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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 3,197 $ 5,145
Adjustments to reconcile net income to net cash provided by operating activities:    
Credit loss expense (benefit) for loans 212 [1] (127)
Credit loss expense for off-balance sheet credit exposures 63 13
Amortization of securities available-for-sale and loans, net 391 702
Amortization of intangible assets 130 146
Depreciation 290 313
Deferred income taxes 2 77
Securities (gains), net 0 (35)
Increase in cash value of bank-owned life insurance (19) (17)
(Gain) on sales of loans held for sale (50) (180)
Proceeds from loans held for sale 2,176 9,191
Originations of loans held for sale (2,285) (9,011)
Amortization of investment in New Markets Tax Credit projects 192 189
Change in assets and liabilities:    
Decrease in accrued income receivable 681 794
Decrease in other assets 629 23
Increase (decrease) in accrued expenses and other liabilities 886 (239)
Net cash provided by operating activities 6,495 6,984
CASH FLOWS FROM INVESTING ACTIVITIES    
Net decrease in interest-bearing time deposits 746 503
Purchase of securities available-for-sale (3,744) (61,423)
Proceeds from sale of securities available-for-sale 0 535
Proceeds from maturities and calls of securities available-for-sale 13,698 22,175
Purchase of FHLB stock (8,009) (176)
Proceeds from the redemption of FHLB and FRB stock 9,294 125
Net decrease in loans 1,018 14,451
Purchase of premises and equipment (1,560) (532)
Net cash provided by (used in) investing activities 11,443 (24,342)
CASH FLOWS FROM FINANCING ACTIVITIES    
Increase (decrease) in deposits (1,164) 81,874
Increase in securities sold under agreements to repurchase 5,526 51
Payments on other borrowings (75,150) (3,000)
Proceeds from other borrowings 150,000 0
Net payments on FHLB short-term borrowings (35,420) 0
Dividends paid (2,428) (2,364)
Net cash provided by financing activities 41,364 76,561
Net increase in cash and cash equivalents 59,302 59,203
CASH AND CASH EQUIVALENTS    
Beginning 27,884 89,129
Ending 87,186 148,332
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION    
Interest 5,512 981
Income taxes $ 0 $ 95
[1] The difference in the credit loss expense reported herein as compared to the Consolidated Statements of Income is associated with the credit loss expense of $63 thousand related to off-balance sheet credit exposures.