XML 59 R48.htm IDEA: XBRL DOCUMENT v3.20.2

Note 8 - Loans Receivable and Credit Disclosures - Activity in Allowance for Loan Losses (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Balance	$ 14,909,000	$ 11,812,000	$ 12,619,000	$ 11,684,000
Provision for loan losses	1,566,476	68,320	3,882,631	166,414
Recoveries of loans charged-off	8,000	7,000	14,000	48,000
Loans charged-off	(478,000)	(18,000)	(511,000)	(29,000)
Balance	16,005,000	11,869,000	16,005,000	11,869,000
Construction Real Estate [Member]
Balance	753,000	736,000	672,000	699,000
Provision for loan losses	96,000	(15,000)	176,000	11,000
Recoveries of loans charged-off	0	0	1,000	11,000
Loans charged-off	0	0	0	0
Balance	849,000	721,000	849,000	721,000
Family Residential Real Estate 1-4 [Member]
Balance	2,336,000	1,850,000	2,122,000	1,820,000
Provision for loan losses	183,000	(1,000)	397,000	27,000
Recoveries of loans charged-off	3,000	1,000	3,000	3,000
Loans charged-off	(17,000)	(3,000)	(17,000)	(3,000)
Balance	2,505,000	1,847,000	2,505,000	1,847,000
Commercial Real Estate Portfolio Segment [Member]
Balance	6,552,000	4,770,000	5,362,000	4,615,000
Provision for loan losses	724,000	136,000	1,944,000	291,000
Recoveries of loans charged-off	1,000	0	2,000	0
Loans charged-off	(413,000)	0	(444,000)	0
Balance	6,864,000	4,906,000	6,864,000	4,906,000
Agriculture Real Estate [Member]
Balance	1,563,000	1,258,000	1,326,000	1,198,000
Provision for loan losses	150,000	43,000	387,000	103,000
Recoveries of loans charged-off	0	0	0	0
Loans charged-off	0	0	0	0
Balance	1,713,000	1,301,000	1,713,000	1,301,000
Commercial Portfolio Segment [Member]
Balance	1,672,000	1,610,000	1,458,000	1,777,000
Provision for loan losses	366,000	(21,000)	578,000	(211,000)
Recoveries of loans charged-off	2,000	1,000	4,000	29,000
Loans charged-off	(46,000)	0	(46,000)	(5,000)
Balance	1,994,000	1,590,000	1,994,000	1,590,000
Agriculture [Member]
Balance	1,815,000	1,392,000	1,478,000	1,384,000
Provision for loan losses	15,000	(61,000)	352,000	(53,000)
Recoveries of loans charged-off	0	1,000	0	1,000
Loans charged-off	0	0	0	0
Balance	1,830,000	1,332,000	1,830,000	1,332,000
Consumer and Other [Member]
Balance	218,000	196,000	201,000	191,000
Provision for loan losses	32,000	(13,000)	49,000	(2,000)
Recoveries of loans charged-off	2,000	4,000	4,000	4,000
Loans charged-off	(2,000)	(15,000)	(4,000)	(21,000)
Balance	$ 250,000	$ 172,000	$ 250,000	$ 172,000

X

- Definition

Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(4)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

X

- Definition

Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(3)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (g)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 30
-Section 50
-Paragraph 2
-Subparagraph (b)(1)(ii)
-URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section S99
-Paragraph 4
-Subparagraph (SAB Topic 6.L.1)
-URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707

+ Details

Name:	us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount of expense related to estimated loss from loan and lease transactions.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 230
-SubTopic 10
-Section 45
-Paragraph 28
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 220
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-04.11)
-URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

+ Details

Name:	us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=atlo_ConstructionRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=atlo_FamilyResidentialRealEstate14Member
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=atlo_AgricultureRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=atlo_AgricultureMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=atlo_ConsumerAndOtherMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: