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Note 2 - Concentrations and Restrictions on Cash and Due from Banks and Interest-bearing Deposits in Financial Institutions | 12 Months Ended
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Dec. 31, 2024
Notes to Financial Statements |
Concentrations and Restrictions on Cash and Due from Banks and Interest Bearing Deposits in Financial Institutions [Text Block] | Note 2. Concentrations and Restrictions on Cash and Due from Banks and Interest-Bearing Deposits in Financial Institutions The Federal Reserve announced on March 15, 2020, that the reserve requirement ratios would be reduced to zero percent effective March 26, 2020. This action eliminated reserve requirements for all depository institutions. Prior to March 26, 2020, the Federal Reserve Bank required member banks to maintain certain cash and due from bank reserves. The subsidiary banks did not have a reserve requirement at December 31, 2024 or 2023. The Federal Reserve Board currently has no plans to reinstate the reserve requirement but retains the right to reinstate it. At December 31, 2024, the Company had approximately $89.6 million on deposit at various financial institutions. Management does not believe these balances carry a significant risk of loss but cannot provide absolute assurance that no losses would occur if these institutions were to become insolvent.

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- Definition The entire disclosure of concentrations and restrictions on cash and due from bank and interest bearing deposits in financial institutions. + References No definition available. + Details
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