstances shall Company pay the
Equity Fee to Disbursing Agent or Calculation Agent, and neither Disbursing Agent nor Calculation Agent shall have any obligation to receive any such Equity Fee or be deemed or designated as a designee for LC Provider in connection with any such
payment of the Equity Fee; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) Company shall pay to Disbursing Agent, for the account of LC Provider (or, so long as
CO Finance LVS VI LLC is the sole LC Provider, to OC III LVS XII LP if such LC Provider has notified Company and Disbursing Agent in writing of such designation at least one Business Day prior to the date the Cash Fee is payable) the Cash Fee (as
defined below), which shall be due and payable in cash quarterly beginning on the date that the Maximum Equity has been issued and thereafter on the Business Day immediately succeeding the last Business Day of the applicable Measurement Period for
so long as the Credit remains outstanding. The Cash Fee shall be fully earned when paid and shall not be refundable for any reason whatsoever. Calculation Agent shall determine the Cash Fee on the last day of the Measurement Period and shall notify
Disbursing Agent and Company of such amount on such determination date; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) Company shall pay LC Provider&#146;s, Disbursing
Agent&#146;s and Calculation Agent&#146;s reasonable and documented <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> charges, costs and expenses (including the reasonable legal fees, charges and
disbursements of external counsel for LC Provider, Disbursing Agent and Calculation Agent) incurred in connection with the protection or enforcement of LC Provider&#146;s, Disbursing Agent&#146;s and Calculation Agent&#146;s rights under this
Agreement. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
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<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>(b)</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Definitions.</B> As used in this Agreement, in addition to the terms defined elsewhere in this Agreement,
the following capitalized terms have the meanings ascribed to such terms: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(A)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><FONT STYLE="white-space:nowrap">&#147;10-Day</FONT> VWAP&#148;</B> means the volume weighted average price
of the Common Stock traded on the Nasdaq Capital Market, or any other national securities exchange on which the shares of such Common Stock are then traded, for the ten (10)&nbsp;trading days ending on the last Business Day of the applicable
Measurement Period. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(B)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>Business Day</B>&#148; means any day that is not a Saturday, Sunday or other day on which commercial
banks are authorized or required to close in New York, New York. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(C)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>Cash Fee</B>&#148; means a cash fee equal to $1,000,000; <I>provided</I> that for the avoidance of
doubt, solely with respect to the quarter in which the Maximum Equity is issued (the &#147;<B>Final Equity Quarter</B>&#148;), the Cash Fee shall be equitably reduced by the value of any Equity Fee issued by Company with respect to the Final Equity
Quarter. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(D)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>Common Stock</B>&#148; means Common Stock, par value $0.01 per share, of Company.
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(E)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>Equity Fee</B>&#148; means a fee equal to the number of shares of Common Stock obtained by dividing
(a) $1,000,000 by (b)&nbsp;the <FONT STYLE="white-space:nowrap">10-Day</FONT> VWAP. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
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<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(F)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>ISP</B>&#148; means, International Standby Practices 1998 (International Chamber of Commerce
Publication No.&nbsp;590) and any version or revision thereof accepted by Issuer for use. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
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<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(G)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>Letter of Credit Fee</B>&#148; means a cash fee equal to [Redacted], per annum, of the Principal
Amount. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

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<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
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<TD WIDTH="5%" VALIGN="top" ALIGN="left">(H)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>Maximum Equity</B>&#148; means, as of any date of determination, the number of shares of Common Stock
equal to (a) 9.99% multiplied by (b)&nbsp;the total number of shares of Common Stock outstanding as of the date of this Agreement, rounded down to the nearest whole share of Common Stock; <I>provided</I>, that in all cases Maximum Equity shall be
calculated pursuant to Nasdaq Rule&nbsp;5635(d) and Nasdaq&#146;s official interpretations related thereto, it being the intention of the parties hereto that the shares of Common Stock issued pursuant to this Agreement (together with the shares of
Common Stock issued pursuant to any other transaction that may be aggregated with the shares issued pursuant to this Agreement in accordance with Nasdaq rules) not constitute a &#147;20% Issuance&#148;, as such term is defined in Nasdaq
Rule&nbsp;5635(d)(1)(B), as reasonably determined in good faith by Company and LC Provider, and notified in writing to Disbursing Agent and Calculation Agent. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(I)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>Measurement Period</B>&#148; means (a)&nbsp;in the case of the first Measurement Period, the period
beginning on the date of this Agreement and ending on August&nbsp;5, 2021, (b)&nbsp;in the case of the second Measurement period, the period beginning on August&nbsp;6, 2021 and ending on the three month anniversary of the date of this Agreement,
and (c)&nbsp;in the case of each subsequent Measurement Period, the period beginning on the calendar day immediately succeeding the last Business Day of the most recently completed Measurement Period and ending on the three month anniversary
thereof. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(J)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>Reimbursement</B> <B>Obligations</B>&#148; means all reimbursement and other payment obligations and
liabilities of Company to Disbursing Agent, LC Provider, any designee of LC Provider provided for herein, and Calculation Agent arising under this Agreement. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>

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<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(K)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>Standard Letter of Credit Practice</B>&#148; means, for Issuer, any domestic or foreign law or letter
of credit practices applicable in the city in which the Credit was obtained or issued, and such laws and practices applicable in the city in which it has advised, obtained or issued, confirmed or negotiated such Credit, as the case may be. Such
practices shall be (A)&nbsp;of banks that regularly issue letters of credit in the particular city, and (B)&nbsp;required or permitted under the ISP or UCP as chosen in the Credit. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
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<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(L)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">&#147;<B>UCP</B>&#148; means, Uniform Customs and Practice for Documentary Credits 2007 Revision, International
Chamber of Commerce Publication No.&nbsp;600 and any version or revision thereof accepted by Issuer for use. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
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<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>(c)</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Computations and Construction.</B> All computations of the Letter of Credit Fee and the Cash Fee shall be
made on the basis of a year of 365 or 366 days, as the case may be, and actual days elapsed. Each determination by the Calculation Agent of the Letter of Credit Fee, the Equity Fee and the Cash Fee shall be conclusive and binding for all purposes,
absent manifest error. Unless otherwise specified, all references herein to times of day shall be references to Eastern time (daylight or standard, as applicable). </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>(d)</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Payments Generally; No Withholding. </B>All reimbursements and payments required to be made in cash
hereunder shall be made to Disbursing Agent, for the account of LC Provider </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

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or so long as CO Finance LVS VI LLC is the sole LC Provider, OC III LVS XII LP, as the case may be, free and clear of and without deduction for any present or future Taxes, counterclaim, defense,
recoupment or <FONT STYLE="white-space:nowrap">set-off.</FONT> If at any time there exists more than one LC Provider under this Agreement, payments of each LC Provider&#146;s share of any fees described in Section&nbsp;2(a) above shall be made to
each such LC Provider in accordance with each such LC Provider&#146;s pro rata share of the Loans then outstanding on the applicable payment date. All payments of the Equity Fee shall be made to LC Provider or its designee, as the case may be, free
and clear of and without deduction for any present or future Taxes, counterclaim, defense, recoupment or <FONT STYLE="white-space:nowrap">set-off.</FONT> All cash payments shall be made by Company to Disbursing Agent at the Payment Office prior to
1:00 p.m. on the date specified herein. Any payment made by Company hereunder that is received by Disbursing Agent after 1:00 p.m. on any Business Day shall be deemed to have been received on the next succeeding Business Day and such fee, together
with interest on the overdue amount at the rate set forth in Section&nbsp;2.11(c) of the Amended Credit Agreement, shall continue to accrue. Disbursing Agent shall distribute cash payments to LC Provider or so long as CO Finance LVS VI LLC is the
sole LC Provider, OC III LVS XII LP, as the case may be, by wire transfer promptly upon receipt in like funds as received. If any payment hereunder becomes due and payable on a day other than a Business Day, such payment shall be made on the next
succeeding Business Day, and such extension of time shall be reflected in computing cash fees hereunder. Company shall pay all withholding, stamp and other Taxes imposed by any taxing authority in any jurisdiction on reimbursement or payment under
this Agreement, and shall indemnify Disbursing Agent and LC Provider against all liabilities, costs, claims and expenses resulting from Disbursing Agent or LC Provider having to pay or from any omission to pay or delay in paying any Tax (other than
Excluded Taxes). </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>(e)</B><B></B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B></B><B>Obligations Absolute.</B> Company&#146;s Reimbursement Obligations under this Section&nbsp;2 are
absolute, unconditional and irrevocable and shall be performed strictly in accordance with the terms of this Agreement under any and all circumstances whatsoever, including, without limitation: (i)&nbsp;any lack of validity, enforceability or legal
effect of the Credit or any amendment thereto, this Agreement, any other Loan Document or any term or provision therein or herein; (ii)&nbsp;any payment against presentation of any draft, demand or claim for payment under the Credit or other
document (including by electronic transmission such as SWIFT, electronic mail, facsimile, computer generated telecommunication) presented for purposes of drawing under the Credit (individually, a &#147;<B>Drawing Document</B>&#148; and collectively,
the &#147;<B>Drawing Documents</B>&#148;) that does not comply with the terms of the Credit or which proves to be fraudulent, forged or invalid in any respect or any statement therein being untrue or inaccurate in any respect, or which is signed,
issued or presented by a Person or a transferee of such Person purporting to be a successor or transferee of the beneficiary of the Credit; (iii)&nbsp;Disbursing Agent, Calculation Agent or LC Provider acting based upon an Instruction that it in
good faith believes to have been given by a Person authorized to give such Instructions; (iv)&nbsp;any errors, omissions, interruptions or delays in transmission or delivery of any message, advice or document (regardless of how sent or transmitted)
or for errors in interpretation of technical terms or in translation; (v)&nbsp;any delay in giving or failing to give notice (irrespective of whether or if notice is required); (vi) Issuer or any correspondent honoring a drawing against a Drawing
Document up to the amount available under the Credit if such Drawing Document claims </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

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an amount in excess of the amount available under the Credit; (vii)&nbsp;any breach of contract between the Beneficiary and Company or any of the parties to the underlying transaction;
(viii)&nbsp;the existence of any claim, <FONT STYLE="white-space:nowrap">set-off,</FONT> defense or other right that Company or any other Person may have at any time against the Beneficiary or transferee beneficiary, any assignee of proceeds, LC
Provider or any other Person; (ix)&nbsp;honor of a presentation after the expiration date of the Credit notwithstanding that a presentation was made prior to such expiration date; (x)&nbsp;honor of a presentation that is subsequently determined by
Issuer to have been made in violation of international, federal, state or local restrictions on the transaction of business with certain prohibited Persons; (xi)&nbsp;Issuer acting or failing to act as required or permitted under Standard Letter of
Credit Practice applicable to where it has issued, confirmed, advised or negotiated the Credit, as the case may be; or (xii)&nbsp;any other event, circumstance or conduct whatsoever, whether or not similar to any of the foregoing that might, but for
this Section, constitute a legal or equitable defense to or discharge of, or provide a right of <FONT STYLE="white-space:nowrap">set-off</FONT> against, the Reimbursement Obligations, whether against Issuer, LC Provider, the Beneficiary or any other
Person; <I>provided</I>, <I>however</I>, that subject to Section&nbsp;4(b) below, the foregoing shall not release LC Provider from such liability to Company as may be judicially determined in a final,
<FONT STYLE="white-space:nowrap">non-appealable</FONT> judgment by a court of competent jurisdiction against LC Provider following reimbursement and/or payment of the Reimbursement Obligations. For the purpose of clarity, subject to the proviso at
the end of the preceding sentence, neither LC Provider nor any other Indemnitee shall be responsible for, nor shall any of LC Provider&#146;s rights and remedies under, in connection with or arising out of this Agreement or the Credit (or <FONT
STYLE="white-space:nowrap">pre-advice)</FONT> shall be impaired by any of the circumstances described in this Section&nbsp;2(d). </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>3.</B>
<B><U>Company&#146;s Responsibility</U></B><B>. </B>Company is responsible for the final text of the Credit as obtained by LC Provider, irrespective of any assistance LC Provider may provide such as drafting or recommending text or by LC
Provider&#146;s use or refusal to use text submitted by Company. Company understands that the final form of the Credit may be subject to such revisions and changes to the Credit language consistent with Issuer&#146;s customary practices for letter
of credit issuance as are deemed necessary or appropriate by Issuer and Company hereby consents to such revisions and changes. Company is solely responsible for the suitability of the Credit for Company&#146;s purposes. Company will examine the copy
of the Credit and any other documents sent by LC Provider in connection with the Credit and shall promptly notify LC Provider (not later than three (3)&nbsp;Business Days following Company&#146;s receipt of documents from LC Provider) of any
discrepancy in any document under any presentment or other irregularity. To the extent commercially reasonable and in accordance with applicable law and Standard Letter of Credit Practice, LC Provider will assist Company in correcting the Credit for
any irregularity. Company understands and agrees that LC Provider is not required to request that Issuer extend the expiration date of the Credit for any reason. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>4. <U>Indemnification; Limitation of Liability</U>. </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>(a)</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Indemnification.</B> (i)&nbsp;Company agrees to indemnify and hold harmless Disbursing Agent, Calculation
Agent and LC Provider, and each Related Party of any of the foregoing Persons (each such Person being an &#147;<B>Indemnitee</B>&#148;) against, and hold each Indemnitee harmless from, any and all liabilities, obligations, losses, damages,
penalties, claims, demands, actions, judgments, suits, costs (including settlement costs and the costs of enforcing this </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

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indemnity), disbursements and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> fees and expenses (including the fees, charges and disbursements of any
counsel for any Indemnitee), joint or several, of any kind or nature whatsoever which may at any time be imposed on, incurred by or asserted or awarded against any Indemnitee (&#147;<B>Costs</B>&#148;), in any way relating to or arising out of or in
connection with or by reason of: (i)&nbsp;the Credit or any <FONT STYLE="white-space:nowrap">pre-advice</FONT> of the Credit issuance; (ii)&nbsp;any transfer, sale, delivery, surrender or endorsement (or lack thereof) of any Drawing Document at any
time(s) held by any Indemnitee in connection with the Credit; (iii)&nbsp;any action or proceeding arising out of, or in connection with, the Credit or this Agreement (whether administrative, judicial or in connection with arbitration), including any
action or proceeding to compel or restrain any presentation or payment under the Credit, or for the wrongful dishonor of, or honoring a presentation under, the Credit; (iv)&nbsp;any independent undertakings obtained or issued by the Beneficiary of
the Credit; (v)&nbsp;any unauthorized Instruction or error, omission, interruption, delay whether transmitted by mail, courier, computer, electronic transmission, SWIFT, any other telecommunication including communications through a correspondent;
(vi)&nbsp;an adviser, confirmer or other nominated person seeking to be reimbursed, indemnified or compensated; (vii)&nbsp;any third party seeking to enforce the rights of Company, a beneficiary, nominated person, transferee, assignee of Credit
proceeds or holder of an instrument or document; (viii)&nbsp;fraud, forgery or illegal action of parties other than the Indemnitee; (ix)&nbsp;any prohibition on payment or delay in payment of any amount payable by Issuer or LC Provider to the
appropriate party of with respect to the Credit arising out of Anti-Corruption Laws, Anti-Money Laundering Laws, or Sanctions; or (x)&nbsp;the acts or omissions, whether rightful or wrongful, of any present or future <I>de jure</I> or <I>de
facto</I> governmental or regulatory authority or cause or event beyond the control of such Indemnified Person; <I>provided</I>, <I>however</I>, that such indemnity shall not be available to any Person claiming indemnification under clauses
(i)&nbsp;through (x) above to the extent that such Costs (1)&nbsp;are found in a final, <FONT STYLE="white-space:nowrap">non-appealable</FONT> judgment by a court of competent jurisdiction to have resulted directly from the gross negligence or
willful misconduct of the Indemnitee claiming indemnity or (2)&nbsp;arise out of any dispute solely among Indemnitees (other than any claims against an Indemnitee in its capacity or in fulfilling its role as an agent or any similar role hereunder or
under any other Loan Document, and any claims arising out of any act or omission of Company). All amounts due under this Section&nbsp;4(a) shall be payable promptly upon demand therefor. If and to the extent that the obligations of Company under
this Section are unenforceable for any reason, Company agrees to make the maximum contribution to the Costs permissible under applicable law. This indemnity provision shall survive termination of this Agreement and the Credit. This Section&nbsp;4(a)
shall not apply with respect to Taxes, other than any Taxes that represent losses, claims or damages arising from any <FONT STYLE="white-space:nowrap">non-Tax</FONT> claim. </TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(ii) To the extent that Company for any reason fails to indefeasibly indemnify Disbursing Agent or Calculation Agent or pay any amount required
under Section&nbsp;2(a)(v), Section&nbsp;4(a)(i) and Section&nbsp;8 to be paid by it to Disbursing Agent or Calculation Agent (or any <FONT STYLE="white-space:nowrap">sub-agent</FONT> thereof) or any Related Party of any of the foregoing, LC
Provider agrees to indemnify Disbursing Agent and Calculation Agent from and against any all liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements of any kind or nature, including, without
limitation, the fees and expenses of its agents and attorneys, whatsoever which may be imposed on, incurred by or asserted against Disbursing Agent or Calculation Agent in performing their respective duties
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

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hereunder, or in any way relating to or arising out of this Agreement or any other Loan Document and pay to Disbursing Agent or Calculation Agent or any such
<FONT STYLE="white-space:nowrap">sub-agent</FONT> or such Related Party; <I>provided</I> that the unreimbursed expense or indemnified loss, claim, damage, liability or related expense, as the case may be, was incurred by or asserted against
Disbursing Agent or Calculation Agent (or any such <FONT STYLE="white-space:nowrap">sub-agent)</FONT> in its capacity as such, or against any Related Party of any of the foregoing acting for Disbursing Agent or Calculation Agent (or any such <FONT
STYLE="white-space:nowrap">sub-agent)</FONT> in connection with such capacity. For the avoidance of doubt, if at any time there exists more than one LC Provider under this Agreement, the obligations of the LC Provider under this
Section&nbsp;4(a)(ii) shall be deemed to be obligations of each LC Provider ratable to each LC Provider&#146;s pro rata share of the Loans and such obligations of each LC Provider being several and not joint. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>(b)</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>No Liability</B>. No LC Provider (or any other Indemnitee) shall have any liability under, in connection
with and/or arising out of this Agreement or the Credit (or <FONT STYLE="white-space:nowrap">pre-advice),</FONT> regardless of the form or legal grounds of the action or proceeding, with respect to damages suffered by Company that are caused
directly by Issuer&#146;s negligence in (i)&nbsp;honoring a presentation under the Credit that on its face does not at least substantially comply with the terms and conditions of the Credit, (ii)&nbsp;failing to honor a presentation under the Credit
that strictly complies with the terms and conditions of the Credit or (iii)&nbsp;retaining Drawing Documents presented under the Credit. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>(c)</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>No Punitive Damages. </B>Notwithstanding anything to the contrary in this Agreement, none of Disbursing
Agent, Calculation Agent, LC Provider nor any other Indemnitee shall, under any circumstances whatsoever, be liable in contract, tort or otherwise for any punitive, exemplary, consequential, indirect or special damages or losses of any nature
whatsoever regardless of whether or not Disbursing Agent, Calculation Agent, LC Provider or any other Indemnitee shall have been advised of the possibility thereof or the form of action in which such damages or losses may be claimed. Company shall
take action to avoid and mitigate the amount of any damages claimed against Disbursing Agent, Calculation Agent, LC Provider or any other Indemnitee, including by enforcing its rights in the underlying transaction. Nothing herein shall limit or
impair any indemnification obligation of the Company pursuant to Section&nbsp;4(a) above. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>5.</B> <B><U>Representations and
Warranties</U></B><B>.</B> Company hereby represents and warrants as of the date hereof, as follows:<B> </B>(a)&nbsp;it has the organizational power and authority to make, deliver and perform this Agreement, (b)&nbsp;it has taken all necessary
organizational or other action to authorize the execution, delivery and performance of this Agreement, (c)&nbsp;this Agreement has been duly executed and delivered on behalf of Company, (d)&nbsp;this Agreement constitutes a legal, valid and binding
obligation of Company, enforceable against Company in accordance with its terms, subject to applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting creditors&#146; rights generally, regardless of whether
considered in a proceeding in equity or at law, (e)&nbsp;Company&#146;s execution, delivery and performance of this Agreement and the payment of all sums payable hereunder (i)&nbsp;do not require any consent, exemption, authorization or approval of,
registration or filing with, or any other action by, any Governmental Authority, except (A)&nbsp;such as have been obtained or made and are in full force and effect, (B)&nbsp;filings necessary to perfect or maintain the perfection or priority of the
Liens created by the Security Documents and (C)&nbsp;consents, approvals, exemptions, authorizations, registrations, filings, permits or actions the failure </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

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of which to obtain or perform could not reasonably be expected to have a Material Adverse Effect, (ii)&nbsp;will not violate the Organizational Documents of Company, (iii)&nbsp;will not violate
or result in a default or require any consent or approval under any indenture, instrument, agreement, or other document binding upon any Company or its property or to which Company or its property is subject, or give rise to a right thereunder to
require any payment to be made by Company, except for violations, defaults or the creation of such rights that could not reasonably be expected to have a Material Adverse Effect, (iv)&nbsp;will not violate any Requirement of Law that, individually
or in the aggregate, would reasonably be expected to result in a Material Adverse Effect and (v)&nbsp;will not result in the creation or imposition of any Lien on any property of Company, except Liens created by the Security Documents, (f)&nbsp;each
of the representations and warranties made by Company in or pursuant to the Loan Documents is true and correct in all material respects on and as of the date hereof with the same effect as though made on and as of the date hereof, except to the
extent such representations and warranties expressly relate to an earlier date (in which case such representations and warranties are true and correct in all material respects as of such earlier date); provided that any representation and warranty
qualified by &#147;materiality&#148;, &#147;Material Adverse Effect&#148; or similar language is true and correct (after giving effect to any qualification therein) in all respects, (g)&nbsp;as of the date hereof, it has no defenses, setoffs, rights
of recoupment, counterclaims or claims of any nature whatsoever with respect to this Agreement, the other Loan Documents or the Reimbursement Obligations due hereunder or thereunder, and to the extent any such defenses, setoffs, rights of
recoupment, counterclaims or claims may exist on or prior to the date hereof, the same are hereby expressly waived, released and discharged, and (h)&nbsp;no Default or Event of Default has occurred and is continuing as of the date hereof or after
giving effect hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>6.</B> <B><U>Covenants</U></B><B>.</B> Company hereby agrees and covenants to do the following: (a)&nbsp;comply with all
federal, state and foreign laws, treaties, rules and regulations of any Governmental Authority constituting Anti-Corruption Laws, Anti-Money Laundering Laws, Sanctions or foreign exchange control or currency reporting laws or regulations now or
hereafter applicable to Company, this Agreement or to any transactions or payments under or in connection with the Credit; (b)&nbsp;not, directly or indirectly, use or facilitate the use by any other Person of the Credit (i)&nbsp;to fund any
activities or business of, or with, any Sanctioned Person or (ii)&nbsp;that would in any manner cause Issuer or LC Provider to be in breach of any Sanction; (c)&nbsp;not pay amounts to Disbursing Agent or LC Provider (or its designee) hereunder with
proceeds derived from any transaction that would be prohibited by Sanctions or would otherwise cause Disbursing Agent and/or LC Provider (or its designee) to be in breach of any Sanction; (d)&nbsp;maintain financial records in accordance with the
Amended Credit Agreement; (e)&nbsp;deliver to Disbursing Agent, Calculation Agent or LC Provider such other information (financial or otherwise) as Disbursing Agent, Calculation Agent or LC Provider may from time to time reasonably request related
to Company, this Agreement or the Credit or the transactions related hereto and (f)&nbsp;at Company&#146;s cost and expense, execute and deliver to Disbursing Agent, Calculation Agent or LC Provider such additional certificates, instruments and/or
documents and take such additional action as Disbursing Agent, Calculation Agent or LC Provider may reasonably request to enable Disbursing Agent, Calculation Agent and LC Provider to (i)&nbsp;protect, exercise and/or enforce Disbursing
Agent&#146;s, Calculation Agent&#146;s and LC Provider&#146;s rights and interests under this Agreement and (ii)&nbsp;give effect to the terms and provisions of this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>7.</B> <B><U>Remedies</U></B><B>.</B> Upon the occurrence and during the continuance of any Event of
Default: (a)&nbsp;on the Business Day following the date on which Company receives written notice from Disbursing Agent (at the written direction of LC Provider or, if there is more than one LC Provider, at the written direction of all LC Providers)
or LC Provider demanding deposit of cash collateral, Company will deposit into an account established and maintained with a financial institution acceptable to LC Provider (&#147;<B>Collateral Account</B>&#148;) an amount in cash equal to 103% of
the undrawn amount and any amounts drawn but not reimbursed of the Credit on such date and shall execute such other agreements in form and substance satisfactory to LC Provider; <I>provided</I> that the obligation to deposit such cash collateral
will become effective immediately, without any demand or notice of any kind, upon the occurrence of an Event of Default under Section&nbsp;7.01(f) or 7.01(g) of the Amended Credit Agreement. Company does hereby grant to LC Provider, as collateral
security for the Reimbursement Obligations and performance by Company of all the terms, covenants and agreements to be performed under this Agreement, a security interest in all of the Company&#146;s right, title and interest in, to and under,
whether now or hereafter existing or arising, any such Collateral Account and all amounts on deposit therein, together with all proceeds thereof. LC Provider may assign such security interest to a collateral agent (which may or may not be the
Collateral Agent) at any time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>8.</B> <B><U>Calculation Agent</U></B><B>. </B>LC Provider hereby designates and appoints Alter Domus (US) LLC to act
as Calculation Agent for LC Provider under this Agreement, and Alter Domus (US) LLC hereby accepts such appointment subject to the terms hereof. LC Provider hereby irrevocably authorizes Calculation Agent in such capacity, through its agents or
employees, to calculate the fees hereunder. Concurrently herewith, LC Provider directs Calculation Agent, and Calculation Agent is authorized, to enter into this Agreement and any other related agreements in the forms presented to Calculation Agent.
Calculation Agent shall be entitled to the benefit of all provisions of the Amended Credit Agreement relating to the conduct of, affecting the liability of, or affording protection to, an Agent, including without limitation any exculpatory rights
and immunities as set forth in the Amended Credit Agreement, which shall apply mutatis mutandis to this Agreement. As compensation for its services, Calculation Agent shall be paid such fees as are set forth in a separate fee agreement between
Company and Calculation Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Calculation Agent may resign and be discharged from its duties hereunder at any time by giving at least thirty
(30)&nbsp;days&#146; prior written notice of such resignation to Company, LC Provider and Disbursing Agent specifying when such resignation shall take effect. Upon such notice of resignation or removal, LC Provider (in consultation with Company)
shall appoint a successor calculation agent, and LC Provider shall provide written notice of such successor calculation agent to the outgoing Calculation Agent and Disbursing Agent. Such successor calculation agent shall become the calculation agent
hereunder upon the resignation or removal date specified in such notice and Company and LC Provider shall cause such successor calculation agent to assume the obligations of Calculation Agent hereunder. If no successor calculation agent is appointed
within thirty (30)&nbsp;days after such notice, Calculation Agent may, in its sole discretion, apply to a court of competent jurisdiction for the appointment of a successor calculation agent or for other appropriate relief. The reasonable and
documented <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> costs and expenses (including its reasonable attorneys&#146; fees and expenses) incurred by Calculation Agent in connection with such court
proceeding shall be paid by Company. Upon its resignation as set forth in this Section&nbsp;8, Calculation Agent shall be discharged from any and all further obligations arising in connection with this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>9.</B> <B><U>Governing Law</U></B><B>.</B> This Agreement shall be governed by and construed in
accordance with the substantive laws of the State of New York without regard to its conflict of law principles other than New York General Obligations <FONT STYLE="white-space:nowrap">Law&nbsp;5-1401</FONT> and
<FONT STYLE="white-space:nowrap">5-1402,</FONT> including the Uniform Commercial Code as in effect from time to time in such Jurisdiction, but excluding any choice of law rules that would apply the law of a different jurisdiction.</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>10.</B> <B><U>Submission to Jurisdiction; Waivers</U></B><B>.</B> Company hereby irrevocably and unconditionally (a)&nbsp;submits for itself and its
property in any legal action or proceeding relating to this Agreement and the other Loan Documents (whether arising in contract, tort or otherwise) to which it is a party, or for recognition and enforcement of any judgment in respect thereof, to the
exclusive general jurisdiction of the courts of the State of New York sitting in the County of New York, the courts of the United States for the Southern District of New York sitting in the County of New York, and appellate courts from any thereof;
(b)&nbsp;agrees that all claims in respect of any such action or proceeding shall be heard and determined in such New York state court or, to the fullest extent permitted by applicable Requirements of Law, in such federal court; (c)&nbsp;agrees that
a final judgment in any such action or proceeding shall be conclusive and may be enforced in other jurisdictions by suit on the judgment or in any other manner provided by law and that nothing in this Agreement or any other Loan Document shall
affect any right that Disbursing Agent, Calculation Agent or LC Provider may otherwise have to bring any action or proceeding relating to this Agreement or any other Loan Document against it or any of its assets in the courts of any jurisdiction;
(d)&nbsp;waives, to the fullest extent permitted by applicable Requirements of Law, any objection that it may now or hereafter have to the laying of venue of any action or proceeding arising out of or relating to this Agreement or any other Loan
Document in any court referred to in clause (a)&nbsp;above (and irrevocably waives to the fullest extent permitted by applicable Requirements of Law the defense of an inconvenient forum to the maintenance of such action or proceeding in any such
court); (e) consents to service of process in the manner provided in Section&nbsp;13 (and agrees that nothing in this Agreement will affect the right of any party hereto to serve process in any other manner permitted by applicable Requirements of
Law); and (f)&nbsp;agrees that service of process as provided in Section&nbsp;13 is sufficient to confer personal jurisdiction over the applicable party in any such proceeding in any such court, and otherwise constitutes effective and binding
service in every respect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>11.</B> <B><U>WAIVER OF JURY TRIAL</U></B><B>.</B> EACH PARTY HERETO HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT
PERMITTED BY APPLICABLE REQUIREMENTS OF LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY OR
THEREBY (WHETHER BASED ON CONTRACT, TORT, BREACH OF DUTY, COMMON LAW, STATUTE OR ANY OTHER THEORY). EACH PARTY HERETO (A)&nbsp;CERTIFIES THAT NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PERSON HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH
OTHER PERSON WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER AND (B)&nbsp;ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN INDUCED TO ENTER INTO THIS AGREEMENT AND THE OTHER LOAN DOCUMENTS BY, AMONG OTHER
THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION. EACH PARTY HERETO FURTHER REPRESENTS AND WARRANTS THAT IT HAS REVIEWED THIS WAIVER WITH ITS LEGAL COUNSEL AND THAT IT KNOWINGLY AND VOLUNTARILY WAIVES ITS JURY TRIAL RIGHTS FOLLOWING
CONSULTATION WITH LEGAL COUNSEL. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>12.</B> <B><U>Bankruptcy and Forfeiture Reinstatement</U></B><B>. </B>If any consideration transferred to
Disbursing Agent, Calculation Agent or LC Provider (or its designee) in payment of, or as collateral for, or in satisfaction of the Reimbursement Obligations, shall be voided in whole or in part as a result of (a)&nbsp;a subsequent bankruptcy or
insolvency proceeding; (b)&nbsp;any forfeiture or seizure action or remedy; (c)&nbsp;any fraudulent transfer or preference action or remedy; or (d)&nbsp;any other civil, criminal or equitable proceeding or remedy, then Disbursing Agent&#146;s,
Calculation Agent&#146;s or LC Provider&#146;s (or its designee&#146;s) claim to recover the voided consideration shall be a new and independent claim arising under this Agreement and shall be due and payable immediately by Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>13.</B> <B><U>Notices</U></B><B>. </B>All notices, requests and demands to or upon any of the parties hereto shall be effected in the manner provided for
in Section&nbsp;9.02 of the Amended Credit Agreement; <I>provided</I> that notices, requests and demands to or upon Calculation Agent shall be sent to the address set forth on Calculation Agent&#146;s signature page hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>14.</B> <B><U>Waiver and Amendments</U></B><B>. </B>No modification, amendment or waiver of, or consent to any departure by Company from, any provision of
this Agreement will be effective unless made in a writing signed by Company, Disbursing Agent, Calculation Agent and LC Provider, and then such waiver or consent shall be effective only in the specific instance and for the purpose for which given.
Disbursing Agent&#146;s, Calculation Agent&#146;s and LC Provider&#146;s consent to any amendment, waiver or modification does not mean that Disbursing Agent, Calculation Agent and/or LC Provider, as applicable, will consent or has consented to any
other or subsequent Instruction to amend, modify or waive a term of this Agreement or the Credit. No delay by Disbursing Agent, Calculation Agent or LC Provider in exercising any of its rights or remedies shall operate as a waiver, nor shall any
single or partial waiver of any right or remedy preclude any other further exercise of that right or remedy, or the exercise of any other right or remedy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>15.</B> <B><U>Successors and Assigns</U></B><B>. </B>This Agreement will be binding on Company&#146;s heirs, executors, administrators, legal
representatives, successors and permitted assigns, and shall inure to the benefit of Disbursing Agent&#146;s, Calculation Agent&#146;s and LC Provider&#146;s successors and permitted assigns. CO FINANCE LVS VI LLC, as the initial LC Provider, may
only assign this Agreement and its rights to reimbursement regarding the Credit, in whole but not in part, to OC III LVS XII LP in connection with a simultaneous assignment of all of its Loans to OC III LVS XII LP under the Amended Credit Agreement.
Thereafter, OC III LVS XII LP may assign this Agreement and its rights to reimbursement regarding the Credit, in whole or in part, only in connection with a simultaneous assignment of a ratable portion of its Loans under the Amended Credit
Agreement. Company may not assign or transfer any of its interests, rights or remedies related to this Agreement or any Credit, in whole or in part, without the prior written consent of LC Provider. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>16.</B> <B><U>Severability</U></B><B>.</B> Whenever possible, each provision of the Agreement shall be interpreted in a manner as to be effective and valid
under applicable law, but if any provision of the Agreement shall be prohibited by or invalid under applicable law, such provision shall be ineffective only to the extent of such prohibition or invalidity without invalidating the remainder of such
provision or any remaining provisions of this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>17.</B> <B><U>Entire Agreement; Loan Document</U></B><B>.</B> This Agreement, together with any other
agreement, document or instrument referred to herein, constitute the final, exclusive and entire agreement and understanding of, and supersede all prior or contemporaneous, oral or written, agreements, understandings, representations and
negotiations between, the parties relating to the subject matter of this Agreement. This Agreement is a Loan Document. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>18.</B> <B><U>Continuing
Agreement</U></B><B>. </B>This Agreement is a continuing agreement and may not be terminated by Company except upon (a)&nbsp;thirty (30) days&#146; prior written notice of such termination by Company to LC Provider at the address set forth in the
Amended Credit Agreement, (b)&nbsp;reimbursement and/or payment of all Reimbursement Obligations, and (c)&nbsp;the expiration or cancellation of the Credit. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>19.</B> <B><U>Execution in Counterparts</U></B><B>.</B> This Agreement may be executed by one or more of the parties to this Agreement on any number of
separate counterparts (including by facsimile or other electronic imaging means), and all of said counterparts taken together shall be deemed to constitute one and the same instrument. Any signatures delivered by a party hereto by facsimile
transmission or by <FONT STYLE="white-space:nowrap">e-mail</FONT> transmission shall be deemed an original signature hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>20.</B> <B><U>Disbursing
Agent</U></B>. Disbursing Agent shall be afforded all of the rights, protections, immunities and indemnities afforded to it under the Amended Credit Agreement as if set forth fully herein. Neither Disbursing Agent nor any of its directors, officers,
employees, agents or affiliates shall be responsible for nor have any duty to monitor the performance or any action of Company, LC Provider, Calculation Agent, or any of their directors, members, officers, agents, affiliates or employees, nor shall
it have any liability in connection with the malfeasance or nonfeasance by such party. Disbursing Agent may assume performance by all such Persons of their respective obligations. Disbursing Agent shall have no enforcement or notification
obligations relating to breaches of representations or warranties of any other Person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><I>[End of text; signature pages to follow]
</I></B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, each of the undersigned has caused this Agreement to be duly executed
and delivered as of the date first above written. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


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<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B><U>COMPANY:</U></B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">FREIGHTCAR AMERICA, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Chief Financial Officer and Secretary</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S<SMALL>IGNATURE</SMALL>
P<SMALL>AGE</SMALL> <SMALL>TO</SMALL> R<SMALL>EIMBURSEMENT</SMALL> A<SMALL>GREEMENT</SMALL>] </P>

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<TD VALIGN="top" COLSPAN="3"><B><U>LC PROVIDER:</U></B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
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<TD VALIGN="top" COLSPAN="3">CO FINANCE LVS VI LLC</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Geoff Jones</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Geoff Jones</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Authorized Person</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S<SMALL>IGNATURE</SMALL>
P<SMALL>AGE</SMALL> <SMALL>TO</SMALL> R<SMALL>EIMBURSEMENT</SMALL> A<SMALL>GREEMENT</SMALL>] </P>

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<TD VALIGN="top" COLSPAN="3"><B><U>DISBURSING AGENT:</U></B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
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<TD VALIGN="top" COLSPAN="3">U.S. BANK NATIONAL ASSOCIATION, solely in its capacity as Disbursing Agent and not in its individual capacity</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Crystal Crudup-Burt</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Crystal Crudup-Burt</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Vice President</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S<SMALL>IGNATURE</SMALL>
P<SMALL>AGE</SMALL> <SMALL>TO</SMALL> R<SMALL>EIMBURSEMENT</SMALL> A<SMALL>GREEMENT</SMALL>] </P>

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<TD VALIGN="top" COLSPAN="3"><B><U>CALCULATION AGENT:</U></B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">ALTER DOMUS (US) LLC, solely in its capacity as Calculation Agent and not in its individual capacity</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Winnalynn N. Kantaris</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Winnalynn N. Kantaris</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Associate General Counsel</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Address for Notices:</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Alter Domus (US) LLC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">225 W. Washington Street, 9<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Floor</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Chicago, Illinois 60606</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Attention: Legal Department and Rick
Ledenbach Facsimile No. (312) <FONT STYLE="white-space:nowrap">376-0751</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Telephone No. (312) <FONT STYLE="white-space:nowrap">564-5100</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Email: rick.ledenbach@alterdomus.com and legal@alterdomus.com)</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">With a copy (which does not constitute notice) to:</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Seward&nbsp;&amp; Kissel LLP</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">One Battery Park Plaza</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">New York, New York 10004</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Attention: Gregg Bateman</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Facsimile No. (212) <FONT STYLE="white-space:nowrap">480-8421</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Telephone No. (212) <FONT STYLE="white-space:nowrap">574-1436</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Email: bateman@sewkis.com</P></TD></TR>
</TABLE></DIV>
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P<SMALL>AGE</SMALL> <SMALL>TO</SMALL> R<SMALL>EIMBURSEMENT</SMALL> A<SMALL>GREEMENT</SMALL>] </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><U>Exhibit 99.5 </U></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXECUTION VERSION </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AMENDMENT NO.
2 TO CREDIT AGREEMENT </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">THIS AMENDMENT NO. 2 TO CREDIT AGREEMENT (this &#147;<U>Amendment</U>&#148;), dated as of May&nbsp;14, 2021, is
made by and among FREIGHTCAR NORTH AMERICA, LLC, a Delaware limited liability company (the &#147;<U>Borrower</U>&#148;), FREIGHTCAR AMERICA, INC., a Delaware corporation (&#147;<U>Holdings</U>&#148;), the other Loan Parties party hereto, the Lenders
party hereto and U.S. BANK NATIONAL ASSOCIATION, as disbursing agent for the Lenders (together with its permitted successors and assigns in such capacity, the &#147;<U>Disbursing Agent</U>&#148;) and as collateral agent for the Secured Parties
(together with its successors and permitted assigns in such capacity, the &#147;<U>Collateral Agent</U>&#148;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>R</U> <U>E</U> <U>C</U>
<U>I</U> <U>T</U> <U>A</U> <U>L</U> <U>S</U><B>:</B> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">WHEREAS, the Borrower, Holdings, the Lenders, the Disbursing Agent and the
Collateral Agent are parties to that certain Credit Agreement, dated as of October&nbsp;13, 2020 (as amended, restated, supplemented or otherwise modified from time to time, the &#147;<U>Credit Agreement</U>&#148;); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">WHEREAS, the Borrower has requested that the Lenders (i)&nbsp;advance additional term loans in the aggregate principal amount of $16,000,000
(the &#147;<U>Second Amendment Loans</U>&#148;) and (ii)&nbsp;agree to amend the Credit Agreement as set forth herein; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">WHEREAS, subject
to the terms and conditions set forth herein, the Lenders parties hereto have agreed to (i)&nbsp;provide the Second Amendment Loans and (ii)&nbsp;amend the Credit Agreement as set forth herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">NOW, THEREFORE, for good and valuable consideration, the receipt of which is hereby acknowledged, the parties hereto agree as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1. <U>Capitalized Terms</U>. All capitalized undefined terms used in this Amendment (including without limitation, in the Recitals
hereto) shall have the meanings assigned thereto in the Credit Agreement, as hereby amended. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 2. <U>Amendment to Credit
Agreement</U>. In reliance upon the representations and warranties set forth in <U>Section</U><U></U><U>&nbsp;6</U> below, and subject to the satisfaction of the conditions to effectiveness set forth in <U>Section</U><U></U><U>&nbsp;3</U> below, as
of the Second Amendment Effective Date, the Credit Agreement is hereby amended to delete the stricken text (indicated textually in the same manner as the following example:
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff0000"><STRIKE>stricken text</STRIKE></FONT><FONT STYLE="font-family:Times New Roman">) and to add the bold and double-underlined text (indicated textually in the same manner as the
following example: </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#0000ff"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">double underlined text)</U></FONT><FONT STYLE="font-family:Times New Roman"> as set forth in
the pages of the amended Credit Agreement attached as <U>Annex A</U> hereto; and </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 3. <U>Effectiveness</U>. This Amendment
shall become effective on the date upon which each of the following conditions is satisfied (such date, the &#147;<U>Second Amendment Effective Date</U>&#148;): </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.1 <U>This Amendment</U>. The Disbursing Agent and the Lenders shall have received this Amendment, executed and delivered by a
duly authorized officer of Holdings, the Borrower, the other Loan Parties, each Agent and each Lender, in form and content acceptable to the Agents and the Lenders. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.2 <U>Bank Regulatory Information</U>. The Agents and the Lenders shall
have received all documentation and other information (including, without limitation, an updated Beneficial Ownership Certification if the Borrower qualifies as a &#147;legal entity customer&#148; under the Beneficial Ownership Regulation and there
have been any changes in the prior Beneficial Ownership Certification since the Closing Date) required by bank regulatory authorities or reasonably requested by any Agent or any Lender under or in respect of applicable &#147;know-your-customer&#148;
and anti-money laundering rules and regulations, including the PATRIOT Act. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.3 <U>Representations and Warranties</U>.
After giving effect to this Amendment, each of the representations and warranties contained in <U>Section</U><U></U><U>&nbsp;6</U> shall be true and correct in all material respects on and as of the Second Amendment Effective Date with the same
effect as though made on and as of such date, except to the extent such representations and warranties expressly relate to an earlier date (in which case such representations and warranties shall be true and correct in all material respects as of
such earlier date); <I>provided</I> that any representation and warranty qualified by &#147;materiality&#148;, &#147;Material Adverse Effect&#148; or similar language shall be true and correct (after giving effect to any qualification therein) in
all respects. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 4. <U>Conditions to Second Amendment Loans</U>. The obligations of each Lender to the make the Second Amendment
Loans is subject to the satisfaction (or waiver), prior to or concurrently with the making of such Credit Extension, of each of the following conditions precedent: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.1 <U>Loan Documents</U>. (a)&nbsp;The Disbursing Agent and the Lenders shall have received updated versions of:
(i)&nbsp;Schedules 3.06, 3.07, 3.16 and 3.17 to the Credit Agreement, and (ii)&nbsp;Schedules 2 and 5 to the Guarantee and Collateral Agreement, which shall be satisfactory to the Lenders, and (b)&nbsp;each Lender shall have received&nbsp;a Note
evidencing its Second Amendment Loan, executed and delivered by the Borrower in favor of each Lender that has requested a Note at least two Business Days prior to the Second Amendment Funding Date. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.2 <U>First Amendment to Intercreditor Agreement</U>. The Collateral Agent and the Lenders shall have received a duly executed
and delivered Amendment No.&nbsp;1 to Intercreditor Agreement, in form and content acceptable to the Collateral Agent and the Lenders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.3 <U>Budget</U>. The Lenders shall have received a budget in form reasonably satisfactory to the Required Lenders (including
budgeted statements of income, cash flow statements and balance sheets) prepared in detail by Holdings for each month of the 2021 fiscal year, with appropriate presentation and discussion in reasonable detail of the principal assumptions upon which
such budget is based, accompanied by a certificate of a Responsible Officer certifying that such budget is a reasonable estimate for the period covered thereby. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.4 <U>Fees and Expenses</U>. The Lenders and the Agents shall have received
all fees and other amounts due and payable on or prior to the Second Amendment Funding Date, including, (i)&nbsp;to the extent invoiced at least one Business Day prior to the Second Amendment Funding Date, reimbursement or payment of all <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses (including reasonable fees, disbursements and other charges of counsel) required to be reimbursed or paid under this Amendment or any Loan Document and
(ii)&nbsp;to the Disbursing Agent, for the account of each Lender, a closing fee in an amount equal to 1.00% of the aggregate principal amount of such Lender&#146;s Second Amendment Commitment, payable to such Lender from the proceeds of the Second
Amendment Loans as and when funded on the Second Amendment Funding Date. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.5 <U>Solvency Certificate</U>. The Lenders
shall have received a solvency certificate, dated as of the Second Amendment Funding Date and signed by the chief financial officer, chief accounting officer or other officer with equivalent duties of Holdings acceptable to the Lenders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.6 <U>Searches</U>. The Lenders shall have received the results of a recent lien, tax lien, judgment and litigation search in
each of the jurisdictions or offices in which UCC financing statement or other filings or recordations should be made to evidence or perfect security interests in all assets of the Loan Parties (or would have been made at any time during the five
years immediately preceding the Second Amendment Funding Date to evidence or perfect Liens on any assets of the Loan Parties), and such search shall reveal no Liens or judgments on any of the assets of the Loan Parties, except for Permitted Liens.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.7 <U>Closing Certificate</U>. The Lenders and the Disbursing Agent shall have received a certificate of Holdings, dated
as of the Second Amendment Funding Date, confirming satisfaction of the conditions set forth in Section&nbsp;4.10, Section&nbsp;4.11 and Section&nbsp;4.12. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.8 <U>Secretary&#146;s Certificates</U>. The Disbursing Agent and the Lenders shall have received with respect to the Borrower
and each other Loan Party: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:7%; font-size:10pt; font-family:Times New Roman">(a) copies of the Organizational Documents of such Loan Party (including each amendment
thereto) certified as of a date reasonably near the Second Amendment Funding Date as being a true and complete copy thereof by the Secretary of State or other applicable Governmental Authority of the jurisdiction in which each such Loan Party is
organized; provided, that if there have been no changes in the Organizational Documents of such Loan Party since the Closing Date, no such copies shall be required; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:7%; font-size:10pt; font-family:Times New Roman">(b) a certificate of the secretary or assistant secretary of each Loan Party dated as of the Second Amendment Funding Date and
certifying (A)&nbsp;(i) that attached thereto is a true and complete copy of the Organizational Documents of such Loan Party as in effect on the Second Amendment Funding Date or (ii)&nbsp;that there have been no changes in the Organizational
Documents of such Loan Party since the Closing Date to the extent such statement is true, (B)&nbsp;that attached thereto is a true and complete </P>
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copy of resolutions duly adopted by the board of directors or similar governing body of such Loan Party (and, if applicable, any parent company of such Loan Party) approving and authorizing the
execution, delivery and performance of this Amendment and the other Loan Documents to which it is a party and the consummation of the transactions contemplated to be entered into in connection with this Amendment, and that such resolutions have not
been modified, rescinded or amended and are in full force and effect, and (C)&nbsp;as to the incumbency and specimen signature of each Person authorized to execute any Loan Document or any other document delivered in connection herewith on behalf of
such Loan Party; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:7%; font-size:10pt; font-family:Times New Roman">(c) a certificate of another officer as to the incumbency and specimen signature of the secretary or
assistant secretary executing the certificate pursuant to <U>clause (b)</U>&nbsp;above; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:7%; font-size:10pt; font-family:Times New Roman">(d) a copy of the long-form
(if available) certificate of good standing of such Loan Party from the Secretary of State or other applicable Governmental Authority of the jurisdiction in which each such Loan Party is organized (dated as of a date reasonably near the Second
Amendment Funding Date); provided, that, the requirements of this Section&nbsp;4.8(d) shall not apply to the Mexican Subsidiaries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.9 <U>Legal Opinions</U>. The Agents and the Lenders shall have received the following executed legal opinions: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:7%; font-size:10pt; font-family:Times New Roman">(a) the legal opinion of Winston&nbsp;&amp; Strawn LLP, special counsel to the Loan Parties; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:7%; font-size:10pt; font-family:Times New Roman">(b) the legal opinion of local counsel in each jurisdiction in which a Loan Party is organized, to the extent such Loan Party
is not covered by the opinion referenced in <U>clause (a)</U>&nbsp;above, as may be required by the Required Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Each such legal
opinion shall (a)&nbsp;be dated as of the Second Amendment Funding Date, (b)&nbsp;be addressed to the Agents and the Lenders and (c)&nbsp;cover such matters relating to this Amendment, the Loan Documents and the transactions contemplated to be
entered into as of the Second Amendment Funding Date as the Required Lenders may reasonably require. Each Loan Party hereby instructs such counsel to deliver such opinions to the Agents and the Lenders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.10 <U>No Material Adverse Effect</U>. Since December&nbsp;31, 2020, no Material Adverse Effect shall have occurred. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.11 <U>Representations and Warranties</U>. After giving effect to this Amendment, each of the representations and warranties
contained in <U>Section</U><U></U><U>&nbsp;6</U> shall be true and correct in all material respects on and as of the Second Amendment Funding Date with the same effect as though made on and as of such date, except to the extent such representations
and warranties expressly relate to an earlier date (in which case such representations and warranties shall be true and correct in all material respects as of such earlier date); <I>provided</I> that any representation and warranty qualified by
&#147;materiality&#148;, &#147;Material Adverse Effect&#148; or similar language shall be true and correct (after giving effect to any qualification therein) in all respects. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.12 <U>No Default</U>. No Default or Event of Default shall exist or would
result from the Credit Extension to be made on the Second Amendment Funding Date or from the application of the proceeds thereof. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.13 <U>Borrowing Notice</U>. The Disbursing Agent and the Lenders shall have received a fully executed and delivered Borrowing
Notice in accordance with the requirements of the Credit Agreement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.14 <U>Letter of Direction</U>. The Disbursing Agent
and the Lenders shall have received a funds flow memorandum and duly executed borrowing notice and letter of direction from the Borrower (which may be included as part of the Borrowing Notice) addressed to the Disbursing Agent, on behalf of itself
and the Lenders, directing the disbursement on the Second Amendment Funding Date of the proceeds of the Loans made on such date. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.15 <U>No Litigation</U>. There shall not exist any action, suit, investigation, litigation, proceeding, injunction, hearing
or other legal or regulatory developments, pending or threatened in any court or before any arbitrator or Governmental Authority that individually or in the aggregate materially impairs the Amendment, the advance of the Loans to be made on the
Second Amendment Funding Date or any of the other transactions contemplated by this Amendment and the Loan Documents. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.16
<U>Permits and Consents</U>. Each Loan Party shall have obtained all&nbsp;Permits and all consents of other Persons, in each case that are necessary in connection with the financing contemplated by this Amendment and the Loan Documents and to
maintain the benefits of Material Agreements and leases, and each of the foregoing shall be in full force and effect and in form and substance reasonably satisfactory to the Required Lenders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.17 <U>Other Documents</U>. The Agents and the Lenders shall have received any other documents or instruments reasonably
requested by the Lenders in connection with the execution of this Amendment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each Lender party hereto, by delivering its signature page
to this Amendment and funding a Loan on the Second Amendment Funding Date, shall be deemed to have consented to, approved or accepted or to be satisfied with, each Loan Document and each other document required thereunder to be consented to,
approved by or acceptable or satisfactory to a Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 5. <U>Limited Effect</U>. Except as expressly provided herein, the Credit
Agreement and the other Loan Documents shall remain unmodified and in full force and effect. This Amendment shall not be deemed (a)&nbsp;to be a waiver of, or consent to, or a modification or amendment of, any other term or condition of the Credit
Agreement or any other Loan Document or a waiver of any other Default or Event of Default (except as expressly provided herein), (b) to prejudice any right or rights the Agents or the Lenders may now have or may have in the future under or in
connection with the Credit Agreement or the other Loan Documents or </P>
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any of the instruments or agreements referred to therein, as the same may be amended, restated, supplemented or modified from time to time, or (c)&nbsp;to be a commitment or any other undertaking
or expression of any willingness to engage in any further discussion with the Borrower or any other Person with respect to any waiver, amendment, modification or any other change to the Credit Agreement or the Loan Documents or any rights or
remedies arising in favor of any of the Agents or any Lender, under or with respect to any such documents. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 6. <U>Representations
and Warranties</U>. Each of the Borrower, Holdings and the other Loan Parties represents and warrants that (a)&nbsp;it has the organizational power and authority to make, deliver and perform this Amendment, (b)&nbsp;it has taken all necessary
organizational or other action to authorize the execution, delivery and performance of this Amendment, (c)&nbsp;this Amendment has been duly executed and delivered on behalf of the Borrower, Holdings and each other Loan Party, (d)&nbsp;this
Amendment constitutes a legal, valid and binding obligation of the Borrower, Holdings and each other Loan Party, enforceable against the Borrower, Holdings and each other Loan Party in accordance with its terms, subject to applicable bankruptcy,
insolvency, reorganization, moratorium or other similar laws affecting creditors&#146; rights generally, regardless of whether considered in a proceeding in equity or at law, (e)&nbsp;each of the representations and warranties made by any Loan Party
in or pursuant to the Loan Documents is true and correct in all material respects on and as of the date hereof with the same effect as though made on and as of the date hereof, except to the extent such representations and warranties expressly
relate to an earlier date (in which case such representations and warranties are true and correct in all material respects as of such earlier date); <I>provided</I> that any representation and warranty qualified by &#147;materiality&#148;,
&#147;Material Adverse Effect&#148; or similar language is true and correct (after giving effect to any qualification therein) in all respects, (f)&nbsp;as of the date hereof, it has no defenses, setoffs, rights of recoupment, counterclaims or
claims of any nature whatsoever with respect to the Loan Documents or the Obligations due thereunder, and to the extent any such defenses, setoffs, rights of recoupment, counterclaims or claims may exist on or prior to the date hereof, the same are
hereby expressly waived, released and discharged, and (g)&nbsp;after giving effect to this Amendment, no Default or Event of Default has occurred and is continuing as of the date hereof or after giving effect hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 7. <U>Post-Closing Obligations</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.1 Promptly, and in any event no later than seven (7)&nbsp;days after the Second Amendment Funding Date (or such later date to
which the Required Lenders consent), the Agents and the Lenders shall receive a copy of, or a certificate as to coverage under, the insurance policies required by <U>Section</U><U></U><U>&nbsp;5.07</U> of the Credit Agreement and the applicable
provisions of the Security Documents, each of which shall name the Collateral Agent, on behalf of the Secured Parties, as additional insured or loss payee, as applicable, in form and substance reasonably satisfactory to the Required Lenders; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.2 Promptly, and in any event no later than thirty (30)&nbsp;days after the Second Amendment Funding Date (or such later date
to which the Required Lenders consent), the Collateral Agent and the Lenders shall receive endorsements with respect to the insurance policies required by <U>Section</U><U></U><U>&nbsp;5.07</U> of the Credit Agreement and the applicable provisions
of the Security Documents that include a &#147;standard&#148; or &#147;New York&#148; lender&#146;s loss payable or mortgage endorsement (as applicable), in form and substance reasonably satisfactory to the Required Lenders; and </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.3 Promptly, and in any event no later than sixty (60)&nbsp;days after the
Second Amendment Funding Date (or such later date to which the Required Lenders consent), the Disbursing Agent and the Lenders shall have received, with respect to the Mexican Subsidiaries, a copy of the electronic commercial folio (<I>folio
mercantil electr&oacute;nico</I>) issued by the relevant Public Registry of Commerce (<I>Registro P&uacute;blico de Comercio</I>) under Mexican law from the applicable Governmental Authority of the jurisdiction in which each such Loan Party is
organized. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 8. <U>Acknowledgment and Reaffirmation</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.1 By its execution hereof, each of the Borrower, Holdings and the other Loan Parties hereby expressly (a)&nbsp;acknowledges
and agrees to the terms and conditions of this Amendment, (b)&nbsp;reaffirms all of its respective covenants, representations, warranties and other obligations set forth in the Credit Agreement and the other Loan Documents to which it is a party,
(c)&nbsp;acknowledges that the Loans made on the Second Amendment Funding Date constitute Obligations under the Credit Agreement and Secured Obligations (as defined in the Guarantee and Collateral Agreement), and (d)&nbsp;acknowledges that its
respective covenants, representations, warranties and other obligations set forth in the Credit Agreement and the other Loan Documents to which it is a party remain in full force and effect. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.2 Each of the Loan Parties hereby confirms its respective guarantees and other obligations, as applicable, under the Credit
Agreement and each of the Loan Documents to which it is party, and agrees that, notwithstanding the effectiveness of this Amendment and the consummation of the transactions contemplated thereby, such guarantees and other obligations shall continue
to be in full force and effect and shall accrue to the benefit of the Lenders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.3 Each Loan Party hereby
(x)&nbsp;confirms its grant of a security interest under the Guarantee and Collateral Agreement and each of the other Security Documents in favor of any Agent, for the benefit itself and the other Secured Parties and, (y)&nbsp;to the extent that the
original grant of such security interest in the Collateral in which a security interest was to be granted pursuant to the Security Documents for any reason did not effect the grant of a security interest in favor of such Agent, for the benefit
itself and the other Secured Parties, securing the Obligations, grants on the date hereof a security interest in all such Collateral to secure the Obligations. Each Loan Party hereby agrees, acknowledges and confirms that its grant of a security
interest under the Security Documents secures all of the Obligations, direct or indirect, contingent or absolute, matured or unmatured, now or at any time and from time to time hereafter due or owing to any Agent, for the benefit itself and the
other Secured Parties, arising under or in connection with the Credit Agreement and the Loan Documents. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-7- </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.4 On and after the effectiveness of this Amendment: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:7%; font-size:10pt; font-family:Times New Roman">(a) each reference in each Loan Document (to the extent such Loan Document is not otherwise amended and restated on the date
hereof) to the &#147;Credit Agreement&#148;, &#147;thereunder&#148;, &#147;thereof&#148; or words of like import shall mean and be a reference to the Credit Agreement as such agreement is amended and may be amended further, restated, modified or
supplemented and in effect from time to time; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:7%; font-size:10pt; font-family:Times New Roman">(b) the definition of any term defined in any Loan Document by reference to
the terms defined in the Credit Agreement shall be amended to be defined by reference to the defined term in the Credit Agreement, as amended hereby and as may be further amended, restated, modified or supplemented and in effect from time to time;
and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:7%; font-size:10pt; font-family:Times New Roman">(c) each reference to the &#147;Closing Date&#148; appearing in <U>Section</U><U></U><U>&nbsp;4</U> of the Guarantee
and Collateral Agreement shall mean and be a reference to the date hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 9. <U>Costs and Expenses.</U> The Borrower agrees to
pay in accordance with <U>Section</U><U></U><U>&nbsp;9.05</U> of the Credit Agreement all reasonable <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> costs and expenses incurred by the Disbursing Agent,
the Collateral Agent, the Lenders and their respective Affiliates in connection with the preparation, negotiation, execution, delivery and administration of this Amendment and the other instruments and documents to be delivered hereunder, including,
without limitation, the reasonable and documented fees, charges and disbursements of counsel for the Agents and the Lenders with respect thereto and with respect to advising the Disbursing Agent, the Collateral Agent and the Lenders, respectively,
as to their rights and responsibilities hereunder and thereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 10. <U>Execution in Counterparts</U>. This Amendment may be
executed by one or more of the parties to this Amendment on any number of separate counterparts (including by facsimile or other electronic imaging means), and all of said counterparts taken together shall be deemed to constitute one and the same
instrument. In proving this Amendment or any Loan Document in any judicial proceedings, it shall not be necessary to produce or account for more than one such counterpart signed by the party against whom such enforcement is sought. Any signatures
delivered by a party hereto by facsimile transmission or by <FONT STYLE="white-space:nowrap">e-mail</FONT> transmission shall be deemed an original signature hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 11. <U>Governing Law</U>. THIS AMENDMENT AND ANY DISPUTE, CLAIM OR CONTROVERSY ARISING OUT OF OR RELATING TO THIS AMENDMENT (WHETHER
ARISING IN CONTRACT, TORT OR OTHERWISE) SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK WITHOUT REGARD TO CONFLICTS OF LAW RULES THAT WOULD RESULT IN THE APPLICATION OF A DIFFERENT GOVERNING
LAW. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 12. <U>Entire Agreement; Section Heading; Severability</U>. This Amendment is the entire agreement, and supersedes any prior
agreements and contemporaneous oral agreements, of the parties concerning its subject matter. The Section headings used in this Amendment are for convenience of reference only and are not to affect the construction hereof or be taken into
consideration in the interpretation hereof. Any provision of this Amendment which is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without
invalidating the remaining provisions hereof, and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-8- </P>

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any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction. The parties hereto shall endeavor in good-faith
negotiations to replace any invalid, illegal or unenforceable provisions with valid provisions the economic effect of which comes as close as possible to that of the invalid, illegal or unenforceable provisions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 13. <U>Successors and Assigns</U>. This Amendment shall be binding on and inure to the benefit of the parties and their respective
heirs, beneficiaries, successors and permitted assigns. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 14. <U>Waiver of Jury Trial</U>. EACH PARTY HERETO HEREBY IRREVOCABLY
WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE REQUIREMENTS OF LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AMENDMENT OR ANY OTHER LOAN DOCUMENT OR THE
TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY (WHETHER BASED ON CONTRACT, TORT, BREACH OF DUTY, COMMON LAW, STATUTE OR ANY OTHER THEORY). EACH PARTY HERETO (A)&nbsp;CERTIFIES THAT NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PERSON HAS
REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PERSON WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER AND (B)&nbsp;ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN INDUCED TO ENTER INTO THIS AMENDMENT AND
THE OTHER LOAN DOCUMENTS BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS <U>SECTION 14</U>. EACH PARTY HERETO FURTHER REPRESENTS AND WARRANTS THAT IT HAS REVIEWED THIS WAIVER WITH ITS LEGAL COUNSEL AND THAT IT KNOWINGLY AND
VOLUNTARILY WAIVES ITS JURY TRIAL RIGHTS FOLLOWING CONSULTATION WITH LEGAL COUNSEL.<B> </B> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 15. <U>Loan Document</U>. This
Amendment shall constitute a Loan Document for all purposes of the Credit Agreement and the other Loan Documents. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 16. <U>General
Release; Covenant Not to Sue</U>. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.1 In consideration of, among other things, the Agents&#146; and the Lenders&#146;
execution and delivery of this Amendment, each Loan Party, on behalf of itself and its respective officers, directors, subsidiaries, successors and assigns (collectively, &#147;<U>Releasors</U>&#148;), hereby forever waives, releases and discharges,
to the fullest extent not prohibited by law, each Releasee (as hereinafter defined) from any and all claims (including, without limitation, crossclaims, counterclaims, rights of <FONT STYLE="white-space:nowrap">set-off</FONT> and recoupment),
actions, causes of action, suits, debts, accounts, interests, liens, promises, warranties, damages and consequential damages, demands, agreements, bonds, bills, specialties, covenants, controversies, variances, trespasses, judgments, executions,
costs, expenses or claims whatsoever (collectively, the &#147;<U>Claims</U>&#148;), that such Releasor now has, of whatsoever nature and kind, whether known or unknown, now existing, whether arising at law or in equity, against any or all of any
Agent or any or all of the Lenders in any capacity and their respective affiliates, subsidiaries, shareholders and &#147;controlling </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-9- </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">
persons&#148; (within the meaning of the federal securities laws), and their respective successors and assigns and each and all of the officers, directors, employees, partners, members, agents,
attorneys advisors and other representatives of each of the foregoing (collectively, the &#147;<U>Releasees</U>&#148;), based in whole or in part on facts, whether or not now known, existing on or before the date hereof, that relate to, arise out of
or otherwise are in connection with: (i)&nbsp;the Credit Agreement and any or all other Loan Documents or transactions contemplated thereby or any actions or omissions in connection therewith, (ii)&nbsp;any aspect of the dealings or relationships
between or among any or all of the Borrower and the other Loan Parties, on the one hand, and any or all of the Releasees, on the other hand, relating to any or all of the documents, transactions,<B> </B>actions or omissions referenced in clause
(i)&nbsp;hereof, or (iii)&nbsp;any aspect of the dealings or relationships between or among any or all of Releasors, on the one hand, and the Releasees, on the other hand, but only to the extent such dealings or relationships relate to any or all of
the documents, transactions, actions or omissions referenced in clause (i)&nbsp;hereof. In entering into this Amendment, each Loan Party consulted with, and has been represented by, legal counsel and expressly disclaims any reliance on any
representations, acts or omissions by any of the Releasees and hereby agrees and acknowledges that the validity and effectiveness of the releases set forth above do not depend in any way on any such representations, acts and/or omissions or the
accuracy, completeness or validity hereof. The provisions of this Section shall survive the termination of this Amendment, the Credit Agreement, the other Loan Documents and payment in full of the Obligations. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.2 Each Loan Party, on behalf of itself and its successors and assigns, hereby absolutely, unconditionally and irrevocably,
covenants and agrees with and in favor of each Releasee that it will not sue (at law, in equity, in any regulatory proceeding or otherwise) any Releasee on the basis of any Claim released, remised and discharged by the Borrower or any other Loan
Party pursuant to <U>Section</U><U></U><U>&nbsp;16</U> hereof. If any Loan Party or any of their respective successors or assigns violates the foregoing covenant, each Loan Party, each for itself and its successors and assigns, agrees to pay, in
addition to such other damages as any Releasee may sustain as a result of such violation, all reasonable and documented attorneys&#146; fees and costs incurred by any Releasee as a result of such violation. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">16.3 The foregoing release shall apply to all unknown or unanticipated results of any events occurring prior to the time this
Amendment is signed, as well as those known or anticipated. Each Loan Party understands that the facts in respect of which the foregoing release is given may hereafter turn out to be different from the facts now known or believed to be true. Each
Loan Party hereby accepts and assumes the risk that those facts may ultimately be found to be different, and agrees that the foregoing Release shall be in all respects effective, and not subject to termination or rescission by virtue of any such
factual differences. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 17. <U>Lender Direction</U>. By its execution and delivery of its signature page hereto, each of the
undersigned Lenders, together constituting Lenders having Loans and unused Second Amendment Commitments representing 100% of the sum of all Loans outstanding and unused Second Amendment Commitments, is authorizing and directing (i)&nbsp;the
Disbursing Agent and the Collateral Agent to execute this Amendment, and (ii)&nbsp;the Collateral Agent to execute that </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-10- </P>

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certain Amendment No.&nbsp;1 to Intercreditor Agreement dated as of the Second Amendment Funding Date, among the Collateral Agent and the Revolving Loan Lender, in the form attached hereto as
<U>Annex B</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-11- </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed by their
duly authorized officers, all as of the day and year first written above. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="86%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"><U>BORROWER:</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3">FREIGHTCAR&nbsp;NORTH&nbsp;AMERICA,&nbsp;LLC</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"><U>HOLDINGS:</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3">FREIGHTCAR AMERICA, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3"><U>OTHER LOAN PARTIES:</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">JAC OPERATIONS, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">FREIGHT CAR SERVICES, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">JAIX LEASING COMPANY</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">FREIGHTCAR SHORT LINE, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR></TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page to
Amendment No. 2 to Credit Agreement] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
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<TD WIDTH="86%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">JOHNSTOWN&nbsp;AMERICA,&nbsp;LLC</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">FREIGHTCAR ALABAMA, LLC</TD></TR>
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<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">FREIGHTCAR&nbsp;RAIL&nbsp;SERVICES, LLC</TD></TR>
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<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">FREIGHTCAR RAIL MANAGEMENT SERVICES, LLC</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="white-space:nowrap">FCA-FASEMEX,</FONT> LLC</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Terence R. Rogers</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Terence R. Rogers</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="white-space:nowrap">FCA-FASEMEX,</FONT> S. DE R.L., DE C.V.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James R. Meyer</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">James R. Meyer</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">President</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="white-space:nowrap">FCA-FASEMEX&nbsp;ENTERPRISE,&nbsp;S.&nbsp;DE&nbsp;R.L.,</FONT> DE C.V.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ James R. Meyer</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">James R. Meyer</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">President</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page to
Amendment No. 2 to Credit Agreement] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
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<TD VALIGN="top" COLSPAN="3">U.S. BANK NATIONAL ASSOCIATION,<BR>solely in its capacities as Disbursing Agent and Collateral Agent and not in its individual capacity</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">By:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Crystal Crudup-Burt</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Crystal Crudup-Burt</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Title:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Vice President</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page to
Amendment No. 2 to Credit Agreement] </P>

</DIV></Center>


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<TD VALIGN="top" COLSPAN="3"><U>LENDER:</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>CO FINANCE LVS VI LLC</B></P></TD></TR>
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<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">By:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Lisa Joseph</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Lisa Joseph</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Title:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Authorized Person</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page to
Amendment No. 2 to Credit Agreement] </P>

</DIV></Center>


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<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B><U></U><FONT STYLE="font-family:Times New Roman" COLOR="#ff4338"><STRIKE>Execution</STRIKE></FONT><U></U><FONT
STYLE="font-family:Times New Roman" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Final </U></FONT>Version </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B><FONT
STYLE="font-family:Times New Roman" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Annex A &#150; Conformed Credit Agreement</U></FONT> </B></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">U.S. $<FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>40,000,000</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">56,000,000</U></FONT>
<FONT STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CREDIT AGREEMENT, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">dated as of October&nbsp;13, 2020, </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">as amended by
Amendment No.</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;1 dated as of January</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;30, 2021,</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">as further
amended by Amendment No.</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;2 dated as of May</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;14, 2021</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">among </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FREIGHTCAR AMERICA, INC.,
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">as Holdings, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FREIGHTCAR
NORTH AMERICA, LLC, </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">as Borrower, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">THE LENDERS PARTY HERETO FROM TIME TO TIME </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">U.S. BANK NATIONAL
ASSOCIATION, </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">as Disbursing Agent and Collateral Agent </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE;padding-bottom:2pt; margin-bottom:-1pt; font-family:Times New Roman; font-size:10pt" ALIGN="center">


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<TD WIDTH="9%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="83%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center">Page</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE&nbsp;I&nbsp;DEFINITIONS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
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<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.01</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Defined Terms</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.02</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Other Interpretive Provisions</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>39</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">42</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.03</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Accounting Terms</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>40</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">43</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.04</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Rounding</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>41</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">44</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.05</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Times of Day</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>41</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">44</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.06</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Currency Equivalents Generally</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>41</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">44</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.07</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Rates</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>41</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">45</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.08</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Cashless Rolls</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>42</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">45</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.09</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Divisions</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>42</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">45</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE II LOANS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B><FONT COLOR="#ff4338"><STRIKE>42</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">45</U></FONT></B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.01</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Commitments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>42</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">45</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.02</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Procedure for Borrowing</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>43</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">46</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.03</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Repayment of Loans</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>43</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">47</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.04</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Lenders&#146; Evidence of Debt; Register; Notes</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>43</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">47</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.05</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Fees</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>44</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">48</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.06</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Voluntary Prepayments; Call Protection</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>44</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">48</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.07</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Mandatory Prepayments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>46</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">49</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.08</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Application of Prepayments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>47</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">51</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.09</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Conversion and Continuation Options</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>47</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">51</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.10</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Minimum Amounts and Maximum Number of Eurodollar Tranches</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>47</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">51</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.11</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Interest Rates and Payment Dates</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>48</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">52</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.12</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Illegality</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>49</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">52</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.13</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Inability to Determine Interest Rate; Effect of Benchmark Transition Event</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>49</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">53</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.14</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payments Generally</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>52</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">56</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.15</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Increased Costs; Capital Adequacy</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>53</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">57</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.16</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Taxes</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>54</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">58</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.17</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Breakage Payments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>58</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">62</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.18</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Pro Rata Treatment</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>58</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">62</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.19</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Mitigation Obligations; Replacement of Lenders</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>58</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">63</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE III REPRESENTATIONS AND WARRANTIES</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B><FONT COLOR="#ff4338"><STRIKE>60</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">64</U></FONT></B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.01</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Existence, Qualification and Power</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>60</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">64</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.02</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Authorization; Enforceability</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>60</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">64</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.03</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Conflicts</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>60</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">64</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-i-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE;padding-bottom:2pt; margin-bottom:-1pt; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="9%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="83%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.04</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Financial Statements; Projections; No Material Adverse Effect</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>61</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">65</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.05</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Intellectual Property</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>62</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">66</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.06</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Properties</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>63</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">67</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.07</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Equity Interests and Subsidiaries</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>64</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">68</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.08</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Compliance with Laws and Contracts</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>64</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">69</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.09</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Litigation</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>65</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">69</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.10</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Investment Company Act</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>65</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">69</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.11</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Federal Reserve Regulations</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>65</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">69</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.12</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Taxes</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>65</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">70</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.13</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Material Misstatements</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>66</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">70</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.14</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Labor Matters</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>66</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">70</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.15</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>ERISA</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>66</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">71</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.16</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Environmental Matters</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>67</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">71</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.17</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Insurance</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>68</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">72</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.18</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Security Documents</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>68</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">73</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.19</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Solvency</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>68</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">73</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.20</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Anti-Money Laundering and Anti-Corruption</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>68</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">73</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.21</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>International Trade Laws</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>69</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">74</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.22</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Use of Proceeds</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>69</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">74</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.23</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Brokers</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>70</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">74</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE IV CONDITIONS PRECEDENT</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B><FONT COLOR="#ff4338"><STRIKE>70</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">75</U></FONT></B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;4.01</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Conditions to Effectiveness</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>70</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">75</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;4.02</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Conditions to Loans</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>71</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">75</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE V AFFIRMATIVE COVENANTS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B><FONT COLOR="#ff4338"><STRIKE>75</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">80</U></FONT></B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.01</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Financial Statements</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>75</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">80</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.02</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Certificates; Other Information</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>76</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">82</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.03</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Notices</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>78</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">84</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.04</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payment of Obligations</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>80</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">85</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.05</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Preservation of Existence, Etc</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>80</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">85</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.06</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Maintenance of Property</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>80</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">85</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.07</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Maintenance of Insurance</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>80</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">85</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.08</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Books and Records; Inspection Rights</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>81</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">86</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.09</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Compliance with Laws</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>81</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">86</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.10</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Compliance with Environmental Laws; Preparation of Environmental Reports</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>81</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">87</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.11</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Use of Proceeds</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>82</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">87</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.12</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Covenant to Guarantee Obligations and Give Security</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>82</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">88</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.13</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Further Assurances</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>84</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">89</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.14</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Post-Closing Undertakings</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>84</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">90</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section&nbsp;5.15</U></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Issuance of Additional Warrants</U></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">90</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section&nbsp;5.16</U></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Lender Calls</U></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">90</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section&nbsp;5.17</U></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Additional Covenants</U></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">90</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-ii-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE VI NEGATIVE COVENANTS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B><FONT COLOR="#ff4338"><STRIKE>84</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">90</U></FONT></B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.01</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Indebtedness</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>84</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">90</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.02</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Liens</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>87</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">93</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.03</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Fundamental Changes</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>89</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">95</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.04</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Dispositions</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>90</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">96</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.05</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Restricted Payments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>92</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">98</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.06</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Investments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>93</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">100</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.07</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Prepayments; Modifications of Debt Instruments, Certain Material Agreements and Organizational Documents</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>96</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">102</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.08</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Transactions with Affiliates</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>96</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">103</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.09</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Sale and Leasebacks</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>97</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">104</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.10</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Changes in Fiscal Periods</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>98</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">104</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.11</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Burdensome Agreements</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>98</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">104</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.12</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Lines of Business</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>99</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">105</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.13</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Activities of Holdings</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>99</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">106</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.14</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Minimum Liquidity Covenant</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>100</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">107</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.15</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Limitation on Capital Expenditures</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>100</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">107</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE VII EVENTS OF DEFAULT AND REMEDIES</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B><FONT COLOR="#ff4338"><STRIKE>101</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">107</U></FONT></B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;7.01</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Events of Default</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>101</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">107</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;7.02</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Remedies Upon Event of Default</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>103</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">110</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;7.03</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Application of Funds</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>104</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">111</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE VIII THE DISBURSING AGENT AND THE COLLATERAL AGENT</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B><FONT COLOR="#ff4338"><STRIKE>104</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">111</U></FONT></B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.01</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Appointment and Authority</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>104</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">111</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.02</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Rights as a Lender</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>105</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">112</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.03</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Exculpatory Provisions</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>106</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">113</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.04</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Reliance by Disbursing Agent</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>109</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">116</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.05</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Delegation of Duties</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>110</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">117</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.06</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Resignation of the Disbursing Agent or the Collateral Agent</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>110</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">117</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.07</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><FONT STYLE="white-space:nowrap">Non-Reliance</FONT> on Disbursing Agent and Other Lenders</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>111</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">118</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.08</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Other Duties, Etc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>112</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">119</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.09</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Disbursing Agent May File Proofs of Claim</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>112</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">119</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.10</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Collateral and Guaranty Matters</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>112</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">119</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.11</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Withholding Tax</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>115</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">122</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.12</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Reliance on Agents&#146; Customer Identification Program</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>115</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">123</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section&nbsp;8.13</U></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Erroneous Payments</U></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">123</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-iii-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


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<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE;padding-bottom:2pt; margin-bottom:-1pt; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="9%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="81%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE IX MISCELLANEOUS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B><FONT COLOR="#ff4338"><STRIKE>116</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">123</U></FONT></B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.01</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Amendments and Waivers</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>116</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">123</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.02</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Notices</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>117</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">125</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.03</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Waiver by Course of Conduct; Cumulative Remedies</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>120</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">128</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.04</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Survival of Representations, Warranties, Covenants and Agreements</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>121</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">128</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.05</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payment of Expenses; Indemnity</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>121</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">128</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.06</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Successors and Assigns; Participations and Assignments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>123</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">131</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.07</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Sharing of Payments by Lenders; <FONT STYLE="white-space:nowrap">Set-off</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>126</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">134</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.08</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Counterparts; Electronic Signatures</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>127</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">135</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.09</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Severability</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>128</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">136</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.10</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Section Headings</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>128</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">136</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.11</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Integration</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>129</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">136</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.12</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Governing Law</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>129</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">136</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.13</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Submission to Jurisdiction; Waivers</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>129</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">137</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.14</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Acknowledgments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>130</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">137</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.15</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Confidentiality</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>130</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">138</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.16</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Waiver of Jury Trial</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>131</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">139</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.17</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>PATRIOT Act Notice</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>132</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">139</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.18</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Usury Savings Clause</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>132</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">140</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.19</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payments Set Aside</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>132</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">140</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.20</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Advisory or Fiduciary Responsibility</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>133</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">141</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.21</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Judgment Currency</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>133</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">14</U></FONT>1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.22</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Publicity</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>134</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">141</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.23</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Intercreditor Agreement</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT>&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#ff4338"><STRIKE>134</STRIKE></FONT><FONT COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">142</U></FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-iv-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>ANNEXES</U>: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="13%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="86%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Annex A</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Commitments</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>SCHEDULES</U>:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;1.01(a)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Scheduled Material Agreements</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;3.05</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Intellectual Property Licenses</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;3.06</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Owned and Leased Real Property</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;3.07</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Equity Interests</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;3.15</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date ERISA Matters</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;3.16</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Environmental Matters</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;3.17</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Insurance</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;3.18</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>UCC Filing Jurisdictions</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;4.02(a)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Security Documents</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;5.14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Post-Closing Undertakings</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;6.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Existing Indebtedness</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;6.02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Existing Liens</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;6.06</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Existing Investments</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;6.08</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Existing Affiliate Transactions</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;6.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Existing Restrictive Agreements</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule&nbsp;6.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Closing Date Existing Activities of Holdings</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>EXHIBITS</U>:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit A</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of Compliance Certificate</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit B</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Reserved</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit C</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of Assignment and Assumption</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit D</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of Note</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit <FONT STYLE="white-space:nowrap">E-1</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of U.S. Tax Compliance Certificate</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit <FONT STYLE="white-space:nowrap">E-2</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of U.S. Tax Compliance Certificate</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit <FONT STYLE="white-space:nowrap">E-3</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of U.S. Tax Compliance Certificate</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit <FONT STYLE="white-space:nowrap">E-4</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of U.S. Tax Compliance Certificate</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit F</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of Borrowing Notice</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit G</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of Solvency Certificate</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exhibit H</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Form of Subordinated Intercompany Note</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-v-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>CREDIT AGREEMENT</B>, dated as of October&nbsp;13, 2020 (as amended, restated, amended
and restated, supplemented or otherwise modified from time to time, this &#147;<U>Agreement</U>&#148;), among FreightCar America, Inc., a Delaware corporation (&#147;<U>Holdings</U>&#148;), FreightCar North America, LLC, a Delaware limited liability
company (the &#147;<U>Borrower</U>&#148;), the several banks and other financial institutions or entities from time to time parties hereto (the &#147;<U>Lenders</U>&#148;) and U.S. Bank National Association, as disbursing agent for the Lenders
(together with its permitted successors and assigns in such capacity, the &#147;<U>Disbursing Agent</U>&#148;) and as collateral agent for the Secured Parties (together with its successors and permitted assigns in such capacity, the
&#147;<U>Collateral Agent</U>&#148;). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>W I T N E S S E T H: </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Borrower has requested that the Lenders extend credit in the form of <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(i)</U></FONT><FONT STYLE="font-family:Times New Roman">&nbsp;Loans on the Closing Date in an aggregate principal amount
equal to $40,000,000</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>.
The</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">,
 the</U></FONT><FONT STYLE="font-family:Times New Roman"> proceeds of </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>the Loans</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">which
</U></FONT><FONT STYLE="font-family:Times New Roman"> may be used on the Closing Date solely to fund, in part, the Transactions, the Transaction Expenses, to purchase machinery and equipment, to provide for ongoing working capital requirements of
the Borrower and its Subsidiaries and for other general corporate purposes, including distributions, of the Borrower and its Subsidiaries</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>;</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">and
(ii)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;Loans on the Second Amendment Funding Date in an aggregate principal amount equal to $16,000,000,
the proceeds of which shall be used on or after the Second Amendment Funding Date to pay fees, costs and expenses incurred in connection with the Second Amendment and to provide for ongoing working capital requirements of the Borrower and its
Subsidiaries and for other general corporate purposes;</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the
Borrower and each other Loan Party desire to secure all of the Obligations by granting to the Collateral Agent, for the benefit of the Secured Parties, a security interest in and Lien upon substantially all of the property and assets of the Borrower
and the other Loan Parties, subject to the limitations described herein and in the Security Documents; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Lenders
are willing to extend such credit to the Borrower on the terms and subject to the conditions set forth herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>NOW, THEREFORE</B>, in
consideration of the premises and the agreements hereinafter set forth, the parties hereto hereby agree as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE I </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DEFINITIONS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>Section&nbsp;1.01</I>&nbsp;&nbsp;&nbsp;&nbsp;<U>Defined Terms</U><I>.</I> As used in this Agreement, the terms listed in this
<U>Section</U><U></U><U>&nbsp;1.01</U> shall have the respective meanings set forth in this <U>Section</U><U></U><U>&nbsp;1.01</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>AAR</U>&#148; shall mean The Association of American Railroads (or any successor). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Accounting Change</U>&#148; shall mean any change in accounting principles required by the promulgation of any rule, regulation,
pronouncement or opinion by the Financial Accounting Standards Board of the American Institute of Certified Public Accountants or, if applicable, the SEC. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-1-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Administrative Questionnaire</U>&#148; shall mean an administrative questionnaire
in a form supplied by the Disbursing Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Affiliate</U>&#148; shall mean, with respect to a specified Person, another Person
that directly or indirectly through one or more intermediaries, Controls or is Controlled by or is under common Control with the Person specified; <I>provided</I>,<I> however</I>, that, the term &#147;Affiliate&#148; shall also include any Person
that directly or indirectly owns 10% or more of any class of Equity Interests of the Person specified or that is an officer or director of the Person specified. For the avoidance of doubt, no Lender, solely in its capacity as a holder of Warrants,
shall constitute an Affiliate of the Borrower. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Agents</U>&#148; shall mean the collective reference to the Disbursing Agent and
the Collateral Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Agreement</U>&#148; shall have the meaning set forth in the preamble hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Anti-Corruption Laws</U>&#148; shall mean all laws, rules, and regulations of any jurisdiction applicable to Holdings, the Borrower
or any of its Affiliates from time to time concerning or relating to bribery or corruption, including without limitation the United States Foreign Corrupt Practices Act of 1977, as amended, the UK Bribery Act 2010, the Mexican <I>Ley General del
Sistema Nacional Anticorrupci&oacute;n</I>, the Mexican <I>Ley General de Responsabilidades Administrativas</I>, and the Mexican Federal Criminal Code and other similar legislation in any other jurisdictions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Anti-Money Laundering Laws</U>&#148; shall mean all applicable financial recordkeeping and reporting requirements and the money
laundering statutes and the rules and regulations thereunder and any related or similar rules, regulations or guidelines, which in each case are issued, administered or enforced by any Governmental Authority having jurisdiction over the Borrower or
any other Loan Party. For the avoidance of doubt, the term &#147;Anti-Money Laundering Laws&#148; shall include, but shall not be limited to, all laws, rules and regulations of the United States, the United Nations Security Council, the European
Union or its Member States, the United Kingdom and Her Majesty&#146;s Treasury, and Germany, relating to bribery, corruption, money laundering or terrorist financing, including, without limitation, the Bank Secrecy Act, 31 U.S.C. section 5311 et
seq.; Title III of the USA Patriot Act; 18 U.S.C. section 1956; 18 U.S.C. section 1957; the Financial Recordkeeping and Reporting of Currency and Foreign Transactions Regulations, 31 C.F.R. Part 103; the United Kingdom Proceeds of Crime Act 2002;
and the United Kingdom Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 and the Mexican <I>Ley Federal para la Prevenci&oacute;n e Identificaci&oacute;n de Operaciones con Recursos de
Procedencia Il&iacute;cita</I> and its applicable regulations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Applicable Margin</U>&#148; shall mean a percentage <I>per
annum</I> equal to (i)&nbsp;for Eurodollar Loans, 12.5% and (ii)&nbsp;for Base Rate Loans, 11.5%. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-2-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Applicable Prepayment Premium</U>&#148; shall mean, as of any date of
determination,
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(a)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;in
 the case of the Second Amendment Loans, </U></FONT><FONT STYLE="font-family:Times New Roman">an amount equal to (</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>a</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">i
</U></FONT><FONT STYLE="font-family:Times New Roman">) during the period of time from and after the </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>third anniversary of the Closing Date through the fourth
anniversary of the Closing Date, 4.0% of the principal amount</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment Funding Date through October</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;30, 2021, 2.0% of the principal amount of the Second Amendment Loans prepaid or accelerated (including, without
limitation, automatic acceleration upon an Event of Default under</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> Section</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;7.01(f)
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">or
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;7.01(g)
 </U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">or operation of law upon the occurrence of a bankruptcy or insolvency event), (ii) during the period of
time from and after October</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;31, 2021 through December</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;30, 2021, 4.0% of the principal amount of the Second Amendment Loans prepaid or accelerated (including, without
limitation, automatic acceleration upon an Event of Default under </U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;7.01(f)
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">or
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;7.01(g)
 </U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">or operation of law upon the occurrence of a bankruptcy or insolvency event), and (iii)</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;during the period of time from and after December</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;31, 2021 through
March</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;30, 2022, 5.0% of the principal amount of the Second Amendment Loans </U></FONT><FONT
STYLE="font-family:Times New Roman">prepaid or accelerated (including, without limitation, automatic acceleration upon an Event of Default under <U>Section</U><U></U><U>&nbsp;7.01(f)</U> or <U>Section</U><U></U><U>&nbsp;7.01(g)</U> or operation of
law upon the occurrence of a bankruptcy or insolvency event) and (b)</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;in the case of all Loans, an amount
equal to (i)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;during the period of time from and after the </U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">third anniversary of the Closing Date through the fourth anniversary of the Closing Date, 4.0% of the principal amount
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">of Loans prepaid or accelerated (including, without limitation, automatic acceleration upon an Event of
Default under
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;7.01(f)
 </U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">or
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;7.01(g)
 </U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">or operation of law upon the occurrence of a bankruptcy or insolvency event) and (ii)</U></FONT><FONT
STYLE="font-family:Times New Roman">&nbsp;during the period of time from and after the fourth anniversary of the Closing Date, 3.0% of the principal amount
</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">of Loans </U></FONT><FONT STYLE="font-family:Times New Roman">prepaid or accelerated (including, without
limitation, automatic acceleration upon an Event of Default under <U>Section</U><U></U><U>&nbsp;7.01(f)</U> or <U>Section</U><U></U><U>&nbsp;7.01(g)</U> or operation of law upon the occurrence of a bankruptcy or insolvency event).</FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> For the avoidance of doubt, with respect to Second Amendment Loans, the Make Whole Amount, rather than the Applicable
Prepayment Premium, shall apply during the period from and after March</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;31, 2022 until the third
anniversary of the Closing Date.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Approved Electronic
Communications</U>&#148; shall mean, collectively, any notice, demand, communication, information, document or other material provided by or on behalf of any Loan Party pursuant to any Loan Document or the transactions contemplated therein which is
distributed to any Agent or Lender by means of electronic communications pursuant to <U>Section</U><U></U><U>&nbsp;9.02(b)</U> or <U>Section</U><U></U><U>&nbsp;9.02(d)</U>, including through the Platform. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Approved Fund</U>&#148; shall mean any Person that is engaged in making, purchasing, holding or investing in loans and similar
extensions of credit in the ordinary course of its business and that is administered or managed by (a)&nbsp;a Lender, (b)&nbsp;an Affiliate of a Lender or (c)&nbsp;an entity or an Affiliate of an entity that administers or manages a Lender. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Asset Sale</U>&#148; shall mean any Disposition of Property or series of related Dispositions of Property (excluding any Disposition
pursuant to <U>Section</U><U></U><U>&nbsp;6.04(a)</U>, <U>Section</U><U></U><U>&nbsp;6.04(b)</U>,<U> Section</U><U></U><U>&nbsp;6.04(c)</U>,<U> Section</U><U></U><U>&nbsp;6.04(d),</U> <U>Section</U><U></U><U>&nbsp;6.04(e)</U>,
<U>Section</U><U></U><U>&nbsp;6.04(g)</U>, <U>Section</U><U></U><U>&nbsp;6.04(i)</U>, <U>Section</U><U></U><U>&nbsp;6.04(j)</U>, <U>Section</U><U></U><U>&nbsp;6.04(k)</U>, <U>Section</U><U></U><U>&nbsp;6.04(l)</U>,
<U>Section</U><U></U><U>&nbsp;6.04(m)</U>, <U>Section</U><U></U><U>&nbsp;6.04(n),</U> <U>Section</U><U></U><U>&nbsp;6.04(o)</U> or <U>Section</U><U></U><U>&nbsp;6.04(p)</U>) which yields gross proceeds (valued at the initial principal amount thereof
in the case of <FONT STYLE="white-space:nowrap">non-cash</FONT> proceeds consisting of notes or other debt securities and valued at fair market value in the case of other <FONT STYLE="white-space:nowrap">non-cash</FONT> proceeds) in excess of
$500,000 with respect to any Disposition or series of related Dispositions and $1,000,000 in the aggregate during any fiscal year of Holdings. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-3-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Assignment and Assumption</U>&#148; shall mean an assignment and assumption entered
into by a Lender and an Eligible Assignee (with the consent of any party whose consent is required by <U>Section</U><U></U><U>&nbsp;9.06</U>), and acknowledged by the Disbursing Agent, in substantially the form of <U>Exhibit C</U> or any other form
approved by the Disbursing Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Attributable Indebtedness</U>&#148; shall mean, when used with respect to any Sale and
Leaseback, as at the time of determination, the present value (discounted at a rate equivalent to the Borrower&#146;s then-current weighted average cost of funds for borrowed money as at the time of determination, compounded on a semi-annual basis)
of the total obligations of the lessee for rental payments during the remaining term of the lease included in such Sale and Leaseback, including any period for which such lease has been extended or may, at the option of the lessor, be extended. Such
present value shall be calculated using a discount rate equal to the rate of interest implicit in such transaction, determined in accordance with GAAP; <I>provided</I> that, if such Sale and Leaseback results in a Capital Lease Obligation, the
amount of Indebtedness represented thereby will be determined in accordance with the definition of Capital Lease Obligation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Available Tenor</U>&#148;<B><I> </I></B>shall mean, as of any date of determination and with respect to the then-current Benchmark,
as applicable, any tenor for such Benchmark or payment period for interest calculated with reference to such Benchmark, as applicable, that is or may be used for determining the length of an Interest Period pursuant to this Agreement as of such date
and not including, for the avoidance of doubt, any tenor for such Benchmark that is then-removed from the definition of &#147;Interest Period&#148; pursuant to <U>Section</U><U></U><U>&nbsp;2.13(b)(iv)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Bankruptcy Code</U>&#148; shall mean Title 11 of the United States Code entitled &#147;Bankruptcy&#148;, as now and hereafter in
effect, or any successor statute. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Base Rate</U>&#148; shall mean, for any day, a <I>per annum</I> rate of interest equal to the
greatest of (a)&nbsp;the Prime Rate in effect on such day, (b)&nbsp;the Federal Funds Effective Rate in effect on such day <U>plus</U> 0.50%, (c)&nbsp;the Eurodollar Rate (after giving effect to any Eurodollar Rate &#147;floor&#148;) that would be
payable on such day for a Eurodollar Loan with a <FONT STYLE="white-space:nowrap">one-month</FONT> interest period <U>plus</U> 1.00% and (d)&nbsp;2.50%; <I>provided</I> that, if the Base Rate determined based on the foregoing is less than zero, such
rate shall be deemed to be zero for the purposes of this Agreement. Any change in the Base Rate due to a change in the Prime Rate, the Federal Funds Effective Rate or the Eurodollar Rate shall be effective as of the opening of business on the
effective day of such change in the Prime Rate, the Federal Funds Effective Rate or the Eurodollar Rate, respectively. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Base Rate
Loan</U>&#148; shall mean a Loan bearing interest at a rate determined by reference to the Base Rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark</U>&#148; shall
mean, initially, LIBOR; <I>provided</I> that if a Benchmark Transition Event or an Early <FONT STYLE="white-space:nowrap">Opt-in</FONT> Election, as applicable, and its related Benchmark Replacement Date have occurred with respect to LIBOR or the
then-current Benchmark, then &#147;Benchmark&#148; means the applicable Benchmark Replacement to the extent that such Benchmark Replacement has replaced such prior benchmark rate pursuant to <U>Section</U><U></U><U>&nbsp;2.13(b)(i)</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-4-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark Replacement</U>&#148; shall mean, for any Available Tenor, the first
alternative set forth in the order below that can be determined by the Required Lenders for the applicable Benchmark Replacement Date: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;the sum of: (i)&nbsp;Term SOFR and (ii)&nbsp;the related Benchmark Replacement Adjustment; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;the sum of: (i)&nbsp;Daily Simple SOFR and (ii)&nbsp;the related Benchmark Replacement Adjustment; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;the sum of: (i)&nbsp;the alternate benchmark rate that has been selected by the Required Lenders (in consultation
with the Disbursing Agent and the Borrower) as the replacement for the then-current Benchmark for the applicable Corresponding Tenor giving due consideration to (A)&nbsp;any selection or recommendation of a replacement benchmark rate or the
mechanism for determining such a rate by the Relevant Governmental Body or (B)&nbsp;any evolving or then-prevailing market convention for determining a benchmark rate as a replacement for the then-current Benchmark for U.S. dollar-denominated
syndicated credit facilities at such time and (ii)&nbsp;the related Benchmark Replacement Adjustment; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>provided</I> that, in the case of clause (a),
such Unadjusted Benchmark Replacement is displayed on a screen or other information service that publishes such rate from time to time as selected by the Required Lenders in their reasonable discretion and notified to the Disbursing Agent;
<I>provided further</I>, that in each case, such Benchmark Replacement shall be administratively feasible for the Disbursing Agent. If the Benchmark Replacement as determined pursuant to clause (a), (b) or (c)&nbsp;above would be less than the
Floor, the Benchmark Replacement will be deemed to be the Floor for the purposes of this Agreement and the other Loan Documents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark Replacement Adjustment</U>&#148; shall mean, with respect to any replacement of the then-current Benchmark with an
Unadjusted Benchmark Replacement for any applicable Interest Period and Available Tenor for any setting of such Unadjusted Benchmark Replacement: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;for purposes of clauses (a)&nbsp;and (b) of the definition of &#147;Benchmark Replacement,&#148; the first
alternative set forth in the order below that can be determined by the Required Lenders and is administratively feasible for the Disbursing Agent: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;the spread adjustment, or method for calculating or determining such spread adjustment, (which may
be a positive or negative value or zero) as of the Reference Time such Benchmark Replacement is first set for such Interest Period that has been selected or recommended by the Relevant Governmental Body for the replacement of such Benchmark with the
applicable Unadjusted Benchmark Replacement for the applicable Corresponding Tenor; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;the spread
adjustment (which may be a positive or negative value or zero) as of the Reference Time such Benchmark Replacement is first set for such Interest </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-5-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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Period that would apply to the fallback rate for a derivative transaction referencing the ISDA Definitions to be effective upon an index cessation event with respect to such Benchmark for the
applicable Corresponding Tenor; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;for purposes of clause (c)&nbsp;of the definition of &#147;Benchmark
Replacement,&#148; the spread adjustment, or method for calculating or determining such spread adjustment, (which may be a positive or negative value or zero) that has been selected by the Required Lenders (in consultation with the Borrower) for the
applicable Corresponding Tenor giving due consideration to (i)&nbsp;any selection or recommendation of a spread adjustment, or method for calculating or determining such spread adjustment, for the replacement of such Benchmark with the applicable
Unadjusted Benchmark Replacement by the Relevant Governmental Body on the applicable Benchmark Replacement Date or (ii)&nbsp;any evolving or then-prevailing market convention for determining a spread adjustment, or method for calculating or
determining such spread adjustment, for the replacement of such Benchmark with the applicable Unadjusted Benchmark Replacement for U.S. dollar-denominated syndicated credit facilities; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>provided</I> that, in the case of clause (a)&nbsp;above, such adjustment is displayed on a screen or other information service that publishes such
Benchmark Replacement Adjustment from time to time as selected by the Required Lenders in their reasonable discretion and notified to the Disbursing Agent; <I>provided further</I>, that any such screen or other information service shall be
administratively feasible for the Disbursing Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark Replacement Conforming Changes</U>&#148; shall mean, with respect
to any Benchmark Replacement, any technical, administrative or operational changes (including changes to the definition of &#147;Base Rate,&#148; the definition of &#147;Business Day,&#148; the definition of &#147;Interest Period,&#148; timing and
frequency of determining rates and making payments of interest, timing of borrowing requests or prepayment, conversion or continuation notices, length of lookback periods, the applicability of breakage provisions, and other technical, administrative
or operational matters) that the Required Lenders decide may be appropriate to reflect the adoption and implementation of such Benchmark Replacement and to permit the administration thereof by the Disbursing Agent in a manner substantially
consistent with market practice (or, if the Required Lenders decide that adoption of any portion of such market practice is not administratively feasible or if the Required Lenders determine that no market practice for the administration of the
Benchmark Replacement exists, in such other manner of administration as the Required Lenders decide is reasonably necessary in connection with the administration of this Agreement); <I>provided</I> that any such changes shall be administratively
feasible for the Disbursing Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark Replacement Date</U>&#148;<B><I> </I></B>shall mean the earliest to occur of the
following events with respect to the then-current Benchmark: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;in the case of clause (a)&nbsp;or (b) of the
definition of &#147;Benchmark Transition Event,&#148; the later of (i)&nbsp;the date of the public statement or publication of information referenced therein and (ii)&nbsp;the date on which the administrator of such Benchmark (or the published
component used in the calculation thereof) permanently or indefinitely ceases to provide all Available Tenors of such Benchmark (or such component thereof); </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;in the case of clause (c)&nbsp;of the definition of
&#147;Benchmark Transition Event,&#148; the date of the public statement or publication of information referenced therein; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;in the case of an Early <FONT STYLE="white-space:nowrap">Opt-in</FONT> Election, the first Business Day after the
Rate Election Notice is provided to each of the other parties hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, (x)&nbsp;if the event giving rise to
the Benchmark Replacement Date occurs on the same day as, but earlier than, the Reference Time in respect of any determination, the Benchmark Replacement Date will be deemed to have occurred prior to the Reference Time for such determination and
(y)&nbsp;the &#147;Benchmark Replacement Date&#148; will be deemed to have occurred in the case of clause (a)&nbsp;or (b) with respect to any Benchmark upon the occurrence of the applicable event or events set forth therein with respect to all
then-current Available Tenors of such Benchmark (or the published component used in the calculation thereof). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark
Transition Event</U>&#148; shall mean the occurrence of one or more of the following events with respect to the then-current Benchmark: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;a public statement or publication of information by or on behalf of the administrator of such Benchmark (or the
published component used in the calculation thereof) announcing that such administrator has ceased or will cease to provide all Available Tenors of such Benchmark (or the published component used in the calculation thereof), permanently or
indefinitely, <I>provided </I>that, at the time of such statement or publication, there is no successor administrator that will continue to provide any Available Tenor of such Benchmark (or such component thereof); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;a public statement or publication of information by the regulatory supervisor for the administrator of such
Benchmark (or the published component used in the calculation thereof), the Board of Governors of the Federal Reserve System, the Federal Reserve Bank of New York, an insolvency official with jurisdiction over the administrator for such Benchmark
(or such component), a resolution authority with jurisdiction over the administrator for such Benchmark (or such component) or a court or an entity with similar insolvency or resolution authority over the administrator for such Benchmark (or such
component), which states that the administrator of such Benchmark (or such component) has ceased or will cease to provide all Available Tenors of such Benchmark (or such component) permanently or indefinitely, <I>provided </I>that, at the time of
such statement or publication, there is no successor administrator that will continue to provide any Available Tenor of such Benchmark (or such component thereof); or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;a public statement or publication of information by the regulatory supervisor for the administrator of such
Benchmark (or the published component used in the calculation thereof) announcing that all Available Tenors o such Benchmark (or such component thereof) are no longer representative. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-7-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, a &#147;Benchmark Transition Event&#148; will be deemed to have
occurred with respect to any Benchmark if a public statement or publication of information set forth above has occurred with respect to each then-current Available Tenor of such Benchmark (or the published component used in the calculation thereof).
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark Unavailability Period</U>&#148; shall mean the period (if any)&nbsp;(a) beginning at the time that a Benchmark
Replacement Date pursuant to clauses (a)&nbsp;or (b) of that definition has occurred if, at such time, no Benchmark Replacement has replaced the then-current Benchmark for all purposes hereunder and under any Loan Document in accordance with
<U>Section</U><U></U><U>&nbsp;2.13(b)</U> and (b)&nbsp;ending at the time that a Benchmark Replacement has replaced the then-current Benchmark for all purposes hereunder and under any Loan Document pursuant to
<U>Section</U><U></U><U>&nbsp;2.13(b)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Beneficial Ownership Certification</U>&#148; shall mean a certificate regarding
beneficial ownership as required by the Beneficial Ownership Regulation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Beneficial Ownership Regulation</U>&#148; shall mean 31
C.F.R. &#167; 1010.230. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Board of Governors</U>&#148; shall mean the Board of Governors of the Federal Reserve System of the
United States of America, or any successor thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Borrower</U>&#148; shall have the meaning set forth in the preamble hereto.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Borrowing Notice</U>&#148; shall mean, with respect to any request for borrowing of Loans hereunder, a notice from the Borrower,
substantially in the form of, and containing the information prescribed by, <U>Exhibit F</U>, delivered to the Disbursing Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Business Day</U>&#148; shall mean (i)&nbsp;any day excluding Saturday, Sunday and any day which is a legal holiday under the laws of
the State of New York or is a day on which banking institutions located in such state are authorized or required by law or other governmental action to close and (ii)&nbsp;with respect to all notices, determinations, fundings and payments in
connection with the Eurodollar Rate or any Eurodollar Loans, any day which is a Business Day described in <U>clause (i)</U>&nbsp;and which is also a day for trading by and between banks in Dollar deposits in the London interbank market. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Capital Expenditure Carryover Amount</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;6.15</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Capital Expenditures</U>&#148; shall mean, for any period, without duplication, with respect to any Person, (a)&nbsp;any expenditure
or commitment to expend money for any purchase or other acquisition of any asset, including capitalized leasehold improvements, which would be classified as a fixed or capital asset on a consolidated balance sheet of such Person prepared in
accordance with GAAP and (b)&nbsp;Capital Lease Obligations; <I>provided</I> that, in any event, &#147;Capital Expenditures&#148; shall exclude (a)&nbsp;any such expenditure made in accordance with the terms of this Agreement (i)&nbsp;to restore,
replace or rebuild property to the condition of such property immediately prior to any damage, loss, destruction or condemnation of such property, to the extent such expenditure is made with insurance proceeds, condemnation awards or damage recovery
proceeds relating to any such damage, loss, destruction or condemnation, or (ii)&nbsp;with </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-8-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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the proceeds of the Disposition of any assets, equity proceeds, or insurance proceeds, (b)&nbsp;any such expenditure to the extent resulting from the
<FONT STYLE="white-space:nowrap">trade-in</FONT> of equipment or other assets, and (c)&nbsp;any Investment permitted hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Capital Lease</U>&#148; shall mean, with respect to any Person, any lease of, or other arrangement conveying the right to use, any
property by such Person as lessee that has been or should be accounted for as a capital lease on a balance sheet of such person prepared in accordance with GAAP. For the avoidance of doubt, no operating lease (as determined in accordance with GAAP)
shall be considered a Capital Lease. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Capital Lease Obligations</U>&#148; shall mean, with respect to any Person, the obligations
of such Person to pay rent or other amounts under any Capital Lease, any lease entered into as part of any Sale and Leaseback or any Synthetic Lease, or a combination thereof, which obligations are (or would be, if such Synthetic Lease or other
lease were accounted for as a Capital Lease) required to be classified and accounted for as Capital Leases on a balance sheet of such person under GAAP, and the amount of such obligations shall be the capitalized amount thereof (or the amount that
would be capitalized, if such Synthetic Lease or other lease were accounted for as a Capital Lease) determined in accordance with GAAP. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>CARES Act</U>&#148; shall mean, the Coronavirus Aid, Relief, and Economic Security Act, or the CARES Act and applicable rules and
regulations, as amended from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Cash Equivalents</U>&#148; shall mean, as at any date of determination, any of the
following: (a)&nbsp;marketable securities (i)&nbsp;issued or directly and unconditionally guaranteed as to interest and principal by the government of the United States of America or (ii)&nbsp;issued by any agency of the United States of America and
the obligations of which are backed by the full faith and credit of the United States of America, in each case maturing within one year from the date of acquisition; (b)&nbsp;marketable direct obligations issued by any state of the United States of
America or any political subdivision of any such state or any public instrumentality thereof, in each case maturing within one year after the date of acquisition and having a rating of at least <FONT STYLE="white-space:nowrap">A-1</FONT> from
S&amp;P or at least <FONT STYLE="white-space:nowrap">P-1</FONT> from Moody&#146;s; (c)&nbsp;certificates of deposit, time deposits, Eurodollar time deposits or overnight bank deposits having maturities of six months or less from the date of
acquisition issued by any Lender or by any commercial bank organized under the laws of the United States of America or any state thereof or the District of Columbia that (i)&nbsp;is at least &#147;adequately capitalized&#148; (as defined in the
regulations of its primary Federal banking regulator), (ii)&nbsp;has Tier 1 capital (as defined in such regulations) of not less than $1,000,000,000 and (iii)&nbsp;has a rating of at least <FONT STYLE="white-space:nowrap">AA-</FONT> from S&amp;P and
Aa3 from Moody&#146;s; (d)&nbsp;commercial paper of an issuer rated at least <FONT STYLE="white-space:nowrap">A-1</FONT> by S&amp;P or <FONT STYLE="white-space:nowrap">P-1</FONT> by Moody&#146;s, or carrying an equivalent rating by a nationally
recognized rating agency, if both of the two named rating agencies cease publishing ratings of commercial paper issuers generally, and maturing within six months from the date of acquisition; (e)&nbsp;securities with maturities of one year or less
from the date of acquisition issued or fully guaranteed by any state, commonwealth or territory of the United States of America, by any political subdivision or taxing authority of any such state, commonwealth or territory or by any foreign
government, the securities of which state, commonwealth, territory, political subdivision, taxing authority or foreign government (as the case may be) are rated at least A by S&amp;P or A by Moody&#146;s; (f)&nbsp;securities with maturities of six
months or less from the date of </P>
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STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-9-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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acquisition backed by standby letters of credit issued by any Lender or any commercial bank satisfying the requirements of <U>clause (c)</U>&nbsp;of this definition; and (g)&nbsp;shares of money
market, mutual or similar funds which (i)&nbsp;invest exclusively in assets satisfying the requirements of <U>clauses (a)</U>&nbsp;through <U>(f)</U> of this definition; (ii)&nbsp;has net assets of not less than $500,000,000 and (iii)&nbsp;has the
highest rating obtainable from either S&amp;P or Moody&#146;s. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Change in Law</U>&#148; shall mean the occurrence, after the date
of this Agreement, of any of the following: (a)&nbsp;the adoption or taking effect of any law, rule, regulation or treaty, (b)&nbsp;any change in any law, rule, regulation or treaty or in the administration, interpretation, implementation or
application thereof by any Governmental Authority or (c)&nbsp;the making or issuance of any request, rule, guideline or directive (whether or not having the force of law) by any Governmental Authority; <I>provided</I> that, notwithstanding anything
herein to the contrary, (x)&nbsp;the Dodd-Frank Wall Street Reform and Consumer Protection Act and all requests, rules, guidelines or directives thereunder or issued in connection therewith and (y)&nbsp;all requests, rules, guidelines or directives
promulgated by the Bank for International Settlements, the Basel Committee on Banking Supervision (or any successor or similar authority) or United States or foreign regulatory authorities, in each case pursuant to Basel&nbsp;III, shall in each case
be deemed to be a &#147;Change in Law&#148;, regardless of the date enacted, adopted or issued. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Change of Control</U>&#148;
shall mean the occurrence of any of the following events: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;any Person or &#147;group&#148; (within the meaning
of Rules <FONT STYLE="white-space:nowrap">13d-3</FONT> and <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act) shall have (x)&nbsp;acquired beneficial ownership or control of 50.1% or more on a fully diluted basis of the voting
and/or economic interest in the Equity Interests of Holdings or (y)&nbsp;obtained the power (whether or not exercised) to elect a majority of the members of the board of directors (or similar governing body) of Holdings; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Holdings shall cease to beneficially own and control 100% on a fully diluted basis of each class of outstanding
Equity Interests of the Borrower free and clear of all Liens (other than Permitted Equity Liens); or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;any
&#147;change of control&#148; or similar event (however denominated) shall occur under any indenture or other agreement with respect to Material Indebtedness of any Loan Party. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Closing Date</U>&#148; shall mean the date on which the conditions precedent set forth in <U>Section</U><U></U><U>&nbsp;4.02</U>
shall have been satisfied or waived. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><U></U><FONT STYLE="font-family:Times New Roman" COLOR="#ff4338"><STRIKE>&#147;</STRIKE></FONT><U></U><FONT STYLE="font-family:Times New Roman">
<U></U><FONT STYLE="font-family:Times New Roman" COLOR="#ff4338"><STRIKE>Closing </STRIKE></FONT><U></U><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Date Lender&#148; shall mean CO Finance LVS VI LLC.
</STRIKE></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Code</U>&#148; shall mean the Internal Revenue Code of
1986, as amended (unless otherwise provided herein). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Collateral</U>&#148; shall mean all Property of the Loan Parties, now owned
or hereafter acquired, upon which a Lien is purported to be created by any Security Document, but in any event excluding Excluded Assets. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-10-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Collateral Agent</U>&#148; shall have the meaning set forth in the recitals hereto.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Commitment</U>&#148; shall mean, as to any Lender, the obligation of such Lender to make a Loan to the Borrower hereunder in a
principal amount not to exceed the amount set forth under the heading &#147;Commitment&#148; opposite such Lender&#146;s name on <U>Annex A</U> or, as the case may be, in the Assignment and Assumption pursuant to which such Lender became a party
hereto, as the same may be changed from time to time pursuant to the terms hereof. The aggregate principal amount of the Commitments on the Closing Date is $40,000,000. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Common Stock</U>&#148; shall mean the common stock of Holdings, par value $0.01 per share. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Common Stock Deemed Outstanding</U>&#148; shall mean the sum of, without duplication, (a)&nbsp;the number of shares of Common Stock
actually outstanding at such time, plus (b)&nbsp;the number of shares of Common Stock reserved for issuance at such time under any equity incentive plans approved by the board of directors of Holdings, regardless of whether the shares of Common
Stock are actually subject to outstanding options or other rights to acquire shares, plus (c)&nbsp;the number of shares of Common Stock issuable upon exercise of any other options, warrants or rights to acquire shares actually outstanding at such
time, plus (d)&nbsp;the number of shares of Common Stock issuable upon conversion or exchange of convertible securities actually outstanding at such time, in each case, regardless of whether the options or convertible securities are actually
exercisable at such time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Compliance Certificate</U>&#148; shall mean a certificate duly executed by a Responsible Officer of
Holdings, substantially in the form of <U>Exhibit A</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Connection Income Taxes</U>&#148; means Other Connection Taxes that are
imposed on or measured by net income (however denominated) or that are franchise Taxes or branch profits Taxes.<B> </B> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Contractual Obligation</U>&#148; shall mean, with respect to any Person, any provision of any security issued by such Person or of
any agreement, instrument or other undertaking (other than a Loan Document) to which such Person is a party or by which it or any of its Property is bound. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Control</U>&#148; shall mean the possession, directly or indirectly, of the power to direct or cause the direction of the management
or policies of a Person, whether through the ownership of voting securities or by contract or otherwise. &#147;<U>Controlling</U>&#148; and &#147;<U>Controlled</U>&#148; have meanings correlative thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Corresponding Tenor</U>&#148;<B><I> </I></B>with respect to any Available Tenor shall mean, as applicable, either a tenor (including
overnight) or an interest payment period having approximately the same length (disregarding business day adjustment) as such Available Tenor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Credit Extension</U>&#148; shall mean the making of a Loan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Daily Simple SOFR</U>&#148; shall mean, for any day, SOFR, with the conventions for this rate (which will include a lookback) being
established by the Required Lenders in accordance with the conventions for this rate selected or recommended by the Relevant Governmental Body for </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-11-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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determining &#147;Daily Simple SOFR&#148; for syndicated business loans; <I>provided</I>, that if the Disbursing Agent decides that any such convention is not administratively feasible for the
Disbursing Agent, then the Required Lenders may establish another convention in their reasonable discretion, <I>provided</I> that such convention is administratively feasible for the Disbursing Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Debtor Relief Laws</U>&#148; shall mean the Bankruptcy Code, and all other liquidation, conservatorship, bankruptcy, assignment for
the benefit of creditors, moratorium, rearrangement, receivership, insolvency, reorganization or similar debtor relief laws of the United States of America or other applicable jurisdictions from time to time in effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Default</U>&#148; shall mean any event, occurrence or condition which is, or upon notice, lapse of time or both would constitute, an
Event of Default. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Disbursing Agent</U>&#148; shall have the meaning set forth in the preamble hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Disinterested Director</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;6.08</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Disposition</U>&#148; shall mean, with respect to any Property, any sale, lease, sublease, assignment, conveyance, transfer,
exclusive license or other disposition thereof (including (i)&nbsp;by way of merger or consolidation, (ii)&nbsp;any Sale and Leaseback and (iii)&nbsp;any Synthetic Lease); and the terms &#147;<U>Dispose</U>&#148; and &#147;<U>Disposed of</U>&#148;
shall have correlative meanings. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Disqualified Equity Interests</U>&#148; shall mean any Equity Interests that, by their terms
(or by the terms of any security or other Equity Interests into which they are convertible or for which they are exchangeable), or upon the happening of any event or condition, (a)&nbsp;require the payment of any dividends (other than dividends
payable solely in shares of Qualified Equity Interests), (b)&nbsp;mature or are mandatorily redeemable or subject to mandatory repurchase or redemption or repurchase at the option of the holders thereof (other than solely for Qualified Equity
Interests), in each case in whole or in part and whether upon the occurrence of any event, pursuant to a sinking fund obligation on a fixed date or otherwise (including as the result of a failure to maintain or achieve any financial performance
standards) or (c)&nbsp;are or become convertible into or exchangeable for, automatically or at the option of any holder thereof, any Indebtedness, Equity Interests or other assets other than Qualified Equity Interests, in the case of each of
<U>clauses&nbsp;(a)</U>, <U>(b)</U> and <U>(c)</U>, prior to the date that is 91 days after the Maturity Date at the time of issuance of such Equity Interests (other than (i)&nbsp;following Payment in Full or (ii)&nbsp;upon a &#147;change in
control&#148;; <I>provided</I> that any payment required pursuant to this <U>clause (ii)</U>&nbsp;is subject to the prior Payment in Full); <I>provided</I>, <I>however</I>, that if such Equity Interests are issued to any employee or to any plan for
the benefit of employees of Holdings, the Borrower or their Subsidiaries or by any such plan to such employees, such Equity Interests shall not constitute Disqualified Equity Interests solely because they may be required to be repurchased by a Group
Member in order to satisfy applicable statutory or regulatory obligations or as a result of such employee&#146;s termination, death or disability. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Disqualified Lender</U>&#148; shall mean (a)&nbsp;any Person that is a competitor of Holdings and its Subsidiaries, which Person has
been designated as a &#147;Disqualified Lender&#148; by written notice to </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-12-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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Disbursing Agent and the Lenders by Borrower prior to the Closing Date and (b)&nbsp;Affiliates of Persons described in clause (a)&nbsp;above (other than such Affiliates that are bona fide fixed
income investors, debt funds, regulated bank entities or unregulated lending entities generally engaged in making, purchasing, holding or otherwise investing in commercial loans, debt securities or similar extensions of credit in the ordinary course
of business) that are identified in writing by Borrower to Disbursing Agent and the Lenders prior to the Closing Date; <I>provided</I>, that the inclusion of such Persons as Disqualified Lenders shall not retroactively apply to disqualify any
Persons that have previously acquired an assignment or participation in the Loans; <I>provided</I>,<I> further</I>, that the term &#147;Disqualified Lender&#148; shall exclude any Person that Borrower has designated as no longer being a
&#147;Disqualified Lender&#148; by written notice delivered to Disbursing Agent and the Lenders from time to time. Notwithstanding the foregoing, each Loan Party and the Lenders acknowledge and agree that Disbursing Agent will not have any
responsibility or obligation of any kind to determine whether any Lender or potential Lender is a Disqualified Lender and Disbursing Agent will have no liability for, or any duty to ascertain or inquire into, monitor or enforce, compliance with
assignment or participation provisions with respect to any assignment or participation made to a Disqualified Lender. Disbursing Agent may deliver or furnish the list of Disqualified Lenders to any Lender upon its request. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Dollars</U>&#148; or &#147;<U>$</U>&#148; shall mean lawful money of the United States of America. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Domestic Foreign Holding Company</U>&#148; shall mean any Domestic Subsidiary that holds no material assets other than Equity
Interests (or Equity Interests and Indebtedness) of one or more Foreign Subsidiaries that is a &#147;controlled foreign corporation&#148; within the meaning of Section&nbsp;957 of the Code. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Domestic Subsidiary</U>&#148; shall mean any Subsidiary of Holdings organized under the laws of the United States of America, any
State thereof, the District of Columbia, or any other jurisdiction within the United States of America. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Early <FONT
STYLE="white-space:nowrap">Opt-in</FONT> Election</U>&#148; shall mean, if the then-current Benchmark is LIBOR, the occurrence of: (a)&nbsp;a notification by the Required Lenders to the Disbursing Agent (with a copy to the Borrower) that at least
five currently outstanding U.S. dollar-denominated syndicated credit facilities at such time contain (as a result of amendment or as originally executed) a SOFR-based rate (including SOFR, a term SOFR or any other rate based upon SOFR) as a
benchmark rate (and such syndicated credit facilities are identified in such notice and are publicly available for review), and (b)&nbsp;the joint election by the Borrower and the Required Lenders by affirmative vote to trigger a fallback from LIBOR
and the provision by the Borrower of written notice of such election to each of the other parties hereto (the &#147;<U>Rate Election Notice</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Eligible Assignee</U>&#148; shall mean any Person (other than a Disqualified Lender) that meets the requirements to be an assignee
under <U>Section</U><U></U><U>&nbsp;9.06(b)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Eligible Inventory</U>&#148; shall mean, at any time of determination,
Inventory owned by a Loan Party which satisfies the general criteria set forth below and which is otherwise acceptable to the Required Lenders in their reasonable discretion (<I>provided</I>, that the Required Lenders may, in their reasonable
discretion, change the general criteria for acceptability of Eligible Inventory and shall notify the Borrower of such change promptly thereafter). Inventory shall be deemed to meet the current general criteria if: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;it consists of raw materials; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-13-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;it is in good, new and saleable condition; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;it is not slow-moving (defined as inventory units with no usage for 12 months), obsolete, damaged, contaminated,
unmerchantable, returned, rejected, discontinued or repossessed; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;it is not in the possession of a processor,
consignee or bailee, or located on premises leased or subleased to the applicable Loan Party, or on premises subject to a mortgage in favor of a Person other than the Collateral Agent, unless such processor, consignee, bailee or mortgagee or the
lessor or sublessor of such premises, as the case may be, has executed and delivered all documentation which the Required Lenders shall require to evidence the subordination or other limitation or extinguishment of such Person&#146;s rights with
respect to such Inventory and the Collateral Agent&#146;s right to gain access thereto; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;it does not consist of
labels, pallets, consigned items, supplies or packaging; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;it meets all standards imposed by any Governmental
Authority; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;it is at all times subject to the Collateral Agent&#146;s duly perfected, first priority security
interest and no other Lien except a Permitted Lien; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;it is not purchased or manufactured pursuant to a license
agreement that is not assignable to the Collateral Agent or any of its permitted assignees, unless such license agreement is satisfactory to the Required Lenders; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;it is located at the Mexico Facility. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Environmental Laws</U>&#148; shall mean any and all applicable laws, rules, orders, regulations, statutes, ordinances, codes,
decrees, or other legally binding requirements (including, without limitation, principles of common law) of any Governmental Authority, regulating, relating to or imposing liability or standards of conduct concerning pollution, the preservation or
protection of the environment, natural resources or human or employee health and safety (as it relates to exposure to Materials of Environmental Concern), or the generation, manufacture, use, labeling, treatment, storage, handling, transportation or
release of, or exposure to, Materials of Environmental Concern. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Environmental Liability</U>&#148; shall mean any liability,
contingent or otherwise (including any liability for damages, costs of environmental remediation, fines, penalties, attorney or consultant fees or indemnities) resulting from or based upon
<FONT STYLE="white-space:nowrap">(a)&nbsp;non-compliance</FONT> with any Environmental Law or any Environmental Permit, (b)&nbsp;exposure to any Materials of Environmental Concern, (c)&nbsp;Release or threatened Release of any Materials of
Environmental Concern, (d)&nbsp;any investigation, remediation, removal, <FONT STYLE="white-space:nowrap">clean-up</FONT> or monitoring required under </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-14-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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Environmental Laws or required by a Governmental Authority (including without limitation Governmental Authority oversight costs that the party conducting the investigation, remediation, removal, <FONT
STYLE="white-space:nowrap">clean-up</FONT> or monitoring is required to reimburse) or (e)&nbsp;any contract, agreement or other consensual arrangement pursuant to which liability is assumed or imposed with respect to any of the foregoing. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Environmental Permits</U>&#148; shall mean any and all Permits required under any Environmental Law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Equity Interest</U>&#148; shall mean, with respect to any Person, any and all shares, interests, rights to purchase, warrants,
options, participations or other equivalents, including membership interests (however designated, whether voting or nonvoting), of equity of such Person, including, if such Person is a partnership, partnership interests (whether general or limited),
if such Person is a limited liability company, membership interests, and any other interest or participation that confers on a Person the right to receive a share of the profits and losses of, dividends or distributions of property of, such
partnership, whether outstanding on the Closing Date or issued on or after the Closing Date, but excluding debt securities convertible or exchangeable into such equity interests. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Equity Offering</U>&#148; shall mean, the sale or issuance (or reissuance) by Holdings or any of its Subsidiaries of any Equity
Interests or beneficial interests (common stock, preferred stock, partnership interests, member interests or otherwise) or any options, warrants, convertible securities or other rights to purchase such Equity Interests or beneficial interests. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>ERISA</U>&#148; shall mean the Employee Retirement Income Security Act of 1974, as amended from time to time, the regulations
promulgated thereunder and any successor thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>ERISA Affiliate</U>&#148; shall mean any trade or business (whether or not
incorporated) that, together with any Group Member, is treated as a single employer under Section&nbsp;414(b) or (c)&nbsp;of the Code, or solely for purposes of Section&nbsp;302 or 303 of ERISA or Section&nbsp;412 or 430 of the Code, is treated as a
single employer under Section&nbsp;414 of the Code. Any former ERISA Affiliate of the Group Members shall continue to be considered an ERISA Affiliate of the Group Members within the meaning of this definition with respect to the period such entity
was an ERISA Affiliate of any Group Member and with respect to liabilities arising after such period for which any Group Member could be liable under the Code or ERISA. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;ERISA Event&#148; shall mean (a)&nbsp;a &#147;reportable event&#148; within the meaning of Section&nbsp;4043(c) of ERISA and the
regulations issued thereunder with respect to any Single Employer Plan (excluding those for which the provision for 30 day notice to the PBGC has been waived by regulation in effect on the Closing Date); (b)&nbsp;the material failure to meet the
minimum funding standard of Sections 412 or 430 of the Code or Sections 302 or 303 of ERISA with respect to any Single Employer Plan, whether or not waived; (c)&nbsp;the filing pursuant to Section&nbsp;412(c) of the Code or Section&nbsp;302(c) of
ERISA of an application for a waiver of the minimum funding standard with respect to any Single Employer Plan; (d)&nbsp;the termination of any Single Employer Plan or the withdrawal or partial withdrawal of any Group Member from any Single Employer
Plan or Multiemployer Plan; (e)&nbsp;a determination that any Single Employer Plan is, or is expected </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-15-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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to be, in &#147;at risk&#148; status (as defined in Section&nbsp;430 of the Code or Section&nbsp;303 of ERISA); (f)&nbsp;a determination that any Multiemployer Plan is, or is expected to be, in
&#147;critical&#148; or &#147;endangered&#148; status under Section&nbsp;432 of the Code or Section&nbsp;305 of ERISA; (g)&nbsp;the receipt by any Group Member or any of their respective ERISA Affiliates from the PBGC or a plan administrator of any
notice relating to an intention to terminate any Single Employer Plan or to appoint a trustee to administer any Single Employer Plan; (h)&nbsp;the adoption of any amendment to a Single Employer Plan that would require the provision of security
pursuant to Section&nbsp;436(f) of the Code; (i)&nbsp;the receipt by any Group Member or any of their respective ERISA Affiliates of any notice concerning the imposition of Withdrawal Liability or a determination that a Multiemployer Plan is, or is
expected to be, insolvent, within the meaning of Title IV of ERISA; (j)&nbsp;the material failure by any Group Member or any of their respective ERISA Affiliates to make a required contribution to a Multiemployer Plan; (k)&nbsp;the occurrence of a
nonexempt prohibited transaction (within the meaning of Section&nbsp;4975 of the Code or Section&nbsp;406 of ERISA) which could reasonably be expected to result in material liability to any Group Member; (l)&nbsp;the imposition of a lien pursuant to
Section&nbsp;430(k) of the Code or Section&nbsp;303(k) of ERISA or a violation of Section&nbsp;436 of the Code with respect to any Single Employer Plan; (m)&nbsp;the assertion of a material claim (other than routine claims for benefits) against any
Plan other than a Multiemployer Plan or the assets thereof, or against any Group Member or any of their respective ERISA Affiliates in connection with any Plan; or (n)&nbsp;the occurrence of an act or omission which could give rise to the imposition
on any Group Member or any of their respective ERISA Affiliates of any material fine, penalty, tax or related charge under Chapter 43 of the Code or under Section&nbsp;409, Section&nbsp;502(c), (i) or (l), or Section&nbsp;4071 of ERISA in respect of
any Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Eurodollar Base Rate</U>&#148; shall mean, with respect to any Eurodollar Loan for any Interest Period, LIBOR as
published by ICE Benchmark Administration Limited, a United Kingdom company (or any other Person that takes over the administration of such rate for Dollars for a period equal in length to such Interest Period), at approximately 11:00 a.m., London
time, two Business Days prior to the commencement of such Interest Period; <I>provided</I> that, if such rate is not so published at such time for such Interest Period (an &#147;<U>Impacted Interest Period</U>&#148;) then the Eurodollar Base Rate
shall be the Interpolated Rate; <I>provided</I> that, if the Eurodollar Base Rate or any Interpolated Rate shall be less than zero, such rate shall be deemed to be zero for purposes of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Eurodollar Loan</U>&#148; shall mean a Loan bearing interest at a rate determined by reference to the Eurodollar Rate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Eurodollar Rate</U>&#148; shall mean, subject to the implementation of a Benchmark Replacement Rate in accordance with
<U>Section</U><U></U><U>&nbsp;2.13(b)</U>, with respect to any Eurodollar Loan for any Interest Period, a <I>per annum</I> rate of interest (rounded upward, if necessary, to the next 1/100<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> of
1.00%) equal to the greater of (a)&nbsp;(i)&nbsp;the Eurodollar Base Rate for such Interest Period <U>multiplied by</U> (ii)&nbsp;the Statutory Reserve Rate and (b)&nbsp;1.50%. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Eurodollar Tranche</U>&#148; shall mean the collective reference to Eurodollar Loans the then current Interest Periods with respect
to all of which begin on the same date and end on the same later date. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-16-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Event of Default</U>&#148; shall mean any of the events specified in
<U>Section</U><U></U><U>&nbsp;7.01</U>; <I>provided</I> that any requirement for the giving of notice, the lapse of time, or both, has been satisfied. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Exchange Act</U>&#148; shall mean the Securities Exchange Act of 1934, as amended. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Excluded Assets</U>&#148; shall mean: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;any fee owned Real Property (other than Material Owned Real Property) and any leasehold rights and interests in
Real Property; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;commercial tort claims where the amount of damages claimed by the applicable Loan Party is less
than $500,000; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;governmental licenses, state or local franchises, charters and authorizations and any other
property and assets to the extent that the Collateral Agent may not validly possess a security interest therein under applicable Requirements of Law (including, without limitation, rules and regulations of any Governmental Authority or agency) or
the pledge or creation of a security interest in which would require governmental consent, approval, license or authorization that has not been obtained after the applicable Loan Party has used commercially reasonable efforts to do so, other than to
the extent such prohibition or limitation on possessing a security interest therein is rendered ineffective under the UCC or other applicable Requirements of Law notwithstanding such prohibition or limitation; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;any lease, license, Permit or agreement to the extent that a grant of a security interest therein (i)&nbsp;is
prohibited by applicable Requirements of Law other than to the extent such prohibition is rendered ineffective under the UCC or other applicable Requirements of Law notwithstanding such prohibition or (ii)&nbsp;to the extent and for so long as it
would violate or invalidate the terms thereof (in each case, after giving effect to the relevant provisions of the UCC or other applicable Requirements of Law) or would give rise to a termination right of an unaffiliated third party thereunder or
require consent of an unaffiliated third party thereunder (except to the extent such provision is overridden by the UCC or other Requirements of Law), in each case, only to the extent that such limitation on such pledge or security interest is
otherwise permitted under <U>Section</U><U></U><U>&nbsp;6.11</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;(i) Margin Stock (to the extent a security
interest therein would violate the provisions of the regulations of the Board of Governors, including Regulation T, Regulation U or Regulation X) and (ii)&nbsp;Equity Interests in any Person other than Wholly Owned Subsidiaries that cannot be
pledged without the consent of unaffiliated third parties (unless such consent has been obtained); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;(i) voting
Equity Interests in excess of 65% (or such greater percentage that could not reasonably be expected to cause any material adverse Tax consequences) of the total voting Equity Interests in any Excluded Foreign Subsidiary and (ii)&nbsp;any assets of
any Excluded Foreign Subsidiary (including 100% of the Equity Interests in any Subsidiary whose immediate parent is an Excluded Foreign Subsidiary); </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-17-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;any <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">intent-to-use</FONT></FONT> trademark or service mark application prior to the filing of a &#147;Statement of Use&#148; or &#147;Amendment to Allege Use&#148; with respect thereto and acceptance thereof by the United
States Patent and Trademark Office, to the extent, if any, that, and solely during the period, if any, in which the grant of a security interest therein would impair the validity or enforceability of or void such <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">intent-to-use</FONT></FONT> trademark or service mark application or any registration that may issue therefrom under applicable federal law; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;machinery and equipment located at the Shoals Facility that is transferred to the landlord or otherwise disposed of
in connection with the Shoals Facility Lease Termination (including any such disposition made by the Mexican Subsidiaries if any of such machinery and equipment is first transferred to them); and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;particular assets if and for so long as, if reasonably agreed by the Required Lenders and the Borrower, the cost of
creating a pledge or security interest in such assets exceed the practical benefits to be obtained by the Lenders therefrom; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>provided</I>, <I>however</I>, that Excluded Assets shall not include any proceeds, substitutions or replacements of any Excluded Assets
referred to in <U>clauses&nbsp;(a)</U> through <U>(i)</U> (unless such Proceeds, substitutions or replacements would independently constitute Excluded Assets referred to in <U>clauses&nbsp;(a)</U> through <U>(i)</U>). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Excluded Foreign Subsidiary&#148; shall mean, for so long as any such Subsidiary&#146;s status as a Guarantor (or the pledge of such
Subsidiary&#146;s Equity Interests or assets) could reasonably be expected to cause material adverse Tax consequences, (a)&nbsp;each Foreign Subsidiary that is a &#147;controlled foreign corporation&#148; within the meaning of Section&nbsp;957 of
the Code, and (b)&nbsp;each Domestic Foreign Holding Company. For the avoidance of doubt, the definition of Excluded Foreign Subsidiary shall include any Foreign Subsidiaries in existence on the Closing Date (other than the Mexican Subsidiaries).
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Excluded Perfection Assets</U>&#148; shall mean: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;(i) rail cars (other than any rail cars owned by any Loan Party that are leased, or intended to be leased, to third
parties, which are required to be perfected), (ii) motor vehicles and other assets (other than rail cars) subject to certificates of title with a book value of less than $100,000 individually and $200,000 in the aggregate and (iii)&nbsp;airplanes;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;letter of credit rights, except to the extent constituting support obligations for other Collateral as to
which perfection of the security interest in such other Collateral is accomplished solely by the filing of a UCC financing statement or another method that is required by the Security Documents for such other Collateral; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;particular assets if and for so long as, if reasonably agreed by the Required Lenders and the Borrower, the cost of
perfecting a pledge or security interest in such assets exceed the practical benefits to be obtained by the Lenders therefrom. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Excluded Subsidiary</U>&#148; shall mean (a)&nbsp;any Subsidiary that is not a Wholly Owned Subsidiary of a Loan Party, (b)&nbsp;any
Immaterial Subsidiary, (c)&nbsp;any special purpose securitization vehicle (or similar entity), (d)&nbsp;any captive insurance Subsidiary, (e)&nbsp;any <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">not-for-profit</FONT></FONT>
Subsidiary and (f)&nbsp;any Excluded Foreign Subsidiary. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-18-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Excluded Taxes</U>&#148; shall mean any of the following Taxes imposed on or with
respect to a Recipient or required to be withheld or deducted from a payment to a Recipient: (a)&nbsp;Taxes imposed on or measured by net income (however denominated), franchise Taxes and branch profits Taxes, in each case, (i)&nbsp;imposed as a
result of such Recipient being organized under the laws of, or having its principal office or, in the case of any Lender, its applicable lending office located in, the jurisdiction imposing such Tax (or any political subdivision thereof) or
(ii)&nbsp;that are Other Connection Taxes, (b)&nbsp;in the case of a Lender, U.S. federal withholding Taxes imposed on amounts payable to or for the account of such Lender with respect to an applicable interest in a Loan or Commitment pursuant to a
law in effect on the date on which (i)&nbsp;such Lender acquires such interest in the Loan or Commitment or in this Agreement (other than pursuant to an assignment request by the Borrower under <U>Section</U><U></U><U>&nbsp;2.19</U>) or
(ii)&nbsp;such Lender changes its lending office, except in each case to the extent that, pursuant to <U>Section</U><U></U><U>&nbsp;2.16</U>, amounts with respect to such Taxes were payable either to such Lender&#146;s assignor immediately before
such Lender became a party hereto or to such Lender immediately before it changed its lending office, (c)&nbsp;Taxes attributable to such Recipient&#146;s failure to comply with <U>Section</U><U></U><U>&nbsp;2.16(g)</U> and (d)&nbsp;any U.S. federal
withholding Taxes imposed under FATCA. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Existing Credit Facility</U>&#148; shall mean that certain Credit and Security Agreement
dated as of April&nbsp;12, 2019 among Holdings, JAC Operations, Inc., Freight Car Services, Inc., Johnstown America, LLC, FreightCar Rail Services, LLC, FreightCar Roanoke, LLC and FreightCar Alabama, LLC, as borrowers, FreightCar Short Line, Inc.
and the Borrower (f/k/a FCAI Holdings, LLC), as guarantors, and BMO Harris Bank N.A., as Lender, as it may have been amended, restated, supplemented or otherwise modified prior to the Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Extraordinary Receipts</U>&#148; shall mean any cash received by any Group Member not in the ordinary course of business (and not
consisting of Net Cash Proceeds) including, without limitation, pension plan reversions, judgments, proceeds of settlements or other consideration of any kind in connection with any cause of action, purchase price adjustments, and indemnity payments
to the extent not made to reimburse a payment made by a Group Member, in each case, in excess of $500,000 individually and $1,000,000 in the aggregate during any fiscal year of Holdings. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>FASB ASC</U>&#148; shall mean the Accounting Standards Codification of the Financial Accounting Standards Board. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>FATCA</U>&#148; shall mean Sections 1471 through 1474 of the Code, as of the date of this Agreement (or any amended or successor
version that is substantively comparable and not materially more onerous to comply with), any current or future regulations or official interpretations thereof and any agreements entered into pursuant to Section&nbsp;1471(b)(1) of the Code. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Federal Funds Effective Rate</U>&#148; shall mean, for any day, the rate <I>per annum</I> equal to the weighted average of the rates
on overnight Federal funds transactions with members of the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-19-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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Federal Reserve System arranged by Federal funds brokers on such day, as published by the Federal Reserve Bank of New York on the Business Day next succeeding such day; <I>provided</I> that
(i)&nbsp;if such day is not a Business Day, the Federal Funds Effective Rate for such day shall be such rate on such transactions on the next preceding Business Day as so published on the next succeeding Business Day and (ii)&nbsp;if no such rate is
so published on such next succeeding Business Day, the Federal Funds Effective Rate for such day shall be the average rate charged to the Disbursing Agent on such day on such transactions as determined by the Disbursing Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Fee Letter</U>&#148; shall mean that certain fee proposal letter provided by U.S. Bank National Association and executed by the
Borrower on the Signing Date, as it may be amended, restated, supplemented or otherwise modified. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#147;First Amendment&#148; shall mean that certain Amendment No.&nbsp;1 to Credit Agreement, dated as of January&nbsp;30,
2021, by and among Holdings, the Borrower, and the Lenders party thereto.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Floor</U>&#148; shall mean the benchmark rate floor, if any, provided in this Agreement initially (as of the execution of this
Agreement, the modification, amendment or renewal of this Agreement or otherwise) with respect to the Eurodollar Rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Foreign
Lender</U>&#148; shall mean a Lender that is not a U.S. Person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Foreign Subsidiary</U>&#148; shall mean any Subsidiary of
Holdings that is not a Domestic Subsidiary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Funded Debt</U>&#148; shall mean, with respect to any Person, all Indebtedness of
such Person of the types described in <U>clauses (a)</U>&nbsp;through <U>(e)</U> and, solely with respect to letters of credit, bankers&#146; acceptances and similar facilities that have been drawn but not yet reimbursed, <U>clause (f)</U>&nbsp;of
the definition of &#147;Indebtedness&#148;. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>GAAP</U>&#148; shall mean generally accepted accounting principles in the United
States of America set forth in the opinions and pronouncements of the Accounting Principles Board and the American Institute of Certified Public Accountants and statements and pronouncements of the Financial Accounting Standards Board or such other
principles as may be approved by a significant segment of the accounting profession in the United States of America, that are applicable to the circumstances as of the date of determination, consistently applied. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Gil Family</U>&#148; shall mean, individually or collectively, as the context may require, Jesus Gil, Alejandro Gil and Salvador Gil
and any of their Affiliates. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Governmental Authority</U>&#148; shall mean the government of the United States of America or any
other nation, or of any political subdivision thereof, whether state or local, and any agency, authority, instrumentality, regulatory body, court, central bank or other entity exercising executive, legislative, judicial, taxing, regulatory or
administrative powers or functions of or pertaining to government (including any supra-national bodies such as the European Union or the European Central Bank). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-20-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Grantor</U>&#148; shall mean any Loan Party that is party to the Guarantee and
Collateral Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Group Member</U>&#148; shall mean each of Holdings, the Borrower and their Subsidiaries (other than any
Railcar Leasing Subsidiary) and &#147;Group Members&#148; shall refer to each such Person, collectively. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Guarantee and
Collateral Agreement</U>&#148; shall mean the Guarantee and Collateral Agreement, to be dated as of the Closing Date and executed and delivered by Holdings, the Borrower and each Subsidiary Guarantor in favor of the Collateral Agent, as the same may
be amended, restated, supplemented or otherwise modified from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Guarantee Obligation</U>&#148; shall mean, with
respect to any Person (the &#147;<U>guaranteeing person</U>&#148;), any obligation of (a)&nbsp;the guaranteeing person or (b)&nbsp;another Person (including any bank under any letter of credit), if to induce the creation of which the guaranteeing
person has issued a reimbursement, counterindemnity or similar obligation, in either case guaranteeing or in effect guaranteeing any Indebtedness, leases, dividends or other obligations (the &#147;<U>primary obligations</U>&#148;) of any other third
Person (the &#147;<U>primary obligor</U>&#148;) in any manner, whether directly or indirectly, including, without limitation, any obligation of the guaranteeing person, whether or not contingent, (i)&nbsp;to purchase any such primary obligation or
any Property constituting direct or indirect security therefor, (ii)&nbsp;to advance or supply funds (A)&nbsp;for the purchase or payment of any such primary obligation or (B)&nbsp;to maintain working capital or equity capital of the primary obligor
or otherwise to maintain the net worth or solvency of the primary obligor, (iii)&nbsp;to purchase Property, securities or services primarily for the purpose of assuring the owner of any such primary obligation of the ability of the primary obligor
to make payment of such primary obligation or (iv)&nbsp;otherwise to assure or hold harmless the owner of any such primary obligation against loss in respect thereof; <I>provided</I>, <I>however</I>, that the term &#147;Guarantee Obligation&#148;
shall not include endorsements of instruments for deposit or collection in the ordinary course of business or customary and reasonable indemnity obligations in effect on the Closing Date or entered into in connection with any acquisition or
Disposition of assets permitted under this Agreement (other than such obligations with respect to Indebtedness). The amount of any Guarantee Obligation of any guaranteeing person shall be deemed to be the lower of (1)&nbsp;an amount equal to the
stated or determinable amount of the primary obligation in respect of which such Guarantee Obligation is made and (2)&nbsp;the maximum amount for which such guaranteeing person may be liable pursuant to the terms of the instrument embodying such
Guarantee Obligation, unless such primary obligation and the maximum amount for which such guaranteeing person may be liable are not stated or determinable, in which case the amount of such Guarantee Obligation shall be such guaranteeing
person&#146;s maximum reasonably anticipated liability in respect thereof as determined by the Borrower in good faith. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Guarantors</U>&#148; shall mean the collective reference to Holdings, the Borrower and the Subsidiary Guarantors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Holdings</U>&#148; shall have the meaning set forth in the preamble hereto. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-21-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Highest Lawful Rate</U>&#148; shall mean the maximum lawful interest rate, if any,
that at any time or from time to time may be contracted for, charged, or received under the laws applicable to any Lender which are presently in effect or, to the extent allowed by law, under such applicable laws which may hereafter be in effect and
which allow a higher maximum <FONT STYLE="white-space:nowrap">non-usurious</FONT> interest rate than applicable laws now allow. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Historical Audited Financial Statements</U>&#148; shall mean the audited consolidated balance sheets of Holdings and its Subsidiaries
as at the end of the fiscal years ended December&nbsp;31, 2017, 2018 and 2019 and the related consolidated statements of income or operations, changes in stockholders&#146; equity and cash flows for such fiscal years, including the notes thereto.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Immaterial Subsidiary</U>&#148; shall mean any Subsidiary designated by the Borrower as an Immaterial Subsidiary if and for so
long as such Immaterial Subsidiary, together with all other Immaterial Subsidiaries so designated as Immaterial Subsidiaries, does not have (a)&nbsp;total assets at such time exceeding 2.5% of the total assets of Holdings and its Subsidiaries, on a
consolidated basis, or (b)&nbsp;total revenues and operating income for the most recent <FONT STYLE="white-space:nowrap">12-month</FONT> period for which financial statements are available exceeding 2.5% of the total revenues and operating income
for the most recent <FONT STYLE="white-space:nowrap">12-month</FONT> period of Holdings and its Subsidiaries, on a consolidated basis; <I>provided</I> that any Subsidiary would not be an Immaterial Subsidiary to the extent the above required terms
are not satisfied; <I>provided</I>, <I>further</I>, that the Borrower may undesignate any Immaterial Subsidiary in order to cause the above required terms to be satisfied. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Impacted Interest Period</U>&#148; shall have the meaning set forth in the definition of &#147;Eurodollar Base Rate&#148;. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Indebtedness</U>&#148; shall mean, of any Person at any date, without duplication, (a)&nbsp;all indebtedness of such Person for
borrowed money, (b)&nbsp;all obligations of such Person for the deferred purchase price of Property or services, including seller notes or <FONT STYLE="white-space:nowrap">earn-out</FONT> obligations appearing on such Person&#146;s balance sheet in
accordance with GAAP (other than trade payables incurred in the ordinary course of such Person&#146;s business), (c)&nbsp;all obligations of such Person evidenced by notes, bonds, debentures, loan agreements or other similar instruments,
(d)&nbsp;all indebtedness created or arising under any conditional sale or other title retention agreement with respect to Property acquired by such Person (even though the rights and remedies of the seller or lender under such agreement in the
event of default are limited to repossession or sale of such Property), (e)&nbsp;all Capital Lease Obligations, Purchase Money Obligations or Attributable Indebtedness of such Person, (f)&nbsp;all obligations of such Person, contingent or otherwise,
as an account party or applicant under bankers&#146; acceptance, letter of credit or similar facilities, (g)&nbsp;all obligations of such Person in respect of Disqualified Equity Interests of such Person, (h)&nbsp;all Guarantee Obligations of such
Person in respect of obligations of the kind referred to in <U>clauses (a)</U>&nbsp;through <U>(g)</U> above, (i)&nbsp;all obligations of the kind referred to in <U>clauses (a)</U>&nbsp;through <U>(h)</U> above secured by (or for which the holder of
such obligation has an existing right, contingent or otherwise, to be secured by) any Lien on Property (including, without limitation, accounts and contract rights) owned by such Person, whether or not such Person has assumed or become liable for
the payment of such obligation, but if such obligation has not been assumed, then such obligation shall be valued at the lesser of the amount of such obligation and the fair market value of the property securing such obligation at any time of
determination and (j)&nbsp;for the purposes of <U>Section</U><U></U><U>&nbsp;6.01</U> and <U>Section</U><U></U><U>&nbsp;7.01(e)</U> only, all obligations of such Person in respect of Swap Contracts. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-22-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Indemnified Liabilities</U>&#148; shall have the meaning set forth in
<U>Section</U><U></U><U>&nbsp;9.05(b)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Indemnified Taxes</U>&#148; shall mean (a)&nbsp;Taxes, other than Excluded Taxes,
imposed on or with respect to any payment made by or on account of any obligation of any Loan Party under any Loan Document and (b)&nbsp;to the extent not otherwise described in <U>clause (a)</U>, Other Taxes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Indemnitee</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;9.05(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Intellectual Property</U>&#148; shall mean all rights, priorities, and privileges relating to intellectual property, whether arising
under United States of America, state, multinational or foreign laws or otherwise, including, without limitation, copyrights, patents, trademarks, service marks, moral rights, technology, software, source code,
<FONT STYLE="white-space:nowrap">know-how,</FONT> processes, recipes, formulas, trade secrets, confidential information, domain names, and social media accounts; all rights, licenses, and covenants relating to any of the foregoing; and all rights to
sue at law or in equity for any infringement, misappropriation, or other impairment of any of the foregoing, including the right to receive all proceeds and damages therefrom. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Intellectual Property Security Agreements</U>&#148; shall have the meaning set forth in the Guarantee and Collateral Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Intercreditor Agreement</U>&#148; shall mean that certain Intercreditor Agreement <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>to be </STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman">dated as of the Closing Date</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">, as amended by Amendment No.</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;1 to Intercreditor Agreement, dated as of the Second Amendment Funding Date,</U></FONT><FONT
STYLE="font-family:Times New Roman"> between the Revolving Loan Lender and the Collateral Agent, and acknowledged by the Loan Parties, as it may be amended, restated, supplemented or otherwise modified from time to time. </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Interest Payment Date</U>&#148; shall mean (a)&nbsp;as to any Eurodollar Loan, the last day of each Interest Period applicable to
such Eurodollar Loan and the final maturity date of such Eurodollar Loan; and (b)&nbsp;as to any Base Rate Loan, the last Business Day of each March, June, September and December to occur while such Loan is outstanding and the Maturity Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Interest Period</U>&#148; shall mean, with respect to any Eurodollar Loan, the period commencing on the date such Eurodollar Loan is
disbursed or converted to or continued as a Eurodollar Loan and ending on the date that is three months thereafter, as selected by the Borrower in its Borrowing Notice; <I>provided</I> that (i)&nbsp;any Interest Period that would otherwise end on a
day that is not a Business Day shall be extended to the next succeeding Business Day unless such next succeeding Business Day falls in the next calendar month, in which case such Interest Period shall end on the next preceding Business Day,
(ii)&nbsp;any Interest Period pertaining to a Eurodollar Loan that commences on the last Business Day of a calendar month (or on a day for which there is no numerically corresponding day in the last calendar month of such Interest Period) shall end
on the last Business Day of the last calendar month of such Interest Period and (iii)&nbsp;no Interest Period shall extend beyond the Maturity Date. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-23-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>International Trade Laws</U>&#148; shall mean (a)&nbsp;Sanctions;&nbsp;(b) export
control and/or import laws and regulations of the United States and other jurisdictions applicable to the Borrower or any of its Affiliates, including the Arms Export Control Act (22 U.S.C. 2778), the International Traffic in Arms Regulations (ITAR)
(22 CFR <FONT STYLE="white-space:nowrap">120-130),</FONT> the Export Administration Regulations (EAR) (15 CFR <FONT STYLE="white-space:nowrap">730-774),</FONT> and the laws and regulations administered by Customs and Border Protection (19 CFR Parts <FONT
STYLE="white-space:nowrap">1-199);</FONT> and (c)&nbsp;Anti-Corruption Laws. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Interpolated Rate</U>&#148; shall mean, at any
time, for any Impacted Interest Period, the rate <I>per annum</I> (rounded to the same number of decimal places as the rate published by ICE Benchmark Administration Limited) equal to the rate that results from interpolating on a linear basis
between: (a)&nbsp;the rate published by ICE Benchmark Administration Limited for the longest period (for which such rate is available) that is shorter than the Impacted Interest Period and (b)&nbsp;the rate published by ICE Benchmark Administration
Limited for the shortest period (for which such rate is available) that exceeds the Impacted Interest Period, in each case, at such time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Inventory</U>&#148; shall have the meaning assigned to such term in Article 9 of the Uniform Commercial Code. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Investment</U>&#148; shall mean, as to any Person, any direct or indirect acquisition or investment by such Person, whether by means
of (a)&nbsp;the purchase or other acquisition of Equity Interests or debt or other securities of another Person, (b)&nbsp;a loan, advance or capital contribution to, guarantee or assumption of Indebtedness of, or purchase or other acquisition of any
other debt or equity participation or interest in, another Person, including any partnership or joint venture interest in such other Person, or (c)&nbsp;the purchase or other acquisition (in one transaction or a series of transactions) of all or
substantially all of the property and assets or business of another Person or assets constituting a business unit, line of business or division of such Person. For purposes of covenant compliance, the amount of any Investment shall be the amount
actually invested, without adjustment for subsequent increases or decreases in the value of such Investment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>IRS</U>&#148; shall
mean the United States Internal Revenue Service. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>ISDA Definitions</U>&#148;<B> </B>shall<B> </B>mean the 2006 ISDA Definitions
published by the International Swaps and Derivatives Association, Inc. or any successor thereto, as amended or supplemented from time to time, or any successor definitional booklet for interest rate derivatives published from time to time by the
International Swaps and Derivatives Association, Inc. or any successor thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Johnstown Facility</U>&#148; shall mean that
certain facility located at 129 Industrial Park Rd., Johnstown, Pennsylvania 15904. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Junior Indebtedness</U>&#148; shall mean,
collectively, any Indebtedness of any Group Member that is (x)&nbsp;secured by a Lien that is junior in priority to the Lien securing the Obligations, (y)&nbsp;by its terms subordinated in right of payment to all or any portion of the Obligations
pursuant to subordination terms reasonably satisfactory to the Required Lenders or (z)&nbsp;unsecured. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-24-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Lenders</U>&#148; shall have the meaning set forth in the preamble hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>LIBOR</U>&#148; shall mean the London interbank offered rate for Dollars. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Lien</U>&#148; shall mean, with respect to any property, (a)&nbsp;any mortgage, deed of trust, lien (statutory or other), judgment
lien, pledge, encumbrance, claim, charge, assignment, hypothecation, deposit arrangement, security interest or encumbrance of any kind or any arrangement to provide priority or preference in the nature of a security interest or any filing of any
financing statement under the UCC or any other similar notice of Lien under any similar notice or recording statute of any Governmental Authority, including any easement, servitude,
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">right-of-way</FONT></FONT> or other encumbrance on title to real property, in each of the foregoing cases whether voluntary or imposed or arising by operation of law, and any
agreement to give any of the foregoing, (b)&nbsp;the interest of a vendor or a lessor under any conditional sale agreement, capital lease or title retention agreement (or any financing lease having substantially the same economic effect as any of
the foregoing) and (c)&nbsp;in the case of securities, any purchase option, call or similar right of a third party with respect to such securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Lien Waiver Agreement</U>&#148; shall mean an agreement which is executed in favor of the Collateral Agent and, in certain cases, the
Revolving Loan Lender by a Person who owns or occupies premises at which any Collateral may be located from time to time, in form and substance reasonably satisfactory to the Collateral Agent and the Required Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Liquidity</U>&#148; shall mean the aggregate amount of (a)&nbsp;all Unrestricted Cash of the Loan Parties, (b)&nbsp;the undrawn and
available portion of the commitments under the Revolving Loan Agreement and any other revolving credit facility of the Borrower and (c)&nbsp;to the extent not constituting collateral with respect to the Revolving Loan Agreement or any other
revolving credit facility of the Borrower, an amount equal to <FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(i)</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;from the Second Amendment Effective Date through October</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;31, 2021, $15,000,000 and
(ii)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;thereafter, </U></FONT><FONT STYLE="font-family:Times New Roman">the lesser of </FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>(i) </STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman">(A) $</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>5,000,000 through December 31, 2021 and (B) $10,000,000 thereafter or (ii</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">10,000,000
 or (B</U></FONT><FONT STYLE="font-family:Times New Roman">) 45% of the net book value of Eligible Inventory of the Loan Parties located in Mexico and earmarked for firm orders. </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Loan</U>&#148; shall mean
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(a)</U></FONT><FONT STYLE="font-family:Times New Roman">&nbsp;a loan made by a Lender pursuant to </FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Section</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE></STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>&nbsp;2.01</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;2.01(a)
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> on the Closing Date and (b)</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;the Second Amendment Loans</U></FONT><FONT STYLE="font-family:Times New Roman">. </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Loan Documents</U>&#148; shall mean, collectively, (i)&nbsp;this Agreement, <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">including the First Amendment and the Second Amendment, </U></FONT><FONT STYLE="font-family:Times New Roman">(ii)&nbsp;the
Notes, (iii)&nbsp;the Security Documents, (iv)&nbsp;the Intercreditor Agreement, (v)&nbsp;the Fee Letter, and (vi)&nbsp;all other documents, certificates, instruments or agreements executed and delivered by or on behalf of a Loan Party for the
benefit of any Agent or Lender in connection herewith on or after the Signing Date. </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Loan Parties</U>&#148; shall mean,
collectively, the Borrower and each Guarantor. For the avoidance of doubt, no Railcar Leasing Subsidiary shall be a Loan Party. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-25-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Make Whole Amount</U>&#148; shall mean <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(a)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;with
 respect to the Loans made on the Closing Date, </U></FONT><FONT STYLE="font-family:Times New Roman">an amount equal to the sum of (i)&nbsp;the present value, as determined by the Borrower and certified by a Responsible Officer of the Borrower to
the Lenders, of all required interest payments due on the Loans that are prepaid from the date of prepayment, acceleration, satisfaction or release through and including the third anniversary of the Closing Date (excluding accrued interest)
(assuming that the interest rate applicable to all such interest is equal to (x)&nbsp;the Eurodollar Rate for an Interest Period of three months in effect on the third Business Day prior to such prepayment or acceleration <U>plus</U> (y)&nbsp;the
Applicable Margin for Eurodollar Rate Loans in effect as of such prepayment date) plus (ii)&nbsp;the prepayment premium that would be due under <U>Section</U><U></U><U>&nbsp;2.06(b)</U> if such prepayment, acceleration, satisfaction or release were
made on the day after the third anniversary of the Closing Date, in each case discounted to the date of prepayment or acceleration on a quarterly basis (assuming a <FONT STYLE="white-space:nowrap">360-day</FONT> year and actual days elapsed) at a
rate equal to the sum of the Treasury Rate plus
0.50%</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>.</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">and
(b)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;with respect to the Second Amendment Loans, </U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">an amount equal to the sum of
(i)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;the present value, as determined by the Borrower and certified by a Responsible</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> Officer of the Borrower to the Lenders, of all required interest payments due on the Second Amendment Loans from and after
March</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;31, 2022 that are prepaid from the date of prepayment, acceleration, satisfaction or release
through and including the third anniversary of the Closing Date (excluding accrued interest) (assuming that the interest rate applicable to all such interest is equal to (x)</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;the Eurodollar Rate for an Interest Period of three months in effect on the third Business Day prior to such prepayment
or acceleration plus (y)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;the Applicable Margin for Eurodollar Rate Loans in effect as of such
prepayment date) plus (ii)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;the prepayment premium that would be due under</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">
Section</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;2.06(b)
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">if such prepayment, acceleration, satisfaction or release were made on the day after the third anniversary
of the Closing Date, in each case discounted to the date of prepayment or acceleration on a quarterly basis (assuming a <FONT STYLE="white-space:nowrap">360-day</FONT> year and actual days elapsed) at a rate equal to the sum of the Treasury Rate
plus 0.50%.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Margin Stock</U>&#148; shall have the meaning assigned
to such term in Regulation U of the Board of Governors of the United States Federal Reserve System, or any successor thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Master Agreement</U>&#148; shall have the meaning set forth in the definition of &#147;Swap Contract.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Material Adverse Effect</U>&#148; shall mean a material adverse effect on and/or material adverse developments with respect to
(a)&nbsp;(i) from the period beginning on the Signing Date through the Closing Date, the business, operations, properties, assets, financial condition or prospects of the Group Members taken as a whole and (ii)&nbsp;after the Closing Date, the
business, operations, properties, assets or financial condition of the Group Members taken as a whole; (b)&nbsp;the ability of any Loan Party to fully and timely perform its Obligations; (c)&nbsp;the legality, validity, binding effect or
enforceability against any Loan Party of this Agreement or any other Loan Document to which it is a party; or (d)&nbsp;the rights, remedies and benefits available to, or conferred upon, any Agent, any Lender or any other Secured Party under any Loan
Document. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Material Agreement</U>&#148; shall mean any agreement, contract or instrument (other than (x)&nbsp;agreements,
contracts or instruments with customers of any Loan Party and (y)&nbsp;the Shoals Facility Lease) to which any Loan Party is a party or by which any Loan Party or any of its </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-26-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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properties is bound (other than the Loan Documents) (i)&nbsp;pursuant to which any Loan Party is required to make payments or other consideration, or will receive payments or other consideration,
in excess of $5,000,000 in any <FONT STYLE="white-space:nowrap">12-month</FONT> period, (ii)&nbsp;governing, creating, evidencing or relating to Material Indebtedness of any Loan Party or (iii)&nbsp;the termination or suspension of which, or the
failure of any party thereto to perform its obligations thereunder, could reasonably be expected to have a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Material Indebtedness</U>&#148; shall mean Indebtedness (other than the Obligations) of any Group Member in an individual principal
amount of $5,000,000 or more. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Material Owned Real Property</U>&#148; shall mean any Real Property, or group of related tracts of
Real Property, acquired (whether in a single transaction or a series of transactions) or owned in fee by any Loan Party, in each case, in respect of which the fair market value (including the fair market value of improvements owned or leased by such
Loan Party and located thereon) on such date of determination exceeds $1,000,000. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Materials of Environmental Concern</U>&#148;
shall mean any material, substance or waste that is listed, regulated, or otherwise defined as hazardous, toxic, radioactive, a pollutant or a contaminant under applicable Environmental Law, or which could give rise to liability under any
Environmental Laws, including but not limited to petroleum (including crude oil or any fraction thereof), petroleum <FONT STYLE="white-space:nowrap">by-products,</FONT> toxic mold, polychlorinated biphenyls, urea-formaldehyde insulation, <FONT
STYLE="white-space:nowrap">per-</FONT> or poly-fluoroalkyl substances, asbestos or asbestos-containing material. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Maturity
Date</U>&#148; shall mean the earlier of (i)&nbsp;the fifth anniversary of the Closing Date and (ii)&nbsp;the date on which all Loans shall become due and payable in full hereunder, whether by acceleration or otherwise; <I>provided</I> that, if any
such day is not a Business Day, the Maturity Date shall be the Business Day immediately succeeding such day. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mexican ABL Credit
Facility</U>&#148; shall mean the revolving credit facility evidenced by a revolving credit agreement in form and substance satisfactory to the Required Lenders, which may be entered into after the Closing Date by one or more of the Mexican
Subsidiaries, as borrowers, and the lenders from time to time party thereto, as amended, restated, supplemented, refinanced, replaced or otherwise modified from time to time, and which shall (i)&nbsp;have revolving credit commitments in an aggregate
principal amount reasonably satisfactory to the Required Lenders and (ii)&nbsp;be secured only by inventory and related assets owned by one or more of the Mexican Subsidiaries and located in Mexico. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mexican Security Documents</U>&#148; shall have the meaning set forth in the Guarantee and Collateral Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mexican Subsidiaries</U>&#148; shall mean, collectively, <FONT STYLE="white-space:nowrap">(a)&nbsp;FCA-Fasemex,</FONT> S. de R.L., de
C.V., an entity organized under the laws of Mexico, and <FONT STYLE="white-space:nowrap">(b)&nbsp;FCA-Fasemex</FONT> Enterprise, S. de R.L., de C.V., an entity organized under the laws of Mexico. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mexico Facility</U>&#148; shall mean that certain facility located at Tepic 1100, Colonia California, Coahuila, M&eacute;xico, C.P.
25870. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-27-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mexico Facility Landlord</U>&#148; shall mean Fabricaciones y Servicios de
M&eacute;xico, S.A. de C.V. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mexico Facility Lease</U>&#148; shall mean that certain Amended and Restated Lease Agreement to be
entered into on or prior to the Closing Date by <FONT STYLE="white-space:nowrap">FCA-Fasemex,</FONT> S. de R.L., de C.V., as lessee, and the Mexican Facility Landlord, as lessor, in connection with the lease of the Mexico Facility. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mexico JV Acquisition Agreement</U>&#148; shall mean, that certain Equity Purchase Agreement, to be entered into on or prior to the
Closing Date by and among the Borrower, Fasemex, Inc., a Texas corporation, Fabricaciones y Servicios de M&eacute;xico, S.A. de C.V., and Agben M&eacute;xico, S.A. de C.V., an entity organized under the laws of Mexico. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mexico JV Transaction</U>&#148; shall mean, the acquisition by Borrower of 50% of each of the outstanding equity interests in <FONT
STYLE="white-space:nowrap">(a)&nbsp;FCA-Fasemex,</FONT> LLC, a Delaware limited liability company, <FONT STYLE="white-space:nowrap">(b)&nbsp;FCA-Fasemex,</FONT> S. de R.L., de C.V., an entity organized under the laws of Mexico, and <FONT
STYLE="white-space:nowrap">(c)&nbsp;FCA-Fasemex</FONT> Enterprise, S. de R.L., de C.V., an entity organized under the laws of Mexico, pursuant to the Mexico JV Acquisition Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Moody&#146;s</U>&#148; shall mean Moody&#146;s Investor Service, Inc. and any successor thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mortgaged Properties</U>&#148; shall mean any Material Owned Real Property as to which the Collateral Agent for the benefit of the
Secured Parties shall be granted a Lien pursuant to the Mortgages. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Mortgages</U>&#148; shall mean each of the mortgages and
deeds of trust made by any Loan Party, if any, in form and substance reasonably satisfactory to the Required Lenders (with such changes thereto as shall be advisable under the laws of the jurisdiction in which such mortgage or deed of trust is to be
recorded), in favor of, or for the benefit of, the Collateral Agent for the benefit of the Secured Parties, as the same may be amended, supplemented, replaced or otherwise modified from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Multiemployer Plan</U>&#148; shall mean a Plan that is a &#147;multiemployer plan&#148; as defined in Section&nbsp;3(37) or
Section&nbsp;4001(a)(3) of ERISA. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Net Cash Proceeds</U>&#148; shall mean (a)&nbsp;in connection with any Asset Sale or any
Recovery Event, the proceeds thereof in the form of cash and Cash Equivalents (including any such proceeds received by way of deferred payment of principal pursuant to a note or installment receivable or purchase price adjustment receivable or
otherwise, but only as and when received) received by any Group Member, net of (i)&nbsp;attorneys&#146; fees, accountants&#146; fees, investment banking fees, consulting fees, amounts required to be applied to the repayment of Indebtedness secured
by a Lien expressly permitted hereunder on any asset which is the subject of such Asset Sale or Recovery Event (other than any Lien pursuant to a Security Document or any Lien on all or any part of the Collateral), and other customary fees and
expenses actually incurred by any Group Member in connection therewith (in each case other than to the extent payable to an Affiliate); (ii)&nbsp;taxes paid or reasonably estimated to be payable by any Group Member as a result thereof
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-28-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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(after taking into account any available tax credits or deductions and any tax sharing arrangements); (iii)&nbsp;the amount of any reasonable reserve established in accordance with GAAP against
any liabilities (other than any taxes deducted pursuant to <U>clause (ii)</U>&nbsp;above) (A)&nbsp;associated with the assets that are the subject of such event and (B)&nbsp;retained by any Group Member, <I>provided</I> that the amount of any
subsequent reduction of such reserve (other than in connection with a payment in respect of any such liability) shall be deemed to be Net Cash Proceeds of such event occurring on the date of such reduction; and (iv)&nbsp;the pro rata portion of the
Net Cash Proceeds thereof (calculated without regard to this <U>clause (iv)</U>) attributable to minority interests and not available for distribution to or for the account of any Group Member as a result thereof and (b)&nbsp;in connection with any
issuance of any Equity Interests or issuance or sale of debt securities or instruments or the incurrence of Indebtedness, the cash proceeds received from such issuance or incurrence, net of attorneys&#146; fees, investment banking fees,
accountants&#146; fees, consulting fees, underwriting discounts and commissions and other customary fees and expenses actually incurred in connection therewith (in each case other than to the extent payable to an Affiliate). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Next Available Term SOFR</U>&#148;<B><I> </I></B>shall mean, at any time, for any Interest Period, Term SOFR for the longest tenor
that can be determined by the Required Lenders that is shorter than the applicable Corresponding Tenor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U><FONT
STYLE="white-space:nowrap">Non-Consenting</FONT> Lender</U>&#148; shall mean any Lender that does not approve any consent, waiver or amendment that (i)&nbsp;requires the approval of each Lender or each affected Lender, in each case, in accordance
with the terms of <U>Section</U><U></U><U>&nbsp;9.01</U> and (ii)&nbsp;has been approved by the Required Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U><FONT
STYLE="white-space:nowrap">Non-Public</FONT> Information</U>&#148; shall mean information which has not been disseminated in a manner making it available to investors generally, within the meaning of Regulation FD promulgated by the SEC under the
Securities Act and the Exchange Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Note</U>&#148; shall mean any promissory note evidencing any Loan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Obligations</U>&#148; shall mean the unpaid principal of and interest on (including, without limitation, interest accruing after the
maturity of the Loans and interest accruing after the filing of any petition in bankruptcy, or the commencement of any proceeding under any Debtor Relief Law, relating to any Group Member, whether or not a claim for post-filing or post-petition
interest is allowed in such proceeding) the Loans and all other obligations and liabilities owed by any Group Member to any Agent or any Lender, whether direct or indirect, absolute or contingent, due or to become due, or now existing or hereafter
incurred, which may arise under, out of, or in connection with, this Agreement, any other Loan Document or any other document made, delivered or given in connection herewith or therewith, whether on account of principal, interest, reimbursement
obligations, fees, indemnities, costs, expenses (including, without limitation, Prepayment Premium, all fees, charges and disbursements of counsel to the Agents or any Lender that are required to be paid by the Borrower pursuant hereto) or
otherwise. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-29-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>OFAC</U>&#148; shall mean the Office of Foreign Assets Control of the U.S.
Department of the Treasury. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Organizational Documents</U>&#148; shall mean, collectively, with respect to any Person, (i)&nbsp;in
the case of any corporation, the certificate of incorporation or articles of incorporation and <FONT STYLE="white-space:nowrap">by-laws</FONT> (or similar constitutive documents) of such Person, (ii)&nbsp;in the case of any limited liability
company, the certificate or articles of formation or organization and operating agreement or memorandum and articles of association (or similar constitutive documents) of such Person, (iii)&nbsp;in the case of any limited partnership, the
certificate of formation and limited partnership agreement (or similar constitutive documents) of such Person (and, where applicable, the equity holders or shareholders registry of such Person), (iv)&nbsp;in the case of any general partnership, the
partnership agreement (or similar constitutive document) of such Person, (v)&nbsp;in any other case, the functional equivalent of the foregoing, and (vi)&nbsp;any shareholder, voting trust or similar agreement between or among any holders of Equity
Interests of such Person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Other Connection Taxes</U>&#148; shall mean, with respect to any Recipient, Taxes imposed as a result
of a present or former connection between such Recipient and the jurisdiction imposing such Tax (other than connections arising from such Recipient having executed, delivered, become a party to, performed its obligations under, received payments
under, received or perfected a security interest under, engaged in any other transaction pursuant to or enforced any Loan Document, or sold or assigned an interest in any Loan or Loan Document). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Other Taxes</U>&#148; shall mean all present or future stamp, court or documentary, intangible, recording, filing or similar Taxes
that arise from any payment made under, from the execution, delivery, performance, enforcement or registration of, from the receipt or perfection of a security interest under, or otherwise with respect to, any Loan Document, except any such Taxes
that are Other Connection Taxes imposed with respect to an assignment (other than an assignment made pursuant to <U>Section</U><U></U><U>&nbsp;2.19</U>). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Parent Expenses</U>&#148; shall mean: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;costs (including all professional fees and expenses) incurred by Holdings in connection with reporting obligations
under or otherwise incurred in connection with compliance with applicable laws, rules or regulations of any governmental, regulatory or self-regulatory body or stock exchange, or any indenture or other agreement or instrument relating to
Indebtedness of the Borrower or any Subsidiary, including in respect of any reports filed with respect to the Securities Act, the Exchange Act or the respective rules and regulations promulgated thereunder; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;customary indemnification obligations of Holdings owing to directors, officers, employees or other Persons under
its charter or <FONT STYLE="white-space:nowrap">by-laws</FONT> or pursuant to written agreements with any such Person to the extent relating to the Borrower and its Subsidiaries; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;obligations of Holdings in respect of director and officer insurance (including premiums therefor) to the extent
relating to the Borrower or any of its Subsidiaries; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-30-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;general corporate overhead expenses, including professional fees
and expenses and other operational expenses of Holdings related to the ownership or operation of the business of the Borrower or any of its Subsidiaries; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;expenses incurred by Holdings in connection with any public offering or other sale of Equity Interests or
Indebtedness: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">where the net proceeds of such offering or sale are intended to be received by or contributed to the Borrower
or any Subsidiary; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">in a <FONT STYLE="white-space:nowrap">pro-rated</FONT> amount of such expenses in proportion to the amount of
such net proceeds intended to be received by or contributed to the Borrower or any Subsidiary; or </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">otherwise on an interim basis prior to completion of such offering, so long as Holdings shall cause the amount
of such expenses to be repaid to the Borrower or the relevant Subsidiary out of the proceeds of such offering promptly if completed. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Participant</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;9.06(d)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Participant Register</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;9.06(d)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>PATRIOT Act</U>&#148; shall mean the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and
Obstruct Terrorism Act (Title III of Pub. L. <FONT STYLE="white-space:nowrap">107-56</FONT> (signed into law October&nbsp;26, 2001)), as the same has been, or shall hereafter be, renewed, extended, amended or replaced. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Payment in Full</U>&#148; shall mean (a)&nbsp;the termination of all Commitments and (b)&nbsp;the payment in full in cash of all
Loans and other amounts owing to any Lender or any Agent in respect of the Obligations (other than contingent or indemnification obligations not then due). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Payment Office</U>&#148; shall mean the office specified from time to time by the Disbursing Agent as its payment office by notice to
the Borrower and the Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>PBGC</U>&#148; shall mean the Pension Benefit Guaranty Corporation established pursuant to
Subtitle A of Title IV of ERISA (or any successor). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Perfection Certificate</U>&#148; shall mean a certificate in form
satisfactory to the Required Lenders that provides information with respect to the assets of each Loan Party. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Permits</U>&#148;
shall mean any and all licenses, permits, approvals, certifications, registrations, notifications, exemptions or authorizations of or from any Governmental Authority. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Permitted Equity Issuance</U>&#148; shall mean the sale or issuance of any Equity Interests (a)&nbsp;pursuant to any employee stock
or stock option compensation plan, (b)&nbsp;pursuant to the exercise of the Warrants by the Lenders or their Affiliates in accordance with the terms thereof and (c)&nbsp;by Holdings in connection with the Mexico JV Transaction. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-31-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Permitted Equity Liens</U>&#148; shall mean Liens permitted under
<U>Section</U><U></U><U>&nbsp;6.02(a)</U>, <U>Section</U><U></U><U>&nbsp;6.02(c)</U>, <U>Section</U><U></U><U>&nbsp;6.02(r)</U>, and <U>Section</U><U></U><U>&nbsp;6.02(t)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Permitted Liens</U>&#148; shall mean the collective reference to Liens permitted by <U>Section</U><U></U><U>&nbsp;6.02</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Permitted Prior Liens</U>&#148; shall mean Liens permitted pursuant to <U>Section</U><U></U><U>&nbsp;6.02</U> (other than
<U>Section</U><U></U><U>&nbsp;6.02(a)</U> and <U>Section</U><U></U><U>&nbsp;6.02(t)</U>). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Permitted Refinancing Debt</U>&#148;
shall mean any modification, refinancing, refunding, renewal or extension of any Indebtedness; <I>provided</I> that (i)&nbsp;the principal amount (or accreted value, if applicable) thereof does not exceed the principal amount (or accreted value, if
applicable) of the Indebtedness being modified, refinanced, refunded, renewed or extended except by an amount equal to unpaid accrued interest and premium thereon <I>plus</I> other reasonable amounts paid, and fees and expenses reasonably incurred,
in connection with such modification, refinancing, refunding, renewal or extension and by an amount equal to any existing commitments unutilized thereunder; (ii)&nbsp;such modification, refinancing, refunding, renewal or extension has a maturity no
earlier and a Weighted Average Life to Maturity no shorter than the Indebtedness being modified, refinanced, refunded, renewed or extended; (iii)&nbsp;at the time thereof, no Default or Event of Default shall have occurred and be continuing;
(iv)&nbsp;if the Indebtedness being modified, refinanced, refunded, renewed or extended is unsecured, such modification, refinancing, refunding, renewal or extension is unsecured; (v)&nbsp;if the Indebtedness being modified, refinanced, refunded,
renewed or extended is subordinated in right of payment to the Obligations, such modification, refinancing, refunding, renewal or extension is subordinated in right of payment to the Obligations on terms, taken as a whole, at least as favorable to
the Lenders as those contained in the documentation governing the Indebtedness being modified, refinanced, refunded, renewed or extended; (vi)&nbsp;if the Indebtedness being modified, refinanced, refunded, renewed or extended is secured, such
modification, refinancing, refunding, renewal or extension is secured by no more collateral than the Indebtedness being modified, refinanced, refunded, renewed or extended; and (vii)&nbsp;the primary obligors and guarantors in respect of such
Indebtedness being modified, refinanced, refunded, renewed or extended remain the same (or constitute a subset thereof);<I> provided</I> that one or more new obligors and/or guarantors may be added if they are already Loan Parties, are
contemporaneously added as Loan Parties at the time of such modification, refinancing, refunding, renewal or extension, or are not required to be Loan Parties because they are Excluded Subsidiaries. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Person</U>&#148; shall mean any natural Person, corporation, limited liability company, trust, joint venture, association, company,
partnership, Governmental Authority or other entity. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>PIK Interest</U>&#148; shall have the meaning set forth in
<U>Section</U><U></U><U>&nbsp;2.11(d)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Plan</U>&#148; shall mean any &#147;employee benefit plan&#148; as defined in
Section&nbsp;3(3) of ERISA which is sponsored, maintained or contributed to by, or required to be contributed to by, Holdings, the Borrower or any of their respective ERISA Affiliates or with respect to which Holdings, the Borrower or any of their
respective ERISA Affiliates has or could reasonably be expected to have liability, contingent or otherwise, under ERISA. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-32-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Platform</U>&#148; shall mean IntraLinks or a substantially similar electronic
transmission system. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Pledged Equity Interests</U>&#148; shall have the meaning set forth in the Guarantee and Collateral
Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Prepayment Premium</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;2.06(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Prime Rate</U>&#148; shall mean the rate of interest quoted in the print edition of <I>The Wall Street Journal</I>, Money Rates
Section as the Prime Rate (currently defined as the base rate on corporate loans posted by at least 75% of the nation&#146;s 30 largest banks), as in effect from time to time. The Prime Rate is a reference rate and does not necessarily represent the
lowest or best rate actually charged to any customer. The Disbursing Agent or any Lender may make commercial loans or other loans at rates of interest at, above or below the Prime Rate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Pro Forma Financial Statements</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;3.04(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Projections</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;3.04(c)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Property</U>&#148; shall mean any right or interest in or to property of any kind whatsoever, whether real, personal or mixed and
whether tangible or intangible, including, without limitation, Equity Interests. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Public Lender</U>&#148; shall mean any Lender
that does not wish to receive <FONT STYLE="white-space:nowrap">Non-Public</FONT> Information with respect to Holdings, the Borrower or their Subsidiaries or their respective securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Purchase Money Obligation</U>&#148; shall mean, for any Person, the obligations of such Person in respect of Indebtedness (including
Capital Lease Obligations) incurred for the purpose of financing all or any part of the purchase price of any fixed or capital assets or the cost of installation, construction or improvement of any fixed or capital assets; <I>provided</I>,
<I>however</I>, that (i)&nbsp;such Indebtedness is incurred within 30 days after such acquisition, installation, construction or improvement of such fixed or capital assets by such Person and (ii)&nbsp;the amount of such Indebtedness does not exceed
the lesser of 100% of the fair market value of such fixed or capital asset or the cost of the acquisition, installation, construction or improvement thereof, as the case may be. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Qualified Equity Interests</U>&#148; shall mean Equity Interests that are not Disqualified Equity Interests. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Railcar Leasing Subsidiary</U>&#148; shall mean each of FreightCar America Leasing, LLC, a Delaware limited liability company,
FreightCar America Leasing 1, LLC, a Delaware limited liability company, FreightCar America Capital Leasing, LLC, a Delaware limited liability company, and FreightCar America Railcar Management, LLC, a Delaware limited liability company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-33-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Real Property</U>&#148; shall mean all real property held or used by any Group
Member, which relevant Group Member owns in fee or in which it holds a leasehold interest as a tenant, including as of the Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Recipient</U>&#148; shall mean (a)&nbsp;each Agent and (b)&nbsp;any Lender, as applicable. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Recovery Event</U>&#148; shall mean the receipt by any Group Member of any cash payments or proceeds under any casualty insurance
policy in respect of a covered loss thereunder or as a result of the taking of any assets of any Group Member by any Person pursuant to the power of eminent domain, condemnation or otherwise, or pursuant to a sale of any such assets to a purchaser
with such power under threat of such a taking, in each case, in excess of $500,000 individually or $1,000,000 in the aggregate during any fiscal year of Holdings. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Reference Time</U>&#148;<B><I> </I></B>with respect to any setting of the then-current Benchmark shall mean (a)&nbsp;if the Benchmark
is LIBOR, 11:00 a.m. (London time) on the day that is two London banking days preceding the date of such setting, and (b)&nbsp;if the Benchmark is not LIBOR, the time determined by the Required Lenders in their reasonable discretion and notified to
the Disbursing Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Refinancing</U>&#148; shall mean the repayment in full and termination of the Indebtedness under the
Existing Credit Agreement on or prior to the Closing Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Register</U>&#148; shall have the meaning set forth in
<U>Section</U><U></U><U>&nbsp;9.06(c)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Regulation D</U>&#148; shall mean Regulation D of the Board of Governors as in effect
from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Regulation T</U>&#148; shall mean Regulation T of the Board of Governors as in effect from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Regulation U</U>&#148; shall mean Regulation U of the Board of Governors as in effect from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Regulation X</U>&#148; shall mean Regulation X of the Board of Governors as in effect from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Related Parties</U>&#148; shall mean, with respect to any Person, such Person&#146;s Affiliates and the partners, directors,
officers, employees, agents, trustees, administrators, managers, advisors and representatives of such Person and of such Person&#146;s Affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Release</U>&#148; shall mean, with respect to Materials of Environmental Concern, any release, spill, emission, leaking, pumping,
pouring, injection, escaping, deposit, disposal, discharge, dispersal, dumping, leaching or migration into or through the indoor or outdoor environment (including the abandonment or disposal of any barrels, containers or other closed receptacles
containing any Materials of Environmental Concern). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-34-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Relevant Governmental Body</U>&#148; means the Board of Governors or the Federal
Reserve Bank of New York, or a committee officially endorsed or convened by the Board of Governors or the Federal Reserve Bank of New York, or any successor thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Required Lenders</U>&#148; shall mean, at any time, Lenders having Total Credit Exposures representing more than 50% of the Total
Credit Exposures of all Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Requirement of Law</U>&#148; shall mean, as to any Person, such Person&#146;s Organizational
Documents, and any law, treaty, rule or regulation or determination of an arbitrator or a court or other Governmental Authority, in each case applicable to or binding upon such Person or any of its Property or to which such Person or any of its
Property is subject. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Responsible Officer</U>&#148; shall mean, as to any Person, the chief executive officer, president or chief
financial officer of such Person, but in any event, with respect to financial matters, the chief financial officer or other officer with similar responsibilities of such Person; and with respect to the Disbursing Agent or the Collateral Agent, any
officer assigned to the corporate trust office of such Disbursing Agent or Collateral Agent, as applicable, including any managing director, principal, vice president, assistant vice president, assistant treasurer, assistant secretary, or any other
officer of such Disbursing Agent or Collateral Agent, as applicable, customarily performing functions similar to those performed by any of the above designated officers and having direct responsibility for the administration of this Agreement, and
also, with respect to a particular matter, any other officer, to whom such matter is referred because of such officer&#146;s knowledge of and familiarity with the particular subject. Unless otherwise qualified, all references to a &#147;Responsible
Officer&#148; shall refer to a Responsible Officer of the Borrower. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Restricted Payment</U>&#148; shall mean any dividend or
other distribution (whether in cash, securities or other property) with respect to any capital stock or other Equity Interest of any Person, or any payment (whether in cash, securities or other property), including any sinking fund or similar
deposit, on account of the purchase, redemption, retirement, defeasance, acquisition, cancellation or termination of any such capital stock or other Equity Interest, or on account of any return of capital to any Person&#146;s stockholders, partners
or members (or the equivalent of any thereof), or any option, warrant or other right to acquire any such dividend or other distribution or payment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Revolving Loan Agreement</U>&#148; shall mean that certain Loan and Security Agreement dated as of October&nbsp;8, 2020 by and among
Revolving Loan Lender and the Loan Parties (other than <FONT STYLE="white-space:nowrap">FCA-Fasemex,</FONT> LLC, a Delaware limited liability company, and the Mexican Subsidiaries, who will be joined as guarantors under the Revolving Loan Agreement
following consummation of the Mexican JV Transaction), as amended, restated, amended and restated, supplemented or otherwise modified from time to time to the extent not prohibited by the Intercreditor Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-35-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Revolving Loan Documents</U>&#148; shall mean, collectively, the following (as the
same may be amended, restated, refinanced or otherwise modified from time to time to the extent not prohibited by the Intercreditor Agreement): (a)&nbsp;the Revolving Loan Agreement, all exhibits, schedules and disclosure letters referred to therein
or delivered pursuant thereto, if any, (b)&nbsp;all amendments thereto, waivers relating thereto and other side letters or agreements affecting the terms thereof, and (c)&nbsp;all of the other agreements, documents and instruments executed and
delivered in connection therewith or related thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Revolving Loan Indebtedness</U>&#148; shall mean &#147;Obligations&#148;
(or any such similar term) (as defined in the Revolving Loan Agreement) of the Loan Parties owing to the Revolving Loan Lender under the Revolving Loan Documents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Revolving Loan </U><U>Lender</U>&#148; shall mean Siena Lending Group LLC. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SBA PPP Loan</U>&#148; shall mean a loan incurred by Holdings under 15 U.S.C. 636(a) (36) (as added to the Small Business Act by
Section&nbsp;1102 of the CARES Act). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>S&amp;P</U>&#148; shall mean S&amp;P Global Ratings and any successor thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Sale and Leaseback</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;6.09</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Sanctioned Country</U>&#148; shall mean, at any time, a country or territory that is subject to comprehensive Sanctions (as of the
Closing Date, Cuba, Iran, North Korea, Syria, and the Crimea region). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Sanctioned Person</U>&#148; shall mean, at any time,
(a)&nbsp;any Person listed in any Sanctions-related list of designated Persons maintained by OFAC, the U.S. Department of State, or the U.S. Department of Commerce (including the Specially Designated Nationals and Blocked Persons List, the Sectoral
Sanctions Identifications List, the Foreign Sanctions Evaders List, the Entity List, the Denied Persons List, or the Unverified List), or by the United Nations Security Council, the European Union or any EU member state; (b)&nbsp;any Person
domiciled, organized or resident in a Sanctioned Country; (c)&nbsp;any Person owned or controlled by, or acting on behalf of, any such Person; or (d)&nbsp;any Person that is otherwise targeted by Sanctions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Sanctions</U>&#148; shall mean economic or financial sanctions or trade embargoes imposed, administered or enforced from time to time
by (a)&nbsp;the U.S. government, including those administered by OFAC pursuant to various statutes, the Foreign Assets Control Regulations (31 CFR Parts <FONT STYLE="white-space:nowrap">500-598)</FONT> and all executive orders promulgated thereunder
or the U.S. Department of State, or (b)&nbsp;the United Nations Security Council, the European Union or Her Majesty&#146;s Treasury of the United Kingdom. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Scheduled Material Agreements</U>&#148; shall mean, as of the Closing Date, the Material Agreements described on <U>Schedule
1.01(a)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SEC</U>&#148; shall mean the Securities and Exchange Commission or any Governmental Authority succeeding to any of
its principal functions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-36-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#147;</U></FONT>
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
Amendment</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#148;</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> shall
 mean that certain Amendment No.</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;2 to Credit Agreement, dated as of May</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;14, 2021, by and among Holdings, the Borrower, the other Loan Parties, the Lenders party thereto, the Disbursing Agent
and the Collateral Agent.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#147;</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
 Amendment Commitment</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#148;</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> shall mean, as to any Lender, the obligation of such Lender, if any, to make a Loan to the Borrower hereunder in a principal
amount not to exceed the amount set forth under the heading </U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#147;</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment
Commitment</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#148;</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> opposite
 such
Lender</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#146;</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">s
 name on Annex A or, as the case may be, in the Assignment and Assumption pursuant to which such Lender became a party hereto, as the same may be changed from time to time pursuant to the terms hereof. The aggregate principal amount of the Second
Amendment Commitments on the Second Amendment Effective Date is $16,000,000.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#147;</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
 Amendment Effective Date</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#148;</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> shall mean
May</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;14, 2021.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#147;Second
Amendment Effective Date Lender&#148; shall mean CO Finance LVS VI LLC.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#147;</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
 Amendment Funding Date</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#148;</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> shall mean the date on which the conditions precedent set forth in Section</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;4 of the Second Amendment shall have been satisfied or waived.</U></FONT><FONT STYLE="font-family:Times New Roman">
</FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#147;</U></FONT>
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment
Loan</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&#148;</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> shall
 mean a loan made by a Lender pursuant to </U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section</U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;2.01(b)
</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">on the Second Amendment Funding Date.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Secured Parties</U>&#148; shall have the meaning set forth in the Guarantee and Collateral Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Securities Act</U>&#148; shall mean the Securities Act of 1933, as amended from time to time, and any successor statute. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Security Documents</U>&#148; shall mean the collective reference to the Guarantee and Collateral Agreement, the Mortgages (if any),
the Perfection Certificate, the Intellectual Property Security Agreements, the Mexican Security Documents, any control agreements or any other security documents required to be delivered pursuant to the Guarantee and Collateral Agreement or any
other Loan Document and all other security documents hereafter delivered to any Agent for the purpose of granting or perfecting a Lien on any Property of any Loan Party to secure the Obligations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Shoals Facility</U>&#148; shall mean the railcar manufacturing facility located at 1200 Haley Drive, Cherokee, Alabama 35616. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Shoals Facility Lease</U>&#148; shall mean that certain Industrial Facility Lease dated as of September&nbsp;29, 2011 between
Teachers&#146; Retirement Systems of Alabama and Employees&#146; Retirement System of Alabama, as landlord, and Navistar, Inc., as tenant, which lease was assigned to FreightCar Alabama, LLC pursuant to that certain Assignment and Assumption of
Lease dated as of February&nbsp;28, 2018. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-37-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Shoals Facility Lease Termination</U>&#148; shall mean the termination of the
Shoals Facility Lease in a manner that does not require any additional cash payment by the Loan Parties and is otherwise in form and substance reasonably satisfactory to the Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Signing Date</U>&#148; shall mean the date on which the conditions precedent set forth in <U>Section</U><U></U><U>&nbsp;4.01</U>
shall have been satisfied or waived, which date is October&nbsp;13, 2020. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Signing Date Loan Documents</U>&#148; shall have the
meaning set forth in <U>Section</U><U></U><U>&nbsp;4.01(a)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Single Employer Plan</U>&#148; shall mean any Plan that is
covered by Title IV of ERISA, but which is not a Multiemployer Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SOFR</U>&#148;<B><I> </I></B>shall mean, with respect to
any Business Day, a rate per annum equal to the secured overnight financing rate for such Business Day published by the SOFR Administrator on the SOFR Administrator&#146;s Website on the immediately succeeding Business Day. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SOFR Administrator</U>&#148; shall mean the Federal Reserve Bank of New York (or a successor administrator of the secured overnight
financing rate). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SOFR Administrator&#146;s Website</U>&#148; shall mean the website of the Federal Reserve Bank of New York
currently at http://www.newyorkfed.org, or any successor source for the secured overnight financing rate identified as such by the SOFR Administrator from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Solvent</U>&#148; shall mean, with respect to any Person, as of any date of determination, on a consolidated basis (a)&nbsp;the
amount of the &#147;present fair saleable value&#148; of the assets of such Person will, as of such date, exceed the amount of all &#147;liabilities of such Person, contingent or otherwise,&#148; as of such date, (b)&nbsp;the &#147;present fair
saleable value&#148; of the assets of such Person will, as of such date, be greater than the amount that will be required to pay the liability of such Person on its debts as such debts become absolute and matured, (c)&nbsp;such Person will not have,
as of such date, an unreasonably small amount of capital with which to conduct its business, (d)&nbsp;such Person will be able to pay its debts as they mature and (e)&nbsp;such Person is not insolvent within the meaning of any applicable
Requirements of Law. For purposes of this definition, (i)&nbsp;&#147;<U>debt</U>&#148; shall mean liability on a &#147;claim,&#148; (ii)&nbsp;&#147;<U>claim</U>&#148; shall mean any (A)&nbsp;right to payment, whether or not such a right is reduced
to judgment, liquidated, unliquidated, fixed, contingent, matured, unmatured, disputed, undisputed, legal, equitable, secured or unsecured or (B)&nbsp;right to an equitable remedy for breach of performance if such breach gives rise to a right to
payment, whether or not such right to an equitable remedy is reduced to judgment, fixed, contingent, matured or unmatured, disputed, undisputed, secured or unsecured and (iii)&nbsp;such other quoted terms used in this definition shall be determined
in accordance with applicable federal and state laws governing determinations of the insolvency of debtors. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Spot Rate</U>&#148;
shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;1.06</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Statutory Reserve Rate</U>&#148; shall mean a
fraction (expressed as a decimal), (a)&nbsp;the numerator of which is the number one and (b)&nbsp;the denominator of which is the number one <U>minus</U> the aggregate of the maximum reserve percentage (including any marginal, special, emergency or
supplemental reserves) expressed as a decimal established by the Board of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-38-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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Governors to which the Disbursing Agent is subject with respect to the Eurodollar Rate for eurocurrency funding (currently referred to as &#147;<U>Eurocurrency Liabilities</U>&#148; in Regulation
D of the Board of Governors). Such reserve percentage shall include those imposed pursuant to such Regulation D. Eurodollar Loans shall be deemed to constitute eurocurrency funding and to be subject to such reserve requirements without benefit of,
or credit for, proration, exemptions or offsets that may be available from time to time to any Lender under such Regulation D or any comparable regulation. The Statutory Reserve Rate shall be adjusted automatically on and as of the effective date of
any change in any reserve percentage. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Subordinated Intercompany Note</U>&#148; shall mean the Subordinated Intercompany Note,
substantially in the form of <U>Exhibit H</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Subsidiary</U>&#148; shall mean, as to any Person, a corporation, partnership,
limited liability company or other entity of which shares of stock or other ownership interests having ordinary voting power (other than stock or such other ownership interests having such power only by reason of the happening of a contingency) to
elect a majority of the board of directors or other managers of such corporation, partnership or other entity are at the time owned, or the management of which is otherwise controlled, directly or indirectly through one or more intermediaries, or
both, by such Person. Unless otherwise qualified, all references to a &#147;Subsidiary&#148; or to &#147;Subsidiaries&#148; in this Agreement shall refer to a Subsidiary or Subsidiaries of Holdings. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Subsidiary Guarantor</U>&#148; shall mean each existing and subsequently acquired or organized direct or indirect Wholly Owned
Subsidiary of Holdings (other than the Borrower and any Excluded Subsidiary) which has guaranteed the Obligations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Swap
Contract</U>&#148; shall mean (a)&nbsp;any and all rate swap transactions, basis swaps, credit derivative transactions, forward rate transactions, commodity swaps, commodity options, forward commodity contracts, equity or equity index swaps or
options, bond or bond price or bond index swaps or options or forward bond or forward bond price or forward bond index transactions, interest rate options, forward foreign exchange transactions, cap transactions, floor transactions, collar
transactions, currency swap transactions, cross-currency rate swap transactions, currency options, spot contracts, or any other similar transactions or any combination of any of the foregoing (including any options to enter into any of the
foregoing), whether or not any such transaction is governed by or subject to any master agreement, and (b)&nbsp;any and all transactions of any kind, and the related confirmations, which are subject to the terms and conditions of, or governed by,
any form of master agreement published by the International Swaps and Derivatives Association, Inc., any International Foreign Exchange Master Agreement, or any other master agreement (any such master agreement, together with any related schedules,
a &#147;<U>Master Agreement</U>&#148;), including any such obligations or liabilities under any Master Agreement, in each case for the purpose of hedging the foreign currency, interest rate or commodity risk associated with the operations of the
Group Members. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Swap Termination Value</U>&#148; shall mean, in respect of any one or more Swap Contracts, after taking into
account the effect of any legally enforceable netting agreement relating to such Swap Contracts, (a)&nbsp;for any date on or after the date such Swap Contracts have been closed out </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-39-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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and termination value(s) have been determined in accordance therewith, such termination value(s), and (b)&nbsp;for any date prior to the date referenced in <U>clause (a)</U>, the amount(s)
determined as the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">mark-to-market</FONT></FONT> value(s) for such Swap Contracts, as determined based upon one or more <FONT STYLE="white-space:nowrap">mid-market</FONT> or other
readily available quotations provided by any recognized dealer in such Swap Contracts (which may include a Lender or any Affiliate of a Lender). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Synthetic Lease</U>&#148; shall mean, as to any Person, (a)&nbsp;any lease (including leases that may be terminated by the lessee at
any time) of any property (whether real, personal or mixed) (i)&nbsp;that is accounted for as an operating lease under GAAP and (ii)&nbsp;in respect of which the lessee retains or obtains ownership of the property so leased for U.S. federal income
tax purposes or (b)&nbsp;(i)&nbsp;a synthetic, <FONT STYLE="white-space:nowrap">off-balance</FONT> sheet or tax retention lease or (ii)&nbsp;an agreement for the use or possession of property (including a Sale and Leaseback), in each case under this
<U>clause (b)</U>, creating obligations that do not appear on the balance sheet of such person but which, upon the application of any Debtor Relief Laws to such Person, would be characterized as the indebtedness of such Person (without regard to
accounting treatment). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Tax Distribution Amount</U>&#148; shall mean any Taxes measured by income of Holdings, the Borrower or
any Subsidiary for which Holdings (or another member of any group filing a consolidated, unitary or combined tax return with Holdings) is liable, up to an amount not to exceed the amount of any such Taxes that Holdings and its Subsidiaries would
have been required to pay on a separate group basis if Holdings and its Subsidiaries had paid tax on a consolidated, combined, group, affiliated or unitary basis on behalf of an affiliated group consisting only of Holdings and its Subsidiaries,
taking into account any net operating losses or other attributes of Holdings or its Subsidiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Taxes</U>&#148; shall mean all
present or future taxes, levies, imposts, duties, deductions, withholdings (including backup withholding), assessments, fees or other charges imposed by any Governmental Authority, including any interest, additions to tax or penalties applicable
thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Term SOFR</U>&#148;<B><I> </I></B>shall mean, for the applicable Corresponding Tenor as of the applicable Reference
Time, the forward-looking term rate based on SOFR that has been selected or recommended by the Relevant Governmental Body. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Title
Company</U>&#148; shall have the meaning set forth in <U>Section</U><U></U><U>&nbsp;5.12(c)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Title Policy</U>&#148; shall
have the meaning set forth in <U>Section</U><U></U><U>&nbsp;5.12(c)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Total Credit Exposure</U>&#148; shall mean, as to any
Lender at any time, the unused Commitments and outstanding Loans of such Lender at such time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Transaction
</U><U>Expenses</U>&#148; shall mean any fees or expenses incurred or paid by Holdings or any of the Subsidiaries in connection with the Transactions (including payments to officers, employees and directors as payouts or special or retention bonuses
to be paid on or prior to the Closing Date), this Agreement and the other Loan Documents and the transactions contemplated hereby and thereby. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-40-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Transactions</U>&#148; shall mean <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(a)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;as
 applicable to the Closing Date, </U></FONT><FONT STYLE="font-family:Times New Roman">collectively, the transactions to occur on or prior to the Closing Date pursuant to the Loan Documents, including (</FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>a</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">i</U></FONT><FONT STYLE="font-family:Times New Roman">)&nbsp;the execution, delivery and performance of the Loan Documents,
the initial borrowings hereunder and the use of proceeds thereof;
(</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>b</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">ii</U></FONT><FONT STYLE="font-family:Times New Roman">)&nbsp;the Refinancing; (</FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>c</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">iii</U></FONT><FONT STYLE="font-family:Times New Roman">) the execution, delivery and performance of the Revolving Loan
Documents;
(</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>d</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">iv</U></FONT><FONT STYLE="font-family:Times New Roman">) the consummation of the Mexico JV Transaction; and (</FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>e</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">v</U></FONT><FONT STYLE="font-family:Times New Roman">)&nbsp;the payment of Transaction Expenses</FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>.</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"></U></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">; and
(b)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;as applicable to the Second Amendment Funding Date, collectively, the transactions to occur on or
prior to the Second Amendment Funding Date, including (i)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;the execution, delivery and performance of
the Second Amendment and the other Loan Documents, the borrowings hereunder and the use of proceeds thereof and
(ii)</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">&nbsp;the payment of all fees and expenses owing in connection with the foregoing, and the other
transactions contemplated hereby.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Treasury Rate</U>&#148; shall
mean, at any determination date, the yield to maturity as of such date of constant maturity United States Treasury securities (as compiled and published in the most recent Federal Reserve Statistical Release H. 15 (519)&nbsp;that has become publicly
available at least two Business Days prior to such date (or, if such statistical release is no longer published, any publicly available source of similar market data)) most nearly equal to the period from such date to the third anniversary of the
Closing Date; <I>provided, however</I>, that if no published maturity exactly corresponds with such date, then the Treasury Rate shall be interpolated or extrapolated on a straight-line basis from the arithmetic mean of the yields for the next
shortest and next longest published maturities; <I>provided further, however</I>, that if the period from such date to the third anniversary of the Closing Date is less than one year, the weekly average yield on actually traded United States
Treasury securities adjusted to a constant maturity of one year will be used. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Type</U>&#148; shall mean, as to any Loan, its
nature as a Base Rate Loan or a Eurodollar Loan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Unadjusted Benchmark Replacement</U>&#148;<B><I> </I></B>shall mean the
applicable Benchmark Replacement excluding the related Benchmark Replacement Adjustment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Uniform Commercial Code</U>&#148; or
&#147;<U>UCC</U>&#148; shall mean the Uniform Commercial Code, as in effect from time to time in any applicable jurisdiction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Unrestricted Cash</U>&#148; shall mean, as of any date of determination, the aggregate amount of all cash and Cash Equivalents on the
consolidated balance sheet of the Loan Parties that are not &#147;restricted&#148; for purposes of GAAP and in which the Collateral Agent has a perfected first-priority security interest (subject only to Permitted Liens); <I>provided</I>,
<I>however</I>, that the aggregate amount of Unrestricted Cash shall not (i)&nbsp;include any cash or Cash Equivalents that are subject to a Lien (other than any Permitted Lien) or (ii)&nbsp;include any cash or Cash Equivalents that are restricted
by contract, law or material adverse tax consequences from being applied to repay any Funded Debt. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>U.S. Person</U>&#148; shall
mean any Person that is a &#147;United States person&#148; as defined in Section&nbsp;7701(a)(30) of the Code. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-41-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>U.S. Tax Compliance Certificate</U>&#148; shall have the meaning set forth in
<U>Section</U><U></U><U>&nbsp;2.16(g)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Warrants</U>&#148; shall have the meaning set forth in
<U>Section</U><U></U><U>&nbsp;4.02(r)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Weighted Average Life to Maturity</U>&#148; shall mean, when applied to any
Indebtedness at any date, the number of years obtained by dividing: (a)&nbsp;the sum of the products obtained by multiplying (i)&nbsp;the amount of each then remaining installment, sinking fund, serial maturity or other required payments of
principal, including payment at final maturity, in respect thereof, by (ii)&nbsp;the number of years (calculated to the nearest <FONT STYLE="white-space:nowrap">one-twelfth)</FONT> that will elapse between such date and the making of such payment;
by (b)&nbsp;the then outstanding principal amount of such Indebtedness. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Wholly Owned Subsidiary</U>&#148; of any Person shall
mean a subsidiary of such Person of which securities (except for directors&#146; qualifying shares) or other ownership interests representing 100% of the Equity Interests are, at the time any determination is being made, owned, Controlled or held by
such Person or one or more wholly owned subsidiaries of such Person or by such Person and one or more wholly owned subsidiaries of such Person. Unless otherwise qualified, all references to a &#147;Wholly Owned Subsidiary&#148; or to &#147;Wholly
Owned Subsidiaries&#148; in this Agreement shall refer to a Wholly Owned Subsidiary or Wholly Owned Subsidiaries of Holdings. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Withdrawal Liability</U>&#148; shall mean any liability to a Multiemployer Plan as a result of a &#147;complete withdrawal&#148; or
&#147;partial withdrawal&#148; from such Multiemployer Plan, as such terms are defined in Section&nbsp;4201(b) of ERISA. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Withholding Agent</U>&#148; shall mean any Loan Party and the Disbursing Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.02&nbsp;&nbsp;&nbsp;&nbsp;<U>Other Interpretive Provisions</U>. With reference to this Agreement and each other Loan Document,
unless otherwise specified herein or in such other Loan Document: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;The definitions of terms herein shall apply
equally to the singular and plural forms of the terms defined. Whenever the context may require, any pronoun shall include the corresponding masculine, feminine and neuter forms. The words &#147;include,&#148; &#147;includes&#148; and
&#147;including&#148; shall be deemed to be followed by the phrase &#147;without limitation.&#148; The word &#147;will&#148; shall be construed to have the same meaning and effect as the word &#147;shall.&#148; Unless the context requires otherwise,
(i)&nbsp;any definition of or reference to any agreement, instrument or other document (including any Organizational Document) shall be construed as referring to such agreement, instrument or other document as from time to time amended, supplemented
or otherwise modified (subject to any restrictions on such amendments, supplements or modifications set forth herein or in any other Loan Document), (ii)&nbsp;any reference herein to any Person shall be construed to include such Person&#146;s
permitted successors and assigns, (iii)&nbsp;the words &#147;hereto,&#148; &#147;herein,&#148; &#147;hereof&#148; and &#147;hereunder,&#148; and words of similar import when used in any Loan Document, shall be construed to refer to such Loan
Document in its entirety and not to any particular provision thereof, (iv)&nbsp;all references in a Loan Document to Articles, Sections, recitals, Annexes, Exhibits and Schedules shall be construed to refer to Articles and Sections of, and recitals,
Annexes, Exhibits and Schedules to, the Loan Document in which such references </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-42-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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appear, (v)&nbsp;any reference to any law shall include all statutory and regulatory provisions consolidating, amending, replacing or interpreting such law and any reference to any law or
regulation shall, unless otherwise specified, refer to such law or regulation as amended, modified or supplemented from time to time and (vi)&nbsp;the words &#147;asset&#148; and &#147;property&#148; shall be construed to have the same meaning and
effect and to refer to any and all tangible and intangible assets and properties, including cash, securities, accounts and contract rights. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;In the computation of periods of time from a specified date to a later specified date, the word &#147;from&#148;
shall mean &#147;from and excluding&#148;, the words &#147;to&#148; and &#147;until&#148; each mean &#147;to but excluding&#148; and the word &#147;through&#148; shall mean &#147;to and including&#148;. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Section headings herein and in the other Loan Documents are included for convenience of reference only and shall
not affect the interpretation of this Agreement or any other Loan Document. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.03&nbsp;&nbsp;&nbsp;&nbsp;<U>Accounting
Terms</U>. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Generally</U>. All accounting terms not specifically defined herein shall be construed in
conformity with, and all financial data (including financial ratios and other financial calculations) required to be submitted pursuant to this Agreement shall be prepared in conformity with, GAAP applied on a consistent basis, as in effect from
time to time, applied in a manner consistent with that used in preparing the Historical Audited Financial Statements, except as otherwise specifically prescribed herein. Notwithstanding the foregoing, for purposes of determining compliance with any
covenant (including the computation of any financial covenant) contained herein, Indebtedness of the Borrower and its Subsidiaries shall be deemed to be carried at 100% of the outstanding principal amount thereof, and the effects of FASB ASC 825 and
FASB ASC <FONT STYLE="white-space:nowrap">470-20</FONT> on financial liabilities shall be disregarded. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Accounting Change</U>. If at any time any Accounting Change shall occur and such change results in a change in
the method of calculation of any financial covenant, standard or term in this Agreement, then upon the written request of the Borrower or the Required Lenders, the Borrower and the Lenders shall negotiate in good faith in order to amend such
provisions so as to equitably reflect such Accounting Change with the desired result that the criteria for evaluating Holdings&#146; and the Borrower&#146;s financial condition shall be the same after such Accounting Change as if such Accounting
Change had not occurred; <I>provided</I> that, until such time as an amendment shall have been executed and delivered by Holdings, the Borrower and the Required Lenders, (A)&nbsp;all such financial covenants, standards and terms in this Agreement
shall continue to be calculated or construed as if such Accounting Change had not occurred and (B)&nbsp;the Borrower shall provide to the Disbursing Agent and the Lenders financial statements and other documents required under this Agreement or as
reasonably requested hereunder setting forth a reconciliation between calculations of such financial covenants, standards and terms made before and after giving effect to such Accounting Change. Without limiting the foregoing, leases shall continue
to be classified and accounted for on a basis consistent with that reflected in the Historical Audited Financial Statements for all purposes of this Agreement, notwithstanding any Accounting Change relating thereto, unless the parties hereto shall
enter into a mutually acceptable amendment addressing such changes, as provided for above. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-43-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Consolidation of Variable Interest Entities</U>. All
references herein to consolidated financial statements of Holdings and its Subsidiaries or to the determination of any amount for Holdings and its Subsidiaries on a consolidated basis or any similar reference shall, in each case, be deemed to
include each variable interest entity that Holdings is required to consolidate pursuant to FASB ASC 810 as if such variable interest entity were a Subsidiary as defined herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.04&nbsp;&nbsp;&nbsp;&nbsp;<U>Rounding</U>. Any financial ratios determined pursuant to this Agreement shall be calculated by
dividing the appropriate component by the other component, carrying the result to one place more than the number of places by which such ratio is expressed herein and rounding the result up or down to the nearest number (with a <FONT
STYLE="white-space:nowrap">rounding-up</FONT> if there is no nearest number). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.05&nbsp;&nbsp;&nbsp;&nbsp;<U>Times of
Day</U>. Unless otherwise specified, all references herein to times of day shall be references to Eastern time (daylight or standard, as applicable). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.06&nbsp;&nbsp;&nbsp;&nbsp;<U>Currency Equivalents Generally</U>. Any amount specified in this Agreement (other than in
<U>Article II</U>, <U>Article VIII</U> and <U>Article IX</U>) or any of the other Loan Documents to be in Dollars shall also include the equivalent of such amount in any currency other than Dollars, such equivalent amount thereof in the applicable
currency to be determined by the Disbursing Agent at such time on the basis of the Spot Rate for the purchase of such currency with Dollars. The &#147;<U>Spot Rate</U>&#148; for a currency means the rate determined by the Disbursing Agent to be the
rate quoted by the Person acting in such capacity as the spot rate for the purchase by such Person of such currency with another currency through its principal foreign exchange trading office at approximately 11:00 a.m. on the date two Business Days
prior to the date of such determination; <I>provided</I> that the Disbursing Agent may obtain such spot rate from another financial institution designated by the Disbursing Agent if the Person acting in such capacity does not have as of the date of
determination a spot buying rate for any such currency. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-44-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.07&nbsp;&nbsp;&nbsp;&nbsp;<U>Rates</U>. The Disbursing Agent does not
warrant, nor accept responsibility, nor shall the Disbursing Agent have any liability with respect to the administration, submission or any other matter related to the rates in the definition of &#147;Eurodollar Rate&#148; or with respect to any
comparable or successor rate thereto. The Disbursing Agent shall not be under any obligation to (i)&nbsp;monitor, determine or verify the unavailability or cessation of LIBOR (or other applicable benchmark index), or whether or when there has
occurred, or to give notice to any other transaction party of the occurrence of, any Benchmark Transition Event, Benchmark Replacement Date or Benchmark Unavailability Period, or (ii)&nbsp;to select, determine or designate any alternative reference
rate or Benchmark Replacement, or other successor or replacement benchmark index, or whether any conditions to the designation of such a rate have been satisfied, or (iii)&nbsp;to select, determine or designate any Benchmark Replacement Adjustment,
or other modifier to any replacement or successor index, or (iv)&nbsp;to determine whether or what Benchmark Replacement Conforming Changes are necessary or advisable, if any, in connection with any of the foregoing. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.08&nbsp;&nbsp;&nbsp;&nbsp;<U>Cashless Rolls</U>. Notwithstanding anything to the contrary contained in this Agreement or in any
other Loan Document, any Lender may exchange, continue or roll over all or a portion of its Loans in connection with any refinancing, extension, loan modification or similar transaction permitted by the terms of this Agreement, pursuant to a
cashless settlement mechanism approved by the Borrower and such Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;1.09&nbsp;&nbsp;&nbsp;&nbsp;<U>Divisions</U>. For
all purposes under the Loan Documents, in connection with any division or plan of division under Delaware law (or any comparable event under a different jurisdiction&#146;s laws): (a) if any asset, right, obligation or liability of any Person
becomes the asset, right, obligation or liability of a different Person, then it shall be deemed to have been transferred from the original Person to the subsequent Person, and (b)&nbsp;if any new Person comes into existence, such new Person shall
be deemed to have been organized on the first date of its existence by the holders of its Equity Interests at such time. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE II
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>LOANS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.01&nbsp;&nbsp;&nbsp;&nbsp;
<U>Commitments</U><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(a)</U></FONT>
<FONT STYLE="font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>.&nbsp;&nbsp;&nbsp;&nbsp;</STRIKE></FONT><FONT STYLE="font-family:Times New Roman">Subject to
the terms and conditions set forth herein, each Lender </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>agrees, severally and not jointly, to&nbsp;make</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">with a Commitment made</U></FONT><FONT STYLE="font-family:Times New Roman"> a Loan to the Borrower on the Closing Date in an
amount equal to
(</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>a</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">i</U></FONT><FONT
STYLE="font-family:Times New Roman">) the Commitment of such Lender less (</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>b</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">ii</U></FONT><FONT STYLE="font-family:Times New Roman">) the original issue discount applicable to such Lender as set forth
on <U>Annex A</U>. </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Each Lender&#146;s Commitment to make a Loan on the Closing Date terminated on the Closing
Date after giving effect to the funding of such Lender&#146;s Commitment on the Closing Date. The Borrower hereby acknowledges, confirms and agrees that $40,000,000 of the aggregate Commitments of the Lenders were advanced on the Closing Date and
remain outstanding on the Second Amendment Effective Date</U></FONT><FONT STYLE="font-family:Times New Roman">. Moreover, the Borrower and the Lenders agree and acknowledge that each </FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>term loan</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Loan made on the
Closing Date</U></FONT><FONT STYLE="font-family:Times New Roman"> and the associated Warrant comprise an &#147;investment unit&#148; within the meaning of Treasury Regulations <FONT STYLE="white-space:nowrap">Section&nbsp;1.1273-2(h),</FONT> and
that the fair market value of each Warrant is specified on <U>Annex A</U> hereto<I></I></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>; provided that Annex A shall be modified on the</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman"> </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-45-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing Date to reflect the fair market value of each Warrant as of the Closing Date</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman">.&nbsp;The sum of the discount specified in the foregoing clause (</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>b</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">ii</U></FONT><FONT STYLE="font-family:Times New Roman">) and the fair market value of the Warrants will be treated as
original issue discount on the
</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Loan</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Loans made
on the Closing Date</U></FONT><FONT STYLE="font-family:Times New Roman"> for U.S. federal income tax purposes and will reduce the issue price of </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>the
</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Loan</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">such
 Loans</U></FONT><FONT STYLE="font-family:Times New Roman">. </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(b)</U></FONT><FONT STYLE="font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Subject to the terms and conditions set forth herein, each Lender with a Second Amendment Commitment agrees, severally and
not jointly, to make a Loan to the Borrower on the Second Amendment Funding Date in an amount equal to (i)&nbsp;the Second Amendment Commitment of such Lender less (ii)&nbsp;the original issue discount applicable to such Lender as set forth on
Annex&nbsp;A.</U></FONT><FONT STYLE="font-family:Times New Roman"> The Borrower may make only one borrowing under the
</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment</U></FONT><FONT STYLE="font-family:Times New Roman"> Commitments, which shall be on the </FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing Date. </STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
Amendment Funding Date. Each Lender&#146;s Second Amendment Commitment shall terminate immediately and without further action on the earlier of (i) the Second Amendment Funding Date after giving effect to the funding of such Lender&#146;s Second
Amendment Commitment on the Second Amendment Funding Date or (ii)&nbsp;May&nbsp;28, 2021.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(c)</U></FONT>
<FONT STYLE="font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Any </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>amount</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">amounts</U></FONT><FONT STYLE="font-family:Times New Roman"> borrowed under this Section&nbsp;2.01 and subsequently repaid or
prepaid may not be reborrowed. Subject to Section&nbsp;2.07 and Section&nbsp;2.08, all amounts owed hereunder with respect to the Loans shall be paid in full no later than the Maturity Date. </FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Each Lender&#146;s Commitment shall terminate immediately and without further action on the earlier of (i) the Closing Date after giving effect to the funding of such
Commitment on the Closing Date or (ii) December 31, 2020.</STRIKE></FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(d)</U></FONT><FONT STYLE="font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">The Second Amendment Loans shall constitute a separate tranche from the term loans outstanding immediately prior to the
Second Amendment Funding Date. The Borrower and the Lenders hereby acknowledge and agree that, for U.S. federal income tax purposes, pursuant to Treasury Regulation <FONT STYLE="white-space:nowrap">Section&nbsp;1.1275-2(c),</FONT> each tranche will
be treated as a single debt instrument with a single issue price, maturity date, yield to maturity and stated redemption price at maturity for purposes of Section&nbsp;1271 of the Code.</U></FONT><FONT STYLE="font-family:Times New Roman">
</FONT></P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.02&nbsp;&nbsp;&nbsp;&nbsp;<U>Procedure for Borrowing</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower shall deliver to the Disbursing Agent a fully executed Borrowing Notice no later than 2:00 p.m.
(x)&nbsp;one Business Day in advance of the
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
Amendment Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date in the case of Base Rate Loans and (y)&nbsp;three Business Days in advance of the
</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
Amendment Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date in the case of Eurodollar Loans (or such shorter period as may be acceptable to the Lenders and the Disbursing Agent). If no election as to the Type of Borrowing is
specified in any such notice, then the requested borrowing shall be a Base Rate Borrowing. The Disbursing Agent shall promptly advise the Lenders of any notice given pursuant to this <U>Section</U><U></U><U>&nbsp;2.02</U> (and the contents thereof),
and of each Lender&#146;s portion of the requested borrowing. </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) &nbsp;&nbsp;&nbsp;&nbsp;Upon receipt of written confirmation by
the Lenders of the satisfaction or waiver of the conditions precedent specified herein, each Lender shall make its
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment</U></FONT><FONT STYLE="font-family:Times New Roman"> Loan available to the Disbursing Agent not later
than 12:00 p.m. on the
</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
Amendment Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date by wire transfer of same day funds in Dollars, at the principal office designated by the Disbursing Agent. Upon satisfaction or waiver of the conditions precedent specified
herein and receipt of funds from each Lender sufficient to make the </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment</U></FONT><FONT
STYLE="font-family:Times New Roman"> Loans, the Disbursing Agent shall make the proceeds of the </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
Amendment</U></FONT><FONT STYLE="font-family:Times New Roman"> Loans available to the Borrower on the </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
Amendment</U></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date by causing an amount of same day
funds in Dollars equal to the proceeds of all such </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment</U></FONT><FONT
STYLE="font-family:Times New Roman"> Loans received by Disbursing Agent from the Lenders to be credited to such account(s) as may be designated in writing to the Disbursing Agent by the Borrower. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-46-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.03&nbsp;&nbsp;&nbsp;&nbsp;<U>Repayment of Loans</U>. The Borrower shall repay
to the Lenders the aggregate principal amount of all Loans outstanding on the Maturity Date. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.04&nbsp;&nbsp;&nbsp;&nbsp;<U>Lenders</U><U>&#146;</U><U> Evidence of Debt</U><U>; Register; Notes</U>.</P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Lenders&#146; Evidence of Debt</U>. Each Lender shall maintain in accordance with its usual practice an account
or accounts evidencing the Obligations of the Borrower to such Lender, including the amounts of the Loans made by it and each repayment and prepayment in respect thereof. Any such recordation shall be conclusive and binding on the Borrower, absent
manifest error; <I>provided</I> that the failure to make any such recordation, or any error in such recordation, shall not affect any Lender&#146;s Commitments or the Borrower&#146;s Obligations in respect of any applicable Loans; <I>provided</I>,
<I>further</I>, in the event of any inconsistency between the Register and any Lender&#146;s records, the recordations in the Register shall govern. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Register</U>. The Disbursing Agent (or its agent or <FONT STYLE="white-space:nowrap">sub-agent</FONT> appointed
by it) shall maintain the Register pursuant to <U>Section</U><U></U><U>&nbsp;9.06(c)</U>, in which shall be recorded (i)&nbsp;the amount of each Loan made hereunder and any Note evidencing such Loan, the Type of such Loan and each Interest Period
applicable thereto, (ii)&nbsp;the amount of any principal or interest due and payable or to become due and payable from the Borrower to each Lender hereunder and (iii)&nbsp;the amount of any sum received by the Disbursing Agent hereunder from the
Borrower and each Lender&#146;s share thereof. The entries made in the Register shall be conclusive and binding on the Borrower and each Lender, absent manifest error, and the Disbursing Agent and Lenders may treat each Person whose name is recorded
in the Register as the owner of the Loans recorded therein for the purposes of this Agreement; <I>provided</I> that failure to make any such recordation, or any error in such recordation, shall not affect the Borrower&#146;s Obligations in respect
of any Loans. The Borrower hereby designates the Disbursing Agent to serve as the Borrower&#146;s <FONT STYLE="white-space:nowrap">non-fiduciary</FONT> agent solely for purposes of maintaining the Register as provided in this
<U>Section</U><U></U><U>&nbsp;2.04(b)</U>, and the Borrower hereby agrees that, to the extent the Disbursing Agent serves in such capacity, the Disbursing Agent and its officers, directors, employees, agents,
<FONT STYLE="white-space:nowrap">sub-agents</FONT> and affiliates shall constitute &#147;Indemnitees.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Notes</U>. The Borrower agrees that, upon request by any Lender, the Borrower will promptly execute and deliver
to such Lender a promissory note of the Borrower evidencing any Loans of such Lender, substantially in the form of <U>Exhibit D</U> (a &#147;<U>Note</U>&#148;), with appropriate insertions as to date and principal amount; <I>provided</I> that the
obligations of the Borrower in respect of each Loan shall be enforceable in accordance with the Loan Documents whether or not evidenced by any Note. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-47-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.05&nbsp;&nbsp;&nbsp;&nbsp;<U>Fees</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower agrees to pay on the Closing Date to each Lender party to this Agreement as a Lender on the Closing
Date, as fee compensation for the availability of such Lender&#146;s Commitment, a closing fee in an amount equal to 1.00% of the aggregate principal amount of such Lender&#146;s Commitment, payable to such Lender from the proceeds of Loans as and
when funded on the Closing Date. Such closing fees shall be in all respects fully earned, due and payable on the Closing Date and <FONT STYLE="white-space:nowrap">non-refundable</FONT> and <FONT STYLE="white-space:nowrap">non-creditable</FONT>
thereafter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower agrees to pay to the Agents the fees in the amounts and on the dates from time to
time set forth in the Fee Letter and as otherwise agreed to in writing by the Borrower and the Agents. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.06&nbsp;&nbsp;&nbsp;&nbsp;<U>Voluntary Prepayments</U><U>; Call Protection</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Voluntary Prepayments</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;Any time and from time to time (subject to the payment of any Prepayment Premium set forth in
<U>Section</U><U></U><U>&nbsp;2.06(b)</U>): </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(A)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower may prepay Base Rate Loans on any
Business Day in whole or in part, in an aggregate minimum amount of $1,000,000 and integral multiples of $1,000,000 in excess of that amount; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(B)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower may prepay Eurodollar Loans on any Business Day in whole or in part in an aggregate
minimum amount of $1,000,000 and integral multiples of $1,000,000 in excess of that amount. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;All such
prepayments shall be made: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(A)&nbsp;&nbsp;&nbsp;&nbsp;upon not less than one Business Day&#146;s prior written notice in
the case of Base Rate Loans; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(B)&nbsp;&nbsp;&nbsp;&nbsp;upon not less than three Business Days&#146; prior written
notice in the case of Eurodollar Rate Loans; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">in each case given to the Disbursing Agent by 12:00 p.m. on the date required (and the Disbursing Agent will
promptly transmit such original notice to each Lender). Upon the giving of any such notice, the principal amount of the Loans specified in such notice shall become due and payable on the prepayment date specified therein. The Borrower&#146;s notice
may state that such notice is conditioned upon the effectiveness of other credit facilities or one or more other events specified therein, in which case such notice may be revoked by the Borrower (by notice to the Disbursing Agent on or prior to the
specified effective date) if such condition is not satisfied; <I>provided</I> that the Borrower shall make any payments required to be made pursuant to <U>Section</U><U></U><U>&nbsp;2.17</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Call Protection</U>. In the event all or any portion of the
principal of the Loans is (i)&nbsp;voluntarily prepaid under <U>Section</U><U></U><U>&nbsp;2.06(a)</U>, (ii) prepaid under <U>Section</U><U></U><U>&nbsp;2.07(a)</U>, <U>Section</U><U></U><U>&nbsp;2.07(b)</U>,
<U>Section</U><U></U><U>&nbsp;2.07(c)</U>, <U>Section</U><U></U><U>&nbsp;2.07(d)</U> or <U>Section</U><U></U><U>&nbsp;2.07(e)</U>, (iii) accelerated in accordance with <U>Article VII</U> (including, without limitation, automatic acceleration upon an
Event of Default under <U>Section</U><U></U><U>&nbsp;7.01(f)</U> or <U>Section</U><U></U><U>&nbsp;7.01(g)</U> or operation of law upon the occurrence of a bankruptcy or insolvency event) or (iv)&nbsp;satisfied or released by foreclosure (whether by
power of judicial proceeding), deed in lieu of foreclosure or by any other means, the Borrower shall be required to pay (A)&nbsp;the Make Whole Amount if such prepayment, acceleration, satisfaction or release <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>occurs</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">with respect to
(1)&nbsp;any Loans made on the Closing Date occurs on or prior to the third anniversary of the Closing Date or (2)&nbsp;any Second Amendment Loans occurs on or after March&nbsp;31, 2022 and</U></FONT><FONT STYLE="font-family:Times New Roman"> on or
prior to the third anniversary of the Closing Date or (B)&nbsp;the Applicable Prepayment Premium if such prepayment, acceleration, satisfaction or release
</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>occurs</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">with
respect to (1)&nbsp;any Loans made on the Closing Date occurs after the third anniversary of the Closing Date or (2)&nbsp;any Second Amendment Loans occurs after the Second Amendment Effective Date through March&nbsp;30, 2022 or</U></FONT><FONT
STYLE="font-family:Times New Roman"> after the third anniversary of the Closing Date (the Make Whole Amount and the Applicable Prepayment Premium, as the case may be, the &#147;<U>Prepayment Premium</U>&#148;); <I>provided</I>, that prepayments of
outstanding PIK Interest that have been accrued and capitalized pursuant to <U>Section</U><U></U><U>&nbsp;2.11(d)</U> shall not be subject to any Prepayment Premium. It is understood and agreed that the Prepayment Premium applicable at the time of a
prepayment, acceleration, satisfaction or release shall constitute part of the Obligations, in view of the impracticability and extreme difficulty of ascertaining actual damages and by mutual agreement of the parties as to a reasonable calculation
of each Lender&#146;s lost profits as a result thereof. Any Prepayment Premium payable under the terms of this Agreement shall be presumed to be the liquidated damages sustained by each Lender as the result of the early termination, and the Borrower
agrees that it is reasonable under the circumstances currently existing. EACH LOAN PARTY EXPRESSLY WAIVES (TO THE FULLEST EXTENT IT MAY LAWFULLY DO SO) THE PROVISIONS OF ANY PRESENT OR FUTURE STATUTE OR LAW THAT PROHIBITS OR MAY PROHIBIT THE
COLLECTION OF THE FOREGOING PREPAYMENT PREMIUM IN CONNECTION WITH SUCH PREPAYMENT OR ACCELERATION. The Borrower expressly agrees (to the fullest extent that it may lawfully do so) that: (A)&nbsp;the Prepayment Premium is reasonable and is the
product of an arm&#146;s length transaction between sophisticated business people, ably represented by counsel; (B)&nbsp;the Prepayment Premium shall be payable notwithstanding the then-prevailing market rates at the time payment is made;
(C)&nbsp;there has been a course of conduct between the Lenders and the Borrower giving specific consideration in this transaction for such agreement to pay the Prepayment Premium; and (D)&nbsp;the Borrower shall be estopped hereafter from claiming
differently than as agreed to in this paragraph. The Borrower expressly acknowledges that its agreement to pay the Prepayment Premium to the Lenders as herein described is a material inducement to the Lenders to provide the Commitments and make the
Loans. For the avoidance of doubt, the Disbursing Agent shall have no obligation to calculate, or to verify the Borrower&#146;s or any Lender&#146;s calculation of, any Prepayment Premium due under this Agreement. </FONT></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.07&nbsp;&nbsp;&nbsp;&nbsp;<U>Mandatory Prepayments</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Asset Sales</U>. Subject to the reinvestment right described in the proviso, no later than the fifth Business Day
following the date of receipt by any Loan Party of any Net Cash </P>
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Proceeds of any Asset Sale, the Borrower shall prepay the Loans (subject to the payment of any prepayment premium set forth in <U>Section</U><U></U><U>&nbsp;2.06(b)</U>) as set forth in
<U>Section&nbsp;2.08</U> in an aggregate amount equal to such Net Cash Proceeds; <I>provided</I> that so long as no Event of Default shall have occurred and be continuing, if Borrower delivers to the Disbursing Agent a certificate of a Responsible
Officer to the effect that the Borrower or its relevant Subsidiaries intend to apply the Net Cash Proceeds from such event (or a portion thereof specified in such certificate), within 365 days of receipt thereof in assets of the type used in the
business of Holdings and its Subsidiaries, then no prepayment shall be required pursuant to this paragraph with respect to the Net Cash Proceeds specified in such certificate. In the event that such Net Cash Proceeds are not so reinvested prior to
the last day of such 365 day period, the Borrower shall prepay the Loans in an amount equal to such Net Cash Proceeds as set forth in <U>Section&nbsp;2.08</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Recovery Events</U>. Subject to the reinvestment right described in the proviso, no later than the fifth
Business Day following the date of receipt by any Loan Party, or the Collateral Agent as loss payee, of any Net Cash Proceeds of any Recovery Event, the Borrower shall prepay (subject to the payment of any prepayment premium set forth in
<U>Section</U><U></U><U>&nbsp;2.06(b)</U>) the Loans as set forth in <U>Section&nbsp;2.08</U> in an aggregate amount equal to such Net Cash Proceeds; <I>provided</I> that so long as no Event of Default shall have occurred and be continuing, if
Borrower delivers to the Disbursing Agent a certificate of a Responsible Officer to the effect that the Borrower or its relevant Subsidiaries intend to apply the Net Cash Proceeds from such event (or a portion thereof specified in such certificate),
within 365 days of receipt thereof in assets of the type used in the business of Holdings and its Subsidiaries, which investment may include the repair, restoration or replacement of the affected assets, then no prepayment shall be required pursuant
to this paragraph with respect to the Net Cash Proceeds specified in such certificate. In the event that such Net Cash Proceeds are not so reinvested prior to the last day of such 365 day period, the Borrower shall prepay the Loans in an amount
equal to such Net Cash Proceeds as set forth in <U>Section&nbsp;2.08</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Equity Offerings</U>. No later
than the first Business Day following the date of receipt by Holdings of any Net Cash Proceeds with respect to any Equity Offering (other than a Permitted Equity Issuance), the Borrower shall prepay (subject to the payment of any prepayment premium
set forth in <U>Section</U><U></U><U>&nbsp;2.06(b)</U>) the Loans as set forth in <U>Section&nbsp;2.08</U> in an aggregate amount equal to 100% of such Net Cash Proceeds. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Issuance of Debt</U>. No later than the first Business Day following the date of receipt by any Loan Party of
any Net Cash Proceeds from the incurrence of any Indebtedness of any Loan Party (other than with respect to any Indebtedness permitted to be incurred pursuant to <U>Section&nbsp;6.01</U>), the Borrower shall prepay (subject to the payment of any
prepayment premium set forth in <U>Section&nbsp;2.06(b)</U>) the Loans as set forth in <U>Section&nbsp;2.08</U> in an aggregate amount equal to 100% of such Net Cash Proceeds. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;<U>Extraordinary Receipts</U>. No later than the fifth Business Day following the date of receipt by any Loan Party
of any Extraordinary Receipts, the Borrower shall prepay the Loans as set forth in <U>Section&nbsp;2.08</U> in an aggregate amount equal to such Extraordinary Receipts (net of all reasonable <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses or other amounts required to be paid in connection therewith and reserves for income taxes and indemnities);<I> provided</I> that so long as no Event of
</P>
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STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-50-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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Default shall have occurred and be continuing, if Borrower delivers to the Disbursing Agent a certificate of a Responsible Officer to the effect that the Borrower or its relevant Subsidiaries
intend to apply the Net Cash Proceeds from such event (or a portion thereof specified in such certificate), within 365 days of receipt thereof in assets of the type used in the business of Holdings and its Subsidiaries, then no prepayment shall be
required pursuant to this paragraph with respect to the Extraordinary Receipts specified in such certificate. In the event that such Extraordinary Receipts are not so reinvested prior to the last day of such 365 day period, the Borrower shall prepay
the Loans in an amount equal to such Extraordinary Receipts as set forth in <U>Section</U><U></U><U>&nbsp;2.08</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.08&nbsp;&nbsp;&nbsp;&nbsp;<U>Application of Prepayments</U>. Any prepayment shall be applied first to Base Rate Loans to the
full extent thereof before application to Eurodollar Loans, in each case in a manner which minimizes the amount of any payments required to be made by Borrower pursuant to <U>Section</U><U></U><U>&nbsp;2.17</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.09&nbsp;&nbsp;&nbsp;&nbsp;<U>Conversion and Continuation Options</U>.&nbsp;(a)&nbsp;The Borrower may elect from time to time to
convert Eurodollar Loans to Base Rate Loans by giving the Disbursing Agent at least one Business Day&#146;s prior irrevocable notice of such election; <I>provided</I> that any such conversion of Eurodollar Loans may be made only on the last day of
an Interest Period with respect thereto. The Borrower may elect from time to time to convert Base Rate Loans to Eurodollar Loans by giving the Disbursing Agent at least three Business Days&#146; prior irrevocable notice of such election;
<I>provided</I> that no Base Rate Loan may be converted into a Eurodollar Loan (i)&nbsp;when any Event of Default has occurred and is continuing and the Required Lenders have determined not to permit such conversions or (ii)&nbsp;after the date that
is one month prior to the Maturity Date. Upon receipt of any such notice, the Disbursing Agent shall promptly notify each relevant Lender thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower may elect to continue any Eurodollar Loan as such upon the expiration of the then current Interest
Period with respect thereto by giving irrevocable notice to the Disbursing Agent; <I>provided</I> that no Eurodollar Loan may be continued as such (i)&nbsp;when any Event of Default has occurred and is continuing and the Required Lenders have
determined not to permit such continuations or (ii)&nbsp;after the date that is one month prior to the Maturity Date; <I>provided</I>, <I>further</I>, that if the Borrower shall fail to give any required notice as described above in this
<U>Section</U><U></U><U>&nbsp;2.09(b)</U> or if such continuation is not permitted pursuant to the preceding proviso, such Loans shall be converted automatically to Base Rate Loans on the last day of such then expiring Interest Period. Upon receipt
of any such notice the Disbursing Agent shall promptly notify each relevant Lender thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.10&nbsp;&nbsp;&nbsp;&nbsp;<U>Minimum Amounts and Maximum Number of Eurodollar Tranches</U>. Notwithstanding anything to the
contrary in this Agreement, all borrowings, conversions, continuations and optional prepayments of Eurodollar Loans and all selections of Interest Periods shall be in such amounts and be made pursuant to such elections so that, (a)&nbsp;after giving
effect thereto, the aggregate principal amount of the Eurodollar Loans comprising each Eurodollar Tranche shall be equal to $5,000,000 or a whole multiple of $1,000,000 in excess thereof and (b)&nbsp;no more than four (4)&nbsp;Eurodollar Tranches
shall be outstanding at any one time. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.11&nbsp;&nbsp;&nbsp;&nbsp;<U>Interest Rates and Payment
Dates</U>.&nbsp;(a)&nbsp;Each Eurodollar Loan shall bear interest for each day during each Interest Period with respect thereto at a rate <I>per annum</I> equal to the Eurodollar Rate determined for such day <U>plus</U> the Applicable Margin in
effect for such day. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Each Base Rate Loan shall bear interest for each day on which it is outstanding at a rate
<I>per annum</I> equal to the Base Rate in effect for such day <U>plus</U> the Applicable Margin in effect for such day. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;Automatically, after the occurrence and during the continuance of an Event of Default described in
<U>Section&nbsp;7.01(a)</U>, <U>Section&nbsp;7.01(f)</U> or <U>Section&nbsp;7.01(g)</U> and (ii)&nbsp;after notice to the Borrower from the Required Lenders, after the occurrence and during the continuance of any other Event of Default, the Borrower
shall pay interest on all amounts (whether or not past due) owing by it hereunder at a rate <I>per annum</I> at all times, after as well as before judgment, equal to (x)&nbsp;in the case of principal, at the rate otherwise applicable to such Loan
pursuant to <U>Section</U><U></U><U>&nbsp;2.11(a)</U> or <U>Section&nbsp;2.11(b)</U>, as applicable, <U>plus</U> 2.00% <I>per annum</I> and (y)&nbsp;in all other cases, at a rate <I>per annum</I> (computed on the basis of the actual number of days
elapsed over a year of 360 days) equal to the rate that would be applicable to Base Rate Loans <U>plus</U> 2.00% <I>per annum</I>, in each case, from the date of such Event of Default or if later, the date specified in any such notice until such
Event of Default is cured or waived. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;Interest shall be due and payable by the Borrower in arrears on each
Interest Payment Date; <I>provided</I> that interest accruing pursuant to <U>Section</U><U></U><U>&nbsp;2.11(c)</U> shall be due and payable upon demand. On each Interest Payment Date, the Borrower shall have the option of paying a portion of the
interest due in an amount up to 2.5% <I>per annum</I> in cash or in kind (&#147;<U>PIK Interest</U>&#148;) by capitalizing such amount and adding it to the principal amount of the Loans. If the Borrower elects to make payments of interest in cash
pursuant to the immediately preceding sentence, the Borrower shall notify the Disbursing Agent of such election at least three Business Days prior to the applicable Interest Payment Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;Interest hereunder shall be due and payable in accordance with the terms hereof before and after judgment, and
before and after the commencement of any proceeding under any Debtor Relief Law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;All computations of interest
for Base Rate Loans determined by reference to the &#147;Prime Rate&#148; shall be made on the basis of a year of 365 or 366 days, as the case may be, and actual days elapsed. All other computations of fees and interest shall be made on the basis of
a <FONT STYLE="white-space:nowrap">360-day</FONT> year and actual days elapsed (which results in more fees or interest, as applicable, being paid than if computed on the basis of a <FONT STYLE="white-space:nowrap">365-day</FONT> year). Interest
shall accrue on each Loan for the day on which the Loan is made, and shall not accrue on a Loan, or any portion thereof, for the day on which the Loan or such portion is paid; <I>provided</I> that any Loan that is repaid on the same day on which it
is made shall, bear interest for one day. Each determination by the Disbursing Agent of an interest rate or fee hereunder shall be conclusive and binding for all purposes, absent manifest error. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.12&nbsp;&nbsp;&nbsp;&nbsp;<U>Illegality</U>. If any Lender determines that any law has made it unlawful, or that any
Governmental Authority has asserted that it is unlawful, for any Lender or its applicable </P>
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lending office to perform any of its obligations hereunder or to make, maintain or fund or charge interest with respect to any Loan or to determine or charge interest rates based upon the
Eurodollar Rate, or any Governmental Authority has imposed material restrictions on the authority of such Lender to purchase or sell, or to take deposits of, Dollars in the London interbank market, then, on notice thereof by such Lender to the
Borrower (with a copy to the Disbursing Agent), (i)&nbsp;any obligation of such Lender to issue, make, maintain, fund or charge interest with respect to any such Loan or continue Eurodollar Loans or to convert Base Rate Loans to Eurodollar Loans
shall be suspended and (ii)&nbsp;if such notice asserts the illegality of such Lender making or maintaining Base Rate Loans the interest rate on which is determined by reference to the Eurodollar Rate component of the Base Rate, the interest rate on
such Base Rate Loans of such Lender shall, if necessary to avoid such illegality, be determined by the Disbursing Agent without reference to the Eurodollar Rate component of the Base Rate, in each case until such Lender notifies the Disbursing Agent
and the Borrower that the circumstances giving rise to such determination no longer exist. Upon receipt of such notice, (x)&nbsp;the Borrower shall, upon demand from such Lender (with a copy to the Disbursing Agent), prepay or, if applicable,
convert all Eurodollar Loans of such Lender to Base Rate Loans (the interest rate on which Base Rate Loans of such Lender shall, if necessary to avoid such illegality, be determined by the Disbursing Agent without reference to the Eurodollar Rate
component of the Base Rate), either on the last day of the Interest Period therefor, if such Lender may lawfully continue to maintain such Eurodollar Loans to such day, or immediately, if such Lender may not lawfully continue to maintain such
Eurodollar Loans and (y)&nbsp;if such notice asserts the illegality of such Lender determining or charging interest rates based upon the Eurodollar Rate, the Disbursing Agent shall during the period of such suspension compute the Base Rate
applicable to such Lender without reference to the Eurodollar Rate component thereof until the Disbursing Agent is advised in writing by such Lender that it is no longer illegal for such Lender to determine or charge interest rates based upon the
Eurodollar Rate. Upon any such prepayment or conversion, the Borrower shall also pay accrued and unpaid interest on the amount so prepaid or converted. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.13&nbsp;&nbsp;&nbsp;&nbsp;<U>Inability to Determine Interest Rate</U><U>; Effect of Benchmark Transition Event</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Temporary Inability to Determine Interest Rate</U>. Unless and until a Benchmark Replacement is implemented in
accordance with <U>Section</U><U></U><U>&nbsp;2.13(b)</U>, if, in connection with any request for a Eurodollar Loan or a conversion to or continuation thereof, (a)&nbsp;the Disbursing Agent or the Required Lenders determine that (i)&nbsp;Dollar
deposits are not being offered to banks in the London interbank Eurodollar market for the applicable amount and Interest Period of such Eurodollar Loan, or (ii)&nbsp;adequate and reasonable means do not exist for determining the Eurodollar Rate for
any requested Interest Period with respect to a proposed Eurodollar Loan or in connection with an existing or proposed Base Rate Loan, or (b)&nbsp;the Disbursing Agent or the Required Lenders determine that for any reason the Eurodollar Rate for any
requested Interest Period with respect to a proposed Eurodollar Loan does not adequately and fairly reflect the cost to such Lenders of funding such Eurodollar Loan, the Disbursing Agent will promptly so notify the Borrower and each Lender.
Thereafter, (x)&nbsp;the obligation of the Lenders to make or maintain Eurodollar Loans shall be suspended (to the extent of the affected Eurodollar Loans or Interest Periods) and (y)&nbsp;in the event of a determination described in the preceding
sentence with respect to the Eurodollar Rate component of the Base Rate, the </P>
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utilization of the Eurodollar Rate component in determining the Base Rate shall be suspended, in each case until the Disbursing Agent, upon the instruction of the Required Lenders, revokes such
notice. Upon receipt of such notice, the Borrower may revoke any pending request for a borrowing of, conversion to or continuation of Eurodollar Loans (to the extent of the affected Eurodollar Loans or Interest Periods) or, failing that, will be
deemed to have converted such request into a request for Base Rate Loans in the amount specified therein. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Effect of Benchmark</U><U> Transition Event</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;<U>Benchmark Replacement</U>. Notwithstanding anything to the contrary herein or in any other Loan Document, if a
Benchmark Transition Event or an Early <FONT STYLE="white-space:nowrap">Opt-in</FONT> Election, as applicable, and its related Benchmark Replacement Date have occurred prior to the Reference Time in respect of any setting of the then-current
Benchmark, then (A)&nbsp;if a Benchmark Replacement is determined in accordance with clause (a)&nbsp;or (b) of the definition of &#147;Benchmark Replacement&#148; for such Benchmark Replacement Date, such Benchmark Replacement will replace such
Benchmark for all purposes hereunder and under any Loan Document in respect of such Benchmark setting and subsequent Benchmark settings without any amendment to, or further action or consent of any other party to, this Agreement or any other Loan
Document and (B)&nbsp;if a Benchmark Replacement is determined in accordance with clause (c)&nbsp;of the definition of &#147;Benchmark Replacement&#148; for such Benchmark Replacement Date, such Benchmark Replacement will replace such Benchmark for
all purposes hereunder and under any Loan Document in respect of any Benchmark setting at or after 5:00 p.m. (New York City time) on the first Business Day after the Rate Election Notice is provided to each of the other parties hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;<U>Benchmark Replacement Conforming Changes</U>. In connection with the implementation of a Benchmark
Replacement, the Required Lenders (in consultation with the Borrower) will have the right to make Benchmark Replacement Conforming Changes from time to time and, notwithstanding anything to the contrary herein or in any other Loan Document, any
amendments implementing such Benchmark Replacement Conforming Changes will become effective without any further action or consent of any other party to this Agreement; <I>provided</I> that the Disbursing Agent shall not be bound to follow or agree
to any amendment or supplement to this Agreement (including, without limitation, any Benchmark Replacement Conforming Changes) that would increase or materially change or affect the duties, obligations or liabilities of the Disbursing Agent
(including without limitation the imposition or expansion of discretionary authority), or reduce, eliminate, limit or otherwise change any right, privilege or protection of the Disbursing Agent, or would otherwise materially and adversely affect the
Disbursing Agent, in each case in its reasonable judgment, without the Disbursing Agent&#146;s express written consent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;<U>Notices; Standards for Decisions and Determinations</U>. The Required Lenders will promptly notify the
Borrower, the Disbursing Agent and the Lenders of (A)&nbsp;any occurrence of a Benchmark Transition Event or an Early <FONT STYLE="white-space:nowrap">Opt-in</FONT> Election, as applicable, and its related Benchmark Replacement Date, (B)&nbsp;the
implementation of any Benchmark Replacement, (C)&nbsp;the effectiveness of any Benchmark Replacement Conforming Changes, (D)&nbsp;the removal or reinstatement of any tenor of a Benchmark pursuant to <U>Section</U><U></U><U>&nbsp;2.13(b)(iv)</U>
below </P>
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and (E)&nbsp;the commencement or conclusion of any Benchmark Unavailability Period. Any determination, decision or election that may be made by the Lenders pursuant to this
<U>Section</U><U></U><U>&nbsp;2.13(b)</U>, including any determination with respect to a tenor, rate or adjustment or of the occurrence or <FONT STYLE="white-space:nowrap">non-occurrence</FONT> of an event, circumstance or date and any decision to
take or refrain from taking any action or any selection, will be conclusive and binding absent manifest error and may be made in its or their sole discretion and without consent from any other party hereto, except, in each case, as expressly
required pursuant to this <U>Section</U><U></U><U>&nbsp;2.13(b)</U>. In the event that LIBOR or applicable Benchmark is not available on any determination date, then unless the Disbursing Agent is notified of a replacement Benchmark in accordance
with the provisions of this Agreement within two (2)&nbsp;Business Days, the Disbursing Agent shall use the interest rate in effect for the immediately prior Interest Period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv)&nbsp;&nbsp;&nbsp;&nbsp;<U>Unavailability of Tenor of Benchmark</U>. Notwithstanding anything to the contrary herein or in any other Loan
Document, at any time (including in connection with the implementation of a Benchmark Replacement)&nbsp;(A) if the then-current Benchmark is a term rate (including Term SOFR or LIBOR) and either (1)&nbsp;any tenor for such Benchmark is not displayed
on a screen or other information service that publishes such rate from time to time or (2)&nbsp;the regulatory supervisor for the administrator of such Benchmark has provided a public statement or publication of information announcing that any tenor
for such Benchmark is or will be no longer representative, then the Required Lenders may modify the definition of &#147;Interest Period&#148; for any Benchmark settings at or after such time to remove such unavailable or <FONT
STYLE="white-space:nowrap">non-representative</FONT> tenor and (B)&nbsp;if a tenor that was removed pursuant to clause (A)&nbsp;above either (1)&nbsp;is subsequently displayed on a screen or information service for a Benchmark (including a Benchmark
Replacement) or (2)&nbsp;is not, or is no longer, subject to an announcement that it is or will no longer be representative for a Benchmark (including a Benchmark Replacement), then the Required Lenders may modify the definition of &#147;Interest
Period&#148; for all Benchmark settings at or after such time to reinstate such previously removed tenor, and the Required Lenders shall notify the Disbursing Agent of any such modification. In the event that the applicable Benchmark is not
available on any determination date, then unless the Disbursing Agent is notified of a replacement Benchmark in accordance with the provisions of this Agreement within two (2)&nbsp;Business Days, the Disbursing Agent shall use the interest rate in
effect for the immediately prior Interest Period. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v)&nbsp;&nbsp;&nbsp;&nbsp;<U>Benchmark Unavailability Period</U>. Upon the
Borrower&#146;s receipt of notice from the Required Lenders of the commencement of a Benchmark Unavailability Period, the Borrower may revoke any request for a Eurodollar Borrowing of, conversion to or continuation of Eurodollar Loans to be made,
converted or continued during any Benchmark Unavailability Period and, failing that, the Borrower will be deemed to have converted any such request into a request for a Borrowing of or conversion to Base Rate Loans. During any Benchmark
Unavailability Period or at any time that a tenor for the then-current Benchmark is not an Available Tenor, the component of the Base Rate based upon the then-current Benchmark or such tenor for such Benchmark, as applicable, will not be used in any
determination of the Base Rate. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.14&nbsp;&nbsp;&nbsp;&nbsp;<U>Payments Generally</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>General</U>. All payments to be made by the Borrower hereunder, whether on account of principal, interest, fees
or otherwise, shall be made free and clear of and without condition or deduction for any counterclaim, defense, recoupment or setoff. All payments by the Borrower hereunder shall be made to the Disbursing Agent, for the account of the respective
Lenders to which such payment is owed, at the Payment Office, in Dollars and in immediately available funds prior to 1:00 p.m. on the date specified herein. Any payment made by the Borrower hereunder that is received by the Disbursing Agent after
1:00 p.m. on any Business Day shall be deemed to have been received on the next succeeding Business Day and any applicable interest or fee shall continue to accrue. The Disbursing Agent shall distribute such payments to the Lenders by wire transfer
promptly upon receipt in like funds as received. If any payment hereunder (other than payments on the Eurodollar Loans) becomes due and payable on a day other than a Business Day, such payment shall be made on the next succeeding Business Day, and
such extension of time shall be reflected in computing interest or fees, as the case may be. If any payment on a Eurodollar Loan becomes due and payable on a day other than a Business Day, the maturity thereof shall be extended to the next
succeeding Business Day unless the result of such extension would be to extend such payment into another calendar month, in which event such payment shall be made on the immediately preceding Business Day. In the case of any extension of any payment
of principal pursuant to the preceding two sentences, interest thereon shall be payable at the then applicable rate during such extension. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Obligations of Lenders Several</U>. The obligations of the Lenders hereunder to make Loans and to make payments
pursuant to <U>Section</U><U></U><U>&nbsp;9.05(c)</U> are several and not joint. The failure of any Lender to make any Loan or to make any payment under <U>Section</U><U></U><U>&nbsp;9.05(c)</U> on any date required hereunder shall not relieve any
other Lender of its corresponding obligation to do so on such date, and no Lender shall be responsible for the failure of any other Lender to so make its Loan or to make its payment under <U>Section</U><U></U><U>&nbsp;9.05(c)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Funding Source</U>. Nothing herein shall be deemed to obligate any Lender to obtain the funds for any Loan in
any particular place or manner or to constitute a representation by any Lender that it has obtained or will obtain the funds for any Loan in any particular place or manner. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Insufficient Funds</U>. Subject to <U>Section</U><U></U><U>&nbsp;7.03</U>, if at any time insufficient funds are
received by and available to the Disbursing Agent to pay fully all amounts of principal, interest, Prepayment Premium and fees then due hereunder, such funds shall be applied (i)&nbsp;<U>first</U>, toward payment of interest and fees then due
hereunder, ratably among the parties entitled thereto in accordance with the amounts of interest and fees then due to such parties, and (ii)&nbsp;<U>second</U>, toward payment of principal and Prepayment Premium then due hereunder, ratably among the
parties entitled thereto in accordance with the amounts of principal and Prepayment Premium then due to such parties. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.15&nbsp;&nbsp;&nbsp;&nbsp;<U>Increased Costs; Capital Adequacy</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;If any Change in Law shall: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;impose, modify or deem applicable any reserve, special deposit, compulsory loan, insurance charge or similar
requirement against assets of, deposits with or for the account of, or credit extended or participated in by, any Lender (except any reserve requirement reflected in the Eurodollar Rate); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;subject any Recipient to any Taxes (other than (A)&nbsp;Indemnified Taxes, (B)&nbsp;Taxes described in clauses
<U>(b)</U>&nbsp;through <U>(d)</U> of the definition of Excluded Taxes and (C)&nbsp;Connection Income Taxes) on its Loans, Loan principal, Commitments or other Obligations, or its deposits, reserves, other liabilities or capital attributable
thereto; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;impose on any Lender or the London interbank market any other condition, cost or expense (other
than Taxes) affecting this Agreement or Loans made by such Lender; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">and the result of any of the foregoing shall be to increase the cost to such Lender or
such other Recipient of making, converting to, continuing or maintaining any Loan, or to increase the cost to such Lender or such other Recipient of participating in, issuing or maintaining any such Loan, or to reduce the amount of any sum received
or receivable by such Lender or other Recipient hereunder (whether of principal, interest or any other amount) then, upon the request of such Lender or other Recipient, the Borrower will promptly pay to such Lender or other Recipient, as the case
may be, such additional amount or amounts as will compensate such Lender or other Recipient, as the case may be, for such additional costs incurred or reduction suffered. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;If any Lender determines that any Change in Law affecting such Lender or any lending office of such Lender or such
Lender&#146;s holding company, if any, regarding capital or liquidity requirements, has or would have the effect of reducing the rate of return on such Lender&#146;s capital or on the capital of such Lender&#146;s holding company, if any, as a
consequence of this Agreement, the Commitments of such Lender or the Loans made by such Lender to a level below that which such Lender or such Lender&#146;s holding company could have achieved but for such Change in Law (taking into consideration
such Lender&#146;s policies and the policies of such Lender&#146;s holding company with respect to capital adequacy), then from time to time after submission by such Lender to the Borrower (with a copy to the Disbursing Agent) of a written request
therefor the Borrower will pay to such Lender such additional amount or amounts as will compensate such Lender or such Lender&#146;s holding company for any such reduction suffered on an <FONT STYLE="white-space:nowrap">after-tax</FONT> basis. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;A certificate of a Lender setting forth the amount or amounts necessary to compensate such Lender or its holding
company, as the case may be, as specified in <U>Section</U><U></U><U>&nbsp;2.15(a)</U> or <U>Section</U><U></U><U>&nbsp;2.15(b)</U> and delivered to the Borrower (with a copy to the Disbursing Agent), shall be conclusive absent manifest error. The
Borrower shall pay such Lender the amount shown as due on any such certificate within 10 days after receipt thereof. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;Failure or delay on the part of any Lender to demand compensation
pursuant to this <U>Section</U><U></U><U>&nbsp;2.15</U> shall not constitute a waiver of such Lender&#146;s right to demand such compensation; <I>provided</I> that the Borrower shall not be required to compensate a Lender pursuant to this
<U>Section</U><U></U><U>&nbsp;2.15</U> for any increased costs incurred or reductions suffered more than nine months prior to the date that such Lender notifies the Borrower of the Change in Law giving rise to such increased costs or reductions, and
of such Lender&#146;s intention to claim compensation therefor (except that, if the Change in Law giving rise to such increased costs or reductions is retroactive, then the nine-month period referred to above shall be extended to include the period
of retroactive effect thereof). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;The obligations of the Borrower pursuant to this
<U>Section</U><U></U><U>&nbsp;2.15</U> shall survive the termination of this Agreement and the payment of the Loans and all other amounts payable hereunder. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.16&nbsp;&nbsp;&nbsp;&nbsp;<U>Taxes</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Defined Terms</U>. For purposes of this <U>Section</U><U></U><U>&nbsp;2.16</U>, the term &#147;applicable
law&#148; includes FATCA. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Payments Free of Taxes</U>. Any and all payments by or on account of any
obligation of any Loan Party under any Loan Document shall be made without deduction or withholding for any Taxes, except as required by applicable law. If any applicable law (as determined in the good faith discretion of an applicable Withholding
Agent) requires the deduction or withholding of any Tax from any such payment by a Withholding Agent, then the applicable Withholding Agent shall be entitled to make such deduction or withholding and shall timely pay the full amount deducted or
withheld to the relevant Governmental Authority in accordance with applicable law and, if such Tax is an Indemnified Tax, then the sum payable by the applicable Loan Party shall be increased as necessary so that after such deduction or withholding
has been made (including such deductions and withholdings applicable to additional sums payable under this <U>Section</U><U></U><U>&nbsp;2.16</U>) the applicable Recipient receives an amount equal to the sum it would have received had no such
deduction or withholding been made. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Payment of Other Taxes by the Loan Parties</U>. The Loan Parties shall
timely pay to the relevant Governmental Authority in accordance with applicable law, or at the option of the Disbursing Agent timely reimburse it for the payment of, any Other Taxes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Indemnification by the Loan Parties</U>. The Loan Parties shall jointly and severally indemnify each Recipient,
within 10 days after demand therefor, for the full amount of any Indemnified Taxes (including Indemnified Taxes imposed or asserted on or attributable to amounts payable under this <U>Section</U><U></U><U>&nbsp;2.16</U>) payable or paid by such
Recipient or required to be withheld or deducted from a payment to such Recipient and any reasonable expenses (including reasonable fees and disbursements of counsel) arising therefrom or with respect thereto, whether or not such Indemnified Taxes
were correctly or legally imposed or asserted by the relevant Governmental Authority. A certificate as to the amount of such payment or liability delivered to the Borrower by a Lender or Agent (with a copy to the Disbursing Agent), or by the
Disbursing Agent on its own behalf or on behalf of a Lender or Agent, shall be conclusive absent manifest error. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;<U>Indemnification by the Lenders</U>. Each Lender shall
severally indemnify the Disbursing Agent, within 30 days after demand therefor, for (i)&nbsp;any Indemnified Taxes attributable to such Lender (but only to the extent that any Loan Party has not already indemnified the Disbursing Agent for such
Indemnified Taxes and without limiting the obligation of the Loan Parties to do so), (ii)&nbsp;any Taxes attributable to such Lender&#146;s failure to comply with the provisions of <U>Section</U><U></U><U>&nbsp;9.06(d)</U> relating to the
maintenance of a Participant Register and (iii)&nbsp;any Excluded Taxes attributable to such Lender, in each case, that are payable or paid by the Disbursing Agent in connection with any Loan Document, and any reasonable expenses (including
reasonable fees and disbursements of counsel) arising therefrom or with respect thereto, whether or not such Taxes were correctly or legally imposed or asserted by the relevant Governmental Authority. A certificate as to the amount of such payment
or liability delivered to any Lender by the Disbursing Agent shall be conclusive absent manifest error. Each Lender hereby authorizes the Disbursing Agent to set off and apply any and all amounts at any time owing to such Lender under any Loan
Document or otherwise payable by the Disbursing Agent to the Lender from any other source against any amount due to the Disbursing Agent under this <U>Section</U><U></U><U>&nbsp;2.16(e)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;<U>Evidence of Payments</U>. As soon as practicable after any payment of Taxes by any Loan Party to a Governmental
Authority pursuant to this <U>Section</U><U></U><U>&nbsp;2.16</U>, such Loan Party shall deliver to the Disbursing Agent the original or a certified copy of a receipt issued by such Governmental Authority evidencing such payment, a copy of the
return reporting such payment or other evidence of such payment reasonably satisfactory to the Disbursing Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;<U>Status of Lenders</U>. (i)&nbsp;Any Lender that is entitled to an exemption from or reduction of withholding Tax
with respect to payments made under any Loan Document shall deliver to the Borrower and the Disbursing Agent, at the time or times reasonably requested by the Borrower or the Disbursing Agent, such properly completed and executed documentation
reasonably requested by the Borrower or the Disbursing Agent as will permit such payments to be made without withholding or at a reduced rate of withholding. In addition, any Lender, if reasonably requested by the Borrower or the Disbursing Agent,
shall deliver such other documentation prescribed by applicable law or reasonably requested by the Borrower or the Disbursing Agent as will enable the Borrower or the Disbursing Agent to determine whether or not such Lender is subject to backup
withholding or information reporting requirements. Notwithstanding anything to the contrary in the preceding two sentences, the completion, execution and submission of such documentation (other than such documentation set forth in
<U>Section</U><U></U><U>&nbsp;2.16(g)(ii)(A)</U>, <U>Section</U><U></U><U>&nbsp;2.16(g)(ii)(B)</U> and <U>Section</U><U></U><U>&nbsp;2.16(g)(ii)(D)</U> below) shall not be required if in the Lender&#146;s reasonable judgment such completion,
execution or submission would subject such Lender to any material unreimbursed cost or expense or would materially prejudice the legal or commercial position of such Lender. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;Without limiting the generality of the foregoing, </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(A)&nbsp;&nbsp;&nbsp;&nbsp;any Lender that is a U.S. Person shall deliver to
the Borrower and the Disbursing Agent on or prior to the date on which such Lender becomes a Lender under this Agreement (and from time to time thereafter upon the reasonable request of the Borrower or the Disbursing Agent), executed copies of IRS
Form <FONT STYLE="white-space:nowrap">W-9</FONT> certifying that such Lender is exempt from U.S. federal backup withholding tax; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(B)&nbsp;&nbsp;&nbsp;&nbsp;any Foreign Lender shall, to the extent it is legally entitled to do so, deliver to the Borrower and
the Disbursing Agent (in such number of copies as shall be requested by the recipient) on or prior to the date on which such Foreign Lender becomes a Lender under this Agreement (and from time to time thereafter upon the reasonable request of the
Borrower or the Disbursing Agent), whichever of the following is applicable: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1)&nbsp;&nbsp;&nbsp;&nbsp;in the case of a
Foreign Lender claiming the benefits of an income tax treaty to which the United States is a party (x)&nbsp;with respect to payments of interest under any Loan Document, executed copies of IRS Form <FONT STYLE="white-space:nowrap">W-8BEN</FONT> or <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">W-8BEN-E,</FONT></FONT> as applicable, establishing an exemption from, or reduction of, U.S. federal withholding Tax pursuant to the &#147;interest&#148; article of such tax treaty and
(y)&nbsp;with respect to any other applicable payments under any Loan Document, executed copies of IRS Form <FONT STYLE="white-space:nowrap">W-8BEN</FONT> or <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">W-8BEN-E,</FONT></FONT>
as applicable, establishing an exemption from, or reduction of, U.S. federal withholding Tax pursuant to the &#147;business profits&#148; or &#147;other income&#148; article of such tax treaty; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2)&nbsp;&nbsp;&nbsp;&nbsp;executed copies of IRS Form <FONT STYLE="white-space:nowrap">W-8ECI;</FONT> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3)&nbsp;&nbsp;&nbsp;&nbsp;in the case of a Foreign Lender claiming the benefits of the exemption for portfolio interest under
Section&nbsp;881(c) of the Code, (x)&nbsp;a certificate substantially in the form of <U>Exhibit <FONT STYLE="white-space:nowrap">E-1</FONT></U> to the effect that such Foreign Lender is not a &#147;bank&#148; within the meaning of
Section&nbsp;881(c)(3)(A) of the Code, a <FONT STYLE="white-space:nowrap">&#147;10-percent</FONT> shareholder&#148; of the Borrower within the meaning of Section&nbsp;871(h)(3)(B) of the Code or a &#147;controlled foreign corporation&#148; related
to the Borrower as described in Section&nbsp;881(c)(3)(C) of the Code (a &#147;<U>U.S. Tax Compliance Certificate</U>&#148;) and (y)&nbsp;executed copies of IRS Form <FONT STYLE="white-space:nowrap">W-8BEN</FONT> or <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">W-8BEN-E,</FONT></FONT> as applicable; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4)&nbsp;&nbsp;&nbsp;&nbsp;to the extent a Foreign
Lender is not the beneficial owner, executed copies of IRS Form <FONT STYLE="white-space:nowrap">W-8IMY,</FONT> accompanied by IRS Form <FONT STYLE="white-space:nowrap">W-8ECI,</FONT> IRS Form <FONT STYLE="white-space:nowrap">W-8BEN</FONT> or <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">W-8BEN-E,</FONT></FONT> a U.S. Tax Compliance Certificate substantially in the form of <U>Exhibit <FONT STYLE="white-space:nowrap">E-2</FONT></U> or <U>Exhibit <FONT
STYLE="white-space:nowrap">E-3</FONT></U>, IRS Form <FONT STYLE="white-space:nowrap">W-9</FONT> and/or other certification documents from each beneficial owner, as applicable; <I>provided</I> that, if the Foreign Lender is a partnership and one or
more direct or indirect partners of such Foreign Lender are claiming the portfolio interest exemption, such Foreign Lender may provide a U.S. Tax Compliance Certificate substantially in the form of <U>Exhibit
<FONT STYLE="white-space:nowrap">E-4</FONT></U> on behalf of each such direct and indirect partner; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-60-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(C)&nbsp;&nbsp;&nbsp;&nbsp;any Foreign Lender shall, to the extent it is
legally entitled to do so, deliver to the Borrower and the Disbursing Agent (in such number of copies as shall be requested by the recipient) on or prior to the date on which such Foreign Lender becomes a Lender under this Agreement (and from time
to time thereafter upon the reasonable request of the Borrower or the Disbursing Agent), executed copies of any other form prescribed by applicable law as a basis for claiming exemption from or a reduction in U.S. federal withholding Tax, duly
completed, together with such supplementary documentation as may be prescribed by applicable law to permit the Borrower or the Disbursing Agent to determine the withholding or deduction required to be made; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(D)&nbsp;&nbsp;&nbsp;&nbsp;if a payment made to a Lender under any Loan Document would be subject to U.S. federal withholding
Tax imposed by FATCA if such Lender were to fail to comply with the applicable reporting requirements of FATCA (including those contained in Section&nbsp;1471(b) or 1472(b) of the Code, as applicable), such Lender shall deliver to the Borrower and
the Disbursing Agent at the time or times prescribed by law and at such time or times reasonably requested by the Borrower or the Disbursing Agent such documentation prescribed by applicable law (including as prescribed by
Section&nbsp;1471(b)(3)(C)(i) of the Code) and such additional documentation reasonably requested by the Borrower or the Disbursing Agent as may be necessary for the Borrower and the Disbursing Agent to comply with their obligations under FATCA and
to determine that such Lender has complied with such Lender&#146;s obligations under FATCA or to determine the amount to deduct and withhold from such payment. Solely for purposes of this <U>Section</U><U></U><U>&nbsp;2.16(g)(ii)(D)</U>,
&#147;FATCA&#148; shall include any amendments made to FATCA after the date of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each Lender agrees that if any form or
certification it previously delivered expires or becomes obsolete or inaccurate in any respect, it shall update such form or certification or promptly notify the Borrower and the Disbursing Agent in writing of its legal inability to do so. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;<U>Treatment of Certain Refunds</U>. If any party determines, in its sole discretion exercised in good faith, that
it has received a refund of any Taxes as to which it has been indemnified pursuant to this <U>Section</U><U></U><U>&nbsp;2.16</U> (including by the payment of additional amounts pursuant to this <U>Section</U><U></U><U>&nbsp;2.16</U>), it shall pay
to the indemnifying party an amount equal to such refund (but only to the extent of indemnity payments made under this <U>Section</U><U></U><U>&nbsp;2.16</U> with respect to the Taxes giving rise to such refund), net of all <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses (including Taxes) of such indemnified party and without interest (other than any interest paid by the relevant Governmental Authority with respect to
such refund). Such indemnifying party, upon the request of such indemnified party, shall repay to such indemnified party the amount paid over pursuant to this <U>Section</U><U></U><U>&nbsp;2.16(h)</U> (plus any penalties, interest or other charges
imposed by the relevant Governmental Authority) in the event that such indemnified party is required to repay such refund to such Governmental Authority. Notwithstanding anything to the contrary in this <U>Section</U><U></U><U>&nbsp;2.16(h)</U> in
no event will the indemnified party be required to pay any amount to an indemnifying party pursuant to this <U>Section</U><U></U><U>&nbsp;2.16(h)</U> the payment of which would place the indemnified party in a less favorable net <FONT
STYLE="white-space:nowrap">after-Tax</FONT> position than the indemnified party would have been in if the Tax subject to indemnification and giving rise to such refund had not been deducted, withheld or otherwise imposed and the indemnification
payments or additional </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-61-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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amounts with respect to such Tax had never been paid. This <U>Section</U><U></U><U>&nbsp;2.16(h)</U> shall not be construed to require any indemnified party to make available its Tax returns (or
any other information relating to its Taxes that it deems confidential) to the indemnifying party or any other Person. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;<U>Survival</U>. Each party&#146;s obligations under this <U>Section</U><U></U><U>&nbsp;2.16</U> shall survive the
resignation or replacement of the Disbursing Agent or any assignment of rights by, or the replacement of, a Lender, the termination of the Commitments and the repayment, satisfaction or discharge of all obligations under any Loan Document. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.17&nbsp;&nbsp;&nbsp;&nbsp;<U>Breakage Payments</U>. In the event of (a)&nbsp;default by the Borrower in making a borrowing of,
conversion into or continuation of Eurodollar Loans after the Borrower has given a notice requesting the same in accordance with the provisions of this Agreement, (b)&nbsp;default by the Borrower in making any prepayment after the Borrower has given
a notice thereof in accordance with the provisions of this Agreement (which notice has not been revoked in accordance with the provisions of this Agreement), (c)&nbsp;the making of a prepayment or conversion of Eurodollar Loans on a day that is not
the last day of an Interest Period with respect thereto or (d)&nbsp;the assignment of any Eurodollar Loan on a day that is not the last day of an Interest Period applicable thereto as a result of a request by the Borrower pursuant to
<U>Section</U><U></U><U>&nbsp;2.19</U>, then, in any such event, the Borrower shall compensate each Lender for the loss, cost and expense attributable to such event. In the case of a Eurodollar Loan, such loss, cost or expense to any Lender shall be
deemed to include an amount determined by such Lender to be the excess, if any, of (i)&nbsp;the amount of interest that would have accrued on the principal amount of such Loan had such event not occurred, at the Eurodollar Rate that would have been
applicable to such Loan, for the period from the date of such event to the last day of the then current Interest Period therefor (or, in the case of a failure to borrow, convert or continue, for the period that would have been the Interest Period
for such Loan), over (ii)&nbsp;the amount of interest that would accrue on such principal amount for such period at the interest rate which such Lender would bid were it to bid, at the commencement of such period, for Dollar deposits of a comparable
amount and period from other banks in the Eurodollar market. A certificate as to any amounts payable pursuant to this <U>Section</U><U></U><U>&nbsp;2.17</U> submitted to the Borrower (with a copy to the Disbursing Agent) by any Lender shall be
conclusive in the absence of manifest error. The Borrower shall pay such Lender the amount shown as due on any such certificate within three Business Days after receipt thereof. This <U>Section</U><U></U><U>&nbsp;2.17</U> shall survive the
termination of this Agreement and the payment of the Loans and all other amounts payable hereunder. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.18&nbsp;&nbsp;&nbsp;&nbsp;<U>Pro Rata Treatment</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Each borrowing of Loans by the Borrower shall be allocated pro rata as among the Lenders in accordance with their
respective Commitments. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Each repayment by the Borrower in respect of principal or interest on the Loans and
each payment in respect of Prepayment Premium, fees or expenses payable hereunder shall be applied to the amounts of such obligations owing to the Lenders entitled thereto pro rata in accordance with the respective amounts then due and owing to such
Lenders. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-62-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;The application of any payment of Loans shall be made,
<I>first</I>, to Base Rate Loans and, <I>second</I>, to Eurodollar Loans. Each payment of the Loans shall be accompanied by accrued interest to the date of such payment on the amount paid. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;2.19&nbsp;&nbsp;&nbsp;&nbsp;<U>Mitigation Obligations; Replacement of Lenders</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Designation of a Different Lending Office</U>. If any Lender requests compensation under
<U>Section</U><U></U><U>&nbsp;2.15</U>, or requires the Borrower to pay any Indemnified Taxes or additional amounts to any Lender or any Governmental Authority for the account of any Lender pursuant to <U>Section</U><U></U><U>&nbsp;2.16</U>, then
such Lender shall (at the request of the Borrower) use reasonable efforts (subject to overall policy considerations of such Lender) to designate a different lending office for funding or booking its Loans hereunder or to assign its rights and
obligations hereunder to another of its offices, branches or affiliates, if, in the sole judgment of such Lender, such designation or assignment (i)&nbsp;would eliminate or reduce amounts payable pursuant to <U>Section</U><U></U><U>&nbsp;2.15</U> or
<U>Section</U><U></U><U>&nbsp;2.16</U>, as the case may be, in the future, and (ii)&nbsp;would not subject such Lender to any unreimbursed cost or expense and would not otherwise be disadvantageous to such Lender. The Borrower hereby agrees to pay
all reasonable costs and expenses incurred by any Lender in connection with any such designation or assignment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Replacement of Lenders</U>. If any Lender requests compensation under <U>Section</U><U></U><U>&nbsp;2.15</U>, or
if the Borrower is required to pay any Indemnified Taxes or additional amounts to any Lender or any Governmental Authority for the account of any Lender pursuant to <U>Section</U><U></U><U>&nbsp;2.16</U> and, in each case, such Lender has declined
or is unable to designate a different lending office in accordance with <U>Section</U><U></U><U>&nbsp;2.19(a)</U>, or if any Lender is a <FONT STYLE="white-space:nowrap">Non-Consenting</FONT> Lender, then the Borrower may, at its sole expense and
effort, upon notice to such Lender and the Disbursing Agent, require such Lender to assign and delegate, without recourse (in accordance with and subject to the restrictions contained in, and consents required by,
<U>Section</U><U></U><U>&nbsp;9.06</U>), all of its interests, rights (other than its existing rights to payments pursuant to <U>Section</U><U></U><U>&nbsp;2.15</U> or <U>Section</U><U></U><U>&nbsp;2.16</U>) and obligations under this Agreement and
the related Loan Documents to an Eligible Assignee that shall assume such obligations (which assignee may be another Lender, if a Lender accepts such assignment); <I>provided</I> that any <FONT STYLE="white-space:nowrap">Non-Consenting</FONT> Lender
shall be deemed to have consented to the assignment and delegation of its interests, rights and obligations if it does not execute and deliver an Assignment and Assumption to the Disbursing Agent within one Business Day after having received a
request therefor; <I>provided</I>, <I>further</I>, that: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower shall have paid to the Disbursing Agent
the assignment fee (if any) specified in <U>Section</U><U></U><U>&nbsp;9.06</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;such Lender shall have
received payment of an amount equal to the outstanding principal of its Loans, accrued interest thereon, accrued fees and all other amounts payable to it hereunder and under the other Loan Documents (including any amounts under
<U>Section</U><U></U><U>&nbsp;2.06(b)</U> and <U>Section</U><U></U><U>&nbsp;2.17</U>) from the assignee (to the extent of such outstanding principal and accrued interest and fees) or the Borrower (in the case of all other amounts); </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-63-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;in the case of any such assignment resulting from a claim for
compensation under <U>Section</U><U></U><U>&nbsp;2.15</U> or payments required to be made pursuant to <U>Section</U><U></U><U>&nbsp;2.16</U>, such assignment will result in a reduction in such compensation or payments thereafter; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv)&nbsp;&nbsp;&nbsp;&nbsp;such assignment does not conflict with applicable law; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v)&nbsp;&nbsp;&nbsp;&nbsp;in the case of any assignment resulting from a Lender becoming a
<FONT STYLE="white-space:nowrap">Non-Consenting</FONT> Lender, the applicable assignee shall have consented to the applicable amendment, waiver or consent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A Lender shall not be required to make any such assignment or delegation if, prior thereto, as a result of a waiver by such Lender or
otherwise, the circumstances entitling the Borrower to require such assignment and delegation cease to apply. This <U>Section</U><U></U><U>&nbsp;2.19(b)</U> shall only apply if there is a Lender other than the <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment
Effective</U></FONT><FONT STYLE="font-family:Times New Roman"> Date Lender. </FONT></P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE III </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>REPRESENTATIONS AND WARRANTIES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">To induce the Agents and the Lenders to enter into this Agreement and to make the Loans, each of Holdings and the Borrower hereby jointly and
severally represents and warrants to each Agent and each Lender on the Closing Date <FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">and on the Second Amendment Funding
Date</U></FONT><FONT STYLE="font-family:Times New Roman"> that: </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.01&nbsp;&nbsp;&nbsp;&nbsp;<U>Existence,
Qualification and Power</U>. Each Group Member (a)&nbsp;is duly incorporated or organized, validly existing and, as applicable, in good standing under the laws of the jurisdiction of its incorporation or organization, (b)&nbsp;has all requisite
power and authority and all requisite governmental licenses, authorizations, consents and approvals to own or lease its assets and carry on its business as now conducted and (c)&nbsp;is duly qualified and licensed and, as applicable, in good
standing under the laws of each jurisdiction where such qualification or license or, if applicable, good standing is required; except, in the case of <U>clauses (b)</U>&nbsp;and <U>(c)</U> above, where such failure could not reasonably be expected
to have a Material Adverse Effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.02&nbsp;&nbsp;&nbsp;&nbsp;<U>Authorization; Enforceability</U>. The execution,
delivery, and performance by each Loan Party of this Agreement and the other Loan Documents to which it is a party are within such Loan Party&#146;s powers and have been duly authorized by all necessary corporate or other organizational action on
the part of each such Loan Party. This Agreement has been duly executed and delivered by each Loan Party party hereto and constitutes, and each other Loan Document to which any Loan Party is to be a party, when executed and delivered by such Loan
Party, will constitute, a legal, valid and binding obligation of such Loan Party, enforceable against such Loan Party in accordance with its terms, subject to applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws
affecting creditors&#146; rights generally, regardless of whether considered in a proceeding in equity or at law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.03&nbsp;&nbsp;&nbsp;&nbsp;<U>No Conflicts</U>. The Transactions (i)&nbsp;do not require any consent, exemption, authorization
or approval of, registration or filing with, or any other action by, any Governmental Authority, except (A)&nbsp;such as have been obtained or made and are in full force and effect, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-64-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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(B)&nbsp;filings necessary to perfect or maintain the perfection or priority of the Liens created by the Security Documents and (C)&nbsp;consents, approvals, exemptions, authorizations,
registrations, filings, permits or actions the failure of which to obtain or perform could not reasonably be expected to have a Material Adverse Effect, (ii)&nbsp;will not violate the Organizational Documents of any Group Member, (iii)&nbsp;will not
violate or result in a default or require any consent or approval under any indenture, instrument, agreement, or other document binding upon any Group Member or its property or to which any Group Member or its property is subject, or give rise to a
right thereunder to require any payment to be made by any Group Member, except for violations, defaults or the creation of such rights that could not reasonably be expected to have a Material Adverse Effect, (iv)&nbsp;will not violate any
Requirement of Law that, individually or in the aggregate, would reasonably be expected to result in a Material Adverse Effect and (v)&nbsp;will not result in the creation or imposition of any Lien on any property of any Group Member, except Liens
created by the Security Documents. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.04&nbsp;&nbsp;&nbsp;&nbsp;<U>Financial Statements; Projections; No Material Adverse
Effect</U>. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower has heretofore delivered to the Agents and the Lenders (i)&nbsp;the Historical Audited
Financial Statements, audited by and accompanied by the unqualified opinion of Deloitte&nbsp;&amp; Touche LLP, independent public accountants, (ii)&nbsp;the consolidated and consolidating balance sheets of Holdings, the Borrower and their
Subsidiaries and the related consolidated and consolidating statements of income or operations, changes in stockholders&#146; equity and cash flows as of and for the six-month period ended June&nbsp;30, 2020 and for the comparable period of the
preceding fiscal year and (iii)&nbsp;the consolidated and consolidating balance sheets of Holdings, the Borrower and their Subsidiaries and the related consolidated and consolidating statements of income or operations, changes in stockholders&#146;
equity and cash flows with respect to the months ended July&nbsp;31, 2020 and August&nbsp;31, 2020, in each case, certified by the chief financial officer of Holdings. Such financial statements, and all financial statements delivered pursuant to
<U>Section</U><U></U><U>&nbsp;5.01(a)</U>, <U>Section</U><U></U><U>&nbsp;5.01(b)</U> and <U>Section</U><U></U><U>&nbsp;5.01(c)</U>, have been prepared in accordance with GAAP consistently applied throughout the applicable period covered thereby and
present fairly and accurately in all material respects the consolidated financial condition and results of operations and cash flows of Holdings as of the dates and for the periods to which they relate (subject to normal <FONT
STYLE="white-space:nowrap">year-end</FONT> audit adjustments and the absence of footnotes). Except as set forth in such financial statements, there are no material liabilities of Holdings, the Borrower or any of their Subsidiaries of any kind,
whether accrued, contingent, absolute, determined, determinable or otherwise, and there is no existing condition, situation or set of circumstances which could reasonably be expected to result in such a liability. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower has heretofore delivered to the Lenders the unaudited pro forma consolidated balance sheet and
statements of income and cash flows of Holdings for the fiscal year ended December&nbsp;31, 2019, and as of and for the six-month period ended June&nbsp;30, 2020, in each case after giving effect to the Transactions <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">with respect to the Closing Date</U></FONT><FONT STYLE="font-family:Times New Roman"> as if they had occurred on such date in
the case of the balance sheet and as of the beginning of all periods presented in the case of the statements of income and cash flows (the &#147;<U>Pro Forma Financial Statements</U>&#148;). The Pro Forma Financial Statements (A)&nbsp;have been
prepared in good faith by Holdings based upon (i)&nbsp;the assumptions stated therein (which assumptions are believed by it on the date of delivery thereof and on the Closing Date to be reasonable), (ii)&nbsp;accounting
</FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-65-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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principles consistent with the Historical Audited Financial Statements delivered pursuant to <U>Section</U><U></U><U>&nbsp;3.04(a)</U> and (iii)&nbsp;the best information available to Holdings,
the Borrower and their Subsidiaries as of the date of delivery thereof, (B) accurately reflect all adjustments required to be made to give effect to the Transactions, (C) have been prepared in accordance with GAAP (subject to normal year-end audit
adjustments and the absence of footnotes) consistently applied throughout the applicable period covered thereby and (D) present fairly in all material respects the pro forma consolidated financial position and results of operations of Holdings as of
such date and for such periods, assuming that the Transactions had occurred at such dates. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower has
heretofore delivered to the Lenders the forecasts of financial performance of Holdings, the Borrower and their Subsidiaries for the fiscal years ended December 31, 2020 through December 31, 2024 (the &#147;Projections&#148;). The Projections have
been prepared in good faith by Holdings based upon (i) the assumptions stated therein (which assumptions are believed by the Loan Parties on the date of delivery thereof and on the Closing Date to be reasonable), (ii) accounting principles
consistent with the Historical Audited Financial Statements delivered pursuant to <U>Section</U><U></U><U>&nbsp;3.04(a)</U> above consistently applied throughout the fiscal years covered thereby and (iii) the best information available to Holdings,
the Borrower and their Subsidiaries as of the date of delivery and the Closing Date (it being recognized that such Projections are not to be viewed as facts and that no assurance can be given that any particular financial projections (including the
Projections) will be realized, that actual results may differ significantly from projected results and that such Projections are not a guarantee of performance). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;Since December&nbsp;31, 2019, there has been no event, change, circumstance, condition, development or occurrence
that has had, or could reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.05&nbsp;&nbsp;&nbsp;&nbsp;<U>Intellectual Property</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Each Group Member owns or is licensed to use, free and clear of all Liens (other than Permitted Liens), all
Intellectual Property, necessary for the conduct of its business as currently conducted, except for those which the failure to own or license, individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;No claim (limited to the Loan Parties&#146; knowledge in the case of any Intellectual Property referred to in
<U>Section&nbsp;3.05(a)</U> that is licensed to any Group Member) has been asserted and is pending by any person challenging or questioning the use of any such Intellectual Property referred to in <U>Section&nbsp;3.05(a)</U> or the validity or
effectiveness of any such Intellectual Property, nor does any Loan Party know of any valid basis for any such claim. The use of such Intellectual Property (limited to the Loan Parties&#146; knowledge in the case of any such Intellectual Property
that is licensed to any Group Member) does not infringe the rights of any person, except for such claims and infringements which, individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect. Except pursuant
to licenses and other user agreements entered into by each Group Member in the ordinary course of business which, in the case of licenses and user agreements, are listed in <U>Schedule 3.05</U>, no Group Member has granted any license or other right
to authorize or enable any other person to use any such Intellectual Property. Each Group Member has taken commercially reasonable actions to protect the secrecy, confidentiality and value of all material trade secrets used in such Group
Member&#146;s business. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-66-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;To the Loan Parties&#146; knowledge, there is no
violation by others of any right of any Group Member with respect to any Intellectual Property, other than such violations that, individually or in the aggregate, could not reasonably be expected to materially adversely affect the value or utility
of the Intellectual Property or any portion thereof material to the use and operation of the Collateral, (ii)&nbsp;no Group Member is infringing upon or misappropriating any copyright, patent, trademark, trade secret or other intellectual property
right of any other person, except where such infringement or misappropriation, individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect, (iii)&nbsp;no Group Member is in breach of, or in default under, any
license of Intellectual Property by any other person to such Group Member, except where such breach or default, individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect, and (iv)&nbsp;no proceedings have
been instituted or are pending against any Group Member or, to the knowledge of the Loan Parties, are threatened in writing, and no written claim against any Group Member has been received by any Group Member, alleging any such infringement or
misappropriation, except to the extent that such proceedings or claims, individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;Neither the execution, delivery or performance of this Agreement and the other Loan Documents, nor the consummation
of the Transactions and the other transactions contemplated hereby and thereby, will alter, impair or otherwise affect or require the consent, approval or other authorization of any other person in respect of any right of any Group Member in any
Intellectual Property, except to the extent that such alteration, impairment, affect, or requirement to obtain any such consent, approval or other authorization, individually or in the aggregate, could not reasonably be expected to have a Material
Adverse Effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;No Group Member is subject to any settlement, covenant not to sue or other instrument,
agreement or other document, or any outstanding order, which may materially affect the validity or enforceability or restrict in any manner such Group Member&#146;s use, licensing or transfer of any of the Intellectual Property (limited to the Loan
Parties&#146; knowledge in the case of any Intellectual Property that is licensed to any Group Member). </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.06&nbsp;&nbsp;&nbsp;&nbsp;<U>Properties</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Each Group Member has good and valid title to, or valid leasehold interests in, all its property material to its
business, free and clear of all Liens and irregularities, deficiencies and defects in title, except for Permitted Liens and minor irregularities, deficiencies and defects in title that, individually or in the aggregate, do not, and could not
reasonably be expected to, interfere with its ability to conduct its business as currently conducted or to utilize such property for its intended purpose. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;The property of the Group Members, taken as a whole, (i)&nbsp;is in good operating order, condition and repair
(ordinary wear and tear excepted) for the business and operations of the Group Members as presently conducted, and (ii)&nbsp;constitutes all the property which is required for the business and operations of the Group Members as presently conducted.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-67-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;As of the <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment
Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date, Schedule 3.06 contains a true, accurate and complete list of each ownership and leasehold interest in Real Property (i)&nbsp;owned by any Group Member and describes the type of
interest therein held by such Group Member and (ii)&nbsp;leased, subleased or otherwise occupied or utilized by any Group Member, as lessee, <FONT STYLE="white-space:nowrap">sub-lessee,</FONT> franchisee or licensee and describes the type of
interest therein held by such Group Member and whether such lease, sublease or other instrument requires the consent of the landlord thereunder or other parties thereto to the Transactions. </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;Each Group Member owns or has rights to use all of its property and all rights with respect to any of the foregoing
which are required for the business and operations of the Group Members as presently conducted. The use by each Group Member of its property and all such rights with respect to the foregoing do not infringe on the rights or other interests of any
person, other than any infringement that could not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect. No claim has been made and remains outstanding that any Group Member&#146;s use of any of its property
does or may violate the rights of any third party that, individually or in the aggregate, has had, or could reasonably be expected to result in, a Material Adverse Effect. The Real Property is zoned in all material respects to permit the uses for
which such Real Property is currently being used. Except as could not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect, the present uses of the Real Property and the current operations of each Group
Member&#146;s business do not violate any provision of any applicable building codes, subdivision regulations, fire regulations, health regulations or building and zoning <FONT STYLE="white-space:nowrap">by-laws.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;Except as could not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect,
there is no pending or threatened condemnation or eminent domain proceeding with respect to, or that could affect, any of the Real Property of any Group Member. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;Each parcel of Real Property is taxed as a separate tax lot(s) and is currently being used in a manner that is
consistent with and in compliance in all material respects with the property classification assigned to it for real estate tax assessment purposes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;No Group Member is obligated under, or a party to, any option, right of first refusal or other contractual right to
sell, assign or dispose of any Material Owned Real Property or any portion thereof or interest therein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.07&nbsp;&nbsp;&nbsp;&nbsp;<U>Equity Interests and Subsidiaries</U>. <U>Schedule 3.07</U> sets forth (i)&nbsp;each Group Member
and its jurisdiction of incorporation or organization as of the
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
Amendment Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date and (ii)&nbsp;the number of each class of its Equity Interests authorized, and the number outstanding, on the Closing Date and the number of Equity Interests covered by all
outstanding options, warrants, rights of conversion or purchase and similar rights on the </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date. All Equity Interests of each Group Member
are duly and validly issued and are fully paid and <FONT STYLE="white-space:nowrap">non-assessable,</FONT> and, other than the Equity Interests of </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-68-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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Holdings, are owned by Holdings, directly or indirectly, through Wholly Owned Subsidiaries. All Equity Interests of the Borrower are owned directly by Holdings. Each Loan Party is the record,
legal and beneficial owner of, and has good and valid title to, the Equity Interests pledged by (or purported to be pledged by) it under the Security Documents, free of any and all Liens, rights or claims of other persons (other than Permitted
Equity Liens), and, as of the
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second
Amendment Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date, there are no outstanding warrants (other than the Warrants), options or other rights (including derivatives) to purchase, or shareholder, voting trust or similar agreements
outstanding with respect to, or property that is convertible into, or that requires the issuance or sale of, any such Equity Interests (or any economic or voting interests therein). </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.08&nbsp;&nbsp;&nbsp;&nbsp;<U>Compliance with Laws and Contracts</U>. Each Group Member: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;holds Permits necessary for the conduct of its business and is in compliance with all applicable laws relating
thereto, except where the failure to do so would not have a Material Adverse Effect; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;is in compliance with all
Requirements of Law except, in any case, where the failure to be in compliance would not reasonably be expected to have a Material Adverse Effect; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;is not in violation of or in default under any agreement to which it is a party or by which its assets are subject
or bound, except with respect to any violation or default that would not have a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.09&nbsp;&nbsp;&nbsp;&nbsp;<U>Litigation</U>. There are no actions, suits, claims, disputes or proceedings at law or in equity
by or before any Governmental Authority now pending or, to the best of the knowledge of Holdings, or the Borrower, threatened against or affecting any Group Member or any business, property or rights of any Group Member (i)&nbsp;that purport to
affect or involve any Loan Document or any of the Transactions or (ii)&nbsp;that could, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.10&nbsp;&nbsp;&nbsp;&nbsp;<U>Investment Company Act</U>. No Group Member is an &#147;investment company&#148; or a company
&#147;controlled&#148; by an &#147;investment company,&#148; as defined in, or subject to regulation under, the Investment Company Act of 1940, as amended. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.11&nbsp;&nbsp;&nbsp;&nbsp;<U>Federal Reserve Regulations</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;No Group Member is engaged principally, or as one of its important activities, in the business of purchasing or
carrying Margin Stock, or extending credit for the purpose of purchasing or carrying Margin Stock. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;No part of
the proceeds of any Credit Extension will be used, whether directly or indirectly, and whether immediately, incidentally or ultimately, for purchasing or carrying Margin Stock or to extend credit to others for the purpose of purchasing or carrying
Margin Stock or for any other purpose that entails a violation of, or that is inconsistent with, the provisions of the regulations of the Board of Governors, including Regulation T, Regulation U or Regulation X. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-69-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.12&nbsp;&nbsp;&nbsp;&nbsp;<U>Taxes</U>. Each Group Member has (a)&nbsp;filed
or caused to be filed all material Tax returns that are required to be filed by it (or has filed timely extensions with respect to such Tax returns) and (b)&nbsp;paid or caused to be paid all material Taxes required to be paid by it, except Taxes
that are being contested in good faith by appropriate proceedings and for which such Group Member has set aside on its books adequate reserves in accordance with GAAP. Each Group Member has made adequate provisions in accordance with GAAP for all
Taxes not yet due and payable. No Group Member has knowledge of any proposed or pending Tax assessments, deficiencies, audits or other proceedings with respect to Taxes or Tax returns of such Group Member. No Group Member has ever
&#147;participated&#148; in a &#147;reportable transaction&#148; within the meaning of Treasury Regulation <FONT STYLE="white-space:nowrap">Section&nbsp;1.6011-4</FONT> for any period not closed by the applicable statutes of limitations. No Group
Member is party to any tax sharing or similar agreement, other than any agreement entered into in the ordinary course of business that is not primarily related to Taxes to the extent tax sharing or similar provisions are typically included in that
type of agreement. Each Group Member has withheld all material Taxes required to be withheld under any Requirement of Law. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.13&nbsp;&nbsp;&nbsp;&nbsp;<U>No Material Misstatements</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower has disclosed to the Disbursing Agent and the Lenders all agreements, instruments and corporate or
other restrictions to which it, Holdings or any of their Subsidiaries is subject, and all other matters known to it, that, individually or in the aggregate, could reasonably be expected to have a Material Adverse Effect. At the time furnished, the
reports, financial statements, certificates or other information furnished (other than the Projections, forecasts and other forward-looking information, budgets, estimates and information of a general economic or industry-specific nature) by or on
behalf of any Loan Party to the Disbursing Agent or any Lender in connection with the transactions contemplated hereby and the negotiation of this Agreement or delivered hereunder or under any other Loan Document (as modified or supplemented by
other information so furnished) are complete and correct in all material respects and do not contain any material misstatement of fact or omit to state any material fact necessary to make the statements therein, in light of the circumstances under
which they were made, not misleading. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;As of the <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment
Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date, the information included in the Beneficial Ownership Certification is true and correct in all respects. </FONT></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.14&nbsp;&nbsp;&nbsp;&nbsp;<U>Labor Matters</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;There are no strikes, lockouts, stoppages or slowdowns or other labor disputes affecting any Group Member pending
or, to the knowledge of Holdings or the Borrower, threatened that have had, or could reasonably be expected to have, individually or in the aggregate, a Material Adverse Effect. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-70-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;The consummation of the Transactions will not give rise to any
right of termination or right of renegotiation on the part of any union under any collective bargaining agreement to which any Group Member is bound. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;All payments due from any Group Member, or for which any claim may be made against any Group Member, on account of
wages and employee health and welfare insurance and other benefits, have been paid or accrued as a liability on the books of such Group Member except to the extent that the failure to do so has not had, and could not reasonably be expected to have,
a Material Adverse Effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;The hours worked by and payments made to employees of any Group Member have not
been in violation of the Fair Labor Standards Act of 1938, as amended, except to the extent that any such violation could not reasonably be expected to have a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.15&nbsp;&nbsp;&nbsp;&nbsp;<U>ERISA</U>. Each Plan and, with respect to each Plan, each of Holdings, the Borrower and their
respective ERISA Affiliates are in compliance in all material respects with the applicable provisions of ERISA and the Code. Each Plan which is intended to qualify under Section&nbsp;401(a) of the Code can rely on a favorable determination letter
from the IRS indicating that such Plan is so qualified and nothing has occurred subsequent to the issuance of such determination letter which would cause such Plan to lose its qualified status. No material liability to the PBGC (other than required
premium payments), the IRS, any Plan (other than in the ordinary course) or any trust established under Title&nbsp;IV of ERISA has been or is expected to be incurred by Holdings, the Borrower or any of their respective ERISA Affiliates with respect
to any Plan. No ERISA Event has occurred or is reasonably expected to occur. Except as provided on <U>Schedule 3.15</U>, the present value of all accrued benefit obligations under each Single Employer Plan (based on those assumptions used to fund
such Single Employer Plans) did not, as of the last annual valuation date prior to the date on which this representation is made or deemed made, exceed the value of the assets of such Single Employer Plan allocable to such accrued benefit
obligations by a material amount. Except as provided on <U>Schedule 3.15</U>, none of Holdings, the Borrower or any of their respective ERISA Affiliates contributes to, or has any liability with respect to, any Multiemployer Plan or has any
contingent liability with respect to any post-retirement welfare benefit under a Plan that is subject to ERISA, other than liability for continuation coverage described in Part 6 of Title I of ERISA. None of Holdings, the Borrower or any of their
respective ERISA Affiliates maintains or contributes to any employee benefit plan that is subject to the laws of any jurisdiction outside the United States of America. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.16&nbsp;&nbsp;&nbsp;&nbsp;<U>Environmental Matters</U>. As of the <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment
Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date and except as set forth in <U>Schedule 3.16</U> or other than exceptions to any of the following that could not, individually or in the aggregate, reasonably be expected to result in
a Material Adverse Effect: </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;the Loan Parties are, and have been, in compliance with all applicable
Environmental Laws including obtaining, maintaining and complying with all Environmental Permits required for their current operations or for any property owned, leased, or otherwise operated by any of them; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-71-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Materials of Environmental Concern have not been Released at, on,
under, in, or about any real property now or formerly owned, leased or operated by any Loan Party (including, without limitation, any location to which Materials of Environmental Concern have been sent for
<FONT STYLE="white-space:nowrap">re-use,</FONT> recycling, treatment, storage, or disposal); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;there are no
pending or, to the knowledge of Holdings or the Borrower, threatened actions, suits, claims, disputes, or proceedings at law or in equity, administrative or judicial, by or before any Governmental Authority (including any notice of violation or
alleged violation or seeking to revoke, cancel, or amend any Environmental Permit) under or relating to any Environmental Law or with respect to Materials of Environmental Concern to which any Group Member is, or to the knowledge of Holdings or the
Borrower, will be, named as a party or affecting any Loan Party or any business, property or rights of any Loan Party; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;no Loan Party has received or, to the knowledge of the Loan Parties, been threatened with any written request for
information, or currently has liability as a potentially responsible party, in either case, under or relating to the federal Comprehensive Environmental Response, Compensation, and Liability Act or any similar Environmental Law, or with respect to
any Release of Materials of Environmental Concern; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;no real property currently owned, operated or leased by any
Group Member is subject to any Lien imposed pursuant to Environmental Law and, to the knowledge of the Loan Parties, there are no existing facts, circumstances or conditions that would reasonably be expected to result in any such Lien attaching to
any such property; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;no Loan Party has entered into or agreed to any consent decree, order, or settlement or
other agreement, or is subject to any judgment, decree, or order or other agreement, in any judicial, administrative, arbitral, or other forum for dispute resolution, relating to compliance with Environmental Law or any Environmental Liability; and
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;no Loan Party has assumed or retained, by contract or operation of law, any liability, under Environmental Law
or with respect to Materials of Environmental Concern, of any kind, whether fixed or contingent, known or unknown. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.17&nbsp;&nbsp;&nbsp;&nbsp;<U>Insurance</U>. <U>Schedule 3.17</U> sets forth a true, complete and accurate description in
reasonable detail of all insurance maintained by each Group Member as of the <FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date. Each Group Member is insured by insurers
of recognized financial responsibility against such losses and risks and in such amounts as are prudent and customary in the businesses in which it is engaged. No Group Member has any reason to believe that it will not be able to renew its existing
insurance coverage as and when such coverage expires or to obtain similar coverage from similar insurers. As of the </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>Closing</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Second Amendment Funding</U></FONT><FONT STYLE="font-family:Times New Roman"> Date, each insurance policy listed on
<U>Schedule 3.17</U> is in full force and effect and all premiums in respect thereof that are due and payable have been paid. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-72-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.18&nbsp;&nbsp;&nbsp;&nbsp;<U>Security Documents</U>. The Guarantee and
Collateral Agreement is effective to create in favor of the Collateral Agent, for the benefit of the Secured Parties, a legal, valid, binding and enforceable security interest in the Collateral described therein and proceeds and products thereof. In
the case of (i)&nbsp;Pledged Equity Interests represented by certificates, (x)&nbsp;when such certificates are delivered to the Collateral Agent and registered under the relevant stock ledgers registry book or (y)&nbsp;when financing statements in
appropriate form are filed in the offices specified on <U>Schedule </U><U>3.18</U>, and (ii)&nbsp;the other Collateral described in the Guarantee and Collateral Agreement, when financing statements in appropriate form are filed in the offices
specified on <U>Schedule </U><U>3.18</U> and such other filings as are specified on <U>Schedule 3</U> to the Guarantee and Collateral Agreement have been completed, the Lien created by the Guarantee and Collateral Agreement shall constitute a fully
perfected Lien on, and security interest in, all right, title and interest of the Loan Parties in such Collateral and the proceeds and products thereof, as security for the Secured Obligations (as defined in the Guarantee and Collateral Agreement),
in each case, prior and superior in right to any other Person (except, with respect to priority only, Permitted Prior Liens and, in the case of collateral constituting Equity Interests, Permitted Equity Liens). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.19&nbsp;&nbsp;&nbsp;&nbsp;<U>Solvency</U>. The Group Members, on a consolidated basis, both immediately before and immediately
after the consummation of the Transactions to occur on the Closing Date<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt"> or the consummation of the Transactions to
occur on the Second Amendment Funding Date, as applicable</U></FONT><FONT STYLE="font-family:Times New Roman">, will be Solvent. No transfer of property has been or will be made by any Loan Party and no obligation has been or will be incurred by any
Loan Party in connection with the Transactions with the intent to hinder, delay, or defraud either present or future creditors of any Loan Party. </FONT></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.20&nbsp;&nbsp;&nbsp;&nbsp;<U>Anti-Money Laundering and Anti-Corruption</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Each Loan Party, each Subsidiary, and each director, officer and employee of any Loan Party or an Affiliate of any
Loan Party and, to the knowledge of such Loan Party or Affiliate, each agent of such Loan Party or Affiliate is in compliance with all applicable Anti-Money Laundering Laws and no action, suit or proceeding by or before any court or governmental
agency, authority or body or any arbitrator involving any Loan Party or any Affiliate with respect to Anti-Money Laundering Laws is (or has ever been) pending and to such Loan Party&#146;s knowledge, no such actions, suits or proceedings are
threatened or contemplated. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Each Loan Party has instituted and maintains policies and procedures designed to
ensure continued compliance with all applicable Anti-Money Laundering Laws. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Each Loan Party, each Subsidiary,
and each director, officer and employee of any Loan Party or an Affiliate of any Loan Party and, to the knowledge of such Loan Party or Affiliate, each agent of such Loan Party or Affiliate has been during the last five years, and continues to be,
in compliance with the applicable Anti-Corruption Laws. No part of the proceeds of the Loans will be used, directly or indirectly, for any payment to any governmental official or employee, political party, official of a political party, candidate
for political office, or anyone else acting in an official capacity, in order to obtain, retain or direct business or obtain any improper advantage, in violation of the applicable Anti-Corruption Laws. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-73-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.21&nbsp;&nbsp;&nbsp;&nbsp;<U>International Trade Laws</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Each of Holdings and the Borrower has implemented and maintains in effect policies and procedures designed to ensure
compliance by Holdings, the Borrower, their Subsidiaries and their respective directors, officers, employees and agents with all applicable International Trade Laws. Each Group Member and each of their respective officers, directors, employees and,
to the knowledge of the Borrower, each of the agents and representatives of each Group Member, is in compliance with International Trade Laws in all respects. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;None of the Loan Parties or any Subsidiary or any of their respective officers, directors or employees or, to the
knowledge of the Borrower, the agents or representatives of any Loan Party have, within the past five years, (i)&nbsp;engaged in any activity or transaction, directly or indirectly, with or involving a Sanctioned Country or a Sanctioned Person
(including but not limited to services provided by validators), or (ii)&nbsp;engaged in any activity or transaction otherwise prohibited by applicable International Trade Laws. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;None of the Loan Parties or any Subsidiary has or is engaged in or conspires to engage in any transaction that
evades or avoids, or has the purpose of evading or avoiding, or attempts to violate, any of the prohibitions set forth in any International Trade Laws. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;None of the Loan Parties or any Subsidiary or their respective agents acting or benefiting in any capacity in
connection with the Loans, the Transactions or the other transactions hereunder, is a Sanctioned Person or located in a Sanctioned Country. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.22&nbsp;&nbsp;&nbsp;&nbsp;<U>Use of Proceeds</U>. The Borrower will use the proceeds of the Loans only for the purposes
specified in the recitals to this Agreement. The Borrower will not, directly or indirectly, use the proceeds of the Loans, or lend, contribute or otherwise make available such proceeds to any subsidiary, joint venture partner or other Person,
(i)&nbsp;to fund any activities or business of or with any Sanctioned Country or Sanctioned Person, or in any country or territory, that, at the time of such funding, is the subject of Sanctions, or (ii)&nbsp;in any other manner that would result in
a violation of Anti-Corruption Laws, Anti-Money Laundering Laws or International Trade Laws by any Person (including any Person participating in the Loans, whether as an Agent, Lender, advisor, investor or otherwise). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;3.23&nbsp;&nbsp;&nbsp;&nbsp;<U>Brokers</U>. No broker or finder brought about the obtaining, making or closing of the Loans or
transactions contemplated by the Loan Documents, and no Loan Party or Affiliate thereof has any obligation to any Person in respect of any finder&#146;s or brokerage fees in connection therewith. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-74-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE IV </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CONDITIONS PRECEDENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;4.01&nbsp;&nbsp;&nbsp;&nbsp;<U>Conditions to Effectiveness</U>. This Agreement shall become effective on the Signing Date upon
the satisfaction (or waiver) of each of the following conditions precedent: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Signing Date Loan
Documents</U>. The Disbursing Agent and the Lenders shall have received the following documents (the &#147;<U>Signing Date Loan Documents</U>&#148;): </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;this Agreement, executed and delivered by a duly authorized officer of Holdings, the Borrower, each Agent and each
Lender; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;the Fee Letter, executed and delivered by a duly authorized officer of the Borrower. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Bank Regulatory Information</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;At least five Business Days prior to the Signing Date, the Agents and the Lenders shall have received all
documentation and other information required by bank regulatory authorities or reasonably requested by any Agent or any Lender under or in respect of applicable &#147;know-your-customer&#148; and anti-money laundering rules and regulations,
including the PATRIOT Act, that was requested at least 10 Business Days prior to the Signing Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;At least
five Business Days prior to the Signing Date, if the Borrower qualifies as a &#147;legal entity customer&#148; under the Beneficial Ownership Regulation, it shall deliver a Beneficial Ownership Certification to the Agents and the Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Permits and Consents</U>. The Loan Parties shall have obtained all&nbsp;Permits and all consents of other
Persons, in each case that are necessary to be obtained to authorize the Loan Parties to execute the Signing Date Loan Documents, and each of the foregoing shall be in full force and effect and in form and substance reasonably satisfactory to the
Required Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Representations and Warranties</U>. Each of the representations and warranties set forth
in <U>Section&nbsp;3.01</U>, <U>Section&nbsp;3.02</U>, <U>Section&nbsp;3.03</U>, <U>Section&nbsp;3.20</U> and <U>Section&nbsp;3.21</U> made by any Loan Party shall be true and correct in all material respects on and as of the Signing Date with the
same effect as though made on and as of such date, except to the extent such representations and warranties expressly relate to an earlier date (in which case such representations and warranties shall be true and correct in all material respects as
of such earlier date); <I>provided</I> that any representation and warranty qualified by &#147;materiality&#148;, &#147;Material Adverse Effect&#148; or similar language shall be true and correct (after giving effect to any qualification therein) in
all respects. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;4.02&nbsp;&nbsp;&nbsp;&nbsp;<U>Conditions to </U><U>Loans</U>. The obligation of each Lender to make the Loans
requested to be made by it hereunder on the Closing Date is subject to the satisfaction (or waiver), prior to or concurrently with the making of such Credit Extension on the Closing Date, of each of the following conditions precedent: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-75-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Loan Documents</U>. (i)&nbsp;The Disbursing Agent and the
Lenders shall have received (A)&nbsp;the schedules to this Agreement, which shall be satisfactory to the Lenders, (B)&nbsp;the Intercreditor Agreement and (C)&nbsp;each Security Document set forth on <U>Schedule&nbsp;4.02(a)</U> (including delivery
of any ancillary documents, entries, records, or special irrevocable powers of attorney as required thereunder), executed and delivered by a duly authorized officer of each party thereto and (ii)&nbsp;each Lender shall have received a Note, executed
and delivered by the Borrower in favor of each Lender that has requested a Note at least two Business Days prior to the Closing Date.</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Pro Forma Financial Statements; Financial Statements</U>. The Lenders shall have received the Pro Forma
Financial Statements, the financial statements described in <U>Section</U><U></U><U>&nbsp;3.04(a)</U> and the Projections. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Revolving Loan Documents</U>. The Borrower shall have received no greater than $20,000,000 of total commitments
under the Revolving Loan Agreement, of which no more than $10,000,000 shall be outstanding on the Closing Date. The Lenders shall have received true, correct and complete copies of the Revolving Loan Documents, all of which shall be in form and
substance reasonably satisfactory to the Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Repayment and Termination of Existing Indebtedness</U>.
The Disbursing Agent and the Lenders shall have received (i)&nbsp;evidence satisfactory to the Required Lenders that all Indebtedness under the Existing Credit Facility shall have been terminated and all amounts thereunder shall have been repaid in
full and (ii)&nbsp;evidence that arrangements satisfactory to the Required Lenders shall have been made for the termination and release of guarantees, Liens and security interests granted in connection therewith in a form reasonably satisfactory to
the Required Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;<U>Personal Property Collateral</U>. Each Loan Party shall have delivered to the
Collateral Agent: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;a completed Perfection Certificate, dated as of the Closing Date, executed by a duly
authorized officer of each Loan Party, together with all attachments contemplated thereby; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;evidence that
each Loan Party shall have taken or caused to be taken any other action, executed and delivered or caused to be executed and delivered any other agreement, document and instrument (including adoption of relevant corporate authorizations and any
amendments to the articles of incorporation or other constitutional documents or agreements of such Loan Party pursuant to which any restrictions or inhibitions relating to the enforcement of any Lien created by the Security Documents are removed)
and authorized, made or caused to be made any other filing and recording required under the Security Documents, and each UCC financing statement shall have been filed, registered or recorded or shall have been delivered to the Collateral Agent and
shall be in proper form for filing, registration or recordation; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-76-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;(1)&nbsp;the certificates and/or stock ledgers registry
entries representing the shares of certificated Equity Interests pledged pursuant to the Guarantee and Collateral Agreement, together with an undated stock power or other instrument of transfer for each such certificate executed in blank by a duly
authorized officer of the pledgor thereof, (2)&nbsp;an acknowledgement and consent, substantially in the form of <U>Annex A</U> to the Guarantee and Collateral Agreement, duly executed by any issuer of Equity Interests pledged pursuant to the
Guarantee and Collateral Agreement that is not itself a party to the Guarantee and Collateral Agreement, (3)&nbsp;each promissory note pledged (<I>endosado en garant&iacute;a</I>) pursuant to the Guarantee and Collateral Agreement duly executed
(without recourse) in blank (or accompanied by an undated instrument of transfer executed in blank and satisfactory to the Collateral Agent and the Required Lenders) by the pledgor thereof and (4)&nbsp;the Subordinated Intercompany Note executed by
the parties thereto accompanied by an undated instrument of transfer duly executed in blank and satisfactory to the Collateral Agent and the Required Lenders; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv)&nbsp;&nbsp;&nbsp;&nbsp; Lien Waiver Agreements with respect to the Borrower&#146;s headquarters, the Johnstown Facility and the Mexico
Facility. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;<U>Fees and Expenses</U>. The Lenders and the Agents shall have received all fees and other amounts
due and payable on or prior to the Closing Date, including, to the extent invoiced at least one Business Day prior to the Closing Date, reimbursement or payment of all
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses (including reasonable and documented fees, disbursements and other charges of counsel) required to be reimbursed or paid under any Loan Document
for which invoices have been presented on or prior to the Closing Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;<U>Solvency Certificate</U>. The
Lenders shall have received a solvency certificate (a &#147;<U>Solvency Certificate</U>&#148;) substantially in the form attached hereto as <U>Exhibit G</U>, dated the Closing Date and signed by the chief financial officer, chief accounting officer
or other officer with equivalent duties of Holdings acceptable to the Required Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;<U>Searches</U>. The
Lenders shall have received the results of a recent lien, tax lien, judgment and litigation search in each of the jurisdictions or offices (including, without limitation, in the United States Patent and Trademark Office and the United States
Copyright Office) in which UCC financing statement or other filings or recordations should be made to evidence or perfect security interests in all assets of the Loan Parties (or would have been made at any time during the five years immediately
preceding the Closing Date to evidence or perfect Liens on any assets of the Loan Parties) (including the search and certificate issued by the Sole Registry of Liens over Movable Assets of the Ministry of Economy (<I>Registro
</I><I>&Uacute;</I><I>nico de Garant</I><I>&iacute;</I><I>as Mobiliarias de la Secretaria de Econom</I><I>&iacute;</I><I>a</I>) applicable under Mexican law), and such search shall reveal no Liens or judgments on any of the assets of the Loan
Parties, except for Permitted Liens or Liens and judgments to be terminated on the Closing Date pursuant to documentation satisfactory to the Required Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;<U>Closing Certificate</U>. The Disbursing Agent and the Lenders shall have received a certificate of Holdings,
dated the Closing Date, confirming satisfaction of the conditions set forth in <U>Section&nbsp;4.02(l)</U>, <FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><strike><u>Section&nbsp;4.02(m)</u></strike></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section 4.02(m)</U></FONT><FONT STYLE="font-family:Times New Roman">,<U> Section&nbsp;4.02(n)</U>&nbsp;and
<U>Section&nbsp;4.02(t)</U>. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-77-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;<U>Secretary</U><U>&#146;</U><U>s Certificates</U>. The
Disbursing Agent and the Lenders shall have received with respect to the Borrower and each other Loan Party: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;copies of the Organizational Documents of such Loan Party (including each amendment thereto) certified as of a date
reasonably near the Closing Date as being a true and complete copy thereof by the Secretary of State or other applicable Governmental Authority of the jurisdiction in which each such Loan Party is organized; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;a certificate of the secretary or assistant secretary of each Loan Party dated the Closing Date and certifying
(A)&nbsp;that attached thereto is a true and complete copy of the Organizational Documents of such Loan Party as in effect on the Closing Date, (B)&nbsp;that attached thereto is a true and complete copy of resolutions duly adopted by the board of
directors or similar governing body of such Loan Party (and, if applicable, any parent company of such Loan Party) approving and authorizing the execution, delivery and performance of this Agreement and the other Loan Documents to which it is a
party and the consummation of the Transactions, and that such resolutions have not been modified, rescinded or amended and are in full force and effect, (C)&nbsp;that the certificate or articles of incorporation, formation or organization, as
applicable, of such Loan Party have not been amended since the date of the last amendment thereto shown on the certificate of good standing furnished pursuant to <U>clause (iv)</U>&nbsp;below and (D)&nbsp;as to the incumbency and specimen signature
of each Person authorized to execute any Loan Document or any other document delivered in connection herewith on behalf of such Loan Party; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;a certificate of another officer as to the incumbency and specimen signature of the secretary or assistant
secretary executing the certificate pursuant to <U>clause (ii)</U>&nbsp;above; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv)&nbsp;&nbsp;&nbsp;&nbsp;a copy of the long-form
(if available) a certificate of good standing (or, as applicable, the electronic commercial folio (<I>folio mercantil electr</I><I>&oacute;</I><I>nico</I>) issued by the relevant Public Registry of Commerce (<I>Registro P</I><I>&uacute;</I><I>blico
de Comercio</I>) under Mexican law) of such Loan Party from the Secretary of State or other applicable Governmental Authority of the jurisdiction in which each such Loan Party is organized (dated as of a date reasonably near the Closing Date). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&nbsp;&nbsp;&nbsp;&nbsp;<U>Legal Opinions</U>. The Agents and the Lenders shall have received the following executed legal opinions: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;the legal opinion of Winston&nbsp;&amp; Strawn LLP, special counsel to the Loan Parties; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;the legal opinion of local counsel in each jurisdiction in which a Loan Party is organized, to the extent such
Loan Party is not covered by the opinion referenced in <U>Section</U><U></U><U>&nbsp;4.02(k)(i)</U>, as may be required by the Required Lenders. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-78-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Each such legal opinion shall (a)&nbsp;be dated as of the Closing Date, (b)&nbsp;be addressed to the Agents
and the Lenders and (c)&nbsp;cover such matters relating to the Loan Documents and the Transactions as the Required Lenders may reasonably require. Each Loan Party hereby instructs such counsel to deliver such opinions to the Agents and the Lenders.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>No Material Adverse Effect</U>. Since December&nbsp;31, 2019, no Material Adverse Effect shall
have occurred. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&nbsp;&nbsp;&nbsp;&nbsp;<U>Representations and Warranties</U>. Each of the representations and warranties made by any
Loan Party in or pursuant to the Loan Documents shall be true and correct in all material respects on and as of the Closing Date with the same effect as though made on and as of such date, except to the extent such representations and warranties
expressly relate to an earlier date (in which case such representations and warranties shall be true and correct in all material respects as of such earlier date); <I>provided</I> that any representation and warranty qualified by
&#147;materiality&#148;, &#147;Material Adverse Effect&#148; or similar language shall be true and correct (after giving effect to any qualification therein) in all respects. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&nbsp;&nbsp;&nbsp;&nbsp;<U>No Default</U>. No Default or Event of Default shall exist or would result from such Credit Extension or from
the application of the proceeds thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(o)&nbsp;&nbsp;&nbsp;&nbsp;<U>Borrowing Notice</U>. The Disbursing Agent shall have received a
fully executed and delivered Borrowing Notice in accordance with the requirements hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(p)&nbsp;&nbsp;&nbsp;&nbsp;<U>Insurance</U>.
The Lenders shall have received a copy of, or a certificate as to coverage under, the insurance policies required by <U>Section&nbsp;5.06</U> and the applicable provisions of the Security Documents, each of which shall be endorsed or otherwise
amended to include a &#147;standard&#148; or &#147;New York&#148; lender&#146;s loss payable or mortgage endorsement (as applicable) and shall name the Collateral Agent, on behalf of the Secured Parties, as additional insured or loss payee, as
applicable, in form and substance reasonably satisfactory to the Required Lenders and the Collateral Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(q)&nbsp;&nbsp;&nbsp;&nbsp;<U>Letter of Direction</U>. The Disbursing Agent and the Lenders shall have received a funds flow memorandum and
duly executed letter of direction from the Borrower (which may be included as part of the Borrowing Notice) addressed to the Disbursing Agent, on behalf of itself and the Lenders, directing the disbursement on the Closing Date of the proceeds of the
Loans made on such date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(r)&nbsp;&nbsp;&nbsp;&nbsp;<U>Warrants</U>. The Lenders and/or their Affiliates shall have received warrants
issued by Holdings in form and substance satisfactory to the Lenders to purchase 23.0% of the Common Stock Deemed Outstanding on the date of any partial or full exercise of the warrants at the agreed purchase price (the &#147;<U>Warrants</U>&#148;).
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(s)&nbsp;&nbsp;&nbsp;&nbsp;<U>No Litigation</U>. There shall not exist any action, suit, investigation, litigation, proceeding,
injunction, hearing or other legal or regulatory developments, pending or threatened in any court or before any arbitrator or Governmental Authority that individually or in the aggregate materially impairs the Transactions, the financing thereof or
any of the other transactions contemplated by the Loan Documents. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-79-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(t)&nbsp;&nbsp;&nbsp;&nbsp;<U>Minimum Liquidity</U>. Liquidity shall be at least
$15,000,000. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(u)&nbsp;&nbsp;&nbsp;&nbsp;<U>Permits and Consents</U>. The Loan Parties shall have obtained (i)&nbsp;AAR <FONT
STYLE="white-space:nowrap">M-1003</FONT> certification for the Mexico Facility (or other written confirmation from the AAR in form and substance reasonably satisfactory to the Required Lenders that the Loan Parties are authorized to ship rail cars
from the Mexico Facility); <I>provided</I> that if the Loan Parties shall not have obtained AAR <FONT STYLE="white-space:nowrap">M-1003</FONT> certification, they shall obtain it within the timeframe set forth in <U>Schedule 5.14</U>; and
(ii)&nbsp;all&nbsp;Permits and all consents of other Persons, in each case that are necessary in connection with the financing contemplated by the Loan Documents and the issuance of the Warrants (including any such Permits or consents that may be
required under Mexican law in connection with the granting, securing and pledging of the Loan Parties&#146; respective rights under the Mexican Security Documents) and to maintain the benefit of Material Agreements and leases, and each of the
foregoing shall be in full force and effect and in form and substance reasonably satisfactory to the Required Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v)&nbsp;&nbsp;&nbsp;&nbsp;<U>Shoals Facility Lease Termination</U>. The Lenders shall have received a true, correct and complete copy of a
fully-executed termination agreement with respect to the Shoals Facility Lease Termination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(w)&nbsp;&nbsp;&nbsp;&nbsp;<U>M</U><U>exico
JV Acquisition</U>. The Mexico JV Acquisition shall have been consummated, or substantially simultaneously with the making of the Loans hereunder shall be consummated, in accordance with the Mexico JV Acquisition Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(x)&nbsp;&nbsp;&nbsp;&nbsp;<U>No Market Events</U>. No material disruption of the loan, banking or capital markets which, in the Required
Lenders&#146; reasonable opinion, adversely impacts in any material respect the availability of credit generally shall have occurred since the Signing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each Lender, by delivering its signature page to this Agreement and funding a Loan on the Closing Date, shall be deemed to have consented to,
approved or accepted or to be satisfied with, each Loan Document and each other document required thereunder to be consented to, approved by or acceptable or satisfactory to a Lender. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE V </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AFFIRMATIVE
COVENANTS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each of Holdings and the Borrower hereby jointly and severally agrees that, on and after the Closing Date until Payment in
Full, each of Holdings and the Borrower shall, and shall (except in the case of the covenants set forth in <U>Section</U><U></U><U>&nbsp;5.01</U>, <U>Section</U><U></U><U>&nbsp;5.02</U> and <U>Section</U><U></U><U>&nbsp;5.03</U>) cause each of its
Subsidiaries (other than any Railcar Leasing Subsidiary) to: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.01&nbsp;&nbsp;&nbsp;&nbsp;<U>Financial Statements</U>. Deliver
to each Lender, in form and detail reasonably satisfactory to the Required Lenders: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-80-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;as soon as available, but in any event within 90 days after the
end of each fiscal year of Holdings (commencing with the fiscal year ended December&nbsp;31, 2020), a copy of the consolidated balance sheet of Holdings, the Borrower and their Subsidiaries as at the end of such fiscal year and the related
consolidated statements of income or operations, changes in stockholders&#146; equity and cash flows for such fiscal year, setting forth in each case in comparative form the figures for the previous fiscal year, all in reasonable detail and prepared
in accordance with GAAP, such consolidated statements to be audited and accompanied by a report and opinion of Deloitte&nbsp;&amp; Touche LLP or any other independent certified public accounting firm of nationally recognized standing reasonably
acceptable to the Required Lenders, which report and opinion shall be prepared in accordance with generally accepted auditing standards and shall not be subject to any &#147;going concern&#148; or like qualification or exception or any qualification
or exception as to the scope of such audit; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;as soon as available, but in any event within 45 days after the
end of each of the first three fiscal quarters of each fiscal year of Holdings (commencing with the fiscal quarter ended September&nbsp;30, 2020), a copy of the consolidated balance sheet of Holdings, the Borrower and their Subsidiaries as at the
end of such fiscal quarter and the related consolidated statements of income or operations, changes in stockholders&#146; equity and cash flows for such fiscal quarter and the portion of the fiscal year through the end of such fiscal quarter,
setting forth in comparative form the figures for the corresponding fiscal quarter of the previous fiscal year and the corresponding portion of the previous fiscal year, all in reasonable detail and certified by a Responsible Officer of Holdings as
fairly presenting in all material respects the financial condition, results of operations, stockholders&#146; equity and cash flows of Holdings, the Borrower and their Subsidiaries in accordance with GAAP (subject only to normal <FONT
STYLE="white-space:nowrap">year-end</FONT> audit adjustments and the absence of footnotes); and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;as soon as
available, but in any event within 30 days after the end of each of the first two months of each fiscal quarter of Holdings, a copy of the consolidated balance sheet of Holdings, the Borrower and their Subsidiaries as of the end of such month and
the related consolidated statements of income or operations, changes in stockholders&#146; equity and cash flows for such month and for the portion of the fiscal year through the end of such month, setting forth in each case in comparative form the
figures for the corresponding month of the previous fiscal year and the corresponding portion of the previous fiscal year, all in reasonable detail and certified by a Responsible Officer of Holdings; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;as soon as available, and in any event within 30 days after the end of each fiscal year of Holdings, a budget in
form reasonably satisfactory to the Required Lenders (including budgeted statements of income for each of Holdings&#146;, the Borrower&#146;s and their Subsidiaries&#146; business units and sources and uses of cash and balance sheets) prepared by
Holdings for (i)&nbsp;each fiscal quarter of such fiscal year prepared in detail and (ii)&nbsp;each fiscal <FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff4338"><STRIKE>quarter</STRIKE></FONT><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">year</U></FONT><FONT STYLE="font-family:Times New Roman"> in the five years immediately following such fiscal year prepared
in summary form, in each case, of Holdings, the Borrower and their Subsidiaries, with appropriate presentation and discussion in reasonable detail of the principal assumptions upon which such budget is based, accompanied by a certificate of a
Responsible Officer certifying that such budget is a reasonable estimate for the period covered thereby. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-81-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.02&nbsp;&nbsp;&nbsp;&nbsp;<U>Certificates; Other Information</U>. Deliver to
the Disbursing Agent and each Lender, in form and detail reasonably satisfactory to the Required Lenders: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;[reserved]; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;(i) concurrently with the delivery of the financial statements pursuant to <U>Section&nbsp;5.01(a)</U>,
<U>Section&nbsp;5.01(b)</U> and, commencing on December&nbsp;31, 2020, <U>Section&nbsp;5.01(c)</U>, a duly completed Compliance Certificate containing all information and calculations necessary for determining compliance by Holdings, the Borrower
and their Subsidiaries with the provisions of this Agreement referred to therein as of the last day of the month, fiscal quarter or fiscal year of Holdings, as the case may be and (ii)&nbsp;concurrently with the delivery of the financial statements
pursuant to <U>Section&nbsp;5.01(a)</U> and <U>Section&nbsp;5.01(b)</U>, a copy of management&#146;s discussion and analysis of the financial condition and results of operations of Holdings, the Borrower and their Subsidiaries for such fiscal
quarter or fiscal year, as compared to the previous fiscal quarter or fiscal year, as applicable, and the portion of the projections covering such periods (including commentary on (x)&nbsp;any material developments or proposals affecting Holdings,
the Borrower and their Subsidiaries or their businesses and (y)&nbsp;the reasons for any significant variations from the Projections for such period and the figures for the corresponding period in the previous fiscal year); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;promptly after any request by the Required Lenders, copies of any detailed audit reports, management letters or
recommendations submitted to the board of directors (or the audit committee of the board of directors) of Holdings, the Borrower or any of their Subsidiaries by independent accountants in connection with the accounts or books of Holdings, the
Borrower or any of their Subsidiaries or any audit of any of them; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;promptly after the same are available,
copies of each annual report, proxy or financial statement or other report or communication sent to the stockholders of Holdings, and copies of all annual, regular, periodic and special reports and registration statements which Holdings may file or
be required to file with the SEC under Section&nbsp;13 or 15(d) of the Exchange Act, or with any national securities exchange, and in any case not otherwise required to be delivered to the Lenders pursuant hereto; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;promptly after the same are available, copies of any borrowing base certificates delivered under the Revolving Loan
Agreement; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;[reserved]; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;promptly after the furnishing thereof, copies of any statement or report furnished to any holder of debt securities
of Holdings, the Borrower or any of their Subsidiaries pursuant to the terms of any indenture, loan or credit or similar agreement and not otherwise required to be furnished to the Lenders pursuant to <U>Section&nbsp;5.01</U> or any other clause of
this <U>Section&nbsp;5.02</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;as soon as available, but in any event within 30 days after the end of each
fiscal year of Holdings, a report summarizing the insurance coverage (specifying type, amount and carrier) in effect for Holdings, the Borrower and their Subsidiaries and containing such additional information as the Required Lenders may reasonably
specify; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-82-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;promptly, and in any event within five Business Days after
receipt thereof by Holdings, the Borrower or any of their Subsidiaries, copies of each notice or other correspondence received from the SEC (or any comparable agency in any applicable <FONT STYLE="white-space:nowrap">non-U.S.</FONT> jurisdiction)
concerning any investigation or possible investigation or other inquiry by such agency regarding financial or other operational results of such Loan Party or such Subsidiary; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;promptly, and in any event within five Business Days after receipt thereof by Holdings, the Borrower or any of
their Subsidiaries, copies of all notices, requests and other documents (including amendments, waivers and other modifications) received under or pursuant to any instrument, indenture, loan or credit or similar agreement regarding or related to any
breach or default by any party thereto or any other event that could materially impair the value of the interests or the rights of Holdings, the Borrower or any of their Subsidiaries and, from time to time upon request by the Required Lenders, such
information and reports regarding such instruments, indentures and loan and credit and similar agreements as the Required Lenders may reasonably request; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&nbsp;&nbsp;&nbsp;&nbsp;as soon as available, but in any event within 30 days after the end of each fiscal year of the Borrower, an updated
Perfection Certificate reflecting all changes since the date of the information most recently received by the Lenders pursuant to the Perfection Certificate delivered on the Closing Date or this paragraph (k), as the case may be; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&nbsp;&nbsp;&nbsp;&nbsp;promptly, (i)&nbsp;such additional information regarding the business, financial, legal or corporate affairs of
Holdings, the Borrower or any of their Subsidiaries, or compliance with the terms of the Loan Documents, as the Disbursing Agent or any Lender may from time to time reasonably request and (ii)&nbsp;information and documentation reasonably requested
by the Disbursing Agent or any Lender for purposes of compliance with applicable &#147;know your customer&#148; requirements under the PATRIOT Act or other applicable anti-money laundering laws. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Documents required to be delivered pursuant to <U>Section</U><U></U><U>&nbsp;5.01(a)</U>, <U>Section</U><U></U><U>&nbsp;5.01(b)</U> or
<U>Section</U><U></U><U>&nbsp;5.02(d)</U> (to the extent any such documents are included in materials otherwise filed with the SEC) may be delivered electronically and if so delivered, shall be deemed to have been delivered on the date (i)&nbsp;on
which Holdings or Borrower posts such documents, or provides a link thereto on Holdings&#146; website; or (ii)&nbsp;on which such documents are posted on Holdings&#146; or Borrower&#146;s behalf on IntraLinks/IntraAgency or another relevant website
to which each Lender has access; <I>provided</I> that: (i)&nbsp;Holdings and Borrower shall deliver paper copies of such documents to the Agents or any Lender that requests in writing that the Borrower deliver such paper copies until a written
request to cease delivering paper copies is given by the Agents or such Lender and (ii)&nbsp;the Borrower shall notify the Agents and the Lenders of the posting of any such documents. The Agents shall have no obligation to request the delivery or to
maintain copies of the documents referred to above, and in any event shall have no responsibility to monitor compliance by Holdings or Borrower with any such request for delivery, and each Lender shall be solely responsible for requesting delivery
to it or maintaining its copies of such documents. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-83-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.03&nbsp;&nbsp;&nbsp;&nbsp;<U>Notices</U>. Promptly give written notice to the
Disbursing Agent, the Collateral Agent and each Lender of: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;the occurrence of any Default or Event of Default;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;any development or event that has had, or could reasonably be expected to have, a Material Adverse Effect,
including without limitation (i)&nbsp;any breach or <FONT STYLE="white-space:nowrap">non-performance</FONT> of, or any default under, a Contractual Obligation of Holdings, the Borrower or any Subsidiary; (ii)&nbsp;any dispute, litigation,
investigation, proceeding or suspension between Holdings, the Borrower or any Subsidiary and any Governmental Authority; or (iii)&nbsp;the commencement of, or any material development in, any litigation or proceeding affecting Holdings, the Borrower
or any Subsidiary; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;the occurrence of any of the following events, as soon as possible and in any event within
30 days after any Group Member knows or has reason to know thereof: (i)&nbsp;any ERISA Event, (ii)&nbsp;the adoption of any new Single Employer Plan by any Group Member or any of their respective ERISA Affiliates, (iii)&nbsp;the adoption of an
amendment to a Single Employer Plan if such amendment results in a material increase in benefits or unfunded liabilities or (iv)&nbsp;the commencement of contributions by any Group Member or any of their respective ERISA Affiliates to a
Multiemployer Plan or Single Employer Plan other than any Single Employer Plan in existence as of the Closing Date, which, in the case of each of the foregoing <U>clauses (i)</U>&nbsp;through <U>(iv)</U>, shall specify the nature thereof, what
action such Group Member or any of their respective ERISA Affiliates has taken, is taking or proposes to take with respect thereto and, when known, any action taken or threatened by the IRS, the Department of Labor or the PBGC with respect thereto;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;any material change in accounting policies or financial reporting practices by any Loan Party or any
Subsidiary thereof; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;the (i)&nbsp;occurrence of any Disposition of Property or assets for which the Borrower is
required to make a mandatory prepayment pursuant to <U>Section&nbsp;2.07(a)</U>, (ii)&nbsp;occurrence of any sale of capital stock or other Equity Interests for which the Borrower is required to make a mandatory prepayment pursuant to
<U>Section&nbsp;2.07(c)</U>, (iii)&nbsp;incurrence or issuance of any Indebtedness for which the Borrower is required to make a mandatory prepayment pursuant to <U>Section&nbsp;2.07(d)</U>, (iv)&nbsp;receipt of any Net Cash Proceeds of any Recovery
Event for which the Borrower is required to make a mandatory prepayment pursuant to <U>Section&nbsp;2.07(b)</U> and (v)&nbsp;receipt of any Extraordinary Receipts for which the Borrowers are required to make a mandatory prepayment pursuant to
<U>Section</U><U></U><U>&nbsp;2.07(e)</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;promptly after the assertion or occurrence thereof, notice of any
action or proceeding against, or of any noncompliance by, Holdings, the Borrower or any of their Subsidiaries in respect of or with any Environmental Law or Environmental Permit that could (i)&nbsp;reasonably be expected to result in a Material
Adverse Effect or (ii)&nbsp;cause any property described in the Mortgages to be subject to any material restrictions on ownership, occupancy, use or transferability under any Environmental Law; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-84-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;the termination (other than in accordance with its terms) or
amendment in any manner materially adverse to the interests of the Lenders of any Material Agreement; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;any
change in the information provided in the Beneficial Ownership Certification that would result in a change to the list of beneficial owners identified in parts (c)&nbsp;or (d) of such certification. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each notice pursuant to this <U>Section</U><U></U><U>&nbsp;5.03</U> (other than <U>Section</U><U></U><U>&nbsp;5.03(e)</U>) shall be
accompanied by a statement of a Responsible Officer of the Borrower setting forth details of the occurrence referred to therein and stating what action the Borrower has taken or proposes to take with respect thereto. Each notice pursuant to
<U>Section</U><U></U><U>&nbsp;5.03(a)</U> shall describe with particularity any and all provisions of this Agreement and any other Loan Document that have been breached. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.04&nbsp;&nbsp;&nbsp;&nbsp;<U>Payment of Obligations</U>. (a)&nbsp;Pay, discharge or otherwise satisfy as the same shall become
due and payable in the normal conduct of its business all its obligations and liabilities in respect of Taxes imposed upon it or upon its income or profits or in respect of its property, except, in each case, (i)&nbsp;to the extent any such Tax is
being contested in good faith and by appropriate proceedings for which appropriate reserves have been established in accordance with GAAP, or (ii)&nbsp;if such failure to pay or discharge such obligations and liabilities would not reasonably be
expected to have, individually or in the aggregate, a Material Adverse Effect and (b)&nbsp;timely and accurately file all federal, state and other material Tax returns required to be filed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.05&nbsp;&nbsp;&nbsp;&nbsp;<U>Preservation of Existence, Etc</U>. (a)&nbsp;Preserve, renew and maintain in full force and effect
its legal existence and good standing under the laws of the jurisdiction of its organization, except in a transaction permitted by <U>Section</U><U></U><U>&nbsp;6.03</U> and <U>Section</U><U></U><U>&nbsp;6.04</U>; (b)&nbsp;take all reasonable action
to maintain all rights, privileges, permits, licenses and franchises necessary or desirable in the normal conduct of its business, except to the extent that failure to do so could not reasonably be expected to have a Material Adverse Effect; and
(c)&nbsp;preserve or renew all of its registered patents, trademarks, trade names and service marks, the <FONT STYLE="white-space:nowrap">non-preservation</FONT> of which could reasonably be expected to have a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.06&nbsp;&nbsp;&nbsp;&nbsp;<U>Maintenance of Property</U>. (a)&nbsp;Maintain, preserve and protect all of its material
properties and equipment necessary in the operation of its business in good working order and condition, ordinary wear and tear excepted; (b)&nbsp;make all necessary repairs thereto and renewals and replacements thereof except where the failure to
do so could not reasonably be expected to have a Material Adverse Effect; and (c)&nbsp;use the standard of care typical in the industry in the operation and maintenance of its facilities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.07&nbsp;&nbsp;&nbsp;&nbsp;<U>Maintenance of Insurance</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Maintain with financially sound and reputable insurance companies not Affiliates of the Borrower insurance with
respect to its properties and business against loss or damage of the kinds customarily insured against by Persons engaged in the same or a similar </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-85-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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business of such types and in such amounts as are customarily carried under similar circumstances by such other Persons, and all such insurance shall (i)&nbsp;provide for not less than 30
days&#146; (10 days&#146; in the case of failure to pay premium) prior notice to the Collateral Agent of termination, lapse or cancellation of such insurance, (ii)&nbsp;name the Collateral Agent as loss payee (in the case of property insurance) or
additional insured on behalf of the Secured Parties (in the case of liability insurance) and (iii)&nbsp;be reasonably satisfactory in all other respects to the Required Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;If any portion of any Mortgaged Property is at any time located in an area identified by the Federal Emergency
Management Agency (or any successor agency) as a Special Flood Hazard Area with respect to which flood insurance has been made available under the National Flood Insurance Act of 1968 (as now or hereafter in effect) or any successor act thereto,
then the Borrower shall, or shall cause the applicable Loan Party to (i)&nbsp;maintain, or cause to be maintained, with a financially sound and reputable insurer, flood insurance in an amount and otherwise sufficient to comply with all applicable
rules and regulations promulgated pursuant to the Flood Disaster Protection Act and the National Flood Insurance Act of 1968 and (ii)&nbsp;deliver to the Collateral Agent evidence of such compliance in form and substance reasonably acceptable to the
Required Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.08&nbsp;&nbsp;&nbsp;&nbsp;<U>Books and Records; Inspection Rights</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;Maintain proper books of record and account, in which full, true and correct entries in conformity with
GAAP consistently applied shall be made of all financial transactions and matters involving the assets and business of Holdings, the Borrower or such Subsidiary, as the case may be; and (ii)&nbsp;maintain such books of record and account in material
conformity with all applicable requirements of any Governmental Authority having regulatory jurisdiction over Holding, the Borrower or such Subsidiary, as the case may be. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Permit representatives and independent contractors of the Lenders to visit and inspect any of its properties, to
examine its corporate, financial and operating records, and make copies thereof or abstracts therefrom, and to discuss its affairs, finances and accounts with its directors, officers, and independent public accountants, all at the expense of the
Borrower and at such reasonable times during normal business hours not more than once per year, upon reasonable advance notice to the Borrower; <I>provided</I>, <I>however</I>, that when an Event of Default exists any Lender (or any of their
respective representatives or independent contractors) may do any of the foregoing at the expense of the Borrower at any time during normal business hours as often as may be desired and without advance notice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.09&nbsp;&nbsp;&nbsp;&nbsp;<U>Compliance with Laws</U>. Comply with all Requirements of Law and all orders, writs, injunctions
and decrees applicable to it or to its business or property, except in such instances in which (a)&nbsp;such Requirement of Law or order, writ, injunction or decree is being contested in good faith by appropriate proceedings diligently conducted or
(b)&nbsp;the failure to comply therewith could not reasonably be expected to have a Material Adverse Effect. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-86-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.10&nbsp;&nbsp;&nbsp;&nbsp;<U>Compliance with Environmental Laws; Preparation
of Environmental Reports</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;Comply, and cause all lessees and other Persons operating or occupying
its properties to comply, with all applicable Environmental Laws and Environmental Permits; (ii)&nbsp;obtain and renew all Environmental Permits necessary for its operations and properties; (iii)&nbsp;conduct any investigation, study, sampling and
testing, and undertake any cleanup, response or other corrective action necessary to address any Releases of Materials of Environmental Concern at, on, under or emanating from any property owned, leased or operated to the extent required by and in
accordance with Environmental Laws, and as necessary to avoid any material restrictions on ownership, occupancy, use or transferability or any material impairment of the value of the impacted property and (iv)&nbsp;make an appropriate response to
any investigation, notice, demand, claim, suit or other proceeding asserting Environmental Liability against Holdings, the Borrower or any of their Subsidiaries and discharge any obligations it may have to any Person thereunder, except in the case
of each of <U>clauses (i)</U>&nbsp;through <U>(iv)</U>, where the failure to do so could not reasonably be expected to result in a Material Adverse Effect; <I>provided</I> that none of Holdings, the Borrower or any of their Subsidiaries shall be
required to undertake any such investigation, study, sampling, testing, cleanup, removal, remedial or other responsive action to the extent that its obligation to do so is being contested in good faith and by proper proceedings and appropriate
reserves are being maintained with respect to such circumstances in accordance with GAAP. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;At the reasonable
request of the Required Lenders, based upon a reasonable belief that Holdings, the Borrower or any of their Subsidiaries is in material breach of its obligations under this <U>Section</U><U></U><U>&nbsp;5.10</U> or at any other time if an Event of
Default has occurred and is continuing provide to the Lenders within 60 Business Days after such request, at the expense of the Borrower, an environmental site assessment report for any properties owned, leased or operated by it described in such
request, prepared by an environmental consulting firm reasonably acceptable to the Required Lenders, describing the Release and any response or other corrective action to address any Materials of Environmental Concern on such properties and the
estimated cost thereof; without limiting the generality of the foregoing, if the Borrower has not provided such environmental site assessment report within the time referred to above, the Lenders may retain an environmental consulting firm to
prepare such report at the expense of the Borrower, and the Borrower hereby grants and agrees to cause any Subsidiary that owns or leases any property described in such request to grant the Lenders, such firm and any agents or representatives
thereof reasonable access, subject to the rights of tenants or necessary consent of landlords, to enter onto their respective properties to undertake such an assessment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.11&nbsp;&nbsp;&nbsp;&nbsp;<U>Use of Proceeds</U>. Use the proceeds of the Loans only for the purposes specified in the recitals
to this Agreement. The Borrower will not request any Credit Extension, and the Borrower shall not use, and shall procure that its Subsidiaries and its or their respective directors, officers, employees and agents shall not use, the proceeds of any
Credit Extension (a)&nbsp;in furtherance of an offer, payment, promise to pay, or authorization of the payment or giving of money, or anything else of value, to any Person in violation of any Anti-Corruption Laws, (b)&nbsp;for the purpose of
funding, financing or facilitating any activities, business or transaction of or with any Sanctioned Person, or in any Sanctioned Country, (c)&nbsp;in any manner that would result in the violation of any Sanctions applicable to any party hereto or
(d)&nbsp;to purchase or carry Margin Stock or to extend credit to others for the purpose of purchasing or carrying Margin Stock. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-87-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.12&nbsp;&nbsp;&nbsp;&nbsp;<U>Covenant to Guarantee Obligations and Give
Security</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Execute any and all further documents, financing statements, agreements and instruments, and
take all further action (including filing Uniform Commercial Code and other financing statements, Mortgages and deeds of trust) that may be required under applicable Requirements of Law, or that the Required Lenders or the Collateral Agent may
reasonably request, in order to effectuate the Transactions contemplated by the Loan Documents and in order to grant, preserve, protect and perfect the validity and priority of the security interests created or intended to be created by the Security
Documents. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;In the event that (x)&nbsp;any Person becomes a Subsidiary (other than an Excluded Subsidiary) of
the Borrower or any other Loan Party or (y)&nbsp;any Subsidiary of the Borrower or any other Loan Party that previously was an Excluded Subsidiary ceases to be an Excluded Subsidiary, each of Holdings and the Borrower shall, and shall cause each
other such Person to (a)&nbsp;within 30 days after such event (or such longer period of time reasonably acceptable to the Required Lenders), cause such Person referred to in <U>clause (x)</U>&nbsp;or <U>(y)</U>, as applicable, to become a Guarantor
and a Grantor under (and as defined in) the Guarantee and Collateral Agreement by executing and delivering to the Collateral Agent a counterpart agreement or supplement to the Guarantee and Collateral Agreement in accordance with its terms and
(b)&nbsp;take all such actions and execute and deliver, or cause to be executed and delivered, all such documents, instruments, agreements, and certificates necessary or as may be reasonably requested by the Collateral Agent or the Required Lenders
in order to cause the Collateral Agent, for the benefit of the Secured Parties, to have a Lien on all assets of such Person (other than Excluded Assets), which Lien shall (other than with respect to assets constituting Excluded Perfection Assets) be
perfected and shall be of first priority (subject to (i)&nbsp;in the case of all such assets constituting Equity Interests, Permitted Equity Liens and (ii)&nbsp;in the case of all such other assets, Permitted Liens) and shall deliver or cause to be
delivered to the Collateral Agent, items as are similar to those described in <U>Section</U><U></U><U>&nbsp;4.02(e)</U>, <U>Section</U><U></U><U>&nbsp;4.02(h)</U>, <U>Section</U><U></U><U>&nbsp;4.02(j)</U> and
<U>Section</U><U></U><U>&nbsp;4.02(k)</U> hereof, <U>Section</U><U></U><U>&nbsp;5.14</U> hereof and <U>Section</U><U></U><U>&nbsp;5</U> of the Guarantee and Collateral Agreement and, to the extent applicable, any additional Mexican Security
Documents. With respect to each such Subsidiary of the Borrower or any other Loan Party, the Borrower shall, within 30 days of such event (or such longer period of time reasonably acceptable to the Required Lenders), send to the Lenders and the
Collateral Agent written notice setting forth with respect to such Person (i)&nbsp;the date on which such Person became a Subsidiary (that is not an Excluded Subsidiary) of the Borrower or any other Loan Party or ceased to be an Excluded Subsidiary
and (ii)&nbsp;all of the data required to be set forth in <U>Schedule 3.18</U> with respect to all Subsidiaries of Holdings, and such written notice shall be deemed to supplement <U>Schedule 3.18</U> for all purposes hereof. Notwithstanding anything
to the contrary set forth herein, in no event shall this <U>Section</U><U></U><U>&nbsp;5.12(b)</U> require the granting of any Lien on any Excluded Assets or the perfection of any Lien on any Excluded Perfection Assets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;In the event that (i)&nbsp;any Loan Party acquires any Material Owned Real Property, (ii)&nbsp;any Person becomes a
Subsidiary (other than an Excluded Subsidiary) of the </P>
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Borrower or any other Loan Party and such Person owns any Material Owned Real Property at such time, (iii)&nbsp;any Subsidiary ceases to be an Excluded Subsidiary and such Subsidiary owns any
Material Owned Real Property at such time or (iv)&nbsp;any Real Property of a Loan Party becomes Material Owned Real Property after the Closing Date, and such interest in such Material Owned Real Property has not otherwise been made subject to the
Lien of the Security Documents in favor of Collateral Agent for the benefit of the Secured Parties, then each of Holdings and the Borrower shall, or shall cause such Subsidiary to, within 90 days of such event (or such longer period of time
reasonably acceptable to the Required Lenders), take all such actions and execute and deliver, or cause to be executed and delivered, all such Mortgages, documents, instruments, agreements and certificates with respect to each such Material Owned
Real Property necessary or that the Required Lenders or the Collateral Agent shall reasonably request to create in favor of the Collateral Agent, for the benefit of the Secured Parties, a valid first-priority security interest (subject to Permitted
Prior Liens) in such Material Owned Real Property and shall deliver to the Collateral Agent title reports, surveys necessary to provide a Title Policy (defined below), ALTA mortgagee extended coverage title insurance policies or commitments therefor
issued by one or more title companies (the &#147;<U>Title Company</U>&#148;) reasonably satisfactory to the Required Lenders with respect to each Mortgaged Property (each, a &#147;<U>Title Policy</U>&#148;), in amounts not less than 110% of the fair
market value of each Mortgaged Property that is owned in fee insuring the fee simple title to each of the fee owned Mortgaged Properties vested in the applicable Loan Party and insuring the Collateral Agent that the relevant Mortgage creates a valid
and enforceable first-priority Lien on the Mortgaged Property encumbered thereby, together with all endorsements reasonably requested by the Required Lenders, legal opinions, flood certificates, flood insurance (if required) and other items with
respect to such Material Owned Real Property. In addition to the foregoing, the Borrower shall, at the request of the Collateral Agent or the Required Lenders, deliver, from time to time, to the Collateral Agent such appraisals as are required by
law or regulation of any Material Owned Real Property with respect to which the Collateral Agent has been granted a Lien. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.13&nbsp;&nbsp;&nbsp;&nbsp;<U>Further Assurances</U>. Promptly upon request by any Agent, or any Lender, (a)&nbsp;correct any
material defect or error that may be discovered in any Loan Document or in the execution, acknowledgment, filing or recordation thereof, and (b)&nbsp;do, execute, acknowledge, deliver, record, <FONT STYLE="white-space:nowrap">re-record,</FONT> file,
<FONT STYLE="white-space:nowrap">re-file,</FONT> register and <FONT STYLE="white-space:nowrap">re-register</FONT> any and all such further acts, deeds, certificates, assurances and other instruments as the Disbursing Agent, the Collateral Agent or
any Lender may reasonably require from time to time in order to (i)&nbsp;carry out more effectively the purposes of the Loan Documents, (ii)&nbsp;to the fullest extent permitted by applicable law, subject any Loan Party&#146;s properties, assets,
rights or interests to the Liens now or hereafter intended to be covered by any of the Security Documents, (iii)&nbsp;perfect and maintain the validity, effectiveness and priority of any of the Security Documents and any of the Liens intended to be
created thereunder and (iv)&nbsp;assure, convey, grant, assign, transfer, preserve, protect and confirm more effectively unto the Secured Parties the rights granted or now or hereafter intended to be granted to the Secured Parties under any Loan
Document or under any other instrument executed in connection with any Loan Document to which any Loan Party or any of its Subsidiaries is or is to be a party. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-89-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;5.14&nbsp;&nbsp;&nbsp;&nbsp;<U>Post-Closing Undertakings</U>. Within the time
periods specified on <U>Schedule 5.14</U> (or such later date to which the Required Lenders consent), comply with the provisions set forth in <U>Schedule 5.14</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section&nbsp;
5.15&nbsp;&nbsp;&nbsp;&nbsp;Issuance of Additional Warrants. If any Second Amendment Loans remain outstanding on March&nbsp;31, 2022, Holdings shall immediately issue to the Lenders and/or their Affiliates additional warrants in form and substance
satisfactory to the Lenders to purchase 5.0% of the Common Stock Deemed Outstanding on the date of any partial or full exercise of such warrants at the same purchase price as included in the Warrants issued to the Lenders and/or their Affiliates on
the Closing Date.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section&nbsp;5.16&nbsp;&nbsp;&nbsp;&nbsp;Lender Calls. No later than 20 days after the end of each month, cause the chief
financial officer of the Borrower to attend a meeting (via telephone or videoconference) with the Lenders to discuss the financial performance of the Loan Parties and their Subsidiaries.</U></FONT><FONT STYLE="font-family:Times New Roman">
</FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section&nbsp;
5.17&nbsp;&nbsp;&nbsp;&nbsp;Additional Covenants. Comply with the following covenants within the time periods set forth below:</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(a)&nbsp;
&nbsp;&nbsp;&nbsp;Deliver to the Lenders one or more reasonably detailed termsheets with respect to at least $15,000,000 of additional Liquidity no later than July&nbsp;31, 2021; and</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">(b)&nbsp;
&nbsp;&nbsp;&nbsp;File a Form <FONT STYLE="white-space:nowrap">S-3</FONT> registration statement with the SEC no later than August&nbsp;31, 2021.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VI </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NEGATIVE
COVENANTS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each of Holdings and the Borrower hereby jointly and severally agrees that, on and after the Closing Date until Payment in
Full, each of Holdings and the Borrower shall not, and shall not permit any Subsidiary (other than any Railcar Leasing Subsidiary) to, directly or indirectly: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.01&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Indebtedness</U>. Create, incur, assume or suffer to exist any Indebtedness, except:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Indebtedness of any Loan Party created hereunder and under the other Loan Documents; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;unsecured Indebtedness of the Borrower owing to any Subsidiary, and of any Subsidiary owing to the Borrower or any
other Subsidiary, to the extent constituting an Investment permitted by <U>Section</U><U></U><U>&nbsp;6.06(c)</U>; <I>provided</I> that (i)&nbsp;any such Indebtedness owed to a Loan Party shall be evidenced by a promissory note that shall be pledged
to the Collateral Agent in accordance with the terms of the Guarantee and Collateral Agreement and (ii)&nbsp;all such Indebtedness of any Loan Party owed to any Subsidiary that is not a Loan Party shall be subject to and evidenced by the
Subordinated Intercompany Note; </P>
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STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-90-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Indebtedness in respect of Capital Lease Obligations and Purchase
Money Obligations financing an acquisition, construction, repair, replacement, lease or improvement of a fixed or capital asset incurred by the Borrower or any Subsidiary within 270 days after the acquisition, construction, repair, replacement,
lease or improvement of the applicable asset in an aggregate principal amount not to exceed $10,000,000 at any one time outstanding; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;Indebtedness outstanding on the Closing Date and listed on <U>Schedule 6.01</U> and any Permitted Refinancing Debt
in respect thereof; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;Guarantee Obligations by Holdings, the Borrower or any Subsidiary in respect of any
Indebtedness of the Borrower or any Subsidiary otherwise permitted to be incurred by the Borrower or such Subsidiary hereunder; <I>provided</I> that (A)&nbsp;no Guarantee Obligations in respect of any Junior Indebtedness shall be permitted unless
the guaranteeing party shall have also provided a guarantee of the Obligations on the terms set forth in the Guarantee and Collateral Agreement and (B)&nbsp;if the Indebtedness being guaranteed is subordinated to the Obligations, such guarantee
shall be subordinated to the guarantee of the Obligations on terms at least as favorable to the Lenders as those contained in the subordination of such Indebtedness; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;Indebtedness in respect of Swap Contracts entered into in the ordinary course of business, and not for speculative
purposes, to protect against (i)&nbsp;changes in interest rates or (ii)&nbsp;changes in commodity prices or foreign exchange rates; <I>provided however</I>, that the aggregate amount of all such Indebtedness under this clause (ii)&nbsp;at any one
time outstanding shall not exceed $1,000,000; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;Indebtedness of the Borrower or any Subsidiary arising from the
honoring by a bank or other financial institution of a check, draft or similar instrument inadvertently drawn by the Borrower or such Subsidiary in the ordinary course of business against insufficient funds, so long as such Indebtedness is repaid
within five Business Days; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;Indebtedness of the Borrower or any Subsidiary in the form of earn-outs,
indemnification, incentive, <FONT STYLE="white-space:nowrap">non-compete,</FONT> consulting or other similar arrangements and other contingent obligations in respect of any Investments permitted by <U>Section</U><U></U><U>&nbsp;6.06</U> (before any
liability associated therewith becomes fixed) and (ii)&nbsp;Indebtedness incurred by the Borrower or any Subsidiary arising from agreements providing for indemnification related to sales of goods or adjustment of purchase price or similar
obligations in any case incurred in connection with the Disposition of any business, assets or Subsidiary; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;Indebtedness of the Borrower or any Subsidiary in respect of letters of credit, bank guarantees, bankers&#146;
acceptances, warehouse receipts or similar instruments created or issued in the ordinary course of business in connection with workers&#146; compensation claims, health, disability or other employee benefits or property, casualty or liability
insurance or self-insurance or other Indebtedness with respect to reimbursement-type obligations regarding workers&#146; compensation claims; <I>provided</I> that any reimbursement obligations in respect thereof are reimbursed within 30 days
following the incurrence thereof (or within such longer period as is permitted without interest or other charges under the benefit plan under which reimbursement is to be made); </P>
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STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-91-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;obligations in respect of performance, bid, customs, government,
appeal and surety bonds, performance and completion guaranties and similar obligations provided by the Borrower or any Subsidiary, in each case in the ordinary course of business; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&nbsp;&nbsp;&nbsp;&nbsp;Indebtedness owing to any insurance company in connection with the financing of any insurance premiums permitted by
such insurance company in the ordinary course of business; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;Indebtedness representing deferred
compensation or stock-based compensation to employees of Holdings or any Subsidiary incurred in the ordinary course of business and (ii)&nbsp;Indebtedness consisting of obligations of Holdings or any Subsidiary under deferred compensation or other
similar arrangements incurred in connection with the Transactions and any Investment permitted hereunder; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&nbsp;&nbsp;&nbsp;&nbsp;to
the extent constituting Indebtedness, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">take-or-pay</FONT></FONT> obligations contained in supply arrangements; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&nbsp;&nbsp;&nbsp;&nbsp;the Revolving Loan Indebtedness (and any refinancing in respect of such Revolving Loan Indebtedness that is
incurred in accordance with the terms of the Intercreditor Agreement); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(o)&nbsp;&nbsp;&nbsp;&nbsp;Indebtedness in connection with
treasury management and commercial credit card, merchant card and purchase or procurement card services entered into in the ordinary course of business; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(p)&nbsp;&nbsp;&nbsp;&nbsp;additional Indebtedness of the Borrower or any Subsidiary in an aggregate principal amount not to exceed $2,500,000
at any one time outstanding; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(q)&nbsp;&nbsp;&nbsp;&nbsp;unsecured Indebtedness in the form of the SBA PPP Loan the aggregate principal
amount of which does not exceed $10,000,000 at any time; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(r)&nbsp;&nbsp;&nbsp;&nbsp;(i) Indebtedness and (ii)&nbsp;Guarantee Obligations
or letters of credit, bank guaranties, surety bonds and similar instruments, in each case (x)&nbsp;incurred in the ordinary course of business in respect of obligations owed to suppliers, customers, franchisees, lessors, licensees or sublicensees or
(y)&nbsp;otherwise constituting Investments permitted by <U>Section</U><U></U><U>&nbsp;6.06(w)</U>; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(s)&nbsp;&nbsp;&nbsp;&nbsp;Indebtedness of the Mexican Subsidiaries under the Mexican ABL Credit Facility (and any refinancing in respect
thereof); and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(t)&nbsp;&nbsp;&nbsp;&nbsp;all premium (if any), interest (including post-petition interest), fees, expenses, charges,
amortization of original issue discount, interest paid in kind and additional or contingent interest on obligations described in <U>Section</U><U></U><U>&nbsp;6.01(a)</U> through <U>Section</U><U></U><U>&nbsp;6.01(s)</U> above. </P>
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STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-92-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.02&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Liens</U>. Create, incur, assume
or suffer to exist any Lien upon any of its Property, whether now owned or hereafter acquired, except for: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Liens pursuant to any Loan Document; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Liens in existence on the Closing Date and listed on <U>Schedule </U>6.02, and any Lien granted as a replacement or
substitute therefor; <I>provided</I> that any such replacement or substitute Lien (i)&nbsp;does not secure an aggregate amount of Indebtedness or other obligations, if any, greater than that secured on the Closing Date (<I>minus</I> the aggregate
amount of any permanent repayments and prepayments thereof since the Closing Date but only to the extent that such repayments and prepayments by their terms cannot be reborrowed or redrawn and do not occur in connection with a refinancing of all or
a portion of such Indebtedness) and (ii)&nbsp;does not encumber any Property other than the Property subject thereto on the Closing Date (<I>plus</I> improvements and accessions to such Property); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Liens for Taxes not yet due or that are being contested in good faith by appropriate proceedings diligently
conducted; <I>provided</I> that adequate reserves with respect thereto are maintained on the books of Holdings or the applicable Subsidiary, in conformity with GAAP; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;statutory or common law Liens of landlords, carriers, warehousemen, mechanics, materialmen, repairmen, construction
contractors or other like Liens arising in the ordinary course of business that secure amounts not overdue for a period of more than 30 days (or, if more than 30 days overdue, that are unfiled and no other action has been taken to enforce such Lien)
or that are being contested in good faith by appropriate proceedings diligently conducted; <I>provided</I> that adequate reserves with respect thereto are maintained on the books of Holdings or the applicable Subsidiary, in conformity with GAAP;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;pledges or deposits in the ordinary course of business in connection with workers&#146; compensation,
unemployment insurance and other social security legislation and (ii)&nbsp;pledges and deposits in the ordinary course of business securing liability for reimbursement or indemnification obligations of (including obligations in respect of letters of
credit or bank guarantees for the benefit of) insurance carriers providing property, casualty or liability insurance to Holdings, the Borrower or any of their Subsidiaries; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;deposits and other Liens to secure the performance of bids, trade contracts, governmental contracts and other
similar contracts (other than Indebtedness for borrowed money), leases (other than Capital Leases), subleases, statutory obligations, surety, stay, judgment and appeal bonds, performance bonds and other obligations of a like nature incurred in the
ordinary course of business; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;encumbrances shown as exceptions in the title insurance policies insuring the
Mortgages, easements, zoning restrictions, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">rights-of-way,</FONT></FONT> restrictions, encroachments, protrusions and other similar encumbrances incurred in the ordinary course of
business that, in the aggregate, do not materially detract from the value, or materially interfere with the use, of the Property subject thereto or materially interfere with the ordinary conduct of the business of Holdings, the Borrower or any of
their Subsidiaries, taken as a whole; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-93-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;Liens securing Indebtedness permitted under
<U>Section</U><U></U><U>&nbsp;6.01(c)</U>; <I>provided</I> that (i)&nbsp;such Liens do not at any time encumber any Property other than the Property financed by such Indebtedness and (ii)&nbsp;the Indebtedness secured thereby does not exceed, at the
time of incurrence thereof, the lesser of the cost or fair market value of the Property secured by such Lien; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;Liens on insurance policies and proceeds thereof securing the financing of the premiums with respect thereto; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;any interest or title of a lessor, sublessor, licensor or sublicensor under any lease, sublease, license or
sublicense entered into by Holdings, the Borrower or any of their Subsidiaries in the ordinary course of its business and covering only the assets so leased or licensed; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&nbsp;&nbsp;&nbsp;&nbsp;Liens on equipment arising from precautionary UCC financing statements regarding operating leases of equipment;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;Liens in favor of customs and revenue authorities arising as a matter of law to secure the payment of
customs duties in connection with the importation of goods in the ordinary course of business and (ii)&nbsp;Liens on specific items of inventory or other goods and proceeds thereof of any Person securing such Person&#146;s obligations in respect of
bankers&#146; acceptances or letters of credit permitted under <U>Section</U><U></U><U>&nbsp;6.01</U> issued or created for the account of such Person to facilitate the purchase, shipment or storage of such inventory or other goods in the ordinary
course of business; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&nbsp;&nbsp;&nbsp;&nbsp;Liens arising out of conditional sale, title retention, consignment or similar
arrangements for the sale of goods entered into by Holdings, the Borrower and their Subsidiaries in the ordinary course of business permitted by this Agreement; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&nbsp;&nbsp;&nbsp;&nbsp;Liens on cash or Cash Equivalents used to defease or to satisfy and discharge Indebtedness; <I>provided</I> that
such defeasance or satisfaction and discharge is permitted by this Agreement; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(o)&nbsp;&nbsp;&nbsp;&nbsp;Liens encumbering reasonable
customary initial deposits and margin deposits and similar Liens attaching to commodity trading accounts or other brokerage accounts incurred in the ordinary course of business and not for speculative purposes; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(p)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;Liens that are contractual or common law rights of <FONT STYLE="white-space:nowrap">set-off</FONT>
relating to (A)&nbsp;the establishment of depository relations in the ordinary course of business with banks not given in connection with the issuance of Indebtedness or (B)&nbsp;pooled deposit or sweep accounts of Holdings, the Borrower and any
Subsidiary to permit satisfaction of overdraft or similar obligations incurred in the ordinary course of business of Holdings, the Borrower and their Subsidiaries and (ii)&nbsp;other Liens securing cash management obligations (that do not constitute
Indebtedness) in the ordinary course of business; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-94-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(q)&nbsp;&nbsp;&nbsp;&nbsp;Liens of a collection bank arising under <FONT
STYLE="white-space:nowrap">Section&nbsp;4-208</FONT> or <FONT STYLE="white-space:nowrap">Section&nbsp;4-210</FONT> of the UCC on items in the course of collection; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(r)&nbsp;&nbsp;&nbsp;&nbsp;Liens on Equity Interests in joint ventures securing obligations of such joint venture; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(s)&nbsp;&nbsp;&nbsp;&nbsp;judgment Liens in respect of judgments not constituting an Event of Default under
<U>Section</U><U></U><U>&nbsp;7.01(i)</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(t)&nbsp;&nbsp;&nbsp;&nbsp;Liens on the assets of the Loan Parties (other than the Mexican
Subsidiaries) created under the Revolving Loan Documents to secure the Revolving Loan Indebtedness, which are subject to the Intercreditor Agreement; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(u)&nbsp;&nbsp;&nbsp;&nbsp;Liens securing the Mexican ABL Credit Facility, which are subject to an intercreditor agreement in form and
substance satisfactory to the Required Lenders and the Collateral Agent; <I>provided</I>, that such Liens only encumber inventory and related assets owned by the Mexican Subsidiaries and located in Mexico and other assets acceptable to the Required
Lenders; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v)&nbsp;&nbsp;&nbsp;&nbsp;Liens not otherwise permitted by this <U>Section</U><U></U><U>&nbsp;6.02</U> on assets not
otherwise constituting Collateral so long as (i)&nbsp;the aggregate outstanding principal amount of the obligations secured thereby and (ii)&nbsp;the aggregate fair market value (determined, in the case of each such Lien, as of the date such Lien is
incurred) of the assets subject thereto does not exceed $1,000,000 at any one time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.03&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Fundamental Changes</U>. Enter into any merger, acquisition, consolidation or
amalgamation, or liquidate, wind up or dissolve itself (or suffer any liquidation or dissolution), or Dispose of (whether in one transaction or in a series of transactions) all or substantially all of its Property or business (whether now owned or
hereafter acquired) or less than all of the Equity Interests of any Subsidiary (except to qualified directors if required by law), except that: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;so long as no Default or Event of Default exists or would result therefrom, any Subsidiary may be merged,
amalgamated or consolidated with or into the Borrower or any Subsidiary Guarantor (<I>provided</I> that the Borrower or a Subsidiary Guarantor shall be the continuing or surviving corporation or simultaneously with such merger, amalgamation or
consolidation, the continuing or surviving Person shall become a Subsidiary Guarantor and the Borrower shall comply with <U>Section</U><U></U><U>&nbsp;5.12</U> in connection therewith); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;any Subsidiary that is not a Loan Party may merge, amalgamate or consolidate with or into any other Subsidiary that
is not a Loan Party; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-95-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;any Subsidiary may Dispose of all or substantially all of its
assets (upon voluntary liquidation or otherwise) to Holdings, the Borrower or any Subsidiary Guarantor; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;any
Subsidiary that is not a Loan Party may Dispose of all or substantially all of its assets (upon voluntary liquidation or otherwise) to any other Subsidiary that is not a Loan Party; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;so long as no Default or Event of Default exists or would result therefrom, any Disposition permitted by
<U>Section</U><U></U><U>&nbsp;6.04</U> and any merger, amalgamation, consolidation, dissolution, liquidation, investment or Disposition the purpose of which is to effect a Disposition permitted by <U>Section</U><U></U><U>&nbsp;6.04</U> may be
consummated; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;Holdings, the Borrower and their Subsidiaries may consummate the Transactions as contemplated by,
and in compliance with, the Loan Documents; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;Holdings, the Borrower and their Subsidiaries may consummate the
Mexico JV Transaction as contemplated by, and in compliance with, the Mexico JV Acquisition Agreement; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;any
Subsidiary may liquidate or dissolve if (i)&nbsp;the Borrower determines in good faith that such liquidation or dissolution is in the best interest of the Borrower and the Subsidiaries and is not materially disadvantageous to the Lenders and
(ii)&nbsp;if such Subsidiary is a Loan Party, any assets or business of such Subsidiary not otherwise disposed of or transferred in accordance with this <U>Section</U><U></U><U>&nbsp;6.03</U> and <U>Section</U><U></U><U>&nbsp;6.04</U> or, in the
case of any such business, discontinued, shall be transferred to, or otherwise owned or conducted by, a Loan Party after giving effect to such liquidation or dissolution. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.04&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Dispositions</U>. Dispose of any of its Property (including, without limitation,
receivables and leasehold interests), whether now owned or hereafter acquired, or, in the case of any Subsidiary, issue or sell any Equity Interests of such Subsidiary to any Person, except: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Dispositions of surplus, obsolete or worn out Property and Property no longer used or useful in the conduct of the
business of the Borrower or any Subsidiary in the ordinary course of business; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;the lapse, abandonment,
cancellation or <FONT STYLE="white-space:nowrap">non-exclusive</FONT> license of any immaterial Intellectual Property in the ordinary course of business; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Dispositions of inventory or goods held for sale in the ordinary course of business; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;Dispositions permitted by <U>Section</U><U></U><U>&nbsp;6.03</U> (excluding
<U>Section</U><U></U><U>&nbsp;6.03(e)</U> and <U>Section</U><U></U><U>&nbsp;6.03(h)</U>); </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-96-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;any sale or issuance of (i)&nbsp;the Equity Interests of any
Subsidiary to Holdings, the Borrower or any Subsidiary Guarantor and (ii)&nbsp;the Equity Interests of any Subsidiary that is not a Loan Party to any other Subsidiary that is not a Loan Party; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;any Disposition of other assets for fair market value not to exceed $2,500,000<B> </B>per fiscal year of Holdings;
<I>provided</I> that (i)&nbsp;no Default or Event of Default exists or would result therefrom, (ii)&nbsp;at least 75% of the total consideration for any such Disposition shall be received by the Borrower and the Subsidiaries in the form of cash and
Cash Equivalents (in each case, free and clear of all Liens at the time received, other than <FONT STYLE="white-space:nowrap">non-consensual</FONT> Liens permitted by <U>Section</U><U></U><U>&nbsp;6.02</U>) and (iii)&nbsp;the requirements of
<U>Section</U><U></U><U>&nbsp;2.07(a)</U>, to the extent applicable, are complied with in connection therewith; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;transfers of condemned Property as a result of the exercise of &#147;eminent domain&#148; or other similar policies
to the respective Governmental Authority or agency that has condemned the same (whether by deed in lieu of condemnation or otherwise), and transfers of properties that have been subject to a casualty to the respective insurer of such Property as
part of an insurance settlement; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;Dispositions of Investments in joint ventures to the extent required by, or
made pursuant to, customary buy/sell arrangements between the joint venture parties set forth in joint venture agreements and similar binding agreements; <I>provided</I> that the requirements of <U>Section</U><U></U><U>&nbsp;2.07(a)</U>, to the
extent applicable, are complied with in connection therewith; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;the sale or discount, in each case without
recourse and in the ordinary course of business, of overdue accounts receivable arising in the ordinary course of business, but only in connection with the compromise or collection thereof consistent with customary industry practice (and not as part
of any bulk sale or financing of receivables); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;transfers of Property by (i)&nbsp;Holdings or the Borrower to
any Subsidiary Guarantor, (ii)&nbsp;any Subsidiary Guarantor to Holdings, the Borrower or any other Subsidiary Guarantor or (iii)&nbsp;any Subsidiary that is not a Loan Party to (A)&nbsp;Holdings, the Borrower or any Subsidiary Guarantor for no more
than fair market value or (B)&nbsp;any other Subsidiary that is not a Loan Party; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&nbsp;&nbsp;&nbsp;&nbsp;dispositions and/or
terminations of leases, subleases, licenses and sublicenses in the ordinary course of business and which do not materially interfere with the business of the Borrower or any of the Subsidiaries; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&nbsp;&nbsp;&nbsp;&nbsp;Dispositions of Cash Equivalents; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&nbsp;&nbsp;&nbsp;&nbsp;Dispositions of Property (other than Equity Interests or all or substantially all of the assets of Holdings, the
Borrower or any of their Subsidiaries) to the extent that (i)&nbsp;such property is exchanged for credit against the purchase price of similar replacement property or (ii)&nbsp;the proceeds of such Disposition are promptly applied to the purchase
price of such replacement property; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-97-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&nbsp;&nbsp;&nbsp;&nbsp;the unwinding of any Swap Contract in accordance with its terms;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(o)&nbsp;&nbsp;&nbsp;&nbsp;to the extent constituting Dispositions, (i)&nbsp;Liens permitted by <U>Section</U><U></U><U>&nbsp;6.02</U>,
(ii)&nbsp;Restricted Payments permitted by <U>Section</U><U></U><U>&nbsp;6.05</U> (excluding <U>Section</U><U></U><U>&nbsp;6.05(h)</U>),(iii)&nbsp;Investments permitted by <U>Section</U><U></U><U>&nbsp;6.07</U>, and (iv)&nbsp;Sale and Leasebacks
permitted by <U>Section</U><U></U><U>&nbsp;6.09</U>; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(p)&nbsp;&nbsp;&nbsp;&nbsp;(i) the Shoals Facility Lease Termination and
(ii)&nbsp;Dispositions of machinery and equipment in connection with the closing of the Shoals Facility to the Mexican Subsidiaries or otherwise, including any further Dispositions of such machinery and equipment by the Mexican Subsidiaries. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">To the extent any Collateral is Disposed of as expressly permitted by this <U>Section</U><U></U><U>&nbsp;6.04</U> to any Person that is not a
Loan Party, such Collateral shall be sold free and clear of the Liens created by the Loan Documents, and the Collateral Agent shall be authorized to take any actions deemed appropriate in order to effectuate the foregoing. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.05&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Restricted Payments</U>. Declare or make, directly or indirectly, any Restricted
Payment, or incur any obligation (contingent or otherwise) to do so, except that so long as no Default or Event of Default shall have occurred and be continuing at the time of any action described below or would result therefrom: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower or any Subsidiary may make Restricted Payments to another Loan Party; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower or any Subsidiary may make Restricted Payments to Holdings the proceeds of which will be used to pay
the Tax Distribution Amount or any Parent Expenses; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Holdings may declare and make Restricted Payments on any
class of Equity Interests of Holdings payable solely in the form of Qualified Equity Interests of Holdings; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower or any Subsidiary may make Restricted Payments to, directly or indirectly, purchase the Equity
Interests of Holdings from present or former officers, directors, consultants, agents or employees (or their estates, trusts, family members or former spouses) of Holdings, the Borrower or any Subsidiary upon the death, disability, retirement or
termination of the applicable officer, director, consultant, agent or employee; <I>provided</I> that the aggregate amount of payments under this <U>Section</U><U></U><U>&nbsp;6.05(d)</U> shall not exceed $1,000,000 in any calendar year;
<I>provided</I>, <I>further</I>, that such amount in any calendar year may be increased by an amount not to exceed the sum of: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;the net cash proceeds received from key man life insurance policies received by Holdings or any Subsidiary;
<U>plus</U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;to the extent contributed to the Borrower as common equity, the net cash proceeds from the sale
of Equity Interests (other than Disqualified Equity Interests) of Holdings to directors, consultants, officers or employees of Holdings, the Borrower or any Subsidiary in connection with permitted employee compensation and incentive arrangements, to
the extent the net cash proceeds from the sale of such Equity Interests have not otherwise been applied for another purpose; <U>minus</U> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-98-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;the amount of any Restricted Payments previously made with the
net cash proceeds described in the foregoing <U>clauses (i)</U>&nbsp;and <U>(ii)</U>; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap">(e)&nbsp;&nbsp;&nbsp;&nbsp;non-cash</FONT> repurchases of Equity Interests of Holdings deemed to occur upon
exercise of stock options or warrants or the settlement or vesting of other equity awards if such Equity Interests represent a portion of the exercise price of such options or warrants or similar equity incentive awards; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower or any Subsidiary may make Restricted Payments to consummate the Transactions; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower may make Restricted Payments to allow Holdings to make cash payments in lieu of the issuance of
fractional shares in connection with the exercise of warrants, options or other securities convertible into or exchangeable for Equity Interests of any such Person; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;to the extent constituting Restricted Payments, the Borrower or any Subsidiary may enter into and consummate
transactions expressly permitted by any provision of <U>Section</U><U></U><U>&nbsp;6.03</U>, <U>Section</U><U></U><U>&nbsp;6.04</U> (other than <U>Section</U><U></U><U>&nbsp;6.04(o)</U>) and <U>Section</U><U></U><U>&nbsp;6.08</U> (other than
<U>Section</U><U></U><U>&nbsp;6.08(b)</U>); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;to the extent constituting Restricted Payments, the Borrower may
make Investments permitted by <U>Section</U><U></U><U>&nbsp;6.06(v)</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;to the extent constituting Restricted
Payments, the Borrower may make (i)&nbsp;payments to the Mexico Facility Landlord in accordance with the Mexico Facility Lease, including any security deposits required thereby, and (ii)&nbsp;payments, including royalty payments, made to the Gil
Family in connection with the Mexico JV Transaction; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&nbsp;&nbsp;&nbsp;&nbsp;any <FONT STYLE="white-space:nowrap">non-Wholly</FONT>
Owned Subsidiary may declare and pay cash dividends to its equity holders generally so long as Holdings, the Borrower or the applicable Subsidiary which owns the Equity Interests in the Subsidiary paying such dividend receives at least its
proportional share thereof (based upon its relative holding of the class of Equity Interests in the Subsidiary paying such dividends); and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&nbsp;&nbsp;&nbsp;&nbsp;Holdings may issue the Warrants on the Closing Date in accordance with <U>Section</U><U></U><U>&nbsp;4.02(r)</U>.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any loan or advance made by the Borrower to Holdings pursuant to <U>Section</U><U></U><U>&nbsp;6.06(s)</U> shall be in lieu of, and shall
correspondingly reduce, the amount of the applicable Restricted Payment that the Borrower would otherwise have been permitted to make pursuant to the applicable clause of this <U>Section</U><U></U><U>&nbsp;6.05</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-99-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.06&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Investments</U>. Make or hold,
directly or indirectly, any Investments, except: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Investments consisting of extensions of credit in the nature
of accounts receivable or notes receivable arising from the grant of trade credit in the ordinary course of business, and Investments received in satisfaction or partial satisfaction thereof from financially troubled account debtors and other
credits to suppliers in the ordinary course of business; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Investments by Holdings, the Borrower or any of their
Subsidiaries in cash and Cash Equivalents and Investments in assets that were Cash Equivalents when such Investment was made; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Investments by Holdings or any of the Subsidiaries in the Borrower or any of the Subsidiaries; <I>provided</I> that
(x)&nbsp;any Investment made by any Subsidiary that is not a Loan Party in any Loan Party pursuant to this <U>Section</U><U></U><U>&nbsp;6.06(c)</U> shall be subordinated in right of payment to the Loans pursuant to the Subordinated Intercompany
Note and (y)&nbsp;the aggregate amount of such Investments in Subsidiaries that are not Loan Parties shall not exceed $1,000,000<B> </B>at any one time outstanding; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;guarantees by Holdings or any of its Subsidiaries of leases (other than Capital Leases) or of other obligations of
the Borrower or any of the Subsidiaries that do not constitute Indebtedness, in each case entered into in the ordinary course of business; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;loans or advances to officers, directors, managers and employees of Holdings or any of its Subsidiaries
(i)&nbsp;for reasonable and customary business-related travel, entertainment, relocation and analogous ordinary business purposes, (ii)&nbsp;in connection with such Person&#146;s purchase of Equity Interests of Holdings directly from such issuing
entity (<I>provided</I> that the amount of such loans and advances shall be contributed to the Borrower in cash as common equity) and (iii)&nbsp;for any other purpose not described in the foregoing <U>clauses </U>(i)&nbsp;and (ii); <I>provided</I>
that the aggregate principal amount of all loans and advances outstanding at any time under this <U>Section</U><U></U><U>&nbsp;6.06(e)</U> shall not exceed $500,000; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;Investments to the extent that payment for such Investments is made solely with Equity Interests (other than
Disqualified Equity Interests) of Holdings; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;Investments by the Borrower or any of the Subsidiaries in joint
ventures or similar arrangements in an aggregate amount at any one time outstanding not to exceed $1,000,000 (in each case, determined on the date such Investment is made, with the fair market value of each Investment being measured at the time made
and without giving effect to subsequent changes in value); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;Investments (including debt obligations and Equity
Interests) received in the ordinary course of business by the Borrower or any Subsidiary in connection with the bankruptcy or reorganization of suppliers and customers and in settlement of delinquent obligations of, and other disputes with,
suppliers and customers arising out of the ordinary course of business or upon the foreclosure with respect to any secured Investment or other transfer of title with respect to any secured Investment; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-100-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;Investments by any Subsidiary that is not a Loan Party in any
other Subsidiary that is not a Loan Party; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;Investments (i)&nbsp;existing or contemplated pursuant to legally
binding written commitments on the Closing Date and set forth on <U>Schedule 6.06</U> and any modification, replacement, renewal or extension thereof and (ii)&nbsp;existing on the Closing Date by Holdings or any Subsidiary in the Borrower or any
other Subsidiary and any modification, replacement, renewal or extension thereof;<I> provided</I> that the amount of the original Investment is not increased except by the terms of such original Investment as set forth on <U>Schedule 6.06</U> or as
otherwise permitted by this <U>Section</U><U></U><U>&nbsp;6.06</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&nbsp;&nbsp;&nbsp;&nbsp;Investments in Swap Contracts permitted
under <U>Section</U><U></U><U>&nbsp;6.01(f)</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&nbsp;&nbsp;&nbsp;&nbsp;Investments arising as a result of payments permitted by
<U>Section</U><U></U><U>&nbsp;6.07(a)</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&nbsp;&nbsp;&nbsp;&nbsp;consummation of the Transactions pursuant to and in accordance with
the Loan Documents; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&nbsp;&nbsp;&nbsp;&nbsp;Investments arising directly out of the receipt by the Borrower or any Subsidiary of <FONT
STYLE="white-space:nowrap">non-cash</FONT> consideration for any sale of assets permitted under <U>Section</U><U></U><U>&nbsp;6.04</U>; <I>provided</I> that, in the case of any sale made in reliance on <U>Section</U><U></U><U>&nbsp;6.04(f)</U>, such
<FONT STYLE="white-space:nowrap">non-cash</FONT> consideration shall in no event exceed 25% of the total consideration received for such sale; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(o)&nbsp;&nbsp;&nbsp;&nbsp;Investments consisting of the licensing or contribution of Intellectual Property pursuant to joint marketing
arrangements with other persons; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(p)&nbsp;&nbsp;&nbsp;&nbsp;Investments in the ordinary course of business consisting of UCC
Article&nbsp;3 endorsements for collection or deposit and UCC Article&nbsp;4 customary trade arrangements with customers consistent with past practices; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(q)&nbsp;&nbsp;&nbsp;&nbsp;to the extent constituting Investments, purchases and acquisitions of inventory, supplies, materials and equipment
or purchases of contract rights or licenses or leases of Intellectual Property, in each case in the ordinary course of business; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(r)&nbsp;&nbsp;&nbsp;&nbsp;advances of payroll payments to employees in the ordinary course of business; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(s)&nbsp;&nbsp;&nbsp;&nbsp;loans or advances by the Borrower to Holdings in an aggregate amount not to exceed the amount of Restricted
Payments permitted to be made to Holdings in accordance with <U>Section</U><U></U><U>&nbsp;6.05</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(t)&nbsp;&nbsp;&nbsp;&nbsp;so long
as no Event of Default shall have occurred and be continuing or would result therefrom, additional Investments in an aggregate amount at any one time outstanding not to exceed $3,000,000; <I>provided</I> that no Investment may be made pursuant to
this <U>Section&nbsp;6.06(t)</U> in any Subsidiary for the purpose of making a Restricted Payment prohibited pursuant to <U>Section&nbsp;6.05</U>; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-101-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(u)&nbsp;&nbsp;&nbsp;&nbsp;Investments in FreightCar (Shanghai) Trading Co., Ltd. to fund
operations and overhead expenses in an aggregate amount not to exceed $500,000 in any fiscal year; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v)&nbsp;&nbsp;&nbsp;&nbsp;[reserved];
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(w)&nbsp;&nbsp;&nbsp;&nbsp;Investments (i)&nbsp;funded solely with deposits from customers or (ii)&nbsp;funded partially with deposits
from customers; <I>provided,</I> that any portion of such Investment not funded by customer deposits shall be required to be permitted under another clause of this <U>Section</U><U></U><U>&nbsp;6.06</U>; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(x)&nbsp;&nbsp;&nbsp;&nbsp;to the extent constituting Investments, guarantee obligations of the Borrower or any Subsidiary of leases (other
than Capital Lease Obligations), customer contracts or of other obligations that do not constitute Indebtedness, in each case entered into in the ordinary course of business. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.07&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Prepayments; Modifications of Debt Instruments, Certain Material Agreements and
Organizational Documents</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Make or offer to make (or give any notice in respect thereof) any payment,
prepayment, repurchase or redemption of, or voluntarily or optionally defease, or otherwise satisfy prior to the scheduled maturity thereof in any manner, any Junior Indebtedness, or segregate funds for any such payment, prepayment, repurchase,
redemption or defeasance, except: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;any Permitted Refinancing Debt in respect thereof; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower or any Subsidiary may convert any Junior Indebtedness to Qualified Equity Interests of Holdings;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;amend, modify, waive or otherwise change, or consent or agree to any amendment, modification, waiver or other
change to, (i)&nbsp;any of the terms of the Revolving Loan Documents other than in accordance with the Intercreditor Agreement or (ii)&nbsp;any of the terms of any Junior Indebtedness or any Scheduled Material Agreement, other than any such
amendment, modification, waiver, change or consent which is not, and could not reasonably be expected to be, adverse in any material respect to the interests of the Lenders; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;amend, restate, supplement or otherwise modify any of its Organizational Documents or any agreement to which it is
a party with respect to its Equity Interests (including any stockholders&#146; agreement), or enter into any new agreement with respect to its Equity Interests, other than any such amendments, modifications or changes or such new agreements which
are not, and could not reasonably be expected to be, adverse in any material respect to the interests of the Lenders. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-102-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.08&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Transactions with Affiliates</U>.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Enter into, directly or indirectly, any transaction or series of related transactions, whether or not in the ordinary course of business,
with any Affiliate of Holdings, the Borrower or any Subsidiary (other than between or among Loan Parties), unless such transaction is (i)&nbsp;otherwise not prohibited under this Agreement and (ii)&nbsp;upon fair and reasonable terms no less
favorable to Holdings, the Borrower or such Subsidiary, as the case may be, than it would obtain in a comparable arm&#146;s length transaction with a Person that is not an Affiliate, except that the following shall be permitted: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;the Transactions as contemplated by, and in accordance with, the Loan Documents; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Restricted Payments permitted under <U>Section</U><U></U><U>&nbsp;6.05</U> (other than
<U>Section</U><U></U><U>&nbsp;6.05(h)</U>); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Investments permitted under
<U>Section</U><U></U><U>&nbsp;6.06</U>; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;employment and severance arrangements between Holdings, the Borrower
and their Subsidiaries and their respective officers and employees in the ordinary course of business and transactions pursuant to stock option plans, stock incentive plans and employee benefit plans and arrangements in the ordinary course of
business; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;payment of reasonable and customary director, officer and employee compensation (including bonuses)
and other benefits (including retirement, health, stock option and other benefit plans) and indemnification arrangements, in each case approved by the board of directors (or equivalent governing body) of Holdings, the Borrower or any Subsidiary, as
applicable; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;payments to or from, and transactions with, joint ventures (to the extent any such joint venture
is an Affiliate solely as a result of Investments by Holdings, the Borrower or any Subsidiary in such joint venture) in the ordinary course of business to the extent otherwise permitted under <U>Section</U><U></U><U>&nbsp;6.06</U>; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;[reserved]; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;payments to the Mexico Facility Landlord made pursuant to the Mexico Facility Lease, including any security
deposits required thereby; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;payments, including royalty payments, made to the Gil Family in connection with the
Mexico JV Transaction; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;transactions pursuant to agreements, instruments or arrangements in existence on
the Closing Date and set forth in <U>Schedule </U>6.08 or any amendment thereto to the extent such an amendment is not adverse to the Lenders in any material respect. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-103-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, this <U>Section</U><U></U><U>&nbsp;6.08</U> shall not apply to
employment, bonus, retention and severance arrangements with, and payments of compensation or benefits to or for the benefit of, current or former employees, consultants, officers or directors of the Group Members in the ordinary course of business.
For purposes of this <U>Section</U><U></U><U>&nbsp;6.08</U>, any transaction with any Affiliate shall be deemed to have satisfied the standard set forth in <U>clause (ii)</U>&nbsp;of the first sentence of this <U>Section</U><U></U><U>&nbsp;6.08</U>
if such transaction is approved by a majority of the Disinterested Directors of the board of directors (or equivalent governing body) of Holdings, the Borrower or such Subsidiary, as applicable. &#147;<U>Disinterested Director</U>&#148; shall mean,
with respect to any Person and transaction, a member of the board of directors (or equivalent governing body) of such Person who does not have any material direct or indirect financial interest in or with respect to such transaction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.09&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Sale and Leasebacks</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Enter into any arrangement, directly or indirectly, with any Person whereby it shall Dispose of any Property used or useful in its business,
whether now owned or hereafter acquired, and thereafter rent or lease such Property or other Property which it intends to use for substantially the same purpose or purposes as the Property being sold or transferred (any such transaction, a
&#147;<U>Sale and Leaseback</U>&#148;), unless (i)&nbsp;the Disposition of such Property is entered into in the ordinary course of business and is made for cash consideration in an amount not less than the fair market value of such Property,
(ii)&nbsp;the Disposition of such Property is permitted by <U>Section</U><U></U><U>&nbsp;6.04</U> and is consummated within 10 Business Days after the date on which such Property is sold or transferred, (iii)&nbsp;any Liens arising in connection
therewith are permitted under <U>Section</U><U></U><U>&nbsp;6.02</U>, and (iv)&nbsp;such Sale and Leaseback would be permitted under <U>Section</U><U></U><U>&nbsp;6.01</U>, assuming the Attributable Indebtedness with respect to such Sale and
Leaseback constituted Indebtedness under <U>Section</U><U></U><U>&nbsp;6.01</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.10&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation
on Changes in Fiscal Periods</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Permit the fiscal year of Holdings to end on a day other than December&nbsp;31 or change Holdings&#146;
method of determining fiscal quarters. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.11&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Burdensome Agreements</U>. Enter into or
suffer to exist or become effective any agreement or other arrangement that prohibits, restricts or imposes any condition upon (a)&nbsp;the ability of any Loan Party to create, incur, assume or suffer to exist any Lien upon any of its properties or
revenues, whether now owned or hereafter acquired, to secure the Obligations or (b)&nbsp;the ability of any Subsidiary to (i)&nbsp;make Restricted Payments in respect of any Equity Interests of such Subsidiary held by, or pay any Indebtedness owed
to, the Borrower or any other Subsidiary, (ii)&nbsp;make loans or advances to, or other Investments in, Holdings, the Borrower or any other Subsidiary or (iii)&nbsp;transfer any of its properties to Holdings, the Borrower or any other Subsidiary,
except for any such restrictions that: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;exist under this Agreement and the other Loan Documents; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;(x)&nbsp;exist on the Closing Date and (to the extent not otherwise permitted by this <U>Section&nbsp;6.11</U>) are
listed on <U>Schedule 6.11</U> hereto and (y)&nbsp;to the extent restrictions permitted </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-104-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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by <U>clause (x)</U>&nbsp;are set forth in an agreement evidencing Indebtedness, are set forth in any agreement evidencing any Permitted Refinancing Debt in respect thereof, so long as such
restrictions are not (taken as a whole) materially less favorable to the Lenders than those in the original Indebtedness; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;are binding on a Subsidiary at the time such Subsidiary first becomes a Subsidiary, so long as such restrictions
were not entered into solely in contemplation of such Person becoming a Subsidiary; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;are customary restrictions
and conditions contained in any agreement relating to any Disposition permitted by <U>Section&nbsp;6.04</U> pending the consummation of such Disposition; <I>provided</I> that such restrictions and conditions apply only to the property that is the
subject of such Disposition and not to the proceeds to be received by the Group Members in connection with such Disposition; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;are customary provisions in joint venture agreements and other similar agreements applicable to joint ventures
permitted under <U>Section&nbsp;6.06</U> and applicable solely to such joint venture; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;are restrictions on
Liens in favor of any holder of Indebtedness permitted under <U>Section&nbsp;6.01(c)</U> (solely to the extent such restriction relates to assets the acquisition, construction, repair, replacement, lease or improvement of which was financed by such
Indebtedness); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;are customary restrictions in leases, subleases, licenses or asset sale agreements otherwise
permitted hereby so long as such restrictions relate solely to the assets subject thereto; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;are customary
provisions restricting subletting or assignment of any lease governing a leasehold interest of the Borrower or any Subsidiary; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;are customary provisions restricting assignment or transfer of any agreement entered into in the ordinary course of
business; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;exist under the Revolving Loan Documents or the Mexican ABL Credit Facility; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&nbsp;&nbsp;&nbsp;&nbsp;are amendments, modifications, restatements, refinancings or renewals of the agreements, contracts or instruments
referred to in <U>Section&nbsp;6.11(a)</U> through <U>Section&nbsp;6.11(i)</U> above; <I>provided</I> that such amendments, modifications, restatements, refinancings or renewals, taken as a whole, are not materially more restrictive with respect to
such encumbrances and restrictions than those contained in such predecessor agreements, contracts or instruments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.12&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Lines of Business</U>. Enter into any material line of business, except for those
lines of business in which Holdings, the Borrower and their Subsidiaries are engaged on the Closing Date or that are reasonably related thereto or are reasonable extensions thereof. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-105-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.13&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Activities of Holdings</U>. In the
case of Holdings, notwithstanding anything to the contrary in this Agreement or any other Loan Document: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;conduct, transact or otherwise engage in, or commit to conduct, transact or otherwise engage in, any business or
operations or own any assets other than (i)&nbsp;its ownership of the Equity Interests of its Subsidiaries and activities incidental thereto and Investments by or in Holdings permitted hereunder and activities incidental thereto,
(ii)&nbsp;activities incidental to the maintenance of its existence and compliance with applicable laws and legal, tax and accounting matters related thereto and activities relating to its employees, (iii)&nbsp;activities relating to the performance
of obligations under the Loan Documents and the documentation governing other permitted Indebtedness to which it is a party, (iv)&nbsp;the making of Restricted Payments permitted to be made by Holdings pursuant to
<U>Section</U><U></U><U>&nbsp;6.05</U>, (v)&nbsp;the receipt of Restricted Payments permitted to be made to Holdings under <U>Section</U><U></U><U>&nbsp;6.05</U><U>,</U> (vi)&nbsp;activities related to the Transactions and in connection with the
Loan Documents, (vii)&nbsp;participating in tax, accounting and other administrative matters as a member of the consolidated group of Holdings and the Borrower, (viii)&nbsp;holding any other property received by it as a distribution from any of its
Subsidiaries and making further distributions with such property, (ix)&nbsp;providing indemnification to officers, managers and directors, (x)&nbsp;holding director and shareholder meetings, preparing organizational records and other organizational
activities required to maintain its separate organizational structure or to comply with Requirements of Law, (xi)&nbsp;filing tax reports and paying taxes and other customary obligations related thereto in the ordinary course (and contesting any
taxes), (xii) entering into and performance of obligations with respect to contracts and other arrangements in connection with the activities contemplated by this <U>Section</U><U></U><U>&nbsp;6.13</U>, (xiii) the preparation of reports to any
Governmental Authority and to its shareholders, (xiv)&nbsp;the performance of obligations under and compliance with its Organizational Documents, any demands or requests from or requirements of a Governmental Authority or any Requirement of Law,
order, judgment, decree or permit, including as a result of or in connection with the activities of its Subsidiaries; (xv)&nbsp;any activities incidental to the foregoing or customary for passive holding companies, and (xvi)&nbsp;transactions
pursuant to agreements, instruments or arrangements in existence on the Closing Date and set forth on <U>Schedule 6.13</U>; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;incur, create, assume or suffer to exist any Indebtedness or other liabilities or financial obligations, except
(i)&nbsp;the Obligations, (ii)&nbsp;Guarantee Obligations in respect of Indebtedness incurred under <U>Section</U><U></U><U>&nbsp;6.01(d)</U>, (iii)&nbsp;Indebtedness specifically permitted to be incurred by Holdings under
<U>Section</U><U></U><U>&nbsp;6.01</U>, (iv) obligations with respect to its Equity Interests, <FONT STYLE="white-space:nowrap">(v)&nbsp;non-consensual</FONT> obligations imposed by operation of law, and (vi)&nbsp;obligations pursuant to agreements,
instruments or arrangements in existence on the Closing Date and set forth on <U>Schedule 6.13</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-106-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.14&nbsp;&nbsp;&nbsp;&nbsp;<U>Minimum Liquidity Covenant</U>. Commencing on
December&nbsp;31, 2020, maintain as of the last day of each month, Liquidity of not less than $20,000,000. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;6.15&nbsp;&nbsp;&nbsp;&nbsp;<U>Limitation on Capital Expenditures</U>. Make any Capital Expenditures of the Borrower or any
Subsidiary in the ordinary course of business for any fiscal year of Holdings (or, for the fiscal year in which the Closing Date occurs, the period from the Closing Date to the end of such fiscal year) ending with the last day of any fiscal year set
forth below to exceed the amount set forth below opposite such fiscal year of Holdings: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="80%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="50%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Fiscal Year</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Capital Expenditures</B></P></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">From the Closing Date to December&nbsp;31,</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">2020</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle" NOWRAP ALIGN="center">$6,000,000</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">2021</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">$7,500,000</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">2022</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">$2,000,000</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">2023</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">$13,000,000</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">2024</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">$1,000,000</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">2025</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">$1,000,000</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>provided</I>, <I>however</I>, that (a)&nbsp;up to 25% of any such amount specified above for any such fiscal year may be
used in the immediately preceding fiscal year, in which case the amount specified above for such fiscal year shall be reduced by the amount used in the prior year, (b)&nbsp;any such amount specified above for any such fiscal year, if not expended in
the fiscal year for which it is permitted, may be carried over for expenditure in the immediately following fiscal year and not in any subsequent fiscal year (the &#147;<U>Capital Expenditure Carryover Amount</U>&#148;), (c)&nbsp;any Capital
Expenditures made in a particular fiscal year shall first be deemed to have been made with the portion of Capital Expenditures permitted for such fiscal year before the Capital Expenditure Carryover Amount is applied to such fiscal year, and
(d)&nbsp;with respect to any unused amounts for the 2020 fiscal year, the Capital Expenditure Carryover Amount shall not exceed 50% of the unused amount for the 2020 fiscal year, and no portion of the Capital Expenditures amount with respect to the
2021 fiscal year may be added to the amount with respect to the 2020 fiscal year. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VII </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EVENTS OF DEFAULT AND REMEDIES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;7.01&nbsp;&nbsp;&nbsp;&nbsp;<U>Events of Default</U>. On and after the Closing Date, each of the following events shall
constitute an Event of Default: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;the Borrower or any other Loan Party shall fail to pay (i)&nbsp;any principal
of any Loan or any Prepayment Premium with respect thereto when due in accordance with the terms hereof, whether at the due date thereof or at a fixed date for payment thereof or by acceleration thereof or otherwise or (ii)&nbsp;any interest on any
Loan or any fee or other amount (other than an amount referred to in <U>clause (i)</U>) payable hereunder or under any other Loan Document within three Business Days after any such interest or other amount becomes due in accordance with the terms
hereof or thereof; or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-107-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;any representation, warranty, certification or statement of fact
made or deemed made by or on behalf of the Borrower or any other Loan Party herein, in any other Loan Document or in any document or certificate delivered in connection herewith or therewith shall be incorrect or misleading in any material respect
when made or deemed made; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;any Loan Party shall fail to observe or perform any covenant, condition or
agreement contained in <U>Section&nbsp;5.01(a)</U>, <U>Section&nbsp;5.01(b)</U>, <U>Section</U><U></U><U>&nbsp;5.03(a)</U>, <U>Section&nbsp;5.05(a)</U>, <U>Section&nbsp;5.11</U>, <FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Section&nbsp;5.15, Section&nbsp;5.16, Section&nbsp;5.17</U></FONT><FONT STYLE="font-family:Times New Roman"> or <U>Article
VI</U>; or </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;any Loan Party shall fail to observe or perform any other covenant, condition or agreement
contained in this Agreement or any other Loan Document (other than as provided in <U>Section</U><U></U><U>&nbsp;7.01(a)</U>, <U>Section</U><U></U><U>&nbsp;7.01(b)</U> or <U>Section</U><U></U><U>&nbsp;7.01(c)</U>), and such failure continues
unremedied or unwaived for a period of 30 days after the earlier of (i)&nbsp;the date an officer of such Loan Party becomes aware of such default and (ii)&nbsp;receipt by the Borrower of notice from the Disbursing Agent or the Required Lenders of
such default; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;any Loan Party shall (A)&nbsp;fail to pay any principal or interest, regardless of
amount, due in respect of any Material Indebtedness, when and as the same shall become due and payable beyond any applicable grace period in respect thereof; or (B)&nbsp;fail to observe or perform any other term, covenant, agreement or condition
relating to any Material Indebtedness or contained in any instrument or agreement evidencing, securing or relating thereto, or any other event shall occur or condition exist, the effect of which default or other event or condition is to cause, or to
permit the holders or beneficiaries of such Material Indebtedness (or a trustee or agent on behalf of such holders or beneficiaries) to cause, with or without the giving of notice, the lapse of time or both, such Material Indebtedness to become due
prior to its stated maturity or become subject to a mandatory offer to purchase by the obligor; or (ii)&nbsp;there occurs under any Swap Contract an Early Termination Date (as defined, or as such comparable term may be used and defined, in such Swap
Contract) resulting from (A)&nbsp;any event of default under such Swap Contract as to which any Loan Party is the &#147;Defaulting Party&#148; (as defined, or as such comparable term may be used and defined, in such Swap Contract) or (B)&nbsp;any
&#147;Termination Event&#148; (as defined, or as such comparable term may be used and defined, in such Swap Contract) under such Swap Contract as to which any Loan Party is an Affected Party (as defined, or as such comparable term may be used and
defined, in such Swap Contract) and, in either event, the Swap Termination Value owed by any Loan Party as a result thereof is greater than $5,000,000; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;a court of competent jurisdiction shall enter a decree or order for relief in respect of any Loan Party in
an involuntary case under any Debtor Relief Law now or hereafter in effect, which decree or order is not stayed; or any other similar relief shall be granted under any applicable federal or state law; or (ii)&nbsp;an involuntary case shall be
commenced against any Loan Party under any Debtor Relief Laws now or hereafter in effect; or a decree or order of a court having jurisdiction in the premises for the appointment of a receiver, liquidator, sequestrator, trustee, custodian or other
officer having similar powers over any Loan Party, or over all or a substantial part of its property, shall have been entered; or there shall have occurred </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-108-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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the involuntary appointment of an interim receiver, trustee or other custodian of any Loan Party for all or a substantial part of its property; or a warrant of attachment, execution or similar
process shall have been issued against any substantial part of the property of any Loan Party, and any such event described in this <U>clause (ii)</U>&nbsp;shall continue for 60 days without having been dismissed, bonded or discharged; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;any Loan Party shall have an order for relief entered with respect to it or shall commence a voluntary
case under any Debtor Relief Law now or hereafter in effect, or shall consent to the entry of an order for relief in an involuntary case, or to the conversion of an involuntary case to a voluntary case, under any such law, or shall consent to the
appointment of or taking possession by a receiver, trustee or other custodian for all or a substantial part of its property; or any Loan Party shall make any assignment for the benefit of creditors; or (ii)&nbsp;any Loan Party shall be unable, or
shall fail generally, or shall admit in writing its inability, to pay its debts as such debts become due; or the board of directors (or similar governing body) of any Loan Party (or any committee thereof) shall adopt any resolution or otherwise
authorize any action to approve any of the actions referred to herein or in <U>Section</U><U></U><U>&nbsp;7.01(f)</U>; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;there occurs one or more ERISA Events which has resulted or could reasonably be expected, individually or in the
aggregate, to result in a Material Adverse Effect; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;one or more judgments shall be rendered against any Loan
Party and the same shall remain undischarged for a period of 30 consecutive days during which execution shall not be effectively stayed, or any action shall be legally taken by a judgment creditor to levy upon assets or properties of any Loan Party
to enforce any such judgment and such judgment either (i)&nbsp;is for the payment of money in an aggregate amount in excess of $5,000,000 (to the extent not adequately covered by insurance as to which a solvent and unaffiliated insurance company has
acknowledged coverage) or (ii)&nbsp;is for injunctive relief and could reasonably be expected to result in a Material Adverse Effect; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;at any time after the execution and delivery thereof, (i)&nbsp;the guarantee contained in Section&nbsp;2 of the
Guarantee and Collateral Agreement for any reason other than Payment in Full shall cease to be in full force and effect (other than in accordance with its terms) or shall be declared to be null and void or any Guarantor shall repudiate its
obligations thereunder, (ii)&nbsp;this Agreement or any Security Document ceases to be in full force and effect (other than by reason of a release of Collateral in accordance with the terms hereof or thereof or Payment in Full) or shall be declared
null and void, or the Collateral Agent shall not have or shall cease to have a valid and perfected Lien on any material portion of the Collateral purported to be covered by the Security Documents with the priority required by the relevant Security
Document, in each case, for any reason other than (x)&nbsp;as a result of the sale or other disposition of the applicable Collateral in a transaction permitted under the Loan Documents or (y)&nbsp;as a result of the Collateral Agent&#146;s failure
to maintain possession of any stock certificates or other instruments delivered to it under the Security Documents, or (iii)&nbsp;any Loan Party shall contest the validity or enforceability of any Loan Document in writing or deny in writing that it
has any further liability, including with respect to future advances by Lenders, under any Loan Document to which it is a party or shall contest the validity or perfection of any Lien on any Collateral (other than, solely with respect to perfection,
any Excluded Perfection Assets) purported to be covered by the Security Documents; or </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(k)&nbsp;&nbsp;&nbsp;&nbsp;any Change of Control shall occur; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l)&nbsp;&nbsp;&nbsp;&nbsp;there shall have occurred the termination of, or the receipt by any Loan Party of notice of the termination of, or
the occurrence of any event or condition which would, with the passage of time or the giving of notice or both, constitute an event of default under or permit the termination of, any one or more Material Agreements of any Loan Party; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(m)&nbsp;&nbsp;&nbsp;&nbsp;any Junior Indebtedness or any guarantees thereof shall cease for any reason to be validly subordinated to the
Obligations as provided in the documentation governing such Junior Indebtedness or any Loan Party shall contest the subordination of any Junior Indebtedness or any guarantees thereof; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(n)&nbsp;&nbsp;&nbsp;&nbsp;at any time after the execution and delivery thereof, any Intercreditor Agreement shall cease to be in full force
and effect (other than in accordance with its terms) or shall be declared null and void; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(o)&nbsp;&nbsp;&nbsp;&nbsp;there shall have
occurred any changes in tariffs or trade conditions applicable to the Loan Parties&#146; products or businesses that could reasonably be expected to result in a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;7.02&nbsp;&nbsp;&nbsp;&nbsp;<U>Remedies Upon Event of Default</U>. If any Event of Default occurs and is continuing, the
Disbursing Agent shall, at the request of, or may, with the consent of, the Required Lenders take any or all of the following actions: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp; declare the unpaid principal amount of all outstanding Loans, all interest accrued and unpaid thereon, and all
other amounts owing or payable hereunder or under any other Loan Document to be immediately due and payable (including any Prepayment Premium which shall be due and payable as a result of the acceleration of such principal amounts within the time
periods specified in <U>Section</U><U></U><U>&nbsp;2.06(b)</U>), without presentment, demand, protest or other notice of any kind, all of which are hereby expressly waived by the Borrower; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;exercise on behalf of itself and the Lenders all rights and remedies available to it and the Lenders under the Loan
Documents or at law or in equity; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>provided</I>, <I>however</I>, that upon the occurrence of any Event of Default described in
<U>Section</U><U></U><U>&nbsp;7.01(f)</U> or <U>Section</U><U></U><U>&nbsp;7.01(g)</U>, the obligation of each Lender to make Loans shall automatically terminate and the unpaid principal amount of all outstanding Loans and all interest and other
amounts as aforesaid (including any Prepayment Premium which shall be due and payable as a result of the acceleration of such principal amounts within the time periods specified in <U>Section</U><U></U><U>&nbsp;2.06(b)</U>) shall automatically
become due and payable without further act of the Disbursing Agent or any Lender. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;7.03&nbsp;&nbsp;&nbsp;&nbsp;<U>Application of Funds</U>. Subject to the
Intercreditor Agreement, after the exercise of remedies provided for in <U>Section</U><U></U><U>&nbsp;7.02</U> (or after the Loans have automatically become immediately due and payable as set forth in the proviso to
<U>Section</U><U></U><U>&nbsp;7.02</U>), any amounts received on account of the Obligations shall be applied by the Disbursing Agent or the Collateral Agent, as the case may be, in the following order: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>first</I>, to payment of that portion of the Obligations constituting fees, indemnities, expenses and other amounts (including fees,
charges and disbursements of counsel to the Disbursing Agent and Collateral Agent) payable to the Disbursing Agent and the Collateral Agent in their capacities as such; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>second</I>, to payment of that portion of the Obligations constituting fees, indemnities and other amounts (other than principal,
Prepayment Premium and interest) payable to the Lenders (including fees, charges and disbursements of counsel to the respective Lenders) arising under the Loan Documents, ratably among them in proportion to the respective amounts described in this
clause <U>Second</U> payable to them; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>third</I>, to payment of that portion of the Obligations constituting accrued and unpaid
interest on the Loans and other Obligations arising under the Loan Documents, ratably among the Lenders in proportion to the respective amounts described in this clause <U>Third</U> payable to them; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>fourth</I>, to payment of that portion of the Obligations constituting unpaid principal of the Loans, ratably among the Lenders in
proportion to the respective amounts described in this clause <U>Fourth</U> payable by them; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>last</I>, the balance, if any, after
Payment in Full, to the Borrower or as otherwise required by Requirements of Law. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VIII </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>THE DISBURSING AGENT AND THE COLLATERAL AGENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.01&nbsp;&nbsp;&nbsp;&nbsp;<U>Appointment and Authority</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Each Lender hereby designates and appoints U.S. Bank National Association to act as Disbursing Agent and Collateral
Agent for such Lender under this Agreement and the other Loan Documents, and U.S. Bank National Association hereby accepts such appointment on the Closing Date subject to the terms hereof. Each Lender hereby irrevocably authorizes the Disbursing
Agent and the Collateral Agent in such capacities, through their agents or employees, to take such actions on its behalf under the provisions of this Agreement and the other Loan Documents and to exercise such powers and perform such duties as are
delegated to the Disbursing Agent and the Collateral Agent by the terms of this Agreement and the other Loan Documents, together with such actions and powers as are reasonably incidental thereto. Concurrently herewith, each Lender directs the
Disbursing Agent and the Collateral Agent, and the Disbursing Agent and the Collateral Agent are authorized, to enter into this Agreement and the other Loan Documents and any other related agreements in the forms presented to such Agent. For the
avoidance of doubt, each Lender agrees that it will be subject to and bound by the terms of this Agreement and the other Loan Documents. The provisions of </P>
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this <U>Section</U><U></U><U>&nbsp;8.01(a)</U> are solely for the benefit of the Agents and the Lenders, and no Loan Party shall have rights as a third party beneficiary of any such provisions
(other than with respect to the Borrower&#146;s consent rights under <U>Section</U><U></U><U>&nbsp;8.06</U>). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Each Lender agrees that in any instance in which this Agreement provides that an Agent&#146;s consent may not be
unreasonably withheld, provide for the exercise of an Agent&#146;s reasonable discretion, or provides to a similar effect, it shall not in its instructions (or, by refusing to provide instruction) to such Agent withhold its consent or exercise its
discretion in an unreasonable manner. It is expressly agreed and acknowledged that each Agent is not guaranteeing performance of or assuming any liability for the obligations of the other parties hereto or any parties to the Security Documents. No
Agent shall have liability for any failure, inability or unwillingness on the part of any party to provide accurate and complete information on a timely basis to such Agent, or otherwise on the part of any such party to comply with the terms of this
Agreement or any other Loan Document, and shall have no liability for any inaccuracy or error in the performance or observance on any Agent&#146;s part of any of its duties hereunder or under any other Loan Document that is caused by or results from
any such inaccurate, incomplete or untimely information received by it, or other failure on the part of any such other party to comply with the terms hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;For purposes of clarity, and without limiting any rights, protections, immunities or indemnities afforded to either
Agent hereunder (including without limitation this <U>Section</U><U></U><U>&nbsp;8.01(c)</U>), phrases such as &#147;satisfactory to the [Disbursing] [Collateral] Agent,&#148; &#147;approved by the [Disbursing] [Collateral] Agent,&#148;
&#147;acceptable to the [Disbursing] [Collateral] Agent,&#148; &#147;as determined by the [Disbursing] [Collateral] Agent,&#148; &#147;in the [Disbursing] [Collateral] Agent&#146;s discretion,&#148; &#147;selected by the [Disbursing] [Collateral]
Agent,&#148; &#147;elected by the [Disbursing] [Collateral] Agent,&#148; &#147;requested by the [Disbursing] [Collateral] Agent,&#148; and phrases of similar import that authorize and permit an Agent to approve, disapprove, determine, act or decline
to act in its discretion shall be subject to such Agent receiving written direction from the Lenders or Required Lenders, as applicable, to take such action or to exercise such rights. Nothing contained in this Agreement shall require any Agent to
exercise any discretionary acts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.02&nbsp;&nbsp;&nbsp;&nbsp;<U>Rights as a Lender</U>. Any Person serving as the Disbursing
Agent or the Collateral Agent hereunder shall have the same rights and powers in its capacity as a Lender as any other Lender and may exercise the same as though it were not the Disbursing Agent or the Collateral Agent, and the term
&#147;Lender&#148; or &#147;Lenders&#148; shall, unless otherwise expressly indicated or unless the context otherwise requires, include any Person serving as the Disbursing Agent or the Collateral Agent hereunder in its capacity as a Lender. Such
Person and its Affiliates may accept deposits from, lend money to, own securities of, act as the financial advisor or in any other advisory capacity for, and generally engage in any kind of business with, the Borrower or any of its Subsidiaries or
other Affiliate thereof as if such Person were not the Disbursing Agent or the Collateral Agent hereunder and without any duty to account therefor to the Lenders. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.03&nbsp;&nbsp;&nbsp;&nbsp;<U>Exculpatory Provisions</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Neither the Disbursing Agent nor the Collateral Agent shall have any duties or obligations except those expressly
set forth herein and in the other Loan Documents to which it is a party, and no implied covenants, duties, obligations or liabilities shall be read into this Agreement or any other Loan Documents on the part of either Agent. The duties of the
Disbursing Agent and the Collateral Agent hereunder and in each other Loan Document shall be administrative in nature. Without limiting the generality of the foregoing, the Disbursing Agent and the Collateral Agent: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;shall not be subject to any fiduciary or other implied duties, regardless of whether a Default or Event of Default
has occurred and is continuing; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;except as to any matters not expressly provided for in this Agreement
(including collection of any promissory notes) or any matter that would require the Disbursing Agent or the Collateral Agent to exercise any discretion hereunder or under any other Loan Document, shall not have any duty to take any discretionary
action or exercise any discretionary powers, and shall not be required to exercise any discretion or take any action, but shall be required to act or refrain from acting (and shall be fully protected in so acting or refraining from acting) upon the
written instructions of the Required Lenders (or such other number or percentage of the Lenders as shall be expressly provided for herein or in the other Loan Documents), and such instructions shall be binding; <I>provided</I> that neither the
Disbursing Agent nor the Collateral Agent shall be required to take any action (i)&nbsp;unless it is furnished with an indemnification satisfactory to such Agent with respect thereto or (ii)&nbsp;that, in its opinion or the opinion of its counsel,
may expose the Disbursing Agent or the Collateral Agent to liability or that is contrary to any Loan Document or applicable Requirements of Law, including for the avoidance of doubt any action that may be in violation of the automatic stay under any
Debtor Relief Law; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;shall not, except as expressly set forth herein and in the other Loan Documents,
have any duty to disclose, and shall not be liable for the failure to disclose, any information relating to the Borrower or any of its Affiliates that is communicated to or obtained by any Person serving as the Disbursing Agent or the Collateral
Agent or any of its Affiliates in any capacity. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Neither the Disbursing Agent nor the Collateral Agent shall be
liable for any action taken or not taken by it (i)&nbsp;with the consent or at the request of the Required Lenders (or such other number or percentage of the Lenders as shall be necessary, or as the Disbursing Agent or the Collateral Agent shall
believe in good faith shall be necessary, under the circumstances as provided herein or under the other Loan Documents), or (ii)&nbsp;in the absence of its own gross negligence or willful misconduct (as determined by a final judgment issued by a
court of competent jurisdiction no longer subject to appeal). The Disbursing Agent and the Collateral Agent shall be deemed not to have knowledge of any Default unless and until notice describing such Default is given to an officer of the Disbursing
Agent and the Collateral Agent with direct responsibility for administration of this Agreement in writing by the Borrower or a Lender. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;The Disbursing Agent and the Collateral Agent shall not be responsible for or have any duty to ascertain or inquire
into (i)&nbsp;any statement, warranty or representation made in or in connection with this Agreement or any other Loan Document, (ii)&nbsp;the contents of </P>
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any certificate, report or other document delivered hereunder or thereunder or in connection herewith or therewith, (iii)&nbsp;the performance or observance of any of the covenants, agreements or
other terms or conditions set forth herein or therein or the occurrence of any Default or Event of Default, (iv)&nbsp;the validity, enforceability, effectiveness or genuineness of this Agreement, any other Loan Document or any other agreement,
instrument or document, or (v)&nbsp;the satisfaction of any condition set forth in <U>Article IV</U> or elsewhere herein or in any other Loan Document. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;Without limiting the generality of the foregoing, the use of the term &#147;agent&#148; in this Agreement with
reference to the Disbursing Agent and the Collateral Agent is not intended to connote any fiduciary or other implied (or express) obligations arising under agency doctrine of any Requirements of Law. Instead, such term is used merely as a matter of
market custom and is intended to create or reflect only an administrative relationship between independent contracting parties. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;Each party to this Agreement acknowledges and agrees that the Collateral Agent may from time to time use one or
more outside service providers for the tracking of all UCC financing statements (and/or other collateral related filings and registrations from time to time) required to be filed or recorded pursuant to this Agreement or the other Loan Documents and
the notification to the Collateral Agent, of, among other things, the upcoming lapse or expiration thereof, and that each of such service providers will be deemed to be acting at the request and on behalf of the Borrower. The Collateral Agent shall
not be liable for any action taken or not taken by any such service provider. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;Neither the Disbursing Agent nor
the Collateral Agent shall be liable for any action taken in good faith and reasonably believed by it to be within the powers conferred upon it, or taken by it pursuant to any direction or instruction by which it is governed, or omitted to be taken
by it by reason of the lack of direction or instruction required hereby for such action (including without limitation for refusing to exercise discretion or for withholding its consent in the absence of its receipt of, or resulting from a failure,
delay or refusal on the part of any Lender to provide, written instruction to exercise such discretion or grant such consent from any such Lender, as applicable). Neither the Disbursing Agent nor the Collateral Agent shall be liable for any error of
judgment made by it in good faith (or by any officer or other employee of such Agent) unless it shall be determined pursuant to a <FONT STYLE="white-space:nowrap">non-appealable</FONT> judgment of a court of competent jurisdiction that such Agent
was grossly negligent in ascertaining the relevant facts. Nothing herein or in any other Loan Document or related documents shall obligate any Agent to advance, expend or risk its own funds, or to take any action which in its reasonable judgment may
cause it to incur any expense or financial or other liability for which it is not indemnified to its satisfaction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;Neither the Disbursing Agent nor the Collateral Agent shall be liable for any indirect, special, punitive or
consequential damages (including but not limited to lost profits) whatsoever, even if it has been informed of the likelihood thereof and regardless of the form of action. Any permissive grant of power to any Agent hereunder shall not be construed to
be a duty to act. Before acting hereunder, the Disbursing Agent and the Collateral Agent shall be entitled to request, receive and rely upon such certificates and opinions as either of them may reasonably determine appropriate with respect to the
satisfaction of any specified circumstances </P>
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or conditions precedent to such action. In no event shall the Disbursing Agent or the Collateral Agent be responsible or liable for: (i)&nbsp;delays or failures in performance resulting from acts
beyond its control, including but not limited to, acts of God, strikes, lockouts, riots, acts of war, epidemics, governmental regulations superimposed after the fact, fire, communication line failures, computer viruses, power failures, earthquakes
or other disasters, the unavailability of communications or computer facilities, the failure of equipment or interruption of communications or computer facilities, or the unavailability of the Federal Reserve Bank wire or telex or other wire or
communication facility, (ii)&nbsp;any delay, error omission or default of any mail, telegraph, cable or wireless agency or operator, or (iii)&nbsp;the acts or edicts of any government or governmental agency or other group or entity exercising
governmental powers. Neither the Disbursing Agent nor the Collateral Agent shall be liable for interest on any money received by it. For the avoidance of doubt, the Disbursing Agent&#146;s and the Collateral Agent&#146;s rights, protections,
indemnities and immunities provided herein shall apply to such Agent for any actions taken or omitted to be taken under this Agreement or any other Loan Documents and any other related agreements in any of their respective capacities. The Disbursing
Agent and the Collateral Agent shall not be required to take any action under this Agreement, the other Loan Documents or any related document if taking such action (A)&nbsp;would subject the Disbursing Agent and the Collateral Agent to a tax in any
jurisdiction where it is not then subject to a tax, or (B)&nbsp;would require the Disbursing Agent and the Collateral Agent to qualify to do business in any jurisdiction where it is not then so qualified. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h)&nbsp;&nbsp;&nbsp;&nbsp;Neither the Disbursing Agent nor the Collateral Agent shall have any liability for any failure, inability or
unwillingness on the part of any Lender or Loan Party to provide accurate and complete information on a timely basis to such Agent, or otherwise on the part of any such party to comply with the terms of this Agreement, and shall not have any
liability for any inaccuracy or error in the performance or observance on such Agent&#146;s part of any of its duties hereunder that is caused by or results from any such inaccurate, incomplete or untimely information received by it, or other
failure on the part of any such other party to comply with the terms hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;The Disbursing Agent and the
Collateral Agent may at any time request instructions from the Lenders with respect to any actions or approvals which by the terms of this Agreement or of any of the other Loan Documents such Agent is permitted or required to take or to grant.
Without limiting <U>Section</U><U></U><U>&nbsp;8.03(a)(ii)</U>, if the Disbursing Agent or the Collateral Agent shall request any such instructions, such Agent shall be entitled to refrain from such act or taking such action unless and until such
Agent shall have received instructions from the Required Lenders (or such other number or percentage of the Lenders as shall be expressly provided for herein or in the other Loan Documents), and such Agent shall not incur liability to any Person by
reason of so refraining. Without limiting the foregoing, the Lenders shall not have any right of action whatesoever against the Disbursing Agent or the Collateral Agent as a result of its acting or refraining from acting hereunder in accordance with
the instructions of the Required Lenders (or such other number or percentage of the Lenders as shall be expressly provided for herein or in the other Loan Documents). </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(j)&nbsp;&nbsp;&nbsp;&nbsp;The Disbursing Agent shall not be under any obligation
(i)&nbsp;to monitor, determine or verify the unavailability or cessation of LIBOR, Term SOFR (or other applicable Benchmark), or whether or when there has occurred, or to give notice to any other transaction party of the occurrence of, any Benchmark
Transition Event or Benchmark Replacement Date, (ii)&nbsp;to select, determine or designate any Benchmark Replacement, or other successor or replacement benchmark index, or whether any conditions to the designation of such a rate have been
satisfied, (iii)&nbsp;to select, determine or designate any Benchmark Replacement Adjustment, or other modifier to any replacement or successor index, or (iv)&nbsp;to determine whether or what Benchmark Replacement Conforming Changes are necessary
or advisable, if any, in connection with any of the foregoing. The Disbursing Agent shall not be liable for any inability, failure or delay on its part to perform any of its duties set forth in this Agreement as a result of the unavailability of
LIBOR, Term SOFR (or other applicable Benchmark) and absence of a designated replacement Benchmark, including as a result of any inability, delay, error or inaccuracy on the part of any other transaction party, including without limitation the
Required Lenders and the Borrower, in providing any direction, instruction, notice or information required or contemplated by the terms of this Agreement and reasonably required for the performance of such duties. The Disbursing Agent shall not have
any liability for any interest rate published by any publication that is the source for determining the interest rates of the Loans, including but not limited to the Reuters Screen (or any successor source), or for any rates compiled by the ICE
Benchmark Administration or any successor thereto, or for any rates published on any publicly available source, including without limitation the Federal Reserve Bank of New York&#146;s Website, or in any of the foregoing cases for any delay, error
or inaccuracy in the publication of any such rates, or for any subsequent correction or adjustment thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.04&nbsp;&nbsp;&nbsp;&nbsp;<U>Reliance by Disbursing Agent</U>. Each of the Disbursing Agent and the Collateral Agent shall be
entitled to rely upon, and shall not incur any liability for relying upon, any notice, request, certificate, consent, statement, instrument, document or other writing (including any electronic message, Internet or intranet website posting or other
distribution) believed by it to be genuine and to have been signed, sent or otherwise authenticated by the proper Person. In determining compliance with any condition hereunder to the making of a Loan that by its terms must be fulfilled to the
satisfaction of a Lender, the Disbursing Agent may presume that such condition is satisfactory to such Lender unless the Disbursing Agent shall have received written notice to the contrary from such Lender prior to the making of such Loan. Each of
the Disbursing Agent and the Collateral Agent may consult, at the expense of the Borrower, with legal counsel of its own choosing (who may, but need not, be counsel for the Borrower or any Lender), independent accountants and other experts and
advisors selected by it, and shall not be liable for any action taken or not taken by it in accordance with the advice of any such counsel, accountants, advisors or experts. Neither Agent nor any of their respective directors, officers, agents or
employees shall be liable for any action taken or omitted to be taken by it or them under or in connection with this Agreement or any of the other Loan Documents, except for its or their own gross negligence or willful misconduct (as determined by a
final judgment issued by a court of competent jurisdiction no longer subject to appeal). Without limiting the generality of the foregoing, each Agent: (i)&nbsp;makes no warranty or representation to any Lender or any other Person and shall not be
responsible to any Lender or any other Person for any statements, warranties or representations (whether written or oral) made in or in connection with this Agreement or the other Loan Documents; (ii)&nbsp;shall not have any duty to ascertain or to
inquire as to the performance or observance of any of the terms, covenants or conditions of this Agreement, the other Loan Documents or any related documents on the part of </P>
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the Loan Parties or any other Person or to inspect the property (including the books and records) of the Loan Parties; (iii)&nbsp;shall not be responsible to any Lender or any other Person for
the due execution, legality, validity, enforceability, genuineness, sufficiency, ownership, transferability, perfection, priority or value of any Collateral, this Agreement, the other Loan Documents, any related document or any other instrument or
document furnished pursuant hereto or thereto; and (iv)&nbsp;shall incur no liability under or in respect of this Agreement or any other Loan Document by relying on, acting upon (or by refraining from action in reliance on) any notice, consent,
certificate, instruction or waiver, report, statement, opinion, direction or other instrument or writing (which may be delivered by telecopier, email, cable or telex, if acceptable to it) believed by it to be genuine and believed by it to be signed
or sent by the proper party or parties. Neither Agent shall have any liability to any of the Loan Parties or any Lender or any other Person for any of the Loan Parties&#146; or any Lender&#146;s, as the case may be, performance of, or failure to
perform, any of their respective obligations and duties under this Agreement or any other Loan Document. Each of the Disbursing Agent and the Collateral Agent shall be afforded all of the rights, powers, immunities and indemnities set forth in this
Agreement in all of the other Loan Documents to which it is a signatory as if such rights, powers, immunities and indemnities were specifically set out in each such other Loan Document. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.05&nbsp;&nbsp;&nbsp;&nbsp;<U>Delegation of Duties</U>. Each of the Disbursing Agent and the Collateral Agent may perform any
and all of its duties and exercise its rights and powers hereunder or under any other Loan Document by or through, or delegate any and all such rights and powers to, any one or more <FONT STYLE="white-space:nowrap">sub-agents</FONT> appointed by the
Disbursing Agent or the Collateral Agent, as applicable. The Disbursing Agent and the Collateral Agent and any such <FONT STYLE="white-space:nowrap">sub-agent</FONT> may perform any and all of its duties and exercise its rights and powers by or
through their respective Related Parties. The exculpatory provisions of this <U>Article VIII</U> shall apply to any such <FONT STYLE="white-space:nowrap">sub-agent</FONT> and to the Related Parties of the Disbursing Agent and the Collateral Agent
and any such <FONT STYLE="white-space:nowrap">sub-agent,</FONT> and shall apply, without limiting the foregoing, to their respective activities as the Disbursing Agent and the Collateral Agent. The Disbursing Agent and the Collateral Agent shall not
be responsible for the negligence or misconduct of any <FONT STYLE="white-space:nowrap">sub-agents</FONT> except to the extent that the Disbursing Agent or the Collateral Agent acted with gross negligence or willful misconduct in the selection of
such <FONT STYLE="white-space:nowrap">sub-agents</FONT> or <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">attorneys-in-fact</FONT></FONT> as determined by a court of competent jurisdiction in a final and <FONT
STYLE="white-space:nowrap">non-appealable</FONT> judgment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.06&nbsp;&nbsp;&nbsp;&nbsp;<U>Resignation of the Disbursing
Agent or the Collateral Agent</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;The Disbursing Agent or the Collateral Agent may at any time give written
notice of its resignation to the Lenders and the Borrower. Upon receipt of any such notice of resignation, the Required Lenders shall have the right to appoint a successor, which (i)&nbsp;shall be a financial institution with an office in New York,
or an Affiliate of any such financial institution with an office in New York, and (ii)&nbsp;so long as no Event of Default shall have occurred and be continuing, shall be acceptable to the Borrower (such consent not to be unreasonably withheld or
delayed). If no such successor shall have been so appointed by the Required Lenders and shall have accepted such appointment within 30 days after the retiring Disbursing Agent or Collateral Agent gives notice of its resignation (or such earlier day
as shall be agreed by the Required Lenders) (the &#147;<U>Resignation Effective Date</U>&#148;), then the retiring Disbursing Agent or Collateral Agent may (but shall not be obligated to), on behalf of the
</P>
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Lenders, appoint a successor Disbursing Agent or Collateral Agent meeting the qualifications set forth above. Whether or not a successor has been appointed, such resignation shall become
effective in accordance with such notice on the Resignation Effective Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;With effect from the Resignation
Effective Date (i)&nbsp;the retiring Disbursing Agent or Collateral Agent shall be discharged from its duties and obligations hereunder and under the other Loan Documents (except that in the case of any collateral security held by the Collateral
Agent on behalf of the Lenders under any of the Loan Documents, the retiring Collateral Agent shall continue to hold such collateral security until such time as a successor Collateral Agent is appointed) and (ii)&nbsp;except for any accrued but
unpaid fees, unreimbursed expenses or any indemnity payments owed to the retiring Disbursing Agent or Collateral Agent, all payments, communications and determinations provided to be made by, to or through the Disbursing Agent shall instead be made
by or to each Lender directly, until such time, if any, as the Required Lenders appoint a successor Disbursing Agent or Collateral Agent as provided for above. Upon the acceptance of a successor&#146;s appointment as Disbursing Agent or Collateral
Agent hereunder, such successor shall succeed to and become vested with all of the rights, powers, privileges and duties of the retiring Disbursing Agent or Collateral Agent (other than any rights to accrued but unpaid fees, unreimbursed expenses or
any indemnity payments owed to the retiring Disbursing Agent or Collateral Agent), and the retiring Disbursing Agent or Collateral Agent shall be discharged from all of its duties and obligations hereunder and under the other Loan Documents. The
fees payable by the Borrower to a successor Disbursing Agent or Collateral Agent shall be the same as those payable to its predecessor unless otherwise agreed between the Borrower and such successor. After the retiring Disbursing Agent&#146;s or
Collateral Agent&#146;s resignation hereunder and under the other Loan Documents, the provisions of this <U>Article VIII</U> and <U>Section</U><U></U><U>&nbsp;9.05</U> shall continue in effect for the benefit of such retiring Disbursing Agent or
Collateral Agent, its <FONT STYLE="white-space:nowrap">sub-agents</FONT> and their respective Related Parties in respect of any actions taken or omitted to be taken by any of them while the retiring Disbursing Agent or Collateral Agent was acting as
Disbursing Agent or Collateral Agent, as applicable. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Any resignation by U.S. Bank National Association, as
Disbursing Agent, shall also constitute its resignation as Collateral Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.07&nbsp;&nbsp;&nbsp;&nbsp;<U><FONT
STYLE="white-space:nowrap">Non-Reliance</FONT> on Disbursing Agent and Other Lenders</U>. Each Lender acknowledges that it has, independently and without reliance upon the Disbursing Agent, the Collateral Agent or any other Lender or any of their
Related Parties and based on such documents and information as it has deemed appropriate, made its own credit analysis and decision to enter into this Agreement. Each Lender also acknowledges that it will, independently and without reliance upon the
Disbursing Agent, the Collateral Agent or any other Lender or any of their Related Parties and based on such documents and information as it shall from time to time deem appropriate, continue to make its own decisions in taking or not taking action
under or based upon this Agreement, any other Loan Document or any related agreement or any document furnished hereunder or thereunder. Neither Agent shall be responsible to any Lender for any recitals, statements, information, representations or
warranties herein or in any agreement, document, certificate or statement delivered in connection herewith or for the execution, effectiveness, genuineness, validity, enforceability, collectability, sufficiency or value of this Agreement or any
other Loan Document or any other instrument or document furnished pursuant </P>
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hereto or thereto, or of the financial condition of any Loan Party, or be required to make any inquiry concerning either the performance or observance of any of the terms, provisions or
conditions of this Agreement, the other Loan Documents or the financial condition of any Loan Party, or the existence of any Event of Default or any Default. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.08&nbsp;&nbsp;&nbsp;&nbsp;<U>No Other Duties, Etc</U><U>.</U> Anything herein to the contrary notwithstanding, neither Agent
shall have any powers, duties or responsibilities under this Agreement or any of the other Loan Documents, except in its capacity, as applicable, as the Disbursing Agent, the Collateral Agent or a Lender hereunder or thereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.09&nbsp;&nbsp;&nbsp;&nbsp;<U>Disbursing Agent May File Proofs of Claim</U>. In case of the pendency of any proceeding under any
Debtor Relief Law or any other judicial proceeding relative to any Loan Party, the Disbursing Agent (irrespective of whether the principal of any Loan shall then be due and payable as herein expressed or by declaration or otherwise and irrespective
of whether the Disbursing Agent shall have made any demand on the Borrower) shall be entitled and empowered (but not obligated) by intervention in such proceeding or otherwise: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;to file and prove a claim for the whole amount of the principal and interest owing and unpaid in respect of the
Loans and all other Obligations that are owing and unpaid and to file such other documents as may be necessary or advisable in order to have the claims of the Lenders and the Agents (including any claim for the reasonable compensation, expenses,
disbursements and advances of the Lenders and the Agents and their respective agents and counsel and all other amounts due the Lenders and the Agents under <U>Section</U><U></U><U>&nbsp;2.05</U> and <U>Section</U><U></U><U>&nbsp;9.05</U>) allowed in
such judicial proceeding; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;to collect and receive any monies or other property payable or deliverable on
any such claims and to distribute the same; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">and any custodian, receiver, assignee, trustee, liquidator, sequestrator or other similar official in any
such judicial proceeding is hereby authorized by each Lender to make such payments to the Disbursing Agent and, in the event that the Disbursing Agent shall consent to the making of such payments directly to the Lenders, to pay to the Disbursing
Agent and the Collateral Agent any amount due for the reasonable compensation, expenses, disbursements and advances of the Disbursing Agent and the Collateral Agent and their respective agents and counsel, and any other amounts due to the Disbursing
Agent and the Collateral Agent under this Agreement and the other Loan Documents, including <U>Section</U><U></U><U>&nbsp;2.05</U> and <U>Section</U><U></U><U>&nbsp;9.05</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.10&nbsp;&nbsp;&nbsp;&nbsp;<U>Collateral and Guaranty Matters</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;Each of the Lenders irrevocably authorizes the Disbursing Agent and the Collateral Agent to: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;release any Lien on any property granted to or held by the Collateral Agent under any Loan Document (x)&nbsp;upon
Payment in Full, (y)&nbsp;that is sold or otherwise disposed of as part of or in connection with any sale or other Disposition permitted under the Loan Documents or (z)&nbsp;subject to <U>Section</U><U></U><U>&nbsp;9.01</U>, if approved, authorized
or ratified in writing by the Required Lenders or such other number or percentage of Lenders required hereby; </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;subordinate any Lien on any property granted to or held by the
Collateral Agent under any Loan Document to the holder of any Lien on such property that is permitted by <U>Section</U><U></U><U>&nbsp;6.02(h)</U>; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;release any Guarantor from its obligations under the Guarantee and Collateral Agreement (x)&nbsp;upon Payment in
Full or (y)&nbsp;if such Guarantor ceases to be a Subsidiary as a result of a transaction permitted under and in accordance with the Loan Documents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any such release of guarantee obligations or security interests shall be deemed subject to the provision that such guarantee obligations shall
be reinstated if after such release any portion of any payment in respect of the Obligations shall be rescinded or must otherwise be restored or returned upon the insolvency, bankruptcy, dissolution, liquidation or reorganization of the Borrower or
any Guarantor, or upon or as a result of the appointment of a receiver, intervenor or conservator of, or trustee or similar officer for, the Borrower or any Guarantor or any substantial part of its property, or otherwise, all as though such payment
had not been made. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any such release of Liens shall not in any manner discharge, affect, or impair the Obligations or any Liens (other
than those expressly being released) upon (or obligations of the Loan Parties in respect of) all interests retained by the Loan Parties, including the proceeds of any sale, all of which shall continue to constitute part of the Collateral. In no
event shall the Disbursing Agent or the Collateral Agent be obligated to execute or deliver any document evidencing any release, subordination or <FONT STYLE="white-space:nowrap">re-conveyance</FONT> without receipt of a certificate executed by a
Responsible Officer of the Loan Party or Loan Parties disposing of such property certifying that such release, subordination or <FONT STYLE="white-space:nowrap">re-conveyance,</FONT> as applicable, complies with this Agreement and the other Loan
Documents, and that all conditions precedent to such release, subordination or <FONT STYLE="white-space:nowrap">re-conveyance</FONT> have been complied with. Upon request by the Disbursing Agent or the Collateral Agent at any time, the Required
Lenders will confirm in writing the Disbursing Agent&#146;s or the Collateral Agent&#146;s authority to release, subordinate or <FONT STYLE="white-space:nowrap">re-convey</FONT> its interest in particular types or items of property, or to release
any Guarantor from its obligations under the Guaranty pursuant to this <U>Section</U><U></U><U>&nbsp;8.10</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;The Disbursing Agent and the Collateral Agent hereby disclaim any representation or warranty to the Lenders
concerning, and shall not be responsible for or have a duty to ascertain or inquire into the existence, value or collectability of the Collateral, the existence, priority or perfection of the Collateral Agent&#146;s Lien thereon, or any certificate
prepared by any Loan Party in connection therewith, nor shall the Disbursing Agent or the Collateral Agent be responsible or liable to the Lenders or any other Secured Party for any failure to monitor or maintain any portion of the Collateral.
Neither Agent makes any representation as to the value, sufficiency or condition of the Collateral or any part thereof, as to the title of the Loan Parties to the Collateral, or as to the security afforded by the Guarantee and Collateral Agreement
or any other Loan Document. Neither Agent shall be responsible for insuring the Collateral or for the payment of Taxes, charges, assessments or liens upon the Collateral. Neither Agent shall be responsible for the maintenance of the Collateral,
except as expressly </P>
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provided in the immediately following sentence when the Collateral Agent has possession of the Collateral. Neither Agent shall have any duty to the Lenders as to any Collateral in its possession
or in the possession of someone under its control or in the possession or control of any agent or nominee of such Agent or any income thereon or as to the preservation of rights against prior parties or any other rights pertaining thereto, except
the duty to accord such of the Collateral as may be in its possession substantially the same care as it accords similar assets held for the benefit of third parties and the duty to account for monies received by it. Neither Agent shall be under an
obligation independently to request or examine insurance coverage with respect to any Collateral. Neither Agent shall be liable for the acts or omissions of any bank, depositary bank, custodian, independent counsel of any Loan Party or any other
party selected by such Agent with reasonable care or selected by any other party hereto that may hold or possess Collateral or documents related to Collateral, and neither Agent shall be required to monitor the performance of any such Persons
holding Collateral. For the avoidance of doubt, neither Agent shall be responsible to the Lenders for the perfection of any Lien or for the filing, form, content or renewal of any UCC financing statements, fixture filings, mortgages, deeds of trust
and such other documents or instruments. The Lenders shall be solely responsible for, and shall arrange for, the filing and continuation of financing statements or other filing or recording documents or instruments for the perfection of security
interests in the Collateral. The Collateral Agent shall not be responsible for the preparation, form, content, sufficiency or adequacy of any such financing statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;In connection with the exercise of any rights or remedies in respect of, or foreclosure or realization upon, any
Real Property-related Collateral pursuant to this Agreement or any other Loan Document, the Collateral Agent shall not be obligated to take title to or possession of Real Property in its own name, or otherwise in a form or manner that may, in its
reasonable judgment, expose it to liability. In the event that the Collateral Agent deems that it may be considered an &#147;owner or operator&#148; under any Environmental Laws or otherwise cause the Collateral Agent to incur, or be exposed to, any
Environmental Liability or any liability under any other federal, state or local law, the Collateral Agent reserves the right, instead of taking such action, either to resign as the Collateral Agent subject to the terms and conditions of
<U>Section</U><U></U><U>&nbsp;8.06</U> or to arrange for the transfer of the title or control of the asset to a court appointed receiver. The Collateral Agent will not be liable to any Person for any Environmental Liability or any environmental
claims or contribution actions under any federal, state or local law, rule or regulation by reason of the Collateral Agent&#146;s actions and conduct as authorized, empowered and directed hereunder or relating to any kind of discharge or Release or
threatened Release of any Materials of Environmental Concern into the environment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;In connection with any tax
affidavit or similar instrument required to be filed or delivered by the Collateral Agent in connection with any Mortgage, the Collateral Agent shall complete such tax affidavit or similar instrument pursuant to the information provided to it in a
certificate executed by a Responsible Officer of the Borrower. The Collateral Agent shall be entitled to conclusively rely on the information provided to it in such certificate and shall not be liable to the Loan Parties, the Lenders or any other
Person for its acting in reliance thereon. The Borrower shall indemnify the Collateral Agent for any losses the Collateral Agent may incur as a result of its reliance on such certificate of the Borrower, including without limitation, any losses
relating to any incorrect or misleading information provided in any tax affidavit based upon information contained in the certificate of the Borrower. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;Anything contained in any of the Loan Documents to the contrary
notwithstanding, the Borrower, the Disbursing Agent, the Collateral Agent and each Lender hereby agree that (i)&nbsp;no Lender shall have any right individually to realize upon any of the Collateral or to enforce the Guarantee and Collateral
Agreement or any other Security Document, it being understood and agreed that all powers, rights and remedies under any of the Security Documents may be exercised solely by the Collateral Agent for the benefit of the Secured Parties in accordance
with the terms thereof, and (ii)&nbsp;in the event of a foreclosure or similar enforcement action by the Collateral Agent on any of the Collateral pursuant to a public or private sale or other Disposition (including, without limitation, pursuant to
Section&nbsp;363(k), Section&nbsp;1129(b)(2)(a)(ii) or otherwise of the Bankruptcy Code), the Collateral Agent (or any Lender, except with respect to a &#147;credit bid&#148; pursuant to Section&nbsp;363(k), Section&nbsp;1129(b)(2)(a)(ii) or
otherwise of the Bankruptcy Code) may be the purchaser or licensor of any or all of such Collateral at any such sale or other Disposition and the Collateral Agent, as agent for and representative of the Secured Parties (but not any Lender or Lenders
in its or their respective individual capacities) shall be entitled (either directly or through one or more acquisition vehicles), upon instructions from the Required Lenders, for the purpose of bidding and making settlement or payment of the
purchase price for all or any portion of the Collateral sold at any such sale or Disposition, to use and apply any or all of the Obligations (other than Obligations owing to the Disbursing Agent or the Collateral Agent) as a credit on account of the
purchase price for any collateral payable by the Collateral Agent (or such acquisition vehicle) at such sale or other Disposition. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.11&nbsp;&nbsp;&nbsp;&nbsp;<U>Withholding Tax</U>. To the extent required by any Requirement of Law, the Disbursing Agent and
the Collateral Agent may deduct or withhold from any payment to any Lender an amount equivalent to any applicable withholding Tax. If the IRS or any other Governmental Authority asserts a claim that the Disbursing Agent or the Collateral Agent, as
the case may be, did not properly withhold Tax from amounts paid to or for the account of any Lender for any reason (including because the appropriate form was not delivered or was not properly executed or because such Lender failed to notify the
Disbursing Agent of a change in circumstance that rendered the exemption from, or reduction of, withholding Tax ineffective), such Lender shall indemnify and hold harmless the Disbursing Agent and the Collateral Agent fully for all amounts paid,
directly or indirectly, by such Agent as Tax or otherwise, including any penalties, additions to Tax or interest and together with all expenses (including legal expenses, allocated internal costs and <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses) incurred, whether or not such Tax was correctly or legally imposed or asserted by the relevant Governmental Authority. A certificate as to the amount of such payment or liability
delivered to any Lender by the Disbursing Agent or the Collateral Agent, as the case may be, shall be conclusive absent manifest error. Each Lender hereby authorizes the Disbursing Agent and the Collateral Agent to set off and apply any and all
amounts at any time owing to such Lender under this Agreement or any other Loan Document against any amount due to such Agent under this <U>Section</U><U></U><U>&nbsp;8.11</U>. The agreements in this <U>Section</U><U></U><U>&nbsp;8.11</U> shall
survive the resignation and/or replacement of the Disbursing Agent and the Collateral Agent, any assignment of rights by, or the replacement of, a Lender, the termination of this Agreement and the repayment, satisfaction or discharge of all other
Obligations. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;8.12&nbsp;&nbsp;&nbsp;&nbsp;<U>No Reliance on Agents&#146; Customer
Identification Program</U>. Each Lender acknowledges and agrees that neither such Lender, nor any of its Affiliates, participants or assignees, may rely on either Agent to carry out such Lender&#146;s or its Affiliate&#146;s, participant&#146;s or
assignee&#146;s customer identification program, or other obligations required or imposed under or pursuant to the PATRIOT Act or the regulations thereunder, including the regulations contained in 31 CFR 103.121 (as hereafter amended or replaced,
the &#147;<U>CIP Regulations</U>&#148;), or any other anti-terrorism law, including any programs involving any of the following items relating to or in connection with the Borrower, its Affiliates or agents, the Loan Documents or the transactions
hereunder: (a)&nbsp;any identity verification procedures, (b)<U></U>&nbsp;any record keeping, (c)<U></U>&nbsp;any comparisons with government lists, (d)<U></U>&nbsp;any customer notices or (e)<U></U>&nbsp;any other procedures required under the CIP
Regulations or such other laws. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4">Section&nbsp;8.13</FONT><FONT
STYLE="font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">Erroneous Payments. If a payment is made by the
Disbursing Agent (or its Affiliates) in error (whether known to the recipient or not) or if a Lender or another recipient of funds is not otherwise entitled to receive such funds at such time of such payment or from such Person in accordance with
the Loan Documents, then such Lender or recipient shall forthwith on demand repay to the Disbursing Agent the portion of such payment that was made in error (or otherwise not intended (as determined by the Disbursing Agent) to be received) in the
amount made available by the Disbursing Agent (or its Affiliate) to such Lender or recipient, with interest thereon, for each day from and including the date such amount was made available by the Disbursing Agent (or its Affiliate) to it to but
excluding the date of payment to the Disbursing Agent, at the greater of the Federal Funds Effective Rate and a rate determined by the Disbursing Agent in accordance with banking industry rules on interbank compensation. Each Lender and other party
hereto waives the discharge for value defense in respect of any such payment.</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE IX </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MISCELLANEOUS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.01&nbsp;&nbsp;&nbsp;&nbsp;<U>Amendments and Waivers</U>.&nbsp;(a)&nbsp;None of the terms or provisions of this Agreement or any
other Loan Document may be waived, supplemented or otherwise modified except in accordance with the provisions of this <U>Section</U><U></U><U>&nbsp;9.01</U>. The Required Lenders and each Loan Party party to the relevant Loan Document may, from
time to time, (x)&nbsp;enter into written amendments, supplements or modifications hereto and to the other Loan Documents (including amendments and restatements hereof or thereof) for the purpose of adding any provisions to this Agreement or the
other Loan Documents or changing in any manner the rights of the Lenders or of the Loan Parties hereunder or thereunder or (y)&nbsp;waive, on such terms and conditions as may be specified in the instrument of waiver, any of the requirements of this
Agreement or the other Loan Documents or any Default or Event of Default and its consequences; <I>provided</I>, <I>however</I>, that, in addition to such Required Lender consent (except as otherwise set forth below), no such waiver, amendment,
supplement or modification shall: </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;forgive the principal amount or extend the final scheduled date
of maturity of any Loan, postpone, extend or delay any scheduled date of any amortization payment, or reduce or waive any amortization payment in respect of any Loan, postpone, extend or delay any date fixed for, or reduce or waive the stated rate
of, any interest, premium, fee or other amounts (other than principal) due to the Lenders and payable hereunder or under any other Loan Document (except that, for the avoidance of doubt, (x)&nbsp;mandatory prepayments pursuant to
<U>Section</U><U></U><U>&nbsp;2.08</U> may be postponed, extended, delayed, reduced, waived or modified with the consent of the Required Lenders and (y)&nbsp;any waiver of any increase in the interest rate pursuant to
<U>Section</U><U></U><U>&nbsp;2.11(c)</U> may be made with the consent of the Required Lenders), or increase the amount or extend the expiration date of any Commitment of any Lender, in each case without the written consent of each Lender directly
affected thereby; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;amend, modify or waive any provision of this <U>Section</U><U></U><U>&nbsp;9.01</U> or
reduce any percentage specified in the definition of &#147;Required Lenders&#148;, consent to the assignment or transfer by the Borrower of any of its rights or obligations under this Agreement or the other Loan Documents, release all or
substantially all of the Collateral or release all or substantially all of the Guarantee Obligations of Holdings or the value of the Guarantee Obligations of the Subsidiary Guarantors under the Guarantee and Collateral Agreement and the other Loan
Documents other than in accordance with the provisions of the Loan Documents, in each case without the consent of all Lenders; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;amend, modify or waive any provision of <U>Article VIII</U> or any other provision affecting the rights, duties
or obligations of the Disbursing Agent (including, without limitation, in connection with the adoption of any Benchmark Replacement Conforming Changes) without the consent of the Disbursing Agent; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv)&nbsp;&nbsp;&nbsp;&nbsp;amend, modify or waive any provision of <U>Article VIII</U> or any other provision affecting the rights, duties
or obligations of the Collateral Agent (including, without limitation, in connection with the adoption of any Benchmark Replacement Conforming Changes) without the consent of the Collateral Agent; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v)&nbsp;&nbsp;&nbsp;&nbsp;amend, modify or waive the pro rata sharing provisions of <U>Section</U><U></U><U>&nbsp;2.14</U>,
<U>Section</U><U></U><U>&nbsp;2.18</U> or <U>Section</U><U></U><U>&nbsp;9.07(a)</U> without the consent of each Lender directly and adversely affected thereby; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vi)&nbsp;&nbsp;&nbsp;&nbsp;impose modifications or restrictions on assignments and participations that are more restrictive than, or
additional to, those set forth in <U>Section</U><U></U><U>&nbsp;9.06</U> without the consent of each Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Any such waiver and any such amendment,
supplement or modification shall apply equally to each of the Lenders and shall be binding upon the Loan Parties, the Lenders, the Disbursing Agent, the Collateral Agent, and all future holders of the Loans. In the case of any waiver, the Loan
Parties, the Lenders, the Disbursing Agent and the Collateral Agent shall be restored to their former position and rights hereunder and under the other Loan Documents, and any Default or Event of Default waived shall be deemed to be cured and not
continuing; but no such waiver shall extend to any subsequent or other Default or Event of Default, or impair any right </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
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consequent thereon. Any such waiver, amendment, supplement or modification shall be effected by a written instrument signed by the parties required to sign pursuant to the foregoing provisions of
this <U>Section</U><U></U><U>&nbsp;9.01</U>. In connection with any amendment, waiver or modification hereunder or execution of any additional agreements or amendments as contemplated by this Agreement, each Agent shall be entitled to request an
officer&#146;s certificate from the Borrower certifying that such amendment, waiver or modification is authorized and permitted by the terms of this Agreement and the other Loan Documents, and each Agent shall be fully protected in relying upon the
same and shall incur no liability for any actions or omissions taken or omitted to be taken in reliance thereon. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.02&nbsp;&nbsp;&nbsp;&nbsp;<U>Notices</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Notices Generally</U>. Except in the case of notices and other communications expressly permitted to be given by
telephone (and except as provided in <U>Section</U><U></U><U>&nbsp;9.02(b)</U>), all notices and other communications provided for herein shall be in writing and shall be delivered by hand or overnight courier service, mailed by certified or
registered mail or sent by facsimile as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;if to Holdings or the Borrower, to FreightCar America, Inc.
at 125 S. Wacker Drive, Suite 1500, Chicago, Illinois 60606, Attention of Chris Eppel (Telephone No. (312) <FONT STYLE="white-space:nowrap">928-0052;</FONT> Email: ceppel@freightcar.net); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;if to the Disbursing Agent or the Collateral Agent, to U.S. Bank National Association at 214 N. Tryon Street, 27<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> Floor, Charlotte, North Carolina 28202, Attention of CDO Trust Services/James Hanley (Facsimile No.: (704) <FONT STYLE="white-space:nowrap">335-4670;</FONT> Telephone No.: (302) <FONT
STYLE="white-space:nowrap">576-3714;</FONT> Email: james.hanley1@usbank.com); and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;if to a Lender, to it at
its address (or facsimile number) set forth on the signature pages hereof, in a separate notice provided to the Disbursing Agent and the Borrower or in its Administrative Questionnaire. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notices sent by hand or overnight courier service, or mailed by certified or registered mail, shall be deemed to have been given when received. Notices sent
by facsimile shall be deemed to have been given when sent (except that, if not given during normal business hours for the recipient, shall be deemed to have been given at the opening of business on the next Business Day for the recipient). Notices
delivered through electronic communications, to the extent provided in <U>Section</U><U></U><U>&nbsp;9.02(b)</U>, shall be effective as provided in <U>Section</U><U></U><U>&nbsp;9.02(b)</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Electronic Communications</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;Notices and other communications to the Lenders hereunder may be delivered or furnished by electronic
communication (including email and internet or intranet websites) pursuant to procedures approved by the Agents and the Required Lenders; <I>provided</I> that the foregoing shall not apply to notices to any Lender pursuant to <U>Article II</U> if
such Lender has notified the Agents that it is incapable of receiving notices under such Section by electronic communication. The Agents, any Lender or the Borrower may, in its discretion, agree to accept
</P>
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notices and other communications to it hereunder by electronic communications pursuant to procedures approved by it; <I>provided</I> that approval of such procedures may be limited to particular
notices or communications. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;Unless the Disbursing Agent, the Collateral Agent or the Lenders otherwise
prescribe, (i)&nbsp;notices and other communications sent to an email address shall be deemed received upon the sender&#146;s receipt of an acknowledgement from the intended recipient (such as by the &#147;return receipt requested&#148; function, as
available, return email or other written acknowledgement) and (ii)&nbsp;notices or communications posted to an internet or intranet website shall be deemed received upon the deemed receipt by the intended recipient, at its email address as described
in the foregoing <U>clause (i)</U>, of notification that such notice or communication is available and identifying the website address therefor; <I>provided</I> that, in the case of each of the foregoing <U>clauses (i)</U>&nbsp;and <U>(ii)</U>, if
such notice or other communication is not sent during the normal business hours of the recipient, such notice or communication shall be deemed to have been sent at the opening of business on the next Business Day for the recipient. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Change of Address, etc</U>. Any party hereto may change its address or facsimile number for notices and other
communications hereunder by notice to the Borrower and the Disbursing Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Platform</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower agrees that the Disbursing Agent may, but shall not be obligated to, make any Approved Electronic
Communications available to the Lenders by posting such Approved Electronic Communications on the Platform. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;The Platform and any Approved Electronic Communications are provided &#147;as is&#148; and &#147;as
available.&#148; None of the Agents nor any of their respective Related Parties warrants the accuracy, adequacy or completeness of the Platform or any Approved Electronic Communications and each expressly disclaims liability for errors or omissions
in the Approved Electronic Communications. No warranty of any kind, express, implied or statutory, including, without limitation, any warranty of merchantability, fitness for a particular purpose,
<FONT STYLE="white-space:nowrap">non-infringement</FONT> of third-party rights or freedom from viruses or other code defects, is made by any Agent or any of their respective Related Parties in connection with the Platform or the Approved Electronic
Communications. Each party hereto agrees that no Agent has any responsibility for maintaining or providing any equipment, software, services or any testing required in connection with any Approved Electronic Communication or otherwise required for
the Platform. In no event shall any Agent or any of its Related Parties have any liability to any Loan Party, any Lender or any other Person or entity for damages of any kind, whether or not based on strict liability and including, without
limitation, (A)&nbsp;direct damages, losses or expenses (whether in tort, contract or otherwise) arising out of any Loan Party&#146;s or any Agent&#146;s transmission of communications through the Platform, except to the extent the same resulted
primarily from the gross negligence or willful misconduct of such Agent or its Related Parties, in each case as determined by a court of competent jurisdiction in a final and <FONT STYLE="white-space:nowrap">non-appealable</FONT> judgment or
(B)&nbsp;indirect, special, incidental or consequential damages, losses or expenses (whether in tort, contract or otherwise) arising out of any Loan Party&#146;s or any Agent&#146;s </P>
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transmission of communications through the Platform. In no event shall any Agent or any of its Related Parties have any liability for any damages arising from the use by others of any information
or other materials obtained through internet, electronic, telecommunications or other information transmission systems, except to the extent the same resulted primarily from the gross negligence or willful misconduct of such Agent or its Related
Parties, in each case as determined by a court of competent jurisdiction in a final and <FONT STYLE="white-space:nowrap">non-appealable</FONT> judgment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;Each Loan Party, each Lender and each Agent agrees that the Disbursing Agent may, but shall not be obligated to,
store any Approved Electronic Communications on the Platform in accordance with the Disbursing Agent&#146;s customary document retention procedures and policies. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv)&nbsp;&nbsp;&nbsp;&nbsp;All uses of the Platform shall be governed by and subject to, in addition to this
<U>Section</U><U></U><U>&nbsp;9.02</U>, separate terms and conditions posted or referenced in such Platform and related agreements executed by the Lenders and their Affiliates in connection with the use of such Platform. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v)&nbsp;&nbsp;&nbsp;&nbsp;Each Loan Party understands that the distribution of material through an electronic medium is not necessarily
secure and that there are confidentiality and other risks associated with such distribution and agrees and assumes the risks associated with such electronic distribution, except to the extent caused by the willful misconduct or gross negligence of
the Disbursing Agent, in each case as determined by a court of competent jurisdiction in a final and <FONT STYLE="white-space:nowrap">non-appealable</FONT> judgment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vi)&nbsp;&nbsp;&nbsp;&nbsp;The Borrower and each Lender acknowledge that certain of the Lenders may be Public Lenders and, if documents or
notices required to be delivered pursuant to <U>Section</U><U></U><U>&nbsp;5.02</U> or otherwise are being distributed through the Platform, any document or notice that the Borrower has indicated contains
<FONT STYLE="white-space:nowrap">Non-Public</FONT> Information shall not be posted on that portion of the Platform designated for Public Lenders. The Borrower agrees to clearly designate all information provided to the Disbursing Agent by or on
behalf of the Loan Parties which is suitable to make available to Public Lenders. If the Borrower has not indicated whether a document or notice delivered pursuant to <U>Section</U><U></U><U>&nbsp;5.02</U> or otherwise contains <FONT
STYLE="white-space:nowrap">Non-Public</FONT> Information, the Disbursing Agent reserves the right to post such document or notice solely on that portion of the Platform designated for Lenders who wish to receive material <FONT
STYLE="white-space:nowrap">non-public</FONT> information with respect to Holdings, the Borrower, its Subsidiaries and their respective securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;<U>Public Side Information Contacts</U>. Each Public Lender agrees to cause at least one individual at or on behalf
of such Public Lender to have selected the &#147;Private Side Information&#148; or similar designation on the content declaration screen of the Platform in order to enable such Public Lender or its delegate, in accordance with such Public
Lender&#146;s compliance procedures and applicable Requirements of Law, including the U.S. Federal and state securities Laws, to make reference to Approved Electronic Communications that are not made available through the &#147;Public Side
Information&#148; portion of the Platform and that may contain material <FONT STYLE="white-space:nowrap">non-public</FONT> information with respect to the Borrower or its securities for purposes of the U.S. Federal or state securities Laws. In the
event that any Public Lender has elected for itself to not </P>
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STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-127-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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access any information disclosed through the Platform or otherwise, such Public Lender acknowledges that (i)&nbsp;the Agents and other Lenders may have access to such information and
(ii)&nbsp;neither the Borrower nor any Agent or other Lender with access to such information shall have (x)&nbsp;any responsibility for such Public Lender&#146;s decision to limit the scope of information it has obtained in connection with this
Agreement and the other Loan Documents or (y)&nbsp;any duty to disclose such information to such electing Lender or to use such information on behalf of such electing Lender, and shall not be liable for the failure to so disclose or use such
information. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.03&nbsp;&nbsp;&nbsp;&nbsp;<U>No Waiver by Course of Conduct; Cumulative Remedies</U>. None of the Agents or
the Lenders shall by any act (except by a written instrument pursuant to <U>Section</U><U></U><U>&nbsp;9.01</U>), delay, indulgence, omission or otherwise be deemed to have waived any right or remedy hereunder or to have acquiesced in any Default or
Event of Default. No failure to exercise, nor any delay in exercising, on the part of any Agent or Lender, any right, power or privilege hereunder shall operate as a waiver thereof. No single or partial exercise of any right, power or privilege
hereunder shall preclude any other or further exercise thereof or the exercise of any other right, power or privilege. A waiver by any Agent or Lender of any right or remedy hereunder on any one occasion shall not be construed as a bar to any right
or remedy which such Agent or Lender would otherwise have on any future occasion. The rights and remedies herein provided are cumulative, may be exercised singly or concurrently and are not exclusive of any other rights or remedies provided by law.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.04&nbsp;&nbsp;&nbsp;&nbsp;<U>Survival of Representations, Warranties, Covenants and Agreements</U>. All representations,
warranties, covenants and agreements made herein, in the other Loan Documents and in any document, certificate or statement delivered pursuant hereto or in connection herewith shall be considered to have been relied upon by the other parties hereto
and shall survive the execution and delivery hereof and thereof and the making of the Loans and other extensions of credit hereunder, regardless of any investigation made by any such other party or on its behalf and notwithstanding that the
Disbursing Agent or any Lender may have had notice or knowledge of any Default at the time of any Credit Extension hereunder, and shall continue in full force and effect as long as any Loan or any other Obligation hereunder shall remain unpaid or
unsatisfied and so long as the Commitments have not expired or been terminated. The provisions of <U>Section</U><U></U><U>&nbsp;2.15</U>, <U>Section</U><U></U><U>&nbsp;2.16</U>, <U>Section</U><U></U><U>&nbsp;2.17</U>,
<U>Section</U><U></U><U>&nbsp;9.05</U>, <U>Section</U><U></U><U>&nbsp;9.19</U>, <U>Section</U><U></U><U>&nbsp;9.21</U>, <U>Section</U><U></U><U>&nbsp;9.22</U> and <U>Article VIII</U> shall survive and remain in full force and effect regardless of
the consummation of the transactions contemplated hereby, the Payment in Full, the expiration or termination of the Commitments, the resignation or removal of either Agent or the termination of this Agreement or any provision hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.05&nbsp;&nbsp;&nbsp;&nbsp;<U>Payment of Expenses; Indemnity</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Costs and Expenses</U>. The Borrower shall pay (i)&nbsp;all reasonable and documented <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> costs and expenses incurred by the Disbursing Agent, the Collateral Agent, the Lenders and their respective Affiliates in connection with the preparation,
negotiation, execution, delivery and administration of this Agreement and the other Loan Documents, the Warrants and any amendments, modifications or waivers of the provisions hereof or thereof (whether or not the transactions contemplated hereby or
thereby shall be consummated), including the reasonable and documented <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> fees, charges and disbursements of
</P>
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STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-128-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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counsel and (ii)&nbsp;all <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> costs and expenses incurred by the Disbursing Agent, the Collateral Agent
and each Lender (including the fees, charges and disbursements of any counsel for the Agents or any Lender) in connection with the enforcement or protection of any rights and remedies under this Agreement and the other Loan Documents, including all
such costs and expenses incurred during any legal proceeding, including any proceeding under any Debtor Relief Law, and including in connection with any workout, restructuring or negotiations in respect of the Loans and the Loan Documents, including
the reasonable fees, charges and disbursements of counsel. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Indemnification by the Borrower</U>. The
Borrower shall indemnify the Disbursing Agent (and any <FONT STYLE="white-space:nowrap">sub-agent</FONT> thereof), the Collateral Agent (and any <FONT STYLE="white-space:nowrap">sub-agent</FONT> thereof), each Lender, and each Related Party of any
of the foregoing Persons (each such Person being called an &#147;<U>Indemnitee</U>&#148;) against, and hold each Indemnitee harmless from, any and all liabilities, obligations, losses, damages, penalties, claims, demands, actions, judgments, suits,
costs (including settlement costs and the costs of enforcing this indemnity), disbursements and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> fees and expenses (including the fees, charges and
disbursements of any counsel for any Indemnitee), joint or several, of any kind or nature whatsoever which may at any time be imposed on, incurred by or asserted or awarded against any Indemnitee in any way relating to or arising out of or in
connection with or by reason of (i)&nbsp;any actual or prospective claim, litigation, investigation or proceeding in any way relating to, arising out of, in connection with or by reason of any of the following, whether based on contract, tort or any
other theory (including any investigation of, preparation for, or defense of any pending or threatened claim, litigation or proceeding): (A)&nbsp;the execution, delivery, enforcement, performance or administration of any Loan Document or any other
document delivered in connection with the transactions contemplated thereby or any amendments, modifications or waivers of the provisions hereof or thereof (whether or not the transactions contemplated hereby or thereby shall be consummated) or the
consummation of the transactions contemplated thereby or (B)&nbsp;any Commitment, any Credit Extension or the use or proposed use of the proceeds thereof; <I>provided</I> that such indemnity shall not, as to any Indemnitee, be available to the
extent that such liabilities, obligations, losses, damages, penalties, claims, demands, actions, judgments, suits, costs, fees and expenses (1)&nbsp;are determined by a court of competent jurisdiction by final and nonappealable judgment to have
resulted from the gross negligence or willful misconduct of such Indemnitee or (2)&nbsp;arise out of any dispute solely among Indemnitees (other than any claims against an Indemnitee in its capacity or in fulfilling its role as an agent or arranger
or any similar role hereunder or under any other Loan Document and other than any claims arising out of any act or omission of the Borrower or any of its Affiliates); or (ii)&nbsp;any actual or alleged presence or release of Materials of
Environmental Concern on or from any property currently or formerly owned or operated by the Borrower or any of its Subsidiaries, or any Environmental Liability related in any way to the Borrower or any of its Subsidiaries (<U>clauses&nbsp;(i)</U>
and <U>(ii)</U>, collectively, the &#147;<U>Indemnified Liabilities</U>&#148;), in all cases, whether or not caused by or arising, in whole or in part, out of the negligence of such Indemnitee and regardless of whether such Indemnitee is a party
thereto, and whether or not any such claim, litigation, investigation or proceeding is brought by the Borrower, its equity holders, its affiliates, its creditors or any other Person<I> </I>except for purposes of this clause (ii), to the extent that
such liabilities, obligations, losses, damages, penalties, claims, demands, actions, judgments, suits, costs, fees and expenses are determined by a court of competent jurisdiction by final and nonappealable judgment to have resulted from the gross
negligence or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-129-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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willful misconduct of such Indemnitee. This <U>Section</U><U></U><U>&nbsp;9.05(b)</U> shall not apply with respect to Taxes other than any Taxes that represent losses, claims, damages, etc.
arising from any <FONT STYLE="white-space:nowrap">non-Tax</FONT> claim. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Reimbursement by the Lenders</U>.
To the extent that the Borrower for any reason fails to indefeasibly indemnify the Disbursing Agent or the Collateral Agent or pay any amount required under <U>Section</U><U></U><U>&nbsp;9.05(a)</U> or <U>Section</U><U></U><U>&nbsp;9.05(b)</U> to be
paid by it to the Disbursing Agent or Collateral Agent (or any <FONT STYLE="white-space:nowrap">sub-agent</FONT> thereof) or any Related Party of any of the foregoing, each Lender severally agrees to indemnify the Disbursing Agent and the Collateral
Agent from and against any all liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements of any kind or nature, including, without limitation, the fees and expenses of its agents and attorneys,
whatsoever which may be imposed on, incurred by or asserted against the Disbursing Agent or the Collateral Agent in performing their respective duties hereunder, or in any way relating to or arising out of this Agreement or any other Loan Document
and pay to the Disbursing Agent or Collateral Agent or any such <FONT STYLE="white-space:nowrap">sub-agent</FONT> or such Related Party, as the case may be, such Lender&#146;s pro rata share (determined as of the time that the applicable
unreimbursed expense or indemnity payment is sought based on each Lender&#146;s share of the Total Credit Exposure at such time) of such unpaid amount (including any such unpaid amount in respect of a claim asserted by such Lender); <I>provided</I>
that the unreimbursed expense or indemnified loss, claim, damage, liability or related expense, as the case may be, was incurred by or asserted against the Disbursing Agent or Collateral Agent (or any such
<FONT STYLE="white-space:nowrap">sub-agent)</FONT> in its capacity as such, or against any Related Party of any of the foregoing acting for the Disbursing Agent or Collateral Agent (or any such <FONT STYLE="white-space:nowrap">sub-agent)</FONT> in
connection with such capacity. The obligations of the Lenders under this <U>Section</U><U></U><U>&nbsp;9.05(c)</U> are several and not joint. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Waiver of Consequential Damages, Etc</U>. To the fullest extent permitted by applicable Requirements of Law,
none of Holdings, the Borrower or any Indemnitee shall assert (and Holdings shall cause its Subsidiaries not to assert), and each of Holdings, the Borrower or any Indemnitee hereby waives (and Holdings agrees to cause its Subsidiaries to waive), any
claim against any Indemnitee or Holdings, the Borrower or any Subsidiary, as applicable, on any theory of liability, for special, indirect, consequential or punitive damages (as opposed to direct or actual damages) arising out of, in connection
with, or as a result of, this Agreement, any other Loan Document or any other document contemplated hereby, the transactions contemplated hereby or thereby, any Commitment or any Credit Extension, or the use of the proceeds thereof or such
Person&#146;s activities in connection therewith (whether before or after the Closing Date); <I>provided</I> that such waiver of special, indirect, consequential or punitive damages shall not limit the indemnification obligations of the Borrower
under <U>Section</U><U></U><U>&nbsp;9.05(b)</U>. No Indemnitee shall be liable for any damages arising from the use by others of any information or other materials distributed by such Indemnitee through telecommunications, electronic or other
information transmission systems in connection with this Agreement, the other Loan Documents or the transactions contemplated hereby or thereby, other than as a result of the gross negligence or willful misconduct of such Indemnitee as determined by
a court of competent jurisdiction in a final and <FONT STYLE="white-space:nowrap">non-appealable</FONT> judgment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-130-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;<U>Payments</U>. All amounts due under this
<U>Section&nbsp;9.05</U> shall be payable promptly after demand therefor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.06&nbsp;&nbsp;&nbsp;&nbsp;<U>Successors and
Assigns; Participations and Assignments</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Successors and Assigns Generally</U>. The provisions of this
Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns permitted hereby, except that the Borrower may not assign or otherwise transfer any of its rights or obligations hereunder
without the prior written consent of each Lender (and any such assignment without such consent shall be null and void), and no Lender may assign or otherwise transfer any of its rights or obligations hereunder except (i)&nbsp;to an assignee in
accordance with the provisions of <U>Section</U><U></U><U>&nbsp;9.06(b)</U>, (ii)&nbsp;by way of participation in accordance with the provisions of <U>Section</U><U></U><U>&nbsp;9.06(d)</U>, or (iii)&nbsp;by way of pledge or assignment of a security
interest subject to the restrictions of <U>Section</U><U></U><U>&nbsp;9.06(e)</U>. Nothing in this Agreement, expressed or implied, shall be construed to confer upon any Person (other than the parties hereto, their respective successors and assigns
permitted hereby, Participants to the extent provided in <U>Section</U><U></U><U>&nbsp;9.06(d)</U> and, to the extent expressly contemplated hereby, Indemnitees and the Related Parties of each of the Disbursing Agent, the Collateral Agent and the
Lenders) any legal or equitable right, remedy or claim under or by reason of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Assignments by
Lenders</U>. (1)&nbsp;Any Lender, upon notice to the Disbursing Agent, may at any time assign to one or more assignees all or a portion of its rights and obligations under this Agreement (including all or a portion of its Commitment and the Loans at
the time owing to it); <I>provided</I> that any such assignment shall be subject to the following conditions: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;<U>Minimum Amounts</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(A)&nbsp;&nbsp;&nbsp;&nbsp;In the case of an assignment of the entire remaining amount of the assigning Lender&#146;s
Commitment and/or the Loans at the time owing to it or contemporaneous assignments to related Approved Funds (determined after giving effect to such assignments) that equal at least the amount specified in
<U>Section</U><U></U><U>&nbsp;9.06(b)(i)(B)</U> in the aggregate or in the case of an assignment to a Lender, an Affiliate of a Lender or an Approved Fund, no minimum amount need be assigned. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(B)&nbsp;&nbsp;&nbsp;&nbsp;In any case not described in <U>Section</U><U></U><U>&nbsp;9.06(b)(i)(A)</U>, the aggregate amount
of the Commitment (which for this purpose includes Loans outstanding thereunder) or, if the applicable Commitment is not then in effect, the principal outstanding balance of the Loans of the assigning Lender subject to each such assignment
(determined as of the date the Assignment and Assumption with respect to such assignment is delivered to the Disbursing Agent or, if &#147;trade date&#148; is specified in the Assignment and Assumption, as of such date) shall not be less than
$1,000,000 unless, so long as no Event of Default has occurred and is continuing, the Borrower otherwise consents (each such consent not to be unreasonably withheld or delayed). </P>
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STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-131-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;<U>Proportionate Amounts</U>. Each partial assignment shall be
made as an assignment of a proportionate part of all the assigning Lender&#146;s rights and obligations under this Agreement with respect to the Loan or the Commitment assigned. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii)&nbsp;&nbsp;&nbsp;&nbsp;<U>Required Consents</U>. No consent shall be required for any assignment except (x)&nbsp;to the extent required
by <U>Section</U><U></U><U>&nbsp;9.06(b)(i)(B)</U> and (y)&nbsp;the consent of the Borrower (such consent not to be unreasonably withheld or delayed) shall be required unless (1)&nbsp;an Event of Default has occurred and is continuing at the time of
such assignment or (2)&nbsp;such assignment is to a Lender, an Affiliate of a Lender or an Approved Fund. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iv)&nbsp;&nbsp;&nbsp;&nbsp;<U>Processing Fee; Administrative Questionnaire</U>. The parties to each assignment shall execute and deliver to
the Disbursing Agent an Assignment and Assumption, together with a processing and recordation fee of $3,500; <I>provided</I> that the Disbursing Agent may, in its sole discretion, elect to waive such processing and recordation fee in the case of any
assignment. The assignee, if it is not a Lender, shall deliver to the Disbursing Agent an Administrative Questionnaire. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(v)&nbsp;&nbsp;&nbsp;&nbsp;<U>No Assignment to Certain Persons</U>. No such assignment shall be made to (A)&nbsp;the Borrower or any of the
Borrower&#146;s Affiliates or Subsidiaries and (B)&nbsp;to the extent that the list thereof has been made available to the Lenders, any Disqualified Lender. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(vi)&nbsp;&nbsp;&nbsp;&nbsp;<U>No Assignment to Natural Persons</U>. No such assignment shall be made to a natural Person (or a holding
company, investment vehicle or trust for, or owned and operated for the primary benefit of, a natural Person). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2)&nbsp;&nbsp;&nbsp;&nbsp;Subject to acknowledgment and recording thereof by the Disbursing Agent pursuant to
<U>Section</U><U></U><U>&nbsp;9.06(c)</U>, from and after the effective date specified in each Assignment and Assumption, the assignee thereunder shall be a party to this Agreement and, to the extent of the interest assigned by such Assignment and
Assumption, have the rights and obligations of a Lender under this Agreement, and the assigning Lender thereunder shall, to the extent of the interest assigned by such Assignment and Assumption, be released from its obligations under this Agreement
(and, in the case of an Assignment and Assumption covering all of the assigning Lender&#146;s rights and obligations under this Agreement, such Lender shall cease to be a party hereto) but shall continue to be entitled to the benefits of
<U>Section</U><U></U><U>&nbsp;2.15</U>, <U>Section</U><U></U><U>&nbsp;2.16</U> and <U>Section</U><U></U><U>&nbsp;9.05</U> with respect to facts and circumstances occurring prior to the effective date of such assignment. Any assignment or transfer by
a Lender of rights or obligations under this Agreement that does not comply with this <U>Section</U><U></U><U>&nbsp;9.06(b)</U> shall be treated for purposes of this Agreement as a sale by such Lender of a participation in such rights and
obligations in accordance with <U>Section</U><U></U><U>&nbsp;9.06(d)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Register</U>. The Disbursing
Agent, acting solely for this purpose as a <FONT STYLE="white-space:nowrap">non-fiduciary</FONT> agent of the Borrower, shall maintain at one of its offices in New York a copy of each Assignment and Assumption delivered to it and a register for the
recordation of the names and addresses of the Lenders, and the Commitments of, and principal amounts (and stated interest) of the Loans owing to, each Lender pursuant to the terms hereof from time to time (the &#147;<U>Register</U>&#148;). The
entries in the Register shall be conclusive absent manifest error, and the </P>
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Borrower, the Disbursing Agent and the Lenders shall treat each Person whose name is recorded in the Register pursuant to the terms hereof as a Lender hereunder for all purposes of this
Agreement. The Register shall be available for inspection by the Borrower and any Lender during business hours of the Disbursing Agent at any reasonable time and from time to time upon reasonable prior notice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Participations</U>. Any Lender may at any time, without the consent of, or notice to, the Borrower or the
Disbursing Agent, sell participations to any Person (other than a natural Person, or a holding company, investment vehicle or trust for, or owned and operated for the primary benefit of, a natural Person, the Borrower or any of the Borrower&#146;s
Affiliates or Subsidiaries or a Disqualified Lender) (each, a &#147;<U>Participant</U>&#148;) in all or a portion of such Lender&#146;s rights and/or obligations under this Agreement (including all or a portion of its Commitment and/or the Loans
owing to it); <I>provided</I> that (i)&nbsp;such Lender&#146;s obligations under this Agreement shall remain unchanged, (ii)&nbsp;such Lender shall remain solely responsible to the other parties hereto for the performance of such obligations and
(iii)&nbsp;the Borrower, the Agents and the Lenders shall continue to deal solely and directly with such Lender in connection with such Lender&#146;s rights and obligations under this Agreement. For the avoidance of doubt, each Lender shall be
responsible for the indemnity under <U>Section</U><U></U><U>&nbsp;9.05(c)</U> with respect to any payments made by such Lender to its Participants. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any agreement or instrument pursuant to which a Lender sells such a participation shall provide that such Lender shall retain the sole right
to enforce this Agreement and to approve any amendment, modification or waiver of any provision of this Agreement; <I>provided</I> that such agreement or instrument may provide that such Lender will not, without the consent of the Participant, agree
to any amendment, modification or waiver described in <U>clauses (i)</U>, <U>(ii)</U> and <U>(v)</U>, of the proviso to <U>Section</U><U></U><U>&nbsp;9.01(a)</U> that affects such Participant. The Borrower agrees that each Participant shall be
entitled to the benefits of <U>Section</U><U></U><U>&nbsp;2.15</U>, <U>Section</U><U></U><U>&nbsp;2.16</U> and <U>Section</U><U></U><U>&nbsp;2.17</U> (subject to the requirements and limitations therein, including the requirements in
<U>Section</U><U></U><U>&nbsp;2.16(g)</U> (it being understood that the documentation required under <U>Section</U><U></U><U>&nbsp;2.16(g)</U> shall be delivered to the participating Lender)) to the same extent as if it were a Lender and had
acquired its interest by assignment pursuant to <U>Section</U><U></U><U>&nbsp;9.06(b)</U>; <I>provided</I> that such Participant (A)&nbsp;agrees to be subject to the provisions of <U>Section</U><U></U><U>&nbsp;2.19</U> as if it were an assignee
under <U>Section</U><U></U><U>&nbsp;9.06(b)</U>; and (B)&nbsp;shall not be entitled to receive any greater payment under <U>Section</U><U></U><U>&nbsp;2.15</U> or <U>Section</U><U></U><U>&nbsp;2.16</U> with respect to any participation than its
participating Lender would have been entitled to receive, except to the extent such entitlement to receive a greater payment results from a Change in Law that occurs after the Participant acquired the applicable participation. Each Lender that sells
a participation agrees, at the Borrower&#146;s request and expense, to use reasonable efforts to cooperate with the Borrower to effectuate the provisions of <U>Section</U><U></U><U>&nbsp;2.19(a)</U> with respect to any Participant. To the extent
permitted by law, each Participant also shall be entitled to the benefits of <U>Section</U><U></U><U>&nbsp;9.07(b)</U> as though it were a Lender; <I>provided</I> that such Participant agrees to be subject to
<U>Section</U><U></U><U>&nbsp;9.07(a)</U> as though it were a Lender. Each Lender that sells a participation shall, acting solely for this purpose as a <FONT STYLE="white-space:nowrap">non-fiduciary</FONT> agent of the Borrower, maintain a register
on which it enters the name and address of each Participant and the principal amounts (and stated interest) of each Participant&#146;s interest in the Loans or other obligations under the Loan Documents (the &#147;<U>Participant Register</U>&#148;);
<I>provided</I> that no Lender shall have any obligation to disclose all or any portion of the Participant Register (including the identity of any Participant or any information </P>
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relating to a Participant&#146;s interest in any commitments, loans, letters of credit or its other obligations under any Loan Document) to any Person except to the extent that such disclosure is
necessary to establish that such commitment, loan, letter of credit or other obligation is in registered form under <FONT STYLE="white-space:nowrap">Section&nbsp;5f.103-1(c)</FONT> of the United States Treasury Regulations. The entries in the
Participant Register shall be conclusive absent manifest error, and such Lender shall treat each Person whose name is recorded in the Participant Register as the owner of such participation for all purposes of this Agreement notwithstanding any
notice to the contrary. For the avoidance of doubt, the Disbursing Agent (in its capacity as Disbursing Agent) shall have no responsibility for maintaining a Participant Register. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;<U>Certain Pledges</U>. Any Lender may at any time pledge or assign a security interest in all or any portion of
its rights under this Agreement to secure obligations of such Lender, including any pledge or assignment to secure obligations to a Federal Reserve Bank or other central bank having jurisdiction over such Lender; <I>provided</I> that no such pledge
or assignment shall release such Lender from any of its obligations hereunder or substitute any such pledgee or assignee for such Lender as a party hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.07&nbsp;&nbsp;&nbsp;&nbsp;<U>Sharing of Payments by Lenders; Set</U><U><FONT STYLE="white-space:nowrap">-off</FONT></U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;If any Lender shall, by exercising any right of setoff or counterclaim or otherwise, obtain payment in respect of
any principal of or interest on any of its Loans or other obligations hereunder resulting in such Lender receiving payment of a proportion of the aggregate amount of its Loans and accrued interest thereon or other such obligations greater than its
pro rata share thereof as provided herein, then the Lender receiving such greater proportion shall (a)&nbsp;notify the Disbursing Agent of such fact, and (b)&nbsp;purchase (for cash at face value) participations in the Loans and such other
obligations of the other Lenders, or make such other adjustments as shall be equitable, so that the benefit of all such payments shall be shared by the Lenders ratably in accordance with the aggregate amount of principal of and accrued interest on
their respective Loans and other amounts owing them; <I>provided</I> that: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)&nbsp;&nbsp;&nbsp;&nbsp;if any such participations are
purchased and all or any portion of the payment giving rise thereto is recovered, such participations shall be rescinded and the purchase price restored to the extent of such recovery, without interest; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii)&nbsp;&nbsp;&nbsp;&nbsp;the provisions of this <U>Section</U><U></U><U>&nbsp;9.07(a)</U> shall not be construed to apply to (x)&nbsp;any
payment made by the Borrower pursuant to and in accordance with the express terms of this Agreement, or (y)&nbsp;any payment obtained by a Lender as consideration for the assignment of or sale of a participation in any of its Loans to any assignee
or participant, other than to the Borrower or any of its Affiliates, as to which the provision of this <U>Section</U><U></U><U>&nbsp;9.07(a)</U> shall apply. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Borrower consents to the foregoing and agrees, to the extent it may effectively do so under applicable Requirements of Law, that any
Lender acquiring a participation pursuant to the foregoing arrangements may exercise against the Borrower rights of setoff and counterclaim with respect to such participation as fully as if such Lender were a direct creditor of the Borrower in the
amount of such participation. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;Each of Holdings and the Borrower hereby irrevocably authorizes
each Lender at any time and from time to time while an Event of Default shall have occurred and be continuing, without notice to Holdings or the Borrower, any such notice being expressly waived by each of Holdings and the Borrower, to <FONT
STYLE="white-space:nowrap">set-off</FONT> and appropriate and apply any and all deposits (general or special, time or demand, provisional or final), in any currency, and any other credits, indebtedness or claims, in any currency, in each case
whether direct or indirect, absolute or contingent, matured or unmatured, at any time held or owing by such party to or for the credit or the account of Holdings or the Borrower, or any part thereof in such amounts as such Lender may elect, against
and on account of the obligations and liabilities of Holdings and the Borrower to such Lender hereunder and claims of every nature and description of such Lender against Holdings and the Borrower, in any currency, whether arising hereunder, under
any other Loan Document or otherwise, as such Lender may elect, whether or not any Lender has made any demand for payment and although such obligations, liabilities and claims may be contingent or unmatured; <I>provided</I> that such Lender complies
with <U>Section</U><U></U><U>&nbsp;9.07(a)</U>. Each Lender exercising any right of <FONT STYLE="white-space:nowrap">set-off</FONT> shall notify Holdings and the Borrower promptly of any such <FONT STYLE="white-space:nowrap">set-off</FONT> and the
application made by such Lender of the proceeds thereof; <I>provided</I> that the failure to give such notice shall not affect the validity of such <FONT STYLE="white-space:nowrap">set-off</FONT> and application. The rights of each Lender under this
<U>Section</U><U></U><U>&nbsp;9.07</U> are in addition to other rights and remedies (including, without limitation, other rights of <FONT STYLE="white-space:nowrap">set-off)</FONT> which such Lender may have. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.08&nbsp;&nbsp;&nbsp;&nbsp;<U>Counterparts; Electronic Signatures</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;This Agreement may be executed by one or more of the parties to this Agreement on any number of separate
counterparts (including by facsimile or other electronic imaging means), and all of said counterparts taken together shall be deemed to constitute one and the same instrument. In proving this Agreement or any Loan Document in any judicial
proceedings, it shall not be necessary to produce or account for more than one such counterpart signed by the party against whom such enforcement is sought. Any signatures delivered by a party hereto by facsimile transmission or by <FONT
STYLE="white-space:nowrap">e-mail</FONT> transmission shall be deemed an original signature hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;The Agents
are authorized and permitted to accept directions, certificates, requisitions, statements, notices, approvals, consents, requests, instructions, and any other communications (collectively, &#147;<U>Communications</U>&#148;) including but not limited
to investment, account transfer, and payment instructions, via <FONT STYLE="white-space:nowrap">e-mail</FONT> from an authorized corporate <FONT STYLE="white-space:nowrap">e-mail</FONT> address as listed on an incumbency certificate provided by the
applicable party to the Agents.&nbsp;The Borrower, any other Loan Party or any Lender may deliver any Communications, including but not limited to investment, account transfer, and payment instructions, to the Agents via <FONT
STYLE="white-space:nowrap">e-mail,</FONT> provided that such comes from one of the persons authorized on the incumbency certificate delivered pursuant to this section and from the respective authorized <FONT STYLE="white-space:nowrap">e-mail</FONT>
address.&nbsp;Any Communication via <FONT STYLE="white-space:nowrap">e-mail</FONT> from the persons authorized on such incumbency certificate shall be considered signed by the person or persons designated by the applicable party. The Agents are
authorized and permitted to accept Communications, including but not limited to investment, </P>
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account transfer, and payment instructions, provided via electronic signature.&nbsp;The Borrower, any other Loan Party or any Lender may authorize or sign any Communications, including but not
limited to investment, account transfer, and payment instructions, for the Collateral Agent using electronic signatures.&nbsp;Any electronic signature document delivered via email from a person authorized on the incumbency certificate delivered
pursuant to this section shall be considered signed or executed by such person on behalf of the applicable party. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;Each of the parties hereto agrees on behalf of itself, and any Person acting or claiming by, under or through such
party, that any written instrument delivered in connection with this Agreement or any other Loan Document or any related document, including without limitation any amendments or supplements to such documents, may be executed by electronic methods
(whether by .pdf scan or utilization of an electronic signature platform or application). Any electronic signature document delivered via email from a person authorized on an incumbency certificate provided by any party to the Agents shall be
considered signed or executed by such person on behalf of such party. Each of the Borrower and Holdings, on behalf of itself and the other Loan Parties, and each of the Lenders agrees to assume all risks arising out of the use of electronic methods
for all purposes including the&nbsp;authorization, execution, delivery, or submission of&nbsp;documents, instruments,&nbsp;notices, directions, instructions, reports, opinions and certificates&nbsp;to the Agents, including without limitation the
risk of either Agent acting on unauthorized instructions, and the risk of interception and misuse by third parties. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.09&nbsp;&nbsp;&nbsp;&nbsp;<U>Severability</U>. Any provision of this Agreement which is prohibited or unenforceable in any
jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not
invalidate or render unenforceable such provision in any other jurisdiction. The parties hereto shall endeavor in good-faith negotiations to replace any invalid, illegal or unenforceable provisions with valid provisions the economic effect of which
comes as close as possible to that of the invalid, illegal or unenforceable provisions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.10&nbsp;&nbsp;&nbsp;&nbsp;<U>Section Headings</U>. The Section headings and Table of Contents used in this Agreement are for
convenience of reference only and are not to affect the construction hereof or be taken into consideration in the interpretation hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.11&nbsp;&nbsp;&nbsp;&nbsp;<U>Integration</U>. This Agreement and the other Loan Documents represent the entire agreement of the
parties hereto with respect to the subject matter hereof and thereof and supersede any and all previous agreements and understandings, oral or written, relating to the subject matter hereof and thereof. There are no promises, undertakings,
representations or warranties by any Agent or any Lender relative to the subject matter hereof not expressly set forth or referred to herein or in the other Loan Documents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.12&nbsp;&nbsp;&nbsp;&nbsp;<U>Governing Law</U>. THIS AGREEMENT AND ANY DISPUTE, CLAIM OR CONTROVERSY ARISING OUT OF OR RELATING
TO THIS AGREEMENT (WHETHER ARISING IN CONTRACT, TORT OR OTHERWISE) SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK WITHOUT REGARD TO CONFLICTS OF LAW RULES THAT WOULD RESULT IN THE APPLICATION
OF A DIFFERENT GOVERNING LAW. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.13&nbsp;&nbsp;&nbsp;&nbsp;<U>Submission to Jurisdiction; Waivers</U>. Each
party hereto hereby irrevocably and unconditionally: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;submits for itself and its property in any legal action
or proceeding relating to this Agreement and the other Loan Documents (whether arising in contract, tort or otherwise) to which it is a party, or for recognition and enforcement of any judgment in respect thereof, to the exclusive (subject to
<U>Section</U><U></U><U>&nbsp;9.13(c)</U>) general jurisdiction of the courts of the State of New York sitting in the County of New York, the courts of the United States for the Southern District of New York sitting in the County of New York, and
appellate courts from any thereof; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;agrees that all claims in respect of any such action or proceeding shall be
heard and determined in such New York state court or, to the fullest extent permitted by applicable Requirements of Law, in such federal court; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;agrees that a final judgment in any such action or proceeding shall be conclusive and may be enforced in other
jurisdictions by suit on the judgment or in any other manner provided by law and that nothing in this Agreement or any other Loan Document shall affect any right that the Agents or the Lenders may otherwise have to bring any action or proceeding
relating to this Agreement or any other Loan Document against it or any of its assets in the courts of any jurisdiction; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d)&nbsp;&nbsp;&nbsp;&nbsp;waives, to the fullest extent permitted by applicable Requirements of Law, any objection that it may now or
hereafter have to the laying of venue of any action or proceeding arising out of or relating to this Agreement or any other Loan Document in any court referred to in <U>Section</U><U></U><U>&nbsp;9.13(a)</U> (and irrevocably waives to the fullest
extent permitted by applicable Requirements of Law the defense of an inconvenient forum to the maintenance of such action or proceeding in any such court); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e)&nbsp;&nbsp;&nbsp;&nbsp;consents to service of process in the manner provided in <U>Section</U><U></U><U>&nbsp;9.02</U> (and agrees that
nothing in this Agreement will affect the right of any party hereto to serve process in any other manner permitted by applicable Requirements of Law); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)&nbsp;&nbsp;&nbsp;&nbsp;agrees that service of process as provided in <U>Section</U><U></U><U>&nbsp;9.02</U> is sufficient to confer
personal jurisdiction over the applicable party in any such proceeding in any such court, and otherwise constitutes effective and binding service in every respect; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)&nbsp;&nbsp;&nbsp;&nbsp;waives, to the maximum extent not prohibited by law, any right it may have to claim or recover any special,
exemplary, punitive or consequential damages. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.14&nbsp;&nbsp;&nbsp;&nbsp;<U>Acknowledgments</U>. Each of Holdings and the
Borrower hereby acknowledges and agrees that: </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;it was represented by counsel in connection with the negotiation,
execution and delivery of this Agreement and the other Loan Documents to which it is a party, that it and its counsel reviewed and participated in the preparation and negotiation hereof and thereof and that any rule of construction to the effect
that ambiguities are to be resolved against the drafting party shall not be employed in the interpretation hereof or thereof; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;no joint venture is created hereby or by the other Loan Documents or otherwise exists by virtue of the transactions
contemplated hereby among the Agents and the Lenders or among the Group Members, the Agents and the Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.15&nbsp;&nbsp;&nbsp;&nbsp;<U>Confidentiality</U>. Each of the Agents and the Lenders agrees to maintain the confidentiality of
the Information (as defined below), except that Information may be disclosed (a)&nbsp;to its Related Parties and actual and potential financing sources (it being understood that the Persons to whom such disclosure is made will be informed of the
confidential nature of such Information and instructed to keep such Information confidential in accordance with customary practices); (b)&nbsp;to the extent required or requested by any regulatory or similar authority (including any self-regulatory
authority, such as the National Association of Insurance Commissioners or any other similar organization) purporting to have jurisdiction over such Person or its Related Parties (in which case such Person shall, except with respect to any audit or
examination conducted by bank accountants or any Governmental Authority or regulatory or self-regulatory authority exercising examination or regulatory authority, notify the Borrower as soon as practicable in the event of any such disclosure by such
Person unless such notification is prohibited by law, rule or regulation); (c) to the extent required by applicable Requirements of Law or regulations or by any subpoena or similar legal process (in which case such Person shall, except with respect
to any audit or examination conducted by bank accountants or any Governmental Authority or regulatory or self-regulatory authority exercising examination or regulatory authority, notify the Borrower as soon as practicable in the event of any such
disclosure by such Person unless such notification is prohibited by law, rule or regulation); (d) to any other party hereto; (e)&nbsp;in connection with the exercise of any remedies hereunder or under any other Loan Document or any action or
proceeding relating to this Agreement or any other Loan Document or the enforcement of rights hereunder or thereunder; (f)&nbsp;subject to an agreement containing provisions substantially the same (or at least as restrictive) as those of this
<U>Section</U><U></U><U>&nbsp;9.15</U> (or as may otherwise be reasonably acceptable to the Borrower), to (i)&nbsp;any assignee of or Participant in, or any prospective assignee of or Participant in, any of its rights and obligations under this
Agreement, or (ii)&nbsp;any actual or prospective party (or its Related Parties) to any swap, derivative other transaction under which payments are to be made by reference to the Borrower and its obligations, this Agreement or payments hereunder;
(g)&nbsp;on a confidential basis to the CUSIP Service Bureau or any similar agency in connection with the issuance and monitoring of CUSIP numbers with respect to the Loans; (h)&nbsp;with the consent of the Borrower; or (i)&nbsp;to the extent that
such Information (x)&nbsp;becomes publicly available other than as a result of a breach of this <U>Section</U><U></U><U>&nbsp;9.15</U>, (y) becomes available to any Agent, any Lender or any of their respective Affiliates on a <FONT
STYLE="white-space:nowrap">non-confidential</FONT> basis from a source other than the Borrower other than as a result of a breach of this <U>Section</U><U></U><U>&nbsp;9.15</U> or (z)&nbsp;was independently developed by any Agent, any Lender or any
of their respective Affiliates. In addition, each of the Agents and the Lenders may disclose the existence of this Agreement and information about this Agreement to market data collectors, similar service providers to the lending industry and
service providers to the Agents and the Lenders in connection with the administration of this Agreement, the other Loan Documents and the Credit Extensions. Notwithstanding anything herein to the contrary, the information subject
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-138-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
to this <U>Section</U><U></U><U>&nbsp;9.15</U> shall not include, and each of the Agents and the Lenders may disclose without limitation of any kind, any information with respect to the &#147;tax
treatment&#148; and &#147;tax structure&#148; (in each case, within the meaning of Treasury Regulation <FONT STYLE="white-space:nowrap">Section&nbsp;1.6011-4)</FONT> of the Loans, the Transactions and the other transactions contemplated hereby and
all materials of any kind (including opinions or other tax analyses) that are provided to the Agents or the Lenders relating to such tax treatment and tax structure; <I>provided</I> that, with respect to any document or similar item that in either
case contains information concerning such &#147;tax treatment&#148; or &#147;tax structure&#148; as well as other information, this sentence shall only apply to such portions of the document or similar item that relate to such &#147;tax
treatment&#148; or &#147;tax structure.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For purposes of this <U>Section</U><U></U><U>&nbsp;9.15</U>, &#147;<U>Information</U>&#148;
shall mean all information received from Holdings, the Borrower or any of their Subsidiaries relating to Holdings, the Borrower or any of their Subsidiaries or any of their respective businesses, other than any such information that is available to
any Agent or any Lender on a <FONT STYLE="white-space:nowrap">non-confidential</FONT> basis prior to disclosure by Holdings, the Borrower or any of their Subsidiaries; <I>provided</I> that, in the case of information received from Holdings, the
Borrower or any of their Subsidiaries after the Closing Date, such information is clearly identified at the time of delivery as confidential. Any Person required to maintain the confidentiality of Information as provided in this
<U>Section</U><U></U><U>&nbsp;9.15</U> shall be considered to have complied with its obligation to do so if such Person has exercised the same degree of care to maintain the confidentiality of such Information as such Person would accord to its own
confidential information. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.16&nbsp;&nbsp;&nbsp;&nbsp;<U>Waiver of Jury Trial</U>. EACH PARTY HERETO HEREBY IRREVOCABLY
WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE REQUIREMENTS OF LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT OR THE
TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY (WHETHER BASED ON CONTRACT, TORT, BREACH OF DUTY, COMMON LAW, STATUTE OR ANY OTHER THEORY). EACH PARTY HERETO (A)&nbsp;CERTIFIES THAT NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PERSON HAS
REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PERSON WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER AND (B)&nbsp;ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN INDUCED TO ENTER INTO THIS AGREEMENT AND
THE OTHER LOAN DOCUMENTS BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS <U>SECTION 9.16</U>. EACH PARTY HERETO FURTHER REPRESENTS AND WARRANTS THAT IT HAS REVIEWED THIS WAIVER WITH ITS LEGAL COUNSEL AND THAT IT KNOWINGLY AND
VOLUNTARILY WAIVES ITS JURY TRIAL RIGHTS FOLLOWING CONSULTATION WITH LEGAL COUNSEL. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.17&nbsp;&nbsp;&nbsp;&nbsp;<U>PATRIOT
Act Notice</U>. Each Lender, the Disbursing Agent (for itself and not on behalf of any Lender) and the Collateral Agent hereby notifies each Loan Party that pursuant to the requirements of the PATRIOT Act, it is required to obtain, verify and record
information that identifies the Loan Parties, which information includes the name, address and taxpayer information number of each Loan Party and other information that will allow such </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-139-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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Lender, the Disbursing Agent or the Collateral Agent, as applicable, to identify such Loan Party in accordance with the PATRIOT Act. The Borrower shall, promptly following a request by any
Lender, the Disbursing Agent or the Collateral Agent, provide all documentation and other information that such Lender, the Disbursing Agent or the Collateral Agent, as applicable, requests in order to comply with its ongoing obligations under
applicable &#147;know your customer&#148; and anti-money-laundering rules and regulations, including the PATRIOT Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.18&nbsp;&nbsp;&nbsp;&nbsp;<U>Usury Savings Clause</U>. Notwithstanding any other provision herein, the aggregate interest rate
charged with respect to any of the Obligations, including all charges or fees in connection therewith deemed in the nature of interest under applicable Requirements of Law, shall not exceed the Highest Lawful Rate. If the rate of interest
(determined without regard to the preceding sentence) under this Agreement at any time exceeds the Highest Lawful Rate, the outstanding amount of the Loans made hereunder shall bear interest at the Highest Lawful Rate until the total amount of
interest due hereunder equals the amount of interest which would have been due hereunder if the stated rates of interest set forth in this Agreement had at all times been in effect. In addition, if when the Loans made hereunder are repaid in full
the total interest due hereunder (taking into account the increase provided for above) is less than the total amount of interest which would have been due hereunder if the stated rates of interest set forth in this Agreement had at all times been in
effect, then to the extent permitted by law, the Borrower shall pay to Disbursing Agent an amount equal to the difference between the amount of interest paid and the amount of interest which would have been paid if the Highest Lawful Rate had at all
times been in effect. Notwithstanding the foregoing, it is the intention of the Lenders and the Borrower to conform strictly to any applicable usury laws. Accordingly, if any Lender contracts for, charges, or receives any consideration which
constitutes interest in excess of the Highest Lawful Rate, then any such excess shall be cancelled automatically and, if previously paid, shall at such Lender&#146;s option be applied to the outstanding amount of the Loans made hereunder or be
refunded to the Borrower. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.19&nbsp;&nbsp;&nbsp;&nbsp;<U>Payments Set Aside</U>. To the extent that any payment by or on
behalf of the Borrower is made to the Disbursing Agent, the Collateral Agent or any Lender, or the Disbursing Agent, the Collateral Agent or any Lender exercises its right of setoff, and such payment or the proceeds of such setoff or any part
thereof is subsequently invalidated, declared to be fraudulent or preferential, set aside or required (including pursuant to any settlement entered into by the Disbursing Agent, the Collateral Agent or such Lender in its discretion) to be repaid to
a trustee, receiver or any other party, in connection with any proceeding under any Debtor Relief Law or otherwise, then (a)&nbsp;to the extent of such recovery, the obligation or part thereof originally intended to be satisfied shall be revived and
continued in full force and effect as if such payment had not been made or such setoff had not occurred, and (b)&nbsp;each Lender severally agrees to pay to the Disbursing Agent or the Collateral Agent, as applicable, upon demand its applicable
share (without duplication) of any amount so recovered from or repaid by the Disbursing Agent or the Collateral Agent (as applicable), <U>plus</U> interest thereon from the date of such demand to the date such payment is made at a rate per annum
equal to the Federal Funds Effective Rate from time to time in effect. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-140-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.20&nbsp;&nbsp;&nbsp;&nbsp;<U>No Advisory or Fiduciary Responsibility</U>. In
connection with all aspects of each transaction contemplated hereby (including in connection with any amendment, waiver or other modification hereof or of any other Loan Document), each of Holdings and the Borrower acknowledges and agrees, and
acknowledges its Affiliates&#146; understanding, that: (a)&nbsp;(i) no fiduciary, advisory or agency relationship between the Group Members and any Agent or any Lender is intended to be or has been created in respect of the transactions contemplated
hereby or by the other Loan Documents, irrespective of whether any Agent or any Lender has advised or is advising the Borrower or any Subsidiary on other matters, (ii)&nbsp;the arranging and other services regarding this Agreement provided by the
Agents and the Lenders are <FONT STYLE="white-space:nowrap">arm&#146;s-length</FONT> commercial transactions between the Borrower and its Affiliates, on the one hand, and the Agents and the Lenders, on the other hand, (iii)&nbsp;the Borrower has
consulted its own legal, accounting, regulatory and tax advisors to the extent that it has deemed appropriate and (iv)&nbsp;the Borrower is capable of evaluating, and understands and accepts, the terms, risks and conditions of the transactions
contemplated hereby and by the other Loan Documents; and (b)&nbsp;(i)&nbsp;each of the Agents and the Lenders is and has been acting solely as a principal and, except as expressly agreed in writing by the relevant parties, has not been, is not, and
will not be acting as an advisor, agent or fiduciary for the Borrower or any of its Affiliates or any other Person; (ii)&nbsp;none of the Agents and the Lenders has any obligation to the Borrower or any of its Affiliates with respect to the
transactions contemplated hereby except those obligations expressly set forth herein and in the other Loan Documents; and (iii)&nbsp;the Agents and the Lenders and their respective Affiliates may be engaged, for their own accounts or the accounts of
customers, in a broad range of transactions that involve interests that differ from those of the Borrower and its Affiliates, and none of the Agents and the Lenders has any obligation to disclose any of such interests to the Borrower or its
Affiliates. To the fullest extent permitted by applicable Requirements of Law, each of Holdings and the Borrower hereby waives and releases any claims that it may have against the Agents and the Lenders with respect to any breach or alleged breach
of agency or fiduciary duty in connection with any aspect of any transaction contemplated hereby.<B> </B> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.21&nbsp;&nbsp;&nbsp;&nbsp;<U>Judgment Currency</U>. In respect of any judgment or order given or made for any amount due under
this Agreement or any other Loan Document that is expressed and paid in a currency (the &#147;<U>judgment currency</U>&#148;) other than Dollars, the Loan Parties will indemnify the Disbursing Agent and any Lender against any loss incurred by them
as a result of any variation as between (i)&nbsp;the rate of exchange at which the Dollar amount is converted into the judgment currency for the purpose of such judgment or order and (ii)&nbsp;the rate of exchange, as quoted by the Disbursing Agent
or by a known dealer in the judgment currency that is designated by the Required Lenders, at which the Disbursing Agent or such Lender is able to purchase Dollars with the amount of the judgment currency actually received by the Disbursing Agent or
such Lender. The foregoing indemnity shall constitute a separate and independent obligation of the Loan Parties and shall survive any termination of this Agreement and the other Loan Documents and shall continue in full force and effect
notwithstanding any such judgment or order as aforesaid. The term &#147;rate of exchange&#148; shall include any premiums and costs of exchange payable in connection with the purchase of or conversion into Dollars. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Section&nbsp;9.22&nbsp;&nbsp;&nbsp;&nbsp;<U>No Publicity</U>. Except as otherwise permitted herein, each of Holdings and the Borrower agrees
not to disclose to third parties (other than Persons who have a &#147;need to know&#148; in connection with the Transactions), the existence or terms and conditions of this Agreement or the other Loan Documents or the identities of the Lenders,
unless required by law or with the written permission of the Lenders. The Borrower shall direct its Related Parties to </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-141-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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comply with the terms of this section, and the Borrower will be responsible for any breach of the terms of this paragraph by its Related Parties. This provision shall survive any termination of
this Agreement. Each of Holdings and the Borrower agrees that legal remedies available at law or in equity to the Lenders, including injunctive relief, may be appropriate in the event of a breach of this provision by Holdings or the Borrower. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;9.23</B>&nbsp;&nbsp;&nbsp;&nbsp;<U>Intercreditor Agreement</U>. Notwithstanding anything to the contrary contained in this
Agreement, (i)&nbsp;the Liens granted to the Collateral Agent pursuant to this Agreement are expressly subject and subordinate to the Liens securing the Revolving Obligations (as defined in the Intercreditor Agreement) as and only to the extent set
forth in the Intercreditor Agreement and (ii)&nbsp;the exercise of any right or remedy by the Collateral Agent hereunder is subject to the limitations and provisions of the Intercreditor Agreement. Without limiting the generality of the foregoing,
and notwithstanding anything herein to the contrary, with respect to any Collateral or assignment of claims forms, until the occurrence of the Payment In Full (as defined in the Intercreditor Agreement) of the Revolving Obligations, to the extent
set forth in the Intercreditor Agreement, any obligation of any Loan Party under any Security Document or this Agreement with respect to the delivery or control of any Collateral, the notation of any lien on any certificate of title, bill of lading
or other document, the giving of any notice to any bailee or other Person, the provision of voting rights, the obtaining of any consent of any Person or the provision of any assignment of claims form shall be subject and subordinate to the rights of
the Revolving Loan Lender pursuant to the Revolving Loan Documents (as defined in the Intercreditor Agreement). To the extent that compliance by any Loan Party with any actions specified in the immediately preceding sentence would (x)&nbsp;conflict
with the exercise of or direction by the Revolving Loan Lender of comparable rights, (y)&nbsp;require delivery of Collateral or provision of assignment of claims forms which can only be delivered to one Person or (z)&nbsp;be, under Requirements of
Law, prohibited or unable to be completed, then the applicable Loan Party shall not have to take any such actions so long as the applicable Loan Party is, with respect to clause (x), complying with the exercise of, or direction by, the Revolving
Loan Lender, with respect to clause (y), has delivered such Collateral or assignment of claims forms to the Revolving Loan Lender or any of its agents, and, with respect to clause (z), only so long as Requirements of Law would prevent such
compliance. Any reference herein to the Lien of the Collateral Agent being &#147;first priority&#148; or words of similar effect shall mean that such Lien is a first priority Lien, subject only to the prior Lien securing the Revolving Obligations to
the extent set forth in the Intercreditor Agreement and any other Permitted Prior Liens. In the event of any conflict between the terms of the Intercreditor Agreement and this Agreement, the terms of the Intercreditor Agreement shall govern and
control. Each Lender, by its execution and delivery of this Agreement, hereby authorizes and directs the Collateral Agent to enter into, execute and deliver the Intercreditor Agreement and to comply with each of the terms and provisions thereof.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[<I>Remainder of page left intentionally blank</I>.] </P>
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STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#3853a4"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">-142-</U></FONT><FONT STYLE="font-family:Times New Roman"> </FONT></P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">ANNEX A </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">COMMITMENTS </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Commitments as of
the Closing Date: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="54%"></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Lender</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Commitment</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Original&nbsp;Issue</B><br><B>Discount</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Pro&nbsp;Rata&nbsp;Share</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Fair&nbsp;Market</B><br><B>Value of</B><br><B>Warrants</B></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">CO Finance LVS VI LLC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">40,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">Redacted</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">Redacted</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Total</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>40,000,000</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Redacted</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Redacted</B></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Second Amendment Commitments: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="70%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Lender</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Second<BR>Amendment<BR>Commitment</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Original<BR>Issue<BR>Discount</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Pro<BR>Rata<BR>Share</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">CO Finance LVS VI LLC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">16,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">Redacted</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Total</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>16,000,000</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Redacted</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-143- </P>

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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>Annex B </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>First Amendment to Intercreditor Agreement </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AMENDMENT NO. 1 TO INTERCREDITOR AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">This AMENDMENT NO.&nbsp;1 TO INTERCREDITOR AGREEMENT (this &#147;<U>Amendment</U>&#148;) is entered into as of May&nbsp;17, 2021, between
Siena Lending Group LLC, in its capacity as the lender under the Revolving Credit Agreement (in such capacity and together with any successor thereto, the &#147;<U>Revolving Lender</U>&#148;), and U.S. Bank National Association, in its capacity as
the collateral agent for the Term Loan Lenders under the Term Loan Agreement (in such capacity and together with any successor collateral agent, the &#147;<U>Term Loan Agent</U>&#148;). </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>W I T N E S S E T H: </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">WHEREAS, JAC Operations, Inc., a Delaware corporation (&#147;<U>JAC</U>&#148;), Freight Car Services, Inc., a Delaware corporation
(&#147;<U>Freight</U>&#148;), JAIX Leasing Company, a Delaware corporation (&#147;<U>JAIX</U>&#148;), FreightCar Short Line, Inc., a Delaware corporation (&#147;<U>Short</U>&#148;), Johnstown America, LLC, a Delaware limited liability company
(&#147;<U>Johnstown</U>&#148;), FreightCar Alabama, LLC, a Delaware limited liability company (&#147;<U>Alabama</U>&#148;), FreightCar Rail Services, LLC, a Delaware limited liability company (&#147;<U>Rail</U>&#148;), FreightCar Rail Management
Services, LLC, a Delaware limited liability company (&#147;<U>Management</U>&#148;), FreightCar North America, LLC, a Delaware limited liability company (&#147;<U>FCNA</U>&#148; and together with JAC, Freight, JAIX, Short, Johnstown, Alabama, Rail,
Management and any other Person who from time to time becomes a Borrower thereunder, collectively, the &#147;<U>Borrowers</U>&#148; and each individually, a &#147;<U>Borrower</U>&#148;), FreightCar America Inc., a Delaware corporation
(&#147;<U>Parent</U>&#148;), the other Guarantors (as defined therein) party thereto from time to time, and the Revolving Lender are parties to that certain Loan and Security Agreement, dated as October&nbsp;8, 2020 (as amended, amended and
restated, supplemented or otherwise modified from time to time in accordance with the terms hereof, including any agreement governing indebtedness incurred to refinance, replace, extend, renew, refund, repay, prepay, redeem, purchase, defease or
retire, or issued in exchange or replacement for, the indebtedness and other obligations thereunder, the &#147;<U>Revolving Credit Agreement</U>&#148;), pursuant to which the Revolving Lender has agreed to make loans and extend other financial
accommodations to the Borrowers; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">WHEREAS, FCNA, Parent, the Term Loan Agent, U.S. Bank National Association, as disbursing agent (the
&#147;<U>Term Loan Disbursing Agent</U>&#148;), and the Term Loan Lenders are parties to that certain Credit Agreement, dated as of October&nbsp;13, 2020 (as amended, amended and restated, supplemented or otherwise modified from time to time in
accordance with the terms hereof, including any agreement governing indebtedness incurred to refinance, replace, extend, renew, refund, repay, prepay, redeem, purchase, defease or retire, or issued in exchange or replacement for, the indebtedness
and other obligations thereunder, the &#147;<U>Term Loan Agreement</U>&#148;), pursuant to which the Term Loan Lenders have agreed to make loans and extend other financial accommodations to FCNA;<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">WHEREAS, the Revolving Lender and the Term Loan Agent have entered into that certain Intercreditor Agreement, dated as of November&nbsp;24,
2020 (as amended hereby and as it may be further amended, restated, supplemented or otherwise modified from time to time, the &#147;<U>Intercreditor Agreement</U>&#148;); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">WHEREAS, the Borrowers, the Term Lenders, the Term Loan Disbursing Agent and the Term Loan Agent have entered into that certain Amendment
No.&nbsp;2 to Credit Agreement, dated as of May&nbsp;14, 2021 (the &#147;<U>Term Loan Amendment</U>&#148;); and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">WHEREAS, the Revolving
Lender and the Term Loan Agent desire to amend the Intercreditor Agreement as more fully described herein; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-1- </P>

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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">NOW, THEREFORE, in consideration of the mutual agreements, provisions and covenants
contained herein, the parties hereto agree as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">1.&nbsp;&nbsp;&nbsp;&nbsp;<U>Definitions</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Interpretation</U>. Capitalized terms used herein and not defined shall have the meanings given to such terms
in the Intercreditor Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Amendments to Definitions</U>. The definition of &#147;Term Loan Maximum
Amount&#148; set forth in Appendix I to the Intercreditor Agreement is hereby amended by deleting such definition in its entirety and replacing it with the following: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:18%; font-size:10pt; font-family:Times New Roman">&#147;&#147;<U>Term Loan Maximum Amount</U>&#148; means, as of any date of determination, the result of (a)&nbsp;the sum of (i) $61,600,000,
<U>plus</U> (ii)&nbsp;if provided pursuant to a DIP Financing, an additional $5,600,000, plus interest, fees and other charges paid to the Term Loan Lenders solely &#147;in kind&#148; in the form of increases of the principal amount of the Loans (as
defined in the Term Loan Agreement) (in lieu of, and not in duplication of, cash payments of such amounts), minus (b)&nbsp;the aggregate amount of all principal payments of Term Loan Obligations actually made in cash. Any refinancing of the Term
Loan Obligations permitted under this Agreement shall not be deemed to constitute a principal payment of Term Loan Obligations for the purposes of this definition.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">2.&nbsp;&nbsp;&nbsp;&nbsp;<U>Consent</U>. Notwithstanding anything to the contrary set forth in the Intercreditor Agreement, the Revolver
Lender hereby consents to the delivery and execution of the Term Loan Amendment. The foregoing consent is a limited consent and shall not be deemed to constitute consent with respect to any other current or future departure from the requirements of
any provision of the Term Loan Agreement, any of the other Term Loan Documents or the Intercreditor Agreement. Except to the extent expressly set forth herein, the foregoing consent shall not constitute a modification or alteration of the terms,
conditions or covenants of the Intercreditor Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">3.&nbsp;&nbsp;&nbsp;&nbsp;<U>Representations and Warranties</U>. Each of the
Revolver Lender and the Term Loan Agent hereby represents and warrants that it is duly authorized to execute and deliver this Amendment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">4.&nbsp;&nbsp;&nbsp;&nbsp;<U>Miscellaneous</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Governing Law</U>. THIS AMENDMENT SHALL BE INTERPRETED, AND THE RIGHTS AND LIABILITIES OF THE PARTIES HERETO
DETERMINED, IN ACCORDANCE WITH THE LAW OF THE STATE OF NEW YORK. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Counterparts</U>. This Amendment may be
executed in one or more counterparts, each of which shall be an original and all of which shall together constitute one and the same document. Delivery of an executed signature page of this Amendment by facsimile machine or other electronic
transmission shall be as effective as delivery of a manually signed original signature page. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Reference to
Intercreditor Agreement</U>. Each reference in the Intercreditor Agreement to &#147;this Agreement&#148;, &#147;hereunder&#148;, &#147;hereof&#148;, &#147;herein&#148; or words of like import, and each reference to the Intercreditor Agreement in the
Revolving Credit Agreement, any other Revolving Loan Documents, the Term Loan Agreement, or any other Term Loan Documents shall mean and be a reference to the Intercreditor Agreement as amended by this Amendment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-2- </P>

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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">5.&nbsp;&nbsp;&nbsp;&nbsp;<U>Term Loan Agent&#146;s Rights</U>. The Term Loan Agent has
executed this Amendment as directed under and in accordance with the Term Loan Documents, and will perform this Amendment solely in its capacity as Term Loan Agent and not individually. The Term Loan Agent shall be entitled to the same rights,
protections, immunities and indemnities hereunder as are set forth in the Term Loan Documents, as if the provisions setting forth those rights, protections, immunities and indemnities were fully set forth herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page Follows] </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-3- </P>

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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the parties hereto have executed this Amendment as of the date first
written above. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B><U>REVOLVER LENDER</U>:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SIENA LENDING GROUP LLC,</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">as
Revolving Lender</P></TD></TR></TABLE></DIV> <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR></TABLE></DIV> <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B><U>TERM LOAN AGENT</U>:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">U.S. BANK NATIONAL ASSOCIATION,</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">solely in its capacity as Term Loan Agent and not in its individual capacity</P></TD></TR></TABLE></DIV>
<DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Signature Page to Amendment No.&nbsp;1 to Intercreditor Agreement </P>
</DIV></Center>


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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>ACKNOWLEDGMENT </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each of the undersigned Loan Parties hereby (i)&nbsp;acknowledges that it has received a copy of the foregoing Amendment No.&nbsp;1 to
Intercreditor Agreement (&#147;<U>Amendment No.</U><U></U><U>&nbsp;1</U>&#148;), (ii) agrees to the terms of the Intercreditor Agreement (as amended by Amendment No.&nbsp;1) applicable to any of the Loan Parties, and (iii)&nbsp;has caused this
Acknowledgment to be executed by a duly authorized officer or representative of such Loan Party as of the date of Amendment No.&nbsp;1. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B>FREIGHTCAR NORTH AMERICA, LLC</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B>FREIGHTCAR AMERICA, INC.</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B>JAC OPERATIONS, INC.</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B>FREIGHT CAR SERVICES, INC.</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B>JAIX LEASING COMPANY</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B>FREIGHTCAR SHORT LINE, INC.</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Signature Page to Acknowledgment to Amendment No.&nbsp;1 to Intercreditor Agreement </P>
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<TD VALIGN="top" COLSPAN="3"><B>JOHNSTOWN AMERICA, LLC</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B>FREIGHTCAR ALABAMA, LLC</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B>FREIGHTCAR RAIL SERVICES, LLC</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B>FREIGHTCAR RAIL MANAGEMENT SERVICES, LLC</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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<TD VALIGN="top" COLSPAN="3"><B><FONT STYLE="white-space:nowrap">FCA-FASEMEX,</FONT> LLC</B></TD></TR></TABLE></DIV> <DIV ALIGN="right">
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