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Note 8 - Loans Receivable and Credit Disclosures (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2020
Notes Tables |
Schedule of Composition of Loans Receivable [Table Text Block] |
|  | 2020 |  |  | 2019 |
Real estate - construction |  | $ | 49,768 |  |  | $ | 47,895 |
Real estate - 1 to 4 family residential |  |  | 204,791 |  |  |  | 201,510 |
Real estate - commercial |  |  | 461,505 |  |  |  | 435,850 |
Real estate - agricultural |  |  | 161,984 |  |  |  | 160,771 |
Commercial |  |  | 85,743 |  |  |  | 84,084 |
Agricultural |  |  | 112,406 |  |  |  | 111,945 |
Consumer and other |  |  | 18,454 |  |  |  | 18,791 |
|  |  | 1,094,651 |  |  |  | 1,060,846 |
Less: |  |  |  |  |  |  |  |
Allowance for loan losses |  |  | (14,909 | ) |  |  | (12,619 | )
Deferred loan fees |  |  | (85 | ) |  |  | (80 | )
Loans receivable, net |  | $ | 1,079,657 |  |  | $ | 1,048,147 |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Three Months Ended March 31, 2020 |
|  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Balance, December 31, 2019 |  | $ | 672 |  |  | $ | 2,122 |  |  | $ | 5,362 |  |  | $ | 1,326 |  |  | $ | 1,458 |  |  | $ | 1,478 |  |  | $ | 201 |  |  | $ | 12,619 |
Provision (credit) for loan losses |  |  | 80 |  |  |  | 214 |  |  |  | 1,220 |  |  |  | 237 |  |  |  | 212 |  |  |  | 337 |  |  |  | 16 |  |  |  | 2,316 |
Recoveries of loans charged-off |  |  | 1 |  |  |  | - |  |  |  | 1 |  |  |  | - |  |  |  | 2 |  |  |  | - |  |  |  | 3 |  |  |  | 7 |
Loans charged-off |  |  | - |  |  |  | - |  |  |  | (31 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (2 | ) |  |  | (33 | )
Balance, March 31, 2020 |  | $ | 753 |  |  | $ | 2,336 |  |  | $ | 6,552 |  |  | $ | 1,563 |  |  | $ | 1,672 |  |  | $ | 1,815 |  |  | $ | 218 |  |  | $ | 14,909 |
|  | Three Months Ended March 31, 2019 |
|  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Balance, December 31, 2018 |  | $ | 699 |  |  | $ | 1,820 |  |  | $ | 4,615 |  |  | $ | 1,198 |  |  | $ | 1,777 |  |  | $ | 1,384 |  |  | $ | 191 |  |  | $ | 11,684 |
Provision (credit) for loan losses |  |  | 26 |  |  |  | 28 |  |  |  | 155 |  |  |  | 60 |  |  |  | (190 | ) |  |  | 8 |  |  |  | 11 |  |  |  | 98 |
Recoveries of loans charged-off |  |  | 11 |  |  |  | 2 |  |  |  | - |  |  |  | - |  |  |  | 28 |  |  |  | - |  |  |  | - |  |  |  | 41 |
Loans charged-off |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (5 | ) |  |  | - |  |  |  | (6 | ) |  |  | (11 | )
Balance, March 31, 2019 |  | $ | 736 |  |  | $ | 1,850 |  |  | $ | 4,770 |  |  | $ | 1,258 |  |  | $ | 1,610 |  |  | $ | 1,392 |  |  | $ | 196 |  |  | $ | 11,812 |
Allowance for Loan Losses Disaggregated on Basis of Impairment Analysis Method [Table Text Block] |
2020 |  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Individually evaluated for impairment |  | $ | - |  |  | $ | 213 |  |  | $ | 435 |  |  | $ | - |  |  | $ | 28 |  |  | $ | 45 |  |  | $ | - |  |  | $ | 721 |
Collectively evaluated for impairment |  |  | 753 |  |  |  | 2,123 |  |  |  | 6,117 |  |  |  | 1,563 |  |  |  | 1,644 |  |  |  | 1,770 |  |  |  | 218 |  |  |  | 14,188 |
Balance March 31, 2020 |  | $ | 753 |  |  | $ | 2,336 |  |  | $ | 6,552 |  |  | $ | 1,563 |  |  | $ | 1,672 |  |  | $ | 1,815 |  |  | $ | 218 |  |  | $ | 14,909 |
2019 |  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Individually evaluated for impairment |  | $ | - |  |  | $ | 209 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 209 |
Collectively evaluated for impairment |  |  | 672 |  |  |  | 1,913 |  |  |  | 5,362 |  |  |  | 1,326 |  |  |  | 1,458 |  |  |  | 1,478 |  |  |  | 201 |  |  |  | 12,410 |
Balance December 31, 2019 |  | $ | 672 |  |  | $ | 2,122 |  |  | $ | 5,362 |  |  | $ | 1,326 |  |  | $ | 1,458 |  |  | $ | 1,478 |  |  | $ | 201 |  |  | $ | 12,619 |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
2020 |  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Individually evaluated for impairment |  | $ | - |  |  | $ | 1,198 |  |  | $ | 11,594 |  |  | $ | 794 |  |  | $ | 580 |  |  | $ | 3,462 |  |  | $ | 84 |  |  | $ | 17,712 |
Collectively evaluated for impairment |  |  | 49,768 |  |  |  | 203,593 |  |  |  | 449,911 |  |  |  | 161,190 |  |  |  | 85,163 |  |  |  | 108,944 |  |  |  | 18,370 |  |  |  | 1,076,939 |
Balance March 31, 2020 |  | $ | 49,768 |  |  | $ | 204,791 |  |  | $ | 461,505 |  |  | $ | 161,984 |  |  | $ | 85,743 |  |  | $ | 112,406 |  |  | $ | 18,454 |  |  | $ | 1,094,651 |
2019 |  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Individually evaluated for impairment |  | $ | - |  |  | $ | 1,204 |  |  | $ | 83 |  |  | $ | 84 |  |  | $ | 462 |  |  | $ | 2,951 |  |  | $ | 4 |  |  | $ | 4,788 |
Collectively evaluated for impairment |  |  | 47,895 |  |  |  | 200,306 |  |  |  | 435,767 |  |  |  | 160,687 |  |  |  | 83,622 |  |  |  | 108,994 |  |  |  | 18,787 |  |  |  | 1,056,058 |
Balance December 31, 2019 |  | $ | 47,895 |  |  | $ | 201,510 |  |  | $ | 435,850 |  |  | $ | 160,771 |  |  | $ | 84,084 |  |  | $ | 111,945 |  |  | $ | 18,791 |  |  | $ | 1,060,846 |
Impaired Financing Receivables [Table Text Block] |
|  | 2020 |  |  | 2019 |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  |  |  |  |  | Unpaid |  |  |  |  |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Principal |  |  | Related |
|  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Balance |  |  | Allowance |
With no specific reserve recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - construction |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Real estate - 1 to 4 family residential |  |  | 104 |  |  |  | 139 |  |  |  | - |  |  |  | 460 |  |  |  | 796 |  |  |  | - |
Real estate - commercial |  |  | 10,618 |  |  |  | 10,956 |  |  |  | - |  |  |  | 83 |  |  |  | 435 |  |  |  | - |
Real estate - agricultural |  |  | 794 |  |  |  | 808 |  |  |  | - |  |  |  | 84 |  |  |  | 97 |  |  |  | - |
Commercial |  |  | 412 |  |  |  | 459 |  |  |  | - |  |  |  | 462 |  |  |  | 517 |  |  |  | - |
Agricultural |  |  | 3,006 |  |  |  | 3,160 |  |  |  | - |  |  |  | 2,951 |  |  |  | 3,071 |  |  |  | - |
Consumer and other |  |  | 84 |  |  |  | 84 |  |  |  | - |  |  |  | 4 |  |  |  | 4 |  |  |  | - |
Total loans with no specific reserve: |  |  | 15,018 |  |  |  | 15,606 |  |  |  | - |  |  |  | 4,044 |  |  |  | 4,920 |  |  |  | - |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Real estate - 1 to 4 family residential |  |  | 1,094 |  |  |  | 1,425 |  |  |  | 213 |  |  |  | 744 |  |  |  | 755 |  |  |  | 209 |
Real estate - commercial |  |  | 976 |  |  |  | 976 |  |  |  | 435 |  |  |  | - |  |  |  | - |  |  |  | - |
Real estate - agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial |  |  | 168 |  |  |  | 168 |  |  |  | 28 |  |  |  | - |  |  |  | - |  |  |  | - |
Agricultural |  |  | 456 |  |  |  | 456 |  |  |  | 45 |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer and other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total loans with specific reserve: |  |  | 2,694 |  |  |  | 3,025 |  |  |  | 721 |  |  |  | 744 |  |  |  | 755 |  |  |  | 209 |
Total |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Real estate - 1 to 4 family residential |  |  | 1,198 |  |  |  | 1,564 |  |  |  | 213 |  |  |  | 1,204 |  |  |  | 1,551 |  |  |  | 209 |
Real estate - commercial |  |  | 11,594 |  |  |  | 11,932 |  |  |  | 435 |  |  |  | 83 |  |  |  | 435 |  |  |  | - |
Real estate - agricultural |  |  | 794 |  |  |  | 808 |  |  |  | - |  |  |  | 84 |  |  |  | 97 |  |  |  | - |
Commercial |  |  | 580 |  |  |  | 627 |  |  |  | 28 |  |  |  | 462 |  |  |  | 517 |  |  |  | - |
Agricultural |  |  | 3,462 |  |  |  | 3,616 |  |  |  | 45 |  |  |  | 2,951 |  |  |  | 3,071 |  |  |  | - |
Consumer and other |  |  | 84 |  |  |  | 84 |  |  |  | - |  |  |  | 4 |  |  |  | 4 |  |  |  | - |
|  | $ | 17,712 |  |  | $ | 18,631 |  |  | $ | 721 |  |  | $ | 4,788 |  |  | $ | 5,675 |  |  | $ | 209 |
Average Investment in Impaired Loans and Interest Income Recognized [Table Text Block] |
|  | Three Months Ended March 31, |
|  | 2020 |  |  | 2019 |
|  | Average |  |  | Interest |  |  | Average |  |  | Interest |
|  | Recorded |  |  | Income |  |  | Recorded |  |  | Income |
|  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no specific reserve recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - construction |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Real estate - 1 to 4 family residential |  |  | 283 |  |  |  | - |  |  |  | 247 |  |  |  | 20 |
Real estate - commercial |  |  | 5,351 |  |  |  | - |  |  |  | 131 |  |  |  | 31 |
Real estate - agricultural |  |  | 439 |  |  |  | 6 |  |  |  | 73 |  |  |  | - |
Commercial |  |  | 437 |  |  |  | - |  |  |  | 243 |  |  |  | - |
Agricultural |  |  | 2,979 |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer and other |  |  | 44 |  |  |  | - |  |  |  | 1 |  |  |  | - |
Total loans with no specific reserve: |  |  | 9,533 |  |  |  | 6 |  |  |  | 695 |  |  |  | 51 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Real estate - 1 to 4 family residential |  |  | 919 |  |  |  | - |  |  |  | 111 |  |  |  | - |
Real estate - commercial |  |  | 488 |  |  |  | - |  |  |  | - |  |  |  | - |
Real estate - agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial |  |  | 84 |  |  |  | - |  |  |  | 2,468 |  |  |  | - |
Agricultural |  |  | 228 |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer and other |  |  | - |  |  |  | - |  |  |  | 16 |  |  |  | 1 |
Total loans with specific reserve: |  |  | 1,719 |  |  |  | - |  |  |  | 2,595 |  |  |  | 1 |
Total |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Real estate - 1 to 4 family residential |  |  | 1,202 |  |  |  | - |  |  |  | 358 |  |  |  | 20 |
Real estate - commercial |  |  | 5,839 |  |  |  | - |  |  |  | 131 |  |  |  | 31 |
Real estate - agricultural |  |  | 439 |  |  |  | 6 |  |  |  | 73 |  |  |  | - |
Commercial |  |  | 521 |  |  |  | - |  |  |  | 2,711 |  |  |  | - |
Agricultural |  |  | 3,207 |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer and other |  |  | 44 |  |  |  | - |  |  |  | 17 |  |  |  | 1 |
|  | $ | 11,252 |  |  | $ | 6 |  |  | $ | 3,290 |  |  | $ | 52 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | Three Months Ended March 31, |
|  | 2020 |  |  | 2019 |
|  |  |  |  |  | Pre-Modification |  |  | Post-Modification |  |  |  |  |  |  | Pre-Modification |  |  | Post-Modification |
|  |  |  |  |  | Outstanding |  |  | Outstanding |  |  |  |  |  |  | Outstanding |  |  | Outstanding |
|  | Number of |  |  | Recorded |  |  | Recorded |  |  | Number of |  |  | Recorded |  |  | Recorded |
|  | Contracts |  |  | Investment |  |  | Investment |  |  | Contracts |  |  | Investment |  |  | Investment |
Real estate - construction |  |  | - |  |  | $ | - |  |  | $ | - |  |  |  | - |  |  | $ | - |  |  | $ | - |
Real estate - 1 to 4 family residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Real estate - commercial |  |  | 1 |  |  |  | 184 |  |  |  | 184 |  |  |  | - |  |  |  | - |  |  |  | - |
Real estate - agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial |  |  | 1 |  |  |  | 61 |  |  |  | 61 |  |  |  | - |  |  |  | - |  |  |  | - |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer and other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 2 |  |  | $ | 245 |  |  | $ | 245 |  |  |  | - |  |  | $ | - |  |  | $ | - |
Financing Receivable, Past Due [Table Text Block] |
2020 |  |  |  |  |  | 90 Days |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 Days |
|  | 30-89 |  |  | or Greater |  |  | Total |  |  |  |  |  |  |  |  |  |  | or Greater |
|  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Current |  |  | Total |  |  | Accruing |
Real estate - construction |  | $ | 410 |  |  | $ | - |  |  | $ | 410 |  |  | $ | 49,358 |  |  | $ | 49,768 |  |  | $ | - |
Real estate - 1 to 4 family residential |  |  | 1,009 |  |  |  | 280 |  |  |  | 1,289 |  |  |  | 203,502 |  |  |  | 204,791 |  |  |  | 122 |
Real estate - commercial |  |  | 83 |  |  |  | 183 |  |  |  | 266 |  |  |  | 461,239 |  |  |  | 461,505 |  |  |  | - |
Real estate - agricultural |  |  | 1,474 |  |  |  | 1,398 |  |  |  | 2,872 |  |  |  | 159,112 |  |  |  | 161,984 |  |  |  | 682 |
Commercial |  |  | 1,469 |  |  |  | 481 |  |  |  | 1,950 |  |  |  | 83,793 |  |  |  | 85,743 |  |  |  | - |
Agricultural |  |  | 1,545 |  |  |  | 3,098 |  |  |  | 4,643 |  |  |  | 107,763 |  |  |  | 112,406 |  |  |  | 30 |
Consumer and other |  |  | 58 |  |  |  | 23 |  |  |  | 81 |  |  |  | 18,373 |  |  |  | 18,454 |  |  |  | 4 |
|  | $ | 6,048 |  |  | $ | 5,463 |  |  | $ | 11,511 |  |  | $ | 1,083,140 |  |  | $ | 1,094,651 |  |  | $ | 838 |
2019 |  |  |  |  |  | 90 Days |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 Days |
|  | 30-89 |  |  | or Greater |  |  | Total |  |  |  |  |  |  |  |  |  |  | or Greater |
|  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Current |  |  | Total |  |  | Accruing |
Real estate - construction |  | $ | 1,796 |  |  | $ | - |  |  | $ | 1,796 |  |  | $ | 46,099 |  |  | $ | 47,895 |  |  | $ | - |
Real estate - 1 to 4 family residential |  |  | 811 |  |  |  | 290 |  |  |  | 1,101 |  |  |  | 200,409 |  |  |  | 201,510 |  |  |  | 188 |
Real estate - commercial |  |  | 387 |  |  |  | - |  |  |  | 387 |  |  |  | 435,463 |  |  |  | 435,850 |  |  |  | - |
Real estate - agricultural |  |  | 422 |  |  |  | - |  |  |  | 422 |  |  |  | 160,349 |  |  |  | 160,771 |  |  |  | - |
Commercial |  |  | 518 |  |  |  | 237 |  |  |  | 755 |  |  |  | 83,329 |  |  |  | 84,084 |  |  |  | - |
Agricultural |  |  | 666 |  |  |  | 2,587 |  |  |  | 3,253 |  |  |  | 108,692 |  |  |  | 111,945 |  |  |  | 62 |
Consumer and other |  |  | 146 |  |  |  | 6 |  |  |  | 152 |  |  |  | 18,639 |  |  |  | 18,791 |  |  |  | 5 |
|  | $ | 4,746 |  |  | $ | 3,120 |  |  | $ | 7,866 |  |  | $ | 1,052,980 |  |  | $ | 1,060,846 |  |  | $ | 255 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
2020 |  | Construction |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | Total |
Pass |  | $ | 35,393 |  |  | $ | 364,413 |  |  | $ | 119,570 |  |  | $ | 63,373 |  |  | $ | 87,270 |  |  | $ | 670,019 |
Watch |  |  | 14,375 |  |  |  | 75,914 |  |  |  | 32,085 |  |  |  | 15,258 |  |  |  | 19,435 |  |  |  | 157,067 |
Special Mention |  |  | - |  |  |  | 5,015 |  |  |  | - |  |  |  | 1,567 |  |  |  | - |  |  |  | 6,582 |
Substandard |  |  | - |  |  |  | 4,569 |  |  |  | 9,535 |  |  |  | 4,965 |  |  |  | 2,239 |  |  |  | 21,308 |
Substandard-Impaired |  |  | - |  |  |  | 11,594 |  |  |  | 794 |  |  |  | 580 |  |  |  | 3,462 |  |  |  | 16,430 |
|  | $ | 49,768 |  |  | $ | 461,505 |  |  | $ | 161,984 |  |  | $ | 85,743 |  |  | $ | 112,406 |  |  | $ | 871,406 |
2019 |  | Construction |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | Total |
Pass |  | $ | 41,073 |  |  | $ | 387,274 |  |  | $ | 118,692 |  |  | $ | 62,655 |  |  | $ | 90,083 |  |  | $ | 699,777 |
Watch |  |  | 6,822 |  |  |  | 29,209 |  |  |  | 32,780 |  |  |  | 16,147 |  |  |  | 15,248 |  |  |  | 100,206 |
Special Mention |  |  | - |  |  |  | 4,581 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,581 |
Substandard |  |  | - |  |  |  | 14,703 |  |  |  | 9,215 |  |  |  | 4,820 |  |  |  | 3,663 |  |  |  | 32,401 |
Substandard-Impaired |  |  | - |  |  |  | 83 |  |  |  | 84 |  |  |  | 462 |  |  |  | 2,951 |  |  |  | 3,580 |
|  | $ | 47,895 |  |  | $ | 435,850 |  |  | $ | 160,771 |  |  | $ | 84,084 |  |  | $ | 111,945 |  |  | $ | 840,545 |
Credit Risk Profile Based on Payment Activity on Disaggregated Basis [Table Text Block] |
2020 |  | 1-4 Family |  |  |  |  |  |  |  |  |
|  | Residential |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | and Other |  |  | Total |
Performing |  | $ | 203,392 |  |  | $ | 18,430 |  |  | $ | 221,822 |
Non-performing |  |  | 1,399 |  |  |  | 24 |  |  |  | 1,423 |
|  | $ | 204,791 |  |  | $ | 18,454 |  |  | $ | 223,245 |
2019 |  | 1-4 Family |  |  |  |  |  |  |  |  |
|  | Residential |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | and Other |  |  | Total |
Performing |  | $ | 200,117 |  |  | $ | 18,782 |  |  | $ | 218,899 |
Non-performing |  |  | 1,393 |  |  |  | 9 |  |  |  | 1,402 |
|  | $ | 201,510 |  |  | $ | 18,791 |  |  | $ | 220,301 |

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