<SEC-DOCUMENT>0001437749-25-014714.txt : 20250506
<SEC-HEADER>0001437749-25-014714.hdr.sgml : 20250506
<ACCEPTANCE-DATETIME>20250506135839
ACCESSION NUMBER:		0001437749-25-014714
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250331
FILED AS OF DATE:		20250506
DATE AS OF CHANGE:		20250506
EFFECTIVENESS DATE:		20250506

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMES NATIONAL CORP
		CENTRAL INDEX KEY:			0001132651
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				421039071
		STATE OF INCORPORATION:			X1
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-25350
		FILM NUMBER:		25916546

	BUSINESS ADDRESS:	
		STREET 1:		PO BOX 846
		CITY:			AMES
		STATE:			IA
		ZIP:			50010
		BUSINESS PHONE:		5152326251

	MAIL ADDRESS:	
		STREET 1:		PO BOX 846
		CITY:			AMES
		STATE:			IA
		ZIP:			50010
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <credentials>
          <cik>0001132651</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
        <fileNumber>028-25350</fileNumber>
      </filer>
      <periodOfReport>03-31-2025</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>03-31-2025</reportCalendarOrQuarter>
      <filingManager>
        <name>AMES NATIONAL CORP</name>
        <address>
          <com:street1>PO BOX 846</com:street1>
          <com:city>AMES</com:city>
          <com:stateOrCountry>IA</com:stateOrCountry>
          <com:zipCode>50010</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-25350</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>John P. Nelson</name>
      <title>President/CEO</title>
      <phone>515-620-5917</phone>
      <signature>/s/ John P. Nelson</signature>
      <city>Ames</city>
      <stateOrCountry>IA</stateOrCountry>
      <signatureDate>05-06-2025</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>1</otherIncludedManagersCount>
      <tableEntryTotal>115</tableEntryTotal>
      <tableValueTotal>149000669</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
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        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <cik>0002058589</cik>
            <form13FFileNumber>028-25528</form13FFileNumber>
            <name>First National Bank, Ames, Iowa</name>
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      </otherManagers2Info>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>F13InfoTable_74897.xml
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<nameOfIssuer>Abbott Laboratories</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>002824100</cusip>
<value>189026</value>
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<sshPrnamt>1425</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
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<None>0</None>
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<nameOfIssuer>Abbott Laboratories</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
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<value>119385</value>
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<votingAuthority>
<Sole>900</Sole>
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<nameOfIssuer>Aflac</nameOfIssuer>
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<cusip>001055102</cusip>
<value>448652</value>
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<sshPrnamt>4035</sshPrnamt>
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<nameOfIssuer>Air Products &amp; Chemicals</nameOfIssuer>
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<value>221190</value>
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<sshPrnamt>750</sshPrnamt>
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<nameOfIssuer>Air Products &amp; Chemicals</nameOfIssuer>
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<sshPrnamt>535</sshPrnamt>
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<nameOfIssuer>Alliant Energy</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>018802108</cusip>
<value>168147</value>
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<sshPrnamt>2613</sshPrnamt>
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<infoTable>
<nameOfIssuer>Alliant Energy</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>018802108</cusip>
<value>201528</value>
<shrsOrPrnAmt>
<sshPrnamt>3132</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>3132</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Alphabet A</nameOfIssuer>
<titleOfClass>CAP STK CL A</titleOfClass>
<cusip>02079K305</cusip>
<value>401755</value>
<shrsOrPrnAmt>
<sshPrnamt>2598</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>2598</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Alphabet A</nameOfIssuer>
<titleOfClass>CAP STK CL A</titleOfClass>
<cusip>02079K305</cusip>
<value>40980</value>
<shrsOrPrnAmt>
<sshPrnamt>265</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>265</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>Alphabet C</nameOfIssuer>
<titleOfClass>CAP STK CL C</titleOfClass>
<cusip>02079K107</cusip>
<value>985811</value>
<shrsOrPrnAmt>
<sshPrnamt>6310</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
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<Sole>6310</Sole>
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<infoTable>
<nameOfIssuer>Alphabet C</nameOfIssuer>
<titleOfClass>CAP STK CL C</titleOfClass>
<cusip>02079K107</cusip>
<value>721001</value>
<shrsOrPrnAmt>
<sshPrnamt>4615</sshPrnamt>
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<votingAuthority>
<Sole>4615</Sole>
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<infoTable>
<nameOfIssuer>Ames National Corp</nameOfIssuer>
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<cusip>031001100</cusip>
<value>124182</value>
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<sshPrnamt>7088</sshPrnamt>
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<None>0</None>
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<infoTable>
<nameOfIssuer>Ames National Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
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<votingAuthority>
<Sole>35409</Sole>
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<infoTable>
<nameOfIssuer>Apple</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
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<sshPrnamt>11489</sshPrnamt>
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<votingAuthority>
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<nameOfIssuer>Apple</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
<value>1637112</value>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>7370</Sole>
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<nameOfIssuer>AT&amp;T</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
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<sshPrnamt>8342</sshPrnamt>
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<cusip>00206R102</cusip>
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<investmentDiscretion>DFND</investmentDiscretion>
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<nameOfIssuer>Berkshire Hathaway B</nameOfIssuer>
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<nameOfIssuer>Berkshire Hathaway B</nameOfIssuer>
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<nameOfIssuer>BlackRock</nameOfIssuer>
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<investmentDiscretion>DFND</investmentDiscretion>
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<nameOfIssuer>Blackstone</nameOfIssuer>
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<nameOfIssuer>Casey's General Stores</nameOfIssuer>
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<nameOfIssuer>Chevron</nameOfIssuer>
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<infoTable>
<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
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<sshPrnamt>535</sshPrnamt>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
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<sshPrnamt>523</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>DNP Select Income</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>23325P104</cusip>
<value>136927</value>
<shrsOrPrnAmt>
<sshPrnamt>13845</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>13845</Sole>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Emerson Electric</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>291011104</cusip>
<value>241208</value>
<shrsOrPrnAmt>
<sshPrnamt>2200</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>2200</Sole>
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<None>0</None>
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<infoTable>
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<cusip>30231G102</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>4809</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>4809</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>Exxon Mobil</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30231G102</cusip>
<value>506880</value>
<shrsOrPrnAmt>
<sshPrnamt>4262</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>4262</Sole>
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<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>General Dynamics</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>369550108</cusip>
<value>748777</value>
<shrsOrPrnAmt>
<sshPrnamt>2747</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
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<votingAuthority>
<Sole>2747</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>Goeppinger Enterprises Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>GEI001202</cusip>
<value>3338856</value>
<shrsOrPrnAmt>
<sshPrnamt>1202</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>1202</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>Home Depot</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>437076102</cusip>
<value>2358730</value>
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<sshPrnamt>6436</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
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<votingAuthority>
<Sole>6436</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>Home Depot</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>437076102</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>2113</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>2113</Sole>
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<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>iShares Core S&amp;P 500 Index</nameOfIssuer>
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<shrsOrPrnAmt>
<sshPrnamt>38366</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
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<votingAuthority>
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<None>0</None>
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<infoTable>
<nameOfIssuer>iShares Core S&amp;P 500 Index</nameOfIssuer>
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<cusip>464287200</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>15428</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>15428</Sole>
<Shared>0</Shared>
<None>0</None>
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<infoTable>
<nameOfIssuer>iShares Core S&amp;P Mid-Cap</nameOfIssuer>
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<cusip>464287507</cusip>
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<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>31578</Sole>
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<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>iShares Core S&amp;P Mid-Cap</nameOfIssuer>
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<cusip>464287507</cusip>
<value>836039</value>
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<sshPrnamt>14328</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>14328</Sole>
<Shared>0</Shared>
<None>0</None>
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<infoTable>
<nameOfIssuer>iShares Core S&amp;P Small-Cap</nameOfIssuer>
<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
<cusip>464287804</cusip>
<value>1132179</value>
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<sshPrnamt>10827</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>10827</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>iShares Core S&amp;P Small-Cap</nameOfIssuer>
<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
<cusip>464287804</cusip>
<value>502773</value>
<shrsOrPrnAmt>
<sshPrnamt>4808</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>4808</Sole>
<Shared>0</Shared>
<None>0</None>
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<infoTable>
<nameOfIssuer>iShares Core US Aggregate Bond</nameOfIssuer>
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<cusip>464287226</cusip>
<value>8568253</value>
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<sshPrnamt>86618</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
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<votingAuthority>
<Sole>86618</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>iShares Core US Aggregate Bond</nameOfIssuer>
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<sshPrnamt>23688</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>23688</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>iShares Preferred and Income Securities</nameOfIssuer>
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<cusip>464288687</cusip>
<value>331331</value>
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<sshPrnamt>10782</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>10782</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>iShares Preferred and Income Securities</nameOfIssuer>
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<cusip>464288687</cusip>
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<sshPrnamt>18710</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>18710</Sole>
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<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>iShares Russell 2000 Index</nameOfIssuer>
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<cusip>464287655</cusip>
<value>2181822</value>
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<sshPrnamt>10937</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>10937</Sole>
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<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>iShares Russell 2000 Index</nameOfIssuer>
<titleOfClass>RUSSELL 2000 ETF</titleOfClass>
<cusip>464287655</cusip>
<value>1412389</value>
<shrsOrPrnAmt>
<sshPrnamt>7080</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>7080</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>iShares Russell Mid-Cap Index</nameOfIssuer>
<titleOfClass>RUS MID CAP ETF</titleOfClass>
<cusip>464287499</cusip>
<value>3526832</value>
<shrsOrPrnAmt>
<sshPrnamt>41458</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>41458</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>iShares Russell Mid-Cap Index</nameOfIssuer>
<titleOfClass>RUS MID CAP ETF</titleOfClass>
<cusip>464287499</cusip>
<value>1708631</value>
<shrsOrPrnAmt>
<sshPrnamt>20085</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>20085</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>478160104</cusip>
<value>1783775</value>
<shrsOrPrnAmt>
<sshPrnamt>10756</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>10756</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>478160104</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>2371</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>2371</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>JPMorgan Chase &amp; Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46625H100</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>3774</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>3774</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>JPMorgan Chase &amp; Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46625H100</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>5316</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>5316</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>McDonald's</nameOfIssuer>
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<cusip>580135101</cusip>
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<sshPrnamt>2669</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>2669</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>McDonald's</nameOfIssuer>
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<cusip>580135101</cusip>
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<sshPrnamt>3021</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>3021</Sole>
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<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>Merck</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58933Y105</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1992</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>1992</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Merck</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58933Y105</cusip>
<value>688639</value>
<shrsOrPrnAmt>
<sshPrnamt>7672</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>7672</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Microsoft</nameOfIssuer>
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<cusip>594918104</cusip>
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<sshPrnamt>13334</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>13334</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Microsoft</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>594918104</cusip>
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<sshPrnamt>5525</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>5525</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>Nike</nameOfIssuer>
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<value>394655</value>
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<sshPrnamt>6217</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>6217</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>Nike</nameOfIssuer>
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<shrsOrPrnAmt>
<sshPrnamt>111</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>111</Sole>
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<None>0</None>
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</infoTable>
<infoTable>
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<shrsOrPrnAmt>
<sshPrnamt>900</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>900</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Norfolk Southern Corp</nameOfIssuer>
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<cusip>655844108</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1300</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PepsiCo</nameOfIssuer>
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<cusip>713448108</cusip>
<value>361955</value>
<shrsOrPrnAmt>
<sshPrnamt>2414</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>2414</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PepsiCo</nameOfIssuer>
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<sshPrnamt>1966</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>1966</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Pfizer Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>717081103</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>13708</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>13708</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Pfizer Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>717081103</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>2454</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>2454</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PPG Industries</nameOfIssuer>
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<cusip>693506107</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>4598</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>4598</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Procter &amp; Gamble</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>742718109</cusip>
<value>1370006</value>
<shrsOrPrnAmt>
<sshPrnamt>8039</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>8039</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Procter &amp; Gamble</nameOfIssuer>
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<cusip>742718109</cusip>
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<sshPrnamt>3401</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>3401</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Qualcomm</nameOfIssuer>
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<cusip>747525103</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1716</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>1716</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Qualcomm</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>747525103</cusip>
<value>409831</value>
<shrsOrPrnAmt>
<sshPrnamt>2668</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>2668</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>RTX Corporation</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>75513E101</cusip>
<value>95106</value>
<shrsOrPrnAmt>
<sshPrnamt>718</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>718</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>RTX Corporation</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>75513E101</cusip>
<value>206638</value>
<shrsOrPrnAmt>
<sshPrnamt>1560</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>1560</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
<titleOfClass>TR UNIT</titleOfClass>
<cusip>78462F103</cusip>
<value>491144</value>
<shrsOrPrnAmt>
<sshPrnamt>878</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>878</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Sysco</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>871829107</cusip>
<value>382329</value>
<shrsOrPrnAmt>
<sshPrnamt>5095</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>5095</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Sysco</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>871829107</cusip>
<value>34894</value>
<shrsOrPrnAmt>
<sshPrnamt>465</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>465</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Technology Select Sector SPDR</nameOfIssuer>
<titleOfClass>TECHNOLOGY</titleOfClass>
<cusip>81369Y803</cusip>
<value>2988798</value>
<shrsOrPrnAmt>
<sshPrnamt>14475</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>14475</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Travelers Companies</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>89417E109</cusip>
<value>1557934</value>
<shrsOrPrnAmt>
<sshPrnamt>5891</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>5891</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Travelers Companies</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>89417E109</cusip>
<value>191998</value>
<shrsOrPrnAmt>
<sshPrnamt>726</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>726</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Union Pacific</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>907818108</cusip>
<value>413420</value>
<shrsOrPrnAmt>
<sshPrnamt>1750</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>1750</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Union Pacific</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>907818108</cusip>
<value>960788</value>
<shrsOrPrnAmt>
<sshPrnamt>2018</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>2018</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>UnitedHealth Group</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>91324P102</cusip>
<value>244068</value>
<shrsOrPrnAmt>
<sshPrnamt>466</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>466</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>UnitedHealth Group</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>91324P102</cusip>
<value>894565</value>
<shrsOrPrnAmt>
<sshPrnamt>1708</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>1708</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard High Dividend Yield</nameOfIssuer>
<titleOfClass>HIGH DIV YLD</titleOfClass>
<cusip>921946406</cusip>
<value>167648</value>
<shrsOrPrnAmt>
<sshPrnamt>1300</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>1300</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard High Dividend Yield</nameOfIssuer>
<titleOfClass>HIGH DIV YLD</titleOfClass>
<cusip>921946406</cusip>
<value>270816</value>
<shrsOrPrnAmt>
<sshPrnamt>2100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>2100</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard S&amp;P 500</nameOfIssuer>
<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
<cusip>922908363</cusip>
<value>1488283</value>
<shrsOrPrnAmt>
<sshPrnamt>2896</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>2896</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard S&amp;P 500</nameOfIssuer>
<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
<cusip>922908363</cusip>
<value>43682</value>
<shrsOrPrnAmt>
<sshPrnamt>85</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>85</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Short-Term Bond</nameOfIssuer>
<titleOfClass>SHORT TRM BOND</titleOfClass>
<cusip>921937827</cusip>
<value>8986466</value>
<shrsOrPrnAmt>
<sshPrnamt>114799</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>114799</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Short-Term Bond</nameOfIssuer>
<titleOfClass>SHORT TRM BOND</titleOfClass>
<cusip>921937827</cusip>
<value>2327734</value>
<shrsOrPrnAmt>
<sshPrnamt>29736</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>29736</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Short-Term Inflation-Protected Securities</nameOfIssuer>
<titleOfClass>STRM INFPROIDX</titleOfClass>
<cusip>922020805</cusip>
<value>3523190</value>
<shrsOrPrnAmt>
<sshPrnamt>70605</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>70605</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Short-Term Inflation-Protected Securities</nameOfIssuer>
<titleOfClass>STRM INFPROIDX</titleOfClass>
<cusip>922020805</cusip>
<value>1102790</value>
<shrsOrPrnAmt>
<sshPrnamt>22100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>22100</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Total Bond Market</nameOfIssuer>
<titleOfClass>TOTAL BND MRKT</titleOfClass>
<cusip>921937835</cusip>
<value>8690310</value>
<shrsOrPrnAmt>
<sshPrnamt>118316</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>118316</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Total Bond Market</nameOfIssuer>
<titleOfClass>TOTAL BND MRKT</titleOfClass>
<cusip>921937835</cusip>
<value>2249700</value>
<shrsOrPrnAmt>
<sshPrnamt>30629</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>30629</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Total International Stock</nameOfIssuer>
<titleOfClass>VG TL INTL STK F</titleOfClass>
<cusip>921909768</cusip>
<value>2850266</value>
<shrsOrPrnAmt>
<sshPrnamt>45898</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>45898</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Total International Stock</nameOfIssuer>
<titleOfClass>VG TL INTL STK F</titleOfClass>
<cusip>921909768</cusip>
<value>1841451</value>
<shrsOrPrnAmt>
<sshPrnamt>29653</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>29653</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Total Stock Market</nameOfIssuer>
<titleOfClass>TOTAL STK MKT</titleOfClass>
<cusip>922908769</cusip>
<value>2803368</value>
<shrsOrPrnAmt>
<sshPrnamt>10200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>10200</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Vanguard Total Stock Market</nameOfIssuer>
<titleOfClass>TOTAL STK MKT</titleOfClass>
<cusip>922908769</cusip>
<value>18964</value>
<shrsOrPrnAmt>
<sshPrnamt>69</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>69</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Verizon Communications</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>159713</value>
<shrsOrPrnAmt>
<sshPrnamt>3521</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>3521</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Verizon Communications</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>294017</value>
<shrsOrPrnAmt>
<sshPrnamt>6482</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>6482</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Visa</nameOfIssuer>
<titleOfClass>COM CL A</titleOfClass>
<cusip>92826C839</cusip>
<value>140184</value>
<shrsOrPrnAmt>
<sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>400</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Visa</nameOfIssuer>
<titleOfClass>COM CL A</titleOfClass>
<cusip>92826C839</cusip>
<value>586698</value>
<shrsOrPrnAmt>
<sshPrnamt>1674</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>1674</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Wal-Mart</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>931142103</cusip>
<value>444656</value>
<shrsOrPrnAmt>
<sshPrnamt>5065</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>5065</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Wal-Mart</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>931142103</cusip>
<value>423762</value>
<shrsOrPrnAmt>
<sshPrnamt>4827</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>4827</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Walt Disney</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>254687106</cusip>
<value>47771</value>
<shrsOrPrnAmt>
<sshPrnamt>484</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>484</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Walt Disney</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>254687106</cusip>
<value>271228</value>
<shrsOrPrnAmt>
<sshPrnamt>2748</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>2748</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Wells Fargo &amp; Company</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>949746101</cusip>
<value>9692</value>
<shrsOrPrnAmt>
<sshPrnamt>135</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<otherManager>1</otherManager>
<votingAuthority>
<Sole>135</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>Wells Fargo &amp; Company</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>949746101</cusip>
<value>215370</value>
<shrsOrPrnAmt>
<sshPrnamt>3000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>3000</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
