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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2025
Dec. 31, 2024
Assets [Abstract]    
Cash and due from banks $ 20,498 $ 19,525
Interest-bearing deposits in financial institutions and federal funds sold 142,893 81,702
Total cash and cash equivalents 163,391 101,227
Interest-bearing time deposits 5,166 6,166
Securities available-for-sale 640,416 648,513
Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock, at cost 3,384 3,883
Loans receivable, net 1,306,230 1,303,917
Loans held for sale 540 342
Bank premises and equipment, net 21,445 21,567
Accrued income receivable 12,240 13,864
Bank-owned life insurance 3,235 3,214
Deferred income taxes, net 12,010 14,056
Intangible assets, net 1,015 1,092
Goodwill 12,424 12,424
Other Assets 2,797 2,915
Total assets 2,184,293 2,133,180
Liabilities [Abstract]    
Noninterest-bearing checking 336,844 358,386
Interest-bearing checking 663,125 619,951
Savings and money market 575,365 540,491
Time, $250 and over 87,946 84,996
Other time 243,104 242,858
Total deposits 1,906,384 1,846,682
Securities sold under agreements to repurchase 45,774 52,412
Other borrowings 35,802 46,952
Dividends declared, not paid 1,783 1,790
Accrued interest payable 2,555 3,208
Accounts Payable and Accrued Liabilities 8,939 7,430
Total liabilities 2,001,237 1,958,474
STOCKHOLDERS' EQUITY    
Common stock, $2 par value, authorized 18,000,000 shares; issued and outstanding 8,915,557 and 8,949,110 shares as of March 31, 2025 and December 31, 2024, respectively 17,831 17,898
Additional paid-in capital 13,152 13,635
Retained earnings 183,914 182,236
Accumulated other comprehensive (loss) (31,841) (39,063)
Total stockholders' equity 183,056 174,706
Total liabilities and stockholders' equity $ 2,184,293 $ 2,133,180