XML 71 R57.htm IDEA: XBRL DOCUMENT v3.25.0.1
Note 4 - Loans Receivable and Credit Disclosures - Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Balance, beginning $ 16,776 $ 15,697
Credit loss expense (benefit) [1] 735 774
Recoveries of loans charged-off 30 32
Loans charged-off (483) (245)
Balance, ending 17,058 16,776
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance, beginning 0 518
Balance, ending   0
Construction Real Estate [Member]    
Balance, beginning 408 730
Credit loss expense (benefit) 74 73
Recoveries of loans charged-off 0 0
Loans charged-off 0 0
Balance, ending 482 408
Construction Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance, beginning   (395)
Family Residential Real Estate 1-4 [Member]    
Balance, beginning 3,333 3,028
Credit loss expense (benefit) 544 58
Recoveries of loans charged-off 13 5
Loans charged-off 0 0
Balance, ending 3,890 3,333
Family Residential Real Estate 1-4 [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance, beginning   242
Multifamily [Member]    
Balance, beginning 2,542 2,493
Credit loss expense (benefit) (354) 73
Recoveries of loans charged-off 0 0
Loans charged-off 0 0
Balance, ending 2,188 2,542
Multifamily [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance, beginning   (24)
Commercial Real Estate Portfolio Segment [Member]    
Balance, beginning 5,236 4,742
Credit loss expense (benefit) (304) (24)
Recoveries of loans charged-off 0 5
Loans charged-off 0 0
Balance, ending 4,932 5,236
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance, beginning   513
Agriculture Real Estate [Member]    
Balance, beginning 1,238 1,625
Credit loss expense (benefit) 346 11
Recoveries of loans charged-off 0 0
Loans charged-off 0 0
Balance, ending 1,584 1,238
Agriculture Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance, beginning   (398)
Commercial Portfolio Segment [Member]    
Balance, beginning 1,955 1,153
Credit loss expense (benefit) 268 381
Recoveries of loans charged-off 10 9
Loans charged-off (474) (37)
Balance, ending 1,759 1,955
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance, beginning   449
Agriculture [Member]    
Balance, beginning 1,607 1,705
Credit loss expense (benefit) 198 161
Recoveries of loans charged-off 0 5
Loans charged-off 0 (203)
Balance, ending 1,805 1,607
Agriculture [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance, beginning   (61)
Consumer and Other [Member]    
Balance, beginning 457 221
Credit loss expense (benefit) (37) 41
Recoveries of loans charged-off 7 8
Loans charged-off (9) (5)
Balance, ending $ 418 457
Consumer and Other [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance, beginning   $ 192
[1] The difference in the credit loss expense reported herein as compared to the Consolidated Statements of Income is associated with the credit loss benefit of $143 thousand related to off-balance sheet credit exposures.