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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flows from operating activities:    
Net loss $ (11,957) $ (6,545)
Adjustments to reconcile net loss to net cash provided by operating activities:    
Depreciation and amortization 4,041 3,053
Reduction of operating lease right-of-use assets 279 273
Loss on impairment, receivables and sale or disposal of equipment 334 537
Stock-based compensation expense 14,917 15,905
Amortization of original issue discount and debt issuance costs 57 28
Deferred tax assets (4) (30)
Changes in assets and liabilities:    
Accounts receivable, net 212 175
Settlement assets, net (11,614) (7,876)
Prepaid expenses 9,565 1,831
Other current assets (2,186) 1,838
Other assets (19) (80)
Accounts payable 1,336 (425)
Accrued expenses and other liabilities 962 (1,105)
Operating lease liabilities (281) 54
Settlement liabilities 8,248 4,887
Other liabilities (169) 268
Net cash provided by operating activities 13,721 12,788
Cash flows from investing activities:    
Purchases of property and equipment (17) 0
Software development costs (1,655) (4,867)
Net cash used in investing activities (1,672) (4,867)
Cash flows from financing activities:    
Principal payments of finance leases (68) (63)
Principal payments of outstanding debt 0 (75)
Payments for debt issuance costs (88) (71)
Repurchases of early exercised stock options 0 (32)
Proceeds from common stock purchased under Matching Plan 2,610 2,004
Proceeds from issuance of common stock upon exercise of stock options 117 53
Repurchase and retirement of common stock (3,026) 0
Net cash (used in) provided by financing activities (455) 1,816
Net increase in cash and cash equivalents and restricted cash 11,594 9,737
Cash and cash equivalents and restricted cash, beginning of period 90,834 96,658
Cash and cash equivalents and restricted cash, end of period 102,428 106,395
Supplemental disclosure of cash flow information:    
Cash paid for interest 0 903
Cash paid for income taxes 4,418 2,439
Noncash investing and financing items:    
Stock-based compensation capitalized as software development costs 775 1,561
Purchases of property and equipment and capitalized software in accounts payable and accrued expenses 31 290
Fair value of common stock issued to settle liability-classified restricted stock units 343 0
Reconciliation of cash and cash equivalents and restricted cash to the Condensed Consolidated Balance Sheets    
Cash and cash equivalents 60,519 53,234
Restricted cash included in other current assets 21,132 30,591
Restricted cash included in settlement assets, net 20,777 22,570
Total cash, cash equivalents and restricted cash $ 102,428 $ 106,395