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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and dividend income:    
Loans, including fees $ 16,674 $ 15,822
Securities:    
Taxable 2,840 3,092
Tax-exempt 453 535
Other interest and dividend income 1,151 662
Total interest and dividend income 21,118 20,111
Interest expense:    
Deposits 7,419 7,589
Other borrowed funds 784 1,616
Total interest expense 8,203 9,205
Net interest income 12,915 10,906
Credit loss expense 962 169
Net interest income after credit loss expense 11,953 10,737
Noninterest income:    
Securities gains (losses), net 0 (165)
Gain on sale of loans held for sale 75 83
Other noninterest income 310 380
Total noninterest income 2,547 2,177
Noninterest expense:    
Salaries and employee benefits 6,373 6,237
Data processing 1,352 1,435
Occupancy expenses, net 772 777
FDIC insurance assessments 260 301
Professional fees 485 460
Business development 372 380
Intangible asset amortization 77 87
New market tax credit projects amortization 192 174
Other operating expenses, net 380 343
Total noninterest expense 10,263 10,194
Income before income taxes 4,237 2,720
Provision for income taxes 794 416
Net income $ 3,443 $ 2,304
Basic and diluted earnings per share (in dollars per share) $ 0.39 $ 0.26
Cash dividends declared, per share (in dollars per share) $ 0.2 $ 0.27
Fiduciary and Trust [Member]    
Noninterest income:    
Noninterest income $ 1,444 $ 1,195
Financial Service [Member]    
Noninterest income:    
Noninterest income 370 322
Credit and Debit Card [Member]    
Noninterest income:    
Noninterest income $ 348 $ 362