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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Interest and dividend income:    
Loans, including fees $ 11,984 $ 12,587
Securities:    
Taxable 1,989 1,821
Tax-exempt 844 910
Other interest and dividend income 178 517
Total interest income 14,995 15,835
Interest expense:    
Deposits 1,294 2,650
Other borrowed funds 37 139
Total interest expense 1,331 2,789
Net interest income 13,664 13,046
Provision (credit) for loan losses (426) 2,316
Net interest income after provision (credit) for loan losses 14,090 10,730
Noninterest income:    
Securities gains, net 0 386
Gain on sale of loans held for sale 504 267
Other noninterest income 273 249
Total noninterest income 2,506 2,631
Noninterest expense:    
Salaries and employee benefits 5,507 5,775
Data processing 1,372 1,191
Occupancy expenses, net 728 691
FDIC insurance assessments 139 0
Professional fees 396 344
Business development 237 264
Amortization of intangible asset 160 217
Amortization of investment in new markets tax credit projects 160 145
Other operating expenses, net 307 423
Total noninterest expense 9,006 9,050
Income before income taxes 7,590 4,311
Provision for income taxes 1,567 756
Net income $ 6,023 $ 3,555
Basic and diluted earnings per share (in dollars per share) $ 0.66 $ 0.39
Cash dividends declared, per share (in dollars per share) $ 0.25 $ 0.25
Fiduciary and Trust [Member]    
Noninterest income:    
Noninterest income $ 932 $ 862
Financial Service [Member]    
Noninterest income:    
Noninterest income 333 441
Credit and Debit Card [Member]    
Noninterest income:    
Noninterest income $ 464 $ 426