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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest and dividend income:    
Loans, including fees $ 15,822 $ 13,071
Securities:    
Taxable 3,092 3,216
Tax-exempt 535 614
Other interest and dividend income 662 295
Total interest and dividend income 20,111 17,196
Interest expense:    
Deposits 7,589 4,715
Other borrowed funds 1,616 812
Total interest expense 9,205 5,527
Net interest income 10,906 11,669
Credit loss expense 169 275
Net interest income after credit loss expense (benefit) 10,737 11,394
Noninterest income:    
Securities (losses), net (165) 0
Gain on sale of loans held for sale 83 50
Other noninterest income 380 302
Total noninterest income 2,177 2,254
Noninterest expense:    
Salaries and employee benefits 6,237 5,970
Data processing 1,435 1,321
Occupancy expenses, net 777 810
FDIC insurance assessments 301 170
Professional fees 460 460
Business development 380 359
Intangible asset amortization 87 130
New market tax credit projects amortization 174 192
Other operating expenses, net 343 368
Total noninterest expense 10,194 9,780
Income before income taxes 2,720 3,868
Provision for income taxes 416 671
Net income $ 2,304 $ 3,197
Basic and diluted earnings per share (in dollars per share) $ 0.26 $ 0.36
Dividends declared per share (in dollars per share) $ 0.27 $ 0.27
Fiduciary and Trust [Member]    
Noninterest income:    
Noninterest income $ 1,195 $ 1,165
Financial Service [Member]    
Noninterest income:    
Noninterest income 322 323
Credit and Debit Card [Member]    
Noninterest income:    
Noninterest income $ 362 $ 414