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v3.23.1

Note 7 - Loans Receivable and Credit Disclosures (Tables) | 3 Months Ended
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Mar. 31, 2023
Notes Tables |
Schedule of Composition of Loans Receivable [Table Text Block] |
|  | 2023 |  |  | 2022 |
Real estate - construction |  | $ | 59,756 |  |  | $ | 51,253 |
Real estate - 1 to 4 family residential |  |  | 286,418 |  |  |  | 285,107 |
Real estate - multi-family |  |  | 193,566 |  |  |  | 185,784 |
Real estate - commercial |  |  | 350,999 |  |  |  | 353,285 |
Real estate - agricultural |  |  | 158,337 |  |  |  | 159,448 |
Commercial |  |  | 82,345 |  |  |  | 77,265 |
Agricultural |  |  | 92,402 |  |  |  | 113,355 |
Consumer and other |  |  | 16,491 |  |  |  | 16,211 |
|  |  | 1,240,314 |  |  |  | 1,241,708 |
Less allowance for credit losses |  |  | (16,269 | ) |  |  | (15,697 | )
Loans receivable, net |  | $ | 1,224,045 |  |  | $ | 1,226,011 |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Three Months Ended March 31, 2023 |
|  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Multi-family |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Balance, December 31, 2022 |  | $ | 730 |  |  | $ | 3,028 |  |  | $ | 2,493 |  |  | $ | 4,742 |  |  | $ | 1,625 |  |  | $ | 1,153 |  |  | $ | 1,705 |  |  | $ | 221 |  |  | $ | 15,697 |
Impact of adopting ASC 326 |  |  | (395 | ) |  |  | 242 |  |  |  | (24 | ) |  |  | 513 |  |  |  | (398 | ) |  |  | 449 |  |  |  | (61 | ) |  |  | 192 |  |  |  | 518 |
Credit loss expense (benefit) 1 |  |  | 56 |  |  |  | 17 |  |  |  | 99 |  |  |  | (54 | ) |  |  | (9 | ) |  |  | 183 |  |  |  | (88 | ) |  |  | 8 |  |  |  | 212 |
Recoveries of loans charged-off |  |  | - |  |  |  | 1 |  |  |  | - |  |  |  | 5 |  |  |  | - |  |  |  | 3 |  |  |  | - |  |  |  | 1 |  |  |  | 10 |
Loans charged-off |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (4 | ) |  |  | (164 | ) |  |  | - |  |  |  | (168 | )
Balance, March 31, 2023 |  | $ | 391 |  |  | $ | 3,288 |  |  | $ | 2,568 |  |  | $ | 5,206 |  |  | $ | 1,218 |  |  | $ | 1,784 |  |  | $ | 1,392 |  |  | $ | 422 |  |  | $ | 16,269 |
|  | Three Months Ended March 31, 2022 |
|  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Multi-family |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Balance, December 31, 2021 |  | $ | 675 |  |  | $ | 2,752 |  |  | $ | 2,501 |  |  | $ | 5,905 |  |  | $ | 1,584 |  |  | $ | 1,170 |  |  | $ | 1,836 |  |  | $ | 198 |  |  | $ | 16,621 |
Credit loss expense (benefit) |  |  | (30 | ) |  |  | 150 |  |  |  | (68 | ) |  |  | (24 | ) |  |  | 46 |  |  |  | (19 | ) |  |  | (230 | ) |  |  | 48 |  |  |  | (127 | )
Recoveries of loans charged-off |  |  | - |  |  |  | 1 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | - |  |  |  | 1 |  |  |  | 3 |
Loans charged-off |  |  | - |  |  |  | (4 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (9 | ) |  |  | (13 | )
Balance, March 31, 2022 |  | $ | 645 |  |  | $ | 2,899 |  |  | $ | 2,433 |  |  | $ | 5,881 |  |  | $ | 1,630 |  |  | $ | 1,152 |  |  | $ | 1,606 |  |  | $ | 238 |  |  | $ | 16,484 |
Allowance for Loan Losses Disaggregated on Basis of Impairment Analysis Method [Table Text Block] |
2023 |  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Multi-family |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Individually evaluated for credit losses |  | $ | - |  |  | $ | 22 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 81 |  |  | $ | 16 |  |  | $ | 119 |
Collectively evaluated for credit losses |  |  | 391 |  |  |  | 3,266 |  |  |  | 2,568 |  |  |  | 5,206 |  |  |  | 1,218 |  |  |  | 1,784 |  |  |  | 1,311 |  |  |  | 406 |  |  |  | 16,150 |
Balance March 31, 2023 |  | $ | 391 |  |  | $ | 3,288 |  |  | $ | 2,568 |  |  | $ | 5,206 |  |  | $ | 1,218 |  |  | $ | 1,784 |  |  | $ | 1,392 |  |  | $ | 422 |  |  | $ | 16,269 |
2022 |  |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Construction |  |  | Residential |  |  | Multi-family |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Individually evaluated for credit losses |  | $ | - |  |  | $ | 10 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 68 |  |  | $ | 17 |  |  | $ | 95 |
Collectively evaluated for credit losses |  |  | 730 |  |  |  | 3,018 |  |  |  | 2,493 |  |  |  | 4,742 |  |  |  | 1,625 |  |  |  | 1,153 |  |  |  | 1,637 |  |  |  | 204 |  |  |  | 15,602 |
Balance December 31, 2022 |  | $ | 730 |  |  | $ | 3,028 |  |  | $ | 2,493 |  |  | $ | 4,742 |  |  | $ | 1,625 |  |  | $ | 1,153 |  |  | $ | 1,705 |  |  | $ | 221 |  |  | $ | 15,697 |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
2023 |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Construction |  |  | Residential |  |  | Multi-family |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
| Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Individually evaluated for credit losses | $ | - |  |  | $ | 817 |  |  | $ | - |  |  | $ | 9,176 |  |  | $ | 494 |  |  | $ | 188 |  |  | $ | 752 |  |  | $ | 16 |  |  | $ | 11,443 |
Collectively evaluated for credit losses |  | 59,756 |  |  |  | 285,601 |  |  |  | 193,566 |  |  |  | 341,823 |  |  |  | 157,843 |  |  |  | 82,157 |  |  |  | 91,650 |  |  |  | 16,475 |  |  |  | 1,228,871 |
Balance March 31, 2023 | $ | 59,756 |  |  | $ | 286,418 |  |  | $ | 193,566 |  |  | $ | 350,999 |  |  | $ | 158,337 |  |  | $ | 82,345 |  |  | $ | 92,402 |  |  | $ | 16,491 |  |  | $ | 1,240,314 |
2022 |  |  |  |  | 1-4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Construction |  |  | Residential |  |  | Multi-family |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  | Consumer |  |  |  |  |
| Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | and Other |  |  | Total |
Individually evaluated for credit losses | $ | - |  |  | $ | 805 |  |  | $ | - |  |  | $ | 12,853 |  |  | $ | 165 |  |  | $ | 200 |  |  | $ | 342 |  |  | $ | 21 |  |  | $ | 14,386 |
Collectively evaluated for credit losses |  | 51,253 |  |  |  | 284,302 |  |  |  | 185,784 |  |  |  | 340,432 |  |  |  | 159,283 |  |  |  | 77,065 |  |  |  | 113,013 |  |  |  | 16,190 |  |  |  | 1,227,322 |
Balance December 31, 2022 | $ | 51,253 |  |  | $ | 285,107 |  |  | $ | 185,784 |  |  | $ | 353,285 |  |  | $ | 159,448 |  |  | $ | 77,265 |  |  | $ | 113,355 |  |  | $ | 16,211 |  |  | $ | 1,241,708 |
Financing Receivable, Amortized Cost [Table Text Block] |
|  | Primary Type of Collateral |
March 31, 2023 |  | Real Estate |  |  | Equipment |  |  | Other |  |  | Total |  |  | ACL Allocation |
Real estate - construction |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Real estate - 1 to 4 family residential |  |  | 817 |  |  |  | - |  |  |  | - |  |  |  | 817 |  |  |  | 22 |
Real estate - multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Real estate - commercial |  |  | 9,176 |  |  |  | - |  |  |  | - |  |  |  | 9,176 |  |  |  | - |
Real estate - agricultural |  |  | 494 |  |  |  | - |  |  |  | - |  |  |  | 494 |  |  |  | - |
Commercial |  |  | 128 |  |  |  | 3 |  |  |  | - |  |  |  | 131 |  |  |  | - |
Agricultural |  |  | 260 |  |  |  | 42 |  |  |  | 450 |  |  |  | 752 |  |  |  | 81 |
Consumer and other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 10,875 |  |  | $ | 45 |  |  | $ | 450 |  |  | $ | 11,370 |  |  | $ | 103 |
Impaired Financing Receivables [Table Text Block] |
|  | 2022 |
|  |  |  |  |  | Unpaid |  |  |  |  |
|  | Recorded |  |  | Principal |  |  | Related |
|  | Investment |  |  | Balance |  |  | Allowance |
With no specific reserve recorded: |  |  |  |  |  |  |  |  |  |  |  |
Real estate - construction |  | $ | - |  |  | $ | - |  |  | $ | - |
Real estate - 1 to 4 family residential |  |  | 687 |  |  |  | 721 |  |  |  | - |
Real estate - multi-family |  |  | - |  |  |  | - |  |  |  | - |
Real estate - commercial |  |  | 12,853 |  |  |  | 13,578 |  |  |  | - |
Real estate - agricultural |  |  | 165 |  |  |  | 194 |  |  |  | - |
Commercial |  |  | 200 |  |  |  | 249 |  |  |  | - |
Agricultural |  |  | 78 |  |  |  | 88 |  |  |  | - |
Consumer and other |  |  | 4 |  |  |  | 7 |  |  |  | - |
Total loans with no specific reserve: |  |  | 13,987 |  |  |  | 14,837 |  |  |  | - |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Real estate - construction |  |  | - |  |  |  | - |  |  |  | - |
Real estate - 1 to 4 family residential |  |  | 118 |  |  |  | 123 |  |  |  | 10 |
Real estate - multi-family |  |  | - |  |  |  | - |  |  |  | - |
Real estate - commercial |  |  | - |  |  |  | - |  |  |  | - |
Real estate - agricultural |  |  | - |  |  |  | - |  |  |  | - |
Commercial |  |  | - |  |  |  | - |  |  |  | - |
Agricultural |  |  | 264 |  |  |  | 294 |  |  |  | 68 |
Consumer and other |  |  | 17 |  |  |  | 19 |  |  |  | 17 |
Total loans with specific reserve: |  |  | 399 |  |  |  | 436 |  |  |  | 95 |
Total |  |  |  |  |  |  |  |  |  |  |  |
Real estate - construction |  |  | - |  |  |  | - |  |  |  | - |
Real estate - 1 to 4 family residential |  |  | 805 |  |  |  | 844 |  |  |  | 10 |
Real estate - multi-family |  |  | - |  |  |  | - |  |  |  | - |
Real estate - commercial |  |  | 12,853 |  |  |  | 13,578 |  |  |  | - |
Real estate - agricultural |  |  | 165 |  |  |  | 194 |  |  |  | - |
Commercial |  |  | 200 |  |  |  | 249 |  |  |  | - |
Agricultural |  |  | 342 |  |  |  | 382 |  |  |  | 68 |
Consumer and other |  |  | 21 |  |  |  | 26 |  |  |  | 17 |
|  | $ | 14,386 |  |  | $ | 15,273 |  |  | $ | 95 |
Average Investment in Impaired Loans and Interest Income Recognized [Table Text Block] |
|  | Three Months Ended |
|  | March 31, 2022 |
|  | Average |  |  | Interest |
|  | Recorded |  |  | Income |
|  | Investment |  |  | Recognized |
With no specific reserve recorded: |  |  |  |  |  |  |  |
Real estate - construction |  | $ | - |  |  | $ | - |
Real estate - 1 to 4 family residential |  |  | 664 |  |  |  | 3 |
Real estate - multi-family |  |  | - |  |  |  | - |
Real estate - commercial |  |  | 123 |  |  |  | - |
Real estate - agricultural |  |  | 544 |  |  |  | - |
Commercial |  |  | 227 |  |  |  | 4 |
Agricultural |  |  | 289 |  |  |  | - |
Consumer and other |  |  | 5 |  |  |  | - |
Total loans with no specific reserve: |  |  | 1,852 |  |  |  | 7 |
With an allowance recorded: |  |  |  |  |  |  |  |
Real estate - construction |  |  | - |  |  |  | - |
Real estate - 1 to 4 family residential |  |  | 314 |  |  |  | - |
Real estate - multi-family |  |  | - |  |  |  | - |
Real estate - commercial |  |  | 9,668 |  |  |  | - |
Real estate - agricultural |  |  | - |  |  |  | - |
Commercial |  |  | 70 |  |  |  | - |
Agricultural |  |  | 312 |  |  |  | - |
Consumer and other |  |  | 21 |  |  |  | - |
Total loans with specific reserve: |  |  | 10,385 |  |  |  | - |
Total |  |  |  |  |  |  |  |
Real estate - construction |  |  | - |  |  |  | - |
Real estate - 1 to 4 family residential |  |  | 978 |  |  |  | 3 |
Real estate - multi-family |  |  | - |  |  |  | - |
Real estate - commercial |  |  | 9,791 |  |  |  | - |
Real estate - agricultural |  |  | 544 |  |  |  | - |
Commercial |  |  | 297 |  |  |  | 4 |
Agricultural |  |  | 601 |  |  |  | - |
Consumer and other |  |  | 26 |  |  |  | - |
|  | $ | 12,237 |  |  | $ | 7 |
Financing Receivable, Modified With Term Extension [Table Text Block] |
Loan Modifications Made to Borrowers Experiencing Financial Difficulty |
|  | Term Extension |
|  | Amortized Cost Basis at |  |  | % of Total Class of |
|  | March 31, 2023 |  |  | Financing Receivable |
Loan Type |  |  |  |  |  |  |  |
Agricultural |  | $ | 418 |  |  |  | 0.5 | %
Term Extension |
Loan Type |  | Financial Effect |
Agricultural |  |  | Added a weighted-average 7.7 years to the life of loans, which reduced monthly payment amounts for the borrowers |
Financing Receivable, Past Due [Table Text Block] |
2023 |  |  |  |  |  | 90 Days |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 Days |
|  |  | 30-89 |  |  | or Greater |  |  | Total |  |  |  |  |  |  |  |  |  |  | or Greater |
|  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Current |  |  | Total |  |  | Accruing |
Real estate - construction |  | $ | 66 |  |  | $ | 305 |  |  | $ | 371 |  |  | $ | 59,385 |  |  | $ | 59,756 |  |  | $ | 305 |
Real estate - 1 to 4 family residential |  |  | 420 |  |  |  | - |  |  |  | 420 |  |  |  | 285,998 |  |  |  | 286,418 |  |  |  | - |
Real estate - multi-family |  |  | 1,290 |  |  |  | - |  |  |  | 1,290 |  |  |  | 192,276 |  |  |  | 193,566 |  |  |  | - |
Real estate - commercial |  |  | 107 |  |  |  | - |  |  |  | 107 |  |  |  | 350,892 |  |  |  | 350,999 |  |  |  | - |
Real estate - agricultural |  |  | 119 |  |  |  | - |  |  |  | 119 |  |  |  | 158,218 |  |  |  | 158,337 |  |  |  | - |
Commercial |  |  | 337 |  |  |  | - |  |  |  | 337 |  |  |  | 82,008 |  |  |  | 82,345 |  |  |  | - |
Agricultural |  |  | 205 |  |  |  | - |  |  |  | 205 |  |  |  | 92,197 |  |  |  | 92,402 |  |  |  | - |
Consumer and other |  |  | 10 |  |  |  | - |  |  |  | 10 |  |  |  | 16,481 |  |  |  | 16,491 |  |  |  | - |
|  | $ | 2,554 |  |  | $ | 305 |  |  | $ | 2,859 |  |  | $ | 1,237,455 |  |  | $ | 1,240,314 |  |  | $ | 305 |
2022 |  |  |  |  |  | 90 Days |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 Days |
|  |  | 30-89 |  |  | or Greater |  |  | Total |  |  |  |  |  |  |  |  |  |  | or Greater |
|  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Current |  |  | Total |  |  | Accruing |
Real estate - construction |  | $ | 66 |  |  | $ | - |  |  | $ | 66 |  |  | $ | 51,187 |  |  | $ | 51,253 |  |  | $ | - |
Real estate - 1 to 4 family residential |  |  | 944 |  |  |  | 11 |  |  |  | 955 |  |  |  | 284,152 |  |  |  | 285,107 |  |  |  | - |
Real estate - multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 185,784 |  |  |  | 185,784 |  |  |  | - |
Real estate - commercial |  |  | 2,362 |  |  |  | 1,399 |  |  |  | 3,761 |  |  |  | 349,524 |  |  |  | 353,285 |  |  |  | - |
Real estate - agricultural |  |  | 185 |  |  |  | - |  |  |  | 185 |  |  |  | 159,263 |  |  |  | 159,448 |  |  |  | - |
Commercial |  |  | 592 |  |  |  | 7 |  |  |  | 599 |  |  |  | 76,666 |  |  |  | 77,265 |  |  |  | - |
Agricultural |  |  | 218 |  |  |  | 30 |  |  |  | 248 |  |  |  | 113,107 |  |  |  | 113,355 |  |  |  | - |
Consumer and other |  |  | 37 |  |  |  | 4 |  |  |  | 41 |  |  |  | 16,170 |  |  |  | 16,211 |  |  |  | - |
|  | $ | 4,404 |  |  | $ | 1,451 |  |  | $ | 5,855 |  |  | $ | 1,235,853 |  |  | $ | 1,241,708 |  |  | $ | - |
Financing Receivable, Amortized Cost by Year of Origination [Table Text Block] |
March 31, 2023 |  | Amortized Cost Basis of Term Loans by Year of Origination |  |  |  |  |  |  |  |  |
|  | 2023 |  |  | 2022 |  |  | 2021 |  |  | 2020 |  |  | 2019 |  |  | Prior |  |  | Revolving |  |  | Total |
Real estate - construction |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 5,719 |  |  | $ | 45,660 |  |  | $ | 1,605 |  |  | $ | 823 |  |  | $ | - |  |  | $ | 373 |  |  | $ | 5,273 |  |  | $ | 59,453 |
Watch |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 222 |  |  |  | - |  |  |  | 81 |  |  |  | - |  |  |  | 303 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Substandard |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Substandard-Impaired |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 5,719 |  |  | $ | 45,660 |  |  | $ | 1,605 |  |  | $ | 1,045 |  |  | $ | - |  |  | $ | 454 |  |  | $ | 5,273 |  |  | $ | 59,756 |
Current-period gross writeoffs |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Real estate - 1-4 family residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 10,438 |  |  | $ | 88,375 |  |  | $ | 66,711 |  |  | $ | 55,200 |  |  | $ | 9,996 |  |  | $ | 21,924 |  |  | $ | 17,476 |  |  | $ | 270,120 |
Watch |  |  | 94 |  |  |  | 746 |  |  |  | 11,044 |  |  |  | 1,593 |  |  |  | - |  |  |  | 620 |  |  |  | 72 |  |  |  | 14,169 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Substandard |  |  | - |  |  |  | 19 |  |  |  | 971 |  |  |  | - |  |  |  | 259 |  |  |  | 62 |  |  |  | - |  |  |  | 1,311 |
Substandard-Impaired |  |  | - |  |  |  | 118 |  |  |  | 601 |  |  |  | 19 |  |  |  | - |  |  |  | 62 |  |  |  | 18 |  |  |  | 818 |
Total |  | $ | 10,532 |  |  | $ | 89,258 |  |  | $ | 79,327 |  |  | $ | 56,812 |  |  | $ | 10,255 |  |  | $ | 22,668 |  |  | $ | 17,566 |  |  | $ | 286,418 |
Current-period gross writeoffs |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Real estate - multi-family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 13,969 |  |  | $ | 49,639 |  |  | $ | 49,826 |  |  | $ | 44,291 |  |  | $ | 14,330 |  |  | $ | 734 |  |  | $ | 1,564 |  |  | $ | 174,353 |
Watch |  |  | 4,038 |  |  |  | 1,447 |  |  |  | 8,375 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 13,860 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Substandard |  |  | - |  |  |  | 1,290 |  |  |  | - |  |  |  | 2,368 |  |  |  | 1,695 |  |  |  | - |  |  |  | - |  |  |  | 5,353 |
Substandard-Impaired |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 18,007 |  |  | $ | 52,376 |  |  | $ | 58,201 |  |  | $ | 46,659 |  |  | $ | 16,025 |  |  | $ | 734 |  |  | $ | 1,564 |  |  | $ | 193,566 |
Current-period gross writeoffs |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Real estate - commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 13,527 |  |  | $ | 72,328 |  |  | $ | 70,949 |  |  | $ | 67,757 |  |  | $ | 20,043 |  |  | $ | 16,700 |  |  | $ | 7,129 |  |  | $ | 268,433 |
Watch |  |  | 1,938 |  |  |  | 3,123 |  |  |  | 20,485 |  |  |  | 23,676 |  |  |  | 6,815 |  |  |  | 1,141 |  |  |  | 2,442 |  |  |  | 59,620 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Substandard |  |  | - |  |  |  | 10,557 |  |  |  | - |  |  |  | 2,459 |  |  |  | 376 |  |  |  | 396 |  |  |  | - |  |  |  | 13,788 |
Substandard-Impaired |  |  | 9,133 |  |  |  | - |  |  |  | 25 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 9,158 |
Total |  | $ | 24,598 |  |  | $ | 86,008 |  |  | $ | 91,459 |  |  | $ | 93,892 |  |  | $ | 27,234 |  |  | $ | 18,237 |  |  | $ | 9,571 |  |  | $ | 350,999 |
Current-period gross writeoffs |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Real estate - agricultural |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 6,666 |  |  | $ | 34,187 |  |  | $ | 33,669 |  |  | $ | 30,595 |  |  | $ | 6,540 |  |  | $ | 28,103 |  |  | $ | 1,687 |  |  | $ | 141,447 |
Watch |  |  | - |  |  |  | 1,477 |  |  |  | 5,637 |  |  |  | 4,270 |  |  |  | 268 |  |  |  | 1,469 |  |  |  | - |  |  |  | 13,121 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Substandard |  |  | - |  |  |  | 1,413 |  |  |  | 363 |  |  |  | 1,829 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3,605 |
Substandard-Impaired |  |  | - |  |  |  | - |  |  |  | 164 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 164 |
Total |  | $ | 6,666 |  |  | $ | 37,077 |  |  | $ | 39,833 |  |  | $ | 36,694 |  |  | $ | 6,808 |  |  | $ | 29,572 |  |  | $ | 1,687 |  |  | $ | 158,337 |
Current-period gross writeoffs |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 14,768 |  |  | $ | 15,628 |  |  | $ | 13,152 |  |  | $ | 3,775 |  |  | $ | 3,557 |  |  | $ | 1,881 |  |  | $ | 22,255 |  |  | $ | 75,016 |
Watch |  |  | 23 |  |  |  | 552 |  |  |  | 1,149 |  |  |  | 570 |  |  |  | 121 |  |  |  | 178 |  |  |  | 2,707 |  |  |  | 5,300 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 111 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 111 |
Substandard |  |  | - |  |  |  | 71 |  |  |  | - |  |  |  | 471 |  |  |  | - |  |  |  | - |  |  |  | 1,188 |  |  |  | 1,730 |
Substandard-Impaired |  |  | 51 |  |  |  | 57 |  |  |  | 3 |  |  |  | - |  |  |  | - |  |  |  | 77 |  |  |  | - |  |  |  | 188 |
Total |  | $ | 14,842 |  |  | $ | 16,308 |  |  | $ | 14,304 |  |  | $ | 4,927 |  |  | $ | 3,678 |  |  | $ | 2,136 |  |  | $ | 26,150 |  |  | $ | 82,345 |
Current-period gross writeoffs |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 4 |  |  | $ | - |  |  | $ | 4 |
Agricultural |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 8,790 |  |  | $ | 12,970 |  |  | $ | 6,844 |  |  | $ | 3,750 |  |  | $ | 597 |  |  | $ | 1,028 |  |  | $ | 52,403 |  |  | $ | 86,382 |
Watch |  |  | 1,881 |  |  |  | 580 |  |  |  | 16 |  |  |  | 30 |  |  |  | 82 |  |  |  | 16 |  |  |  | 2,640 |  |  |  | 5,245 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Substandard |  |  | - |  |  |  | - |  |  |  | 310 |  |  |  | 53 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 363 |
Substandard-Impaired |  |  | 117 |  |  |  | 21 |  |  |  | 274 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 412 |
Total |  | $ | 10,788 |  |  | $ | 13,571 |  |  | $ | 7,444 |  |  | $ | 3,833 |  |  | $ | 679 |  |  | $ | 1,044 |  |  | $ | 55,043 |  |  | $ | 92,402 |
Current-period gross writeoffs |  | $ | - |  |  | $ | 74 |  |  | $ | 90 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 164 |
Consumer and other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 2,146 |  |  | $ | 5,703 |  |  | $ | 4,268 |  |  | $ | 2,520 |  |  | $ | 777 |  |  | $ | 993 |  |  | $ | 36 |  |  | $ | 16,443 |
Watch |  |  | - |  |  |  | 1 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Substandard |  |  | 31 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 31 |
Substandard-Impaired |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 16 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 16 |
Total |  | $ | 2,177 |  |  | $ | 5,704 |  |  | $ | 4,268 |  |  | $ | 2,536 |  |  | $ | 777 |  |  | $ | 993 |  |  | $ | 36 |  |  | $ | 16,491 |
Current-period gross writeoffs |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Total loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 76,023 |  |  | $ | 324,490 |  |  | $ | 247,024 |  |  | $ | 208,711 |  |  | $ | 55,840 |  |  | $ | 71,736 |  |  | $ | 107,823 |  |  | $ | 1,091,647 |
Watch |  |  | 7,974 |  |  |  | 7,926 |  |  |  | 46,706 |  |  |  | 30,361 |  |  |  | 7,286 |  |  |  | 3,505 |  |  |  | 7,861 |  |  |  | 111,619 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 111 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 111 |
Substandard |  |  | 31 |  |  |  | 13,350 |  |  |  | 1,644 |  |  |  | 7,180 |  |  |  | 2,330 |  |  |  | 458 |  |  |  | 1,188 |  |  |  | 26,181 |
Substandard-Impaired |  |  | 9,301 |  |  |  | 196 |  |  |  | 1,067 |  |  |  | 35 |  |  |  | - |  |  |  | 139 |  |  |  | 18 |  |  |  | 10,756 |
Total |  | $ | 93,329 |  |  | $ | 345,962 |  |  | $ | 296,441 |  |  | $ | 246,398 |  |  | $ | 65,456 |  |  | $ | 75,838 |  |  | $ | 116,890 |  |  | $ | 1,240,314 |
Current-period gross writeoffs |  | $ | - |  |  | $ | 74 |  |  | $ | 90 |  |  | $ | - |  |  | $ | - |  |  | $ | 4 |  |  | $ | - |  |  | $ | 168 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
December 31, 2022 |  | Construction |  |  | Multi-family |  |  | Commercial |  |  | Agricultural |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Real Estate |  |  | Commercial |  |  | Agricultural |  |  | Total |
Pass |  | $ | 51,253 |  |  | $ | 174,048 |  |  | $ | 264,898 |  |  | $ | 136,043 |  |  | $ | 69,872 |  |  | $ | 98,415 |  |  | $ | 794,529 |
Watch |  |  | - |  |  |  | 9,344 |  |  |  | 62,076 |  |  |  | 18,324 |  |  |  | 5,392 |  |  |  | 14,146 |  |  |  | 109,282 |
Special Mention |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 116 |  |  |  | - |  |  |  | 116 |
Substandard |  |  | - |  |  |  | 2,392 |  |  |  | 13,458 |  |  |  | 4,916 |  |  |  | 1,685 |  |  |  | 452 |  |  |  | 22,903 |
Substandard-Impaired |  |  | - |  |  |  | - |  |  |  | 12,853 |  |  |  | 165 |  |  |  | 200 |  |  |  | 342 |  |  |  | 13,560 |
|  | $ | 51,253 |  |  | $ | 185,784 |  |  | $ | 353,285 |  |  | $ | 159,448 |  |  | $ | 77,265 |  |  | $ | 113,355 |  |  | $ | 940,390 |
Credit Risk Profile Based on Payment Activity on Disaggregated Basis [Table Text Block] |
December 31, 2022 |  | 1-4 Family |  |  |  |  |  |  |  |  |
|  | Residential |  |  | Consumer |  |  |  |  |
|  | Real Estate |  |  | and Other |  |  | Total |
Performing |  | $ | 284,302 |  |  | $ | 16,190 |  |  | $ | 300,492 |
Non-performing |  |  | 805 |  |  |  | 21 |  |  |  | 826 |
|  | $ | 285,107 |  |  | $ | 16,211 |  |  | $ | 301,318 |

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